A precious metals IRA that is also known as a gold-backed IRA, can help protect your investment from the volatility of markets as well as protect you from inflation. Also, valuable metals like silver and gold are different from traditional investments like stocks and bonds, which makes them a good option to diversify.
We reviewed the top gold IRA companies to determine the best precious metal IRA accounts are the most beneficial. We evaluated every gold IRA company below based on a number of factors, including the quality of the metals they offer, the fees they charge, the storage options they offer, their customer service, and their image.
Goldco is the most trusted and best company generally for gold IRAs.
The best deal for new purchasers is American Hartford Gold.
Lear Capital: New sales could be eligible for up to $15,000 in bonus coins
Birch Gold Group has a wide range of valuable metals.
The best customer service is available at Augusta Precious Metals.
Oxford Gold: Best scheme to buy back books
Noble Gold Investments is a gold IRA company with a lot of experience.
Patriot Gold Group: Good for buying silver and gold directly
Advantage Gold: The best learning tools
#1. Goldco is the most reputable company for gold IRAs.
Goldco is a reputable dealer in rare metals and sells products that can help you save more for retirement. Goldco is a leader in the field of rare metals and has won many awards and honors.
The Better Business Bureau gives Goldco an A+ rating, and the Business Consumer Alliance gives it a AAA grade.
Goldco will help you protect the assets of various retirement accounts by moving them to a precious metals IRA. If you have an IRA, TSP, 401(k), or 403(b), a precious metals expert at Goldco can guide you on how to move the money from your account into a precious metals IRA.
This business also sells gold and silver directly to its customers. You can invest your retirement savings as well as money from other savings accounts in actual gold and silver.
If you want to start an precious metals IRA through Goldco, move or rollover your assets from your current savings account to your new IRA. Goldco makes it simple and painless for customers to do this by walking them through the steps:
You must sign a contract stating that you are aware of the Goldco rules for opening your IRA.
Fund your Self-Directed IRA by rolling over funds from your current 401(k), 403(b), TSP, or IRA by contacting the company that manages your account.
Buy your precious metals Select the precious metals you want to include in your investment.
Goldco sells many different kinds of gold and silver coins which include:
American Silver Eagle
American Gold Eagle
The Great Barrier Reef is silver.
Gold Striped Aussie Marlin
The military silver guinea
Marlin Gold
Gold and silver bars of different sizes can be purchased. These bars are pure as.9999.
Goldco also has an option to buy back gold. If your situation changes and you need to sell the precious metals in your account, Goldco will buy them back at the best buy-back price, with a guarantee.
If you’re still thinking about investing in a rare metals IRA, Goldco will send you a free kit that includes information. This kit contains a written, spoken, and seen information on investing in rare metals.
We believe that overall Goldco is one of the top companies that offer gold IRAs.
One of the best companies for buying in gold, silver, and platinum via an IRA.
A reputable business with transparent prices
With a gold IRA move, you are able to switch your current savings account.
The only company Sean Hannity recommends for a gold IRA is
The Better Business Bureau gave it an A+.
More than 2,500 5-star reviews on gold IRAs
#2. The best gold IRA account for 401(k) rollovers is American Hartford Gold.
American Hartford Gold is a excellent gold IRA company that allows you to purchase gold and silver. The company is run by a family and is headquartered in Los Angeles, CA. It has been awarded numerous awards, including the #1 Gold Company distinction on the Inc. 5000 list for 2021.
American Hartford Gold promotes gold IRAs, but you can also add silver in your retirement account. You can purchase a gold IRA through American Hartford Gold by taking these steps:
Contact American Hartford Gold to talk to an expert, and fill in the forms.
You can transfer your existing IRA to an entirely self-directed gold IRA.
Select the silver or gold items you would like to put into your IRA.
Get your precious metals which can be put in an IRA.
Through Equity Trust, a well-known gold IRA broker, American Hartford Gold offers precious metals IRAs. Once you decide which valuable metals you wish to include in your account, you can keep them in a secure storage company such as Brinks, Delaware Depository, or International Depository Services Group.
The gold IRA business also offers a variety of gold and silver products that can be bought directly. For instance, here are some of the company’s gold products:
Gold Saint Helena Sovereign coin
The gold coin is part of the Canadian Gyrfalcon
1-ounce bar of gold
Combibar Valcambi
In contrast, metal products include things like:
Wildlife of Australia silver coin
Krugerrand, made in South Africa
Rounds of 1 one ounce
Pre-64 coins were used.
bars of 10 oz and 100 oz
Combibar Valcambi
If you purchase precious metals from American Hartford Gold, you can always talk to a person about your investments and find out what they’re doing. You can dial the number on the company’s website anytime to speak to your agent.
If you want to learn more about purchasing gold before taking the step, you can ask the company for a free guide. This guide of 25 pages contains valuable information about the ways that rare metals IRAs can assist you in taking control of the savings you have.
You can also learn about the changes to the gold market by going to the News and Charts part of the American Hartford Gold website. The area also contains articles that can help you decide how to spend.
American Hartford Gold is a reliable gold IRA firm that provides the best gold IRA investments.
#3. Lear Capital is a reliable Gold IRA company that will match any price.
Lear Capital is one of the best gold IRA companies. It is based in Los Angeles and has been in operation for more than 25 years. Based on gold IRA reviews as well as Lear Capital’s AAA score from the Business Consumer Alliance, and the fact that the Professional Coin Grading Service has designated it as an authorized Dealer We’ve concluded that Lear Capital is a valid and reliable gold IRA provider.
Let’s say you decide to put your gold IRA money in Lear Capital. In this case you will be able to get assistance from a specialized expert, pay a flat fee, guarantee your purchase for 24 hours, and avoid fees for a large payment.
These are the Lear Capital’s grade and certifications:
Trustpilot gives us 4.8 stars.
AAA, and the Business Consumer Alliance gave it 5 stars.
Authorized by the Professional Coin Grading Service (PCGS)
Member of the Precious Metals Association
Member of the Numismatic Guaranty Corporation
Gold IRA companies like Lear Capital, which have great reviews from customers, are focused on smooth experiences and easy access to friendly assistance teams and transparent prices among other things. To make sure your money is compliant with IRS standards, you must only deal with a qualified service.
Lear Capital sells gold, silver, and platinum bars and coins that can be put in an IRA. You can pick from a variety of renowned options such as the American Gold Eagle or the Canadian Silver Maple Leaf, or you can go with something simpler like a 10to 100-ounce bar made of your favorite metal. Prices for precious metals are always changing to reflect market trends and allow you to be aware of what you should expect.
Follow these steps to get started using Lear Capital:
You can open an rare metals IRA account by filling in a simple online application which takes only 10 minutes.
You should hear back from the person in charge of the IRA within 24 hours regarding how to make the tax-free transfer. It can take anywhere from five to seven days for your money to be moved.
You can purchase valuable metals and allow Lear Capital ship them to an appropriate location where they will be fully insured.
Set up and store your IRA for free if spend between $25,000 and $50,000 for one year or $25,000-$50,000 for two years and $75,000 or more for three years.
The most important things about Lear Capital are:
When you open a new gold IRA account with a minimum balance of $25,000, you get free set-up and hold services.
If you invest more than $10,000, you will receive your $50 setup fee back.
24 hour promises on purchases
Priced at a flat price
Assistance from a professional in gold IRA buying
There are many options for silver, gold, and platinum
Excellent reviews from every source
Costs are obvious since prices are regularly updated.
#4. Birch Gold Group is an expert in gold IRA rollovers as well as other precious metals.
Birch Gold Group is one of the most reliable places to purchase rare metals, either directly or through an IRA. Since 2003, this company has been operating and a lot of customers have shared positive things about it.
Birch Gold Group has a grade of A+ from the Better Business Bureau, AAA from the Business Consumer Alliance, and 5 stars from other sites. You can be confident that buying in rare metals from this company will be a safe and dependable process.
Birch Gold Group sells a large selection of silver, gold palladium and platinum items in addition to other. You can buy these metals by themselves or make use of them to deposit money into an precious metals IRA.
The company makes it simple for you to move your retirement savings into an precious metals IRA. With the help of a certified Precious Metals Specialist you can follow the following steps:
Create your account and decide how you want to fund it. Through Birch Gold Group, you can move an IRA or transfer a 401(k) to help fund your self-directed IRA.
Select the most valuable metals that will benefit your account. Your precious Metals Specialist can help you determine which metals to invest in to get the most tax benefits.
You can buy your valuable metals. Your specialist will go over your order and inform you that the purchase was successful after they have completed the transaction.
Choose a way to store your belongings. Your specialist will guide you through the various methods to organize your things. Birch Gold Group stores its customers’ investments at various locations including Delaware Depository and Brink’s Global Service.
Find out how your IRA is going. You can contact your Specialist anytime to review your account and make any changes.
Birch Gold Group also lets customers purchase silver, gold, platinum, and palladium items directly from the company. The company sells a wide range of coins that are OK with the IRS like:
Gold Eagle, American
Silver Eagle, American
Leaf of the Canadian Gold Maple
Guinea Silver Rose Crown
You can also buy bars and rounds of gold as well as silver.
These are some of the company’s platinum products:
Rounds and bars
United States Platinum Eagle
Australian Silver Florin
Lastly, the goods made from gold are:
Rounds and bars
Canadian Maple Leaf Made of Palladium
In the end, Birch Gold Group is a great company to work with if you want to create a flexible precious metal IRA.
#5. Augusta Precious Metals is a highly rated Gold IRA company with 5 five-star reviews.
Augusta valuable Metals is a well-known company that sells metals like gold and silver. They provide IRAs and cash-payouts for gold and silver. The business also offers a site with lots of information for free about investing in rare metals and establishing an silver or gold IRA.
Augusta Precious Metals has a 4.97 rating from customers and an A+ grade from the Better Business Bureau. The company has also gotten positive ratings on TrustLink, Google My Business, Facebook, and the Business Consumer Alliance, among other sites.
Follow these steps to create an IRA for precious metals with Augusta Precious Metals:
The self-directed IRA service in Augusta can help you set up your new IRA.
Use money from your savings account to add funds to your account.
At Augusta’s Order Desk, you can purchase gold or silver.
Augusta Precious Metals works with Equity Trust, a top self-directed IRA service, to help customers to set up precious metals IRAs. This IRA company works with people in all fifty U.S. states. They’ve been operating since more than 30 years, and been able to manage more than $25 billion.
When you purchase gold and silver for your savings account, Augusta Precious Metals will keep the silver and gold for you. The company stores its precious metals in its Delaware vault which is a secure private vault.
Augusta Precious Metals is also an online store where you can purchase genuine silver and gold. All you have to do is transfer funds to the Augusta account and choose the gold and silver goods you want to buy. Augusta will bring them right to your doorstep and you’ll need to sign the documents for them.
Augusta Precious Metals sells metal and luxury coins made from gold and silver. Bullion goods manufactured by the company comprise coins like:
American Gold Eagle
American Silver Eagle
Canada’s Gold Maple Leaf
A silver coin dubbed “America the Beautiful”
You can also buy 1to 10 ounce bullion gold bars, 10- to 100-ounce silver bullion bars and 90% silver bags.
Some of the company’s high-end silver and gold coins include:
Gold Sovereign of St. Helena in 2022
2021 Soaring Eagle Silver Coin from the Royal Canadian Mint
If you want to add products to your IRA you can look at a list of the company’s IRA-eligible coins.
All in all, Augusta Precious Metals is one of the best companies for gold IRAs.
#7. Oxford Gold is a reputable company for investing in silver and gold.
Oxford Gold Group is a company that helps people set the gold IRAs. They sell gold, silver platinum, palladium, and. The company has a fantastic evaluation from the Better Business Bureau (A+) and also from websites like Trustpilot, Consumer Affairs, and Google My Business (excellent scores).
Oxford Gold has IRAs for both gold and silver and there are a lot of tools to assist you in establishing these funds. On the Oxford Gold website, you will learn how to transfer funds into a precious metal IRA and how they function and what types are available and the reasons why they are a good investment.
On the Oxford Gold website, you can buy coins and bars made of silver, gold, platinum, and palladium. The company sells a vast range of gold and silver coins and other products, like:
The Silver Maple Leaf is a Canadian coin.
“Rose Crown” coin from Guinea
Silver coin from “America the Beautiful”
Gold Canadian coin featuring an polar bear and cub
PAMP Silver Bar Suisse
Gold bars of 1 one ounce. and 10 oz.
The firm also sells a limited amount of bars and coins made of platinum and palladium.
Oxford Gold Group tries to be better than other companies that deal in precious metals by listening to clients and giving them the tools they need to make good financial choices. On its website, the company offers a complete learning center to aid buyers in the purchasing process.
This study area includes a number of tools which include:
Guide to investing in precious metals
News and stories about buying in gold
FAQs
A listing of terms
When you join the Oxford Gold Group, you’ll also have the opportunity to interact directly with one of the company’s Managing Partners. The person will be able to help you answer any questions that you have regarding how to trade or keep your gold in your IRA.
We like the fact that Oxford Gold looks at buying precious metals from an impartial perspective. This allows customers to understand the advantages and disadvantages of these investments and make better choices.
In the end, Oxford Gold Group is one of the best firms that provide gold IRAs.
#7. Free Gold and Silver IRA Guide for New Investors from Noble Gold Investments
Noble Gold is one of the top gold IRA firms because it provides an array of high-quality metals that have been approved by the IRS. It also has helpful teaching materials for buyers as well as an A+ rating from the Better Business Bureau (BBB). You can open an IRA with Noble Gold if you are interested in silver, gold platinum, palladium or. After just a few years in business, the company’s gold IRA reviews on all websites have won it five stars.
Opening an IRA account is a good choice, so you should select a precious metals investment firm that places the reviews of its clients and the accreditations of its affiliates in the first place. These scores are available for Noble Gold:
Google Reviews gave it 4.9 stars.
ConsumerAffairs awarded it five stars.
BBB rates it with an A+.
Based on a few reviews, Yelp gave it 5 stars.
Even though there are just two reviews on Trustpilot, Noble Gold also has a grade of 2.9 stars. Both reviews talked about fees that were difficult to locate.
Noble Gold is like other gold investment companies in that you are able to put bars and coins made of silver, gold platinum, palladium, and tin into your IRA. There are many kinds of precious metals that the IRS will accept. Some are famous, like the Australian Gold Kangaroo Coin, while others are rare like the Austrian Silver Philharmonic 1oz Coin. To conform to IRS rules the rare metals that are included in IRA purchases are sent to secure locations located in Delaware, Texas, or Canada.
Depending on the amount you buy, you can expect to pay between $80 to $200 a year to keep your precious metals. The majority of IRAs that have Noble Gold require at least $20,000 to start.
Follow these steps to begin with Noble Gold:
Fill out the form online to get a custom advice or to create an IRA account for gold. You can speak to an expert in-house about your options during the free sessions.
Speak to an Noble Gold expert to start the process of rolling the gold IRA over to your new account. If you take money out from a retirement account and put into your gold IRA instead of rolling it over, you may have to pay taxes on it. Consult a tax expert first.
You can fund your precious metals IRA, and then buy the precious metals you’d like to purchase.
Select the storage you want and let Noble Gold ship your valuable coins to the safe storage location.
The most important things about Noble Gold are:
Fantastic ways to assist customers
There are many types of precious metals to pick from.
A number of sources have rated it five stars.
Free access to the advice of experts
There are plenty of tools for training that can assist investors.
When you’re ready for selling, make sure you have a “no questions asked” buy-back policy will be in place.
#8. Patriot Gold Group is the most efficient way to set up a gold IRA account.
Patriot Gold Group is a company based in Los Angeles that has been the top-rated gold and silver dealer in the nation by Consumer Affairs for five years consecutively.
Patriot Gold Group is probably best for those who are experienced in investing in precious metals who know the market and want to put a big chunk of their assets into a gold IRA, since it gives savings for large investments but doesn’t offer a lot of tools to help novice investors understand. Patriot Gold Group might be the right choice if you’re seeking a basic IRA dealer that offers basic silver and gold and helpful ways to seek help.
The following grades, accreditations and titles have been granted to Patriot Gold Group:
The 770 user reviews on ConsumerAffairs gave this product 5 stars.
Google Reviews gives it 5 stars
ConsumerAffairs has chosen us as the top gold IRA dealer from 2020 to 2023.
Voted the best Gold IRA dealer in America from 2016 to 2020
BBB gave the BBB the A+ grade and an approval seal.
Professional Service for Grading Certified Coins
Member of the Numismatic Guaranty Corporation
When it comes to gold IRA reviews certificates, reviews, and awards, you won’t find a better organization than Patriot Gold Group. The company prioritizes its clients by giving them helpful support lines, clear prices, and simple to use services that meet IRS regulations.
Patriot Gold Group sells gold and silver bars and coins which can be put into an IRA. The value of gold is updated in real time on the website, so you are able to easily evaluate the risks, benefits, and costs of purchasing. You can pick among 10 gold coins that are from the U.S., the U.K., Canada, and Australia. You can also pick from exclusive silver coins from as far back as fifty years ago.
Patriot Gold Group has a high limit of $50,000 for a minimum account, so it is best for buyers who have done this before. First year storage and maintenance costs $250, and each year after that costs $200. You might have to pay more, for instance, a fee to set up an account.
To start working with Patriot Gold Group, you need to do the following:
Fill out the online application for a new account to begin.
Contact a customer service worker to get your account started or to transfer funds.
You can purchase precious metals and decide how you want to store them.
You can get complimentary delivery to your safe locker.
Investors can acquire these crucial things from Patriot Gold Group:
The gold IRA is rated highly by its customers. IRA on all websites
Account fees have been eliminated for purchases that exceed $100,000.
Free investment tips for gold in an IRA
Access to helpful customer service
Price changes in real time
#9. AdvantageGold is an experienced precious metals IRA company with a good choice of physical gold coins as well as bullion.
AdvantageGold is one of the top companies for gold IRAs. They say they are the top gold company within the U.S. because they have won the Best of TrustLink award for seven consecutive years. AdvantageGold could be a good choice when you love doing things online and want easy access to quality training tools.
You can apply for an account with no need to talk to anyone The company will give access to a vast knowledge base with videos, tools and more.
AdvantageGold has been assessed and certified as follows:
#1 Most Trusted Gold IRA Company by TrustLink for the past seven years
Member of the American Numismatic Association
Member of the Industry Council for Tangible Assets
BBB rates the rating 4.83 stars, and it is awarded an A+ grade.
Nearly 700 of their customers have given Google 5 stars.
More than 1,400 users have given Trustpilot 5 stars.
Based on AdvantageGold’s reviews, you can expect great customer service, great help and clear pricing in all of your contacts with AdvantageGold.
AdvantageGold lets you put platinum, silver, gold or palladium in your IRA. The Gold American Eagle Coin, the Canadian Palladium Maple Leaf Coin and the American Silver Eagle Proof Coin are some of the most commonly used options.
Annual storage charges for IRA purchases are between $100 to $150. Investors also have to pay a $50 account-setting-up fee and a variety of yearly upkeep fees. AdvantageGold has no minimum payment which is a great thing.
To begin using AdvantageGold, you need to follow these steps:
Fill out the online form and select the account manager you would like to work with. You can complete this initial step on your own with AdvantageGold, or you can contact the customer service team for personalized assistance.
Accept the rules and guidelines of the company, and then provide your financial records. You may need to provide different documents about your IRA or taxes.
Choose the method you wish to transfer money into your account. A expert in rolling over money into an gold IRA can assist you with this.
You can purchase precious metals and pick a secure location to store them. As a final step, you have to complete the declaration form.
AdvantageGold is a product with the following characteristics that make it stand out:
When you’re ready for selling the property, the buy-back program simplifies the process.
A guide for investing in gold through your IRA.
There are many ways to learn.
There are no minimum investment requirements.
Rollover help is convenient.
TrustLink has ranked us as the most dependable gold IRA company over the last seven years.
Resources that provide step-by-step instructions on how to withdraw funds
Customers on all sites give great feedback on gold IRAs.
What is an IRA with gold as its backer?
A gold individual retirement account (IRA) is a self-directed personal retirement account which makes use of gold, silver or other precious metals instead of stocks or bonds.
To safeguard yourself from the effects of the risk of inflation and market crashes, you need a diversified collection of investments. Due to this, many people are now putting gold, silver, and other valuable metals in their retirement accounts since they are a fairly safe and reliable investment.
The companies listed on our list help people set up gold IRAs by helping them transfer existing savings accounts into new self-directed precious metals IRAs. It is not advisable to begin a gold IRA from scratch. Instead, transfer the money from your retirement savings to a new tab.
The Internal Revenue Service has rules regarding what types of precious metals are eligible for precious metals IRAs. They must be either coins or gold and meet certain “fineness” standards. These accounts can only hold coins that are OK with the IRS like the Canadian Maple Leaf.
The top gold IRA firms make it easy and stress-free to set up and manage the individual retirement accounts. Many companies place clients in contact with account reps who will assist them throughout the process.
But an agent of an account isn’t the same as an advisor to financial matters. If you are considering adding a gold IRA to your retirement account to diversify it, you should talk to your financial adviser first to determine whether it’s a good idea for you.
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