A precious metals IRA that is also called a gold-backed IRA will help safeguard your investment from the volatility of markets and safeguard you from inflation. Additionally, precious metals such as silver and gold are different from traditional assets like stocks and bonds which makes them a good option to diversify your portfolio.
We looked at the best gold IRA companies to see what precious metal IRA accounts offer the best deal. We evaluated every gold IRA company below, based on a variety of factors, including the quality of the metals they offer and the charges they impose, the storage options they offer and their customer service and even their reputation.
Goldco is the most trusted and most reliable company overall when it comes to gold IRAs.
The best deal for new purchasers is American Hartford Gold.
Lear Capital: The new sales can receive up to $15,000 worth of bonus coins
Birch Gold Group has a vast array of precious metals.
The most excellent customer service is offered at Augusta Precious Metals.
Oxford Gold The best scheme to buy back books
Noble Gold Investments is a gold IRA firm with a lot of experience.
Patriot Gold Group: Good for buying silver and gold directly
Advantage Gold: The best learning tools
#1. Goldco is the best company in the field of gold IRAs.
Goldco is an established dealer of rare metals that sells goods that can help you save more for retirement. This company is the leader in the field of rare metals, and has been awarded numerous awards and distinctions.
The Better Business Bureau gives Goldco an A+ rating, and the Business Consumer Alliance gives it a AAA grade.
Goldco can help you safeguard the assets of various retirement accounts by shifting them into an precious metals IRA. If you have an IRA, TSP, 401(k), or 403(b), a precious metals expert from the company can show you how to move the money in your account to an precious metals IRA.
This company also sells silver and gold directly to clients. You can also invest your retirement savings as well as other savings accounts into real silver and gold.
If you are looking to open an precious metals IRA through Goldco move or rollover the assets you have in your savings account to the new IRA. Goldco makes it simple and stress-free for customers to complete this process by walking them through the following steps:
You must sign a contract stating that you know the rules of Goldco to open your IRA.
Fund your Self-Directed IRA by rolling over money from your existing 401(k), 403(b), TSP, or IRA by contacting the company that manages your account.
Purchase your precious metals: Select the precious metals you’d like to add to your investment.
Goldco sells a variety of silver and gold coins which include:
American Silver Eagle
American Gold Eagle
The Great Barrier Reef is silver.
Gold Striped Aussie Marlin
The silver guinea of the military
Gold and silver bars of various sizes can also be bought. They’re pure as.9999.
Goldco also has an option to buy back gold. If your situation changes and you need to sell the valuable metals that are in your account, Goldco will purchase these back for the highest buy-back price, with a guarantee.
If you’re considering investing in a rare metals IRA, Goldco will send you a free kit with details. This kit contains written, spoken, and seen guide to investing in rare metals.
We believe that overall Goldco is one of the best companies to offer gold IRAs.
One of the most trusted companies to buy silver, gold, and platinum through an IRA.
A reputable business with transparent prices
With the gold IRA move, you can alter your savings account.
The only firm Sean Hannity recommends for a gold IRA is
The Better Business Bureau gave it an A+.
More than 2,500 5-star reviews of gold IRAs
#2. The best gold IRA account for 401(k) rollovers is American Hartford Gold.
American Hartford Gold is a good gold IRA company that allows you to buy in silver and gold. The company is run by a family of employees and is located in Los Angeles, CA. It has been awarded numerous awards including the top Gold Company distinction on the Inc. 5000 list for 2021.
American Hartford Gold promotes gold IRAs however, you can also invest in silver through your retirement account. You can buy a gold IRA through American Hartford Gold by taking these steps:
Call American Hartford Gold to talk to an expert, and fill in the forms.
You can transfer your old IRA to a new self-directed gold IRA.
Choose the silver or gold items you would like to put into your IRA.
Purchase your precious metals that can be placed in an IRA.
Through Equity Trust, a well-known gold IRA broker, American Hartford Gold offers precious metals IRAs. After you have chosen which valuable metals you want to add to your account, store them with a secure storage firm such as Brinks, Delaware Depository, or International Depository Services Group.
The gold IRA company also offers a variety of gold and silver goods that can be bought directly. For example, here are some of the company’s gold products:
Gold Saint Helena Sovereign coin
Gold coin of the Canadian Gyrfalcon
1-ounce gold bar
On the other hand, its metal goods include things like:
Wildlife of Australia silver coin
Krugerrand, made in South Africa
Rounds of 1 ounce
Pre-64 coins were in use.
bars of 10 oz and 100 oz
When you purchase valuable metals from American Hartford Gold, you can always talk to a person about your investment and find out how they are doing. You can call the number on the website anytime to speak to your agent.
If you want to learn more about purchasing gold prior to taking the next step to buy it, you can ask the company for a no-cost guide. This guide of 25 pages contains valuable details on the ways that rare metals IRAs can help you take control of your savings.
You can also learn about the latest developments in the market for gold by visiting the News and Charts part of the American Hartford Gold website. The area also contains articles that can help you decide what to invest in.
American Hartford Gold is a reliable gold IRA company that offers the most reliable gold IRA investments.
#3. Lear Capital is a reliable Gold IRA company that will match any price.
Lear Capital is one of the top gold IRA companies. It is based in Los Angeles and has been operating for over 25 years. Based on gold IRA reviews and the firm’s AAA score from the Business Consumer Alliance, and the fact that the Professional Coin Grading Service has named it an Authorized Dealer We’ve concluded that Lear Capital is a valid and reliable gold IRA service.
Let’s say that you decide to put your gold IRA money in Lear Capital. In this scenario you will be able to get assistance from a specialist or pay a fixed fee and make sure that the purchase is guaranteed for 24 hours, and not pay fees when you make a large payment.
These are the Lear Capital’s grades as well as certifications:
Trustpilot awards us 4.8 stars.
AAA, and the Business Consumer Alliance gave it 5 stars.
Authorized by the Professional Coin Grading Service (PCGS)
Member of the Precious Metals Association
Member of the Numismatic Guaranty Corporation
Gold IRA companies like Lear Capital, which have positive reviews from customers, are focused on smooth experiences with easy access to knowledgeable help desks, and clear pricing, among other things. To make sure your money meets IRS standards, you must only use a reputable service.
Lear Capital sells gold, silver, and platinum coins and bars that can be placed in an IRA. You can choose from the most renowned choices like the American Gold Eagle or the Canadian Silver Maple Leaf, or opt for something easier like a 10to 100-ounce bar of your preferred metal. Prices for valuable metals are always changing to reflect market trends and make it easy to be aware of the price you can expect.
Follow these steps to begin by contacting Lear Capital:
You can create an rare metals IRA account by filling out an online application that takes just 10 minutes.
You should hear back from the person in charge of your IRA within 24 hours of how to do the tax-free move. The money could take as long as five days to be moved.
You can purchase valuable metals and then let Lear Capital ship them to an appropriate location where they will be fully insured.
Set up and keep your IRA for free if you spend between $25,000 and $50,000 in a single year or $25,000-$50,000 for two years and $75,000 or more for three years.
The most important things about Lear Capital are:
When you open a new gold IRA account with a minimum balance of $25,000, you receive free setup and holding services.
If you make a purchase of more than $10,000 you’ll get your $50 setup cost back.
24 hour promises on purchases
Priced at the flat cost
One-on-one assistance from experts on gold IRA buying
There are many options for silver, gold and platinum
Excellent reviews from all sources
Costs are clearly stated since prices are frequently updated.
#4. Birch Gold Group is an expert in gold IRA rollovers, as well as other precious metals.
Birch Gold Group is one of the most reliable places to purchase rare metals either in person or via an IRA. Since 2003, the company has been in business and a lot of customers have said good things about it.
Birch Gold Group has a grade of A+ from the Better Business Bureau, AAA from the Business Consumer Alliance, and five stars from a variety of other websites. You can be assured that buying in rare metals from this company is a secure and dependable process.
Birch Gold Group sells a variety of silver, gold, palladium and platinum items, among others. You can buy these metals by themselves or use them to deposit money into an precious metals IRA.
The company makes it simple for you to move your retirement savings to a precious metals IRA. With the help of a trained Precious Metals Specialist you can follow these five steps:
Set up your account and select how you want to fund it. With Birch Gold Group, you can move an IRA or roll over a 401(k) to help fund your self-directed IRA.
Choose the best metals for your account. Your precious Metals Specialist can help you determine which metals to invest in to get the highest tax advantages.
You can buy your valuable metals. Your specialist will go over your order and let you know that your purchase went through when they have confirmed it.
Find a storage solution for your things. Your Specialist will show you the different ways to store your items. Birch Gold Group stores its customers’ funds at a number of places like Delaware Depository and Brink’s Global Service.
Check what you IRA is doing. You can call your Specialist anytime to check your account or make changes.
Birch Gold Group also lets customers purchase silver, gold, platinum, and palladium items directly from the company. The company sells a wide variety of currency that is deemed acceptable with the IRS for example:
Gold Eagle, American
Silver Eagle, American
Leaf of the Canadian Gold Maple
Guinea Silver Rose Crown
You can also buy round and bars of gold as well as silver.
These are some of the platinum products offered by the company:
Rounds and bars
United States Platinum Eagle
Australian Silver Florin
Lastly, the goods made from gold are:
Bars and round-shaped bars
Canadian Maple Leaf Made of Palladium
Overall, Birch Gold Group is an excellent company to work with if you’re looking to set up a flexible precious metal IRA.
#5. Augusta Precious Metals is a highly evaluated Gold IRA company with 5 stars reviews.
Augusta valuable Metals is a well-known business that sells precious metals like gold and silver. They offer IRAs and cash-payouts for silver and gold. The business also offers a site that contains many free information on the investment in rare metals as well as setting up a gold or silver IRA.
Augusta Precious Metals has a 4.97 rating from customers and an A+ grade from the Better Business Bureau. The company also received great reviews on TrustLink, Google My Business, Facebook, and the Business Consumer Alliance, among other websites.
Follow these steps to create an IRA for precious metals with Augusta Precious Metals:
The self-directed IRA service in Augusta can help you set up your brand new IRA.
Use money from your savings account to add funds to your account.
At Augusta’s Order Desk, you can purchase gold or silver.
Augusta Precious Metals works with Equity Trust, a top self-directed IRA service, to assist people set up precious metals IRAs. This IRA company is a partner for people from all 50 U.S. states. They’ve been operating for more than 30 years and have managed more than $25 billion.
After you have purchased gold and silver to fund your savings account, Augusta Precious Metals will keep the gold and silver for you. The company keeps its valuable metals inside the Delaware vault which is a secure, private vault.
Augusta Precious Metals is also a place where you can buy real gold and silver. It’s as simple as transferring money to your Augusta account and select the gold and silver goods you wish to purchase. Augusta will deliver them directly to your door, and you’ll have to sign them.
Augusta Precious Metals sells metal and luxury coins made from silver and gold. Bullion goods manufactured by the company include items like:
American Gold Eagle
American Silver Eagle
Canada’s Gold Maple Leaf
A silver coin called “America the Beautiful”
You can also purchase 1to 10-ounce gold bullion bars, 10- to 100-ounce silver bullion bars and 90 silver bags that contain a minimum of 99.
Some of the company’s premium gold and silver coins are:
Gold Sovereign of St. Helena in 2022
2021 Soaring Eagle Silver Coin from the Royal Canadian Mint
If you want to add items to your IRA You can also check out the company’s IRA-eligible coins.
Overall, Augusta Precious Metals is one of the top companies for gold IRAs.
#7. Oxford Gold is a reputable company for investing in silver and gold.
Oxford Gold Group is a company that assists people in setting up gold IRAs. They sell gold, silver, platinum, and palladium. The company has a fantastic evaluation from the Better Business Bureau (A+) as well as from websites such Trustpilot, Consumer Affairs, and Google My Business (excellent scores).
Oxford Gold has IRAs for both gold and silver, and they have a variety of tools that can assist you in establishing these funds. On the Oxford Gold website, you can learn how to transfer funds into an precious metal IRA, how these IRAs work and what types are available and the reasons they are good assets.
On the Oxford Gold website, you can buy coins and bars made of silver, gold platinum, palladium, and. The company sells a wide selection of gold and silver coins, as well as other items like:
The Silver Maple Leaf is a Canadian coin.
“Rose Crown” coin from Guinea
Silver coin from “America the Beautiful”
Gold Canadian coin with an polar bear and cub
PAMP Silver Bar Suisse
Gold bars of 1 oz. and 10 oz.
The company also sells a small amount of bars and coins made of platinum and palladium.
Oxford Gold Group tries to be superior to other precious metals companies by listening to its clients and providing them with the tools they require to make sound financial decisions. On its website, the company provides a full learning center to help with the buying process.
This study area comes with several tools which include:
Guide to investing in precious metals
Stories and news about buying gold
A list of terms
When you join the Oxford Gold Group, you’ll also have the opportunity direct access to one of the Oxford Gold Group’s Managing Partners. The person you talk to will be able to answer any questions you might have regarding how to trade or store your gold in your IRA.
We like that Oxford Gold looks at buying valuable metals from an impartial point of view. This allows customers to understand the pros and cons of these investments and make better choices.
In the end, Oxford Gold Group is one of the top companies that offer gold IRAs.
#7. Free Gold and Silver IRA Guide for new investors from Noble Gold Investments
Noble Gold is one of the best gold IRA firms because it provides an array of high-quality metals that have been approved by the IRS. It also has helpful teaching materials for buyers as well as an A+ rating from the Better Business Bureau (BBB). You can open an IRA with Noble Gold if you are interested in gold, silver platinum, palladium, or. In less than 10 years of operation Noble Gold’s gold IRA reviews on all websites have been awarded five stars.
Opening a gold IRA account is a great decision, so you must select a gold investment company that puts the reviews of its clients and the accreditations of its affiliates first. These scores are given for Noble Gold:
Google Reviews gave it 4.9 stars.
ConsumerAffairs awarded it five stars.
BBB awards it an A+.
Based on some reviews, Yelp gave it 5 stars.
Although there are only two reviews on Trustpilot, Noble Gold also has a rating of 2.9 stars. Both reviews talked about fees that were difficult to locate.
Noble Gold is like other gold investment companies in that you are able to place bars and coins composed of silver, gold platinum, palladium, and platinum into your IRA. There are a lot of different types of valuable metals that the IRS will accept. Some are well-known, such as the Australian Gold Kangaroo Coin, while others are rare such as the 1oz Austrian Silver Philharmonic Coin. To comply with IRS regulations, all rare metals IRA purchases are shipped to secure sites located in Delaware, Texas, or Canada.
Depending on the amount you purchase, you can expect to pay between $80 to $200 a year to keep your valuable metals. The majority of IRAs that have Noble Gold require at least $20,000 in order to begin.
Follow these steps to begin with Noble Gold:
Complete the form online to receive an individualized advice or to create an IRA account for gold. You can speak with an expert from the company about your choices during the free sessions.
Talk to an Noble Gold expert to start the process of rolling the gold IRA over to the new account. If you withdraw money of a retirement account to transfer to the gold IRA instead of rolling it over, you might be required to pay tax on it. Talk to a tax expert first.
Fund your precious metals IRA, and then buy the precious metals you’d like to purchase.
Choose your storage and allow Noble Gold ship your valuable coins to the safe storage location.
The most important things about Noble Gold are:
Fantastic ways to assist customers
There are many kinds of precious metals to pick from.
Many sources have rated it five stars.
Access to expert advice
There are a lot of tools for training that can assist investors.
When you’re ready to sell and sell your home, you should have make sure you have a “no questions asked” buy-back policy.
#8. Patriot Gold Group is the most effective for setting up quickly a gold IRA account.
Patriot Gold Group is a company based in Los Angeles that has been the top-rated gold and silver dealer in the nation by Consumer Affairs for five years in a row.
Patriot Gold Group is probably best for investors with experience in precious metals who are familiar with the market and would like to put a large portion of their money into an investment in gold IRA as it offers savings for large investments but lacks many tools to help new investors learn. Patriot Gold Group might be right for you if you’re looking for a simple IRA dealer that offers basic gold and silver as well as the best ways to get assistance.
The following accreditations, grades, and titles were granted to Patriot Gold Group:
707 reviews on ConsumerAffairs gave this product 5 stars.
Google Reviews gives it 5 stars
ConsumerAffairs has selected us as the top gold IRA dealer from 2020 to 2023.
Voted the top Gold IRA dealer in America from 2016 until 2020.
BBB awarded the BBB the A+ grade and an approval seal.
Professional Service for Grading Certified Coins
Member of the Numismatic Guaranty Corporation
When it concerns gold IRA reviews certificates, reviews, and awards, you’ll be able to find a better organization than Patriot Gold Group. The company prioritizes its customers by offering them friendly support lines, clear prices, and easy-to-use services that are compliant with IRS rules.
Patriot Gold Group sells gold and silver coins and bars which can be put into an IRA. The value of gold fluctuates in real-time on their website, which means you can easily see the risks, benefits and costs associated with your purchase. You can select from 10 gold coins from the U.S., the U.K., Canada, and Australia. You can also select exclusive silver coins that date fifty years ago.
Patriot Gold Group has a high minimal account size of $50,000 so it is recommended to go with buyers who have had this experience before. First year storage and upkeep costs $250 and every year after that costs $200. There may be a need to pay a little more such as a fee to set up an account.
To begin with Patriot Gold Group, you must do the following:
Fill out the online application form to begin.
Contact a customer service representative to get your account started or transfer of funds.
You can purchase valuable metals and pick the way you’d like to store them.
You can get free delivery to the safe locker.
Investors can get these important items from Patriot Gold Group:
Positive reviews of the gold IRA on all sites
Account fees have been eliminated for purchases over $100,000
Free investment tips for gold in an IRA
Access to helpful customer support
Price changes in real-time
#9. AdvantageGold is an experienced precious metals IRA company that offers a wide variety of gold physical coins as well as bullion.
AdvantageGold is among the top companies for gold IRAs. They claim to be the top gold firm within the U.S. because they have won the Best of TrustLink award for seven years in a row. AdvantageGold might be the right choice if you like to do things online and need easy access to good training tools.
It is possible to apply for an account without speaking to anyone and the company provides access to a vast knowledge base with tools, videos and more.
AdvantageGold has been evaluated and certified in the following manner:
The #1 Most Trusted Gold IRA Company by TrustLink for the past seven years
Member of the American Numismatic Association
Member of the Industry Council for Tangible Assets
BBB rates the rating 4.83 stars with the A+ rating.
Over 700 customers have rated Google five stars.
More than 1,400 users have rated Trustpilot 5 stars.
Based on the reviews of AdvantageGold you can count on great customer service, fantastic assistance, and clear prices throughout your interactions with AdvantageGold.
AdvantageGold lets you put gold, silver, platinum or palladium in your IRA. The Gold American Eagle Coin, the Canadian Palladium Maple Leaf Coin, and the American Silver Eagle Proof Coin are among the most commonly used options.
Annual storage charges for IRA purchases range from $100 to $150. Investors also have to pay a $50 account-setting-up cost and a variety of annual upkeep fees. AdvantageGold has no minimum payment which is a great thing.
To begin using AdvantageGold you must do the following:
Fill out the online form, and choose the account manager you’d like to choose. You can complete the first step on your own using AdvantageGold or call the customer service team for personalized assistance.
Accept the policies and rules of your company and then share your financial records. You may need to provide various documents regarding your IRA or taxes.
Choose the method you wish to transfer money into your account. A professional who has experience in rolling money over into an gold IRA will help you do this.
You can buy valuable metals and pick a secure location to store them. As a final step, you have to complete the declaration form.
AdvantageGold has the following traits which make it stand out from the crowd:
When you’re ready for selling, the buy-back scheme simplifies the process.
A free guide to investing in gold with your IRA.
There are a variety of ways to learn.
There aren’t any minimum investments.
Rollover assistance is helpful.
TrustLink has named us the most dependable gold IRA company for the past seven years.
Resources that provide step-by-step instructions regarding how to withdraw cash
Customers on all sites give glowing feedback on gold IRAs.
What is an IRA with gold as its backer?
Gold individual retirement accounts (IRA) is a self-directed personal retirement account which makes use of gold, silver or other precious metals instead of stocks and bonds.
To guard yourself against the risk of inflation and stock market crashes, you require a variety of investments. Because of this, a lot of people are now placing silver, gold and other precious metals in retirement accounts because they are relatively safe and dependable investment.
The companies listed on our list help people set up gold IRAs by helping them roll over or move existing savings accounts into new self-directed precious metals IRAs. It is not advisable to begin a gold IRA from scratch. Instead, you should move the money in your retirement savings into an entirely new tab.
The Internal Revenue Service has rules about the types of valuable metals can be placed in precious metals IRAs. The items must be gold or coins and meet certain “fineness” standards. These accounts can only hold the coins that are OK with the IRS, like the Canadian Maple Leaf.
The best gold IRA companies make it simple and painless to set up and manage the individual retirement accounts. Many companies put customers in touch with account representatives who can assist them in the process.
But an agent of an account isn’t the same as a financial advisor. If you’re considering adding an gold IRA to your retirement account to diversify it You should speak to your financial advisor first to determine whether it is a good idea for you.