A precious metals IRA or, more commonly called a gold-backed IRA can help protect your savings from market volatility and protect you from inflation. Also, valuable metals like silver and gold are different from the standard investments like stocks and bonds which makes them a good option to diversify.
We looked at the best gold IRA companies to see what precious metal IRA accounts are the most beneficial. We analyzed each gold IRA company below, based on a variety of things, such as the valuable metals they offer and the charges they impose, the storage choices they offer as well as their customer service and their image.
Goldco is among the most reputable and most reliable company overall when it comes to gold IRAs.
The best price for new purchasers is American Hartford Gold.
Lear Capital: Sales made by the company can be eligible for up to $15,000 in bonus coins
Birch Gold Group has a vast array of precious metals.
The best customer service is available at Augusta Precious Metals.
Oxford Gold The best scheme to purchase back books
Noble Gold Investments is a gold IRA company with lots of experience.
Patriot Gold Group: Good to buy silver and gold directly
Advantage Gold: The best learning tools
#1. Goldco is the most reputable company with regard to gold IRAs.
Goldco is a reputable dealer in rare metals, and also sells items that can help you save more for retirement. Goldco is a leader in the business of rare metals and has received numerous awards and distinctions.
The Better Business Bureau gives Goldco an A+ rating, while the Business Consumer Alliance gives it an AAA grade.
Goldco will assist you to protect the assets of a variety of retirement accounts by shifting them into the precious metals IRA. If you own an IRA, TSP, 401(k) or 403(b) and a precious metals expert at the company can show you how to transfer the money from your account into a precious metals IRA.
This company also sells silver and gold directly to its customers. You can put your retirement savings as well as other savings accounts in actual silver and gold.
If you want to start an precious metals IRA through Goldco and move or roll over your assets from your savings account into your new IRA. Goldco makes it simple and stress-free for customers to do this by guiding them through the steps:
Sign a deal saying you understand Goldco’s rules to open your IRA.
Fund your Self-Directed IRA by rolling over money from your current 401(k), 403(b), TSP, or IRA by contacting the company that handles your account.
Buy your valuable metals: Select the precious metals that you would like to include in your investment.
Goldco sells many different kinds of gold and silver coins, including:
American Silver Eagle
American Gold Eagle
The Great Barrier Reef is silver.
Gold Striped Aussie Marlin
The military silver guinea
Silver and gold bars of various sizes can also be bought. These bars are as pure as.9999.
Goldco also offers a program to buy back gold. If your situation changes and you require to sell the valuable metals in your account, Goldco will purchase these back for the most competitive price for buy-back, which is guaranteed.
If you’re thinking of investing in a rare metals IRA, Goldco will send you a kit for free with information. This kit has written spoken, spoken, and a visual instructions on investing in rare and precious metals.
Overall, we believe Goldco is one of the best companies that provide gold IRAs.
One of the most trusted companies for buying in gold, silver, as well as platinum, through an IRA.
A reputable business with transparent prices
With a gold IRA move, you are able to change your current savings account.
The only firm Sean Hannity recommends for a gold IRA is
The Better Business Bureau gave it an A+.
More than 2,500 5-star reviews on gold IRAs
#2. The most reputable gold IRA account for 401(k) rollovers is American Hartford Gold.
American Hartford Gold is a good gold IRA company that allows you to buy gold and silver. The company is run by a family, and is headquartered in Los Angeles, CA. It has received numerous awards including the top Gold Company award in the Inc. 5000 list for 2021.
American Hartford Gold promotes gold IRAs however, you can also put in silver through your retirement account. You can buy gold IRA through American Hartford Gold by taking these steps:
Contact American Hartford Gold to talk to an expert, and fill in the forms.
You can move your old IRA to a new self-directed gold IRA.
Choose the silver or gold items you want to put in your IRA.
Buy your valuable metals that can be placed in an IRA.
Through Equity Trust, a well-known gold IRA broker, American Hartford Gold offers precious metals IRAs. After you have chosen which valuable metals you want to add to your account, you can store them with a secure storage firm such as Brinks, Delaware Depository, or International Depository Services Group.
This gold IRA company also sells a wide range of gold and silver products that can be purchased directly. For instance, here are some of the company’s gold products:
Gold Saint Helena Sovereign coin
Gold coin of the Canadian Gyrfalcon
1-ounce bar of gold
However, its metal products include:
Wildlife of Australia silver coin
Krugerrand, made in South Africa
Rounds of 1 ounce
Pre-64 coins were used.
bars of 10 oz and 100 oz
If you purchase precious metals from American Hartford Gold, you will always be able to speak to someone about your investment and learn what they’re doing. You can call the number on the company’s website at any time to talk to your agent.
If you want to learn more about purchasing gold prior to taking the next step, you can ask the firm for a no-cost guide. This 25-page guide has useful details on how rare metals IRAs can assist you in taking control of your money.
You can also find out about the latest developments in the market for gold by visiting the News and Charts part of the American Hartford Gold website. The site also has articles that will help you decide on what to invest in.
American Hartford Gold is a reliable gold IRA firm that provides the most reliable gold IRA investments.
#3. Lear Capital is a reliable Gold IRA company that will match any price.
Lear Capital is one of the best gold IRA companies. It is based in Los Angeles and has been in business for over 25 years. Based on gold IRA reviews and Lear Capital’s AAA rating by the Business Consumer Alliance, and the fact that the Professional Coin Grading Service has named it an authorized Dealer We’ve concluded that Lear Capital is a valid and trustworthy gold IRA service.
Let’s say you decide to invest your gold IRA money into Lear Capital. In this scenario you will be able to get assistance from a specialized expert, pay a flat fee and guarantee your purchase for 24 hours, and avoid charges for a large payment.
These are the Lear Capital’s grades as well as certifications:
Trustpilot awards us 4.8 stars.
AAA as well as the Business Consumer Alliance gave it 5 stars.
Authorized by the Professional Coin Grading Service (PCGS)
Member of the Precious Metals Association
Member of the Numismatic Guaranty Corporation
Gold IRA companies such as Lear Capital, which have great reviews from customers, are focused on smooth experiences with easy access to knowledgeable help desks, and transparent prices among other things. To ensure that your money is compliant with IRS standards, you should only deal with a qualified service.
Lear Capital sells gold, platinum, and silver coins and bars that can be placed in an IRA. You can choose from famous options like the American Gold Eagle or the Canadian Silver Maple Leaf, or choose something simpler like a 10to 100-ounce bar of your preferred metal. Prices for precious metals are always changing to reflect market changes and make it easy to know what you should expect.
Follow these steps to get started with Lear Capital:
You can open a rare metals IRA account by filling in a simple online application that only takes 10 minutes.
You should hear back from the person in charge of the IRA within 24 hours about how to do the tax-free transfer. It could take up to five days for the money to be moved.
You can purchase valuable metals and then let Lear Capital ship them to a safe place that is fully insured.
Set up and store your IRA at no cost if you invest at least $25,000 to $50,000 in a single year and $25,000 to $50,000 for two years and $75,000 or more for three years.
The most important aspects of Lear Capital are:
When you open a new gold IRA account with a minimum balance of $25,000, you will receive free setup and holding services.
When you invest more than $10,000, you get your $50 setup fee back.
24 hour promises on purchases
Priced at a flat cost
One-on-one help from pros in gold IRA buying
There are many options for silver, gold and platinum
Excellent reviews from all sources
Costs are obvious since prices are frequently updated.
#4. Birch Gold Group is an expert in gold IRA rollovers and other precious metals.
Birch Gold Group is one of the most reliable places to purchase rare metals in person or through an IRA. Since 2003, the company has been in business, and thousands of customers have praised the company. things about it.
Birch Gold Group has a grade of A+ from the Better Business Bureau, AAA from the Business Consumer Alliance, and five stars from a variety of other websites. You can be sure that buying in rare metals from this company will be a safe and secure process.
Birch Gold Group sells a large selection of gold, silver, palladium, and platinum products as well as other. You can buy these metals on their own or make use of them to deposit money into an precious metals IRA.
This company makes it easy for you to convert the retirement savings you have saved into an precious metals IRA. With the assistance of a certified Precious Metals Specialist, you can take these steps:
Set up your account and select the method of funding it. With Birch Gold Group, you can transfer an IRA or roll over a 401(k) for funding your new self-directed IRA.
Choose the best metals to invest in for your account. Your precious Metals Specialist can help you determine which metals you should invest in to reap the greatest tax benefits.
You can purchase your precious metals. Your specialist will review your order and inform you that the purchase was successful after they have completed the transaction.
Find a storage solution for your belongings. Your expert will help you understand the different methods to organize your belongings. Birch Gold Group stores its customers’ investments at various locations including Delaware Depository and Brink’s Global Service.
Check the status of your IRA is doing. Contact your Specialist at any time to check on your account or make adjustments.
Birch Gold Group also lets customers purchase silver, gold, platinum, and palladium goods straight from the company. The company offers a broad variety of currency that is deemed acceptable with the IRS like:
Gold Eagle, American
Silver Eagle, American
Leaf of the Canadian Gold Maple
Guinea Silver Rose Crown
You can also buy round and bars of gold and silver.
Here are a few of the platinum products from the company:
Bars and round-shaped bars
United States Platinum Eagle
Australian Silver Florin
Lastly, the goods made from gold include:
Bars and round-shaped bars
Canadian Maple Leaf Made of Palladium
Overall, Birch Gold Group is a great company to work with if you want to set up a flexible and flexible precious metal IRA.
#5. Augusta Precious Metals is a highly reviewed Gold IRA company with 5 stars reviews.
Augusta valuable Metals is a well-known company that sells metals such as silver and gold. They provide IRAs and cash payments for gold and silver. The firm also runs a website that contains many free information about the investment in rare metals and establishing an silver or gold IRA.
Augusta Precious Metals has a 4.97 rating from customers and an A+ grade from the Better Business Bureau. The company also received great ratings on TrustLink, Google My Business, Facebook, and the Business Consumer Alliance, among other sites.
Follow these steps to set up an IRA for precious metals. Augusta Precious Metals:
The self-directed IRA service in Augusta can help you set the new IRA.
Use money from your savings account to add funds to your account.
At Augusta’s Order Desk, you can purchase gold or silver.
Augusta Precious Metals works with Equity Trust, a top self-directed IRA service, to assist customers set up precious metals IRAs. This IRA company works with individuals across all fifty U.S. states. They have been in business for over 30 years and handled more than $25 billion.
After you have purchased silver and gold to fund your savings account, Augusta Precious Metals will keep the silver and gold for you. The company stores its precious metals in its Delaware vault, which is a safe, private vault.
Augusta Precious Metals is also a place where you can buy real gold and silver. It’s as simple as transferring money into your Augusta account and then select the silver and gold products you wish to purchase. Augusta will deliver them to your doorstep, and you’ll have to sign them.
Augusta Precious Metals sells metal and luxury coins made from gold and silver. Bullion goods made by the company comprise items such as:
American Gold Eagle
American Silver Eagle
Canada’s Gold Maple Leaf
A silver coin dubbed “America the Beautiful”
You can also buy 1to 10 ounce gold bullion bars. 10 up to 100-ounce silver bullion bar, and 90 silver bags that contain a minimum of 99.
Some of the company’s top-end gold and silver coins are:
Gold Sovereign of St. Helena in 2022
2021 Soaring Eagle Silver Coin from the Royal Canadian Mint
If you’re looking to add products to your IRA, you can also take a look at the company’s IRA-qualified coins.
All in all, Augusta Precious Metals is one of the top firms for gold IRAs.
#7. Oxford Gold is a reputable company to invest in gold and silver.
Oxford Gold Group is a company that assists people in setting up gold IRAs. They sell silver, gold, platinum, and palladium. The company has a fantastic rating from the Better Business Bureau (A+) and from sites like Trustpilot, Consumer Affairs, and Google My Business (excellent scores).
Oxford Gold has IRAs for both gold and silver and offers a range of tools available to help you get started with these funds. On the Oxford Gold website, you will learn how to transfer funds to an precious metal IRA, how these IRAs work, what kinds are offered and the reasons they are good assets.
On the Oxford Gold website, you can buy coins and bars made of gold, silver, platinum, and palladium. The company offers a broad selection of popular silver and gold coins and other products, like:
The Silver Maple Leaf is a Canadian coin.
“Rose Crown” coin from Guinea
Silver coin of “America the Beautiful”
Gold Canadian coin with a polar bear and a cub
PAMP Silver Bar Suisse
Gold bars of 1 oz. or 10 oz.
The firm also sells a tiny number of bars and coins made of platinum and palladium.
Oxford Gold Group tries to be superior to other precious metals companies in its ability to listen to customers and giving them the tools needed to make sound financial decisions. The company’s website provides a complete learning center to assist buyers.
This study area has a number of tools which include:
Guide to investing in precious metals
News and stories about buying in gold
A glossary of terms
If you are employed by Oxford Gold Group, you’ll also have the opportunity to work directly with one of the company’s Managing Partners. This person can assist you with any queries you may have about how to trade or store your gold in your IRA.
We like that Oxford Gold looks at buying valuable metals from an impartial perspective. This lets customers learn the advantages and disadvantages of these investments and make better decisions.
In the end, Oxford Gold Group is one of the best companies that offers gold IRAs.
#7. Free Gold and Silver IRA Guide for New Investors from Noble Gold Investments
Noble Gold is one of the best gold IRA companies because it offers an array of high-quality metals that have been allowed by the IRS. It also provides helpful training materials for buyers as well as an A+ rating from the Better Business Bureau (BBB). You can create an IRA with Noble Gold if you are interested in gold, silver platinum, palladium or. In less than 10 years in business, the company’s gold IRA reviews on all websites have won it five stars.
Opening an IRA account is a big option, so it is important to choose a precious metals investment company that puts the reviews of its customers and its accreditations for affiliates first. The following scores are given for Noble Gold:
Google Reviews gave it 4.9 stars.
ConsumerAffairs awarded it five stars.
BBB gives it an A+.
Based on a few reviews, Yelp gave it 5 stars.
Although there are only two reviews on Trustpilot, Noble Gold also has a rating of 2.9 stars. Both reviews talked about fees that were hard to find.
Noble Gold is like other gold investment companies in that you are able to put bars and coins composed of silver, gold platinum, palladium, and tin in your IRA. There are many different kinds of precious metals that the IRS will accept. Some are well-known, such as the Australian Gold Kangaroo Coin, while others are rare, like the Austrian Silver Philharmonic 1oz Coin. To meet IRS regulations the rare metals that are included in IRA purchases are sent to safe sites in Delaware, Texas, or Canada.
Depending on the amount you purchase, you can expect to pay anything from $80 to $200 a year to store your real valuable metals. The majority of IRAs that have Noble Gold require at least $20,000 to start.
Follow these steps to get started using Noble Gold:
Fill out the online form to receive a custom advice or to open an IRA account for gold. You can speak to an in-house expert about your choices during the free sessions.
Speak to an Noble Gold expert to start the process of rolling your existing gold IRA over to your new account. If you withdraw money from a retirement account and put into the gold IRA instead of rolling it over, you could have to pay taxes on it. Consult a tax professional first.
You can fund your precious metals IRA and then purchase the precious metals you’d like.
Select the storage you want, and then wait for Noble Gold ship your valuable coins to the safe storage location.
The most important characteristics of Noble Gold are:
Great ways to assist customers
There are a variety of precious metals to pick from.
Several sources gave it five stars.
Free access to expert advice
There are many training tools that can help investors.
When you’re ready for selling, make sure you have a “no questions asked” buy-back policy will be in place.
#8. Patriot Gold Group is the most effective for setting up quickly an account for gold IRA account.
Patriot Gold Group is a company based in Los Angeles that has been the top-rated silver and gold dealer in the country by Consumer Affairs for five years in a row.
Patriot Gold Group is probably ideal for experienced precious metals investors who are knowledgeable about the market and want to put a large portion of their wealth into a gold IRA as it offers savings for large investments, but doesn’t offer a lot of tools to help novice investors understand. Patriot Gold Group might be suitable for you if looking for a basic IRA dealer with options for basic silver and gold and helpful ways to seek help.
The following accreditations, grades, and titles have been given to Patriot Gold Group:
707 reviews on ConsumerAffairs gave this product 5 stars.
Google Reviews gives it 5 stars
ConsumerAffairs has selected us as the top gold IRA dealer from 2020 to 2023.
Voted the best Gold IRA dealer in America from 2016 until 2020.
BBB gave the BBB an A+ rating and an approval seal.
Professional Service for Grading Certified Coins
Member of the Numismatic Guaranty Corporation
When it concerns gold IRA reviews certificates, reviews, and awards, you won’t find a better organization than Patriot Gold Group. The company prioritizes its customers by offering them friendly assistance lines, straightforward pricing, and simple-to-use services that meet IRS rules.
Patriot Gold Group sells gold and silver coins and bars that can be placed in an IRA. The price of gold fluctuates in real-time on the website, so you can easily assess the benefits, risks, and costs associated with your purchase. You can pick among 10 gold coins from the U.S., the U.K., Canada, and Australia. You can also choose from exclusive silver coins that date as far back as 50 years ago.
Patriot Gold Group has a high limit of $50,000 for a minimum account, so it is recommended for those who have done this before. First year storage and upkeep costs $250, and each year after that costs $200. You might have to pay a little more such as an amount to establish an account.
To start your journey with Patriot Gold Group, you must do the following:
Fill out the online application for a new account to begin.
Contact a customer service worker to initiate your account restart or to transfer funds.
You can buy valuable metals and choose how you want to keep them.
You can get complimentary delivery to your safe locker.
Investors can get these important things from Patriot Gold Group:
Positive reviews of the gold IRA on all sites
The cost of accounts has been eliminated for purchases of more than $100,000.
Free investment guides for gold in an IRA
Access to customer service that is helpful
Price changes in real time
#9. AdvantageGold is an experienced precious metals IRA company with a good selection of gold physical coins as well as bullion.
AdvantageGold is one of the best companies for gold IRAs. They claim they are the best gold company within the U.S. because they have been awarded the Best of TrustLink award for seven years in a row. AdvantageGold could be a good choice when you love doing things online and want easy access to quality training tools.
It is possible to apply for an account with no need to talk to a person and the company provides you access to a huge knowledge base, including videos, tools, and more.
AdvantageGold has been evaluated and certified in the following manner:
The #1 Most Trusted Gold IRA Company by TrustLink over the past seven years
Member of the American Numismatic Association
Member of the Industry Council for Tangible Assets
BBB gives it 4.83 stars and the A+ grade.
Over 700 customers have awarded Google 5 stars.
More than 1,400 people have rated Trustpilot five stars.
Based on AdvantageGold’s reviews You can expect excellent customer service, fantastic assistance and clear pricing in all of your contacts with the company.
AdvantageGold allows you to put platinum, gold, silver, or palladium into your IRA. The Gold American Eagle Coin, the Canadian Palladium Maple Leaf Coin and the American Silver Eagle Proof Coin are some of the most common choices.
Annual storage fees for IRA purchases are between $100-$150. Investors also have to pay a $50 account-setting-up cost and a variety of yearly upkeep fees. AdvantageGold has no minimum payments, which is a good thing.
To get started using AdvantageGold you must complete the following steps:
Complete the online form and select the account manager you’d like to choose. You can do this first step by yourself using AdvantageGold, or you can contact the customer support team for personalized assistance.
Accept the policies and rules of the company, and then provide your financial records. You may need to provide different documents about your IRA or tax obligations.
Choose the way you want to transfer money into your account. An expert in rolling money into a gold IRA will assist you in doing this.
You can purchase precious metals and pick a secure storage space for them. As the last step, you have to complete the declaration form.
AdvantageGold has the following characteristics that distinguish it:
When you’re ready for selling the house, the buy-back plan makes it easy.
A free guide on investing in gold with your IRA.
There are many ways to learn.
There aren’t any minimum investments.
Help with rollovers is useful.
TrustLink has ranked us as the most trusted gold IRA company over the last seven years.
Resources that provide step-by-step instructions for withdrawing money
Customers on all websites give excellent review of gold IRAs.
What exactly is an IRA that is backed by gold?
Gold individual retirement accounts (IRA) is a self-managed personal retirement account which makes use of silver, gold or other precious metals instead bonds.
To protect yourself from inflation and possible stock market crashes, it is important to need a diversified collection of investments. Due to this, many people are putting gold, silver and other precious metals in their retirement accounts due to them being an extremely safe and reliable investment.
The companies we have listed help people set up gold IRAs by helping them roll over or transfer existing savings accounts to new self-directed precious metals IRAs. You shouldn’t begin a gold IRA from scratch. Instead, move the money from your retirement savings to an entirely new tab.
The Internal Revenue Service has rules about the types of valuable metals can be placed in precious metals IRAs. They must be either coins or gold and meet certain “fineness” standards. These accounts can only hold coins that are approved by the IRS like the Canadian Maple Leaf.
The top gold IRA companies make it easy and stress-free to manage and fund these individual retirement accounts. Many businesses put clients in contact with account representatives who can help them through the process.
However, an agent for an account is not the same as a financial advisor. If you are considering adding gold IRA to your retirement account to make it more diverse, you should talk to your financial adviser first to see whether it is a good idea for you.