A precious metals IRA, which is also called a gold-backed IRA will help safeguard your money from volatility in the market as well as protect you against inflation. Additionally, precious metals such as gold and silver are very different from traditional assets like stocks and bonds, which makes them a good way to diversify.
We looked at the top gold IRA firms to determine which precious metal IRA accounts offer the best value. We evaluated each gold IRA company below based upon a range of things, such as the quality of the metals they offer and the charges they impose, their storage options they provide as well as their customer service and their image.
Goldco is the most reputable and most reliable company overall in the field of gold IRAs.
The best price for new purchasers is American Hartford Gold.
Lear Capital: New sales can get up to $15,000 in bonus coins
Birch Gold Group has a vast array of precious metals.
The best customer service is available at Augusta Precious Metals.
Oxford Gold the best plan to purchase back books
Noble Gold Investments is a gold IRA company with lots of experience.
Patriot Gold Group: Good to buy silver and gold directly
Advantage Gold: The best learning tools
#1. Goldco is the best company for gold IRAs.
Goldco is a trusted dealer in rare metals, and also sells items that can help you save more for retirement. Goldco is a leading company in the field of rare metals, and has been awarded many awards and honors.
The Better Business Bureau gives Goldco an A+ rating, and the Business Consumer Alliance gives it an AAA grade.
Goldco can help you safeguard the assets of a variety of retirement accounts by moving them to a precious metals IRA. If you own an IRA, TSP, 401(k) or 403(b) or 403(b) metals expert from Goldco can help you understand how to transfer the funds that is in the account to a precious metals IRA.
This company also sells silver and gold directly to customers. You can also invest your retirement savings as well as other savings accounts in real silver and gold.
If you are looking to open an precious metals IRA through Goldco and move or roll over the assets you have in your savings account to your new IRA. Goldco makes it easy and easy for customers to complete this process by guiding them through the steps:
Make a commitment to know the rules of Goldco to open your IRA.
You can fund your Self-Directed IRA by rolling over funds from your existing 401(k), 403(b), TSP, or IRA by contacting the company who handles your account.
Buy your valuable metals: Choose the precious metals you want to include in your investment.
Goldco sells a variety of gold and silver coins, including:
American Silver Eagle
American Gold Eagle
The Great Barrier Reef is silver.
Gold Striped Aussie Marlin
The silver guinea shilling of the military
Bars of silver and gold in different sizes can be bought. They’re pure as.9999.
Goldco also offers an option to buy back gold. If you experience a change in your circumstances and require to sell the precious metals in your account Goldco will purchase them back at the most competitive buy-back price, guaranteed.
If you’re still thinking about investing in a rare metals IRA, Goldco will send you a free kit with information. The kit includes written and spoken information on investing in rare metals.
We believe that overall Goldco is among the best companies that provide gold IRAs.
One of the best companies to buy silver, gold, as well as platinum, through an IRA.
A reputable company with clear prices
With a gold IRA move, you can change your current savings account.
The sole company Sean Hannity recommends for a gold IRA is
The Better Business Bureau gave it an A+.
Over 2,500 five-star reviews on gold IRAs
#2. The best gold IRA account for 401(k) rollovers is American Hartford Gold.
American Hartford Gold is a good gold IRA company that allows you to purchase gold and silver. The company is owned by a family and is headquartered in Los Angeles, CA. It has received numerous awards including the #1 Gold Company award on the Inc. 5000 list for 2021.
American Hartford Gold promotes gold IRAs however, you can also invest in silver in your retirement account. You can buy an IRA with gold IRA through American Hartford Gold by taking these steps:
Call American Hartford Gold to talk to an expert and fill out the papers.
You can transfer your existing IRA to an entirely self-directed gold IRA.
Choose the silver or gold items you wish to place into your IRA.
Buy your valuable metals that can be put in an IRA.
Through Equity Trust, a well-known gold IRA broker, American Hartford Gold offers precious metals IRAs. When you have decided which precious metals to add to your account, you can store them in a secure storage firm like Brinks, Delaware Depository, or International Depository Services Group.
The gold IRA business also sells a wide range of gold and silver goods that can be purchased directly. For example, here are a few of the gold products offered by the company:
Gold Saint Helena Sovereign coin
Gold coin of the Canadian Gyrfalcon
1-ounce gold bar
In contrast metal products include things like:
Wildlife of Australia silver coin
Krugerrand, made in South Africa
Rounds of 1 1 ounce
Pre-64 coins were used.
bars of 10 oz and 100 oz
If you purchase precious metals from American Hartford Gold, you will always be able to talk to a person about your investment and learn how they are doing. You can dial the number listed on the company’s website at any time to talk to your representative.
If you’re interested in learning more about buying gold prior to making the move to buy it, you can ask the company for a complimentary guide. This guide, which is 25 pages long, provides information about the ways that rare metals IRAs can assist you in taking control of your savings.
You can also find out about changes in the gold market by visiting the News and Charts part of the American Hartford Gold website. The site also has articles that can help you decide which way to spend your money.
American Hartford Gold is a reliable gold IRA firm that provides the highest quality gold IRA investments.
#3. Lear Capital is a reliable Gold IRA company that will match any price.
Lear Capital is one of the most reputable gold IRA companies. It is headquartered in Los Angeles and has been in operation for more than 25 years. Based on gold IRA reviews as well as the firm’s AAA score from the Business Consumer Alliance, and the fact that the Professional Coin Grading Service has named it an Authorized Dealer We’ve concluded that Lear Capital is a valid and trustworthy gold IRA provider.
Let’s say you decide to invest your gold IRA money into Lear Capital. In this scenario, you can get help from a specialized expert or pay a fixed fee, guarantee your purchase for 24 hours, and not pay fees if you make a big payment.
The following are Lear Capital’s grades as well as certifications:
Trustpilot awards us 4.8 stars.
AAA as well as the Business Consumer Alliance gave it 5 stars.
Authorized by the Professional Coin Grading Service (PCGS)
Member of the Precious Metals Association
Member of the Numismatic Guaranty Corporation
Gold IRA companies such as Lear Capital, which have great reviews from customers, focus on smooth experiences with easy access to knowledgeable help desks, and transparent prices as well as other aspects. To ensure that your money is compliant with IRS standards, you should only deal with a qualified service.
Lear Capital sells gold, platinum, and silver coins and bars which can be put into an IRA. You can choose from the most renowned options such as the American Gold Eagle or the Canadian Silver Maple Leaf, or you can go with something easier like a 10- to 100-ounce bar of your favorite metal. Prices for valuable metals are constantly changing to reflect market trends and allow you to anticipate the price you can expect.
Follow these steps to begin by contacting Lear Capital:
You can open an rare metals IRA account by filling in an online form that takes just 10 minutes.
You should hear from the person responsible for your IRA within 24 hours of how to complete the tax-free move. The money could take as long as five days to be transferred.
You can purchase valuable metals and let Lear Capital ship them to a safe place where they’ll be fully insured.
Set up and store your IRA for free if you spend at least $25,000 to $50,000 for one year or $25,000-$50,000 for two years, and $75,000 or more for a period of three years.
The most important aspects of Lear Capital are:
If you open a brand new gold IRA account with a minimum balance of $25,000, you get free set-up and hold services.
When you invest more than $10,000, you get your $50 setup cost back.
24 hour promises on purchases
Priced at the flat price
One-on-one assistance from experts for gold IRA buying
Many options for silver, gold and platinum
Excellent reviews from every source
Costs are clearly stated because prices are updated often.
#4. Birch Gold Group is an expert in gold IRA rollovers as well as other precious metals.
Birch Gold Group is one of the most reliable places to purchase rare metals in person or through an IRA. Since 2003, the company has been in business and a lot of customers have shared positive things about it.
Birch Gold Group has a grade of A+ from the Better Business Bureau, AAA from the Business Consumer Alliance, and 5 stars from many other sites. You can be assured that buying in rare metals from this company will be a safe and secure process.
Birch Gold Group sells a large selection of silver, gold palladium, and platinum products, among others. You can buy these metals by themselves or use them to deposit money into a precious metals IRA.
This company makes it simple for you to transfer your retirement savings to an precious metals IRA. With the assistance of a trained Precious Metals Specialist you can follow the following steps:
Set up your account and decide how you want to fund it. Through Birch Gold Group, you can transfer an IRA or roll over an existing 401(k) to help fund your self-directed IRA.
Select the most valuable metals that will benefit your account. Your precious Metals Specialist can help you determine which metals to invest in to get the greatest tax advantages.
You can purchase your precious metals. Your Specialist will look over your purchase and inform you that the purchase was successful when they have confirmed it.
Find a storage solution for your items. Your Specialist will show you the various options for storing your belongings. Birch Gold Group stores its customers’ investments in a variety of locations like Delaware Depository and Brink’s Global Service.
Check what your IRA is doing. Contact your Specialist at any time to check on your account and make any changes.
Birch Gold Group also lets customers purchase silver, gold, platinum, and palladium products directly from the company. The company offers a broad variety of coins that are OK with the IRS for example:
Gold Eagle, American
Silver Eagle, American
Leaf of the Canadian Gold Maple
Guinea Silver Rose Crown
You can also purchase bars and rounds of gold as well as silver.
Here are a few of the platinum products from the company:
Rounds and bars
United States Platinum Eagle
Australian Silver Florin
The final products made from gold are:
Bars and round-shaped bars
Canadian Maple Leaf Made of Palladium
Overall, Birch Gold Group is an excellent company to partner with if you are looking to set up a flexible and flexible precious metal IRA.
#5. Augusta Precious Metals is a highly rated Gold IRA company with 5 stars reviews.
Augusta valuable Metals is a well-known company that sells valuable metals like gold and silver. They offer IRAs and cash-payouts for gold and silver. This company also has a website with many free information on the investment in rare metals as well as setting up a gold or silver IRA.
Augusta Precious Metals has a 4.97 rating from customers and an A+ grade from the Better Business Bureau. The company also received positive reviews on TrustLink, Google My Business, Facebook, and the Business Consumer Alliance, among other websites.
Follow these steps to create an IRA for precious metals. Augusta Precious Metals:
The self-directed IRA provider in Augusta can help you set the new IRA.
Use money from your savings account to fund your account.
Through Augusta’s order desk, you can purchase gold or silver.
Augusta Precious Metals works with Equity Trust, a top self-directed IRA service that helps people create precious metals IRAs. This IRA company works with individuals in all 50 U.S. states. They’ve been in business for over 30 years and handled more than $25 billion.
After you buy silver and gold for your savings account, Augusta Precious Metals will keep the silver and gold for you. The company keeps its valuable metals in its Delaware vault which is a secure, private vault.
Augusta Precious Metals is also an online store where you can purchase genuine silver and gold. It’s as simple as transferring funds to your Augusta account and choose the silver and gold products you want to buy. Augusta will deliver them directly to your doorstep and you’ll need to sign for them.
Augusta Precious Metals sells metal and luxury coins made of silver and gold. Bullion goods made by the firm include coins such as:
American Gold Eagle
American Silver Eagle
Canada’s Gold Maple Leaf
A silver coin called “America the Beautiful”
You can also buy 1- to 10-ounce bullion gold bars, 10- to 100-ounce silver bullion bars and 90% silver bags.
The company’s premium gold and silver coins are:
Gold Sovereign of St. Helena in 2022
2021 Soaring Eagle Silver Coin from the Royal Canadian Mint
If you want to add products to your IRA, you can also look at a list of the company’s IRA-qualified coins.
Overall, Augusta Precious Metals is one of the best companies to invest in gold IRAs.
#7. Oxford Gold is a reputable firm that invests in gold and silver.
Oxford Gold Group is a company that helps people set up gold IRAs. They sell gold, silver, platinum, and palladium. The company has a fantastic review from the Better Business Bureau (A+) and also from websites like Trustpilot, Consumer Affairs, and Google My Business (excellent scores).
Oxford Gold has IRAs for both silver and gold, and they have a variety of tools to assist you in establishing these funds. On the Oxford Gold website, you will learn how to transfer funds into a precious metal IRA and learn how they function and what types are available, and why they are a good investment.
The Oxford Gold website, you can purchase bars and coins made of silver, gold, platinum, and palladium. The company sells a vast selection of gold and silver coins, as well as other items including:
The Silver Maple Leaf is a Canadian coin.
“Rose Crown” coin from Guinea
Silver coin from “America the Beautiful”
Gold Canadian coin featuring an polar bear and cub
PAMP Silver Bar Suisse
Gold bars of 1 oz. or 10 oz.
The firm also sells a small amount of bars and coins made of palladium and platinum.
Oxford Gold Group tries to be superior to other precious metals companies by listening to clients and providing them with the tools they need to make informed financial decisions. On their website, the business has an entire learning center that can help with the buying process.
This study area comes with several tools, including:
Guide to investing in precious metals
Stories and news about buying in gold
A listing of terms
If you are employed by Oxford Gold Group, you’ll also get to work directly with one of the company’s Managing Partners. The person will be able to answer any questions you have regarding trading or how to keep your gold in your IRA.
We like that Oxford Gold looks at buying precious metals from an impartial perspective. This helps customers understand the pros and cons of these investments and make better choices.
In general, Oxford Gold Group is one of the best companies that offer gold IRAs.
#7. Free Gold and Silver IRA Guide for new investors from Noble Gold Investments
Noble Gold is one of the best gold IRA firms because it provides an array of high-quality metals that have been allowed by the IRS. It also has helpful teaching materials for buyers as well as an A+ grade from the Better Business Bureau (BBB). You can open an IRA with Noble Gold if you are interested in gold, silver, platinum, or palladium. In less than 10 years in operation Noble Gold’s gold IRA reviews on all sites have earned it five stars.
Opening an IRA account is a good choice, so you should select a gold investment company that puts the reviews of its customers as well as the certifications of its affiliates in the first place. These ratings are provided for Noble Gold:
Google Reviews gave it 4.9 stars.
ConsumerAffairs has rated it 5 stars.
BBB awards it an A+.
Based on reviews, Yelp gave it 5 stars.
Although there are only two reviews on Trustpilot, Noble Gold also has a grade of 2.9 stars. Both reviews mentioned fees that were hard to locate.
Noble Gold is like other gold investment companies in that you can put coins and bars composed of silver, gold, platinum, and palladium in your IRA. There are a lot of different kinds of precious metals that the IRS will accept. Some are renowned, like the Australian Gold Kangaroo Coin, and others are more rare, like the Austrian Silver Philharmonic 1oz Coin. To conform to IRS rules the rare metals that are included in IRA purchases are sent to safe sites that are located in Delaware, Texas, or Canada.
Depending on the amount you buy, you can expect to pay anywhere from $80-$200 per year to keep your real precious metals. The majority of IRAs that have Noble Gold require at least $20,000 to begin.
Follow these steps to begin with Noble Gold:
Fill out the form online to get a custom advice or to open an IRA account for gold. You can speak to an expert in-house about your choices during the free sessions.
Speak to an Noble Gold expert to start the process of rolling the gold IRA over to the new account. If you take money out from a retirement account and transfer to your gold IRA instead of rolling it over, you may be required to pay tax on it. Consult a tax expert first.
Make sure you fund your precious metals IRA, and then buy the precious metals you’d like to purchase.
Choose your storage and wait for Noble Gold ship your valuable coins to that safe place.
The most important aspects of Noble Gold are:
Great ways to assist customers
There are many types of valuable metals to choose from.
Many sources gave it five stars.
Access to the advice of experts
There are a lot of tools for training that can assist investors.
When you’re ready for selling and sell your home, you should have make sure you have a “no questions asked” buy-back policy.
#8. Patriot Gold Group is the most effective for setting up quickly a gold IRA account.
Patriot Gold Group is a company based in Los Angeles, which is rated as the top silver and gold dealer in the country by Consumer Affairs for five years in a row.
Patriot Gold Group is probably best for those who are experienced in investing in precious metals who know the market and want to put a large portion of their wealth into a gold IRA, since it gives savings for large investments, but doesn’t offer many tools to help novice investors understand. Patriot Gold Group might be right for you if you’re looking for a basic IRA dealer with options for basic gold and silver, and good ways to get help.
The following accreditations, grades, and titles have been awarded to Patriot Gold Group:
707 reviews on ConsumerAffairs gave this product 5 stars.
Google Reviews gives it 5 stars
ConsumerAffairs has selected us as the best gold IRA dealer from 2020 until 2023.
Voted the top Gold IRA dealer in America from 2016 to 2020
BBB awarded the BBB an A+ and a seal of approval.
Professional Service for Grading Certified Coins
Member of the Numismatic Guaranty Corporation
When it comes to gold IRA reviews, certificates, and awards, you’ll find a better company than Patriot Gold Group. The company prioritizes its customers by providing them with helpful support lines, clear prices, and simple to use services that are compliant with IRS regulations.
Patriot Gold Group sells gold and silver bars and coins which can be put into an IRA. The value of gold is updated in real time through the site, which means you can easily see the risks, benefits and costs of your purchase. You can choose among 10 gold-colored coins from the U.S., the U.K., Canada, and Australia. You can also select exclusive silver coins dating as far back as fifty years ago.
Patriot Gold Group has a large limit of $50,000 for a minimum account, which is why it is best for buyers who have previously had this service. The initial year of storage and upkeep costs $250 and every year thereafter costs $200. You may have to shell out more such as the cost to open an account.
To start with Patriot Gold Group, you must do the following:
Fill out the online application form to begin.
Contact a customer service representative to start your account restart or transfer of funds.
You can purchase precious metals and choose how you want to keep them.
You can receive complimentary delivery to your safe locker.
Investors can acquire these crucial things from Patriot Gold Group:
Positive reviews of the gold IRA on all sites
The cost of accounts has been waived for purchases of more than $100,000.
Free investment guides for gold within an IRA
Access to helpful customer service
Price fluctuations in real-time
#9. AdvantageGold is a reputable precious metals IRA company with a good variety of physical gold coins as well as bullion.
AdvantageGold is one of the best companies for gold IRAs. They say they are the best gold firm in the U.S. because they have won the Best of TrustLink award for seven consecutive years. AdvantageGold might be for you when you love doing things online and need easy access to good training tools.
You can apply for an account without speaking to anyone and the company provides access to a vast knowledge base, including tools, videos and more.
AdvantageGold has been assessed and certified as follows:
#1 Most Trusted Gold IRA Company by TrustLink for the last seven years
Member of the American Numismatic Association
Member of the Industry Council for Tangible Assets
BBB gives the rating 4.83 stars and the A+ rating.
More than 700 users have given Google 5 stars.
More than 1,400 customers have rated Trustpilot 5 stars.
Based on the reviews of AdvantageGold You can expect excellent customer service, excellent assistance and transparent prices in all of your contacts with the company.
AdvantageGold lets you put gold, silver, platinum or palladium in your IRA. The Gold American Eagle Coin, the Canadian Palladium Maple Leaf Coin, as well as the American Silver Eagle Proof Coin are some of the most commonly used options.
Annual storage charges for IRA purchases are between $100 to $150. Investors also pay a $50 account set-up fee and a range of different annual upkeep charges. AdvantageGold does not have a minimum amount to pay which is a great thing.
To begin using AdvantageGold, you need to follow these steps:
Complete the form online and select the account manager you’d like to choose. You can complete the first step on your own using AdvantageGold, or you can contact the customer support team for personalized help.
Accept the rules and guidelines of your company then share your financial documents. You may be required to present various documents regarding your IRA or tax obligations.
Select the method you prefer to deposit funds into your account. A expert in rolling money into an gold IRA will assist you in doing this.
You can buy valuable metals and choose a safe storage space for them. In the final step, you need to sign the declaration form.
AdvantageGold has the following characteristics that make it stand out:
When you’re ready for selling the house, the buy-back plan makes it easy.
A free guide to investing in gold through your IRA.
There are a variety of methods to study.
There are no minimum investment requirements.
Rollover assistance is helpful.
TrustLink has named us the most dependable gold IRA company over the last seven years.
Step-by-step directions regarding how to withdraw funds
Customers on all sites leave glowing reviews of gold IRAs.
What exactly is an IRA that is backed by gold?
An individual retirement account in gold (IRA) is a self-directed personal retirement account which makes use of silver, gold or other precious metals instead bonds.
To guard yourself against the effects of inflation and potential stock market crashes, you require a variety of investments. Due to this, a lot of people have started investing in silver, gold and other precious metals in retirement accounts due to them being a fairly safe and reliable investment.
The companies listed on our list help people set in place gold IRAs by helping them roll over or transfer existing savings accounts to new self-directed precious metals IRAs. You should not start a gold IRA from scratch. Instead, move the funds in your retirement savings into an entirely new tab.
The Internal Revenue Service has rules about what kinds of valuable metals are eligible for precious metals IRAs. These items have to be either coins or gold that meet a set of “fineness” standards. These accounts can only hold the coins that are approved by the IRS like the Canadian Maple Leaf.
The best gold IRA companies make it simple and easy to fund and take care of these individual retirement accounts. Many companies place customers in touch with account representatives who can help them through the process.
However, an agent for an account is not the same as an advisor to financial matters. If you’re considering adding a gold IRA to your retirement account to diversify it You should speak to your financial adviser first to find out whether it’s a good idea for you.