A precious metals IRA that is also known as a gold-backed IRA will help safeguard your money from volatility in the market and safeguard you against inflation. Additionally, precious metals like silver and gold are different from traditional assets like bonds and stocks and bonds, which makes them an excellent way to diversify.
We looked at the best gold IRA companies to determine the best precious metal IRA accounts offer the best deal. We analyzed every gold IRA company below based upon a range of things, such as the precious metals they provide as well as the costs they impose, their storage options they offer as well as their customer service and even their reputation.
Goldco is the most reputable and best company generally for gold IRAs.
The best deal for new buyers is American Hartford Gold.
Lear Capital: Sales made by the company can be eligible for up to $15,000 in bonus coins
Birch Gold Group has a wide range of valuable metals.
The best customer service is at Augusta Precious Metals.
Oxford Gold the best plan to buy back books
Noble Gold Investments is a gold IRA firm with a lot of experience.
Patriot Gold Group: Good to buy silver and gold directly
Advantage Gold: The most effective learning tools
#1. Goldco is the best company overall for gold IRAs.
Goldco is a reputable dealer in rare metals, and also sells items that can help you save for retirement. Goldco is a leading company in the business of rare metals and has received numerous awards and distinctions.
The Better Business Bureau gives Goldco an A+ rating, while the Business Consumer Alliance gives it a AAA grade.
Goldco can help you protect the assets of a variety of retirement accounts by shifting them into the precious metals IRA. If you own an IRA, TSP, 401(k), or 403(b), a precious metals expert at Goldco can help you understand how to move the money that is in the account to an precious metals IRA.
The company also sells gold and silver directly to clients. You can invest your retirement savings or other savings accounts in actual silver and gold.
If you want to start an precious metals IRA through Goldco, move or rollover your savings from your savings account to the new IRA. Goldco makes it easy and stress-free for customers to do this by guiding them through the following steps:
You must sign a contract stating that you know the rules of Goldco to open your IRA.
Make sure you fund your Self-Directed IRA by rolling over funds you have in your 401(k), 403(b), TSP, or IRA by contacting the company who manages your account.
Buy your valuable metals: Select the precious metals that you would like to include in your investment.
Goldco sells a variety of different kinds of gold and silver coins which include:
American Silver Eagle
American Gold Eagle
The Great Barrier Reef is silver.
Gold Striped Aussie Marlin
The silver guinea shilling of the military
Gold and silver bars of different sizes can also be bought. They are as pure as.9999.
Goldco also has a program to buy back gold. In the event that your situation alters and you need to sell the precious metals in your account Goldco will buy them back at the most competitive buy-back price, with a guarantee.
If you’re still thinking about investing in an uncommon metals IRA, Goldco will send you a free kit with information. The kit includes a written, spoken, and seen information on investing in rare metals.
We believe that overall Goldco is one of the top companies that provide gold IRAs.
One of the best companies to purchase silver, gold, and platinum via an IRA.
A reputable company with clear prices
With the gold IRA move, you can switch your current savings account.
The only firm Sean Hannity recommends for a gold IRA is
The Better Business Bureau gave it an A+.
More than 2,500 5-star reviews of gold IRAs
#2. The best gold IRA account for 401(k) rollovers is American Hartford Gold.
American Hartford Gold is a excellent gold IRA company that lets you buy gold and silver. The company is run by a family and is based in Los Angeles, CA. It has won several awards, including the #1 Gold Company distinction on the Inc. 5000 list for 2021.
American Hartford Gold promotes gold IRAs however, you can also put in silver if you want through your retirement account. You can buy an IRA with gold IRA through American Hartford Gold by taking these steps:
Contact American Hartford Gold to talk to an expert, and fill in the forms.
You can move your old IRA to a new self-directed gold IRA.
Choose the gold or silver items you want to put in your IRA.
Purchase your precious metals that can be put in an IRA.
Through Equity Trust, a well-known gold IRA broker, American Hartford Gold offers precious metals IRAs. When you have decided which precious metals to add to your account, keep them with a secure storage service such as Brinks, Delaware Depository, or International Depository Services Group.
The gold IRA company also offers a variety of gold and silver goods which can be purchased directly. For example, here are a few of the company’s gold products:
Gold Saint Helena Sovereign coin
Gold coin from the Canadian Gyrfalcon
1-ounce gold bar
On the other hand, metal goods include things like:
Wildlife of Australia silver coin
Krugerrand, made in South Africa
Rounds of 1 1 ounce
Pre-64 coins were used.
bars of 10 oz and 100 oz
When you buy valuable metals from American Hartford Gold, you can always speak with a representative about your investment and find out what they’re doing. You can call the number on the website at any time to talk to your representative.
If you’d like to know more about buying gold prior to taking the next step you can contact the company for a no-cost guide. This guide, which is 25 pages long, provides details on the ways that rare metals IRAs can help you take charge of your money.
You can also learn about the latest developments in the gold market by visiting the News and Charts part of the American Hartford Gold website. The area also contains articles that can help you decide how to spend.
American Hartford Gold is a trusted gold IRA company that offers the highest quality gold IRA investments.
#3. Lear Capital is a reliable Gold IRA company that will match any price.
Lear Capital is one of the best gold IRA companies. It is located in Los Angeles and has been in operation for more than 25 years. Based on gold IRA reviews, the firm’s AAA rating from the Business Consumer Alliance, and the fact that the Professional Coin Grading Service has declared it an Authorized Dealer We’ve determined that Lear Capital is a valid and reliable gold IRA service.
Let’s say that you decide to invest your gold IRA money into Lear Capital. In that case, you can get help from a specialist, pay a flat fee, guarantee your purchase up to 24 hours and avoid charges for a large payment.
Here are Lear Capital’s grades as well as certifications:
Trustpilot awards us 4.8 stars.
AAA and the Business Consumer Alliance gave it 5 stars.
Authorized by the Professional Coin Grading Service (PCGS)
Member of the Precious Metals Association
Member of the Numismatic Guaranty Corporation
Gold IRA companies like Lear Capital, which have excellent reviews from their customers, emphasize smooth experiences, easy access to helpful help desks, and clear pricing as well as other aspects. To make sure your money is in compliance with IRS standards, you must only work with a certified service.
Lear Capital sells gold, platinum, and silver bars and coins that can be put in an IRA. You can choose from the most renowned options like the American Gold Eagle or the Canadian Silver Maple Leaf, or you can go with something simpler like a 10 100-ounce bar made of your favorite metal. Prices for valuable metals are constantly changing to reflect market changes and make it easier to anticipate the price you can expect.
Follow these steps to begin by contacting Lear Capital:
You can create a rare metals IRA account by filling out an online form that takes just 10 minutes.
You should hear back from the person responsible for your IRA within 24 hours about how to complete the tax-free move. It could take up to five days for the money to be transferred.
You can buy valuable metals and let Lear Capital ship them to an area that is secure and that is fully insured.
Create and keep your IRA at no cost if you spend between $25,000 and $50,000 in a single year or $25,000-$50,000 for two years and $75,000 or more for a period of three years.
The most important aspects of Lear Capital are:
If you open a brand new gold IRA account with a minimum balance of $25,000, you get free setup and holding services.
If you invest more than $10,000, you will receive the $50 setup fee back.
24 hour promises on purchases
Priced at the flat rate
Assistance from a professional on gold IRA buying
Many choices for gold, silver, and platinum
Excellent reviews from all sources
Costs are clearly stated since prices are frequently updated.
#4. Birch Gold Group is an expert in gold IRA rollovers as well as other precious metals.
Birch Gold Group is one of the best places to purchase rare metals either in person or via an IRA. Since 2003, this firm has been operating, and thousands of customers have praised the company. things about it.
Birch Gold Group has a grade of A+ from the Better Business Bureau, AAA from the Business Consumer Alliance, and five stars from a variety of other sites. You can be confident that buying in rare metals from Birch Gold Group is a secure and dependable process.
Birch Gold Group sells a variety of gold, silver, palladium and platinum items, among others. You can buy these metals on their own, or make use of them to deposit money into an precious metals IRA.
This company makes it easy for you to convert the retirement savings you have saved into an precious metals IRA. With the help of a qualified Precious Metals Specialist, you can take the following steps:
Set up your account and choose how you want to fund it. Through Birch Gold Group, you can move an IRA or roll over a 401(k) for funding your new self-directed IRA.
Choose the valuable metals to invest in for your account. Your valuable Metals Specialist can help you determine which metals to invest in to reap the highest tax advantages.
You can buy your valuable metals. Your specialist will go over your order and let you know that your purchase was successful when they have confirmed it.
Find a method to store your things. Your Specialist will show you the different methods to organize your things. Birch Gold Group stores its customers’ investments at various locations including Delaware Depository and Brink’s Global Service.
Check the status of you IRA is performing. You can call your Specialist anytime to review your account and make any changes.
Birch Gold Group also lets you purchase silver, gold, platinum, and palladium items directly from them. The company sells a wide selection of currency that is OK with the IRS like:
Gold Eagle, American
Silver Eagle, American
Leaf of the Canadian Gold Maple
Guinea Silver Rose Crown
You can also buy bars and rounds of gold as well as silver.
These are some of the platinum products from the company:
Rounds and bars
United States Platinum Eagle
Australian Silver Florin
Finally, the products made of gold are:
Rounds and bars
Canadian Maple Leaf Made of Palladium
Overall, Birch Gold Group is an excellent company to partner with if you are looking to set up a flexible and flexible precious metal IRA.
#5. Augusta Precious Metals is a highly evaluated Gold IRA company with 5 stars reviews.
Augusta valuable Metals is a well-known company that sells metals like silver and gold. They offer IRAs and cash payments for silver and gold. The firm also runs a website that contains a lot of free information on the investment in rare metals and establishing an silver or gold IRA.
Augusta Precious Metals has a 4.97 rating from customers and an A+ grade from the Better Business Bureau. The company has also gotten positive reviews on TrustLink, Google My Business, Facebook, and the Business Consumer Alliance, among other sites.
Follow these steps to create an IRA for precious metals. Augusta Precious Metals:
The self-directed IRA service in Augusta can assist you in setting up your brand new IRA.
Make use of the money in your savings account to pay for your account.
Through Augusta’s order desk you can purchase gold or silver.
Augusta Precious Metals works with Equity Trust, a top self-directed IRA service that helps users set up precious metals IRAs. This IRA company works with individuals from all fifty U.S. states. They’ve been operating for over 30 years and handled more than $25 billion.
When you purchase silver and gold for your savings account, Augusta Precious Metals will keep the gold and silver for you. The company keeps its precious metals in its Delaware vault which is a secure private vault.
Augusta Precious Metals is also an online store where you can purchase real gold and silver. It’s as simple as transferring money to the Augusta account and select the silver and gold products you’d like to purchase. Augusta will deliver them directly to your doorstep and you’ll have to sign them.
Augusta Precious Metals sells metal and luxury coins made of gold and silver. Bullion goods manufactured by the company comprise things like:
American Gold Eagle
American Silver Eagle
Canada’s Gold Maple Leaf
A silver coin that is referred to as “America the Beautiful”
You can also purchase 1to 10-ounce gold bullion bars. 10 to 100-ounce silver bullion bars, and 90% silver bags.
The company’s high-end silver and gold coins include:
Gold Sovereign of St. Helena in 2022
2021 Soaring Eagle Silver Coin from the Royal Canadian Mint
If you’re looking to add goods to your IRA, you can also look at a list of the company’s IRA-eligible coins.
Overall, Augusta Precious Metals is one of the best companies for gold IRAs.
#7. Oxford Gold is a reputable company for investing in silver and gold.
Oxford Gold Group is a firm that assists people to set up up gold IRAs. They offer silver, gold platinum, palladium, and. The company has an excellent evaluation from the Better Business Bureau (A+) and also from websites like Trustpilot, Consumer Affairs, and Google My Business (excellent scores).
Oxford Gold has IRAs for both gold and silver and offers a range of tools that can help you start these funds. On the Oxford Gold website, you can learn how to move money to an precious metal IRA and learn how they function, what kinds are offered and the reasons why they are a good investment.
On the Oxford Gold website, you can buy coins and bars made of gold, silver, platinum, and palladium. The company sells a vast variety of popular silver and gold coins and other items, including:
The Silver Maple Leaf is a Canadian coin.
“Rose Crown” coin from Guinea
Silver coin from “America the Beautiful”
Gold Canadian coin featuring Polar bear and cub
PAMP Silver Bar Suisse
Gold bars of 1 Ounce. and 10 oz.
The company also sells a tiny number of coins and bars made of palladium and platinum.
Oxford Gold Group tries to be different from other companies that deal in precious metals in its ability to listen to clients and giving them the tools they require to make sound financial decisions. On their website, the business provides a complete learning center to aid buyers in the purchasing process.
This study area includes many tools which include:
Guide to investing in precious metals
News and stories about buying gold
A listing of terms
When you join the Oxford Gold Group, you’ll also get to work directly with one of the Oxford Gold Group’s Managing Partners. The person you talk to will be able to answer any questions you might have regarding trading or how to store your gold in an IRA.
We like the fact that Oxford Gold looks at buying valuable metals from a neutral point of view. This lets customers learn the advantages and disadvantages of these investment options and make better decisions.
In general, Oxford Gold Group is one of the top companies that offers gold IRAs.
#7. Free Gold and Silver IRA Guide for new investors from Noble Gold Investments
Noble Gold is one of the most reputable gold IRA companies due to its a wide range of valuable metals that are regulated by the IRS. It also offers helpful educational materials for buyers and an A+ grade from the Better Business Bureau (BBB). You can open an IRA with Noble Gold if you are interested in gold, silver platinum, palladium or. After less than 10 years in operation Noble Gold’s gold IRA reviews on all sites have earned it five stars.
Opening an gold IRA account is a good decision, so you must choose a precious metals investment firm that values the reviews of its clients and its accreditations for affiliates in the first place. These scores are available for Noble Gold:
Google Reviews gave it 4.9 stars.
ConsumerAffairs awarded it five stars.
BBB gives it an A+.
Based on a few reviews, Yelp gave it 5 stars.
Although there are only two reviews on Trustpilot, Noble Gold also has a grade of 2.9 stars. Both reviews talked about fees that were difficult to find.
Noble Gold is like other gold investment companies in that you are able to place bars and coins made of silver, gold platinum, palladium, and platinum in your IRA. There are a lot of kinds of precious metals that the IRS will accept. Some are famous, like the Australian Gold Kangaroo Coin, while others are rare, like the Austrian Silver Philharmonic 1oz Coin. To conform to IRS rules all rare metals IRA purchases are sent to safe sites in Delaware, Texas, or Canada.
Depending on the amount you purchase, you could expect to pay between $80 to $200 per year to keep your real valuable metals. Most IRAs with Noble Gold require at least $20,000 to start.
Follow these steps to begin with Noble Gold:
Fill out the form online to receive personalized advice or create an IRA account for gold. You can speak to an expert from the company about your options during free sessions.
Talk to a Noble Gold expert to start the process of rolling your existing gold IRA over to the new account. If you take money out of another retirement account to transfer to your gold IRA instead of rolling it over, you might have to pay taxes on it. Talk to a tax expert first.
Fund your precious metals IRA and then purchase the valuable metals you want.
Select the storage you want and let Noble Gold ship your valuable coins to the safe storage location.
The most important things about Noble Gold are:
Excellent ways to help customers
There are many kinds of valuable metals to choose from.
A number of sources have rated it five stars.
Access to expert advice
There are many training tools to help investors.
When you’re ready to sell when you’re ready to sell, consider a “no questions asked” buy-back policy will be in place.
#8. Patriot Gold Group is the most effective for setting up quickly a gold IRA account.
Patriot Gold Group is a company based in Los Angeles, which has been the top-rated gold and silver dealer in the United States by Consumer Affairs for five years in a row.
Patriot Gold Group is probably ideal for investors with experience in precious metals who are familiar with the market and would like to put a large portion of their assets into a gold IRA as it offers savings for large investments, but lacks the tools needed to help investors who are new. Patriot Gold Group might be suitable for you if looking for a basic IRA dealer with options for basic gold and silver as well as helpful ways to seek help.
The following accreditations, grades, and titles have been granted to Patriot Gold Group:
707 reviews on ConsumerAffairs gave this product 5 stars.
Google Reviews gives it 5 stars
ConsumerAffairs has selected us as the top gold IRA dealer from 2020 to 2023.
Voted the top Gold IRA dealer in America from 2016 to 2020.
BBB gave it an A+ rating and an official seal of approval.
Professional Service for Grading Certified Coins
Member of the Numismatic Guaranty Corporation
When it is about gold IRA reviews certificates, reviews and awards, you won’t find a better company than Patriot Gold Group. The company prioritizes its customers by providing them with helpful support lines, clear pricing, and simple-to-use services that are compliant with IRS regulations.
Patriot Gold Group sells gold and silver bars and coins that can be put in an IRA. Gold prices changes in real time on their website, which means you can easily see the risks, benefits, and costs of your purchase. You can choose from 10 gold-colored coins from the U.S., the U.K., Canada, and Australia. You can also pick from exclusive silver coins from 50 years ago.
Patriot Gold Group has a large minimum account size of $50,000, so it is recommended for those who have done this before. The first year of storage and maintenance costs $250 and every year thereafter costs $200. You might have to pay a little more for instance, the cost to open an account.
To start with Patriot Gold Group, you need to do the following:
Fill out the online account application to begin.
Contact a customer service worker to get your account started or to transfer funds.
You can buy valuable metals and choose how you’d like to store them.
You can receive free delivery to the safe locker.
Investors can obtain these essential things from Patriot Gold Group:
Positive reviews of the gold IRA on all sites
Fees for accounts have been eliminated for purchases of more than $100,000.
Free investment tips for gold in an IRA
Access to helpful customer service
Price changes in real time
#9. AdvantageGold is an experienced precious metals IRA company with a great choice of gold physical coins as well as bullion.
AdvantageGold is among the top companies that offer gold IRAs. They say they are the top gold-producing company within the U.S. because they have won the Best of TrustLink award for seven years in a row. AdvantageGold could be a good choice If you enjoy doing things online and need easy access to quality training tools.
You can apply for an account without speaking to anyone, and the company gives access to a vast knowledge base that includes tools, videos, and more.
AdvantageGold has been evaluated and certified in the following manner:
#1 Most Trusted Gold IRA Company by TrustLink for the last seven years
Member of the American Numismatic Association
Member of the Industry Council for Tangible Assets
BBB gives it 4.83 stars with the A+ rating.
More than 700 users have given Google 5 stars.
More than 1,400 users have rated Trustpilot five stars.
Based on AdvantageGold’s reviews You can expect excellent customer service, fantastic assistance and clear pricing in all of your contacts with the company.
AdvantageGold allows you to put platinum, gold, silver or palladium in your IRA. The Gold American Eagle Coin, the Canadian Palladium Maple Leaf Coin as well as the American Silver Eagle Proof Coin are some of the most common choices.
The annual storage costs for IRA purchases range from $100-$150. Investors also pay a $50 account-setting-up cost and a range of different yearly upkeep fees. AdvantageGold has no minimum payment which is a great thing.
To get started using AdvantageGold, you need to follow these steps:
Fill out the online form and choose the account manager you would like to work with. You can complete the first step on your own with AdvantageGold or contact the customer service team for personalized help.
Accept the policies and rules that the business follows, and then provide your financial records. You may need to provide various documents regarding your IRA or taxes.
Choose the way you want to transfer money into your account. A expert in rolling money over into an gold IRA can assist you with this.
You can purchase valuable metals and pick a secure location to store them. In the final step, you must complete the declaration form.
AdvantageGold has the following traits that distinguish it from the crowd:
When you’re ready to sell the house, the buy-back plan makes it simple.
A guide for investing in gold with your IRA.
There are many methods to study.
There aren’t any minimum investments.
Rollover help is convenient.
TrustLink has ranked us as the most trusted gold IRA company for the past seven years.
Resources that provide step-by-step instructions for withdrawing cash
Customers on all websites give excellent feedback on gold IRAs.
What exactly is an IRA that is backed by gold?
A gold individual retirement account (IRA) is a self-managed personal retirement account which makes use of gold, silver, or other valuable metals instead of stocks or bonds.
To safeguard yourself from the effects of inflation and possible stock market crashes, you need a diversified collection of investments. This is why many people are putting gold, silver, and other valuable metals in their retirement accounts because they are relatively safe and dependable investment.
The companies on our list help people set the gold IRAs by helping them roll over or move existing savings accounts into new self-directed precious metals IRAs. It is not advisable to start a gold IRA from scratch. Instead, you should move the money from your retirement savings to a new tab.
The Internal Revenue Service has rules regarding what types of precious metals are eligible for precious metals IRAs. They must be either coins or gold that meet a set of “fineness” standards. These accounts are only able to hold coins that are approved by the IRS, like the Canadian Maple Leaf.
The best gold IRA firms make it easy and painless to fund and take care of these retirement accounts for individuals. Many businesses put clients in contact with account representatives who will assist them throughout the process.
But an agent of an account is not the same as an advisor to financial matters. If you want to add gold IRA to your retirement account to make it more diverse you should consult your financial advisor to find out whether it is a good idea for you.