A precious metals IRA that is also called a gold-backed IRA can help protect your money from volatility in the market as well as protect you from inflation. Additionally, precious metals like silver and gold are different from the standard assets like bonds and stocks and bonds, which makes them a good option to diversify.
We reviewed the top gold IRA companies to determine which precious metal IRA accounts offer the best deal. We evaluated every gold IRA company below based upon a range of things, such as the precious metals they provide as well as the costs they impose, the storage choices they provide and their customer service and even their reputation.
Goldco is one of the most reputable and best company generally for gold IRAs.
The best deal for new buyers is American Hartford Gold.
Lear Capital: Sales made by the company can be eligible for up to $15,000 in bonus coins
Birch Gold Group has a vast array of precious metals.
The best customer service is available at Augusta Precious Metals.
Oxford Gold The best scheme to purchase back books
Noble Gold Investments is a gold IRA company with lots of experience.
Patriot Gold Group: Good to buy silver and gold directly
Advantage Gold: The best learning tools
#1. Goldco is the most reputable company overall with regard to gold IRAs.
Goldco is a reputable dealer in rare metals and sells products that can help you save more for retirement. Goldco is a leader in the field of rare metals and has won many awards and honors.
The Better Business Bureau gives Goldco an A+ rating, while the Business Consumer Alliance gives it a AAA grade.
Goldco can help you safeguard the assets of various retirement accounts by moving them into the precious metals IRA. If you own an IRA, TSP, 401(k), or 403(b) or 403(b) metals expert at Goldco can help you understand how to transfer the funds in your account to an precious metals IRA.
This business also sells silver and gold directly to clients. You can also invest your retirement savings or money from other savings accounts in real gold and silver.
If you want to start an precious metals IRA through Goldco and move or roll over your assets from your current savings account into your new IRA. Goldco makes it simple and stress-free for customers to do this by guiding them through the steps:
You must sign a contract stating that you are aware of the Goldco rules for opening your IRA.
Fund your Self-Directed IRA by rolling over funds from your current 401(k), 403(b), TSP, or IRA by calling the company that handles your account.
Buy your precious metals Select the precious metals you want to include in your investment.
Goldco sells a variety of gold and silver coins that include:
American Silver Eagle
American Gold Eagle
The Great Barrier Reef is silver.
Gold Striped Aussie Marlin
The silver guinea shilling of the military
Silver and gold bars of various sizes can also be purchased. They are pure as.9999.
Goldco also has a program for buying back gold. If your situation changes and you require to sell the valuable metals in your account, Goldco will purchase these back for the highest buy-back price, guaranteed.
If you’re still thinking about investing in a rare metals IRA, Goldco will send you a free kit with details. The kit includes written, spoken, and seen instructions on investing in rare and precious metals.
Overall, we believe Goldco is among the top companies that offer gold IRAs.
One of the best companies to buy silver, gold and platinum through an IRA.
reputable business with clear prices
With a gold IRA move, you are able to change your current savings account.
The only company Sean Hannity recommends for a gold IRA is
The Better Business Bureau gave it an A+.
More than 2,500 5-star reviews of gold IRAs
#2. The best gold IRA account for 401(k) rollovers is American Hartford Gold.
American Hartford Gold is a good gold IRA company that allows you to buy gold and silver. The company is owned by a family and is located in Los Angeles, CA. It has won several awards including the #1 Gold Company distinction on the Inc. 5000 list for 2021.
American Hartford Gold promotes gold IRAs, but you can also put in silver if you want through your retirement account. You can purchase a gold IRA through American Hartford Gold by taking these steps:
Contact American Hartford Gold to talk to an expert, and fill out the papers.
You can move your old IRA to an entirely self-directed gold IRA.
Select the silver or gold items you want to put into your IRA.
Get your precious metals which can be put into an IRA.
Through Equity Trust, a well-known gold IRA broker, American Hartford Gold offers precious metals IRAs. Once you decide which valuable metals you wish to include in your account, you can keep them with a safe storage firm such as Brinks, Delaware Depository, or International Depository Services Group.
The gold IRA company also sells a broad range of silver and gold goods which can be purchased directly. For example, here are some of the gold products sold by the company:
Gold Saint Helena Sovereign coin
The gold coin is part of the Canadian Gyrfalcon
1-ounce bar of gold
On the other hand, metal products include:
Wildlife of Australia silver coin
Krugerrand, made in South Africa
Rounds of 1 ounce
Pre-64 coins were in use.
bars of 10 oz and 100 oz
When you purchase valuable metals from American Hartford Gold, you will always be able to speak to someone about your investment and find out what they are doing. You can dial the number on the company’s website anytime to speak to an agent.
If you want to learn more about buying in gold prior to taking the next step you can contact the company for a no-cost guide. This 25-page guide has useful details on how rare metals IRAs can help you take control of your savings.
You can also get information about the latest developments in the gold market by visiting the News and Charts part of the American Hartford Gold website. This area also has articles that will help you decide on how to spend.
American Hartford Gold is a trusted gold IRA firm that provides the best gold IRA investments.
#3. Lear Capital is a reliable Gold IRA company that will match any price.
Lear Capital is one of the top gold IRA companies. It is headquartered in Los Angeles and has been in operation for over 25 years. Based on gold IRA reviews and the company’s AAA rating from the Business Consumer Alliance, and the fact that the Professional Coin Grading Service has declared it an authorized Dealer We’ve determined that Lear Capital is a valid and reliable gold IRA service.
Let’s say you decide to invest your gold IRA funds into Lear Capital. In this case, you can get help from a specialized expert, pay a flat fee, guarantee your purchase for 24 hours, and avoid fees if you make a big payment.
Here are Lear Capital’s grades as well as certifications:
Trustpilot gives us 4.8 stars.
AAA as well as the Business Consumer Alliance gave it 5 stars.
Authorized by the Professional Coin Grading Service (PCGS)
Member of the Precious Metals Association
Member of the Numismatic Guaranty Corporation
Gold IRA companies such as Lear Capital, which have excellent reviews from their customers, are focused on smooth experiences with easy access to knowledgeable support teams, and transparent prices, among other things. To ensure that your money meets IRS standards, you must only work with a certified service.
Lear Capital sells gold, silver, and platinum coins and bars that can be placed in an IRA. You can choose from famous options like the American Gold Eagle or the Canadian Silver Maple Leaf, or choose something easier like a 10 100-ounce bar of your preferred metal. Prices for precious metals are always changing to reflect market trends and allow you to know the price you can expect.
Follow these steps to get started with Lear Capital:
You can open a rare metals IRA account by filling out an online form that only takes 10 minutes.
You should hear from the person responsible for the IRA within 24 hours regarding how to make the tax-free transfer. It could take up to five days for the money to be moved.
You can purchase valuable metals and then let Lear Capital ship them to an appropriate location that is fully insured.
Create and keep your IRA for free if spend between $25,000 and $50,000 for one year and $25,000 to $50,000 for two years and $75,000 or more for a period of three years.
The most important things about Lear Capital are:
When you open a new gold IRA account that is greater than $25,000, you will receive free set-up and hold services.
If you invest more than $10,000, you will receive your $50 setup fee back.
24 hour promises on purchases
Priced at the flat price
Assistance from a professional on gold IRA buying
Many choices for gold, silver, and platinum
Excellent reviews from every source
Costs are clearly stated since prices are regularly updated.
#4. Birch Gold Group is an expert in gold IRA rollovers as well as other precious metals.
Birch Gold Group is one of the most reliable places to purchase rare metals in person or through an IRA. Since 2003, the company has been in business and a lot of customers have said good things about it.
Birch Gold Group has a grade of A+ from the Better Business Bureau, AAA from the Business Consumer Alliance, and five stars from a variety of other websites. You can be assured that buying rare metals from this company is a secure and dependable process.
Birch Gold Group sells a wide range of silver, gold, platinum, and palladium goods in addition to other. You can purchase these precious metals by themselves or use them to put money into an precious metals IRA.
The company makes it simple for you to move the retirement savings you have saved into a precious metals IRA. With the help of a trained Precious Metals Specialist, you can take the following steps:
Set up your account and choose how you want to fund it. Birch Gold Group is the best option. Birch Gold Group, you can transfer an IRA or transfer a 401(k) to fund your new self-directed IRA.
Choose the valuable metals that will benefit your account. Your precious Metals Specialist can help you determine which metals you should invest in to get the most tax advantages.
You can purchase your precious metals. Your Specialist will look over your purchase and inform you that your purchase went through after they have completed the transaction.
Choose a way to store your items. Your specialist will guide you through the various options for storing your items. Birch Gold Group stores its customers’ funds in a variety of locations, such as Delaware Depository and Brink’s Global Service.
Find out how you IRA is doing. You can call your Specialist anytime to review your account or make changes.
Birch Gold Group also lets you purchase silver, gold platinum, palladium, and products directly from the company. The company offers a wide variety of gold and silver coins OK with the IRS for example:
Gold Eagle, American
Silver Eagle, American
Leaf of the Canadian Gold Maple
Guinea Silver Rose Crown
You can also buy round and bars of gold and silver.
These are just a few of the platinum products offered by the company:
Rounds and bars
United States Platinum Eagle
Australian Silver Florin
Finally, the products made of gold are:
Bars and round-shaped bars
Canadian Maple Leaf Made of Palladium
Overall, Birch Gold Group is an excellent company to work with if you want to set up a flexible and flexible precious metal IRA.
#5. Augusta Precious Metals is a highly rated Gold IRA company with 5 star reviews.
Augusta valuable Metals is a well-known business that sells precious metals like silver and gold. They offer IRAs and cash-payouts for silver and gold. This company also has a website that contains a lot of free information regarding investing in rare metals as well as setting up a gold or silver IRA.
Augusta Precious Metals has a 4.97 rating from customers and an A+ grade from the Better Business Bureau. The company also has received positive ratings on TrustLink, Google My Business, Facebook, and the Business Consumer Alliance, among other websites.
Follow these steps to create an IRA for precious metals. Augusta Precious Metals:
The self-directed IRA provider in Augusta can help you set up your brand new IRA.
You can use money from your savings account to pay for your account.
Through Augusta’s order desk, you can purchase gold and silver.
Augusta Precious Metals works with Equity Trust, a top self-directed IRA service, to help users to set up precious metals IRAs. This IRA company is a partner for people from all 50 U.S. states. They’ve been operating for more than 30 years and have managed more than $25 billion.
When you purchase gold and silver for your savings account, Augusta Precious Metals will keep the silver and gold for you. The company stores its precious metals in its Delaware vault, which is a safe, private vault.
Augusta Precious Metals is also an online store where you can purchase genuine silver and gold. All you have to do is transfer money into your Augusta account and choose the silver and gold items you’d like to purchase. Augusta will bring them right to your doorstep and you’ll need to sign the documents for them.
Augusta Precious Metals sells metal and luxury coins made of silver and gold. Bullion products manufactured by the firm include things such as:
American Gold Eagle
American Silver Eagle
Canada’s Gold Maple Leaf
A silver coin that is referred to as “America the Beautiful”
You can also purchase 1to 10 ounce gold bullion bars, 10- to 100-ounce silver bullion bars, and 90 silver bags that contain a minimum of 99.
A few of the company’s high-end silver and gold coins are:
Gold Sovereign of St. Helena in 2022
2021 Soaring Eagle Silver Coin from the Royal Canadian Mint
If you want to add products to your IRA You can also take a look at the company’s IRA-eligible coins.
All in all, Augusta Precious Metals is one of the best firms for gold IRAs.
#7. Oxford Gold is a reputable company for investing in gold and silver.
Oxford Gold Group is a firm that assists people to set up gold IRAs. They sell gold, silver, platinum, and palladium. The company has a great evaluation from the Better Business Bureau (A+) as well as from websites such Trustpilot, Consumer Affairs, and Google My Business (excellent scores).
Oxford Gold has IRAs for both silver and gold, and there are a lot of tools to help you start these funds. On the Oxford Gold website, you can find out how to transfer money to a precious metal IRA and how these IRAs work and what types are available and the reasons why they are great investments.
On the Oxford Gold website, you can buy coins and bars made of silver, gold, platinum, and palladium. The company sells a wide range of gold and silver coins, as well as other items including:
The Silver Maple Leaf is a Canadian coin.
“Rose Crown” coin from Guinea
Silver coin from “America the Beautiful”
Gold Canadian coin featuring an polar bear and cub
PAMP Silver Bar Suisse
Gold bars of 1 oz. or 10 oz.
The company also sells a tiny number of coins and bars made of platinum and palladium.
Oxford Gold Group tries to be better than other precious metals companies in its ability to listen to clients and giving them the tools they need to make sound financial decisions. On their website, the business offers a full learning center to help with the buying process.
This study area comes with a number of tools which include:
Guide to investing in precious metals
News and stories about buying in gold
A glossary of terms
When you join the Oxford Gold Group, you’ll also be able to work directly with one of the company’s Managing Partners. The person will be able to answer any questions you have regarding trading or how to keep your gold in your IRA.
We like the fact that Oxford Gold looks at buying precious metals from an impartial perspective. This lets customers learn the advantages and disadvantages of these investments and make better decisions.
In the end, Oxford Gold Group is one of the top firms that provide gold IRAs.
#7. Free Gold and Silver IRA Guide for Investors who are New to the Market from Noble Gold Investments
Noble Gold is one of the top gold IRA firms because it provides a wide range of valuable metals that have been approved by the IRS. It also offers helpful educational materials for buyers as well as an A+ grade from the Better Business Bureau (BBB). You can create an IRA with Noble Gold if you are interested in gold, silver, platinum, or palladium. After just a few years of operation Noble Gold’s gold IRA reviews on all sites have been awarded five stars.
Opening an gold IRA account is a big decision, so you must select a gold investment firm that places the reviews of its customers and the accreditations of its affiliates in the first place. The following scores are given for Noble Gold:
Google Reviews gave it 4.9 stars.
ConsumerAffairs has rated it 5 stars.
BBB awards it an A+.
Based on a few reviews, Yelp gave it 5 stars.
Even though there are only two reviews on Trustpilot, Noble Gold also has a score of 2.9 stars. Both reviews discussed fees that were difficult to find.
Noble Gold is like other gold investment companies in that you are able to put bars and coins made of silver, gold, platinum, and palladium into your IRA. There are a lot of kinds of precious metals that the IRS will accept. Some are well-known, such as the Australian Gold Kangaroo Coin, while others are scarce such as the Austrian Silver Philharmonic 1oz Coin. To meet IRS rules all rare metals IRA purchases are sent to safe sites located in Delaware, Texas, or Canada.
Depending on the amount you purchase, you can expect to pay between $80 to $200 per year to store your precious metals. Most IRAs with Noble Gold require at least $20,000 to start.
Follow these steps to start with Noble Gold:
Complete the form online to get personalized advice or create an IRA account for gold. You can talk to an expert from the company about your choices during the free sessions.
Contact an Noble Gold expert to start the process of rolling your existing gold IRA over to your new account. If you take money out of another retirement account to transfer to your gold IRA instead of rolling it over, you may be required to pay taxes on it. Talk to a tax expert first.
Fund your precious metals IRA, and then buy the valuable metals you want.
Choose the storage that you prefer and allow Noble Gold ship your valuable coins to the safe location.
The most important things about Noble Gold are:
Excellent ways to help customers
There are many types of valuable metals to choose from.
Many sources gave it five stars.
Access to expert advice
There are a lot of training tools to help investors.
When you’re ready for selling, you should have a “no questions asked” buy-back policy.
#8. Patriot Gold Group is the best for quickly setting up an gold IRA account.
Patriot Gold Group is a company based in Los Angeles that has been rated the highest-rated silver and gold dealer in the nation by Consumer Affairs for five years in a row.
Patriot Gold Group is probably the best choice for investors with experience in precious metals who are knowledgeable about the market and want to put a big chunk of their money into a gold IRA, since it gives savings for large investments but lacks the tools needed to help investors who are new. Patriot Gold Group might be right for you if you’re seeking a basic IRA dealer that offers basic gold and silver as well as the best ways to get assistance.
The following grades, accreditations and titles have been awarded to Patriot Gold Group:
707 reviews on ConsumerAffairs gave this product 5 stars.
Google Reviews gives it 5 stars
ConsumerAffairs has chosen us as the best gold IRA dealer from 2020 until 2023.
Voted the top Gold IRA dealer in America from 2016 to 2020
BBB awarded the BBB an A+ and an approval seal.
Professional Service for Grading Certified Coins
Member of the Numismatic Guaranty Corporation
When it comes to gold IRA reviews, certificates and awards, you’ll be able to find a better organization than Patriot Gold Group. The company prioritizes its clients by providing them with helpful support lines, clear prices, and simple to use services that comply with IRS regulations.
Patriot Gold Group sells gold and silver coins and bars which can be put into an IRA. The price of gold fluctuates in real time on the website, which means you can easily assess the risks, benefits, and costs of purchasing. You can select among 10 gold coins from the U.S., the U.K., Canada, and Australia. You can also pick from exclusive silver coins that date as far back as 50 years ago.
Patriot Gold Group has a large limit of $50,000 for a minimum account, so it is recommended for those who have previously had this service. First year storage and maintenance costs $250 and each year following that is $200. You might have to shell out more such as the cost to open an account.
To begin with Patriot Gold Group, you need to do the following:
Complete the online account application to begin.
Contact a customer service worker to get your account started or to transfer funds.
You can purchase valuable metals and choose how you want to store them.
You can receive complimentary delivery to your safe locker.
Investors can get these important items from Patriot Gold Group:
The gold IRA is rated highly by its customers. IRA on all sites
Account fees have been waived for purchases over $100,000
Free investment guides for gold within an IRA
Access to customer service that is helpful
Price fluctuations in real-time
#9. AdvantageGold is an experienced precious metals IRA company with a good selection of gold physical coins as well as bullion.
AdvantageGold is among the best companies for gold IRAs. They claim they are the top gold firm within the U.S. because they have won the Best of TrustLink award for seven years in a row. AdvantageGold might be for you when you love doing things online and would like to have easy access to good training tools.
You can apply for an account without talking to a person The company will give you access to a huge knowledge base, including videos, tools, and more.
AdvantageGold has been evaluated and certified in the following manner:
#1 Most Trusted Gold IRA Company by TrustLink over the past seven years
Member of the American Numismatic Association
Member of the Industry Council for Tangible Assets
BBB rates the rating 4.83 stars, and an A+ rating.
Over 700 customers have awarded Google 5 stars.
More than 1,400 customers have rated Trustpilot 5 stars.
Based on the positive reviews from AdvantageGold You can expect excellent customer service, fantastic assistance, and clear prices in all your interactions with the company.
AdvantageGold lets you put platinum, silver, gold or palladium into your IRA. The Gold American Eagle Coin, the Canadian Palladium Maple Leaf Coin as well as the American Silver Eagle Proof Coin are some of the most popular choices.
The annual storage costs for IRA purchases range from $100-$150. Investors also have to pay a $50 account set-up fee and a range of different yearly upkeep fees. AdvantageGold has no minimum payment which is a great thing.
To get started using AdvantageGold you must follow these steps:
Complete the online form, and select the account manager you’d like to choose. You can complete this initial step on your own using AdvantageGold, or you can contact the customer support team for personalized assistance.
Accept the rules and guidelines of your company and then share your financial documents. You may need to show various documents regarding your IRA or tax obligations.
Choose the way you want to deposit money into your account. An expert in rolling money over into an gold IRA will assist you in doing this.
You can buy valuable metals and select a secure place to store them. In the final step, you need to sign the declaration form.
AdvantageGold has the following traits which make it stand out:
When you’re ready to sell the house, the buy-back plan simplifies the process.
A free guide to investing in gold with your IRA.
There are many methods to study.
There are no minimum investment requirements.
Rollover help is convenient.
TrustLink has ranked us as the most trusted gold IRA company for the past seven years.
Resources with step-by-step instructions on how to withdraw money
Customers on all sites leave great reviews of gold IRAs.
What is an IRA with gold as its backer?
A gold individual retirement account (IRA) is a self-managed personal retirement account that makes use of gold, silver or other precious metals instead of stocks or bonds.
To guard yourself against inflation and possible market crashes, you require a variety of investments. Due to this, a lot of people are putting gold, silver and other precious metals into their retirement accounts since they are a fairly safe and reliable investment.
The companies on our list help people set the gold IRAs by helping them roll over or move existing savings accounts to new self-directed precious metals IRAs. It is not advisable to create a new gold IRA from scratch. Instead, you should move the money from your retirement savings into an account that is new.
The Internal Revenue Service has rules about the types of valuable metals are eligible for precious metals IRAs. They must be coins or gold and meet certain “fineness” standards. These accounts can only hold coins that are approved by the IRS such as the Canadian Maple Leaf.
The top gold IRA firms make it easy and painless to fund and take care of these retirement accounts for individuals. Many companies place clients in contact with account reps who can assist them in the process.
However, an agent for an account isn’t the same as a financial advisor. If you’re considering adding an gold IRA to your retirement account to make it more diverse you should consult your financial advisor first to find out whether it is a good idea for you.