A precious metals IRA or, more commonly known as a gold-backed IRA can help protect your money from volatility in the market and safeguard you from inflation. Additionally, precious metals like silver and gold are different from the standard assets like bonds and stocks and bonds, which makes them a good option to diversify.
We looked at the best gold IRA companies to see the best precious metal IRA accounts offer the best deal. We looked at every gold IRA company below, based on a variety of factors, including the precious metals they provide and the charges they charge, the storage options they offer as well as their customer service as well as their appearance.
Goldco is the most reputable and most reliable company overall for gold IRAs.
The best price for new buyers is American Hartford Gold.
Lear Capital: New sales can receive up to $15,000 worth of bonus coins
Birch Gold Group has a large selection of valuable metals.
The best customer service is at Augusta Precious Metals.
Oxford Gold the best plan to buy back books
Noble Gold Investments is a gold IRA company with lots of experience.
Patriot Gold Group: Good for buying silver and gold directly
Advantage Gold: The best learning tools
#1. Goldco is the best company for gold IRAs.
Goldco is a trusted dealer in rare metals that sells goods that can help you save more for retirement. Goldco is a leading company in the business of rare metals and has won many awards and honors.
The Better Business Bureau gives Goldco an A+ rating, while the Business Consumer Alliance gives it an AAA grade.
Goldco can help you safeguard the assets in a variety of retirement accounts by transferring them into a precious metals IRA. If you own an IRA, TSP, 401(k), or 403(b) and a precious metals expert at Goldco can help you understand how to move the money in your account to an precious metals IRA.
This business also sells gold and silver directly to customers. You can invest your retirement savings, or other savings accounts in actual silver and gold.
If you’re looking to establish a precious metals IRA through Goldco, move or rollover your assets from your savings account into the new IRA. Goldco makes it easy and stress-free for customers to do this by guiding them through the following steps:
Sign a deal saying you understand Goldco’s rules to open your IRA.
You can fund your Self-Directed IRA by rolling over money you have in your 401(k), 403(b), TSP, or IRA by contacting the company who handles your account.
Purchase your precious metals: Select the precious metals you’d like to add to your investment.
Goldco sells a variety of gold and silver coins, including:
American Silver Eagle
American Gold Eagle
The Great Barrier Reef is silver.
Gold Striped Aussie Marlin
The military silver guinea
Gold and silver bars of different sizes can be purchased. They are as pure as.9999.
Goldco also offers a program for buying back gold. If your situation changes and you need to sell the precious metals in your account, Goldco will purchase these back for the highest buy-back price, guaranteed.
If you’re considering investing in an rare metals IRA, Goldco will send you a kit for free with details. The kit includes a written, spoken, and seen instructions on investing in rare and precious metals.
Overall, we think Goldco is among the best companies that offer gold IRAs.
One of the best companies for buying in gold, silver and platinum through an IRA.
A reputable company with clear prices
With the gold IRA move, you are able to change your current savings account.
The only firm Sean Hannity recommends for a gold IRA is
The Better Business Bureau gave it an A+.
More than 2,500 5-star reviews on gold IRAs
#2. The most gold IRA account for 401(k) rollovers is American Hartford Gold.
American Hartford Gold is a good gold IRA company that allows you to purchase gold and silver. The company is owned by a family of employees and is based in Los Angeles, CA. It has received numerous awards including the #1 Gold Company distinction on the Inc. 5000 list for 2021.
American Hartford Gold promotes gold IRAs however, you can also put in silver if you want through your retirement account. You can purchase gold IRA through American Hartford Gold by taking these steps:
Contact American Hartford Gold to talk with an expert and complete the forms.
You can transfer your old IRA to a new self-directed gold IRA.
Select the silver or gold items you would like to put in your IRA.
Buy your valuable metals that can be placed in an IRA.
Through Equity Trust, a well-known gold IRA broker, American Hartford Gold offers precious metals IRAs. When you have decided which precious metals you wish to include in your account, you can store them in a secure storage firm such as Brinks, Delaware Depository, or International Depository Services Group.
This gold IRA business also sells a wide range of gold and silver goods that can be purchased directly. For example, here are a few of the company’s gold products:
Gold Saint Helena Sovereign coin
The gold coin is part of the Canadian Gyrfalcon
1-ounce bar of gold
In contrast, its metal goods include things like:
Wildlife of Australia silver coin
Krugerrand, made in South Africa
Rounds of 1 one ounce
Pre-64 coins were in use.
bars of 10 Oz and 100 oz
When you buy valuable metals from American Hartford Gold, you will always be able to speak with a representative about your investment and find out how they are doing. You can call the number on the website at any time to talk to an agent.
If you want to learn more about buying in gold prior to making the move you can contact the business for a complimentary guide. This 25-page guide has useful details on the ways that rare metals IRAs can help you take charge of your money.
You can also get information about changes in the gold market by visiting the News and Charts part of the American Hartford Gold website. This area also has articles that can help you determine how to spend.
American Hartford Gold is a trusted gold IRA company that provides the highest quality gold IRA investments.
#3. Lear Capital is a reliable Gold IRA company that will match any price.
Lear Capital is one of the most reputable gold IRA companies. It is located in Los Angeles and has been in business since more than 25 years. Based on gold IRA reviews and the firm’s AAA score from the Business Consumer Alliance, and the fact that the Professional Coin Grading Service has designated it as an Authorized Dealer, we’ve decided that Lear Capital is a valid and reliable gold IRA service.
Let’s say that you decide to invest your gold IRA money in Lear Capital. In this scenario you will be able to get assistance from a specialist and pay a flat amount and make sure that the purchase is guaranteed for 24 hours, and avoid charges when you make a large payment.
Here are Lear Capital’s grades and certifications:
Trustpilot gives us 4.8 stars.
AAA as well as the Business Consumer Alliance gave it 5 stars.
Authorized by the Professional Coin Grading Service (PCGS)
Member of the Precious Metals Association
Member of the Numismatic Guaranty Corporation
Gold IRA companies like Lear Capital, which have positive reviews from customers, are focused on smooth experiences, easy access to helpful assistance teams and transparent prices as well as other aspects. To ensure that your money meets IRS standards, you should only work with a certified service.
Lear Capital sells gold, silver, and platinum coins and bars that can be put in an IRA. You can pick from a variety of renowned choices like the American Gold Eagle or the Canadian Silver Maple Leaf, or you can go with something easier like a 10- to 100-ounce bar of your favorite metal. Prices for precious metals change frequently to reflect market trends and allow you to know what you should expect.
Follow these steps to begin using Lear Capital:
You can open a rare metals IRA account by filling in an online form that takes just 10 minutes.
You should hear back from the person who is responsible for your IRA within 24 hours regarding how to do the tax-free transfer. It could take up to five days for the money to be transferred.
You can buy valuable metals and let Lear Capital ship them to an appropriate location where they will be fully insured.
Create and store your IRA for free if invest at least $25,000 to $50,000 for a year, $25,000 to $50,000 for two years and $75,000 or more for three years.
The most important things about Lear Capital are:
When you open a new gold IRA account with a minimum balance of $25,000, you receive free setup and holding services.
If you make a purchase of more than $10,000 you’ll get the $50 setup fee back.
24 hour promises on purchases
Priced at a flat price
One-on-one help from pros on gold IRA buying
Many choices for silver, gold and platinum
Excellent reviews from all sources
Costs are clearly stated because prices are updated often.
#4. Birch Gold Group is an expert in gold IRA rollovers and other precious metals.
Birch Gold Group is one of the most reliable places to buy rare metals in person or through an IRA. Since 2003, the company has been operating and a lot of customers have shared positive things about it.
Birch Gold Group has a grade of A+ from the Better Business Bureau, AAA from the Business Consumer Alliance, and 5 stars from many other sites. You can be confident that purchasing rare metals through Birch Gold Group is a secure and dependable process.
Birch Gold Group sells a variety of silver, gold palladium and platinum items, among others. You can purchase these metals on their own or use them to put money into a precious metals IRA.
This company makes it easy for you to move your retirement savings into an precious metals IRA. With the help of a trained Precious Metals Specialist You can follow these steps:
Set up your account and select which method you would like to fund it. With Birch Gold Group, you can transfer an IRA or transfer a 401(k) to fund your new self-directed IRA.
Choose the best metals to invest in for your account. Your valuable Metals Specialist can help you determine which metals you should invest in to gain the greatest tax benefits.
You can buy your valuable metals. Your specialist will review your purchase and inform you that your purchase was successful after they have completed the transaction.
Choose a way to store your items. Your specialist will guide you through the various ways to store your belongings. Birch Gold Group stores its customers’ assets in a variety of locations including Delaware Depository and Brink’s Global Service.
Find out the status of you IRA is doing. You can contact your Specialist anytime to check your account or make adjustments.
Birch Gold Group also lets customers purchase silver, gold, platinum, and palladium items directly from them. The company offers a broad range of gold and silver coins accepted with the IRS for example:
Gold Eagle, American
Silver Eagle, American
Leaf of the Canadian Gold Maple
Guinea Silver Rose Crown
You can also buy bars and rounds of gold as well as silver.
Here are a few of the platinum products from the company:
Rounds and bars
United States Platinum Eagle
Australian Silver Florin
The final products made from gold are:
Bars and round-shaped bars
Canadian Maple Leaf Made of Palladium
In the end, Birch Gold Group is an excellent company to work with if you’re looking to create a flexible precious metal IRA.
#5. Augusta Precious Metals is a highly rated Gold IRA company with 5 star reviews.
Augusta valuable Metals is a well-known company that sells metals such as silver and gold. They provide IRAs and cash payments for gold and silver. This firm also runs a website that contains a lot of free information about investing in rare metals and setting up a gold or silver IRA.
Augusta Precious Metals has a 4.97 rating from customers and an A+ grade from the Better Business Bureau. The company has also gotten great reviews on TrustLink, Google My Business, Facebook, and the Business Consumer Alliance, among other websites.
Follow these steps to set up an IRA for precious metals using Augusta Precious Metals:
The self-directed IRA service in Augusta can assist you in setting up your new IRA.
Make use of the money in your savings account to fund your account.
Through Augusta’s order desk, you can purchase gold and silver.
Augusta Precious Metals works with Equity Trust, a top self-directed IRA service, to help customers create precious metals IRAs. This IRA company works with individuals from all 50 U.S. states. They have been in business for more than 30 years and have been able to manage more than $25 billion.
After you buy silver and gold for your savings account, Augusta Precious Metals will keep the gold and silver for you. The company keeps its valuable metals in the Delaware vault, which is a safe private vault.
Augusta Precious Metals is also an option to buy real gold and silver. You just need to move money to the Augusta account and then select the gold and silver goods you’d like to purchase. Augusta will bring them right to your door and you’ll need to sign the documents for them.
Augusta Precious Metals sells metal and luxury coins made from silver and gold. Bullion goods manufactured by the company comprise things like:
American Gold Eagle
American Silver Eagle
Canada’s Gold Maple Leaf
A silver coin that is referred to as “America the Beautiful”
You can also buy 1- to 10-ounce gold bullion bars, 10- to 100-ounce silver bullion bars, and 90% silver bags.
A few of the company’s top-end silver and gold coins are:
Gold Sovereign of St. Helena in 2022
2021 Soaring Eagle Silver Coin from the Royal Canadian Mint
If you’re looking to add products to your IRA You can also take a look at the company’s IRA-eligible coins.
All in all, Augusta Precious Metals is one of the best companies for gold IRAs.
#7. Oxford Gold is a reputable company for investing in gold and silver.
Oxford Gold Group is a firm that assists people to set up up gold IRAs. They offer silver, gold, platinum, and palladium. The company has an excellent review from the Better Business Bureau (A+) and from sites like Trustpilot, Consumer Affairs, and Google My Business (excellent scores).
Oxford Gold has IRAs for both gold and silver and they have a variety of tools available to help you start these funds. On the Oxford Gold website, you will learn how to transfer money into an precious metal IRA and learn how these IRAs work and what kinds are available and the reasons they are great investments.
The Oxford Gold website, you can purchase bars and coins made of gold, silver, platinum, and palladium. The company sells a wide range of gold and silver coins, as well as other items including:
The Silver Maple Leaf is a Canadian coin.
“Rose Crown” coin from Guinea
Silver coin of “America the Beautiful”
Gold Canadian coin featuring a polar bear and a cub
PAMP Silver Bar Suisse
Gold bars of 1 Ounce. and 10 oz.
The firm also sells a tiny number of bars and coins made of platinum and palladium.
Oxford Gold Group tries to be better than other precious metals firms by listening to clients and giving them the tools they require to make good financial choices. On their website, the business provides a complete learning center to help with the buying process.
This study area has many tools that include:
Guide to investing in precious metals
News and stories about buying gold
A glossary of terms
If you are employed by Oxford Gold Group, you’ll also be able direct access to one of the Oxford Gold Group’s Managing Partners. This person can answer any questions you might have regarding trading or how to store your gold in your IRA.
We like the fact that Oxford Gold looks at buying valuable metals from an impartial perspective. This allows customers to understand the pros and cons of these investments and make better decisions.
In general, Oxford Gold Group is one of the top companies that offers gold IRAs.
#7. Free Gold and Silver IRA Guide for New Investors from Noble Gold Investments
Noble Gold is one of the top gold IRA firms because it provides an extensive selection of precious metals that have been allowed by the IRS. It also provides helpful training material for buyers and an A+ grade from the Better Business Bureau (BBB). You can open an IRA with Noble Gold if you are interested in silver, gold platinum, palladium, or. After just a few years in operation Noble Gold’s gold IRA reviews on all sites have won it five stars.
Opening a gold IRA account is a big decision, so you must choose a precious metals investment company that puts the opinions of its clients and the accreditations of its affiliates in the first place. These scores are provided for Noble Gold:
Google Reviews gave it 4.9 stars.
ConsumerAffairs gave it 5 stars.
BBB gives it an A+.
Based on some reviews, Yelp gave it 5 stars.
Even though there are just two reviews on Trustpilot, Noble Gold also has a grade of 2.9 stars. Both reviews discussed fees that were difficult to locate.
Noble Gold is like other gold investment companies in that you can put coins and bars composed of silver, gold, platinum, and palladium into your IRA. There are a lot of different types of valuable metals that the IRS will accept. Some are renowned, like the Australian Gold Kangaroo Coin, and others are more rare like the 1oz Austrian Silver Philharmonic Coin. To meet IRS rules, all rare metals IRA purchases are sent to safe sites located in Delaware, Texas, or Canada.
Depending on the amount you purchase, you can expect to pay anything from $80-$200 per year to store your real precious metals. Most IRAs with Noble Gold require at least $20,000 to begin.
Follow these steps to start using Noble Gold:
Fill out the form online to get personalized advice or open an IRA account for gold. You can talk to an in-house expert about your choices during the free sessions.
Talk to an Noble Gold expert to start the process of rolling the gold IRA over to the new account. If you take money out of a retirement account to transfer to the gold IRA instead of rolling it over, you could be required to pay taxes on it. Talk to a tax expert first.
Make sure you fund your precious metals IRA, and then buy the precious metals you’d like to purchase.
Choose the storage that you prefer, and then wait for Noble Gold ship your valuable coins to the safe location.
The most important things about Noble Gold are:
Great ways to assist customers
There are many types of precious metals that you can pick from.
A number of sources have rated it five stars.
Access to the advice of experts
There are many training tools that can help investors.
If you’re ready to sell, a “no questions asked” buy-back policy.
#8. Patriot Gold Group is the most effective for setting up quickly a gold IRA account.
Patriot Gold Group is a Los Angeles-based company that has been rated the highest-rated gold and silver dealer in the nation by Consumer Affairs for five years in a row.
Patriot Gold Group is probably ideal for experienced precious metals investors who are knowledgeable about the market and wish to invest a significant portion of their wealth into an investment in gold IRA which offers savings for large investments, but doesn’t offer a lot of tools to help novice investors understand. Patriot Gold Group might be suitable for you if looking for a simple IRA dealer that has options for basic silver and gold and helpful ways to seek help.
The following accreditations, grades, and titles have been granted to Patriot Gold Group:
770 reviews on ConsumerAffairs gave this product 5 stars.
Google Reviews gives it 5 stars
ConsumerAffairs has selected us as the best gold IRA dealer from 2020 to 2023.
Voted the best Gold IRA dealer in America from 2016 until 2020
BBB gave the BBB an A+ grade and a seal of approval.
Professional Service for Grading Certified Coins
Member of the Numismatic Guaranty Corporation
When it comes to gold IRA reviews certificates, reviews, and awards, you’ll find a better organization than Patriot Gold Group. The company prioritizes its clients by giving them helpful assistance lines, straightforward prices, and easy-to-use services that meet IRS regulations.
Patriot Gold Group sells gold and silver bars and coins which can be put into an IRA. The price of gold fluctuates in real time through the site, which means you can easily see the risks, benefits, and costs associated with your purchase. You can choose from 10 gold-colored coins from the U.S., the U.K., Canada, and Australia. You can also choose from exclusive silver coins that date as early as 50 years ago.
Patriot Gold Group has a high limit of $50,000 for a minimum account, therefore it is best for buyers who have had this experience before. The initial year of storage and upkeep costs $250, and each year thereafter costs $200. There may be a need to shell out more for instance, an amount to establish an account.
To begin working with Patriot Gold Group, you must do the following:
Complete the online application form to start.
Contact a customer service representative to initiate your account restart or to transfer funds.
You can purchase precious metals and pick the way you’d like to keep them.
You can receive complimentary delivery to your safe locker.
Investors can acquire these crucial items from Patriot Gold Group:
Positive reviews of the gold IRA on all websites
The cost of accounts has been eliminated for purchases of more than $100,000.
Free investment tips for gold in an IRA
Access to helpful customer support
Price changes in real time
#9. AdvantageGold is an experienced precious metals IRA company with a great selection of gold coins and bullion.
AdvantageGold is among the top companies for gold IRAs. They claim to be the top gold firm in the U.S. because they have been awarded the Best of TrustLink award for seven years in a row. AdvantageGold might be the right choice If you enjoy doing things online and would like to have easy access to good training tools.
It is possible to apply for an account with no need to talk to anyone and the company provides you access to a large knowledge base with tools, videos and more.
AdvantageGold has been assessed and certified as follows:
#1 Most Trusted Gold IRA Company by TrustLink for the last seven years
Member of the American Numismatic Association
Member of the Industry Council for Tangible Assets
BBB rates it 4.83 stars with the A+ grade.
More than 700 users have given Google 5 stars.
More than 1,400 customers have given Trustpilot five stars.
Based on AdvantageGold’s reviews, you can expect great customer service, great help, and clear prices throughout your interactions with AdvantageGold.
AdvantageGold lets you deposit gold, silver, platinum or palladium in your IRA. The Gold American Eagle Coin, the Canadian Palladium Maple Leaf Coin and the American Silver Eagle Proof Coin are among the most popular choices.
Annual storage charges for IRA purchases are between $100 to $150. Investors are also required to pay a $50 account-setting-up fee and a range of different yearly upkeep fees. AdvantageGold does not have a minimum amount to pay, which is a good thing.
To get started using AdvantageGold To begin using AdvantageGold, you must complete the following steps:
Complete the online form and select the account manager you want. You can complete the first step on your own using AdvantageGold or contact the customer service team for personalized help.
Accept the rules and policies of your company and then share your financial documents. You may need to show different papers about your IRA or tax obligations.
Choose the way you want to transfer money in your account. An expert in rolling over money into a gold IRA will help you do this.
You can purchase precious metals and choose a safe storage space for them. As the last step, you need to complete the declaration form.
AdvantageGold has the following traits that distinguish it:
If you’re ready to sell the house, the buy-back plan simplifies the process.
A free guide to investing in gold with your IRA.
There are a variety of methods to study.
There are no minimum investments.
Help with rollovers is useful.
TrustLink has named us the most trusted gold IRA company for the past seven years.
Resources that provide step-by-step instructions for withdrawing funds
Customers on all sites give excellent feedback on gold IRAs.
What is an IRA with gold as its backer?
A gold individual retirement account (IRA) is a self-directed personal retirement account that makes use of silver, gold, or other valuable metals instead bonds.
To safeguard yourself from the effects of the risk of inflation and stock market crashes, it is important to require a variety of investments. This is why many people are putting gold, silver, and other valuable metals in retirement accounts because they are relatively safe and dependable investment.
The companies listed on our list help people set the gold IRAs by helping them transfer existing savings accounts into new self-directed precious metals IRAs. You should not begin a gold IRA from scratch. Instead, transfer the money from your retirement savings into a new tab.
The Internal Revenue Service has rules about what kinds of valuable metals can be put into precious metals IRAs. They must be either coins or gold that meet a set of “fineness” standards. These accounts can only hold coins that are accepted by the IRS, like the Canadian Maple Leaf.
The best gold IRA firms make it easy and painless to fund and take care of the individual retirement accounts. Many businesses put customers in touch with account representatives who can help them through the process.
But an agent of an account is not the same as a financial advisor. If you’re considering adding a gold IRA to your retirement account to make it more diverse you should consult your financial adviser first to determine whether it’s a good idea for you.