A precious metals IRA, which is also known as a gold-backed IRA will help safeguard your investment from the volatility of markets and protect you from inflation. Additionally, precious metals like gold and silver are very different from the standard assets like bonds and stocks which makes them a good option to diversify.
We reviewed the top gold IRA firms to determine the best precious metal IRA accounts offer the most beneficial. We evaluated every gold IRA company below, based on a variety of things, such as the quality of the metals they offer and the charges they impose, their storage choices they offer, their customer service, as well as their appearance.
Goldco is among the most reputable and most reliable company in the field of gold IRAs.
The best deal for new purchasers is American Hartford Gold.
Lear Capital: New sales could get up to $15,000 in bonus coins
Birch Gold Group has a wide range of valuable metals.
The best customer service is available at Augusta Precious Metals.
Oxford Gold: Best scheme to buy back books
Noble Gold Investments is a gold IRA company with lots of experience.
Patriot Gold Group: Good for buying gold and silver directly
Advantage Gold: The most effective learning tools
#1. Goldco is the best company in the field of gold IRAs.
Goldco is a reputable dealer in rare metals that sells goods that can help you save for retirement. Goldco is a leading company in the business of rare metals and has won many awards and honors.
The Better Business Bureau gives Goldco an A+ rating, and the Business Consumer Alliance gives it an AAA grade.
Goldco can help you protect the assets of various retirement accounts by transferring them into an precious metals IRA. If you own an IRA, TSP, 401(k), or 403(b) and a precious metals expert from the company can show you how to move the money in your account to an precious metals IRA.
This company also sells gold and silver directly to clients. You can also invest your retirement savings as well as other savings accounts in actual gold and silver.
If you’re looking to establish a precious metals IRA through Goldco move or rollover your assets from your current savings account to the new IRA. Goldco makes it easy and painless for customers to complete this process by guiding them through the steps:
Sign a deal saying you are aware of the Goldco rules for opening your IRA.
Fund your Self-Directed IRA by rolling over money from your existing 401(k), 403(b), TSP, or IRA by calling the company that manages your account.
Buy your precious metals Select the precious metals you want to include in your investment.
Goldco sells many different kinds of silver and gold coins, including:
American Silver Eagle
American Gold Eagle
The Great Barrier Reef is silver.
Gold Striped Aussie Marlin
The silver guinea of the military
Silver and gold bars of various sizes can also be bought. These bars are pure as.9999.
Goldco also offers a program for buying back gold. If your situation changes and you require to sell the precious metals in your account Goldco will purchase them back at the highest buy-back price, guaranteed.
If you’re thinking of investing in an uncommon metals IRA, Goldco will send you a free kit with details. This kit has written, spoken, and seen guide to investing in rare metals.
We believe that overall Goldco is among the best companies that provide gold IRAs.
One of the most trusted companies to buy gold, silver and platinum via an IRA.
A reputable company with clear prices
With a gold IRA move, you can alter your savings account.
The only company Sean Hannity recommends for a gold IRA is
The Better Business Bureau gave it an A+.
Over 2,500 five-star reviews of gold IRAs
#2. The most gold IRA account for 401(k) rollovers is American Hartford Gold.
American Hartford Gold is a good gold IRA company that lets you buy in silver and gold. The company is run by a family and is based in Los Angeles, CA. It has been awarded numerous awards including the #1 Gold Company award on the Inc. 5000 list for 2021.
American Hartford Gold promotes gold IRAs however, you can also put in silver in your retirement account. You can purchase a gold IRA through American Hartford Gold by taking these steps:
Contact American Hartford Gold to talk to an expert, and fill in the forms.
You can transfer your old IRA to an entirely self-directed gold IRA.
Choose the silver or gold items you want to put in your IRA.
Purchase your precious metals that can be placed in an IRA.
Through Equity Trust, a well-known gold IRA broker, American Hartford Gold offers precious metals IRAs. After you have chosen which valuable metals to add to your account, keep them in a secure storage firm such as Brinks, Delaware Depository, or International Depository Services Group.
This gold IRA business also sells a wide range of gold and silver goods which can be purchased directly. For example, here are a few of the company’s gold products:
Gold Saint Helena Sovereign coin
Gold coin from the Canadian Gyrfalcon
1-ounce gold bar
On the other hand, its metal goods include things like:
Wildlife of Australia silver coin
Krugerrand, made in South Africa
Rounds of 1 one ounce
Pre-64 coins were used.
bars of 10 oz and 100 oz
If you purchase precious metals from American Hartford Gold, you can always speak with a representative about your investment and learn what they are doing. You can call the number on the website at any time to talk to your representative.
If you’d like to know more about buying in gold prior to taking the next step, you can ask the firm for a free guide. This guide of 25 pages contains valuable information about the ways that rare metals IRAs can assist you in taking charge of your savings.
You can also learn about the changes to the market for gold by going to the News and Charts part of the American Hartford Gold website. The area also contains articles that will help you decide on which way to spend your money.
American Hartford Gold is a reliable gold IRA company that offers the best gold IRA investments.
#3. Lear Capital is a reliable Gold IRA company that will match any price.
Lear Capital is one of the top gold IRA companies. It is located in Los Angeles and has been operating since more than 25 years. Based on gold IRA reviews, the company’s AAA rating from the Business Consumer Alliance, and the fact that the Professional Coin Grading Service has declared it an authorized Dealer We’ve determined that Lear Capital is a valid and trustworthy gold IRA service.
Let’s say you decide to invest your gold IRA money in Lear Capital. In this scenario, you can get help from a specialist or pay a fixed fee and guarantee your purchase for 24 hours, and avoid fees for a large payment.
The following are Lear Capital’s grades as well as certifications:
Trustpilot awards us 4.8 stars.
AAA, and the Business Consumer Alliance gave it 5 stars.
Authorized by the Professional Coin Grading Service (PCGS)
Member of the Precious Metals Association
Member of the Numismatic Guaranty Corporation
Gold IRA companies like Lear Capital, which have positive reviews from customers, are focused on smooth experiences and easy access to friendly support teams, and transparent prices, among other things. To make sure your money is compliant with IRS standards, it is best to only work with a certified service.
Lear Capital sells gold, silver, and platinum bars and coins that can be placed in an IRA. You can choose from the most renowned options such as the American Gold Eagle or the Canadian Silver Maple Leaf, or choose something more simple like a 10-to 100-ounce bar of your favorite metal. Prices for valuable metals are always changing to reflect changes in the market and allow you to anticipate the price you can expect.
Follow these steps to begin using Lear Capital:
You can create a rare metals IRA account by filling in an online form which takes only 10 minutes.
You should hear back from the person in charge of your IRA within 24 hours about how to complete the tax-free transfer. The money could take as long as five days to be moved.
You can buy valuable metals and then let Lear Capital ship them to an area that is secure and where they will be fully insured.
Create and keep your IRA at no cost if you spend between $25,000 and $50,000 in a single year, $25,000 to $50,000 for two years and $75,000 or more for three years.
The most important thing about Lear Capital are:
If you open a brand new gold IRA account over $25,000, you get free set-up and hold services.
When you invest more than $10,000, you get the $50 setup fee back.
24 hour promises on purchases
Priced at the flat cost
Assistance from a professional in gold IRA buying
Many options for silver, gold, and platinum
Excellent reviews from all sources
Costs are obvious since prices are regularly updated.
#4. Birch Gold Group is an expert in gold IRA rollovers and other precious metals.
Birch Gold Group is one of the best places to buy rare metals either in person or via an IRA. Since 2003, the company has been operating and a lot of customers have shared positive reviews about it.
Birch Gold Group has a grade of A+ from the Better Business Bureau, AAA from the Business Consumer Alliance, and five stars from a variety of other sites. You can be assured that purchasing rare metals from this company will be a safe and reliable process.
Birch Gold Group sells a large selection of gold, silver, palladium and platinum items in addition to other. You can purchase these precious metals on their own or use them to put money into a precious metals IRA.
This company makes it easy for you to convert your retirement savings to an precious metals IRA. With the assistance of a qualified Precious Metals Specialist you can follow the following steps:
Set up your account and select which method you would like to fund it. With Birch Gold Group, you can transfer an IRA or roll over a 401(k) to help fund your self-directed IRA.
Select the most valuable metals for your account. Your valuable Metals Specialist can help you figure out which metals to invest in to gain the highest tax benefits.
You can purchase your precious metals. Your specialist will review your purchase and inform you that your purchase went through when they have confirmed it.
Find a storage solution for your items. Your expert will help you understand the different ways to store your things. Birch Gold Group stores its customers’ funds at various locations, such as Delaware Depository and Brink’s Global Service.
Find out what you IRA is doing. You can contact your Specialist anytime to check on your account or make adjustments.
Birch Gold Group also lets you purchase silver, gold, platinum, and palladium goods straight from them. The company offers a wide range of gold and silver coins OK with the IRS, such as:
Gold Eagle, American
Silver Eagle, American
Leaf of the Canadian Gold Maple
Guinea Silver Rose Crown
You can also purchase bars and rounds of gold and silver.
These are just a few of the company’s platinum products:
Rounds and bars
United States Platinum Eagle
Australian Silver Florin
Lastly, the goods made from gold are:
Rounds and bars
Canadian Maple Leaf Made of Palladium
Overall, Birch Gold Group is an excellent company to work with if you’re looking to create a flexible precious metal IRA.
#5. Augusta Precious Metals is a highly evaluated Gold IRA company with 5 star reviews.
Augusta valuable Metals is a well-known company that sells metals like silver and gold. They provide IRAs and cash payments for gold and silver. This company also has a website with a lot of free information about the investment in rare metals and establishing an silver or gold IRA.
Augusta Precious Metals has a 4.97 rating from customers and an A+ rating from the Better Business Bureau. The company also received positive ratings on TrustLink, Google My Business, Facebook, and the Business Consumer Alliance, among other sites.
Follow these steps to set up an IRA for precious metals using Augusta Precious Metals:
The self-directed IRA service in Augusta can assist you in setting up your brand new IRA.
Use money from your savings account to pay for your account.
Through Augusta’s order desk you can buy gold or silver.
Augusta Precious Metals works with Equity Trust, a top self-directed IRA service, to help people create precious metals IRAs. This IRA company is a partner for people across all 50 U.S. states. They’ve been operating for over 30 years and been able to manage more than $25 billion.
When you purchase gold and silver for your savings account, Augusta Precious Metals will keep the gold and silver for you. The company stores its precious metals in the Delaware vault which is a secure private vault.
Augusta Precious Metals is also an online store where you can purchase genuine silver and gold. All you have to do is transfer funds into the Augusta account and select the gold and silver goods you wish to purchase. Augusta will deliver them directly to your doorstep and you’ll need to sign them.
Augusta Precious Metals sells metal and luxury coins made of silver and gold. Bullion goods manufactured by the firm include items like:
American Gold Eagle
American Silver Eagle
Canada’s Gold Maple Leaf
A silver coin dubbed “America the Beautiful”
You can also purchase 1to 10-ounce gold bullion bars, 10- to 100-ounce silver bullion bars, and 90 silver bags containing 97 percent.
Some of the company’s top-end silver and gold coins are:
Gold Sovereign of St. Helena in 2022
2021 Soaring Eagle Silver Coin from the Royal Canadian Mint
If you want to add products to your IRA you can take a look at the company’s IRA-qualified coins.
All in all, Augusta Precious Metals is one of the top companies to invest in gold IRAs.
#7. Oxford Gold is a reputable firm that invests in silver and gold.
Oxford Gold Group is a firm that assists people to set up up gold IRAs. They sell silver, gold platinum, palladium, and. The company has a fantastic review from the Better Business Bureau (A+) and also from websites like Trustpilot, Consumer Affairs, and Google My Business (excellent scores).
Oxford Gold has IRAs for both gold and silver and there are a lot of tools to help you start these funds. On the Oxford Gold website, you can find out how to transfer funds to a precious metal IRA, how they function and what kinds are available, and why they are good assets.
The Oxford Gold website, you can purchase bars and coins made of silver, gold platinum, palladium, and. The company sells a wide selection of popular silver and gold coins and other items, such as:
The Silver Maple Leaf is a Canadian coin.
“Rose Crown” coin from Guinea
Silver coin of “America the Beautiful”
Gold Canadian coin featuring a polar bear and a cub
PAMP Silver Bar Suisse
Gold bars of 1 oz. and 10 oz.
The company also sells a limited number of bars and coins made of platinum and palladium.
Oxford Gold Group tries to be different from other companies that deal in precious metals in its ability to listen to clients and providing them with the tools they need to make good financial choices. The company’s website provides a full learning center to assist buyers.
This study area comes with several tools that include:
Guide to investing in precious metals
News and stories about buying gold
A listing of terms
When you work for Oxford Gold Group, you’ll also get to work directly with one of the Oxford Gold Group’s Managing Partners. The person will be able to assist you with any queries you have regarding trading or how to keep your gold in your IRA.
We like the fact that Oxford Gold looks at buying precious metals from an impartial perspective. This helps customers understand the pros and cons of these investment options and make better decisions.
In the end, Oxford Gold Group is one of the top companies that offer gold IRAs.
#7. Free Gold and Silver IRA Guide for new investors from Noble Gold Investments
Noble Gold is one of the most reputable gold IRA companies because it offers an extensive selection of precious metals that have been allowed by the IRS. It also has helpful teaching materials for buyers and an A+ grade from the Better Business Bureau (BBB). You can open an IRA with Noble Gold if you are interested in silver, gold platinum, palladium, or. After less than 10 years in operation, the company’s gold IRA reviews on all sites have earned it five stars.
Opening a gold IRA account is a good decision, so you must choose a precious metals investment company that puts the reviews of its customers as well as the certifications of its affiliates in the first place. The following scores are given for Noble Gold:
Google Reviews gave it 4.9 stars.
ConsumerAffairs has rated it 5 stars.
BBB rates it with an A+.
Based on a few reviews, Yelp gave it 5 stars.
Even though there are just two reviews on Trustpilot, Noble Gold also has a score of 2.9 stars. Both reviews mentioned fees that were hard to find.
Noble Gold is like other gold investment companies in that you can put bars and coins made of silver, gold, platinum, and palladium in your IRA. There are many different types of valuable metals that the IRS will accept. Some are renowned, like the Australian Gold Kangaroo Coin, and others are more rare such as the Austrian Silver Philharmonic 1oz Coin. To meet IRS rules the rare metals that are included in IRA purchases are sent to safe sites in Delaware, Texas, or Canada.
Depending on how much you buy, you can expect to pay between $80-$200 per year to keep your real precious metals. Most IRAs with Noble Gold require at least $20,000 to start.
Follow these steps to start with Noble Gold:
Fill out the form online to receive a custom advice or to open an IRA account for gold. You can talk to an expert in-house about your options during free sessions.
Talk to an Noble Gold expert to start the process of rolling your existing gold IRA over to the new account. If you withdraw money from a retirement account and transfer to your gold IRA instead of rolling it over, you might be required to pay taxes on it. Consult a tax expert first.
Make sure you fund your precious metals IRA, and then buy the precious metals you’d like.
Choose the storage that you prefer and let Noble Gold ship your valuable coins to the safe location.
The most important things about Noble Gold are:
Excellent ways to help customers
There are many kinds of valuable metals to choose from.
Several sources gave it five stars.
Free access to expert advice
There are a lot of tools for training that can assist investors.
When you’re ready for selling when you’re ready to sell, consider a “no questions asked” buy-back policy will be in place.
#8. Patriot Gold Group is the most efficient way to set up an account for gold IRA account.
Patriot Gold Group is a company based in Los Angeles, which has been the top-rated silver and gold dealer in the nation by Consumer Affairs for five years consecutively.
Patriot Gold Group is probably ideal for those who are experienced in investing in precious metals who are knowledgeable about the market and would like to put a big chunk of their assets into a gold IRA which offers savings for large investments but doesn’t have a lot of tools to help novice investors understand. Patriot Gold Group might be suitable for you if seeking a basic IRA dealer that has options for basic gold and silver, and helpful ways to seek help.
The following grades, accreditations and titles have been awarded to Patriot Gold Group:
The 770 user reviews on ConsumerAffairs gave this product 5 stars.
Google Reviews gives it 5 stars
ConsumerAffairs has chosen us as the number one gold IRA dealer from 2020 until 2023.
Voted the best Gold IRA dealer in America from 2016 until 2020
BBB awarded the BBB the A+ and a seal of approval.
Professional Service for Grading Certified Coins
Member of the Numismatic Guaranty Corporation
When it is about gold IRA reviews certificates, reviews, and awards, you’ll be able to find a better company than Patriot Gold Group. The company puts its customers first by giving them helpful assistance lines, straightforward prices, and simple to use services that comply with IRS rules.
Patriot Gold Group sells gold and silver coins and bars that can be placed in an IRA. Gold prices changes in real-time through the site, so you can easily assess the benefits, risks, and costs of your purchase. You can select from 10 gold coins from the U.S., the U.K., Canada, and Australia. You can also pick from exclusive silver coins dating as far back as fifty years ago.
Patriot Gold Group has a large minimum account size of $50,000, which is why it is recommended for those who have had this experience before. The first year of storage and maintenance costs $250 and each year thereafter costs $200. There may be a need to pay a little more for instance, an amount to establish an account.
To start your journey with Patriot Gold Group, you have to follow these steps:
Complete the online account application to begin.
Contact a customer service worker to initiate your account restart or movement of funds.
You can buy valuable metals and pick the way you want to store them.
You can receive no cost delivery to the safe locker.
Investors can get these important things from Patriot Gold Group:
Gold IRA has received positive reviews IRA on all sites
Fees for accounts have been eliminated for purchases of more than $100,000.
Free investment tips for gold in an IRA
Access to helpful customer service
Price changes in real-time
#9. AdvantageGold is an experienced precious metals IRA company with a good choice of physical gold coins and bullion.
AdvantageGold is one of the top companies for gold IRAs. They say they are the top gold company within the U.S. because they have been awarded the Best of TrustLink award for seven consecutive years. AdvantageGold could be a good choice if you like to do things online and need easy access to quality training tools.
It is possible to apply for an account without talking to anyone and the company provides you access to a huge knowledge base that includes tools, videos and more.
AdvantageGold has been rated and certified as follows:
The #1 Most Trusted Gold IRA Company by TrustLink over the past seven years
Member of the American Numismatic Association
Member of the Industry Council for Tangible Assets
BBB gives it 4.83 stars with the A+ grade.
More than 700 users have given Google 5 stars.
More than 1,400 customers have given Trustpilot 5 stars.
Based on AdvantageGold’s reviews you can count on great customer service, excellent assistance and clear pricing throughout your interactions with AdvantageGold.
AdvantageGold lets you put gold, silver, platinum or palladium into your IRA. The Gold American Eagle Coin, the Canadian Palladium Maple Leaf Coin and the American Silver Eagle Proof Coin are some of the most popular choices.
The annual storage costs for IRA purchases range from $100-$150. Investors also pay a $50 account set-up fee and a variety of yearly upkeep fees. AdvantageGold has no minimum payments which is a great thing.
To get started using AdvantageGold, you need to follow these steps:
Fill out the form online and select the account manager you would like to work with. You can complete this initial step by yourself using AdvantageGold or call the customer service team for assistance tailored to your needs.
Accept the rules and guidelines of your company and then share your financial documents. You may be required to present various documents regarding your IRA or tax obligations.
Choose the way you want to transfer money in your account. A professional who has experience in rolling money into an gold IRA will assist you in doing this.
You can buy valuable metals and pick a secure location to store them. As a final step, you have to sign the declaration form.
AdvantageGold is a product with the following characteristics that distinguish it:
When you’re ready to sell the property, the buy-back program simplifies the process.
A guide for investing in gold through your IRA.
There are many ways to learn.
There aren’t any minimum investments.
Help with rollovers is useful.
TrustLink has ranked us as the most dependable gold IRA company over the last seven years.
Step-by-step directions regarding how to withdraw cash
Customers on all sites leave great reviews of gold IRAs.
What is an IRA backed by gold?
Gold individual retirement accounts (IRA) is a self-managed personal retirement account which makes use of gold, silver or other precious metals instead of stocks and bonds.
To protect yourself from inflation and possible market crashes, you need a diversified collection of investments. Because of this, many people are now putting gold, silver, and other valuable metals in retirement accounts since they are an extremely safe and reliable investment.
The companies on our list help people set in place gold IRAs by helping them transfer existing savings accounts into new self-directed precious metals IRAs. You shouldn’t start a gold IRA from scratch. Instead, you should transfer the funds in your retirement savings into an account that is new.
The Internal Revenue Service has rules about what kinds of valuable metals can be placed in precious metals IRAs. The items must be gold or coins and meet certain “fineness” standards. These accounts can only hold the coins that are approved by the IRS such as the Canadian Maple Leaf.
The top gold IRA companies make it simple and easy to manage and fund the individual retirement accounts. Many businesses put clients in contact with account reps who will assist them throughout the process.
But an agent of an account isn’t the same as a financial advisor. If you are considering adding a gold IRA to your retirement account to make it more diverse You should speak to your financial advisor to see whether it’s a good idea for you.