A precious metals IRA or, more commonly known as a gold-backed IRA can help protect your money from volatility in the market and protect your investment from inflation. Additionally, precious metals like gold and silver are very different from standard assets like stocks and bonds which makes them a good option to diversify.
We looked at the top gold IRA firms to determine which precious metal IRA accounts are the best value. We looked at every gold IRA company below, based on a variety of factors, including the valuable metals they offer as well as the costs they charge, the storage choices they provide as well as their customer service and even their reputation.
Goldco is among the most trusted and most reliable company overall in the field of gold IRAs.
The best deal for new buyers is American Hartford Gold.
Lear Capital: New sales may be eligible for up to $15,000 in bonus coins
Birch Gold Group has a large selection of valuable metals.
The best customer service is at Augusta Precious Metals.
Oxford Gold the best plan to buy back books
Noble Gold Investments is a gold IRA company with lots of experience.
Patriot Gold Group: Good for buying silver and gold directly
Advantage Gold: The best learning tools
#1. Goldco is the most reputable company in the field of gold IRAs.
Goldco is a trusted dealer in rare metals and sells products that can help you save for retirement. Goldco is a leading company in the business of rare metals and has received numerous awards and honours.
The Better Business Bureau gives Goldco an A+ rating, while the Business Consumer Alliance gives it an AAA grade.
Goldco will assist you to protect the assets of various retirement accounts by transferring them into the precious metals IRA. If you own an IRA, TSP, 401(k), or 403(b), a precious metals expert at the company can show you how to transfer the money from your account into an precious metals IRA.
This business also sells silver and gold directly to clients. You can invest your retirement savings or money from other savings accounts in actual silver and gold.
If you are looking to open an precious metals IRA through Goldco move or rollover your assets from your current savings account to the new IRA. Goldco makes it simple and painless for customers to do this by guiding them through the steps:
Make a commitment to are aware of the Goldco rules for opening your IRA.
Make sure you fund your Self-Directed IRA by rolling over money from your existing 401(k), 403(b), TSP, or IRA by contacting the company who handles your account.
Buy your precious metals Choose the precious metals you would like to include in your investment.
Goldco sells a variety of different kinds of gold and silver coins that include:
American Silver Eagle
American Gold Eagle
The Great Barrier Reef is silver.
Gold Striped Aussie Marlin
The silver guinea of the military
Marlin Gold
Silver and gold bars of different sizes can be bought. These bars are as pure as.9999.
Goldco also offers an option to buy back gold. If you experience a change in your circumstances and need to sell the precious metals that are in your account, Goldco will buy these back for the highest price for buy-back, which is guaranteed.
If you’re thinking of investing in an uncommon metals IRA, Goldco will send you a free kit with information. This kit contains written, spoken, and seen information on investing in rare metals.
Overall, we believe Goldco is one of the best companies to provide gold IRAs.
One of the top companies to purchase silver, gold and platinum through an IRA.
A reputable company with clear prices
With a gold IRA move, you are able to change your current savings account.
The only company Sean Hannity recommends for a gold IRA is
The Better Business Bureau gave it an A+.
Over 2,500 five-star reviews on gold IRAs
#2. The most reputable gold IRA account for 401(k) rollovers is American Hartford Gold.
American Hartford Gold is a excellent gold IRA company that allows you to purchase gold and silver. The company is run by a family, and is located in Los Angeles, CA. It has been awarded numerous awards including the top Gold Company award in the Inc. 5000 list for 2021.
American Hartford Gold promotes gold IRAs however, you can also invest in silver in your retirement account. You can buy gold IRA through American Hartford Gold by taking these steps:
Contact American Hartford Gold to talk to an expert, and fill out the papers.
You can move your old IRA to a new self-directed gold IRA.
Select the silver or gold items you would like to put in your IRA.
Purchase your precious metals that can be put in an IRA.
Through Equity Trust, a well-known gold IRA broker, American Hartford Gold offers precious metals IRAs. Once you decide which valuable metals to add to your account, you are able to keep them with a secure storage company like Brinks, Delaware Depository, or International Depository Services Group.
This gold IRA business also sells a wide range of gold and silver products that can be bought directly. For example, here are a few of the gold products offered by the company:
Gold Saint Helena Sovereign coin
Gold coin of the Canadian Gyrfalcon
1-ounce gold bar
Combibar Valcambi
On the other hand metal products include things like:
Wildlife of Australia silver coin
Krugerrand, made in South Africa
Rounds of 1 ounce
Pre-64 coins were used.
bars of 10 oz and 100 oz
Combibar Valcambi
If you purchase precious metals from American Hartford Gold, you will always be able to speak to someone about your investment and learn how they are doing. You can dial the number on the website at any time to talk to an agent.
If you’re interested in learning more about purchasing gold prior to making the move you can contact the business for a no-cost guide. This guide, which is 25 pages long, provides information about how rare metals IRAs can help you take charge of the savings you have.
You can also get information about the changes to the gold market by going to the News and Charts part of the American Hartford Gold website. This area also has articles that can help you determine what to invest in.
American Hartford Gold is a reliable gold IRA company that provides the best gold IRA investments.
#3. Lear Capital is a reliable Gold IRA company that will match any price.
Lear Capital is one of the most reputable gold IRA companies. It is headquartered in Los Angeles and has been in business for over 25 years. Based on gold IRA reviews as well as the company’s AAA rating by the Business Consumer Alliance, and the fact that the Professional Coin Grading Service has declared it an authorized Dealer We’ve concluded that Lear Capital is a valid and trustworthy gold IRA provider.
Let’s say you decide to invest your gold IRA money in Lear Capital. In that case, you can get help from a specialist or pay a fixed fee and make sure that the purchase is guaranteed for 24 hours, and avoid fees if you make a big payment.
The following are Lear Capital’s grades and certifications:
Trustpilot gives us 4.8 stars.
AAA as well as the Business Consumer Alliance gave it 5 stars.
Authorized by the Professional Coin Grading Service (PCGS)
Member of the Precious Metals Association
Member of the Numismatic Guaranty Corporation
Gold IRA companies like Lear Capital, which have positive reviews from customers, are focused on smooth experiences, easy access to helpful support teams, and transparent prices among other things. To make sure your money is compliant with IRS standards, it is best to only use a reputable service.
Lear Capital sells gold, platinum, and silver bars and coins which can be put into an IRA. You can pick from a variety of renowned options like the American Gold Eagle or the Canadian Silver Maple Leaf, or choose something easier like a 10- to 100-ounce bar of your favorite metal. Prices for precious metals are constantly changing to reflect market changes and make it easy to be aware of what you should expect.
Follow these steps to get started with Lear Capital:
You can open a rare metals IRA account by filling out a simple online application that takes just 10 minutes.
You should hear back from the person in charge of the IRA within 24 hours of how to do the tax-free move. It can take anywhere from five to seven days for your money to be moved.
You can buy valuable metals and allow Lear Capital ship them to an area that is secure and where they’ll be fully insured.
Set up and store your IRA at no cost if you spend between $25,000 and $50,000 in a single year, $25,000 to $50,000 for two years and $75,000 or more for three years.
The most important things about Lear Capital are:
If you open a brand new gold IRA account with a minimum balance of $25,000, you get free set-up and hold services.
If you make a purchase of more than $10,000 you will receive your $50 setup cost back.
24 hour promises on purchases
Priced at an unbeatable price
Assistance from a professional for gold IRA buying
Many options for silver, gold and platinum
Excellent reviews from all sources
Costs are clear since prices are frequently updated.
#4. Birch Gold Group is an expert in gold IRA rollovers and other precious metals.
Birch Gold Group is one of the most reliable places to buy rare metals either in person or via an IRA. Since 2003, the company has been in business, and thousands of customers have said good things about it.
Birch Gold Group has a grade of A+ from the Better Business Bureau, AAA from the Business Consumer Alliance, and five stars from a variety of other websites. You can be assured that buying in rare metals from this company will be a safe and secure process.
Birch Gold Group sells a variety of silver, gold palladium, and platinum products in addition to other. You can purchase these precious metals by themselves or use them to put money into an precious metals IRA.
This company makes it easy for you to transfer your retirement savings into an precious metals IRA. With the help of a qualified Precious Metals Specialist You can follow these five steps:
Create your account and select which method you would like to fund it. With Birch Gold Group, you can move an IRA or transfer a 401(k) for funding your self-directed IRA.
Select the most valuable metals for your account. Your valuable Metals Specialist can help you determine which metals you should invest in to gain the highest tax advantages.
You can buy your valuable metals. Your specialist will review your purchase and inform you that your purchase went through after they have completed the transaction.
Choose a way to store your things. Your specialist will guide you through the various methods to organize your items. Birch Gold Group stores its customers’ funds at various locations like Delaware Depository and Brink’s Global Service.
Check how your IRA is doing. You can contact your Specialist anytime to review your account or make changes.
Birch Gold Group also lets customers purchase silver, gold platinum, palladium, and items directly from the company. The company offers a broad variety of coins that are deemed acceptable with the IRS like:
Gold Eagle, American
Silver Eagle, American
Leaf of the Canadian Gold Maple
Guinea Silver Rose Crown
You can also buy round and bars of gold as well as silver.
These are some of the platinum products from the company:
Rounds and bars
United States Platinum Eagle
Australian Silver Florin
Finally, the products made from gold include:
Bars and round-shaped bars
Canadian Maple Leaf Made of Palladium
In the end, Birch Gold Group is an excellent company to work with if you want to create a flexible precious metal IRA.
#5. Augusta Precious Metals is a highly rated Gold IRA company with 5 star reviews.
Augusta valuable Metals is a well-known company that sells metals such as silver and gold. They provide IRAs and cash payments for silver and gold. This firm also runs a website with a lot of free information on investing in rare metals as well as setting up a gold or silver IRA.
Augusta Precious Metals has a 4.97 rating from customers and an A+ grade from the Better Business Bureau. The company also has received great feedback on TrustLink, Google My Business, Facebook, and the Business Consumer Alliance, among other websites.
Follow these steps to set up an IRA for precious metals with Augusta Precious Metals:
The self-directed IRA provider in Augusta can assist you in setting the new IRA.
Make use of the money in your savings account to fund your account.
Through Augusta’s order desk, you can purchase gold and silver.
Augusta Precious Metals works with Equity Trust, a top self-directed IRA service that helps people create precious metals IRAs. This IRA company works with individuals from all 50 U.S. states. They have been in business for more than 30 years and have managed more than $25 billion.
After you have purchased silver and gold to fund your savings account, Augusta Precious Metals will keep the gold and silver for you. The company keeps its valuable metals inside the Delaware vault, which is a safe, private vault.
Augusta Precious Metals is also an online store where you can purchase genuine silver and gold. You just need to move funds into your Augusta account and then select the silver and gold products you wish to purchase. Augusta will bring them right to your door, and you’ll have to sign them.
Augusta Precious Metals sells metal and luxury coins made from silver and gold. Bullion goods manufactured by the company comprise things like:
American Gold Eagle
American Silver Eagle
Canada’s Gold Maple Leaf
A silver coin that is referred to as “America the Beautiful”
You can also buy 1to 10 ounce gold bullion bars. 10- up to 100-ounce silver bullion bar, and 90 silver bags containing 97 percent.
A few of the company’s top-end silver and gold coins are:
Gold Sovereign of St. Helena in 2022
2021 Soaring Eagle Silver Coin from the Royal Canadian Mint
If you want to add goods to your IRA, you can also look at a list of the company’s IRA-eligible products.
Overall, Augusta Precious Metals is one of the top companies to invest in gold IRAs.
#7. Oxford Gold is a reputable company for investing in silver and gold.
Oxford Gold Group is a company that assists people in setting up gold IRAs. They sell silver, gold platinum, palladium, and. The company has a fantastic rating from the Better Business Bureau (A+) and also from websites like Trustpilot, Consumer Affairs, and Google My Business (excellent scores).
Oxford Gold has IRAs for both gold and silver and there are a lot of tools to help you get started with these funds. On the Oxford Gold website, you can find out how to move money into a precious metal IRA and how these IRAs work and what types are available and the reasons why they are great investments.
The Oxford Gold website, you can purchase bars and coins made of gold, silver platinum, palladium, and. The company offers a broad selection of popular silver and gold coins and other products, such as:
The Silver Maple Leaf is a Canadian coin.
“Rose Crown” coin from Guinea
Silver coin from “America the Beautiful”
Gold Canadian coin featuring a polar bear and a cub
PAMP Silver Bar Suisse
Gold bars of 1 one ounce. or 10 oz.
The firm also sells a limited number of coins and bars made of palladium and platinum.
Oxford Gold Group tries to be better than other precious metals companies by listening to clients and giving them the tools needed to make informed financial decisions. The company’s website offers a full learning center to aid buyers in the purchasing process.
This study area comes with several tools that include:
Guide to investing in precious metals
News and stories about buying gold
FAQs
A list of terms
If you are employed by Oxford Gold Group, you’ll also have the opportunity to work directly with one of the Oxford Gold Group’s Managing Partners. The person will be able to assist you with any queries you may have regarding trading or how to store your gold in an IRA.
We like that Oxford Gold looks at buying precious metals from an impartial perspective. This allows customers to understand the advantages and disadvantages of these investment options and make better decisions.
In the end, Oxford Gold Group is one of the best companies that offer gold IRAs.
#7. Free Gold and Silver IRA Guide for new investors from Noble Gold Investments
Noble Gold is one of the top gold IRA companies due to its an array of high-quality metals that are regulated by the IRS. It also provides helpful training materials for buyers as well as an A+ grade from the Better Business Bureau (BBB). You can create an IRA with Noble Gold if you are interested in gold, silver, platinum, or palladium. After less than 10 years in operation Noble Gold’s gold IRA reviews on all sites have earned it five stars.
Opening a gold IRA account is a good option, so it is important to choose a precious metals investment firm that places the opinions of its clients and the accreditations of its affiliates first. These scores are provided for Noble Gold:
Google Reviews gave it 4.9 stars.
ConsumerAffairs has rated it 5 stars.
BBB gives it an A+.
Based on some reviews, Yelp gave it 5 stars.
Even though there are just two reviews on Trustpilot, Noble Gold also has a score of 2.9 stars. Both reviews discussed fees that were hard to locate.
Noble Gold is like other gold investment companies in that you are able to put coins and bars made of silver, gold platinum, palladium, and platinum in your IRA. There are a lot of different kinds of precious metals that the IRS will accept. Some are famous, like the Australian Gold Kangaroo Coin, while others are scarce such as the Austrian Silver Philharmonic 1oz Coin. To meet IRS rules, all rare metals IRA purchases are sent to safe sites that are located in Delaware, Texas, or Canada.
Depending on the amount you purchase, you could expect to pay anything from $80-$200 per year to keep your real valuable metals. The majority of IRAs that have Noble Gold require at least $20,000 in order to begin.
Follow these steps to get started using Noble Gold:
Fill out the form online to get an individualized advice or to open an IRA account for gold. You can speak with an expert from the company about your options during the free sessions.
Contact a Noble Gold expert to start the process of rolling your existing gold IRA over to the new account. If you withdraw money of another retirement account to put into your gold IRA instead of rolling it over, you could be required to pay tax on it. Consult a tax expert first.
Fund your precious metals IRA and then purchase the precious metals you’d like to purchase.
Choose the storage that you prefer and allow Noble Gold ship your valuable coins to that safe place.
The most important things about Noble Gold are:
Fantastic ways to assist customers
There are many types of precious metals that you can pick from.
Several sources gave it five stars.
Free access to expert advice
There are plenty of tools for training that can assist investors.
When you’re ready for selling, a “no questions asked” buy-back policy.
#8. Patriot Gold Group is the most efficient way to set up an account for gold IRA account.
Patriot Gold Group is a company based in Los Angeles that is rated as the top silver and gold dealer in the United States by Consumer Affairs for five years in a row.
Patriot Gold Group is probably best for those who are experienced in investing in precious metals who know the market and want to put a large portion of their wealth into an investment in gold IRA as it offers savings for large investments but doesn’t have the tools needed to help new investors learn. Patriot Gold Group might be the right choice if you’re looking for a simple IRA dealer that offers basic gold and silver, and helpful ways to seek help.
The following grades, accreditations, and titles have been given to Patriot Gold Group:
770 reviews on ConsumerAffairs gave this product 5 stars.
Google Reviews gives it 5 stars
ConsumerAffairs has chosen us as the best gold IRA dealer from 2020 until 2023.
Voted the best Gold IRA dealer in America from 2016 until 2020.
BBB gave it the A+ and an official seal of approval.
Professional Service for Grading Certified Coins
Member of the Numismatic Guaranty Corporation
When it concerns gold IRA reviews, certificates and awards, you’ll find a better organization than Patriot Gold Group. The company prioritizes its clients by giving them helpful assistance lines, straightforward pricing, and simple-to-use services that are compliant with IRS rules.
Patriot Gold Group sells gold and silver coins and bars that can be placed in an IRA. Gold prices changes in real-time on their website, which means you are able to easily evaluate the risks, benefits and costs of your purchase. You can select among 10 gold coins from the U.S., the U.K., Canada, and Australia. You can also select exclusive silver coins that date fifty years ago.
Patriot Gold Group has a high minimal account size of $50,000 therefore it is best for buyers who have done this before. The initial year of storage and maintenance costs $250 and every year after that costs $200. There may be a need to pay more, like the cost to open an account.
To start with Patriot Gold Group, you have to follow these steps:
Complete the online application form to get started.
Contact a customer service worker to start your account restart or transfer of funds.
You can buy valuable metals and pick the way you want to keep them.
You can get no cost delivery to the safe locker.
Investors can acquire these crucial items from Patriot Gold Group:
Positive reviews of the gold IRA on all sites
Fees for accounts have been eliminated for purchases of more than $100,000.
Free investment guides for gold in an IRA
Access to helpful customer support
Price fluctuations in real-time
#9. AdvantageGold is a reputable precious metals IRA company with a good choice of gold coins and bullion.
AdvantageGold is one of the top companies for gold IRAs. They say they are the best gold company in the U.S. because they have won the Best of TrustLink award for seven consecutive years. AdvantageGold might be for you when you love doing things online and would like to have easy access to good training tools.
It is possible to apply for an account without speaking to anyone, and the company gives access to a vast knowledge base that includes videos, tools and more.
AdvantageGold has been evaluated and certified in the following manner:
The #1 Most Trusted Gold IRA Company by TrustLink over the past seven years
Member of the American Numismatic Association
Member of the Industry Council for Tangible Assets
BBB rates the rating 4.83 stars and it is awarded an A+ grade.
Over 700 customers have given Google five stars.
More than 1,400 people have rated Trustpilot 5 stars.
Based on AdvantageGold’s reviews you can count on great customer service, excellent assistance and clear pricing in all your interactions with the company.
AdvantageGold allows you to put platinum, gold, silver, or palladium into your IRA. The Gold American Eagle Coin, the Canadian Palladium Maple Leaf Coin as well as the American Silver Eagle Proof Coin are some of the most commonly used options.
Annual storage fees for IRA purchases range from $100 to $150. Investors also pay a $50 account-setting-up cost and a variety of annual upkeep charges. AdvantageGold has no minimum payments, which is a good thing.
To start using AdvantageGold you must follow these steps:
Fill out the online form and choose the account manager you would like to work with. You can do this first step on your own using AdvantageGold, or you can contact the customer service team for personalized assistance.
Accept the rules and policies of the company, then share your financial documents. You may need to show different documents about your IRA or tax obligations.
Choose the method you wish to deposit funds into your account. A professional who has experience in rolling over money into a gold IRA will help you do this.
You can purchase valuable metals and choose a safe location to store them. As the last step, you need to complete the declaration form.
AdvantageGold is a product with the following characteristics that make it stand out from the crowd:
If you’re ready to sell the property, the buy-back program makes it easy.
A free guide on investing in gold with your IRA.
There are many methods to study.
There aren’t any minimum investments.
Help with rollovers is useful.
TrustLink has ranked us as the most dependable gold IRA company for the past seven years.
Step-by-step directions regarding how to withdraw money
Customers on all sites give great review of gold IRAs.
What exactly is an IRA with gold as its backer?
An individual retirement account in gold (IRA) is a self-directed personal retirement account that uses silver, gold or other precious metals instead of stocks and bonds.
To safeguard yourself from the effects of the effects of inflation and potential stock market crashes, it is important to should have a diverse portfolio of investments. Because of this, many people are now investing in silver, gold, and other valuable metals in their retirement accounts since they are relatively safe and dependable investment.
The companies on our list help people set in place gold IRAs by helping them roll over or transfer existing savings accounts to new self-directed precious metals IRAs. You shouldn’t start a gold IRA from scratch. Instead, transfer the funds in your retirement savings to a new tab.
The Internal Revenue Service has rules regarding what types of precious metals are eligible for precious metals IRAs. These items have to be gold or coins that meet a set of “fineness” standards. These accounts can only hold coins that are OK with the IRS, like the Canadian Maple Leaf.
The best gold IRA firms make it easy and easy to manage and fund these individual retirement accounts. Many businesses put clients in contact with account representatives who will assist them throughout the process.
However, an agent for an account is not the same as a financial advisor. If you are considering adding a gold IRA to your retirement account to diversify it, you should talk to your financial adviser first to determine whether it’s a good idea for you.
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