A precious metals IRA that is also called a gold-backed IRA, can help protect your investment from the volatility of markets as well as protect your investment from inflation. Also, valuable metals like gold and silver are very different from standard assets like stocks and bonds which makes them a great option to diversify.
We looked at the best gold IRA firms to determine which precious metal IRA accounts are the best value. We looked at every gold IRA company below based on a number of factors, including the valuable metals they offer and the charges they charge, the storage choices they offer as well as their customer service and their image.
Goldco is the most trusted and most reliable company for gold IRAs.
The best deal for first-time buyers is American Hartford Gold.
Lear Capital: Sales made by the company can be eligible for up to $15,000 in bonus coins
Birch Gold Group has a wide range of valuable metals.
The best customer service is at Augusta Precious Metals.
Oxford Gold the best plan to buy back books
Noble Gold Investments is a gold IRA company with a lot of experience.
Patriot Gold Group: Good to buy silver and gold directly
Advantage Gold: The best learning tools
#1. Goldco is the most reputable company overall with regard to gold IRAs.
Goldco is an established dealer of rare metals, and also sells items that will help you save more for retirement. Goldco is a leader in the business of rare metals and has received numerous awards and honours.
The Better Business Bureau gives Goldco an A+ rating, while the Business Consumer Alliance gives it an AAA grade.
Goldco will help you safeguard the assets of different retirement accounts by moving them into the precious metals IRA. If you own an IRA, TSP, 401(k) or 403(b) and a precious metals expert at Goldco can guide you on how to move the money in your account to a precious metals IRA.
This business also sells gold and silver directly to its customers. You can put your retirement savings or money from other savings accounts into real silver and gold.
If you want to start an precious metals IRA through Goldco move or rollover your assets from your savings account to the new IRA. Goldco makes it easy and stress-free for customers to do this by walking them through the steps:
Sign a deal saying you are aware of the Goldco rules for opening your IRA.
You can fund your Self-Directed IRA by rolling over money you have in your 401(k), 403(b), TSP, or IRA by contacting the company who handles your account.
Buy your precious metals Choose the precious metals you want to include in your investment.
Goldco sells many different kinds of gold and silver coins, including:
American Silver Eagle
American Gold Eagle
The Great Barrier Reef is silver.
Gold Striped Aussie Marlin
The silver guinea of the military
Bars of silver and gold in various sizes can also be purchased. These bars are pure as.9999.
Goldco also has a program to buy back gold. In the event that your situation alters and you require to sell the valuable metals in your account Goldco will purchase them back at the best price for buy-back, which is guaranteed.
If you’re considering investing in an uncommon metals IRA, Goldco will send you a free kit with information. This kit contains written, spoken, and seen information on investing in rare metals.
Overall, we think Goldco is one of the top companies that provide gold IRAs.
One of the most trusted companies for buying in gold, silver, and platinum through an IRA.
A reputable company with clear prices
With the gold IRA move, you can switch your current savings account.
The only firm Sean Hannity recommends for a gold IRA is
The Better Business Bureau gave it an A+.
Over 2,500 five-star reviews for gold IRAs
#2. The most gold IRA account for 401(k) rollovers is American Hartford Gold.
American Hartford Gold is a excellent gold IRA company that allows you to buy in silver and gold. The company is owned by a family and is headquartered in Los Angeles, CA. It has been awarded numerous awards including the top Gold Company award on the Inc. 5000 list for 2021.
American Hartford Gold promotes gold IRAs however, you can also add silver through your retirement account. You can buy gold IRA through American Hartford Gold by taking these steps:
Contact American Hartford Gold to talk with an expert and complete the forms.
You can move your old IRA to an entirely self-directed gold IRA.
Choose the gold or silver items you would like to put in your IRA.
Purchase your precious metals that can be placed in an IRA.
Through Equity Trust, a well-known gold IRA broker, American Hartford Gold offers precious metals IRAs. When you have decided which precious metals to add to your account, you are able to keep them with a safe storage company like Brinks, Delaware Depository, or International Depository Services Group.
This gold IRA company also sells a broad range of gold and silver products which can be purchased directly. For example, here are a few of the gold products sold by the company:
Gold Saint Helena Sovereign coin
The gold coin is part of the Canadian Gyrfalcon
1-ounce gold bar
However, its metal products include:
Wildlife of Australia silver coin
Krugerrand, made in South Africa
Rounds of 1 1 ounce
Pre-64 coins were in use.
bars of 10 Oz and 100 oz
When you buy valuable metals from American Hartford Gold, you can always talk to a person about your investment and find out how they are doing. You can dial the number on the website at any time to talk to your representative.
If you’re interested in learning more about buying gold prior to taking the next step, you can ask the firm for a free guide. This 25-page guide has useful information about the ways that rare metals IRAs can assist you in taking control of your money.
You can also get information about changes in the gold market by visiting the News and Charts part of the American Hartford Gold website. The site also has articles that will help you decide on how to spend.
American Hartford Gold is a reliable gold IRA company that offers the most reliable gold IRA investments.
#3. Lear Capital is a reliable Gold IRA company that will match any price.
Lear Capital is one of the best gold IRA companies. It is based in Los Angeles and has been operating for more than 25 years. Based on gold IRA reviews and the firm’s AAA rating from the Business Consumer Alliance, and the fact that the Professional Coin Grading Service has named it an authorized Dealer We’ve concluded that Lear Capital is a valid and reliable gold IRA service.
Let’s say that you decide to put your gold IRA money into Lear Capital. In that case, you can get help from a personal expert and pay a flat amount and guarantee your purchase for 24 hours, and avoid fees when you make a large payment.
The following are Lear Capital’s grades as well as certifications:
Trustpilot awards us 4.8 stars.
AAA, as well as the Business Consumer Alliance gave it 5 stars.
Authorized by the Professional Coin Grading Service (PCGS)
Member of the Precious Metals Association
Member of the Numismatic Guaranty Corporation
Gold IRA companies like Lear Capital, which have positive reviews from customers, are focused on smooth experiences, easy access to helpful support teams, and transparent prices as well as other aspects. To make sure your money meets IRS standards, it is best to only work with a certified service.
Lear Capital sells gold, silver, and platinum coins and bars that can be placed in an IRA. You can choose from famous options such as the American Gold Eagle or the Canadian Silver Maple Leaf, or choose something easier like a 10- to 100-ounce bar of your preferred metal. Prices for precious metals are always changing to reflect changes in the market and make it easier to be aware of what to expect.
Follow these steps to get started with Lear Capital:
You can create an rare metals IRA account by filling in a simple online application that takes just 10 minutes.
You should hear back from the person who is responsible for the IRA within 24 hours of how to make the tax-free move. The money could take as long as five days to be moved.
You can purchase precious metals and let Lear Capital ship them to an appropriate location where they’ll be fully insured.
Set up and keep your IRA for free if invest at least $25,000 to $50,000 for a year or $25,000-$50,000 for two years and $75,000 or more for three years.
The most important aspects of Lear Capital are:
If you open a brand new gold IRA account that is greater than $25,000, you get free set-up and holding services.
If you invest more than $10,000, you will receive the $50 setup fee back.
24 hour promises on purchases
Priced at a flat rate
One-on-one help from pros in gold IRA buying
Many options for gold, silver, and platinum
Excellent reviews from all sources
Costs are clear since prices are regularly updated.
#4. Birch Gold Group is an expert in gold IRA rollovers and other precious metals.
Birch Gold Group is one of the most reliable places to purchase rare metals in person or through an IRA. Since 2003, this company has been operating and a lot of customers have praised the company. things about it.
Birch Gold Group has a grade of A+ from the Better Business Bureau, AAA from the Business Consumer Alliance, and five stars from a variety of other sites. You can be sure that buying in rare metals from Birch Gold Group will be a safe and reliable process.
Birch Gold Group sells a large selection of silver, gold, palladium, and platinum products in addition to other. You can purchase these metals by themselves or make use of them to deposit money into a precious metals IRA.
This company makes it easy for you to transfer your retirement savings to a precious metals IRA. With the assistance of a trained Precious Metals Specialist, you can take these five steps:
Create your account and decide how you want to fund it. With Birch Gold Group, you can transfer an IRA or roll over an existing 401(k) to help fund your self-directed IRA.
Select the most valuable metals to invest in for your account. The valuable Metals Specialist can help you determine which metals you should invest in to gain the highest tax benefits.
You can buy your valuable metals. Your Specialist will look over your order and inform you that your purchase was successful once they have done so.
Choose a way to store your belongings. Your Specialist will show you the different ways to store your items. Birch Gold Group stores its customers’ assets at various locations like Delaware Depository and Brink’s Global Service.
Find out the status of you IRA is going. You can call your Specialist at any time to review your account or make adjustments.
Birch Gold Group also lets you purchase silver, gold platinum, palladium, and products directly from them. The company sells a wide variety of currency that is deemed acceptable with the IRS for example:
Gold Eagle, American
Silver Eagle, American
Leaf of the Canadian Gold Maple
Guinea Silver Rose Crown
You can also buy bars and rounds of gold as well as silver.
These are just a few of the company’s platinum products:
Bars and round-shaped bars
United States Platinum Eagle
Australian Silver Florin
Lastly, the goods made of gold are:
Rounds and bars
Canadian Maple Leaf Made of Palladium
Overall, Birch Gold Group is an excellent company to work with if you’re looking to set up a flexible precious metal IRA.
#5. Augusta Precious Metals is a highly evaluated Gold IRA company with 5 five-star reviews.
Augusta valuable Metals is a well-known company that sells valuable metals like silver and gold. They offer IRAs and cash-payouts for silver and gold. This business also offers a site with a lot of free information regarding investing in rare metals as well as setting up an silver or gold IRA.
Augusta Precious Metals has a 4.97 rating from customers and an A+ rating from the Better Business Bureau. The company has also gotten great ratings on TrustLink, Google My Business, Facebook, and the Business Consumer Alliance, among other sites.
Follow these steps to create an IRA for precious metals. Augusta Precious Metals:
The self-directed IRA service in Augusta can assist you in setting the new IRA.
You can use money from your savings account to add funds to your account.
Through Augusta’s order desk you can purchase gold or silver.
Augusta Precious Metals works with Equity Trust, a top self-directed IRA service, to assist people create precious metals IRAs. This IRA company works with individuals across all fifty U.S. states. They’ve been in business since more than 30 years, and been able to manage more than $25 billion.
When you purchase silver and gold for your savings account, Augusta Precious Metals will keep the gold and silver for you. The company keeps its valuable metals in the Delaware vault, which is a safe private vault.
Augusta Precious Metals is also an option to buy real gold and silver. All you have to do is transfer funds to your Augusta account and then select the silver and gold products you’d like to purchase. Augusta will deliver them directly to your doorstep and you’ll need to sign for them.
Augusta Precious Metals sells metal and luxury coins made from silver and gold. Bullion products manufactured by the company comprise things like:
American Gold Eagle
American Silver Eagle
Canada’s Gold Maple Leaf
A silver coin that is referred to as “America the Beautiful”
You can also buy 1to 10 ounce gold bullion bars. 10 up to 100-ounce silver bullion bar and 90% silver bags.
A few of the company’s premium silver and gold coins include:
Gold Sovereign of St. Helena in 2022
2021 Soaring Eagle Silver Coin from the Royal Canadian Mint
If you’re looking to add items to your IRA, you can also check out the company’s IRA-eligible coins.
Overall, Augusta Precious Metals is one of the best firms for gold IRAs.
#7. Oxford Gold is a reputable company to invest in silver and gold.
Oxford Gold Group is a company that assists people in setting gold IRAs. They offer silver, gold platinum, palladium, and. The company has an excellent review from the Better Business Bureau (A+) and from sites like Trustpilot, Consumer Affairs, and Google My Business (excellent scores).
Oxford Gold has IRAs for both gold and silver, and there are a lot of tools that can assist you in establishing these funds. On the Oxford Gold website, you can learn how to transfer funds into a precious metal IRA and learn how they work and what kinds are available and the reasons they are good assets.
On the Oxford Gold website, you can buy coins and bars made of silver, gold, platinum, and palladium. The company sells a wide selection of gold and silver coins and other products, such as:
The Silver Maple Leaf is a Canadian coin.
“Rose Crown” coin from Guinea
Silver coin of “America the Beautiful”
Gold Canadian coin with an polar bear and cub
PAMP Silver Bar Suisse
Gold bars of 1 Ounce. and 10 oz.
The company also sells a small number of coins and bars made of palladium and platinum.
Oxford Gold Group tries to be better than other companies that deal in precious metals in its ability to listen to customers and giving them the tools they require to make good financial choices. On its website, the company has an entire learning center that can assist buyers.
This study area includes a number of tools, including:
Guide to investing in precious metals
Stories and news about buying in gold
A listing of terms
When you join the Oxford Gold Group, you’ll also have the opportunity to interact directly with one of the Oxford Gold Group’s Managing Partners. The person you talk to will be able to assist you with any queries you may have about how to trade or store your gold in an IRA.
We like the fact that Oxford Gold looks at buying precious metals from an impartial point of view. This lets customers learn the pros and cons of these investment options and make better decisions.
In the end, Oxford Gold Group is one of the top companies that offers gold IRAs.
#7. Free Gold and Silver IRA Guide for new investors from Noble Gold Investments
Noble Gold is one of the top gold IRA firms because it provides a wide range of valuable metals that have been allowed by the IRS. It also offers helpful educational materials for buyers and an A+ grade from the Better Business Bureau (BBB). You can open an IRA with Noble Gold if you are interested in silver, gold, platinum, or palladium. After less than 10 years in operation, the company’s gold IRA reviews on all websites have won it five stars.
Opening an gold IRA account is a big option, so it is important to choose a precious metals investment firm that values the reviews of its customers and its accreditations for affiliates in the first place. These ratings are available for Noble Gold:
Google Reviews gave it 4.9 stars.
ConsumerAffairs gave it 5 stars.
BBB awards it an A+.
Based on some reviews, Yelp gave it 5 stars.
Even though there are just two reviews on Trustpilot, Noble Gold also has a grade of 2.9 stars. Both reviews discussed fees that were hard to find.
Noble Gold is like other gold investment companies in that you can put bars and coins made of silver, gold platinum, palladium, and platinum into your IRA. There are many different types of valuable metals that the IRS will accept. Some are famous, like the Australian Gold Kangaroo Coin, and others are more rare like the 1oz Austrian Silver Philharmonic Coin. To comply with IRS regulations all rare metals IRA purchases are sent to secure locations that are located in Delaware, Texas, or Canada.
Depending on how much you buy, you can expect to pay anywhere from $80 to $200 a year to store your valuable metals. Most IRAs with Noble Gold require at least $20,000 to start.
Follow these steps to begin with Noble Gold:
Fill out the form online to receive a custom advice or to create an IRA account for gold. You can speak to an expert from the company about your options during free sessions.
Contact a Noble Gold expert to start the process of rolling your existing gold IRA over to your new account. If you withdraw money of a retirement account to transfer to your gold IRA instead of rolling it over, you might be required to pay taxes on it. Talk to a tax expert first.
You can fund your precious metals IRA and then purchase the precious metals you’d like to purchase.
Choose your storage, and then allow Noble Gold ship your valuable coins to the safe location.
The most important aspects of Noble Gold are:
Great ways to assist customers
There are many types of precious metals to pick from.
Several sources gave it five stars.
Access to the advice of experts
There are a lot of training tools that can help investors.
When you’re ready for selling, you should have a “no questions asked” buy-back policy.
#8. Patriot Gold Group is the best for quickly setting up an account for gold IRA account.
Patriot Gold Group is a Los Angeles-based company that is rated as the top gold and silver dealer in the country by Consumer Affairs for five years in a row.
Patriot Gold Group is probably best for investors with experience in precious metals who know the market and want to put a large portion of their assets into a gold IRA, since it gives savings for big investments but doesn’t have many tools to help novice investors understand. Patriot Gold Group might be suitable for you if looking for a simple IRA dealer that has options for basic silver and gold and the best ways to get assistance.
The following grades, accreditations, and titles were given to Patriot Gold Group:
The 770 user reviews on ConsumerAffairs gave this product 5 stars.
Google Reviews gives it 5 stars
ConsumerAffairs has selected us as the best gold IRA dealer from 2020 until 2023.
Voted the top Gold IRA dealer in America from 2016 until 2020.
BBB gave it an A+ and an official seal of approval.
Professional Service for Grading Certified Coins
Member of the Numismatic Guaranty Corporation
When it is about gold IRA reviews, certificates, and awards, you’ll be able to find a better company than Patriot Gold Group. The company prioritizes its customers by providing them with helpful assistance lines, straightforward prices, and easy-to-use services that meet IRS rules.
Patriot Gold Group sells gold and silver bars and coins which can be put into an IRA. The value of gold changes in real-time through the site, so you can easily see the risks, benefits and costs of your purchase. You can select among 10 gold coins from the U.S., the U.K., Canada, and Australia. You can also pick from exclusive silver coins dating as far back as fifty years ago.
Patriot Gold Group has a high limit of $50,000 for a minimum account, therefore it is recommended to go with buyers who have previously had this service. The initial year of storage and upkeep costs $250 and every year following that is $200. There may be a need to shell out more for instance, the cost to open an account.
To begin working with Patriot Gold Group, you must do the following:
Fill out the online application form to begin.
Contact a service representative to initiate your account restart or to transfer funds.
You can buy valuable metals and choose how you’d like to keep them.
You can receive complimentary delivery to your safe locker.
Investors can acquire these crucial items from Patriot Gold Group:
The gold IRA is rated highly by its customers. IRA on all websites
Account fees have been eliminated for purchases over $100,000
Free investment guides for gold within an IRA
Access to customer service that is helpful
Price changes in real time
#9. AdvantageGold is a reputable precious metals IRA company with a good variety of gold coins as well as bullion.
AdvantageGold is one of the best companies for gold IRAs. They claim to be the top gold firm in the U.S. because they have been awarded the Best of TrustLink award for seven consecutive years. AdvantageGold might be the right choice when you love doing things online and need easy access to high-quality training tools.
It is possible to apply for an account without speaking to anyone The company will give you access to a huge knowledge base, including tools, videos and more.
AdvantageGold has been rated and certified as follows:
#1 Most Trusted Gold IRA Company by TrustLink for the last seven years
Member of the American Numismatic Association
Member of the Industry Council for Tangible Assets
BBB gives the rating 4.83 stars and an A+ rating.
Nearly 700 of their customers have rated Google five stars.
More than 1,400 users have rated Trustpilot 5 stars.
Based on AdvantageGold’s reviews, you can expect great customer service, excellent assistance and transparent prices in all of your contacts with the company.
AdvantageGold lets you put platinum, gold, silver or palladium in your IRA. The Gold American Eagle Coin, the Canadian Palladium Maple Leaf Coin as well as the American Silver Eagle Proof Coin are among the most common choices.
Annual storage fees for IRA purchases are between $100 and $150. Investors also have to pay a $50 account set-up fee and a range of different yearly upkeep fees. AdvantageGold has no minimum payments which is a great thing.
To get started using AdvantageGold, you need to follow these steps:
Fill out the online form, and select the account manager you want. You can do this first step by yourself using AdvantageGold or call the customer service team for assistance tailored to your needs.
Accept the rules and policies that the business follows, and then share your financial documents. You may need to show different documents about your IRA or tax obligations.
Select the method you prefer to transfer money in your account. An expert in rolling money over into an gold IRA will assist you in doing this.
You can purchase precious metals and select a secure location to store them. In the final step, you need to sign the declaration form.
AdvantageGold has the following characteristics which make it stand out:
If you’re ready to sell the house, the buy-back plan makes it easy.
A guide for investing in gold through your IRA.
There are a variety of methods to study.
There are no minimum investment requirements.
Help with rollovers is useful.
TrustLink has named us the most dependable gold IRA company for the past seven years.
Resources with step-by-step instructions regarding how to withdraw funds
Customers on all sites leave great reviews of gold IRAs.
What exactly is an IRA backed by gold?
A gold individual retirement account (IRA) is a self-managed personal retirement account that uses gold, silver, or other valuable metals instead of stocks or bonds.
To safeguard yourself from the effects of inflation and possible stock market crashes, you need a diversified collection of investments. This is why a lot of people are placing silver, gold, and other valuable metals in retirement accounts since they are an extremely safe and reliable investment.
The companies on our list assist people in setting in place gold IRAs by helping them transfer existing savings accounts into new self-directed precious metals IRAs. You shouldn’t start a gold IRA from scratch. Instead, you should move the funds in your retirement savings into an account that is new.
The Internal Revenue Service has rules about the types of valuable metals can be placed in precious metals IRAs. They must be gold or coins and meet certain “fineness” standards. These accounts are only able to hold coins that are approved by the IRS such as the Canadian Maple Leaf.
The top gold IRA firms make it easy and stress-free to manage and fund these individual retirement accounts. Many businesses put clients in contact with account representatives who can assist them in the process.
However, an agent for an account is not the same as an advisor to financial matters. If you are considering adding gold IRA to your retirement account to make it more diverse You should speak to your financial advisor to see whether it’s a good idea for you.