A precious metals IRA, which is also known as a gold-backed IRA, can help protect your investment from the volatility of markets and protect you from inflation. Additionally, precious metals such as gold and silver are very different from traditional assets like bonds and stocks, which makes them a great option to diversify your portfolio.
We looked at the best gold IRA companies to see what precious metal IRA accounts are the most beneficial. We analyzed every gold IRA company below based on a number of factors, including the precious metals they provide, the fees they impose, the storage choices they provide, their customer service, and their image.
Goldco is the most reputable and best company generally in the field of gold IRAs.
The best deal for first-time purchasers is American Hartford Gold.
Lear Capital: Sales made by the company could be eligible for up to $15,000 in bonus coins
Birch Gold Group has a large selection of valuable metals.
The best customer service is at Augusta Precious Metals.
Oxford Gold: Best scheme to purchase back books
Noble Gold Investments is a gold IRA firm with a lot of experience.
Patriot Gold Group: Good for buying gold and silver directly
Advantage Gold: The best learning tools
#1. Goldco is the best company overall for gold IRAs.
Goldco is a trusted dealer in rare metals that sells goods that can help you save more for retirement. This company is the leader in the business of rare metals and has received many awards and honors.
The Better Business Bureau gives Goldco an A+ rating, while the Business Consumer Alliance gives it an AAA grade.
Goldco can help you protect the assets in various retirement accounts by moving them to the precious metals IRA. If you have an IRA, TSP, 401(k) or 403(b) or 403(b) metals expert from Goldco can guide you on how to move the money that is in the account to a precious metals IRA.
This business also sells gold and silver directly to customers. You can also invest your retirement savings or money from other savings accounts into real silver and gold.
If you’re looking to establish an precious metals IRA through Goldco move or rollover your savings from your current savings account to the new IRA. Goldco makes it easy and painless for customers to complete this process by walking them through the following steps:
Sign a deal saying you are aware of the Goldco rules for opening your IRA.
Fund your Self-Directed IRA by rolling over funds from your existing 401(k), 403(b), TSP, or IRA by calling the company that handles your account.
Purchase your precious metals: Select the precious metals that you’d like to add to your investment.
Goldco sells many different kinds of gold and silver coins, including:
American Silver Eagle
American Gold Eagle
The Great Barrier Reef is silver.
Gold Striped Aussie Marlin
The silver guinea shilling of the military
Marlin Gold
Silver and gold bars of different sizes can be bought. They are as pure as.9999.
Goldco also offers a program for buying back gold. In the event that your situation alters and you have to sell the precious metals in your account Goldco will purchase them back at the most competitive price for buy-back, which is guaranteed.
If you’re considering investing in a rare metals IRA, Goldco will send you a free kit that includes information. The kit includes a written, spoken, and seen guide to investing in rare metals.
Overall, we believe Goldco is one of the top companies that offer gold IRAs.
One of the best companies to buy silver, gold, as well as platinum, through an IRA.
A reputable business with transparent prices
With a gold IRA move, you are able to switch your current savings account.
The only company Sean Hannity recommends for a gold IRA is
The Better Business Bureau gave it an A+.
More than 2,500 5-star reviews on gold IRAs
#2. The most reputable gold IRA account for 401(k) rollovers is American Hartford Gold.
American Hartford Gold is a good gold IRA company that allows you to buy in silver and gold. The company is run by a family and is based in Los Angeles, CA. It has received numerous awards including the top Gold Company award in the Inc. 5000 list for 2021.
American Hartford Gold promotes gold IRAs, but you can also add silver if you want through your retirement account. You can buy a gold IRA through American Hartford Gold by taking these steps:
Contact American Hartford Gold to talk to an expert, and complete the forms.
You can transfer your old IRA to a new self-directed gold IRA.
Choose the gold or silver items you wish to place in your IRA.
Purchase your precious metals that can be put into an IRA.
Through Equity Trust, a well-known gold IRA broker, American Hartford Gold offers precious metals IRAs. When you have decided which precious metals to add to your account, you can store them with a secure storage firm like Brinks, Delaware Depository, or International Depository Services Group.
The gold IRA business also sells a broad range of silver and gold goods that can be purchased directly. For instance, here are some of the gold products sold by the company:
Gold Saint Helena Sovereign coin
Gold coin of the Canadian Gyrfalcon
1-ounce gold bar
Combibar Valcambi
However metal goods include things like:
Wildlife of Australia silver coin
Krugerrand, made in South Africa
Rounds of 1 ounce
Pre-64 coins were used.
bars of 10 Oz and 100 oz
Combibar Valcambi
When you purchase valuable metals from American Hartford Gold, you will always be able to speak with a representative about your investment and learn what they are doing. You can dial the number on the website anytime to speak to your representative.
If you’d like to know more about buying gold before taking the step, you can ask the company for a complimentary guide. This guide, which is 25 pages long, provides information about how rare metals IRAs can assist you in taking control of your money.
You can also get information about changes in the market for gold by going to the News and Charts part of the American Hartford Gold website. The area also contains articles that will help you decide on what to invest in.
American Hartford Gold is a trusted gold IRA company that provides the most reliable gold IRA investments.
#3. Lear Capital is a reliable Gold IRA company that will match any price.
Lear Capital is one of the best gold IRA companies. It is based in Los Angeles and has been in business since more than 25 years. Based on gold IRA reviews as well as Lear Capital’s AAA rating from the Business Consumer Alliance, and the fact that the Professional Coin Grading Service has declared it an Authorized Dealer, we’ve decided that Lear Capital is a valid and reliable gold IRA service.
Let’s say that you decide to invest your gold IRA money into Lear Capital. In that case you can seek advice from a specialized expert or pay a fixed fee, guarantee your purchase up to 24 hours and not pay fees if you make a big payment.
The following are Lear Capital’s grade and certifications:
Trustpilot gives us 4.8 stars.
AAA, as well as the Business Consumer Alliance gave it 5 stars.
Authorized by the Professional Coin Grading Service (PCGS)
Member of the Precious Metals Association
Member of the Numismatic Guaranty Corporation
Gold IRA companies such as Lear Capital, which have great reviews from customers, focus on smooth experiences and easy access to friendly help desks, and clear prices among other things. To ensure that your money is in compliance with IRS standards, it is best to only use a reputable service.
Lear Capital sells gold, platinum, and silver bars and coins that can be placed in an IRA. You can choose from famous options like the American Gold Eagle or the Canadian Silver Maple Leaf, or you can go with something easier like a 10- to 100-ounce bar of your favorite metal. Prices for valuable metals are constantly changing to reflect market changes and make it easy to know what you should expect.
Follow these steps to begin by contacting Lear Capital:
You can create a rare metals IRA account by filling out an online application that takes just 10 minutes.
You should hear from the person in charge of the IRA within 24 hours of how to complete the tax-free transfer. It could take up to five days for the money to be transferred.
You can purchase valuable metals, and then allow Lear Capital ship them to an area that is secure and where they will be fully insured.
Set up and store your IRA at no cost if you spend at least $25,000 to $50,000 for a year or $25,000-$50,000 for two years and $75,000 or more for a period of three years.
The most important things about Lear Capital are:
If you open a brand new gold IRA account over $25,000, you will receive free set-up and hold services.
When you have invested more than $10,000 you will receive your $50 setup fee back.
24 hour promises on purchases
Priced at a flat rate
Assistance from a professional on gold IRA buying
Many choices for silver, gold and platinum
Excellent reviews from all sources
Costs are clear since prices are frequently updated.
#4. Birch Gold Group is an expert in gold IRA rollovers, as well as other precious metals.
Birch Gold Group is one of the best places to purchase rare metals in person or through an IRA. Since 2003, the company has been operating and a large number of customers have praised the company. things about it.
Birch Gold Group has a grade of A+ from the Better Business Bureau, AAA from the Business Consumer Alliance, and 5 stars from other websites. You can be confident that buying rare metals through Birch Gold Group is a secure and dependable process.
Birch Gold Group sells a large selection of silver, gold palladium and platinum items in addition to other. You can buy these metals by themselves or make use of them to deposit money into an precious metals IRA.
This company makes it easy for you to transfer the retirement savings you have saved into a precious metals IRA. With the help of a certified Precious Metals Specialist, you can take these steps:
Create your account and choose the method of funding it. With Birch Gold Group, you can move an IRA or roll over an existing 401(k) to fund your self-directed IRA.
Select the most valuable metals to invest in for your account. Your precious Metals Specialist can help you determine which metals to invest in to gain the most tax advantages.
You can purchase your precious metals. Your Specialist will look over your order and inform you that the purchase was successful after they have completed the transaction.
Find a storage solution for your things. Your Specialist will show you the various ways to store your belongings. Birch Gold Group stores its customers’ assets at a number of places including Delaware Depository and Brink’s Global Service.
Find out the status of you IRA is going. You can contact your Specialist anytime to check on your account and make any changes.
Birch Gold Group also lets you purchase silver, gold, platinum, and palladium products directly from them. The company offers a broad range of currency that is OK with the IRS, such as:
Gold Eagle, American
Silver Eagle, American
Leaf of the Canadian Gold Maple
Guinea Silver Rose Crown
You can also buy bars, rounds and even gold and silver.
These are some of the platinum products from the company:
Bars and round-shaped bars
United States Platinum Eagle
Australian Silver Florin
Lastly, the goods made from gold are:
Bars and round-shaped bars
Canadian Maple Leaf Made of Palladium
Overall, Birch Gold Group is a great company to work with if you’re looking to set up a flexible and flexible precious metal IRA.
#5. Augusta Precious Metals is a highly reviewed Gold IRA company with 5 five-star reviews.
Augusta valuable Metals is a well-known company that sells valuable metals such as silver and gold. They provide IRAs and cash payments for gold and silver. The business also offers a site that contains lots of information for free on the investment in rare metals and setting up a gold or silver IRA.
Augusta Precious Metals has a 4.97 rating from customers and an A+ rating from the Better Business Bureau. The company has also gotten positive reviews on TrustLink, Google My Business, Facebook, and the Business Consumer Alliance, among other sites.
Follow these steps to set up an IRA for precious metals with Augusta Precious Metals:
The self-directed IRA service in Augusta can help you set the new IRA.
Use money from your savings account to pay for your account.
At Augusta’s Order Desk, you can purchase gold or silver.
Augusta Precious Metals works with Equity Trust, a top self-directed IRA service, to assist customers to set up precious metals IRAs. This IRA company is a partner for people across all 50 U.S. states. They’ve been in business since more than 30 years, and managed more than $25 billion.
After you have purchased silver and gold to save money, Augusta Precious Metals will keep the silver and gold for you. The company keeps its precious metals in the Delaware vault which is a secure private vault.
Augusta Precious Metals is also an online store where you can purchase genuine silver and gold. All you have to do is transfer money to your Augusta account and then select the gold and silver goods you wish to purchase. Augusta will deliver them directly to your door, and you’ll have to sign for them.
Augusta Precious Metals sells metal and luxury coins made of gold and silver. Bullion products manufactured by the company include coins such as:
American Gold Eagle
American Silver Eagle
Canada’s Gold Maple Leaf
A silver coin called “America the Beautiful”
You can also buy 1to 10 ounce gold bullion bars, 10- to 100-ounce silver bullion bars and 90 silver bags containing 97 percent.
Some of the company’s high-end gold and silver coins are:
Gold Sovereign of St. Helena in 2022
2021 Soaring Eagle Silver Coin from the Royal Canadian Mint
If you’re looking to add items to your IRA you can look at a list of the company’s IRA-qualified coins.
Overall, Augusta Precious Metals is one of the best firms for gold IRAs.
#7. Oxford Gold is a reputable company for investing in gold and silver.
Oxford Gold Group is a firm that assists people to set up up gold IRAs. They sell gold, silver platinum, palladium, and. The company has an excellent evaluation from the Better Business Bureau (A+) and also from websites like Trustpilot, Consumer Affairs, and Google My Business (excellent scores).
Oxford Gold has IRAs for both gold and silver, and there are a lot of tools that can help you start these funds. On the Oxford Gold website, you can learn how to move money into an precious metal IRA, how they function and what kinds are available, and why they are good assets.
The Oxford Gold website, you can purchase bars and coins made of silver, gold platinum, palladium, and. The company sells a wide range of popular silver and gold coins, as well as other items such as:
The Silver Maple Leaf is a Canadian coin.
“Rose Crown” coin from Guinea
Silver coin from “America the Beautiful”
Gold Canadian coin featuring an polar bear and cub
PAMP Silver Bar Suisse
Gold bars of 1 Ounce. and 10 oz.
The firm also sells a small number of coins and bars made of palladium and platinum.
Oxford Gold Group tries to be superior to other companies that deal in precious metals by listening to its clients and providing them with the tools they require to make sound financial decisions. The company’s website has a complete learning center to help with the buying process.
This study area comes with several tools that include:
Guide to investing in precious metals
News and stories about buying in gold
FAQs
A list of terms
When you work for Oxford Gold Group, you’ll also be able to interact directly with one of the company’s Managing Partners. The person will be able to assist you with any queries you might have regarding how to trade or store your gold in your IRA.
We like the fact that Oxford Gold looks at buying valuable metals from a neutral point of view. This helps customers understand the advantages and disadvantages of these investment options and make better decisions.
In the end, Oxford Gold Group is one of the best companies that offers gold IRAs.
#7. Free Gold and Silver IRA Guide for new investors from Noble Gold Investments
Noble Gold is one of the top gold IRA companies because it offers an extensive selection of precious metals that are regulated by the IRS. It also offers helpful educational materials for buyers as well as an A+ rating from the Better Business Bureau (BBB). You can open an IRA with Noble Gold if you are interested in silver, gold, platinum, or palladium. In less than 10 years in operation, the company’s gold IRA reviews on all websites have won it five stars.
Opening an IRA account is a great choice, so you should choose a precious metals investment firm that values the reviews of its clients and the accreditations of its affiliates first. These scores are given for Noble Gold:
Google Reviews gave it 4.9 stars.
ConsumerAffairs awarded it five stars.
BBB rates it with an A+.
Based on some reviews, Yelp gave it 5 stars.
Even though there are just two reviews on Trustpilot, Noble Gold also has a score of 2.9 stars. Both reviews mentioned fees that were difficult to locate.
Noble Gold is like other gold investment companies in that you can place bars and coins composed of silver, gold platinum, palladium, and platinum in your IRA. There are many different kinds of precious metals that the IRS will accept. Some are well-known, such as the Australian Gold Kangaroo Coin, while others are scarce such as the 1oz Austrian Silver Philharmonic Coin. To conform to IRS rules the rare metals that are included in IRA purchases are sent to secure locations located in Delaware, Texas, or Canada.
Depending on how much you buy, you can expect to pay between $80 to $200 per year to keep your real valuable metals. Most IRAs with Noble Gold require at least $20,000 to begin.
Follow these steps to get started with Noble Gold:
Fill out the form online to receive personalized advice or open an IRA account for gold. You can speak with an expert from the company about your choices during the free sessions.
Speak to a Noble Gold expert to start the process of moving your existing gold IRA over to the new account. If you withdraw money of another retirement account to transfer to the gold IRA instead of rolling it over, you might be required to pay tax on it. Talk to a tax expert first.
Fund your precious metals IRA and then purchase the precious metals you’d like to purchase.
Select the storage you want and wait for Noble Gold ship your valuable coins to the safe storage location.
The most important things about Noble Gold are:
Fantastic ways to assist customers
There are a variety of valuable metals to choose from.
Several sources gave it five stars.
Free access to the advice of experts
There are plenty of tools for training that can assist investors.
When you’re ready to sell when you’re ready to sell, consider make sure you have a “no questions asked” buy-back policy.
#8. Patriot Gold Group is the best for quickly setting up a gold IRA account.
Patriot Gold Group is a company based in Los Angeles, which is rated as the top gold and silver dealer in the United States by Consumer Affairs for five years consecutively.
Patriot Gold Group is probably ideal for experienced precious metals investors who are familiar with the market and wish to invest a significant portion of their wealth into an investment in gold IRA, since it gives savings for big investments but lacks many tools to help new investors learn. Patriot Gold Group might be suitable for you if seeking a basic IRA dealer that has options for basic gold and silver, and good ways to get help.
The following grades, accreditations and titles have been granted to Patriot Gold Group:
The 770 user reviews on ConsumerAffairs gave this product 5 stars.
Google Reviews gives it 5 stars
ConsumerAffairs has selected us as the top gold IRA dealer from 2020 until 2023.
Voted the top Gold IRA dealer in America from 2016 until 2020.
BBB awarded it an A+ grade and an approval seal.
Professional Service for Grading Certified Coins
Member of the Numismatic Guaranty Corporation
When it comes to gold IRA reviews, certificates, and awards, you’ll find a better organization than Patriot Gold Group. The company prioritizes its clients by providing them with helpful assistance lines, straightforward pricing, and simple-to-use services that are compliant with IRS regulations.
Patriot Gold Group sells gold and silver bars and coins which can be put into an IRA. Gold prices fluctuates in real time on their website, which means you can easily assess the risks, benefits, and costs of purchasing. You can pick from 10 gold-colored coins from the U.S., the U.K., Canada, and Australia. You can also choose from exclusive silver coins dating fifty years ago.
Patriot Gold Group has a high limit of $50,000 for a minimum account, therefore it is recommended for those who have previously had this service. First year storage and maintenance costs $250 and every year thereafter costs $200. You may have to pay a little more for instance, the cost to open an account.
To begin your journey with Patriot Gold Group, you must do the following:
Fill out the online account application to get started.
Contact a customer service representative to get your account started or transfer of funds.
You can purchase precious metals and decide how you want to store them.
You can get no cost delivery to the safe locker.
Investors can obtain these essential things from Patriot Gold Group:
The gold IRA is rated highly by its customers. IRA on all sites
The cost of accounts has been waived for purchases over $100,000
Free investment guides for gold in an IRA
Access to helpful customer service
Price fluctuations in real-time
#9. AdvantageGold is an experienced precious metals IRA company that offers a wide variety of gold physical coins as well as bullion.
AdvantageGold is among the best companies for gold IRAs. They say they are the top gold company within the U.S. because they have been awarded the Best of TrustLink award for seven years in a row. AdvantageGold could be a good choice if you like to do things online and want easy access to high-quality training tools.
The application process is simple with no need to talk to a person, and the company gives you access to a large knowledge base, including videos, tools, and more.
AdvantageGold has been rated and certified as follows:
The #1 Most Trusted Gold IRA Company by TrustLink over the past seven years
Member of the American Numismatic Association
Member of the Industry Council for Tangible Assets
BBB gives the rating 4.83 stars with an A+ grade.
More than 700 users have awarded Google five stars.
More than 1,400 people have rated Trustpilot five stars.
Based on the reviews of AdvantageGold you can count on great customer service, fantastic assistance and transparent prices throughout your interactions with AdvantageGold.
AdvantageGold lets you deposit gold, silver, platinum or palladium into your IRA. The Gold American Eagle Coin, the Canadian Palladium Maple Leaf Coin, and the American Silver Eagle Proof Coin are some of the most commonly used options.
Annual storage fees for IRA purchases range from $100-$150. Investors also have to pay a $50 account set-up fee and a range of different annual upkeep fees. AdvantageGold has no minimum payments which is a great thing.
To start using AdvantageGold, you need to complete the following steps:
Complete the online form, and choose the account manager you want. You can do this first step by yourself using AdvantageGold or contact the customer support team for personalized help.
Accept the policies and rules that the business follows, and then provide your financial records. You may be required to present different documents about your IRA or tax obligations.
Select the method you prefer to transfer funds into your account. An expert in rolling money over into an gold IRA will assist you in doing this.
You can buy valuable metals and pick a secure storage space for them. As the last step, you need to complete the declaration form.
AdvantageGold is a product with the following characteristics which make it stand out from the crowd:
When you’re ready for selling the property, the buy-back program makes it simple.
A free guide on investing in gold with your IRA.
There are a variety of methods to study.
There are no minimum investments.
Rollover help is convenient.
TrustLink has named us the most trusted gold IRA company for the past seven years.
Step-by-step directions for withdrawing money
Customers on all sites leave great feedback on gold IRAs.
What is an IRA with gold as its backer?
An individual retirement account in gold (IRA) is a self-managed personal retirement account that makes use of silver, gold, or other valuable metals instead bonds.
To guard yourself against the risk of inflation and market crashes, you need a diversified collection of investments. Due to this, many people have started putting gold, silver and other precious metals in retirement accounts due to them being relatively safe and dependable investment.
The companies listed on our list help people set the gold IRAs by helping them roll over or transfer existing savings accounts to new self-directed precious metals IRAs. It is not advisable to start a gold IRA from scratch. Instead, transfer the funds in your retirement savings into an account that is new.
The Internal Revenue Service has rules about what kinds of valuable metals are eligible for precious metals IRAs. They must be coins or gold and must meet specific “fineness” standards. These accounts can only hold the coins that are OK with the IRS such as the Canadian Maple Leaf.
The top gold IRA companies make it easy and stress-free to fund and take care of the individual retirement accounts. Many companies put customers in touch with account reps who can assist them in the process.
But an agent of an account isn’t the same as an advisor to financial matters. If you want to add an gold IRA to your retirement account to diversify it You should speak to your financial advisor first to determine whether it is a good idea for you.
Precious Metals IRA Previous Post