A precious metals IRA, which is also called a gold-backed IRA will help safeguard your investment from the volatility of markets as well as protect your investment from inflation. Also, valuable metals like gold and silver are very different from traditional assets like bonds and stocks, which makes them a good way to diversify.
We reviewed the top gold IRA firms to determine the best precious metal IRA accounts are the most beneficial. We looked at every gold IRA company below based on a number of factors, including the quality of the metals they offer, the fees they impose, the storage options they provide, their customer service, and their image.
Goldco is the most reputable and best company generally for gold IRAs.
The best deal for new buyers is American Hartford Gold.
Lear Capital: New sales can receive up to $15,000 worth of bonus coins
Birch Gold Group has a vast array of precious metals.
The best customer service is available at Augusta Precious Metals.
Oxford Gold the best plan to buy back books
Noble Gold Investments is a gold IRA firm with a lot of experience.
Patriot Gold Group: Good for buying gold and silver directly
Advantage Gold: The most effective learning tools
#1. Goldco is the most reputable company overall for gold IRAs.
Goldco is a trusted dealer in rare metals, and also sells items that can help you save more for retirement. Goldco is a leading company in the business of rare metals and has won many awards and honors.
The Better Business Bureau gives Goldco an A+ rating, and the Business Consumer Alliance gives it an AAA grade.
Goldco will help you safeguard the assets of various retirement accounts by moving them to a precious metals IRA. If you have an IRA, TSP, 401(k) or 403(b), a precious metals expert at Goldco can guide you on how to move the money from your account into an precious metals IRA.
The company also sells gold and silver directly to customers. You can also invest your retirement savings as well as other savings accounts in actual gold and silver.
If you’re looking to establish a precious metals IRA through Goldco, move or rollover the assets you have in your current savings account into the new IRA. Goldco makes it simple and easy for customers to complete this process by walking them through the steps:
Sign a deal saying you understand Goldco’s rules to open your IRA.
Fund your Self-Directed IRA by rolling over funds from your current 401(k), 403(b), TSP, or IRA by contacting the company who manages your account.
Buy your valuable metals: Select the precious metals you would like to include in your investment.
Goldco sells a variety of silver and gold coins, including:
American Silver Eagle
American Gold Eagle
The Great Barrier Reef is silver.
Gold Striped Aussie Marlin
The silver guinea shilling of the military
Gold and silver bars of different sizes can also be bought. They are as pure as.9999.
Goldco also offers an option to buy back gold. If you experience a change in your circumstances and require to sell the precious metals in your account, Goldco will purchase them back at the highest price for buy-back, which is guaranteed.
If you’re still thinking about investing in a rare metals IRA, Goldco will send you a free kit that includes information. This kit contains a written spoken, spoken, and a visual information on investing in rare metals.
Overall, we believe Goldco is one of the top companies that offer gold IRAs.
One of the most trusted companies to buy silver, gold, and platinum via an IRA.
A reputable company with clear prices
With a gold IRA move, you can switch your current savings account.
The only company Sean Hannity recommends for a gold IRA is
The Better Business Bureau gave it an A+.
Over 2,500 five-star reviews of gold IRAs
#2. The most gold IRA account for 401(k) rollovers is American Hartford Gold.
American Hartford Gold is a good gold IRA company that allows you to buy in silver and gold. The company is run by a family and is located in Los Angeles, CA. It has been awarded numerous awards, including the #1 Gold Company award on the Inc. 5000 list for 2021.
American Hartford Gold promotes gold IRAs however, you can also invest in silver if you want through your retirement account. You can purchase a gold IRA through American Hartford Gold by taking these steps:
Call American Hartford Gold to talk to an expert, and fill out the papers.
You can transfer your old IRA to a new self-directed gold IRA.
Choose the gold or silver items you would like to put in your IRA.
Buy your valuable metals that can be placed in an IRA.
Through Equity Trust, a well-known gold IRA broker, American Hartford Gold offers precious metals IRAs. After you have chosen which valuable metals to add to your account, you are able to store them in a secure storage service such as Brinks, Delaware Depository, or International Depository Services Group.
This gold IRA company also offers a variety of gold and silver products that can be bought directly. For example, here are some of the company’s gold products:
Gold Saint Helena Sovereign coin
The gold coin is part of the Canadian Gyrfalcon
1-ounce bar of gold
However, metal products include things like:
Wildlife of Australia silver coin
Krugerrand, made in South Africa
Rounds of 1 one ounce
Pre-64 coins were being used.
bars of 10 oz and 100 oz
When you purchase valuable metals from American Hartford Gold, you will always be able to speak with a representative about your investment and learn how they are doing. You can dial the number on the website anytime to speak to your agent.
If you want to learn more about buying in gold prior to making the move to buy it, you can ask the business for a free guide. This guide of 25 pages contains valuable details on the ways that rare metals IRAs can assist you in taking control of your savings.
You can also get information about the changes to the gold market by visiting the News and Charts part of the American Hartford Gold website. The site also has articles that can help you determine what to invest in.
American Hartford Gold is a trusted gold IRA company that provides the highest quality gold IRA investments.
#3. Lear Capital is a reliable Gold IRA company that will match any price.
Lear Capital is one of the most reputable gold IRA companies. It is located in Los Angeles and has been operating for over 25 years. Based on gold IRA reviews, Lear Capital’s AAA rating by the Business Consumer Alliance, and the fact that the Professional Coin Grading Service has declared it an authorized Dealer We’ve determined that Lear Capital is a valid and reliable gold IRA service.
Let’s say that you decide to invest your gold IRA money in Lear Capital. In that case, you can get help from a specialized expert, pay a flat fee and make sure that the purchase is guaranteed for 24 hours, and avoid fees if you make a big payment.
The following are Lear Capital’s grades as well as certifications:
Trustpilot gives us 4.8 stars.
AAA as well as the Business Consumer Alliance gave it 5 stars.
Authorized by the Professional Coin Grading Service (PCGS)
Member of the Precious Metals Association
Member of the Numismatic Guaranty Corporation
Gold IRA companies such as Lear Capital, which have positive reviews from customers, focus on smooth experiences with easy access to knowledgeable assistance teams and clear pricing as well as other aspects. To make sure your money is in compliance with IRS standards, it is best to only work with a certified service.
Lear Capital sells gold, platinum, and silver coins and bars that can be placed in an IRA. You can choose from famous options such as the American Gold Eagle or the Canadian Silver Maple Leaf, or opt for something more simple like a 10– to 100-ounce bar of your preferred metal. Prices for valuable metals are constantly changing to reflect market changes and make it easy to anticipate what to expect.
Follow these steps to get started with Lear Capital:
You can open a rare metals IRA account by filling out a simple online application which takes only 10 minutes.
You should hear back from the person responsible for the IRA within 24 hours of how to complete the tax-free transfer. It could take up to five days for the money to be moved.
You can purchase precious metals and then let Lear Capital ship them to an appropriate location that is fully insured.
Set up and keep your IRA for free if you spend at least $25,000 to $50,000 for a year or $25,000-$50,000 for two years and $75,000 or more for three years.
The most important aspects of Lear Capital are:
When you open a new gold IRA account with a minimum balance of $25,000, you receive free setup and holding services.
If you invest more than $10,000, you get your $50 setup cost back.
24 hour promises on purchases
Priced at the flat cost
One-on-one assistance from experts for gold IRA buying
There are many options for silver, gold, and platinum
Excellent reviews from every source
Costs are clear since prices are regularly updated.
#4. Birch Gold Group is an expert in gold IRA rollovers and other precious metals.
Birch Gold Group is one of the most reliable places to purchase rare metals, either directly or through an IRA. Since 2003, the firm has been operating and a lot of customers have praised the company. things about it.
Birch Gold Group has a grade of A+ from the Better Business Bureau, AAA from the Business Consumer Alliance, and five stars from a variety of other websites. You can be confident that purchasing rare metals from Birch Gold Group is a secure and reliable process.
Birch Gold Group sells a large selection of silver, gold palladium, and platinum products, among others. You can buy these metals by themselves or make use of them to deposit money into a precious metals IRA.
This company makes it simple for you to convert the retirement savings you have saved into an precious metals IRA. With the assistance of a certified Precious Metals Specialist, you can take these five steps:
Set up your account and choose the method of funding it. With Birch Gold Group, you can transfer an IRA or transfer an existing 401(k) to help fund your self-directed IRA.
Choose the valuable metals for your account. Your precious Metals Specialist can help you figure out which metals to invest in to reap the most tax advantages.
You can purchase your precious metals. Your specialist will review your order and let you know that your purchase went through once they have done so.
Choose a way to store your things. Your Specialist will show you the different options for storing your belongings. Birch Gold Group stores its customers’ funds in a variety of locations including Delaware Depository and Brink’s Global Service.
Find out what your IRA is performing. You can contact your Specialist anytime to check your account or make changes.
Birch Gold Group also lets customers purchase silver, gold, platinum, and palladium items directly from them. The company offers a wide variety of gold and silver coins deemed acceptable with the IRS like:
Gold Eagle, American
Silver Eagle, American
Leaf of the Canadian Gold Maple
Guinea Silver Rose Crown
You can also buy round and bars of gold as well as silver.
These are just a few of the platinum products from the company:
Bars and round-shaped bars
United States Platinum Eagle
Australian Silver Florin
Finally, the products made of gold are:
Rounds and bars
Canadian Maple Leaf Made of Palladium
Overall, Birch Gold Group is an excellent company to work with if you are looking to set up a flexible precious metal IRA.
#5. Augusta Precious Metals is a highly rated Gold IRA company with 5 star reviews.
Augusta valuable Metals is a well-known company that sells metals like gold and silver. They provide IRAs and cash-payouts for silver and gold. This firm also runs a website with many free information on investing in rare metals and setting up an silver or gold IRA.
Augusta Precious Metals has a 4.97 rating from customers and an A+ rating from the Better Business Bureau. The company also has received great reviews on TrustLink, Google My Business, Facebook, and the Business Consumer Alliance, among other sites.
Follow these steps to set up an IRA for precious metals with Augusta Precious Metals:
The self-directed IRA provider in Augusta can assist you in setting the new IRA.
You can use money from your savings account to pay for your account.
Through Augusta’s order desk, you can purchase gold and silver.
Augusta Precious Metals works with Equity Trust, a top self-directed IRA service, to assist customers to set up precious metals IRAs. This IRA company works with people across all 50 U.S. states. They’ve been operating since more than 30 years, and handled more than $25 billion.
When you purchase silver and gold for your savings account, Augusta Precious Metals will keep the silver and gold for you. The company stores its precious metals inside the Delaware vault, which is a safe private vault.
Augusta Precious Metals is also an online store where you can purchase genuine silver and gold. It’s as simple as transferring funds into your Augusta account and select the silver and gold items you wish to purchase. Augusta will bring them right to your doorstep and you’ll have to sign for them.
Augusta Precious Metals sells metal and luxury coins made from gold and silver. Bullion goods manufactured by the company comprise coins like:
American Gold Eagle
American Silver Eagle
Canada’s Gold Maple Leaf
A silver coin called “America the Beautiful”
You can also purchase 1to 10 ounce bullion gold bars, 10- up to 100-ounce silver bullion bar, and 90 silver bags containing 97 percent.
Some of the company’s premium silver and gold coins include:
Gold Sovereign of St. Helena in 2022
2021 Soaring Eagle Silver Coin from the Royal Canadian Mint
If you’re looking to add goods to your IRA You can also check out the company’s IRA-eligible coins.
Overall, Augusta Precious Metals is one of the top companies for gold IRAs.
#7. Oxford Gold is a reputable company to invest in silver and gold.
Oxford Gold Group is a company that assists people in setting gold IRAs. They sell gold, silver platinum, palladium, and. The company has a great evaluation from the Better Business Bureau (A+) as well as from websites such Trustpilot, Consumer Affairs, and Google My Business (excellent scores).
Oxford Gold has IRAs for both silver and gold, and there are a lot of tools available to assist you in establishing these funds. On the Oxford Gold website, you can find out how to transfer funds into an precious metal IRA and how they function, what kinds are offered and the reasons they are great investments.
The Oxford Gold website, you can purchase coins and bars made of silver, gold platinum, palladium, and. The company offers a broad variety of popular silver and gold coins and other items, such as:
The Silver Maple Leaf is a Canadian coin.
“Rose Crown” coin from Guinea
Silver coin from “America the Beautiful”
Gold Canadian coin with Polar bear and cub
PAMP Silver Bar Suisse
Gold bars of 1 oz. and 10 oz.
The firm also sells a limited number of bars and coins made of palladium and platinum.
Oxford Gold Group tries to be superior to other precious metals companies by listening to its customers and providing them with the tools needed to make sound financial decisions. The company’s website offers a full learning center to assist buyers.
This study area has a number of tools which include:
Guide to investing in precious metals
News and stories about buying gold
A list of terms
When you join the Oxford Gold Group, you’ll also be able direct access to one of the Oxford Gold Group’s Managing Partners. The person you talk to will be able to assist you with any queries you have about how to trade or store your gold in your IRA.
We like that Oxford Gold looks at buying precious metals from an impartial perspective. This lets customers learn the pros and cons of these investments and make better decisions.
Overall, Oxford Gold Group is one of the top firms that provide gold IRAs.
#7. Free Gold and Silver IRA Guide for New Investors from Noble Gold Investments
Noble Gold is one of the top gold IRA companies due to its an array of high-quality metals that have been approved by the IRS. It also offers helpful educational materials for buyers and an A+ rating from the Better Business Bureau (BBB). You can open an IRA with Noble Gold if you are interested in silver, gold platinum, palladium or. In less than 10 years of operation, the company’s gold IRA reviews on all websites have earned it five stars.
Opening an IRA account is a big choice, so you should select a gold investment firm that places the opinions of its clients and the accreditations of its affiliates in the first place. These scores are provided for Noble Gold:
Google Reviews gave it 4.9 stars.
ConsumerAffairs has rated it 5 stars.
BBB rates it with an A+.
Based on reviews, Yelp gave it 5 stars.
Even though there are just two reviews on Trustpilot, Noble Gold also has a grade of 2.9 stars. Both reviews talked about fees that were hard to locate.
Noble Gold is like other gold investment firms in that you can put coins and bars made of silver, gold platinum, palladium, and tin in your IRA. There are a lot of different kinds of precious metals that the IRS will accept. Some are well-known, such as the Australian Gold Kangaroo Coin, and others are more rare like the 1oz Austrian Silver Philharmonic Coin. To meet IRS regulations, all rare metals IRA purchases are shipped to secure sites in Delaware, Texas, or Canada.
Depending on the amount you purchase, you could expect to pay anywhere from $80 to $200 a year for storage of your real precious metals. The majority of IRAs that have Noble Gold require at least $20,000 to start.
Follow these steps to begin with Noble Gold:
Complete the online form to get a custom advice or to create an IRA account for gold. You can speak to an expert from the company about your options during the free sessions.
Speak to a Noble Gold expert to start the process of moving your gold IRA over to the new account. If you take money out of another retirement account to put into your gold IRA instead of rolling it over, you may have to pay taxes on it. Talk to a tax expert first.
Fund your precious metals IRA and then purchase the valuable metals you want.
Choose the storage that you prefer and wait for Noble Gold ship your valuable coins to that safe place.
The most important characteristics of Noble Gold are:
Great ways to assist customers
There are a variety of precious metals to pick from.
Several sources gave it five stars.
Access to expert advice
There are a lot of training tools to help investors.
When you’re ready for selling, a “no questions asked” buy-back policy will be in place.
#8. Patriot Gold Group is the most efficient way to set up an gold IRA account.
Patriot Gold Group is a company based in Los Angeles, which has been the top-rated silver and gold dealer in the United States by Consumer Affairs for five years consecutively.
Patriot Gold Group is probably best for investors with experience in precious metals who are knowledgeable about the market and wish to put a big chunk of their assets into an investment in gold IRA as it offers savings for large investments, but doesn’t offer many tools to help investors who are new. Patriot Gold Group might be suitable for you if looking for a basic IRA dealer that has options for basic gold and silver, and the best ways to get assistance.
The following accreditations, grades and titles have been granted to Patriot Gold Group:
770 reviews on ConsumerAffairs gave this product 5 stars.
Google Reviews gives it 5 stars
ConsumerAffairs has selected us as the best gold IRA dealer from 2020 until 2023.
Voted the top Gold IRA dealer in America from 2016 to 2020
BBB awarded the BBB the A+ and an approval seal.
Professional Service for Grading Certified Coins
Member of the Numismatic Guaranty Corporation
When it concerns gold IRA reviews certificates, reviews and awards, you’ll find a better organization than Patriot Gold Group. The company puts its customers first by offering them friendly support lines, clear prices, and simple to use services that are compliant with IRS rules.
Patriot Gold Group sells gold and silver coins and bars that can be placed in an IRA. The price of gold fluctuates in real-time through the site, so you are able to easily evaluate the risks, benefits and costs of purchasing. You can pick from a variety of gold coins from the U.S., the U.K., Canada, and Australia. You can also pick from exclusive silver coins dating as early as 50 years ago.
Patriot Gold Group has a large minimum account size of $50,000, therefore it is best for buyers who have previously had this service. The first year of storage and maintenance costs $250 and every year after that costs $200. You may have to shell out more like an amount to establish an account.
To start with Patriot Gold Group, you need to do the following:
Fill out the online application for a new account to begin.
Contact a service representative to initiate your account restart or to transfer funds.
You can purchase precious metals and decide how you’d like to keep them.
You can receive free delivery to the safe locker.
Investors can acquire these crucial items from Patriot Gold Group:
Gold IRA has received positive reviews IRA on all websites
The cost of accounts has been eliminated for purchases over $100,000
Free investment guides for gold within an IRA
Access to helpful customer support
Price changes in real time
#9. AdvantageGold is a reputable precious metals IRA company that offers a wide selection of physical gold coins and bullion.
AdvantageGold is among the top companies that offer gold IRAs. They say they are the top gold firm in the U.S. because they have been awarded the Best of TrustLink award for seven consecutive years. AdvantageGold could be a good choice when you love doing things online and want easy access to high-quality training tools.
The application process is simple without talking to a person The company will give access to a vast knowledge base, including videos, tools, and more.
AdvantageGold has been assessed and certified as follows:
The #1 Most Trusted Gold IRA Company by TrustLink for the last seven years
Member of the American Numismatic Association
Member of the Industry Council for Tangible Assets
BBB gives the rating 4.83 stars with it is awarded an A+ rating.
Over 700 customers have given Google 5 stars.
More than 1,400 people have rated Trustpilot 5 stars.
Based on the positive reviews from AdvantageGold, you can expect great customer service, excellent assistance, and clear prices in all of your contacts with the company.
AdvantageGold allows you to put platinum, silver, gold, or palladium into your IRA. The Gold American Eagle Coin, the Canadian Palladium Maple Leaf Coin as well as the American Silver Eagle Proof Coin are among the most popular choices.
Annual storage fees for IRA purchases range from $100-$150. Investors also pay a $50 account set-up fee and a variety of yearly upkeep fees. AdvantageGold does not have a minimum amount to pay, which is a good thing.
To get started using AdvantageGold, you need to follow these steps:
Fill out the online form and select the account manager you’d like to choose. You can do this first step on your own with AdvantageGold or call the customer service team for personalized assistance.
Accept the rules and policies that the business follows, then share your financial records. You may be required to present different papers about your IRA or tax obligations.
Choose the method you wish to put money in your account. A expert in rolling money over into a gold IRA will assist you in doing this.
You can buy valuable metals and pick a secure place to store them. As the last step, you must sign the declaration form.
AdvantageGold is a product with the following characteristics which make it stand out:
When you’re ready for selling the house, the buy-back plan makes it simple.
A free guide on investing in gold through your IRA.
There are a variety of methods to study.
There are no minimum investment requirements.
Rollover help is convenient.
TrustLink has ranked us as the most dependable gold IRA company over the last seven years.
Step-by-step directions for withdrawing funds
Customers on all sites give excellent feedback on gold IRAs.
What exactly is an IRA backed by gold?
Gold individual retirement accounts (IRA) is a self-directed personal retirement account which makes use of silver, gold or other precious metals instead of stocks or bonds.
To guard yourself against the risk of inflation and stock market crashes, it is important to should have a diverse portfolio of investments. Due to this, many people are placing silver, gold and other precious metals in their retirement accounts because they are a fairly safe and reliable investment.
The companies listed on our list assist people in setting up gold IRAs by helping them transfer existing savings accounts into new self-directed precious metals IRAs. It is not advisable to start a gold IRA from scratch. Instead, transfer the money from your retirement savings to an entirely new tab.
The Internal Revenue Service has rules regarding what types of precious metals can be placed in precious metals IRAs. The items must be coins or gold that meet a set of “fineness” standards. These accounts can only hold coins that are approved by the IRS, like the Canadian Maple Leaf.
The best gold IRA companies make it easy and stress-free to fund and take care of the individual retirement accounts. Many companies put customers in touch with account representatives who will assist them throughout the process.
However, an agent for an account isn’t the same as an advisor to financial matters. If you want to add gold IRA to your retirement account to diversify it, you should talk to your financial advisor to find out whether it is a good idea for you.