A precious metals IRA or, more commonly called a gold-backed IRA can help protect your investment from the volatility of markets as well as protect you from inflation. Additionally, precious metals such as silver and gold are different from the standard assets like bonds and stocks and bonds, which makes them a good option to diversify.
We reviewed the top gold IRA companies to determine which precious metal IRA accounts offer the best deal. We evaluated each gold IRA company below based on a number of factors, including the precious metals they provide as well as the costs they impose, the storage options they provide and their customer service and even their reputation.
Goldco is among the most reputable and best company generally when it comes to gold IRAs.
The best price for new buyers is American Hartford Gold.
Lear Capital: New sales could receive up to $15,000 worth of bonus coins
Birch Gold Group has a wide range of valuable metals.
The most excellent customer service is offered at Augusta Precious Metals.
Oxford Gold the best plan to purchase back books
Noble Gold Investments is a gold IRA firm with a lot of experience.
Patriot Gold Group: Good for buying silver and gold directly
Advantage Gold: The best learning tools
#1. Goldco is the best company overall for gold IRAs.
Goldco is a trusted dealer in rare metals that sells goods that can help you save for retirement. This company is the leader in the field of rare metals and has received many awards and honors.
The Better Business Bureau gives Goldco an A+ rating, and the Business Consumer Alliance gives it an AAA grade.
Goldco will help you safeguard the assets of various retirement accounts by moving them to the precious metals IRA. If you have an IRA, TSP, 401(k), or 403(b) and a precious metals expert at Goldco can help you understand how to transfer the funds from your account into an precious metals IRA.
This company also sells silver and gold directly to clients. You can invest your retirement savings as well as other savings accounts in actual gold and silver.
If you want to start a precious metals IRA through Goldco and move or roll over your savings from your current savings account into your new IRA. Goldco makes it easy and painless for customers to do this by guiding them through the following steps:
Sign a deal saying you understand Goldco’s rules to open your IRA.
Make sure you fund your Self-Directed IRA by rolling over funds from your existing 401(k), 403(b), TSP, or IRA by contacting the company who handles your account.
Buy your valuable metals: Select the precious metals that you would like to include in your investment.
Goldco sells a variety of silver and gold coins which include:
American Silver Eagle
American Gold Eagle
The Great Barrier Reef is silver.
Gold Striped Aussie Marlin
The silver guinea shilling of the military
Marlin Gold
Gold and silver bars of different sizes can be purchased. They are pure as.9999.
Goldco also has an option to buy back gold. If you experience a change in your circumstances and need to sell the precious metals in your account, Goldco will purchase these back for the best buy-back price, with a guarantee.
If you’re thinking of investing in a rare metals IRA, Goldco will send you a free kit with information. This kit contains a written and spoken information on investing in rare metals.
We believe that overall Goldco is among the best companies to offer gold IRAs.
One of the best companies to buy silver, gold, and platinum through an IRA.
A reputable company with clear prices
With the gold IRA move, you are able to change your current savings account.
The only firm Sean Hannity recommends for a gold IRA is
The Better Business Bureau gave it an A+.
Over 2,500 five-star reviews on gold IRAs
#2. The most gold IRA account for 401(k) rollovers is American Hartford Gold.
American Hartford Gold is a good gold IRA company that lets you buy in silver and gold. The company is owned by a family of employees and is headquartered in Los Angeles, CA. It has been awarded numerous awards including the #1 Gold Company distinction on the Inc. 5000 list for 2021.
American Hartford Gold promotes gold IRAs, but you can also add silver if you want through your retirement account. You can buy gold IRA through American Hartford Gold by taking these steps:
Call American Hartford Gold to talk with an expert and fill out the papers.
You can move your old IRA to an entirely self-directed gold IRA.
Select the silver or gold items you wish to place in your IRA.
Buy your valuable metals that can be put into an IRA.
Through Equity Trust, a well-known gold IRA broker, American Hartford Gold offers precious metals IRAs. When you have decided which precious metals you want to add to your account, you can store them with a safe storage firm like Brinks, Delaware Depository, or International Depository Services Group.
This gold IRA business also sells a broad range of gold and silver goods that can be purchased directly. For example, here are a few of the company’s gold products:
Gold Saint Helena Sovereign coin
Gold coin from the Canadian Gyrfalcon
1-ounce bar of gold
Combibar Valcambi
In contrast, its metal goods include things like:
Wildlife of Australia silver coin
Krugerrand, made in South Africa
Rounds of 1 ounce
Pre-64 coins were used.
bars of 10 oz and 100 oz
Combibar Valcambi
When you buy valuable metals from American Hartford Gold, you will always be able to talk to a person about your investment and learn what they are doing. You can dial the number on the website anytime to speak to your agent.
If you want to learn more about buying gold before taking the step to buy it, you can ask the firm for a complimentary guide. This 25-page guide has useful information about how rare metals IRAs can help you take control of the savings you have.
You can also find out about changes in the gold market by going to the News and Charts part of the American Hartford Gold website. The site also has articles that will help you decide on which way to spend your money.
American Hartford Gold is a trusted gold IRA company that offers the most reliable gold IRA investments.
#3. Lear Capital is a reliable Gold IRA company that will match any price.
Lear Capital is one of the top gold IRA companies. It is headquartered in Los Angeles and has been in operation since more than 25 years. Based on gold IRA reviews and the company’s AAA rating by the Business Consumer Alliance, and the fact that the Professional Coin Grading Service has declared it an authorized Dealer We’ve determined that Lear Capital is a valid and trustworthy gold IRA provider.
Let’s say you decide to invest your gold IRA money in Lear Capital. In that case, you can get help from a specialist or pay a fixed fee and make sure that the purchase is guaranteed for 24 hours, and avoid charges when you make a large payment.
The following are Lear Capital’s grade and certifications:
Trustpilot awards us 4.8 stars.
AAA as well as the Business Consumer Alliance gave it 5 stars.
Authorized by the Professional Coin Grading Service (PCGS)
Member of the Precious Metals Association
Member of the Numismatic Guaranty Corporation
Gold IRA companies like Lear Capital, which have positive reviews from customers, are focused on smooth experiences and easy access to friendly help desks, and clear pricing, among other things. To ensure that your money is compliant with IRS standards, you should only deal with a qualified service.
Lear Capital sells gold, silver, and platinum coins and bars that can be placed in an IRA. You can choose from famous options like the American Gold Eagle or the Canadian Silver Maple Leaf, or you can go with something simpler like a 10- to 100-ounce bar of your favorite metal. Prices for valuable metals are constantly changing to reflect market trends and make it easy to anticipate the price you can expect.
Follow these steps to get started with Lear Capital:
You can create a rare metals IRA account by filling out an online form that takes just 10 minutes.
You should hear back from the person who is responsible for the IRA within 24 hours of how to do the tax-free transfer. The money could take as long as five days to be moved.
You can purchase precious metals, and then let Lear Capital ship them to a safe place where they’ll be fully insured.
Create and keep your IRA for free if invest at least $25,000 to $50,000 for a year, $25,000 to $50,000 for two years, and $75,000 or more for three years.
The most important aspects of Lear Capital are:
When you open a new gold IRA account over $25,000, you get free set-up and hold services.
If you make a purchase of more than $10,000 you get your $50 setup cost back.
24 hour promises on purchases
Priced at a flat cost
One-on-one help from pros for gold IRA buying
There are many options for silver, gold, and platinum
Excellent reviews from all sources
Costs are clear since prices are frequently updated.
#4. Birch Gold Group is an expert in gold IRA rollovers as well as other precious metals.
Birch Gold Group is one of the most reliable places to buy rare metals in person or through an IRA. Since 2003, the company has been in business and a lot of customers have said good reviews about it.
Birch Gold Group has a grade of A+ from the Better Business Bureau, AAA from the Business Consumer Alliance, and 5 stars from other websites. You can be assured that buying in rare metals through this company is a secure and reliable process.
Birch Gold Group sells a large selection of gold, silver, palladium, and platinum products in addition to other. You can purchase these precious metals on their own, or use them to put money into an precious metals IRA.
The company makes it simple for you to transfer the retirement savings you have saved into an precious metals IRA. With the assistance of a certified Precious Metals Specialist you can follow the following steps:
Create your account and decide the method of funding it. Birch Gold Group is the best option. Birch Gold Group, you can move an IRA or roll over an existing 401(k) for funding your self-directed IRA.
Choose the valuable metals to invest in for your account. The valuable Metals Specialist can help you determine which metals you should invest in to gain the greatest tax advantages.
You can purchase your precious metals. Your specialist will go over your order and inform you that the purchase was successful after they have completed the transaction.
Choose a way to store your things. Your Specialist will show you the different ways to store your things. Birch Gold Group stores its customers’ investments at various locations including Delaware Depository and Brink’s Global Service.
Find out the status of your IRA is going. You can contact your Specialist anytime to check on your account or make changes.
Birch Gold Group also lets you buy gold, silver, platinum, and palladium goods straight from them. The company sells a wide range of gold and silver coins deemed acceptable with the IRS, such as:
Gold Eagle, American
Silver Eagle, American
Leaf of the Canadian Gold Maple
Guinea Silver Rose Crown
You can also buy bars and rounds of gold as well as silver.
Here are a few of the platinum products from the company:
Bars and round-shaped bars
United States Platinum Eagle
Australian Silver Florin
The final products made from gold are:
Bars and round-shaped bars
Canadian Maple Leaf Made of Palladium
In the end, Birch Gold Group is an excellent company to work with if you are looking to set up a flexible and flexible precious metal IRA.
#5. Augusta Precious Metals is a highly evaluated Gold IRA company with 5 stars reviews.
Augusta valuable Metals is a well-known business that sells precious metals such as silver and gold. They provide IRAs and cash-payouts for gold and silver. The company also has a website that contains lots of information for free on investing in rare metals and setting up an silver or gold IRA.
Augusta Precious Metals has a 4.97 rating from customers and an A+ rating from the Better Business Bureau. The company also received excellent ratings on TrustLink, Google My Business, Facebook, and the Business Consumer Alliance, among other websites.
Follow these steps to create an IRA for precious metals with Augusta Precious Metals:
The self-directed IRA service in Augusta can assist you in setting the new IRA.
You can use money from your savings account to fund your account.
Through Augusta’s order desk, you can purchase gold or silver.
Augusta Precious Metals works with Equity Trust, a top self-directed IRA service, to help customers create precious metals IRAs. This IRA company works with individuals across all 50 U.S. states. They have been in business since more than 30 years, and handled more than $25 billion.
When you purchase silver and gold to save money, Augusta Precious Metals will keep the silver and gold for you. The company keeps its precious metals inside the Delaware vault, which is a safe, private vault.
Augusta Precious Metals is also a place where you can purchase real gold and silver. It’s as simple as transferring money to the Augusta account and choose the silver and gold products you wish to purchase. Augusta will deliver them directly to your door and you’ll have to sign for them.
Augusta Precious Metals sells metal and luxury coins made from gold and silver. Bullion goods manufactured by the company comprise things such as:
American Gold Eagle
American Silver Eagle
Canada’s Gold Maple Leaf
A silver coin dubbed “America the Beautiful”
You can also purchase 1to 10 ounce gold bullion bars. 10 to 100-ounce silver bullion bars, and 90% silver bags.
The company’s high-end gold and silver coins are:
Gold Sovereign of St. Helena in 2022
2021 Soaring Eagle Silver Coin from the Royal Canadian Mint
If you’re looking to add goods to your IRA you can check out the company’s IRA-qualified coins.
All in all, Augusta Precious Metals is one of the top companies to invest in gold IRAs.
#7. Oxford Gold is a reputable firm that invests in silver and gold.
Oxford Gold Group is a company that helps people set gold IRAs. They offer silver, gold platinum, palladium, and. The company has a fantastic review from the Better Business Bureau (A+) and from sites like Trustpilot, Consumer Affairs, and Google My Business (excellent scores).
Oxford Gold has IRAs for both silver and gold, and offers a range of tools that can assist you in establishing these funds. On the Oxford Gold website, you can find out how to transfer funds into an precious metal IRA and how they work and what kinds are available and the reasons they are great investments.
On the Oxford Gold website, you can purchase coins and bars made of gold, silver, platinum, and palladium. The company sells a wide variety of gold and silver coins and other products, including:
The Silver Maple Leaf is a Canadian coin.
“Rose Crown” coin from Guinea
Silver coin of “America the Beautiful”
Gold Canadian coin with a polar bear and a cub
PAMP Silver Bar Suisse
Gold bars of 1 oz. and 10 oz.
The company also sells a tiny number of coins and bars made of platinum and palladium.
Oxford Gold Group tries to be better than other precious metals companies by listening to customers and giving them the tools they need to make sound financial decisions. On its website, the company offers an entire learning center that can aid buyers in the purchasing process.
This study area comes with several tools, including:
Guide to investing in precious metals
Stories and news about buying in gold
FAQs
A list of terms
When you join the Oxford Gold Group, you’ll also be able to interact directly with one of the company’s Managing Partners. This person can help you answer any questions that you may have regarding trading or how to keep your gold in your IRA.
We like the fact that Oxford Gold looks at buying precious metals from a neutral point of view. This helps customers understand the pros and cons of these investments and make better choices.
In general, Oxford Gold Group is one of the top companies that offers gold IRAs.
#7. Free Gold and Silver IRA Guide for Investors who are New to the Market from Noble Gold Investments
Noble Gold is one of the best gold IRA companies because it offers an array of high-quality metals that have been approved by the IRS. It also offers helpful educational material for buyers and an A+ rating from the Better Business Bureau (BBB). You can open an IRA with Noble Gold if you are interested in silver, gold platinum, palladium, or. After just a few years in business, the company’s gold IRA reviews on all websites have won it five stars.
Opening an gold IRA account is a good decision, so you must select a precious metals investment firm that places the opinions of its clients as well as the certifications of its affiliates first. These scores are given for Noble Gold:
Google Reviews gave it 4.9 stars.
ConsumerAffairs awarded it five stars.
BBB awards it an A+.
Based on a few reviews, Yelp gave it 5 stars.
Even though there are only two reviews on Trustpilot, Noble Gold also has a grade of 2.9 stars. Both reviews mentioned fees that were hard to locate.
Noble Gold is like other gold investment firms in that you can put coins and bars made of gold, silver platinum, palladium, and platinum into your IRA. There are many different types of valuable metals that the IRS will accept. Some are famous, like the Australian Gold Kangaroo Coin, while others are scarce, like the Austrian Silver Philharmonic 1oz Coin. To conform to IRS regulations, all rare metals IRA purchases are shipped to secure sites located in Delaware, Texas, or Canada.
Depending on how much you purchase, you can expect to pay anything from $80 to $200 per year to keep your real precious metals. The majority of IRAs that have Noble Gold require at least $20,000 to start.
Follow these steps to start using Noble Gold:
Complete the online form to get a custom advice or to open an IRA account for gold. You can talk to an in-house expert about your choices during the free sessions.
Speak to an Noble Gold expert to start the process of rolling the gold IRA over to your new account. If you take money out from a retirement account and put into your gold IRA instead of rolling it over, you may have to pay taxes on it. Consult a tax expert first.
Fund your precious metals IRA and then purchase the precious metals you’d like.
Choose your storage, and then allow Noble Gold ship your valuable coins to the safe storage location.
The most important characteristics of Noble Gold are:
Great ways to assist customers
There are many types of precious metals that you can pick from.
A number of sources have rated it five stars.
Free access to expert advice
There are plenty of training tools that can help investors.
When you’re ready for selling, a “no questions asked” buy-back policy.
#8. Patriot Gold Group is the most efficient way to set up an gold IRA account.
Patriot Gold Group is a company based in Los Angeles that has been the top-rated silver and gold dealer in the nation by Consumer Affairs for five years consecutively.
Patriot Gold Group is probably best for investors with experience in precious metals who are familiar with the market and would like to put a large portion of their wealth into a gold IRA which offers savings for large investments but doesn’t have a lot of tools to help investors who are new. Patriot Gold Group might be suitable for you if looking for a basic IRA dealer that has options for basic gold and silver, and the best ways to get assistance.
The following grades, accreditations, and titles were awarded to Patriot Gold Group:
The 770 user reviews on ConsumerAffairs gave this product 5 stars.
Google Reviews gives it 5 stars
ConsumerAffairs has selected us as the top gold IRA dealer from 2020 until 2023.
Voted the top Gold IRA dealer in America from 2016 to 2020.
BBB awarded the BBB the A+ and an official seal of approval.
Professional Service for Grading Certified Coins
Member of the Numismatic Guaranty Corporation
When it comes to gold IRA reviews, certificates and awards, you’ll find a better organization than Patriot Gold Group. The company puts its customers first by providing them with helpful assistance lines, straightforward prices, and easy-to-use services that are compliant with IRS regulations.
Patriot Gold Group sells gold and silver bars and coins which can be put into an IRA. The value of gold changes in real-time through the site, so you can easily see the risks, benefits and costs associated with your purchase. You can select from 10 gold-colored coins from the U.S., the U.K., Canada, and Australia. You can also choose from exclusive silver coins dating as early as fifty years ago.
Patriot Gold Group has a high minimal account size of $50,000 which is why it is recommended for those who have had this experience before. First year storage and maintenance costs $250, and each year following that is $200. There may be a need to pay more, for instance, the cost to open an account.
To begin working with Patriot Gold Group, you have to follow these steps:
Fill out the online application for a new account to start.
Contact a customer service worker to initiate your account restart or transfer of funds.
You can purchase precious metals and decide how you’d like to store them.
You can get complimentary delivery to your safe locker.
Investors can get these important items from Patriot Gold Group:
The gold IRA is rated highly by its customers. IRA on all websites
Account fees have been eliminated for purchases over $100,000
Free investment guides for gold within an IRA
Access to helpful customer service
Price fluctuations in real-time
#9. AdvantageGold is an experienced precious metals IRA company that offers a wide variety of gold coins as well as bullion.
AdvantageGold is one of the top companies that offer gold IRAs. They claim to be the top gold firm within the U.S. because they have been awarded the Best of TrustLink award for seven consecutive years. AdvantageGold might be for you when you love doing things online and want easy access to good training tools.
It is possible to apply for an account without talking to anyone, and the company gives access to a vast knowledge base that includes tools, videos and more.
AdvantageGold has been rated and certified as follows:
#1 Most Trusted Gold IRA Company by TrustLink over the past seven years
Member of the American Numismatic Association
Member of the Industry Council for Tangible Assets
BBB rates the rating 4.83 stars and the A+ rating.
More than 700 users have awarded Google five stars.
More than 1,400 customers have given Trustpilot 5 stars.
Based on the reviews of AdvantageGold, you can expect great customer service, great help, and clear prices in all your interactions with AdvantageGold.
AdvantageGold allows you to put gold, silver, platinum or palladium in your IRA. The Gold American Eagle Coin, the Canadian Palladium Maple Leaf Coin as well as the American Silver Eagle Proof Coin are among the most common choices.
Annual storage charges for IRA purchases are between $100 and $150. Investors also have to pay a $50 account set-up fee and a range of different annual upkeep fees. AdvantageGold has no minimum payment, which is a good thing.
To get started using AdvantageGold, you need to do the following:
Fill out the online form and choose the account manager you want. You can complete this initial step by yourself using AdvantageGold or call the customer service team for personalized assistance.
Accept the policies and rules that the business follows, then share your financial documents. You may be required to present different papers about your IRA or taxes.
Choose the way you want to deposit money into your account. A expert in rolling money into an gold IRA can assist you with this.
You can buy valuable metals and pick a secure place to store them. As a final step, you must sign the declaration form.
AdvantageGold has the following traits which make it stand out from the crowd:
If you’re ready to sell the property, the buy-back program makes it simple.
A guide for investing in gold with your IRA.
There are many options to get involved in learning.
There aren’t any minimum investments.
Rollover help is convenient.
TrustLink has ranked us as the most dependable gold IRA company over the last seven years.
Step-by-step directions regarding how to withdraw funds
Customers on all websites give glowing review of gold IRAs.
What is an IRA with gold as its backer?
Gold individual retirement accounts (IRA) is a self-directed personal retirement account that uses gold, silver, or other valuable metals instead of stocks and bonds.
To safeguard yourself from the effects of inflation and possible stock market crashes, it is important to need a diversified collection of investments. Because of this, a lot of people are investing in silver, gold, and other valuable metals in their retirement accounts because they are relatively safe and dependable investment.
The companies on our list help people set up gold IRAs by helping them roll over or transfer existing savings accounts into new self-directed precious metals IRAs. You should not start a gold IRA from scratch. Instead, you should transfer the money in your retirement savings into a new tab.
The Internal Revenue Service has rules about the types of valuable metals are eligible for precious metals IRAs. They must be gold or coins and meet certain “fineness” standards. These accounts are only able to hold coins that are OK with the IRS, like the Canadian Maple Leaf.
The top gold IRA firms make it easy and stress-free to manage and fund the individual retirement accounts. Many businesses put customers in touch with account representatives who can help them through the process.
However, an agent for an account isn’t the same as a financial advisor. If you are considering adding an gold IRA to your retirement account to make it more diverse, you should talk to your financial adviser first to determine whether it’s a good idea for you.
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