A precious metals IRA that is also called a gold-backed IRA, can help protect your investment from the volatility of markets and safeguard your investment from inflation. Also, valuable metals like gold and silver are very different from the standard assets like stocks and bonds which makes them a good option to diversify your portfolio.
We looked at the top gold IRA companies to determine which precious metal IRA accounts offer the best deal. We analyzed each gold IRA company below based on a number of factors, including the quality of the metals they offer, the fees they charge, the storage choices they offer as well as their customer service as well as their appearance.
Goldco is one of the most trusted and most reliable company overall in the field of gold IRAs.
The best deal for first-time purchasers is American Hartford Gold.
Lear Capital: The new sales could receive up to $15,000 worth of bonus coins
Birch Gold Group has a wide range of valuable metals.
The most excellent customer service is offered at Augusta Precious Metals.
Oxford Gold the best plan to buy back books
Noble Gold Investments is a gold IRA company with a lot of experience.
Patriot Gold Group: Good to buy silver and gold directly
Advantage Gold: The best learning tools
#1. Goldco is the best company in the field of gold IRAs.
Goldco is a trusted dealer in rare metals that sells goods that can help you save for retirement. This company is the leader in the field of rare metals and has won numerous awards and honours.
The Better Business Bureau gives Goldco an A+ rating, and the Business Consumer Alliance gives it an AAA grade.
Goldco will assist you to protect the assets in different retirement accounts by moving them into the precious metals IRA. If you have an IRA, TSP, 401(k), or 403(b) or 403(b) metals expert at Goldco can guide you on how to transfer the money in your account to a precious metals IRA.
This company also sells silver and gold directly to its customers. You can put your retirement savings, or money from other savings accounts in real silver and gold.
If you want to start a precious metals IRA through Goldco move or rollover the assets you have in your savings account to your new IRA. Goldco makes it simple and stress-free for customers to do this by guiding them through the following steps:
Sign a deal saying you know the rules of Goldco to open your IRA.
You can fund your Self-Directed IRA by rolling over funds from your existing 401(k), 403(b), TSP, or IRA by calling the company that manages your account.
Buy your precious metals Choose the precious metals you would like to include in your investment.
Goldco sells a variety of different kinds of silver and gold coins that include:
American Silver Eagle
American Gold Eagle
The Great Barrier Reef is silver.
Gold Striped Aussie Marlin
The silver guinea shilling of the military
Gold and silver bars of different sizes can be bought. They’re as pure as.9999.
Goldco also has a program for buying back gold. If you experience a change in your circumstances and require to sell the valuable metals that are in your account, Goldco will purchase them back at the most competitive buy-back price, with a guarantee.
If you’re considering investing in an uncommon metals IRA, Goldco will send you a kit for free with details. This kit contains a written spoken, spoken, and a visual guide to investing in rare metals.
We believe that overall Goldco is one of the best companies that provide gold IRAs.
One of the best companies for buying in silver, gold, and platinum through an IRA.
reputable business with clear prices
With the gold IRA move, you can switch your current savings account.
The only firm Sean Hannity recommends for a gold IRA is
The Better Business Bureau gave it an A+.
More than 2,500 5-star reviews of gold IRAs
#2. The most reputable gold IRA account for 401(k) rollovers is American Hartford Gold.
American Hartford Gold is a excellent gold IRA company that allows you to purchase gold and silver. The company is run by a family of employees and is headquartered in Los Angeles, CA. It has received numerous awards including the top Gold Company award in the Inc. 5000 list for 2021.
American Hartford Gold promotes gold IRAs however, you can also add silver if you want through your retirement account. You can buy gold IRA through American Hartford Gold by taking these steps:
Contact American Hartford Gold to talk to an expert and fill out the papers.
You can transfer your existing IRA to a new self-directed gold IRA.
Choose the silver or gold items you would like to put in your IRA.
Buy your valuable metals that can be placed in an IRA.
Through Equity Trust, a well-known gold IRA broker, American Hartford Gold offers precious metals IRAs. When you have decided which precious metals you want to add to your account, you are able to store them with a secure storage service such as Brinks, Delaware Depository, or International Depository Services Group.
This gold IRA company also sells a broad range of gold and silver goods which can be purchased directly. For example, here are some of the gold products sold by the company:
Gold Saint Helena Sovereign coin
Gold coin of the Canadian Gyrfalcon
1-ounce gold bar
On the other hand metal goods include things like:
Wildlife of Australia silver coin
Krugerrand, made in South Africa
Rounds of 1 one ounce
Pre-64 coins were in use.
bars of 10 oz and 100 oz
If you purchase precious metals from American Hartford Gold, you will always be able to talk to a person about your investment and find out what they’re doing. You can dial the number on the website anytime to speak to your agent.
If you want to learn more about buying gold before taking the step you can contact the company for a no-cost guide. This guide, which is 25 pages long, provides information on the ways that rare metals IRAs can assist you in taking charge of the savings you have.
You can also learn about the latest developments in the market for gold by going to the News and Charts part of the American Hartford Gold website. The area also contains articles that can help you decide how to spend.
American Hartford Gold is a trusted gold IRA company that offers the best gold IRA investments.
#3. Lear Capital is a reliable Gold IRA company that will match any price.
Lear Capital is one of the top gold IRA companies. It is located in Los Angeles and has been in business for over 25 years. Based on gold IRA reviews, the company’s AAA rating by the Business Consumer Alliance, and the fact that the Professional Coin Grading Service has declared it an Authorized Dealer, we’ve decided that Lear Capital is a valid and reliable gold IRA provider.
Let’s say you decide to invest your gold IRA money in Lear Capital. In this case, you can get help from a specialized expert or pay a fixed fee, guarantee your purchase up to 24 hours and avoid fees when you make a large payment.
These are the Lear Capital’s grades as well as certifications:
Trustpilot awards us 4.8 stars.
AAA, and the Business Consumer Alliance gave it 5 stars.
Authorized by the Professional Coin Grading Service (PCGS)
Member of the Precious Metals Association
Member of the Numismatic Guaranty Corporation
Gold IRA companies like Lear Capital, which have positive reviews from customers, focus on smooth experiences, easy access to helpful help desks, and clear pricing as well as other aspects. To make sure your money is compliant with IRS standards, you should only work with a certified service.
Lear Capital sells gold, silver, and platinum bars and coins that can be placed in an IRA. You can choose from the most renowned choices like the American Gold Eagle or the Canadian Silver Maple Leaf, or opt for something easier like a 10 100-ounce bar of your favorite metal. Prices for valuable metals are constantly changing to reflect changes in the market and make it easier to know what to expect.
Follow these steps to get started using Lear Capital:
You can create an rare metals IRA account by filling in a simple online application that takes just 10 minutes.
You should hear from the person in charge of the IRA within 24 hours of how to complete the tax-free move. The money could take as long as five days to be transferred.
You can buy valuable metals and let Lear Capital ship them to an appropriate location that is fully insured.
Create and store your IRA for free if spend between $25,000 and $50,000 for one year or $25,000-$50,000 for two years, and $75,000 or more for three years.
The most important things about Lear Capital are:
When you open a new gold IRA account with a minimum balance of $25,000, you get free setup and holding services.
If you have invested more than $10,000 you will receive your $50 setup fee back.
24 hour promises on purchases
Priced at a flat rate
Assistance from a professional on gold IRA buying
Many choices for silver, gold and platinum
Excellent reviews from every source
Costs are obvious since prices are regularly updated.
#4. Birch Gold Group is an expert in gold IRA rollovers, as well as other precious metals.
Birch Gold Group is one of the most reliable places to purchase rare metals in person or through an IRA. Since 2003, this company has been operating, and thousands of customers have praised the company. things about it.
Birch Gold Group has a grade of A+ from the Better Business Bureau, AAA from the Business Consumer Alliance, and 5 stars from many other websites. You can be assured that buying in rare metals through this company is a secure and secure process.
Birch Gold Group sells a wide range of silver, gold, palladium and platinum items in addition to other. You can buy these metals on their own, or use them to deposit money into a precious metals IRA.
This company makes it simple for you to convert your retirement savings into a precious metals IRA. With the help of a trained Precious Metals Specialist you can follow these steps:
Create your account and decide the method of funding it. With Birch Gold Group, you can transfer an IRA or transfer an existing 401(k) to fund your new self-directed IRA.
Choose the valuable metals that will benefit your account. The valuable Metals Specialist can help you figure out which metals to invest in to gain the highest tax advantages.
You can purchase your precious metals. Your specialist will go over your order and let you know that your purchase went through after they have completed the transaction.
Find a storage solution for your things. Your Specialist will show you the various options for storing your belongings. Birch Gold Group stores its customers’ funds in a variety of locations, such as Delaware Depository and Brink’s Global Service.
Find out what your IRA is doing. Contact your Specialist at any time to check on your account or make adjustments.
Birch Gold Group also lets customers purchase silver, gold platinum, palladium, and products directly from them. The company offers a wide variety of gold and silver coins accepted with the IRS for example:
Gold Eagle, American
Silver Eagle, American
Leaf of the Canadian Gold Maple
Guinea Silver Rose Crown
You can also purchase bars and rounds of gold and silver.
These are just a few of the company’s platinum products:
Rounds and bars
United States Platinum Eagle
Australian Silver Florin
Finally, the products made from gold are:
Bars and round-shaped bars
Canadian Maple Leaf Made of Palladium
In the end, Birch Gold Group is an excellent company to partner with if you want to create a flexible precious metal IRA.
#5. Augusta Precious Metals is a highly evaluated Gold IRA company with 5 five-star reviews.
Augusta valuable Metals is a well-known company that sells metals like silver and gold. They offer IRAs and cash payments for silver and gold. This firm also runs a website that contains a lot of free information on investing in rare metals as well as setting up a gold or silver IRA.
Augusta Precious Metals has a 4.97 rating from customers and an A+ grade from the Better Business Bureau. The company has also gotten great feedback on TrustLink, Google My Business, Facebook, and the Business Consumer Alliance, among other sites.
Follow these steps to set up an IRA for precious metals using Augusta Precious Metals:
The self-directed IRA provider in Augusta can help you set up your new IRA.
Use money from your savings account to add funds to your account.
Through Augusta’s order desk, you can buy gold or silver.
Augusta Precious Metals works with Equity Trust, a top self-directed IRA service, to assist customers set up precious metals IRAs. This IRA company works with people across all 50 U.S. states. They’ve been in business for more than 30 years and have handled more than $25 billion.
After you buy silver and gold to fund your savings account, Augusta Precious Metals will keep the silver and gold for you. The company stores its precious metals in the Delaware vault, which is a safe private vault.
Augusta Precious Metals is also an option to purchase real gold and silver. It’s as simple as transferring funds into your Augusta account and choose the silver and gold products you want to buy. Augusta will deliver them directly to your doorstep and you’ll have to sign them.
Augusta Precious Metals sells metal and luxury coins made of gold and silver. Bullion products manufactured by the company comprise coins like:
American Gold Eagle
American Silver Eagle
Canada’s Gold Maple Leaf
A silver coin called “America the Beautiful”
You can also purchase 1to 10 ounce bullion gold bars, 10 up to 100-ounce silver bullion bar, and 90 silver bags that contain a minimum of 99.
A few of the company’s high-end silver and gold coins include:
Gold Sovereign of St. Helena in 2022
2021 Soaring Eagle Silver Coin from the Royal Canadian Mint
If you want to add products to your IRA You can also check out the company’s IRA-eligible products.
All in all, Augusta Precious Metals is one of the best companies to invest in gold IRAs.
#7. Oxford Gold is a reputable company to invest in silver and gold.
Oxford Gold Group is a firm that assists people to set up up gold IRAs. They sell silver, gold, platinum, and palladium. The company has a great review from the Better Business Bureau (A+) and also from websites like Trustpilot, Consumer Affairs, and Google My Business (excellent scores).
Oxford Gold has IRAs for both gold and silver and they have a variety of tools available to help you get started with these funds. On the Oxford Gold website, you can learn how to transfer funds to an precious metal IRA, how they function and what kinds are available, and why they are good assets.
On the Oxford Gold website, you can purchase coins and bars made of silver, gold, platinum, and palladium. The company sells a wide range of popular silver and gold coins, as well as other items like:
The Silver Maple Leaf is a Canadian coin.
“Rose Crown” coin from Guinea
Silver coin from “America the Beautiful”
Gold Canadian coin with Polar bear and cub
PAMP Silver Bar Suisse
Gold bars of 1 oz. or 10 oz.
The company also sells a limited number of bars and coins made of palladium and platinum.
Oxford Gold Group tries to be superior to other precious metals companies by listening to clients and providing them with the tools needed to make informed financial decisions. On their website, the business has an entire learning center that can assist buyers.
This study area has many tools, including:
Guide to investing in precious metals
News and stories about buying in gold
A list of terms
When you join the Oxford Gold Group, you’ll also have the opportunity direct access to one of the Oxford Gold Group’s Managing Partners. The person you talk to will be able to assist you with any queries you may have regarding how to trade or store your gold in your IRA.
We like the fact that Oxford Gold looks at buying precious metals from an impartial point of view. This helps customers understand the advantages and disadvantages of these investments and make better decisions.
Overall, Oxford Gold Group is one of the best firms that provide gold IRAs.
#7. Free Gold and Silver IRA Guide for new investors from Noble Gold Investments
Noble Gold is one of the best gold IRA firms because it provides a wide range of valuable metals that have been approved by the IRS. It also has helpful teaching materials for buyers as well as an A+ rating from the Better Business Bureau (BBB). You can open an IRA with Noble Gold if you are interested in silver, gold platinum, palladium or. After just a few years in business Noble Gold’s gold IRA reviews on all websites have won it five stars.
Opening a gold IRA account is a big choice, so you should select a gold investment firm that places the reviews of its clients as well as the certifications of its affiliates first. These ratings are available for Noble Gold:
Google Reviews gave it 4.9 stars.
ConsumerAffairs awarded it five stars.
BBB gives it an A+.
Based on reviews, Yelp gave it 5 stars.
Although there are only two reviews on Trustpilot, Noble Gold also has a score of 2.9 stars. Both reviews discussed fees that were difficult to find.
Noble Gold is like other gold investment companies in that you are able to put bars and coins composed of silver, gold platinum, palladium, and platinum into your IRA. There are a lot of kinds of precious metals that the IRS will accept. Some are renowned, like the Australian Gold Kangaroo Coin, while others are scarce like the 1oz Austrian Silver Philharmonic Coin. To meet IRS regulations the rare metals that are included in IRA purchases are shipped to secure sites that are located in Delaware, Texas, or Canada.
Depending on how much you purchase, you can expect to pay anywhere from $80 to $200 per year for storage of your real valuable metals. The majority of IRAs that have Noble Gold require at least $20,000 to begin.
Follow these steps to begin using Noble Gold:
Complete the online form to get personalized advice or open an IRA account for gold. You can speak to an expert from the company about your options during free sessions.
Speak to an Noble Gold expert to start the process of rolling your existing gold IRA over to your new account. If you take money out of another retirement account to transfer to your gold IRA instead of rolling it over, you might be required to pay taxes on it. Consult a tax expert first.
Make sure you fund your precious metals IRA and then purchase the valuable metals you want.
Choose the storage that you prefer and allow Noble Gold ship your valuable coins to the safe location.
The most important aspects of Noble Gold are:
Great ways to assist customers
There are a variety of precious metals to pick from.
Several sources gave it five stars.
Free access to expert advice
There are many tools for training that can assist investors.
When you’re ready for selling when you’re ready to sell, consider a “no questions asked” buy-back policy will be in place.
#8. Patriot Gold Group is the most efficient way to set up an gold IRA account.
Patriot Gold Group is a Los Angeles-based company that is rated as the top silver and gold dealer in the country by Consumer Affairs for five years in a row.
Patriot Gold Group is probably best for those who are experienced in investing in precious metals who know the market and wish to invest a significant portion of their wealth into a gold IRA which offers savings for large investments, but doesn’t offer a lot of tools to help new investors learn. Patriot Gold Group might be the right choice if you’re seeking a basic IRA dealer with options for basic gold and silver, and helpful ways to seek help.
The following grades, accreditations and titles were awarded to Patriot Gold Group:
707 reviews on ConsumerAffairs gave this product 5 stars.
Google Reviews gives it 5 stars
ConsumerAffairs has selected us as the top gold IRA dealer from 2020 until 2023.
Voted the best Gold IRA dealer in America from 2016 until 2020
BBB gave the BBB an A+ and an official seal of approval.
Professional Service for Grading Certified Coins
Member of the Numismatic Guaranty Corporation
When it concerns gold IRA reviews certificates, reviews, and awards, you’ll find a better organization than Patriot Gold Group. The company puts its customers first by offering them friendly support lines, transparent pricing, and simple-to-use services that comply with IRS regulations.
Patriot Gold Group sells gold and silver bars and coins that can be placed in an IRA. The value of gold is updated in real time on their website, so you can easily see the risks, benefits and costs of your purchase. You can select from a variety of gold-colored coins from the U.S., the U.K., Canada, and Australia. You can also select exclusive silver coins that date as early as fifty years ago.
Patriot Gold Group has a high minimum account size of $50,000, which is why it is recommended for those who have had this experience before. The initial year of storage and maintenance costs $250 and each year after that costs $200. There may be a need to pay more, for instance, a fee to set up an account.
To start your journey with Patriot Gold Group, you have to follow these steps:
Fill out the online application for a new account to get started.
Contact a customer service worker to get your account started or movement of funds.
You can purchase precious metals and pick the way you’d like to store them.
You can get complimentary delivery to your safe locker.
Investors can obtain these essential things from Patriot Gold Group:
Positive reviews of the gold IRA on all sites
Fees for accounts have been eliminated for purchases that exceed $100,000.
Free investment guides for gold in an IRA
Access to helpful customer service
Price fluctuations in real-time
#9. AdvantageGold is a reputable precious metals IRA company that offers a wide variety of physical gold coins and bullion.
AdvantageGold is among the top companies for gold IRAs. They claim they are the top gold firm in the U.S. because they have been awarded the Best of TrustLink award for seven years in a row. AdvantageGold could be a good choice if you like to do things online and need easy access to good training tools.
You can apply for an account without speaking to anyone and the company provides you access to a large knowledge base with videos, tools, and more.
AdvantageGold has been rated and certified as follows:
The #1 Most Trusted Gold IRA Company by TrustLink for the past seven years
Member of the American Numismatic Association
Member of the Industry Council for Tangible Assets
BBB gives it 4.83 stars with an A+ rating.
Over 700 customers have awarded Google 5 stars.
More than 1,400 users have rated Trustpilot 5 stars.
Based on AdvantageGold’s reviews, you can expect great customer service, fantastic assistance, and clear prices throughout your interactions with the company.
AdvantageGold lets you put platinum, silver, gold, or palladium into your IRA. The Gold American Eagle Coin, the Canadian Palladium Maple Leaf Coin, as well as the American Silver Eagle Proof Coin are among the most popular choices.
Annual storage fees for IRA purchases are between $100 to $150. Investors also have to pay a $50 account-setting-up cost and a variety of annual upkeep charges. AdvantageGold has no minimum payment which is a great thing.
To start using AdvantageGold, you need to do the following:
Complete the online form and choose the account manager you would like to work with. You can do this first step on your own using AdvantageGold, or you can call the customer service team for assistance tailored to your needs.
Accept the rules and policies of your company and then share your financial records. You may be required to present various documents regarding your IRA or tax obligations.
Select the method you prefer to deposit funds into your account. A expert in rolling money into a gold IRA will assist you in doing this.
You can purchase precious metals and choose a safe place to store them. As a final step, you need to complete the declaration form.
AdvantageGold has the following traits that distinguish it:
When you’re ready for selling, the buy-back scheme simplifies the process.
A free guide on investing in gold with your IRA.
There are many options to get involved in learning.
There aren’t any minimum investments.
Help with rollovers is useful.
TrustLink has ranked us as the most trusted gold IRA company for the past seven years.
Resources with step-by-step instructions for withdrawing cash
Customers on all sites give great review of gold IRAs.
What exactly is an IRA that is backed by gold?
An individual retirement account in gold (IRA) is a self-directed personal retirement account which makes use of gold, silver or other precious metals instead of stocks or bonds.
To guard yourself against inflation and possible stock market crashes, you require a variety of investments. This is why many people are placing silver, gold and other precious metals in retirement accounts due to them being relatively safe and dependable investment.
The companies on our list assist people in setting the gold IRAs by helping them transfer existing savings accounts to new self-directed precious metals IRAs. It is not advisable to start a gold IRA from scratch. Instead, transfer the money from your retirement savings to an entirely new tab.
The Internal Revenue Service has rules regarding what types of precious metals can be placed in precious metals IRAs. The items must be either coins or gold and meet certain “fineness” standards. These accounts can only hold coins that are OK with the IRS such as the Canadian Maple Leaf.
The best gold IRA firms make it easy and painless to set up and manage these individual retirement accounts. Many companies place customers in touch with account reps who can assist them in the process.
However, an agent for an account isn’t the same as an advisor to financial matters. If you’re considering adding gold IRA to your retirement account to diversify it, you should talk to your financial advisor first to find out whether it is a good idea for you.