A precious metals IRA, which is also called a gold-backed IRA can help protect your money from volatility in the market and safeguard you from inflation. Additionally, precious metals such as gold and silver are very different from standard assets like stocks and bonds which makes them a good option to diversify.
We looked at the top gold IRA firms to determine the best precious metal IRA accounts are the best value. We analyzed each gold IRA company below based upon a range of factors, including the valuable metals they offer and the charges they impose, the storage options they provide, their customer service, and even their reputation.
Goldco is one of the most reputable and best company generally for gold IRAs.
The best price for new buyers is American Hartford Gold.
Lear Capital: The new sales could be eligible for up to $15,000 in bonus coins
Birch Gold Group has a wide range of valuable metals.
The best customer service is at Augusta Precious Metals.
Oxford Gold the best plan to purchase back books
Noble Gold Investments is a gold IRA company with lots of experience.
Patriot Gold Group: Good for buying gold and silver directly
Advantage Gold: The best learning tools
#1. Goldco is the best company overall in the field of gold IRAs.
Goldco is a trusted dealer in rare metals that sells goods that can help you save for retirement. Goldco is a leading company in the field of rare metals and has won numerous awards and honours.
The Better Business Bureau gives Goldco an A+ rating, while the Business Consumer Alliance gives it an AAA grade.
Goldco will help you safeguard the assets of a variety of retirement accounts by shifting them into the precious metals IRA. If you have an IRA, TSP, 401(k), or 403(b) and a precious metals expert from Goldco can guide you on how to transfer the funds from your account into a precious metals IRA.
This business also sells silver and gold directly to clients. You can put your retirement savings or other savings accounts into real silver and gold.
If you’re looking to establish an precious metals IRA through Goldco, move or rollover the assets you have in your current savings account into your new IRA. Goldco makes it easy and easy for customers to complete this process by guiding them through the following steps:
Sign a deal saying you know the rules of Goldco to open your IRA.
Make sure you fund your Self-Directed IRA by rolling over money from your current 401(k), 403(b), TSP, or IRA by contacting the company that manages your account.
Buy your valuable metals: Choose the precious metals you want to include in your investment.
Goldco sells a variety of different kinds of gold and silver coins that include:
American Silver Eagle
American Gold Eagle
The Great Barrier Reef is silver.
Gold Striped Aussie Marlin
The silver guinea shilling of the military
Gold and silver bars of different sizes can be bought. They are pure as.9999.
Goldco also offers an option to buy back gold. If you experience a change in your circumstances and require to sell the precious metals in your account, Goldco will purchase them back at the most competitive buy-back price, guaranteed.
If you’re thinking of investing in a rare metals IRA, Goldco will send you a kit for free with information. This kit has written spoken, spoken, and a visual information on investing in rare metals.
We believe that overall Goldco is among the best companies that offer gold IRAs.
One of the best companies for buying in gold, silver, and platinum through an IRA.
A reputable business with transparent prices
With a gold IRA move, you are able to switch your current savings account.
The sole company Sean Hannity recommends for a gold IRA is
The Better Business Bureau gave it an A+.
Over 2,500 five-star reviews of gold IRAs
#2. The best gold IRA account for 401(k) rollovers is American Hartford Gold.
American Hartford Gold is a excellent gold IRA company that lets you buy in silver and gold. The company is run by a family and is headquartered in Los Angeles, CA. It has been awarded numerous awards including the #1 Gold Company award in the Inc. 5000 list for 2021.
American Hartford Gold promotes gold IRAs however, you can also invest in silver if you want through your retirement account. You can purchase gold IRA through American Hartford Gold by taking these steps:
Call American Hartford Gold to talk to an expert and fill out the papers.
You can transfer your old IRA to an entirely self-directed gold IRA.
Choose the gold or silver items you wish to place into your IRA.
Get your precious metals which can be put in an IRA.
Through Equity Trust, a well-known gold IRA broker, American Hartford Gold offers precious metals IRAs. Once you decide which valuable metals you want to add to your account, you can keep them with a safe storage company such as Brinks, Delaware Depository, or International Depository Services Group.
The gold IRA company also offers a variety of silver and gold goods that can be bought directly. For example, here are a few of the gold products offered by the company:
Gold Saint Helena Sovereign coin
Gold coin of the Canadian Gyrfalcon
1-ounce bar of gold
However metal products include:
Wildlife of Australia silver coin
Krugerrand, made in South Africa
Rounds of 1 one ounce
Pre-64 coins were in use.
bars of 10 Oz and 100 oz
When you purchase valuable metals from American Hartford Gold, you will always be able to talk to a person about your investment and find out how they are doing. You can dial the number on the website anytime to speak to an agent.
If you’re interested in learning more about purchasing gold prior to making the move you can contact the company for a no-cost guide. This guide of 25 pages contains valuable information about the ways that rare metals IRAs can assist you in taking charge of your savings.
You can also learn about the changes to the market for gold by going to the News and Charts part of the American Hartford Gold website. The area also contains articles that can help you decide how to spend.
American Hartford Gold is a reliable gold IRA company that offers the most reliable gold IRA investments.
#3. Lear Capital is a reliable Gold IRA company that will match any price.
Lear Capital is one of the best gold IRA companies. It is located in Los Angeles and has been in business since more than 25 years. Based on gold IRA reviews, the company’s AAA rating from the Business Consumer Alliance, and the fact that the Professional Coin Grading Service has declared it an Authorized Dealer We’ve concluded that Lear Capital is a valid and reliable gold IRA service.
Let’s say you decide to put your gold IRA money in Lear Capital. In that case you will be able to get assistance from a specialized expert and pay a flat amount and guarantee your purchase up to 24 hours and avoid fees for a large payment.
Here are Lear Capital’s grades as well as certifications:
Trustpilot gives us 4.8 stars.
AAA, and the Business Consumer Alliance gave it 5 stars.
Authorized by the Professional Coin Grading Service (PCGS)
Member of the Precious Metals Association
Member of the Numismatic Guaranty Corporation
Gold IRA companies like Lear Capital, which have great reviews from customers, are focused on smooth experiences with easy access to knowledgeable help desks, and clear pricing as well as other aspects. To ensure that your money is in compliance with IRS standards, you should only deal with a qualified service.
Lear Capital sells gold, silver, and platinum bars and coins that can be put in an IRA. You can choose from the most renowned options like the American Gold Eagle or the Canadian Silver Maple Leaf, or opt for something more simple like a 10-to 100-ounce bar of your favorite metal. Prices for valuable metals are always changing to reflect market changes and make it easy to anticipate the price you can expect.
Follow these steps to get started with Lear Capital:
You can open a rare metals IRA account by filling out an online form that only takes 10 minutes.
You should hear back from the person responsible for your IRA within 24 hours about how to complete the tax-free transfer. It can take anywhere from five to seven days for your money to be transferred.
You can purchase precious metals and allow Lear Capital ship them to an appropriate location that is fully insured.
Create and keep your IRA for free if you invest at least $25,000 to $50,000 in a single year, $25,000 to $50,000 for two years, and $75,000 or more for three years.
The most important aspects of Lear Capital are:
If you open a brand new gold IRA account that is greater than $25,000, you will receive free set-up and hold services.
If you invest more than $10,000, you get the $50 setup fee back.
24 hour promises on purchases
Priced at an unbeatable price
One-on-one help from pros on gold IRA buying
Many choices for silver, gold, and platinum
Excellent reviews from every source
Costs are obvious because prices are updated often.
#4. Birch Gold Group is an expert in gold IRA rollovers and other precious metals.
Birch Gold Group is one of the most reliable places to purchase rare metals either in person or via an IRA. Since 2003, the company has been in business and a lot of customers have said good things about it.
Birch Gold Group has a grade of A+ from the Better Business Bureau, AAA from the Business Consumer Alliance, and 5 stars from many other sites. You can be sure that buying in rare metals from this company will be a safe and reliable process.
Birch Gold Group sells a large selection of silver, gold palladium, and platinum products as well as other. You can buy these metals on their own or use them to put money into an precious metals IRA.
The company makes it simple for you to transfer your retirement savings to a precious metals IRA. With the assistance of a trained Precious Metals Specialist, you can take these steps:
Create your account and select the method of funding it. Birch Gold Group is the best option. Birch Gold Group, you can move an IRA or transfer an existing 401(k) to fund your self-directed IRA.
Choose the best metals that will benefit your account. Your valuable Metals Specialist can help you determine which metals you should invest in to reap the greatest tax benefits.
You can buy your valuable metals. Your Specialist will look over your order and inform you that your purchase went through when they have confirmed it.
Find a method to store your belongings. Your Specialist will show you the various ways to store your belongings. Birch Gold Group stores its customers’ assets at various locations like Delaware Depository and Brink’s Global Service.
Find out what you IRA is doing. You can call your Specialist at any time to check your account or make adjustments.
Birch Gold Group also lets you purchase silver, gold, platinum, and palladium goods straight from the company. The company offers a wide selection of coins that are OK with the IRS for example:
Gold Eagle, American
Silver Eagle, American
Leaf of the Canadian Gold Maple
Guinea Silver Rose Crown
You can also buy bars, rounds and even gold and silver.
These are just a few of the platinum products offered by the company:
Bars and round-shaped bars
United States Platinum Eagle
Australian Silver Florin
Lastly, the goods made from gold are:
Rounds and bars
Canadian Maple Leaf Made of Palladium
Overall, Birch Gold Group is a great company to work with if you are looking to set up a flexible and flexible precious metal IRA.
#5. Augusta Precious Metals is a highly rated Gold IRA company with 5 five-star reviews.
Augusta valuable Metals is a well-known company that sells metals like gold and silver. They offer IRAs and cash payments for silver and gold. The firm also runs a website with a lot of free information regarding investing in rare metals and establishing an silver or gold IRA.
Augusta Precious Metals has a 4.97 rating from customers and an A+ rating from the Better Business Bureau. The company has also gotten great reviews on TrustLink, Google My Business, Facebook, and the Business Consumer Alliance, among other sites.
Follow these steps to create an IRA for precious metals. Augusta Precious Metals:
The self-directed IRA provider in Augusta can assist you in setting up your new IRA.
You can use money from your savings account to pay for your account.
At Augusta’s Order Desk, you can buy gold or silver.
Augusta Precious Metals works with Equity Trust, a top self-directed IRA service, to help customers create precious metals IRAs. This IRA company works with individuals across all 50 U.S. states. They’ve been in business for over 30 years and been able to manage more than $25 billion.
When you purchase gold and silver to save money, Augusta Precious Metals will keep the silver and gold for you. The company stores its precious metals in the Delaware vault which is a secure private vault.
Augusta Precious Metals is also an online store where you can purchase real gold and silver. It’s as simple as transferring money into the Augusta account and select the gold and silver goods you want to buy. Augusta will bring them right to your door and you’ll need to sign the documents for them.
Augusta Precious Metals sells metal and luxury coins made from gold and silver. Bullion products manufactured by the firm include coins such as:
American Gold Eagle
American Silver Eagle
Canada’s Gold Maple Leaf
A silver coin that is referred to as “America the Beautiful”
You can also buy 1to 10 ounce gold bullion bars. 10- up to 100-ounce silver bullion bar and 90 silver bags containing 97 percent.
A few of the company’s top-end silver and gold coins include:
Gold Sovereign of St. Helena in 2022
2021 Soaring Eagle Silver Coin from the Royal Canadian Mint
If you’re looking to add items to your IRA You can also look at a list of the company’s IRA-eligible products.
All in all, Augusta Precious Metals is one of the top companies for gold IRAs.
#7. Oxford Gold is a reputable firm that invests in gold and silver.
Oxford Gold Group is a firm that assists people to set up gold IRAs. They sell silver, gold platinum, palladium, and. The company has an excellent rating from the Better Business Bureau (A+) and also from websites like Trustpilot, Consumer Affairs, and Google My Business (excellent scores).
Oxford Gold has IRAs for both silver and gold, and they have a variety of tools available to help you get started with these funds. On the Oxford Gold website, you can find out how to transfer money into an precious metal IRA and how these IRAs work and what types are available, and why they are a good investment.
On the Oxford Gold website, you can purchase coins and bars made of silver, gold, platinum, and palladium. The company sells a wide range of gold and silver coins and other products, including:
The Silver Maple Leaf is a Canadian coin.
“Rose Crown” coin from Guinea
Silver coin of “America the Beautiful”
Gold Canadian coin with a polar bear and a cub
PAMP Silver Bar Suisse
Gold bars of 1 oz. or 10 oz.
The company also sells a tiny amount of bars and coins made of platinum and palladium.
Oxford Gold Group tries to be different from other companies that deal in precious metals in its ability to listen to customers and giving them the tools they require to make sound financial decisions. On its website, the company has an entire learning center that can assist buyers.
This study area comes with many tools, including:
Guide to investing in precious metals
Stories and news about buying in gold
A listing of terms
When you work for Oxford Gold Group, you’ll also be able direct access to one of the Oxford Gold Group’s Managing Partners. The person will be able to assist you with any queries you may have regarding how to trade or keep your gold in your IRA.
We like the fact that Oxford Gold looks at buying valuable metals from an impartial point of view. This allows customers to understand the pros and cons of these investments and make better decisions.
Overall, Oxford Gold Group is one of the best companies that offers gold IRAs.
#7. Free Gold and Silver IRA Guide for New Investors from Noble Gold Investments
Noble Gold is one of the top gold IRA companies because it offers a wide range of valuable metals that have been approved by the IRS. It also provides helpful training materials for buyers and an A+ grade from the Better Business Bureau (BBB). You can create an IRA with Noble Gold if you are interested in silver, gold platinum, palladium or. After less than 10 years of operation Noble Gold’s gold IRA reviews on all sites have earned it five stars.
Opening an IRA account is a great option, so it is important to select a gold investment firm that values the reviews of its customers and the accreditations of its affiliates first. The following scores are available for Noble Gold:
Google Reviews gave it 4.9 stars.
ConsumerAffairs awarded it five stars.
BBB rates it with an A+.
Based on some reviews, Yelp gave it 5 stars.
Although there are only two reviews on Trustpilot, Noble Gold also has a grade of 2.9 stars. Both reviews talked about fees that were difficult to find.
Noble Gold is like other gold investment firms in that you can place bars and coins made of gold, silver, platinum, and palladium into your IRA. There are a lot of kinds of precious metals that the IRS will accept. Some are well-known, such as the Australian Gold Kangaroo Coin, while others are scarce, like the Austrian Silver Philharmonic 1oz Coin. To conform to IRS regulations all rare metals IRA purchases are sent to safe sites in Delaware, Texas, or Canada.
Depending on the amount you buy, you can expect to pay between $80-$200 per year for storage of your valuable metals. Most IRAs with Noble Gold require at least $20,000 in order to begin.
Follow these steps to begin with Noble Gold:
Complete the form online to get personalized advice or open an IRA account for gold. You can speak to an expert in-house about your options during the free sessions.
Talk to an Noble Gold expert to start the process of moving the gold IRA over to the new account. If you withdraw money of another retirement account to put into your gold IRA instead of rolling it over, you might be required to pay tax on it. Talk to a tax expert first.
You can fund your precious metals IRA, and then buy the precious metals you’d like.
Select the storage you want, and then wait for Noble Gold ship your valuable coins to that safe place.
The most important characteristics of Noble Gold are:
Fantastic ways to assist customers
There are many types of precious metals that you can pick from.
Several sources have rated it five stars.
Free access to expert advice
There are many training tools that can help investors.
When you’re ready for selling when you’re ready to sell, consider you should have a “no questions asked” buy-back policy will be in place.
#8. Patriot Gold Group is the most effective for setting up quickly an gold IRA account.
Patriot Gold Group is a Los Angeles-based company that is rated as the top silver and gold dealer in the nation by Consumer Affairs for five years in a row.
Patriot Gold Group is probably ideal for those who are experienced in investing in precious metals who are familiar with the market and wish to invest a significant portion of their assets into an investment in gold IRA, since it gives savings for large investments but doesn’t have a lot of tools to help investors who are new. Patriot Gold Group might be right for you if you’re looking for a basic IRA dealer that has options for basic silver and gold and the best ways to get assistance.
The following grades, accreditations, and titles have been awarded to Patriot Gold Group:
707 reviews on ConsumerAffairs gave this product 5 stars.
Google Reviews gives it 5 stars
ConsumerAffairs has selected us as the top gold IRA dealer from 2020 to 2023.
Voted the top Gold IRA dealer in America from 2016 to 2020.
BBB awarded it an A+ grade and an official seal of approval.
Professional Service for Grading Certified Coins
Member of the Numismatic Guaranty Corporation
When it concerns gold IRA reviews certificates, reviews and awards, you’ll be able to find a better organization than Patriot Gold Group. The company prioritizes its customers by providing them with helpful assistance lines, straightforward prices, and easy-to-use services that comply with IRS regulations.
Patriot Gold Group sells gold and silver bars and coins which can be put into an IRA. Gold prices changes in real time on their website, so you can easily see the benefits, risks, and costs associated with your purchase. You can pick from a variety of gold-colored coins from the U.S., the U.K., Canada, and Australia. You can also pick from exclusive silver coins from 50 years ago.
Patriot Gold Group has a high limit of $50,000 for a minimum account, therefore it is best for buyers who have done this before. The initial year of storage and upkeep costs $250 and every year thereafter costs $200. You might have to shell out more such as the cost to open an account.
To begin your journey with Patriot Gold Group, you have to follow these steps:
Complete the online account application to get started.
Contact a customer service representative to start your account restart or to transfer funds.
You can purchase precious metals and decide how you’d like to store them.
You can receive no cost delivery to the safe locker.
Investors can acquire these crucial things from Patriot Gold Group:
Gold IRA has received positive reviews IRA on all websites
Fees for accounts have been eliminated for purchases that exceed $100,000.
Free investment guides for gold within an IRA
Access to customer service that is helpful
Price fluctuations in real-time
#9. AdvantageGold is an experienced precious metals IRA company that offers a wide variety of gold coins as well as bullion.
AdvantageGold is among the best companies for gold IRAs. They claim to be the best gold company in the U.S. because they have been awarded the Best of TrustLink award for seven consecutive years. AdvantageGold could be a good choice if you like to do things online and want easy access to quality training tools.
You can apply for an account without speaking to a person, and the company gives you access to a large knowledge base, including videos, tools and more.
AdvantageGold has been evaluated and certified in the following manner:
#1 Most Trusted Gold IRA Company by TrustLink for the past seven years
Member of the American Numismatic Association
Member of the Industry Council for Tangible Assets
BBB gives the rating 4.83 stars and it is awarded an A+ rating.
Nearly 700 of their customers have given Google 5 stars.
More than 1,400 customers have given Trustpilot 5 stars.
Based on AdvantageGold’s reviews, you can expect great customer service, excellent assistance, and clear prices throughout your interactions with AdvantageGold.
AdvantageGold allows you to put gold, silver, platinum or palladium into your IRA. The Gold American Eagle Coin, the Canadian Palladium Maple Leaf Coin, as well as the American Silver Eagle Proof Coin are among the most common choices.
Annual storage charges for IRA purchases are between $100 to $150. Investors also pay a $50 account-setting-up fee and a variety of yearly upkeep fees. AdvantageGold has no minimum payment, which is a good thing.
To start using AdvantageGold, you need to do the following:
Fill out the online form and choose the account manager you would like to work with. You can complete this initial step by yourself using AdvantageGold or call the customer service team for personalized help.
Accept the policies and rules that the business follows, and then share your financial documents. You may be required to present different documents about your IRA or tax obligations.
Choose the method you wish to deposit money in your account. An expert in rolling over money into a gold IRA will help you do this.
You can buy valuable metals and select a secure location to store them. As the last step, you need to sign the declaration form.
AdvantageGold has the following characteristics which make it stand out:
When you’re ready for selling, the buy-back scheme makes it simple.
A free guide to investing in gold through your IRA.
There are a variety of methods to study.
There aren’t any minimum investments.
Rollover help is convenient.
TrustLink has named us the most trusted gold IRA company for the past seven years.
Resources that provide step-by-step instructions on how to withdraw cash
Customers on all websites give great review of gold IRAs.
What is an IRA backed by gold?
An individual retirement account in gold (IRA) is a self-managed personal retirement account that uses gold, silver, or other valuable metals instead bonds.
To guard yourself against inflation and possible stock market crashes, it is important to should have a diverse portfolio of investments. Because of this, many people have started placing silver, gold, and other valuable metals into their retirement accounts due to them being an extremely safe and reliable investment.
The companies listed on our list help people set up gold IRAs by helping them transfer existing savings accounts into new self-directed precious metals IRAs. You shouldn’t begin a gold IRA from scratch. Instead, you should transfer the money in your retirement savings into an account that is new.
The Internal Revenue Service has rules about what kinds of valuable metals can be placed in precious metals IRAs. These items have to be coins or gold and meet certain “fineness” standards. These accounts can only hold the coins that are approved by the IRS such as the Canadian Maple Leaf.
The best gold IRA companies make it simple and easy to fund and take care of these retirement accounts for individuals. Many companies place customers in touch with account representatives who can assist them in the process.
However, an agent for an account isn’t the same as a financial advisor. If you’re considering adding gold IRA to your retirement account to make it more diverse you should consult your financial advisor first to determine if it makes sense for you.