A precious metals IRA, which is also called a gold-backed IRA, can help protect your savings from market volatility and protect your investment from inflation. Additionally, precious metals such as silver and gold are different from traditional assets like bonds and stocks and bonds, which makes them a good option to diversify.
We looked at the best gold IRA companies to determine which precious metal IRA accounts are the best deal. We evaluated each gold IRA company below, based on a variety of factors, including the precious metals they provide as well as the costs they charge, the storage choices they offer, their customer service, and even their reputation.
Goldco is among the most reputable and most reliable company overall for gold IRAs.
The best deal for new purchasers is American Hartford Gold.
Lear Capital: New sales may receive up to $15,000 worth of bonus coins
Birch Gold Group has a vast array of precious metals.
The most excellent customer service is offered at Augusta Precious Metals.
Oxford Gold the best plan to buy back books
Noble Gold Investments is a gold IRA firm with a lot of experience.
Patriot Gold Group: Good to buy silver and gold directly
Advantage Gold: The best learning tools
#1. Goldco is the most reputable company overall with regard to gold IRAs.
Goldco is a reputable dealer in rare metals and sells products that can help you save more for retirement. Goldco is a leading company in the field of rare metals, and has been awarded numerous awards and honours.
The Better Business Bureau gives Goldco an A+ rating, while the Business Consumer Alliance gives it an AAA grade.
Goldco will assist you to protect the assets in a variety of retirement accounts by transferring them to a precious metals IRA. If you own an IRA, TSP, 401(k) or 403(b), a precious metals expert from Goldco can help you understand how to transfer the funds that is in the account to a precious metals IRA.
This company also sells gold and silver directly to its customers. You can also invest your retirement savings or money from other savings accounts in real gold and silver.
If you want to start a precious metals IRA through Goldco, move or rollover the assets you have in your current savings account into your new IRA. Goldco makes it easy and painless for customers to accomplish this by guiding them through the steps:
You must sign a contract stating that you understand Goldco’s rules to open your IRA.
You can fund your Self-Directed IRA by rolling over money you have in your 401(k), 403(b), TSP, or IRA by contacting the company who handles your account.
Buy your valuable metals: Select the precious metals you want to include in your investment.
Goldco sells many different kinds of gold and silver coins which include:
American Silver Eagle
American Gold Eagle
The Great Barrier Reef is silver.
Gold Striped Aussie Marlin
The military silver guinea
Bars of silver and gold in various sizes can also be purchased. These bars are pure as.9999.
Goldco also offers a program to buy back gold. If your situation changes and you have to sell the precious metals in your account Goldco will buy them back at the most competitive buy-back price, guaranteed.
If you’re thinking of investing in an rare metals IRA, Goldco will send you a free kit that includes details. This kit has written, spoken, and seen instructions on investing in rare and precious metals.
We believe that overall Goldco is one of the best companies that provide gold IRAs.
One of the most trusted companies for buying in silver, gold and platinum via an IRA.
A reputable business with transparent prices
With the gold IRA move, you can change your current savings account.
The only company Sean Hannity recommends for a gold IRA is
The Better Business Bureau gave it an A+.
Over 2,500 five-star reviews for gold IRAs
#2. The most reputable gold IRA account for 401(k) rollovers is American Hartford Gold.
American Hartford Gold is a excellent gold IRA company that lets you buy in silver and gold. The company is run by a family and is headquartered in Los Angeles, CA. It has won several awards, including the #1 Gold Company award in the Inc. 5000 list for 2021.
American Hartford Gold promotes gold IRAs however, you can also put in silver through your retirement account. You can purchase a gold IRA through American Hartford Gold by taking these steps:
Call American Hartford Gold to talk with an expert and fill in the forms.
You can transfer your old IRA to an entirely self-directed gold IRA.
Select the silver or gold items you want to put into your IRA.
Buy your valuable metals that can be put in an IRA.
Through Equity Trust, a well-known gold IRA broker, American Hartford Gold offers precious metals IRAs. When you have decided which precious metals you want to add to your account, you are able to keep them in a secure storage company such as Brinks, Delaware Depository, or International Depository Services Group.
This gold IRA company also offers a variety of gold and silver goods that can be bought directly. For example, here are some of the gold products sold by the company:
Gold Saint Helena Sovereign coin
Gold coin from the Canadian Gyrfalcon
1-ounce gold bar
On the other hand metal goods include things like:
Wildlife of Australia silver coin
Krugerrand, made in South Africa
Rounds of 1 1 ounce
Pre-64 coins were in use.
bars of 10 1 oz and 100 oz
When you purchase valuable metals from American Hartford Gold, you will always be able to speak to someone about your investments and learn how they are doing. You can dial the number on the company’s website at any time to talk to an agent.
If you want to learn more about purchasing gold before taking the step to buy it, you can ask the company for a complimentary guide. This guide, which is 25 pages long, provides details on how rare metals IRAs can help you take control of your money.
You can also learn about the latest developments in the gold market by visiting the News and Charts part of the American Hartford Gold website. The area also contains articles that can help you decide what to invest in.
American Hartford Gold is a reliable gold IRA firm that provides the highest quality gold IRA investments.
#3. Lear Capital is a reliable Gold IRA company that will match any price.
Lear Capital is one of the most reputable gold IRA companies. It is based in Los Angeles and has been in operation for over 25 years. Based on gold IRA reviews and Lear Capital’s AAA score from the Business Consumer Alliance, and the fact that the Professional Coin Grading Service has named it an Authorized Dealer We’ve concluded that Lear Capital is a valid and reliable gold IRA service.
Let’s say you decide to invest your gold IRA money in Lear Capital. In that case, you can get help from a specialist and pay a flat amount and make sure that the purchase is guaranteed for 24 hours, and not pay fees when you make a large payment.
Here are Lear Capital’s grades as well as certifications:
Trustpilot awards us 4.8 stars.
AAA as well as the Business Consumer Alliance gave it 5 stars.
Authorized by the Professional Coin Grading Service (PCGS)
Member of the Precious Metals Association
Member of the Numismatic Guaranty Corporation
Gold IRA companies like Lear Capital, which have positive reviews from customers, focus on smooth experiences with easy access to knowledgeable help desks, and clear pricing as well as other aspects. To ensure that your money is in compliance with IRS standards, it is best to only use a reputable service.
Lear Capital sells gold, silver, and platinum bars and coins that can be put in an IRA. You can choose from the most renowned choices like the American Gold Eagle or the Canadian Silver Maple Leaf, or you can go with something simpler like a 10- to 100-ounce bar of your favorite metal. Prices for valuable metals change frequently to reflect changes in the market and make it easy to be aware of what you should expect.
Follow these steps to get started with Lear Capital:
You can create an rare metals IRA account by filling in a simple online application that only takes 10 minutes.
You should hear from the person responsible for the IRA within 24 hours regarding how to make the tax-free transfer. The money could take as long as five days to be moved.
You can buy valuable metals and let Lear Capital ship them to a safe place where they’ll be fully insured.
Create and keep your IRA at no cost if you spend at least $25,000 to $50,000 for one year, $25,000 to $50,000 for two years, and $75,000 or more for three years.
The most important things about Lear Capital are:
If you open a brand new gold IRA account over $25,000, you get free setup and holding services.
When you invest more than $10,000, you will receive your $50 setup cost back.
24 hour promises on purchases
Priced at an unbeatable price
Assistance from a professional in gold IRA buying
Many choices for silver, gold, and platinum
Excellent reviews from every source
Costs are clearly stated because prices are updated often.
#4. Birch Gold Group is an expert in gold IRA rollovers and other precious metals.
Birch Gold Group is one of the most reliable places to buy rare metals either in person or via an IRA. Since 2003, the company has been operating, and thousands of customers have shared positive things about it.
Birch Gold Group has a grade of A+ from the Better Business Bureau, AAA from the Business Consumer Alliance, and 5 stars from many other websites. You can be assured that buying rare metals through this company will be a safe and secure process.
Birch Gold Group sells a wide range of silver, gold, platinum, and palladium goods as well as other. You can purchase these precious metals on their own, or use them to put money into an precious metals IRA.
The company makes it simple for you to convert your retirement savings into a precious metals IRA. With the help of a certified Precious Metals Specialist You can follow the following steps:
Create your account and decide how you want to fund it. Through Birch Gold Group, you can transfer an IRA or roll over an existing 401(k) for funding your new self-directed IRA.
Choose the valuable metals to invest in for your account. The valuable Metals Specialist can help you figure out which metals to invest in to get the greatest tax advantages.
You can purchase your precious metals. Your specialist will go over your order and inform you that your purchase was successful when they have confirmed it.
Find a method to store your items. Your Specialist will show you the various options for storing your belongings. Birch Gold Group stores its customers’ investments in a variety of locations, such as Delaware Depository and Brink’s Global Service.
Check how you IRA is doing. You can call your Specialist anytime to check your account and make any changes.
Birch Gold Group also lets customers purchase silver, gold, platinum, and palladium products directly from the company. The company offers a wide selection of gold and silver coins deemed acceptable with the IRS for example:
Gold Eagle, American
Silver Eagle, American
Leaf of the Canadian Gold Maple
Guinea Silver Rose Crown
You can also purchase bars and rounds of gold as well as silver.
These are some of the platinum products offered by the company:
Rounds and bars
United States Platinum Eagle
Australian Silver Florin
The final products made of gold are:
Rounds and bars
Canadian Maple Leaf Made of Palladium
In the end, Birch Gold Group is an excellent company to work with if you want to create a flexible precious metal IRA.
#5. Augusta Precious Metals is a highly evaluated Gold IRA company with 5 star reviews.
Augusta valuable Metals is a well-known business that sells precious metals like gold and silver. They provide IRAs and cash payments for gold and silver. The company also has a website that contains a lot of free information regarding investing in rare metals as well as setting up an silver or gold IRA.
Augusta Precious Metals has a 4.97 rating from customers and an A+ grade from the Better Business Bureau. The company also has received positive feedback on TrustLink, Google My Business, Facebook, and the Business Consumer Alliance, among other sites.
Follow these steps to set up an IRA for precious metals using Augusta Precious Metals:
The self-directed IRA provider in Augusta can assist you in setting up your new IRA.
You can use money from your savings account to pay for your account.
Through Augusta’s order desk you can buy gold or silver.
Augusta Precious Metals works with Equity Trust, a top self-directed IRA service, to assist users set up precious metals IRAs. This IRA company works with people in all fifty U.S. states. They’ve been operating for over 30 years and been able to manage more than $25 billion.
After you buy gold and silver to fund your savings account, Augusta Precious Metals will keep the silver and gold for you. The company keeps its precious metals in its Delaware vault, which is a safe, private vault.
Augusta Precious Metals is also a place where you can purchase real gold and silver. You just need to move funds to your Augusta account and then select the gold and silver goods you wish to purchase. Augusta will bring them right to your door and you’ll have to sign for them.
Augusta Precious Metals sells metal and luxury coins made from gold and silver. Bullion goods manufactured by the company include coins such as:
American Gold Eagle
American Silver Eagle
Canada’s Gold Maple Leaf
A silver coin dubbed “America the Beautiful”
You can also buy 1- to 10-ounce gold bullion bars, 10 to 100-ounce silver bullion bars and 90 silver bags that contain a minimum of 99.
A few of the company’s high-end gold and silver coins are:
Gold Sovereign of St. Helena in 2022
2021 Soaring Eagle Silver Coin from the Royal Canadian Mint
If you’re looking to add products to your IRA you can take a look at the company’s IRA-qualified coins.
Overall, Augusta Precious Metals is one of the best companies for gold IRAs.
#7. Oxford Gold is a reputable firm that invests in silver and gold.
Oxford Gold Group is a firm that assists people to set up the gold IRAs. They offer silver, gold platinum, palladium, and. The company has an excellent rating from the Better Business Bureau (A+) and also from websites like Trustpilot, Consumer Affairs, and Google My Business (excellent scores).
Oxford Gold has IRAs for both silver and gold, and offers a range of tools available to help you start these funds. On the Oxford Gold website, you will learn how to move money into a precious metal IRA and how they function and what kinds are available and the reasons why they are good assets.
On the Oxford Gold website, you can purchase bars and coins made of gold, silver platinum, palladium, and. The company sells a vast variety of gold and silver coins and other items, like:
The Silver Maple Leaf is a Canadian coin.
“Rose Crown” coin from Guinea
Silver coin from “America the Beautiful”
Gold Canadian coin with a polar bear and a cub
PAMP Silver Bar Suisse
Gold bars of 1 oz. and 10 oz.
It also offers a small number of bars and coins made of palladium and platinum.
Oxford Gold Group tries to be superior to other precious metals companies by listening to clients and giving them the tools they need to make good financial choices. The company’s website offers a full learning center to aid buyers in the purchasing process.
This study area comes with many tools which include:
Guide to investing in precious metals
Stories and news about buying gold
A listing of terms
When you join the Oxford Gold Group, you’ll also have the opportunity to work directly with one of the company’s Managing Partners. The person will be able to help you answer any questions that you may have regarding how to trade or store your gold in your IRA.
We like the fact that Oxford Gold looks at buying precious metals from a neutral point of view. This helps customers understand the advantages and disadvantages of these investments and make better choices.
In the end, Oxford Gold Group is one of the top firms that provide gold IRAs.
#7. Free Gold and Silver IRA Guide for new investors from Noble Gold Investments
Noble Gold is one of the top gold IRA firms because it provides a wide range of valuable metals that have been allowed by the IRS. It also has helpful teaching materials for buyers and an A+ grade from the Better Business Bureau (BBB). You can open an IRA with Noble Gold if you are interested in gold, silver platinum, palladium or. After just a few years in operation, the company’s gold IRA reviews on all sites have been awarded five stars.
Opening an IRA account is a great decision, so you must select a gold investment firm that places the reviews of its clients as well as the certifications of its affiliates first. The following scores are provided for Noble Gold:
Google Reviews gave it 4.9 stars.
ConsumerAffairs has rated it 5 stars.
BBB awards it an A+.
Based on some reviews, Yelp gave it 5 stars.
Even though there are just two reviews on Trustpilot, Noble Gold also has a rating of 2.9 stars. Both reviews mentioned fees that were difficult to find.
Noble Gold is like other gold investment firms in that you can place bars and coins made of gold, silver platinum, palladium, and tin in your IRA. There are a lot of kinds of precious metals that the IRS will accept. Some are renowned, like the Australian Gold Kangaroo Coin, while others are rare like the Austrian Silver Philharmonic 1oz Coin. To comply with IRS rules all rare metals IRA purchases are shipped to secure sites located in Delaware, Texas, or Canada.
Depending on how much you buy, you can expect to pay anything from $80 to $200 per year to store your real precious metals. The majority of IRAs that have Noble Gold require at least $20,000 to begin.
Follow these steps to get started using Noble Gold:
Complete the online form to get an individualized advice or to create an IRA account for gold. You can talk to an expert in-house about your options during the free sessions.
Talk to an Noble Gold expert to start the process of rolling the gold IRA over to your new account. If you take money out of another retirement account to put into your gold IRA instead of rolling it over, you could be required to pay tax on it. Consult a tax professional first.
You can fund your precious metals IRA, and then buy the precious metals you’d like to purchase.
Choose the storage that you prefer, and then let Noble Gold ship your valuable coins to the safe storage location.
The most important characteristics of Noble Gold are:
Great ways to assist customers
There are a variety of precious metals that you can pick from.
Many sources have rated it five stars.
Access to expert advice
There are many tools for training that can assist investors.
When you’re ready for selling when you’re ready to sell, consider a “no questions asked” buy-back policy will be in place.
#8. Patriot Gold Group is the most effective for setting up quickly a gold IRA account.
Patriot Gold Group is a company based in Los Angeles, which has been the top-rated silver and gold dealer in the nation by Consumer Affairs for five years consecutively.
Patriot Gold Group is probably the best choice for investors with experience in precious metals who are knowledgeable about the market and wish to put a big chunk of their wealth into an investment in gold IRA which offers savings for large investments but doesn’t have the tools needed to help investors who are new. Patriot Gold Group might be the right choice if you’re seeking a basic IRA dealer that offers basic gold and silver as well as the best ways to get assistance.
The following grades, accreditations and titles were given to Patriot Gold Group:
707 reviews on ConsumerAffairs gave this product 5 stars.
Google Reviews gives it 5 stars
ConsumerAffairs has chosen us as the best gold IRA dealer from 2020 until 2023.
Voted the best Gold IRA dealer in America from 2016 to 2020.
BBB awarded it an A+ grade and an official seal of approval.
Professional Service for Grading Certified Coins
Member of the Numismatic Guaranty Corporation
When it concerns gold IRA reviews certificates, reviews, and awards, you’ll be able to find a better organization than Patriot Gold Group. The company prioritizes its clients by providing them with helpful support lines, clear prices, and easy-to-use services that comply with IRS regulations.
Patriot Gold Group sells gold and silver bars and coins which can be put into an IRA. The value of gold is updated in real-time on their website, so you are able to easily evaluate the risks, benefits, and costs of purchasing. You can select from a variety of gold coins that are from the U.S., the U.K., Canada, and Australia. You can also choose from exclusive silver coins from 50 years ago.
Patriot Gold Group has a large limit of $50,000 for a minimum account, therefore it is best for buyers who have had this experience before. The first year of storage and upkeep costs $250, and each year thereafter costs $200. You may have to pay more, for instance, a fee to set up an account.
To begin your journey with Patriot Gold Group, you have to follow these steps:
Fill out the online account application to start.
Contact a service representative to initiate your account restart or movement of funds.
You can purchase valuable metals and decide how you want to keep them.
You can get complimentary delivery to your safe locker.
Investors can obtain these essential items from Patriot Gold Group:
The gold IRA is rated highly by its customers. IRA on all sites
Fees for accounts have been eliminated for purchases of more than $100,000.
Free investment tips for gold in an IRA
Access to customer service that is helpful
Price changes in real time
#9. AdvantageGold is an experienced precious metals IRA company with a good choice of gold physical coins and bullion.
AdvantageGold is among the top companies for gold IRAs. They claim they are the top gold firm within the U.S. because they have won the Best of TrustLink award for seven consecutive years. AdvantageGold might be the right choice If you enjoy doing things online and need easy access to quality training tools.
You can apply for an account with no need to talk to anyone, and the company gives you access to a large knowledge base that includes tools, videos, and more.
AdvantageGold has been rated and certified as follows:
The #1 Most Trusted Gold IRA Company by TrustLink for the last seven years
Member of the American Numismatic Association
Member of the Industry Council for Tangible Assets
BBB rates it 4.83 stars and it is awarded an A+ grade.
Nearly 700 of their customers have awarded Google 5 stars.
More than 1,400 users have given Trustpilot five stars.
Based on the reviews of AdvantageGold You can expect excellent customer service, great help and clear pricing in all your interactions with AdvantageGold.
AdvantageGold lets you deposit platinum, silver, gold, or palladium into your IRA. The Gold American Eagle Coin, the Canadian Palladium Maple Leaf Coin and the American Silver Eagle Proof Coin are among the most common choices.
The annual storage costs for IRA purchases are between $100-$150. Investors also pay a $50 account-setting-up cost and a variety of annual upkeep fees. AdvantageGold has no minimum payment which is a great thing.
To begin using AdvantageGold, you need to do the following:
Fill out the online form, and select the account manager you’d like to choose. You can complete the first step by yourself using AdvantageGold, or you can contact the customer support team for personalized help.
Accept the rules and policies of your company then share your financial records. You may need to provide various documents regarding your IRA or tax obligations.
Choose the method you wish to transfer money into your account. A professional who has experience in rolling money into an gold IRA will assist you in doing this.
You can buy valuable metals and select a secure location to store them. As the last step, you must sign the declaration form.
AdvantageGold is a product with the following characteristics which make it stand out from the crowd:
If you’re ready to sell the property, the buy-back program makes it simple.
A free guide on investing in gold with your IRA.
There are a variety of ways to learn.
There aren’t any minimum investments.
Rollover assistance is helpful.
TrustLink has named us the most dependable gold IRA company over the last seven years.
Resources that provide step-by-step instructions for withdrawing funds
Customers on all sites leave excellent feedback on gold IRAs.
What exactly is an IRA that is backed by gold?
Gold individual retirement accounts (IRA) is a self-directed personal retirement account that makes use of gold, silver, or other valuable metals instead of stocks or bonds.
To safeguard yourself from the effects of the risk of inflation and stock market crashes, it is important to require a variety of investments. This is why a lot of people have started investing in silver, gold and other precious metals in their retirement accounts since they are a fairly safe and reliable investment.
The companies we have listed assist people in setting the gold IRAs by helping them roll over or move existing savings accounts to new self-directed precious metals IRAs. You shouldn’t begin a gold IRA from scratch. Instead, you should move the money in your retirement savings to a new tab.
The Internal Revenue Service has rules about what kinds of valuable metals can be put into precious metals IRAs. They must be gold or coins and meet certain “fineness” standards. These accounts can only hold coins that are accepted by the IRS such as the Canadian Maple Leaf.
The top gold IRA firms make it easy and stress-free to set up and manage these retirement accounts for individuals. Many companies place customers in touch with account reps who can help them through the process.
But an agent of an account is not the same as an advisor to financial matters. If you want to add a gold IRA to your retirement account to diversify it You should speak to your financial advisor first to determine if it makes sense for you.