A precious metals IRA that is also called a gold-backed IRA can help protect your investment from the volatility of markets and safeguard you against inflation. Additionally, precious metals like silver and gold are different from standard assets like stocks and bonds which makes them a great option to diversify your portfolio.
We looked at the best gold IRA companies to determine which precious metal IRA accounts offer the best value. We analyzed every gold IRA company below, based on a variety of things, such as the quality of the metals they offer, the fees they impose, their storage options they provide, their customer service, as well as their appearance.
Goldco is one of the most trusted and most reliable company in the field of gold IRAs.
The best price for new purchasers is American Hartford Gold.
Lear Capital: Sales made by the company may be eligible for up to $15,000 in bonus coins
Birch Gold Group has a wide range of valuable metals.
The most excellent customer service is offered at Augusta Precious Metals.
Oxford Gold: Best scheme to purchase back books
Noble Gold Investments is a gold IRA company with lots of experience.
Patriot Gold Group: Good to buy silver and gold directly
Advantage Gold: The most effective learning tools
#1. Goldco is the best company overall for gold IRAs.
Goldco is a reputable dealer in rare metals and sells products that can help you save more for retirement. This company is the leader in the business of rare metals and has won numerous awards and distinctions.
The Better Business Bureau gives Goldco an A+ rating, while the Business Consumer Alliance gives it a AAA grade.
Goldco will help you protect the assets of various retirement accounts by transferring them to an precious metals IRA. If you have an IRA, TSP, 401(k) or 403(b) and a precious metals expert from Goldco can help you understand how to transfer the funds from your account into an precious metals IRA.
This company also sells gold and silver directly to its customers. You can invest your retirement savings as well as other savings accounts into real silver and gold.
If you’re looking to establish a precious metals IRA through Goldco, move or rollover the assets you have in your savings account to your new IRA. Goldco makes it easy and stress-free for customers to complete this process by guiding them through the steps:
Make a commitment to understand Goldco’s rules to open your IRA.
Fund your Self-Directed IRA by rolling over money from your current 401(k), 403(b), TSP, or IRA by calling the company that manages your account.
Buy your valuable metals: Select the precious metals that you want to include in your investment.
Goldco sells a variety of different kinds of silver and gold coins which include:
American Silver Eagle
American Gold Eagle
The Great Barrier Reef is silver.
Gold Striped Aussie Marlin
The silver guinea of the military
Marlin Gold
Bars of silver and gold in different sizes can be purchased. They’re as pure as.9999.
Goldco also offers a program for buying back gold. If you experience a change in your circumstances and have to sell the valuable metals in your account, Goldco will purchase these back for the highest buy-back price, guaranteed.
If you’re considering investing in an rare metals IRA, Goldco will send you a free kit with details. The kit includes a written spoken, spoken, and a visual guide to investing in rare metals.
We believe that overall Goldco is among the top companies that provide gold IRAs.
One of the most trusted companies for buying in gold, silver and platinum via an IRA.
A reputable business with transparent prices
With the gold IRA move, you are able to change your current savings account.
The only firm Sean Hannity recommends for a gold IRA is
The Better Business Bureau gave it an A+.
Over 2,500 five-star reviews of gold IRAs
#2. The most gold IRA account for 401(k) rollovers is American Hartford Gold.
American Hartford Gold is a excellent gold IRA company that allows you to purchase gold and silver. The company is run by a family and is located in Los Angeles, CA. It has won several awards including the #1 Gold Company distinction on the Inc. 5000 list for 2021.
American Hartford Gold promotes gold IRAs, but you can also invest in silver through your retirement account. You can purchase an IRA with gold IRA through American Hartford Gold by taking these steps:
Call American Hartford Gold to talk with an expert and fill in the forms.
You can transfer your existing IRA to an entirely self-directed gold IRA.
Select the silver or gold items you would like to put into your IRA.
Get your precious metals which can be put in an IRA.
Through Equity Trust, a well-known gold IRA broker, American Hartford Gold offers precious metals IRAs. When you have decided which precious metals you wish to include in your account, store them in a secure storage company such as Brinks, Delaware Depository, or International Depository Services Group.
This gold IRA company also sells a broad range of gold and silver goods which can be purchased directly. For instance, here are some of the gold products offered by the company:
Gold Saint Helena Sovereign coin
Gold coin from the Canadian Gyrfalcon
1-ounce gold bar
Combibar Valcambi
On the other hand metal goods include things like:
Wildlife of Australia silver coin
Krugerrand, made in South Africa
Rounds of 1 1 ounce
Pre-64 coins were being used.
bars of 10 Oz and 100 oz
Combibar Valcambi
If you purchase precious metals from American Hartford Gold, you will always be able to speak to someone about your investments and learn what they’re doing. You can call the number listed on the company’s website at any time to talk to your representative.
If you’d like to know more about purchasing gold prior to taking the next step to buy it, you can ask the firm for a free guide. This guide of 25 pages contains valuable information about how rare metals IRAs can help you take charge of your savings.
You can also find out about changes in the gold market by going to the News and Charts part of the American Hartford Gold website. The site also has articles that can help you decide which way to spend your money.
American Hartford Gold is a trusted gold IRA company that offers the best gold IRA investments.
#3. Lear Capital is a reliable Gold IRA company that will match any price.
Lear Capital is one of the top gold IRA companies. It is based in Los Angeles and has been in business for more than 25 years. Based on gold IRA reviews and the company’s AAA score from the Business Consumer Alliance, and the fact that the Professional Coin Grading Service has named it an Authorized Dealer, we’ve decided that Lear Capital is a valid and trustworthy gold IRA service.
Let’s say that you decide to put your gold IRA money into Lear Capital. In this case you can seek advice from a specialized expert, pay a flat fee and guarantee your purchase for 24 hours, and avoid fees when you make a large payment.
These are the Lear Capital’s grades as well as certifications:
Trustpilot awards us 4.8 stars.
AAA as well as the Business Consumer Alliance gave it 5 stars.
Authorized by the Professional Coin Grading Service (PCGS)
Member of the Precious Metals Association
Member of the Numismatic Guaranty Corporation
Gold IRA companies like Lear Capital, which have excellent reviews from their customers, emphasize smooth experiences with easy access to knowledgeable help desks, and transparent prices as well as other aspects. To ensure that your money is compliant with IRS standards, you should only deal with a qualified service.
Lear Capital sells gold, platinum, and silver coins and bars that can be placed in an IRA. You can choose from the most renowned options like the American Gold Eagle or the Canadian Silver Maple Leaf, or opt for something easier like a 10- to 100-ounce bar made of your favorite metal. Prices for valuable metals change frequently to reflect changes in the market and make it easier to know what to expect.
Follow these steps to get started using Lear Capital:
You can create a rare metals IRA account by filling in an online application which takes only 10 minutes.
You should hear back from the person in charge of your IRA within 24 hours about how to make the tax-free transfer. It could take up to five days for the money to be transferred.
You can purchase valuable metals and then let Lear Capital ship them to a safe place where they will be fully insured.
Create and store your IRA at no cost if you spend at least $25,000 to $50,000 in a single year, $25,000 to $50,000 for two years, and $75,000 or more for a period of three years.
The most important thing about Lear Capital are:
When you open a new gold IRA account that is greater than $25,000, you get free set-up and holding services.
If you have invested more than $10,000 you will receive your $50 setup fee back.
24 hour promises on purchases
Priced at the flat price
One-on-one assistance from experts for gold IRA buying
Many choices for silver, gold, and platinum
Excellent reviews from every source
Costs are clear since prices are frequently updated.
#4. Birch Gold Group is an expert in gold IRA rollovers as well as other precious metals.
Birch Gold Group is one of the most reliable places to purchase rare metals, either directly or through an IRA. Since 2003, this company has been in business and a lot of customers have shared positive reviews about it.
Birch Gold Group has a grade of A+ from the Better Business Bureau, AAA from the Business Consumer Alliance, and 5 stars from other sites. You can be confident that buying rare metals through Birch Gold Group is a secure and dependable process.
Birch Gold Group sells a wide range of silver, gold palladium, and platinum products, among others. You can buy these metals by themselves or use them to put money into a precious metals IRA.
The company makes it simple for you to move your retirement savings into a precious metals IRA. With the help of a certified Precious Metals Specialist, you can take these steps:
Create your account and decide which method you would like to fund it. With Birch Gold Group, you can move an IRA or roll over a 401(k) for funding your new self-directed IRA.
Choose the valuable metals to invest in for your account. The valuable Metals Specialist can help you determine which metals to invest in to reap the most tax advantages.
You can buy your valuable metals. Your Specialist will look over your order and inform you that your purchase went through when they have confirmed it.
Find a method to store your things. Your specialist will guide you through the different ways to store your belongings. Birch Gold Group stores its customers’ funds at various locations, such as Delaware Depository and Brink’s Global Service.
Check what you IRA is performing. Contact your Specialist at any time to check your account or make adjustments.
Birch Gold Group also lets customers purchase silver, gold, platinum, and palladium items directly from them. The company offers a broad variety of gold and silver coins deemed acceptable with the IRS for example:
Gold Eagle, American
Silver Eagle, American
Leaf of the Canadian Gold Maple
Guinea Silver Rose Crown
You can also purchase round and bars of gold and silver.
These are just a few of the platinum products offered by the company:
Bars and round-shaped bars
United States Platinum Eagle
Australian Silver Florin
Finally, the products made of gold are:
Rounds and bars
Canadian Maple Leaf Made of Palladium
In the end, Birch Gold Group is a great company to work with if you are looking to set up a flexible precious metal IRA.
#5. Augusta Precious Metals is a highly reviewed Gold IRA company with 5 star reviews.
Augusta valuable Metals is a well-known company that sells valuable metals such as silver and gold. They provide IRAs and cash payments for gold and silver. This business also offers a site that contains a lot of free information regarding investing in rare metals and setting up an silver or gold IRA.
Augusta Precious Metals has a 4.97 rating from customers and an A+ grade from the Better Business Bureau. The company also has received excellent ratings on TrustLink, Google My Business, Facebook, and the Business Consumer Alliance, among other websites.
Follow these steps to create an IRA for precious metals with Augusta Precious Metals:
The self-directed IRA provider in Augusta can help you set up your brand new IRA.
You can use money from your savings account to pay for your account.
Through Augusta’s order desk, you can purchase gold and silver.
Augusta Precious Metals works with Equity Trust, a top self-directed IRA service, to help people set up precious metals IRAs. This IRA company is a partner for people from all fifty U.S. states. They have been in business for over 30 years and handled more than $25 billion.
When you purchase silver and gold to save money, Augusta Precious Metals will keep the silver and gold for you. The company keeps its valuable metals in the Delaware vault which is a secure, private vault.
Augusta Precious Metals is also a place where you can purchase genuine silver and gold. All you have to do is transfer funds into the Augusta account and select the silver and gold items you’d like to purchase. Augusta will bring them right to your door and you’ll have to sign the documents for them.
Augusta Precious Metals sells metal and luxury coins made from silver and gold. Bullion products manufactured by the company include coins like:
American Gold Eagle
American Silver Eagle
Canada’s Gold Maple Leaf
A silver coin that is referred to as “America the Beautiful”
You can also buy 1to 10-ounce bullion gold bars, 10 up to 100-ounce silver bullion bar, and 90% silver bags.
Some of the company’s top-end gold and silver coins are:
Gold Sovereign of St. Helena in 2022
2021 Soaring Eagle Silver Coin from the Royal Canadian Mint
If you’re interested in adding items to your IRA, you can also look at a list of the company’s IRA-qualified coins.
Overall, Augusta Precious Metals is one of the best firms for gold IRAs.
#7. Oxford Gold is a reputable company for investing in silver and gold.
Oxford Gold Group is a firm that assists people to set up up gold IRAs. They offer silver, gold, platinum, and palladium. The company has an excellent review from the Better Business Bureau (A+) and from sites like Trustpilot, Consumer Affairs, and Google My Business (excellent scores).
Oxford Gold has IRAs for both gold and silver and there are a lot of tools that can help you start these funds. On the Oxford Gold website, you will learn how to transfer funds to an precious metal IRA, how they work and what kinds are available, and why they are great investments.
The Oxford Gold website, you can purchase coins and bars made of silver, gold platinum, palladium, and. The company offers a broad selection of gold and silver coins and other items, such as:
The Silver Maple Leaf is a Canadian coin.
“Rose Crown” coin from Guinea
Silver coin from “America the Beautiful”
Gold Canadian coin with Polar bear and cub
PAMP Silver Bar Suisse
Gold bars of 1 Ounce. or 10 oz.
It also offers a tiny number of coins and bars made of palladium and platinum.
Oxford Gold Group tries to be different from other precious metals firms by listening to customers and providing them with the tools they need to make informed financial decisions. On their website, the business provides a complete learning center to help with the buying process.
This study area has a number of tools that include:
Guide to investing in precious metals
News and stories about buying in gold
FAQs
A glossary of terms
When you work for Oxford Gold Group, you’ll also get to work directly with one of the Oxford Gold Group’s Managing Partners. The person you talk to will be able to answer any questions you have regarding trading or how to store your gold in an IRA.
We like that Oxford Gold looks at buying valuable metals from an impartial perspective. This helps customers understand the advantages and disadvantages of these investments and make better decisions.
In general, Oxford Gold Group is one of the best firms that provide gold IRAs.
#7. Free Gold and Silver IRA Guide for New Investors from Noble Gold Investments
Noble Gold is one of the best gold IRA companies due to its a wide range of valuable metals that have been approved by the IRS. It also provides helpful training materials for buyers and an A+ rating from the Better Business Bureau (BBB). You can open an IRA with Noble Gold if you are interested in gold, silver platinum, palladium or. After less than 10 years in business Noble Gold’s gold IRA reviews on all sites have won it five stars.
Opening an IRA account is a good option, so it is important to select a precious metals investment company that puts the reviews of its customers as well as the certifications of its affiliates first. These ratings are given for Noble Gold:
Google Reviews gave it 4.9 stars.
ConsumerAffairs gave it 5 stars.
BBB rates it with an A+.
Based on some reviews, Yelp gave it 5 stars.
Although there are only two reviews on Trustpilot, Noble Gold also has a rating of 2.9 stars. Both reviews mentioned fees that were difficult to find.
Noble Gold is like other gold investment companies in that you are able to place bars and coins made of silver, gold platinum, palladium, and platinum in your IRA. There are a lot of kinds of precious metals that the IRS will accept. Some are famous, like the Australian Gold Kangaroo Coin, while others are scarce like the 1oz Austrian Silver Philharmonic Coin. To comply with IRS rules, all rare metals IRA purchases are sent to safe sites located in Delaware, Texas, or Canada.
Depending on how much you buy, you can expect to pay anything from $80 to $200 a year for storage of your valuable metals. The majority of IRAs that have Noble Gold require at least $20,000 to begin.
Follow these steps to get started with Noble Gold:
Fill out the online form to receive a custom advice or to create an IRA account for gold. You can talk to an expert in-house about your choices during the free sessions.
Talk to a Noble Gold expert to start the process of rolling your existing gold IRA over to the new account. If you take money out of another retirement account to transfer to your gold IRA instead of rolling it over, you might be required to pay tax on it. Talk to a tax expert first.
You can fund your precious metals IRA and then purchase the precious metals you’d like.
Choose the storage that you prefer, and then wait for Noble Gold ship your valuable coins to the safe storage location.
The most important things about Noble Gold are:
Fantastic ways to assist customers
There are a variety of precious metals to pick from.
Several sources have rated it five stars.
Access to expert advice
There are many tools for training that can assist investors.
When you’re ready for selling, you should have a “no questions asked” buy-back policy will be in place.
#8. Patriot Gold Group is the most efficient way to set up an gold IRA account.
Patriot Gold Group is a Los Angeles-based company that has been rated the highest-rated gold and silver dealer in the nation by Consumer Affairs for five years consecutively.
Patriot Gold Group is probably the best choice for those who are experienced in investing in precious metals who are familiar with the market and would like to put a large portion of their wealth into an investment in gold IRA, since it gives savings for large investments, but doesn’t offer the tools needed to help investors who are new. Patriot Gold Group might be right for you if you’re looking for a basic IRA dealer with options for basic silver and gold and good ways to get help.
The following accreditations, grades and titles have been awarded to Patriot Gold Group:
770 reviews on ConsumerAffairs gave this product 5 stars.
Google Reviews gives it 5 stars
ConsumerAffairs has chosen us as the number one gold IRA dealer from 2020 to 2023.
Voted the best Gold IRA dealer in America from 2016 to 2020
BBB gave the BBB the A+ and an approval seal.
Professional Service for Grading Certified Coins
Member of the Numismatic Guaranty Corporation
When it concerns gold IRA reviews certificates, reviews, and awards, you’ll find a better company than Patriot Gold Group. The company prioritizes its clients by giving them helpful assistance lines, straightforward prices, and simple to use services that are compliant with IRS rules.
Patriot Gold Group sells gold and silver bars and coins which can be put into an IRA. Gold prices fluctuates in real time on the website, which means you can easily assess the benefits, risks, and costs of your purchase. You can choose among 10 gold coins that are from the U.S., the U.K., Canada, and Australia. You can also pick from exclusive silver coins from fifty years ago.
Patriot Gold Group has a large limit of $50,000 for a minimum account, so it is recommended to go with buyers who have had this experience before. First year storage and upkeep costs $250 and each year following that is $200. There may be a need to pay a little more such as an amount to establish an account.
To start working with Patriot Gold Group, you must do the following:
Fill out the online account application to begin.
Contact a customer service worker to get your account started or movement of funds.
You can purchase precious metals and pick the way you want to keep them.
You can get complimentary delivery to your safe locker.
Investors can acquire these crucial items from Patriot Gold Group:
Positive reviews of the gold IRA on all websites
The cost of accounts has been waived for purchases over $100,000
Free investment guides for gold within an IRA
Access to helpful customer service
Price fluctuations in real-time
#9. AdvantageGold is a reputable precious metals IRA company that offers a wide choice of physical gold coins as well as bullion.
AdvantageGold is one of the best companies for gold IRAs. They say they are the best gold-producing company in the U.S. because they have won the Best of TrustLink award for seven years in a row. AdvantageGold might be the right choice when you love doing things online and want easy access to quality training tools.
It is possible to apply for an account with no need to talk to anyone and the company provides you access to a large knowledge base that includes videos, tools and more.
AdvantageGold has been assessed and certified as follows:
#1 Most Trusted Gold IRA Company by TrustLink for the past seven years
Member of the American Numismatic Association
Member of the Industry Council for Tangible Assets
BBB gives it 4.83 stars with it is awarded an A+ grade.
More than 700 users have given Google 5 stars.
More than 1,400 customers have given Trustpilot five stars.
Based on the reviews of AdvantageGold, you can expect great customer service, fantastic assistance, and clear prices in all your interactions with AdvantageGold.
AdvantageGold allows you to put gold, silver, platinum or palladium in your IRA. The Gold American Eagle Coin, the Canadian Palladium Maple Leaf Coin, as well as the American Silver Eagle Proof Coin are among the most common choices.
Annual storage charges for IRA purchases are between $100 and $150. Investors also have to pay a $50 account-setting-up fee and a range of different annual upkeep fees. AdvantageGold does not have a minimum amount to pay which is a great thing.
To begin using AdvantageGold To begin using AdvantageGold, you must follow these steps:
Complete the online form and choose the account manager you would like to work with. You can complete the first step on your own using AdvantageGold, or you can call the customer service team for assistance tailored to your needs.
Accept the policies and rules of the company, and then provide your financial records. You may need to provide different papers about your IRA or tax obligations.
Choose the method you wish to put money into your account. A expert in rolling money over into a gold IRA will help you do this.
You can buy valuable metals and select a secure location to store them. As the last step, you have to sign the declaration form.
AdvantageGold has the following traits that make it stand out:
If you’re ready to sell the property, the buy-back program makes it easy.
A free guide to investing in gold with your IRA.
There are a variety of options to get involved in learning.
There are no minimum investment requirements.
Rollover assistance is helpful.
TrustLink has named us the most trusted gold IRA company for the past seven years.
Resources with step-by-step instructions for withdrawing cash
Customers on all websites give excellent feedback on gold IRAs.
What is an IRA backed by gold?
An individual retirement account in gold (IRA) is a self-directed personal retirement account that uses silver, gold, or other valuable metals instead of stocks and bonds.
To safeguard yourself from the effects of inflation and possible stock market crashes, it is important to need a diversified collection of investments. Due to this, many people are placing silver, gold, and other valuable metals into their retirement accounts due to them being an extremely safe and reliable investment.
The companies on our list help people set in place gold IRAs by helping them transfer existing savings accounts to new self-directed precious metals IRAs. You should not begin a gold IRA from scratch. Instead, you should move the money from your retirement savings to an account that is new.
The Internal Revenue Service has rules about what kinds of valuable metals can be placed in precious metals IRAs. These items have to be either coins or gold and must meet specific “fineness” standards. These accounts can only hold coins that are accepted by the IRS like the Canadian Maple Leaf.
The top gold IRA companies make it simple and easy to manage and fund the individual retirement accounts. Many companies put customers in touch with account reps who will assist them throughout the process.
However, an agent for an account is not the same as an advisor to financial matters. If you are considering adding an gold IRA to your retirement account to diversify it You should speak to your financial advisor first to see if it makes sense for you.
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