A precious metals IRA, which is also known as a gold-backed IRA can help protect your savings from market volatility as well as protect your investment from inflation. Additionally, precious metals such as silver and gold are different from traditional assets like bonds and stocks which makes them a good way to diversify.
We looked at the top gold IRA companies to determine which precious metal IRA accounts are the best deal. We analyzed every gold IRA company below based upon a range of things, such as the quality of the metals they offer as well as the costs they impose, their storage choices they provide, their customer service, as well as their appearance.
Goldco is the most reputable and most reliable company for gold IRAs.
The best price for new purchasers is American Hartford Gold.
Lear Capital: The new sales could receive up to $15,000 worth of bonus coins
Birch Gold Group has a large selection of valuable metals.
The best customer service is available at Augusta Precious Metals.
Oxford Gold the best plan to buy back books
Noble Gold Investments is a gold IRA company with a lot of experience.
Patriot Gold Group: Good for buying gold and silver directly
Advantage Gold: The most effective learning tools
#1. Goldco is the most reputable company in the field of gold IRAs.
Goldco is an established dealer of rare metals, and also sells items that can help you save for retirement. Goldco is a leading company in the field of rare metals, and has been awarded many awards and honors.
The Better Business Bureau gives Goldco an A+ rating, while the Business Consumer Alliance gives it a AAA grade.
Goldco will assist you to safeguard the assets in different retirement accounts by shifting them into a precious metals IRA. If you have an IRA, TSP, 401(k), or 403(b), a precious metals expert from the company can show you how to transfer the funds from your account into an precious metals IRA.
The company also sells silver and gold directly to its customers. You can put your retirement savings, or money from other savings accounts in real gold and silver.
If you want to start an precious metals IRA through Goldco and move or roll over the assets you have in your current savings account into the new IRA. Goldco makes it simple and painless for customers to accomplish this by walking them through the following steps:
You must sign a contract stating that you understand Goldco’s rules to open your IRA.
Fund your Self-Directed IRA by rolling over funds you have in your 401(k), 403(b), TSP, or IRA by calling the company that manages your account.
Buy your valuable metals: Choose the precious metals you would like to include in your investment.
Goldco sells a variety of different kinds of silver and gold coins which include:
American Silver Eagle
American Gold Eagle
The Great Barrier Reef is silver.
Gold Striped Aussie Marlin
The silver guinea of the military
Silver and gold bars of different sizes can also be purchased. These bars are pure as.9999.
Goldco also offers an option to buy back gold. If you experience a change in your circumstances and require to sell the precious metals in your account Goldco will purchase them back at the highest buy-back price, with a guarantee.
If you’re considering investing in an uncommon metals IRA, Goldco will send you a kit for free with information. The kit includes a written and spoken information on investing in rare metals.
We believe that overall Goldco is one of the best companies that provide gold IRAs.
One of the most trusted companies for buying in gold, silver as well as platinum, through an IRA.
reputable business with clear prices
With a gold IRA move, you can switch your current savings account.
The only firm Sean Hannity recommends for a gold IRA is
The Better Business Bureau gave it an A+.
More than 2,500 5-star reviews on gold IRAs
#2. The best gold IRA account for 401(k) rollovers is American Hartford Gold.
American Hartford Gold is a good gold IRA company that lets you buy gold and silver. The company is run by a family and is located in Los Angeles, CA. It has been awarded numerous awards including the #1 Gold Company award on the Inc. 5000 list for 2021.
American Hartford Gold promotes gold IRAs however, you can also put in silver in your retirement account. You can buy gold IRA through American Hartford Gold by taking these steps:
Call American Hartford Gold to talk to an expert and fill in the forms.
You can transfer your old IRA to an entirely self-directed gold IRA.
Choose the gold or silver items you would like to put into your IRA.
Purchase your precious metals that can be placed in an IRA.
Through Equity Trust, a well-known gold IRA broker, American Hartford Gold offers precious metals IRAs. Once you decide which valuable metals you want to add to your account, you are able to store them in a secure storage firm like Brinks, Delaware Depository, or International Depository Services Group.
This gold IRA business also sells a wide range of silver and gold goods which can be purchased directly. For example, here are a few of the gold products offered by the company:
Gold Saint Helena Sovereign coin
The gold coin is part of the Canadian Gyrfalcon
1-ounce bar of gold
However, its metal products include:
Wildlife of Australia silver coin
Krugerrand, made in South Africa
Rounds of 1 ounce
Pre-64 coins were used.
bars of 10 oz and 100 oz
When you purchase valuable metals from American Hartford Gold, you can always speak with a representative about your investment and learn what they’re doing. You can dial the number on the website anytime to speak to your agent.
If you’re interested in learning more about buying in gold prior to taking the next step to buy it, you can ask the firm for a complimentary guide. This guide, which is 25 pages long, provides information on the ways that rare metals IRAs can assist you in taking charge of your savings.
You can also learn about the changes to the market for gold by going to the News and Charts part of the American Hartford Gold website. The area also contains articles that will help you decide on how to spend.
American Hartford Gold is a trusted gold IRA company that offers the most reliable gold IRA investments.
#3. Lear Capital is a reliable Gold IRA company that will match any price.
Lear Capital is one of the best gold IRA companies. It is located in Los Angeles and has been in business for over 25 years. Based on gold IRA reviews as well as the company’s AAA score from the Business Consumer Alliance, and the fact that the Professional Coin Grading Service has declared it an authorized Dealer, we’ve decided that Lear Capital is a valid and reliable gold IRA provider.
Let’s say that you decide to put your gold IRA money in Lear Capital. In that case, you can get help from a personal expert and pay a flat amount and make sure that the purchase is guaranteed for 24 hours, and avoid fees if you make a big payment.
These are the Lear Capital’s grade and certifications:
Trustpilot gives us 4.8 stars.
AAA, as well as the Business Consumer Alliance gave it 5 stars.
Authorized by the Professional Coin Grading Service (PCGS)
Member of the Precious Metals Association
Member of the Numismatic Guaranty Corporation
Gold IRA companies like Lear Capital, which have positive reviews from customers, emphasize smooth experiences with easy access to knowledgeable assistance teams and clear prices, among other things. To ensure that your money is compliant with IRS standards, you must only work with a certified service.
Lear Capital sells gold, platinum, and silver bars and coins that can be put in an IRA. You can choose from famous options like the American Gold Eagle or the Canadian Silver Maple Leaf, or you can go with something more simple like a 10– to 100-ounce bar made of your favorite metal. Prices for valuable metals are always changing to reflect market trends and make it easier to anticipate what to expect.
Follow these steps to get started by contacting Lear Capital:
You can create a rare metals IRA account by filling in an online form that only takes 10 minutes.
You should hear back from the person who is responsible for your IRA within 24 hours of how to make the tax-free move. It could take up to five days for the money to be moved.
You can buy valuable metals, and then let Lear Capital ship them to a safe place where they will be fully insured.
Create and store your IRA for free if spend at least $25,000 to $50,000 for one year and $25,000 to $50,000 for two years, and $75,000 or more for a period of three years.
The most important things about Lear Capital are:
If you open a brand new gold IRA account with a minimum balance of $25,000, you will receive free set-up and hold services.
If you have invested more than $10,000 you will receive your $50 setup fee back.
24 hour promises on purchases
Priced at the flat price
One-on-one assistance from experts on gold IRA buying
Many options for silver, gold and platinum
Excellent reviews from every source
Costs are obvious because prices are updated often.
#4. Birch Gold Group is an expert in gold IRA rollovers, as well as other precious metals.
Birch Gold Group is one of the most reliable places to purchase rare metals in person or through an IRA. Since 2003, the firm has been operating and a lot of customers have praised the company. things about it.
Birch Gold Group has a grade of A+ from the Better Business Bureau, AAA from the Business Consumer Alliance, and 5 stars from other websites. You can be sure that buying in rare metals from Birch Gold Group will be a safe and dependable process.
Birch Gold Group sells a variety of silver, gold, platinum, and palladium goods in addition to other. You can purchase these precious metals on their own or use them to deposit money into an precious metals IRA.
The company makes it simple for you to transfer the retirement savings you have saved into a precious metals IRA. With the help of a qualified Precious Metals Specialist You can follow these five steps:
Create your account and select which method you would like to fund it. Birch Gold Group is the best option. Birch Gold Group, you can transfer an IRA or transfer an existing 401(k) for funding your self-directed IRA.
Select the most valuable metals to invest in for your account. The valuable Metals Specialist can help you determine which metals you should invest in to get the greatest tax benefits.
You can buy your valuable metals. Your Specialist will look over your purchase and inform you that your purchase was successful after they have completed the transaction.
Find a storage solution for your items. Your specialist will guide you through the different options for storing your items. Birch Gold Group stores its customers’ funds at various locations like Delaware Depository and Brink’s Global Service.
Find out what your IRA is going. Contact your Specialist anytime to check your account or make changes.
Birch Gold Group also lets customers purchase silver, gold platinum, palladium, and items directly from the company. The company offers a wide variety of coins that are accepted with the IRS like:
Gold Eagle, American
Silver Eagle, American
Leaf of the Canadian Gold Maple
Guinea Silver Rose Crown
You can also purchase bars and rounds of gold and silver.
Here are a few of the company’s platinum products:
Rounds and bars
United States Platinum Eagle
Australian Silver Florin
Lastly, the goods made of gold are:
Rounds and bars
Canadian Maple Leaf Made of Palladium
Overall, Birch Gold Group is a great company to work with if you’re looking to create a flexible precious metal IRA.
#5. Augusta Precious Metals is a highly rated Gold IRA company with 5 stars reviews.
Augusta valuable Metals is a well-known company that sells valuable metals like gold and silver. They offer IRAs and cash payments for gold and silver. The firm also runs a website with a lot of free information on investing in rare metals as well as setting up a gold or silver IRA.
Augusta Precious Metals has a 4.97 rating from customers and an A+ rating from the Better Business Bureau. The company also has received excellent feedback on TrustLink, Google My Business, Facebook, and the Business Consumer Alliance, among other sites.
Follow these steps to set up an IRA for precious metals with Augusta Precious Metals:
The self-directed IRA provider in Augusta can assist you in setting up your brand new IRA.
Make use of the money in your savings account to fund your account.
Through Augusta’s order desk you can buy gold or silver.
Augusta Precious Metals works with Equity Trust, a top self-directed IRA service, to assist people set up precious metals IRAs. This IRA company works with people in all fifty U.S. states. They’ve been in business for over 30 years and handled more than $25 billion.
After you buy silver and gold to save money, Augusta Precious Metals will keep the silver and gold for you. The company stores its precious metals in the Delaware vault which is a secure private vault.
Augusta Precious Metals is also an online store where you can purchase real gold and silver. It’s as simple as transferring money into your Augusta account and then select the silver and gold products you want to buy. Augusta will bring them right to your doorstep, and you’ll have to sign for them.
Augusta Precious Metals sells metal and luxury coins made of silver and gold. Bullion products manufactured by the company include coins such as:
American Gold Eagle
American Silver Eagle
Canada’s Gold Maple Leaf
A silver coin called “America the Beautiful”
You can also buy 1to 10 ounce bullion gold bars, 10 up to 100-ounce silver bullion bar and 90 silver bags that contain a minimum of 99.
The company’s premium silver and gold coins are:
Gold Sovereign of St. Helena in 2022
2021 Soaring Eagle Silver Coin from the Royal Canadian Mint
If you’re looking to add goods to your IRA You can also look at a list of the company’s IRA-qualified coins.
Overall, Augusta Precious Metals is one of the best companies to invest in gold IRAs.
#7. Oxford Gold is a reputable company for investing in gold and silver.
Oxford Gold Group is a company that helps people set up gold IRAs. They sell gold, silver, platinum, and palladium. The company has a great review from the Better Business Bureau (A+) and also from websites like Trustpilot, Consumer Affairs, and Google My Business (excellent scores).
Oxford Gold has IRAs for both silver and gold, and there are a lot of tools to help you get started with these funds. On the Oxford Gold website, you can learn how to move money to a precious metal IRA, how they function and what kinds are available and the reasons they are good assets.
On the Oxford Gold website, you can purchase bars and coins made of gold, silver platinum, palladium, and. The company sells a wide selection of gold and silver coins and other items, such as:
The Silver Maple Leaf is a Canadian coin.
“Rose Crown” coin from Guinea
Silver coin of “America the Beautiful”
Gold Canadian coin featuring a polar bear and a cub
PAMP Silver Bar Suisse
Gold bars of 1 one ounce. or 10 oz.
It also offers a small number of coins and bars made of platinum and palladium.
Oxford Gold Group tries to be superior to other precious metals firms by listening to its customers and providing them with the tools needed to make good financial choices. The company’s website offers a complete learning center to assist buyers.
This study area has a number of tools which include:
Guide to investing in precious metals
News and stories about buying in gold
A list of terms
When you join the Oxford Gold Group, you’ll also be able to work directly with one of the company’s Managing Partners. The person you talk to will be able to help you answer any questions that you have regarding how to trade or keep your gold in your IRA.
We like that Oxford Gold looks at buying precious metals from a neutral point of view. This helps customers understand the advantages and disadvantages of these investments and make better decisions.
In the end, Oxford Gold Group is one of the best companies that offers gold IRAs.
#7. Free Gold and Silver IRA Guide for new investors from Noble Gold Investments
Noble Gold is one of the best gold IRA companies due to its a wide range of valuable metals that have been allowed by the IRS. It also provides helpful training material for buyers and an A+ grade from the Better Business Bureau (BBB). You can create an IRA with Noble Gold if you are interested in silver, gold platinum, palladium or. After less than 10 years of operation Noble Gold’s gold IRA reviews on all websites have earned it five stars.
Opening an IRA account is a great option, so it is important to select a gold investment firm that values the opinions of its clients and the accreditations of its affiliates in the first place. The following scores are available for Noble Gold:
Google Reviews gave it 4.9 stars.
ConsumerAffairs awarded it five stars.
BBB gives it an A+.
Based on reviews, Yelp gave it 5 stars.
Although there are only two reviews on Trustpilot, Noble Gold also has a grade of 2.9 stars. Both reviews mentioned fees that were difficult to locate.
Noble Gold is like other gold investment companies in that you are able to put coins and bars made of silver, gold platinum, palladium, and platinum into your IRA. There are a lot of different types of valuable metals that the IRS will accept. Some are well-known, such as the Australian Gold Kangaroo Coin, while others are scarce such as the 1oz Austrian Silver Philharmonic Coin. To comply with IRS regulations all rare metals IRA purchases are shipped to secure sites that are located in Delaware, Texas, or Canada.
Depending on the amount you buy, you can expect to pay anywhere from $80 to $200 per year to store your real valuable metals. Most IRAs with Noble Gold require at least $20,000 to start.
Follow these steps to begin with Noble Gold:
Fill out the online form to get an individualized advice or to open an IRA account for gold. You can talk to an expert in-house about your choices during the free sessions.
Talk to a Noble Gold expert to start the process of moving the gold IRA over to your new account. If you withdraw money from a retirement account and put into your gold IRA instead of rolling it over, you could be required to pay taxes on it. Consult a tax professional first.
Fund your precious metals IRA and then purchase the precious metals you’d like to purchase.
Choose the storage that you prefer and let Noble Gold ship your valuable coins to the safe storage location.
The most important aspects of Noble Gold are:
Fantastic ways to assist customers
There are many types of precious metals that you can pick from.
A number of sources have rated it five stars.
Access to expert advice
There are many training tools that can help investors.
If you’re ready to sell and sell your home, you should have make sure you have a “no questions asked” buy-back policy.
#8. Patriot Gold Group is the best for quickly setting up an account for gold IRA account.
Patriot Gold Group is a company based in Los Angeles that is rated as the top gold and silver dealer in the country by Consumer Affairs for five years consecutively.
Patriot Gold Group is probably the best choice for experienced precious metals investors who are knowledgeable about the market and want to put a big chunk of their wealth into a gold IRA, since it gives savings for large investments, but lacks a lot of tools to help investors who are new. Patriot Gold Group might be suitable for you if looking for a basic IRA dealer that has options for basic gold and silver, and helpful ways to seek help.
The following grades, accreditations and titles were granted to Patriot Gold Group:
The 770 user reviews on ConsumerAffairs gave this product 5 stars.
Google Reviews gives it 5 stars
ConsumerAffairs has selected us as the number one gold IRA dealer from 2020 to 2023.
Voted the best Gold IRA dealer in America from 2016 until 2020.
BBB gave it the A+ and an approval seal.
Professional Service for Grading Certified Coins
Member of the Numismatic Guaranty Corporation
When it comes to gold IRA reviews certificates, reviews, and awards, you won’t find a better company than Patriot Gold Group. The company puts its customers first by providing them with helpful support lines, clear pricing, and simple-to-use services that meet IRS regulations.
Patriot Gold Group sells gold and silver coins and bars that can be put in an IRA. The price of gold changes in real-time on the website, which means you can easily assess the risks, benefits, and costs of your purchase. You can pick among 10 gold coins that are from the U.S., the U.K., Canada, and Australia. You can also select exclusive silver coins that date as early as fifty years ago.
Patriot Gold Group has a high minimum account size of $50,000, so it is recommended for those who have had this experience before. The initial year of storage and upkeep costs $250 and every year after that costs $200. There may be a need to pay a little more such as a fee to set up an account.
To begin your journey with Patriot Gold Group, you need to do the following:
Fill out the online application for a new account to get started.
Contact a service representative to start your account restart or transfer of funds.
You can purchase valuable metals and decide how you’d like to keep them.
You can get complimentary delivery to your safe locker.
Investors can obtain these essential items from Patriot Gold Group:
Gold IRA has received positive reviews IRA on all websites
Fees for accounts have been waived for purchases that exceed $100,000.
Free investment guides for gold in an IRA
Access to helpful customer service
Price fluctuations in real-time
#9. AdvantageGold is an experienced precious metals IRA company that offers a wide selection of gold physical coins as well as bullion.
AdvantageGold is among the best companies for gold IRAs. They say they are the top gold company within the U.S. because they have won the Best of TrustLink award for seven years in a row. AdvantageGold might be for you if you like to do things online and need easy access to high-quality training tools.
The application process is simple without talking to anyone and the company provides you access to a huge knowledge base that includes tools, videos and more.
AdvantageGold has been rated and certified as follows:
#1 Most Trusted Gold IRA Company by TrustLink for the past seven years
Member of the American Numismatic Association
Member of the Industry Council for Tangible Assets
BBB rates it 4.83 stars and an A+ grade.
More than 700 users have given Google five stars.
More than 1,400 customers have rated Trustpilot five stars.
Based on the positive reviews from AdvantageGold you can count on great customer service, excellent assistance, and clear prices in all of your contacts with AdvantageGold.
AdvantageGold allows you to put platinum, gold, silver, or palladium into your IRA. The Gold American Eagle Coin, the Canadian Palladium Maple Leaf Coin and the American Silver Eagle Proof Coin are some of the most commonly used options.
Annual storage charges for IRA purchases are between $100 to $150. Investors are also required to pay a $50 account-setting-up fee and a range of different annual upkeep fees. AdvantageGold has no minimum payments, which is a good thing.
To get started using AdvantageGold you must follow these steps:
Fill out the online form and choose the account manager you’d like to choose. You can complete the first step on your own using AdvantageGold, or you can call the customer service team for assistance tailored to your needs.
Accept the rules and policies of the company, then share your financial documents. You may need to show different papers about your IRA or tax obligations.
Select the method you prefer to put money into your account. An expert in rolling money over into a gold IRA can assist you with this.
You can buy valuable metals and pick a secure place to store them. As a final step, you must complete the declaration form.
AdvantageGold has the following traits that make it stand out from the crowd:
If you’re ready to sell the property, the buy-back program makes it simple.
A free guide on investing in gold through your IRA.
There are a variety of methods to study.
There aren’t any minimum investments.
Rollover assistance is helpful.
TrustLink has named us the most dependable gold IRA company for the past seven years.
Resources with step-by-step instructions on how to withdraw funds
Customers on all sites leave glowing review of gold IRAs.
What exactly is an IRA with gold as its backer?
Gold individual retirement accounts (IRA) is a self-managed personal retirement account that uses gold, silver or other precious metals instead bonds.
To safeguard yourself from the effects of the effects of inflation and potential market crashes, you need a diversified collection of investments. Because of this, a lot of people are investing in silver, gold, and other valuable metals in their retirement accounts since they are an extremely safe and reliable investment.
The companies we have listed help people set up gold IRAs by helping them roll over or transfer existing savings accounts to new self-directed precious metals IRAs. It is not advisable to begin a gold IRA from scratch. Instead, move the money from your retirement savings into an entirely new tab.
The Internal Revenue Service has rules regarding what types of precious metals can be placed in precious metals IRAs. The items must be either coins or gold and meet certain “fineness” standards. These accounts can only hold the coins that are approved by the IRS such as the Canadian Maple Leaf.
The best gold IRA companies make it simple and stress-free to fund and take care of the individual retirement accounts. Many businesses put customers in touch with account reps who can help them through the process.
But an agent of an account isn’t the same as a financial advisor. If you want to add an gold IRA to your retirement account to diversify it You should speak to your financial adviser first to see if it makes sense for you.