A precious metals IRA that is also known as a gold-backed IRA, can help protect your investment from the volatility of markets as well as protect you against inflation. Additionally, precious metals such as silver and gold are different from the standard investments like stocks and bonds, which makes them a good way to diversify.
We reviewed the top gold IRA companies to determine the best precious metal IRA accounts are the most beneficial. We analyzed each gold IRA company below, based on a variety of factors, including the valuable metals they offer and the charges they impose, their storage options they provide and their customer service and even their reputation.
Goldco is among the most trusted and best company generally when it comes to gold IRAs.
The best deal for new buyers is American Hartford Gold.
Lear Capital: The new sales can get up to $15,000 in bonus coins
Birch Gold Group has a large selection of valuable metals.
The most excellent customer service is offered at Augusta Precious Metals.
Oxford Gold The best scheme to buy back books
Noble Gold Investments is a gold IRA company with lots of experience.
Patriot Gold Group: Good to buy silver and gold directly
Advantage Gold: The best learning tools
#1. Goldco is the most reputable company for gold IRAs.
Goldco is an established dealer of rare metals that sells goods that can help you save more for retirement. Goldco is a leading company in the field of rare metals, and has been awarded many awards and honors.
The Better Business Bureau gives Goldco an A+ rating, while the Business Consumer Alliance gives it a AAA grade.
Goldco can help you safeguard the assets in a variety of retirement accounts by transferring them into a precious metals IRA. If you own an IRA, TSP, 401(k), or 403(b) and a precious metals expert from Goldco can help you understand how to move the money that is in the account to a precious metals IRA.
This business also sells gold and silver directly to its customers. You can put your retirement savings, or money from other savings accounts into real gold and silver.
If you’re looking to establish an precious metals IRA through Goldco, move or rollover your assets from your current savings account into the new IRA. Goldco makes it simple and painless for customers to complete this process by guiding them through the steps:
Sign a deal saying you understand Goldco’s rules to open your IRA.
Make sure you fund your Self-Directed IRA by rolling over money you have in your 401(k), 403(b), TSP, or IRA by calling the company that manages your account.
Purchase your precious metals: Choose the precious metals you would like to include in your investment.
Goldco sells many different kinds of gold and silver coins, including:
American Silver Eagle
American Gold Eagle
The Great Barrier Reef is silver.
Gold Striped Aussie Marlin
The silver guinea shilling of the military
Bars of silver and gold in various sizes can also be purchased. They’re as pure as.9999.
Goldco also has an option to buy back gold. If you experience a change in your circumstances and have to sell the valuable metals in your account Goldco will purchase these back for the most competitive buy-back price, with a guarantee.
If you’re considering investing in an uncommon metals IRA, Goldco will send you a free kit that includes information. This kit contains a written and spoken information on investing in rare metals.
We believe that overall Goldco is one of the best companies to provide gold IRAs.
One of the best companies for buying in silver, gold and platinum via an IRA.
A reputable business with transparent prices
With a gold IRA move, you can change your current savings account.
The only company Sean Hannity recommends for a gold IRA is
The Better Business Bureau gave it an A+.
Over 2,500 five-star reviews on gold IRAs
#2. The most gold IRA account for 401(k) rollovers is American Hartford Gold.
American Hartford Gold is a good gold IRA company that lets you buy in silver and gold. The company is run by a family of employees and is based in Los Angeles, CA. It has won several awards including the top Gold Company distinction on the Inc. 5000 list for 2021.
American Hartford Gold promotes gold IRAs however, you can also add silver through your retirement account. You can purchase gold IRA through American Hartford Gold by taking these steps:
Contact American Hartford Gold to talk to an expert, and fill in the forms.
You can move your old IRA to a new self-directed gold IRA.
Choose the silver or gold items you would like to put into your IRA.
Get your precious metals which can be put into an IRA.
Through Equity Trust, a well-known gold IRA broker, American Hartford Gold offers precious metals IRAs. When you have decided which precious metals you wish to include in your account, you are able to keep them with a safe storage company like Brinks, Delaware Depository, or International Depository Services Group.
The gold IRA company also sells a wide range of silver and gold goods that can be bought directly. For example, here are a few of the gold products sold by the company:
Gold Saint Helena Sovereign coin
Gold coin of the Canadian Gyrfalcon
1-ounce bar of gold
On the other hand, its metal products include things like:
Wildlife of Australia silver coin
Krugerrand, made in South Africa
Rounds of 1 ounce
Pre-64 coins were used.
bars of 10 1 oz and 100 oz
If you purchase precious metals from American Hartford Gold, you can always talk to a person about your investments and learn what they’re doing. You can dial the number on the website at any time to talk to an agent.
If you’d like to know more about buying in gold before taking the step, you can ask the firm for a no-cost guide. This guide, which is 25 pages long, provides information about the ways that rare metals IRAs can help you take control of your money.
You can also get information about the latest developments in the market for gold by visiting the News and Charts part of the American Hartford Gold website. The site also has articles that will help you decide on what to invest in.
American Hartford Gold is a reliable gold IRA company that provides the most reliable gold IRA investments.
#3. Lear Capital is a reliable Gold IRA company that will match any price.
Lear Capital is one of the best gold IRA companies. It is headquartered in Los Angeles and has been operating for over 25 years. Based on gold IRA reviews, Lear Capital’s AAA score from the Business Consumer Alliance, and the fact that the Professional Coin Grading Service has declared it an authorized Dealer, we’ve decided that Lear Capital is a valid and reliable gold IRA service.
Let’s say that you decide to invest your gold IRA money into Lear Capital. In this case you can seek advice from a specialist or pay a fixed fee and make sure that the purchase is guaranteed up to 24 hours and avoid fees for a large payment.
Here are Lear Capital’s grades and certifications:
Trustpilot awards us 4.8 stars.
AAA, and the Business Consumer Alliance gave it 5 stars.
Authorized by the Professional Coin Grading Service (PCGS)
Member of the Precious Metals Association
Member of the Numismatic Guaranty Corporation
Gold IRA companies like Lear Capital, which have great reviews from customers, focus on smooth experiences, easy access to helpful support teams, and clear pricing as well as other aspects. To make sure your money is in compliance with IRS standards, it is best to only use a reputable service.
Lear Capital sells gold, platinum, and silver coins and bars that can be put in an IRA. You can pick from a variety of renowned options like the American Gold Eagle or the Canadian Silver Maple Leaf, or choose something simpler like a 10- to 100-ounce bar of your preferred metal. Prices for valuable metals are constantly changing to reflect market changes and make it easy to anticipate what you should expect.
Follow these steps to begin using Lear Capital:
You can open an rare metals IRA account by filling out a simple online application which takes only 10 minutes.
You should hear from the person responsible for your IRA within 24 hours about how to make the tax-free move. The money could take as long as five days to be moved.
You can purchase precious metals and then let Lear Capital ship them to an appropriate location where they will be fully insured.
Create and store your IRA for free if spend at least $25,000 to $50,000 in a single year or $25,000-$50,000 for two years and $75,000 or more for three years.
The most important thing about Lear Capital are:
When you open a new gold IRA account with a minimum balance of $25,000, you receive free set-up and hold services.
If you have invested more than $10,000 you’ll get your $50 setup fee back.
24 hour promises on purchases
Priced at a flat price
Assistance from a professional for gold IRA buying
There are many options for silver, gold and platinum
Excellent reviews from all sources
Costs are clearly stated since prices are regularly updated.
#4. Birch Gold Group is an expert in gold IRA rollovers as well as other precious metals.
Birch Gold Group is one of the most reliable places to purchase rare metals either in person or via an IRA. Since 2003, the company has been in business, and thousands of customers have said good things about it.
Birch Gold Group has a grade of A+ from the Better Business Bureau, AAA from the Business Consumer Alliance, and 5 stars from many other sites. You can be sure that buying rare metals from this company is a secure and dependable process.
Birch Gold Group sells a large selection of gold, silver, platinum, and palladium goods, among others. You can buy these metals by themselves or use them to deposit money into a precious metals IRA.
The company makes it simple for you to convert your retirement savings into an precious metals IRA. With the assistance of a trained Precious Metals Specialist, you can take these steps:
Create your account and decide which method you would like to fund it. Through Birch Gold Group, you can move an IRA or roll over an existing 401(k) to fund your self-directed IRA.
Choose the best metals for your account. Your valuable Metals Specialist can help you determine which metals you should invest in to gain the most tax benefits.
You can buy your valuable metals. Your specialist will go over your order and inform you that your purchase was successful once they have done so.
Find a method to store your belongings. Your Specialist will show you the different options for storing your things. Birch Gold Group stores its customers’ investments at a number of places including Delaware Depository and Brink’s Global Service.
Check how you IRA is performing. You can call your Specialist at any time to check on your account and make any changes.
Birch Gold Group also lets you buy gold, silver platinum, palladium, and goods straight from them. The company offers a broad range of gold and silver coins deemed acceptable with the IRS like:
Gold Eagle, American
Silver Eagle, American
Leaf of the Canadian Gold Maple
Guinea Silver Rose Crown
You can also purchase round and bars of gold as well as silver.
Here are a few of the platinum products offered by the company:
Rounds and bars
United States Platinum Eagle
Australian Silver Florin
The final products made from gold include:
Bars and round-shaped bars
Canadian Maple Leaf Made of Palladium
In the end, Birch Gold Group is an excellent company to partner with if you are looking to create a flexible precious metal IRA.
#5. Augusta Precious Metals is a highly evaluated Gold IRA company with 5 stars reviews.
Augusta valuable Metals is a well-known company that sells valuable metals such as silver and gold. They provide IRAs and cash-payouts for gold and silver. The firm also runs a website with lots of information for free about the investment in rare metals as well as setting up an silver or gold IRA.
Augusta Precious Metals has a 4.97 rating from customers and an A+ grade from the Better Business Bureau. The company also received great feedback on TrustLink, Google My Business, Facebook, and the Business Consumer Alliance, among other websites.
Follow these steps to create an IRA for precious metals with Augusta Precious Metals:
The self-directed IRA provider in Augusta can assist you in setting the new IRA.
Make use of the money in your savings account to pay for your account.
Through Augusta’s order desk, you can purchase gold and silver.
Augusta Precious Metals works with Equity Trust, a top self-directed IRA service that helps users to set up precious metals IRAs. This IRA company works with people from all fifty U.S. states. They’ve been operating for over 30 years and managed more than $25 billion.
When you purchase silver and gold for your savings account, Augusta Precious Metals will keep the gold and silver for you. The company keeps its valuable metals in the Delaware vault which is a secure private vault.
Augusta Precious Metals is also a place where you can purchase genuine silver and gold. All you have to do is transfer money to your Augusta account and choose the silver and gold items you wish to purchase. Augusta will bring them right to your door and you’ll need to sign them.
Augusta Precious Metals sells metal and luxury coins made from silver and gold. Bullion products manufactured by the firm include items like:
American Gold Eagle
American Silver Eagle
Canada’s Gold Maple Leaf
A silver coin dubbed “America the Beautiful”
You can also buy 1to 10 ounce gold bullion bars, 10- up to 100-ounce silver bullion bar and 90 silver bags that contain a minimum of 99.
Some of the company’s high-end silver and gold coins include:
Gold Sovereign of St. Helena in 2022
2021 Soaring Eagle Silver Coin from the Royal Canadian Mint
If you’re interested in adding products to your IRA, you can also take a look at the company’s IRA-eligible coins.
Overall, Augusta Precious Metals is one of the best firms for gold IRAs.
#7. Oxford Gold is a reputable company to invest in silver and gold.
Oxford Gold Group is a company that helps people set the gold IRAs. They offer silver, gold platinum, palladium, and. The company has a fantastic rating from the Better Business Bureau (A+) and from sites like Trustpilot, Consumer Affairs, and Google My Business (excellent scores).
Oxford Gold has IRAs for both gold and silver, and offers a range of tools available to help you start these funds. On the Oxford Gold website, you will learn how to move money to a precious metal IRA, how they work and what types are available and the reasons they are great investments.
On the Oxford Gold website, you can purchase bars and coins made of silver, gold platinum, palladium, and. The company sells a vast range of gold and silver coins, as well as other items including:
The Silver Maple Leaf is a Canadian coin.
“Rose Crown” coin from Guinea
Silver coin from “America the Beautiful”
Gold Canadian coin featuring a polar bear and a cub
PAMP Silver Bar Suisse
Gold bars of 1 Ounce. or 10 oz.
The firm also sells a tiny amount of bars and coins made of platinum and palladium.
Oxford Gold Group tries to be superior to other precious metals companies by listening to clients and giving them the tools they need to make informed financial decisions. On its website, the company provides a full learning center to assist buyers.
This study area comes with several tools that include:
Guide to investing in precious metals
Stories and news about buying in gold
A listing of terms
When you join the Oxford Gold Group, you’ll also have the opportunity direct access to one of the Oxford Gold Group’s Managing Partners. The person you talk to will be able to assist you with any queries you have regarding how to trade or store your gold in your IRA.
We like that Oxford Gold looks at buying valuable metals from a neutral point of view. This helps customers understand the advantages and disadvantages of these investments and make better choices.
In the end, Oxford Gold Group is one of the best companies that offer gold IRAs.
#7. Free Gold and Silver IRA Guide for New Investors from Noble Gold Investments
Noble Gold is one of the best gold IRA companies because it offers a wide range of valuable metals that are regulated by the IRS. It also provides helpful training materials for buyers and an A+ grade from the Better Business Bureau (BBB). You can create an IRA with Noble Gold if you are interested in silver, gold platinum, palladium or. After just a few years in operation Noble Gold’s gold IRA reviews on all sites have earned it five stars.
Opening a gold IRA account is a good decision, so you must choose a precious metals investment company that puts the opinions of its clients and its accreditations for affiliates in the first place. These ratings are provided for Noble Gold:
Google Reviews gave it 4.9 stars.
ConsumerAffairs awarded it five stars.
BBB awards it an A+.
Based on reviews, Yelp gave it 5 stars.
Even though there are only two reviews on Trustpilot, Noble Gold also has a rating of 2.9 stars. Both reviews talked about fees that were hard to find.
Noble Gold is like other gold investment firms in that you can put bars and coins composed of silver, gold platinum, palladium, and tin into your IRA. There are a lot of different kinds of precious metals that the IRS will accept. Some are well-known, such as the Australian Gold Kangaroo Coin, while others are scarce such as the 1oz Austrian Silver Philharmonic Coin. To comply with IRS regulations the rare metals that are included in IRA purchases are shipped to secure sites that are located in Delaware, Texas, or Canada.
Depending on the amount you purchase, you can expect to pay anything from $80 to $200 a year to keep your real valuable metals. Most IRAs with Noble Gold require at least $20,000 to start.
Follow these steps to start using Noble Gold:
Complete the form online to get a custom advice or to create an IRA account for gold. You can speak with an expert from the company about your options during free sessions.
Contact an Noble Gold expert to start the process of rolling the gold IRA over to the new account. If you take money out of another retirement account to transfer to your gold IRA instead of rolling it over, you may have to pay taxes on it. Consult a tax expert first.
Fund your precious metals IRA, and then buy the precious metals you’d like.
Choose your storage, and then let Noble Gold ship your valuable coins to the safe location.
The most important characteristics of Noble Gold are:
Great ways to assist customers
There are many types of valuable metals to choose from.
Many sources have rated it five stars.
Access to expert advice
There are many training tools to help investors.
If you’re ready to sell and sell your home, you should have a “no questions asked” buy-back policy will be in place.
#8. Patriot Gold Group is the most effective for setting up quickly an gold IRA account.
Patriot Gold Group is a company based in Los Angeles that is rated as the top silver and gold dealer in the country by Consumer Affairs for five years consecutively.
Patriot Gold Group is probably ideal for those who are experienced in investing in precious metals who are knowledgeable about the market and want to put a big chunk of their assets into an investment in gold IRA, since it gives savings for large investments, but doesn’t have a lot of tools to help investors who are new. Patriot Gold Group might be the right choice if you’re seeking a basic IRA dealer that has options for basic gold and silver as well as good ways to get help.
The following grades, accreditations and titles were given to Patriot Gold Group:
770 reviews on ConsumerAffairs gave this product 5 stars.
Google Reviews gives it 5 stars
ConsumerAffairs has selected us as the top gold IRA dealer from 2020 until 2023.
Voted the best Gold IRA dealer in America from 2016 until 2020
BBB awarded the BBB the A+ rating and a seal of approval.
Professional Service for Grading Certified Coins
Member of the Numismatic Guaranty Corporation
When it concerns gold IRA reviews, certificates and awards, you won’t find a better organization than Patriot Gold Group. The company prioritizes its clients by offering them friendly support lines, clear prices, and simple to use services that comply with IRS rules.
Patriot Gold Group sells gold and silver coins and bars that can be placed in an IRA. The value of gold changes in real-time through the site, so you can easily see the benefits, risks, and costs of your purchase. You can pick from a variety of gold coins from the U.S., the U.K., Canada, and Australia. You can also choose from exclusive silver coins dating as far back as 50 years ago.
Patriot Gold Group has a high minimum account size of $50,000, so it is recommended for those who have done this before. First year storage and maintenance costs $250, and each year following that is $200. You might have to pay more, such as a fee to set up an account.
To start with Patriot Gold Group, you must do the following:
Complete the online application form to begin.
Contact a customer service worker to start your account restart or transfer of funds.
You can purchase valuable metals and decide how you’d like to keep them.
You can receive no cost delivery to the safe locker.
Investors can acquire these crucial things from Patriot Gold Group:
The gold IRA is rated highly by its customers. IRA on all websites
The cost of accounts has been waived for purchases that exceed $100,000.
Free investment tips for gold in an IRA
Access to helpful customer service
Price fluctuations in real-time
#9. AdvantageGold is an experienced precious metals IRA company that offers a wide choice of gold physical coins as well as bullion.
AdvantageGold is one of the best companies for gold IRAs. They claim they are the best gold-producing company within the U.S. because they have won the Best of TrustLink award for seven consecutive years. AdvantageGold might be the right choice If you enjoy doing things online and want easy access to high-quality training tools.
The application process is simple without speaking to a person, and the company gives access to a vast knowledge base with videos, tools and more.
AdvantageGold has been evaluated and certified in the following manner:
The #1 Most Trusted Gold IRA Company by TrustLink for the past seven years
Member of the American Numismatic Association
Member of the Industry Council for Tangible Assets
BBB gives the rating 4.83 stars, and the A+ rating.
Over 700 customers have given Google 5 stars.
More than 1,400 people have given Trustpilot 5 stars.
Based on AdvantageGold’s reviews You can expect excellent customer service, excellent assistance, and clear prices in all of your contacts with AdvantageGold.
AdvantageGold lets you deposit gold, silver, platinum or palladium into your IRA. The Gold American Eagle Coin, the Canadian Palladium Maple Leaf Coin as well as the American Silver Eagle Proof Coin are some of the most common choices.
Annual storage charges for IRA purchases are between $100 and $150. Investors are also required to pay a $50 account set-up fee and a variety of annual upkeep fees. AdvantageGold has no minimum payments which is a great thing.
To begin using AdvantageGold, you need to do the following:
Fill out the online form and select the account manager you want. You can do this first step by yourself using AdvantageGold or contact the customer service team for personalized assistance.
Accept the policies and rules of the company, and then provide your financial documents. You may be required to present different documents about your IRA or taxes.
Choose the method you wish to put funds into your account. An expert in rolling over money into an gold IRA can assist you with this.
You can purchase valuable metals and pick a secure location to store them. As the last step, you need to sign the declaration form.
AdvantageGold has the following characteristics that make it stand out from the crowd:
When you’re ready to sell the property, the buy-back program makes it simple.
A guide for investing in gold through your IRA.
There are many options to get involved in learning.
There aren’t any minimum investments.
Rollover assistance is helpful.
TrustLink has named us the most dependable gold IRA company for the past seven years.
Resources with step-by-step instructions on how to withdraw money
Customers on all sites leave great reviews of gold IRAs.
What is an IRA backed by gold?
A gold individual retirement account (IRA) is a self-directed personal retirement account that uses silver, gold, or other valuable metals instead bonds.
To protect yourself from inflation and possible stock market crashes, it is important to need a diversified collection of investments. This is why many people are now investing in silver, gold and other precious metals in retirement accounts since they are an extremely safe and reliable investment.
The companies listed on our list assist people in setting the gold IRAs by helping them roll over or transfer existing savings accounts into new self-directed precious metals IRAs. You shouldn’t begin a gold IRA from scratch. Instead, you should transfer the money from your retirement savings into an account that is new.
The Internal Revenue Service has rules about the types of valuable metals are eligible for precious metals IRAs. The items must be either coins or gold and must meet specific “fineness” standards. These accounts can only hold the coins that are OK with the IRS like the Canadian Maple Leaf.
The top gold IRA firms make it easy and easy to manage and fund these individual retirement accounts. Many businesses put customers in touch with account reps who will assist them throughout the process.
However, an agent for an account isn’t the same as an advisor to financial matters. If you want to add a gold IRA to your retirement account to diversify it You should speak to your financial advisor first to find out whether it is a good idea for you.