A precious metals IRA that is also known as a gold-backed IRA will help safeguard your savings from market volatility as well as protect your investment from inflation. Additionally, precious metals such as gold and silver are very different from the standard assets like stocks and bonds, which makes them an excellent option to diversify.
We reviewed the top gold IRA companies to see which precious metal IRA accounts offer the best value. We evaluated each gold IRA company below, based on a variety of factors, including the precious metals they provide as well as the costs they impose, their storage choices they offer and their customer service and their image.
Goldco is among the most reputable and most reliable company when it comes to gold IRAs.
The best price for new buyers is American Hartford Gold.
Lear Capital: The new sales can get up to $15,000 in bonus coins
Birch Gold Group has a large selection of valuable metals.
The most excellent customer service is offered at Augusta Precious Metals.
Oxford Gold: Best scheme to buy back books
Noble Gold Investments is a gold IRA company with lots of experience.
Patriot Gold Group: Good for buying silver and gold directly
Advantage Gold: The best learning tools
#1. Goldco is the most reputable company in the field of gold IRAs.
Goldco is a reputable dealer in rare metals, and also sells items that can help you save for retirement. This company is the leader in the field of rare metals and has received numerous awards and honours.
The Better Business Bureau gives Goldco an A+ rating, while the Business Consumer Alliance gives it a AAA grade.
Goldco will assist you to protect the assets in various retirement accounts by moving them into an precious metals IRA. If you own an IRA, TSP, 401(k), or 403(b) or 403(b) metals expert at the company can show you how to transfer the funds that is in the account to an precious metals IRA.
This company also sells silver and gold directly to clients. You can also invest your retirement savings, or other savings accounts in actual gold and silver.
If you want to start an precious metals IRA through Goldco and move or roll over the assets you have in your current savings account to your new IRA. Goldco makes it easy and painless for customers to do this by walking them through the following steps:
Sign a deal saying you know the rules of Goldco to open your IRA.
Fund your Self-Directed IRA by rolling over funds from your existing 401(k), 403(b), TSP, or IRA by contacting the company that handles your account.
Buy your precious metals Choose the precious metals you want to include in your investment.
Goldco sells a variety of gold and silver coins which include:
American Silver Eagle
American Gold Eagle
The Great Barrier Reef is silver.
Gold Striped Aussie Marlin
The silver guinea of the military
Marlin Gold
Gold and silver bars of different sizes can be purchased. They’re as pure as.9999.
Goldco also has an option to buy back gold. If your situation changes and you have to sell the precious metals in your account Goldco will purchase them back at the most competitive buy-back price, with a guarantee.
If you’re considering investing in a rare metals IRA, Goldco will send you a free kit that includes details. This kit contains a written, spoken, and seen information on investing in rare metals.
We believe that overall Goldco is among the top companies that offer gold IRAs.
One of the top companies for buying in silver, gold and platinum through an IRA.
A reputable business with transparent prices
With the gold IRA move, you are able to switch your current savings account.
The only firm Sean Hannity recommends for a gold IRA is
The Better Business Bureau gave it an A+.
Over 2,500 five-star reviews for gold IRAs
#2. The best gold IRA account for 401(k) rollovers is American Hartford Gold.
American Hartford Gold is a good gold IRA company that lets you purchase gold and silver. The company is owned by a family of employees and is headquartered in Los Angeles, CA. It has received numerous awards including the top Gold Company award in the Inc. 5000 list for 2021.
American Hartford Gold promotes gold IRAs, but you can also invest in silver through your retirement account. You can buy an IRA with gold IRA through American Hartford Gold by taking these steps:
Call American Hartford Gold to talk to an expert and fill in the forms.
You can transfer your existing IRA to a new self-directed gold IRA.
Select the silver or gold items you wish to place in your IRA.
Purchase your precious metals that can be put in an IRA.
Through Equity Trust, a well-known gold IRA broker, American Hartford Gold offers precious metals IRAs. After you have chosen which valuable metals to add to your account, you are able to keep them in a secure storage service like Brinks, Delaware Depository, or International Depository Services Group.
The gold IRA business also sells a broad range of silver and gold goods that can be bought directly. For instance, here are some of the gold products offered by the company:
Gold Saint Helena Sovereign coin
Gold coin from the Canadian Gyrfalcon
1-ounce gold bar
Combibar Valcambi
However, its metal products include things like:
Wildlife of Australia silver coin
Krugerrand, made in South Africa
Rounds of 1 ounce
Pre-64 coins were in use.
bars of 10 oz and 100 oz
Combibar Valcambi
When you purchase valuable metals from American Hartford Gold, you will always be able to speak with a representative about your investments and find out how they are doing. You can dial the number on the company’s website at any time to talk to an agent.
If you’d like to know more about buying gold before taking the step you can contact the company for a complimentary guide. This guide of 25 pages contains valuable details on how rare metals IRAs can assist you in taking charge of your money.
You can also find out about the latest developments in the gold market by going to the News and Charts part of the American Hartford Gold website. The site also has articles that will help you decide on which way to spend your money.
American Hartford Gold is a reliable gold IRA company that offers the best gold IRA investments.
#3. Lear Capital is a reliable Gold IRA company that will match any price.
Lear Capital is one of the most reputable gold IRA companies. It is located in Los Angeles and has been in business for over 25 years. Based on gold IRA reviews, the firm’s AAA rating from the Business Consumer Alliance, and the fact that the Professional Coin Grading Service has named it an authorized Dealer We’ve concluded that Lear Capital is a valid and reliable gold IRA provider.
Let’s say you decide to invest your gold IRA money into Lear Capital. In this scenario, you can get help from a personal expert and pay a flat amount and make sure that the purchase is guaranteed for 24 hours, and avoid fees if you make a big payment.
The following are Lear Capital’s grades and certifications:
Trustpilot awards us 4.8 stars.
AAA as well as the Business Consumer Alliance gave it 5 stars.
Authorized by the Professional Coin Grading Service (PCGS)
Member of the Precious Metals Association
Member of the Numismatic Guaranty Corporation
Gold IRA companies like Lear Capital, which have excellent reviews from their customers, emphasize smooth experiences and easy access to friendly help desks, and transparent prices as well as other aspects. To make sure your money is in compliance with IRS standards, you should only use a reputable service.
Lear Capital sells gold, silver, and platinum coins and bars that can be put in an IRA. You can choose from the most renowned choices like the American Gold Eagle or the Canadian Silver Maple Leaf, or you can go with something more simple like a 10– to 100-ounce bar made of your favorite metal. Prices for valuable metals are constantly changing to reflect changes in the market and allow you to be aware of what to expect.
Follow these steps to start by contacting Lear Capital:
You can create a rare metals IRA account by filling in an online application that only takes 10 minutes.
You should hear from the person responsible for the IRA within 24 hours about how to complete the tax-free move. The money could take as long as five days to be moved.
You can purchase precious metals and let Lear Capital ship them to an appropriate location where they will be fully insured.
Set up and keep your IRA for free if you invest at least $25,000 to $50,000 in a single year or $25,000-$50,000 for two years and $75,000 or more for three years.
The most important things about Lear Capital are:
When you open a new gold IRA account over $25,000, you get free set-up and hold services.
If you make a purchase of more than $10,000 you get your $50 setup cost back.
24 hour promises on purchases
Priced at an unbeatable price
One-on-one help from pros for gold IRA buying
Many choices for silver, gold, and platinum
Excellent reviews from all sources
Costs are clearly stated since prices are frequently updated.
#4. Birch Gold Group is an expert in gold IRA rollovers as well as other precious metals.
Birch Gold Group is one of the most reliable places to purchase rare metals, either directly or through an IRA. Since 2003, this firm has been operating, and thousands of customers have said good reviews about it.
Birch Gold Group has a grade of A+ from the Better Business Bureau, AAA from the Business Consumer Alliance, and 5 stars from other websites. You can be assured that buying rare metals through Birch Gold Group will be a safe and secure process.
Birch Gold Group sells a wide range of gold, silver, palladium, and platinum products, among others. You can purchase these metals on their own or make use of them to deposit money into an precious metals IRA.
This company makes it easy for you to convert your retirement savings into an precious metals IRA. With the help of a trained Precious Metals Specialist, you can take these steps:
Set up your account and choose how you want to fund it. Birch Gold Group is the best option. Birch Gold Group, you can transfer an IRA or roll over a 401(k) to fund your new self-directed IRA.
Choose the best metals for your account. Your precious Metals Specialist can help you determine which metals to invest in to gain the most tax benefits.
You can buy your valuable metals. Your Specialist will look over your purchase and inform you that the purchase was successful when they have confirmed it.
Choose a way to store your items. Your Specialist will show you the different ways to store your items. Birch Gold Group stores its customers’ funds at various locations, such as Delaware Depository and Brink’s Global Service.
Find out how your IRA is going. Contact your Specialist at any time to check on your account or make changes.
Birch Gold Group also lets customers purchase silver, gold platinum, palladium, and products directly from them. The company offers a broad selection of currency that is accepted with the IRS like:
Gold Eagle, American
Silver Eagle, American
Leaf of the Canadian Gold Maple
Guinea Silver Rose Crown
You can also buy round and bars of gold and silver.
These are some of the platinum products offered by the company:
Bars and round-shaped bars
United States Platinum Eagle
Australian Silver Florin
Finally, the products made from gold are:
Bars and round-shaped bars
Canadian Maple Leaf Made of Palladium
In the end, Birch Gold Group is a great company to work with if you’re looking to create a flexible precious metal IRA.
#5. Augusta Precious Metals is a highly reviewed Gold IRA company with 5 star reviews.
Augusta valuable Metals is a well-known company that sells valuable metals such as silver and gold. They provide IRAs and cash payments for silver and gold. This business also offers a site that contains lots of information for free on the investment in rare metals and setting up a gold or silver IRA.
Augusta Precious Metals has a 4.97 rating from customers and an A+ rating from the Better Business Bureau. The company has also gotten positive reviews on TrustLink, Google My Business, Facebook, and the Business Consumer Alliance, among other sites.
Follow these steps to create an IRA for precious metals using Augusta Precious Metals:
The self-directed IRA service in Augusta can help you set the new IRA.
Use money from your savings account to add funds to your account.
Through Augusta’s order desk, you can purchase gold and silver.
Augusta Precious Metals works with Equity Trust, a top self-directed IRA service that helps people to set up precious metals IRAs. This IRA company is a partner for people from all 50 U.S. states. They’ve been in business for more than 30 years and have handled more than $25 billion.
After you have purchased gold and silver to fund your savings account, Augusta Precious Metals will keep the silver and gold for you. The company keeps its valuable metals inside the Delaware vault which is a secure, private vault.
Augusta Precious Metals is also an option to purchase genuine silver and gold. You just need to move funds to the Augusta account and then select the gold and silver goods you want to buy. Augusta will bring them right to your door and you’ll need to sign for them.
Augusta Precious Metals sells metal and luxury coins made from gold and silver. Bullion products manufactured by the firm include things such as:
American Gold Eagle
American Silver Eagle
Canada’s Gold Maple Leaf
A silver coin called “America the Beautiful”
You can also buy 1to 10 ounce gold bullion bars, 10 up to 100-ounce silver bullion bar and 90 silver bags containing 97 percent.
Some of the company’s premium gold and silver coins are:
Gold Sovereign of St. Helena in 2022
2021 Soaring Eagle Silver Coin from the Royal Canadian Mint
If you’re interested in adding products to your IRA you can look at a list of the company’s IRA-eligible products.
Overall, Augusta Precious Metals is one of the best companies for gold IRAs.
#7. Oxford Gold is a reputable firm that invests in silver and gold.
Oxford Gold Group is a company that helps people set the gold IRAs. They sell gold, silver, platinum, and palladium. The company has a great rating from the Better Business Bureau (A+) and also from websites like Trustpilot, Consumer Affairs, and Google My Business (excellent scores).
Oxford Gold has IRAs for both gold and silver and offers a range of tools available to help you start these funds. On the Oxford Gold website, you will learn how to move money into an precious metal IRA, how these IRAs work and what kinds are available and the reasons they are good assets.
The Oxford Gold website, you can buy coins and bars made of silver, gold, platinum, and palladium. The company sells a wide variety of gold and silver coins, as well as other items such as:
The Silver Maple Leaf is a Canadian coin.
“Rose Crown” coin from Guinea
Silver coin from “America the Beautiful”
Gold Canadian coin with a polar bear and a cub
PAMP Silver Bar Suisse
Gold bars of 1 oz. or 10 oz.
The company also sells a small number of coins and bars made of palladium and platinum.
Oxford Gold Group tries to be superior to other precious metals firms in its ability to listen to clients and providing them with the tools needed to make informed financial decisions. On its website, the company provides a full learning center to aid buyers in the purchasing process.
This study area has several tools which include:
Guide to investing in precious metals
News and stories about buying gold
FAQs
A glossary of terms
If you are employed by Oxford Gold Group, you’ll also be able to interact directly with one of the company’s Managing Partners. The person will be able to assist you with any queries you might have regarding trading or how to store your gold in an IRA.
We like the fact that Oxford Gold looks at buying valuable metals from an impartial perspective. This helps customers understand the advantages and disadvantages of these investments and make better choices.
In general, Oxford Gold Group is one of the top firms that provide gold IRAs.
#7. Free Gold and Silver IRA Guide for Investors who are New to the Market from Noble Gold Investments
Noble Gold is one of the best gold IRA companies due to its an extensive selection of precious metals that have been approved by the IRS. It also offers helpful educational materials for buyers as well as an A+ grade from the Better Business Bureau (BBB). You can open an IRA with Noble Gold if you are interested in silver, gold, platinum, or palladium. After just a few years in business, the company’s gold IRA reviews on all sites have won it five stars.
Opening an IRA account is a great option, so it is important to select a precious metals investment firm that values the reviews of its customers and the accreditations of its affiliates first. These ratings are provided for Noble Gold:
Google Reviews gave it 4.9 stars.
ConsumerAffairs awarded it five stars.
BBB rates it with an A+.
Based on some reviews, Yelp gave it 5 stars.
Although there are only two reviews on Trustpilot, Noble Gold also has a rating of 2.9 stars. Both reviews talked about fees that were difficult to find.
Noble Gold is like other gold investment firms in that you can put bars and coins made of silver, gold platinum, palladium, and tin into your IRA. There are a lot of kinds of precious metals that the IRS will accept. Some are well-known, such as the Australian Gold Kangaroo Coin, and others are more rare like the 1oz Austrian Silver Philharmonic Coin. To meet IRS rules the rare metals that are included in IRA purchases are sent to secure locations in Delaware, Texas, or Canada.
Depending on the amount you buy, you can expect to pay between $80 to $200 a year for storage of your real precious metals. The majority of IRAs that have Noble Gold require at least $20,000 in order to begin.
Follow these steps to start with Noble Gold:
Fill out the form online to receive an individualized advice or to create an IRA account for gold. You can speak to an expert from the company about your options during the free sessions.
Speak to a Noble Gold expert to start the process of moving the gold IRA over to your new account. If you take money out of a retirement account to transfer to your gold IRA instead of rolling it over, you could have to pay taxes on it. Consult a tax professional first.
Make sure you fund your precious metals IRA and then purchase the precious metals you’d like to purchase.
Select the storage you want and let Noble Gold ship your valuable coins to the safe location.
The most important aspects of Noble Gold are:
Great ways to assist customers
There are a variety of precious metals to pick from.
Several sources gave it five stars.
Free access to the advice of experts
There are plenty of tools for training that can assist investors.
If you’re ready to sell and sell your home, you should have a “no questions asked” buy-back policy.
#8. Patriot Gold Group is the best for quickly setting up an gold IRA account.
Patriot Gold Group is a company based in Los Angeles, which is rated as the top gold and silver dealer in the United States by Consumer Affairs for five years consecutively.
Patriot Gold Group is probably ideal for those who are experienced in investing in precious metals who are knowledgeable about the market and would like to invest a significant portion of their assets into an investment in gold IRA which offers savings for large investments, but doesn’t offer a lot of tools to help novice investors understand. Patriot Gold Group might be the right choice if you’re seeking a basic IRA dealer that has options for basic silver and gold and helpful ways to seek help.
The following accreditations, grades and titles were given to Patriot Gold Group:
770 reviews on ConsumerAffairs gave this product 5 stars.
Google Reviews gives it 5 stars
ConsumerAffairs has chosen us as the best gold IRA dealer from 2020 until 2023.
Voted the best Gold IRA dealer in America from 2016 until 2020.
BBB awarded the BBB the A+ rating and an official seal of approval.
Professional Service for Grading Certified Coins
Member of the Numismatic Guaranty Corporation
When it concerns gold IRA reviews, certificates, and awards, you’ll find a better company than Patriot Gold Group. The company prioritizes its clients by offering them friendly support lines, transparent prices, and simple to use services that meet IRS regulations.
Patriot Gold Group sells gold and silver bars and coins that can be placed in an IRA. The value of gold changes in real time on their website, which means you can easily see the benefits, risks, and costs of purchasing. You can select from 10 gold coins from the U.S., the U.K., Canada, and Australia. You can also select exclusive silver coins dating 50 years ago.
Patriot Gold Group has a large minimum account size of $50,000, which is why it is recommended for those who have done this before. The initial year of storage and maintenance costs $250 and every year following that is $200. You may have to pay a little more for instance, the cost to open an account.
To start with Patriot Gold Group, you need to do the following:
Fill out the online application for a new account to get started.
Contact a service representative to start your account restart or transfer of funds.
You can purchase precious metals and choose how you’d like to keep them.
You can receive no cost delivery to the safe locker.
Investors can obtain these essential things from Patriot Gold Group:
Gold IRA has received positive reviews IRA on all websites
The cost of accounts has been waived for purchases over $100,000
Free investment tips for gold in an IRA
Access to customer service that is helpful
Price fluctuations in real-time
#9. AdvantageGold is an experienced precious metals IRA company with a good selection of gold coins as well as bullion.
AdvantageGold is one of the best companies for gold IRAs. They claim they are the best gold-producing company within the U.S. because they have won the Best of TrustLink award for seven years in a row. AdvantageGold might be the right choice when you love doing things online and would like to have easy access to high-quality training tools.
The application process is simple without talking to a person The company will give you access to a huge knowledge base, including videos, tools and more.
AdvantageGold has been rated and certified as follows:
#1 Most Trusted Gold IRA Company by TrustLink for the last seven years
Member of the American Numismatic Association
Member of the Industry Council for Tangible Assets
BBB gives the rating 4.83 stars with it is awarded an A+ rating.
More than 700 users have given Google five stars.
More than 1,400 users have rated Trustpilot 5 stars.
Based on the positive reviews from AdvantageGold, you can expect great customer service, great help and transparent prices in all your interactions with AdvantageGold.
AdvantageGold lets you put platinum, silver, gold or palladium into your IRA. The Gold American Eagle Coin, the Canadian Palladium Maple Leaf Coin, as well as the American Silver Eagle Proof Coin are some of the most commonly used options.
The annual storage costs for IRA purchases are between $100 to $150. Investors are also required to pay a $50 account-setting-up fee and a variety of annual upkeep fees. AdvantageGold does not have a minimum amount to pay, which is a good thing.
To start using AdvantageGold you must complete the following steps:
Complete the form online and choose the account manager you would like to work with. You can do this first step on your own with AdvantageGold, or you can contact the customer support team for assistance tailored to your needs.
Accept the policies and rules of your company then share your financial records. You may be required to present various documents regarding your IRA or tax obligations.
Choose the way you want to put money into your account. A expert in rolling money into an gold IRA will help you do this.
You can purchase valuable metals and pick a secure location to store them. In the final step, you need to complete the declaration form.
AdvantageGold is a product with the following characteristics which make it stand out:
If you’re ready to sell the house, the buy-back plan simplifies the process.
A free guide to investing in gold with your IRA.
There are many ways to learn.
There aren’t any minimum investments.
Rollover assistance is helpful.
TrustLink has named us the most dependable gold IRA company over the last seven years.
Step-by-step directions regarding how to withdraw cash
Customers on all sites give excellent feedback on gold IRAs.
What is an IRA backed by gold?
Gold individual retirement accounts (IRA) is a self-directed personal retirement account which makes use of silver, gold, or other valuable metals instead of stocks or bonds.
To protect yourself from the effects of inflation and potential market crashes, you require a variety of investments. Because of this, many people are now investing in silver, gold and other precious metals in their retirement accounts due to them being an extremely safe and reliable investment.
The companies we have listed help people set up gold IRAs by helping them transfer existing savings accounts to new self-directed precious metals IRAs. You should not begin a gold IRA from scratch. Instead, you should transfer the funds in your retirement savings into an account that is new.
The Internal Revenue Service has rules about what kinds of valuable metals are eligible for precious metals IRAs. The items must be gold or coins and meet certain “fineness” standards. These accounts are only able to hold coins that are OK with the IRS like the Canadian Maple Leaf.
The best gold IRA companies make it easy and stress-free to set up and manage the individual retirement accounts. Many businesses put customers in touch with account reps who can help them through the process.
But an agent of an account is not the same as a financial advisor. If you are considering adding gold IRA to your retirement account to make it more diverse you should consult your financial advisor first to find out if it makes sense for you.
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