A precious metals IRA or, more commonly called a gold-backed IRA can help protect your savings from market volatility as well as protect you against inflation. Also, valuable metals like silver and gold are different from standard assets like bonds and stocks, which makes them a good way to diversify.
We reviewed the top gold IRA companies to determine the best precious metal IRA accounts offer the most beneficial. We looked at every gold IRA company below based upon a range of factors, including the quality of the metals they offer, the fees they impose, the storage options they offer as well as their customer service and their image.
Goldco is the most reputable and best company generally when it comes to gold IRAs.
The best deal for new buyers is American Hartford Gold.
Lear Capital: Sales made by the company may get up to $15,000 in bonus coins
Birch Gold Group has a vast array of precious metals.
The best customer service is available at Augusta Precious Metals.
Oxford Gold: Best scheme to buy back books
Noble Gold Investments is a gold IRA company with lots of experience.
Patriot Gold Group: Good for buying silver and gold directly
Advantage Gold: The best learning tools
#1. Goldco is the most reputable company overall for gold IRAs.
Goldco is an established dealer of rare metals, and also sells items that can help you save for retirement. Goldco is a leader in the business of rare metals and has received numerous awards and honours.
The Better Business Bureau gives Goldco an A+ rating, and the Business Consumer Alliance gives it an AAA grade.
Goldco will assist you to safeguard the assets in various retirement accounts by moving them into a precious metals IRA. If you own an IRA, TSP, 401(k), or 403(b) or 403(b) metals expert at Goldco can guide you on how to transfer the funds from your account into an precious metals IRA.
This company also sells silver and gold directly to customers. You can invest your retirement savings or money from other savings accounts into real gold and silver.
If you are looking to open a precious metals IRA through Goldco, move or rollover your savings from your current savings account into the new IRA. Goldco makes it easy and stress-free for customers to accomplish this by guiding them through the following steps:
Sign a deal saying you are aware of the Goldco rules for opening your IRA.
You can fund your Self-Directed IRA by rolling over funds you have in your 401(k), 403(b), TSP, or IRA by calling the company that handles your account.
Buy your precious metals Choose the precious metals you’d like to add to your investment.
Goldco sells a variety of different kinds of silver and gold coins, including:
American Silver Eagle
American Gold Eagle
The Great Barrier Reef is silver.
Gold Striped Aussie Marlin
The silver guinea of the military
Gold and silver bars of different sizes can be purchased. These bars are as pure as.9999.
Goldco also has a program to buy back gold. If your situation changes and you require to sell the precious metals that are in your account, Goldco will buy them back at the best buy-back price, with a guarantee.
If you’re thinking of investing in a rare metals IRA, Goldco will send you a kit for free with details. This kit has written, spoken, and seen guide to investing in rare metals.
Overall, we think Goldco is one of the best companies to provide gold IRAs.
One of the top companies for buying in gold, silver, and platinum through an IRA.
A reputable business with transparent prices
With the gold IRA move, you can change your current savings account.
The sole company Sean Hannity recommends for a gold IRA is
The Better Business Bureau gave it an A+.
Over 2,500 five-star reviews on gold IRAs
#2. The most reputable gold IRA account for 401(k) rollovers is American Hartford Gold.
American Hartford Gold is a good gold IRA company that lets you purchase gold and silver. The company is run by a family of employees and is based in Los Angeles, CA. It has won several awards including the top Gold Company award on the Inc. 5000 list for 2021.
American Hartford Gold promotes gold IRAs, but you can also put in silver if you want through your retirement account. You can buy an IRA with gold IRA through American Hartford Gold by taking these steps:
Call American Hartford Gold to talk with an expert and complete the forms.
You can transfer your old IRA to an entirely self-directed gold IRA.
Choose the silver or gold items you wish to place into your IRA.
Purchase your precious metals that can be placed in an IRA.
Through Equity Trust, a well-known gold IRA broker, American Hartford Gold offers precious metals IRAs. Once you decide which valuable metals to add to your account, you can store them with a safe storage service like Brinks, Delaware Depository, or International Depository Services Group.
The gold IRA business also offers a variety of silver and gold goods that can be purchased directly. For example, here are some of the gold products offered by the company:
Gold Saint Helena Sovereign coin
Gold coin from the Canadian Gyrfalcon
1-ounce bar of gold
In contrast metal products include:
Wildlife of Australia silver coin
Krugerrand, made in South Africa
Rounds of 1 one ounce
Pre-64 coins were used.
bars of 10 Oz and 100 oz
When you buy valuable metals from American Hartford Gold, you will always be able to speak with a representative about your investments and learn how they are doing. You can dial the number listed on the company’s website at any time to talk to an agent.
If you’d like to know more about buying gold prior to taking the next step, you can ask the firm for a free guide. This 25-page guide has useful details on the ways that rare metals IRAs can help you take control of your savings.
You can also find out about the latest developments in the market for gold by visiting the News and Charts part of the American Hartford Gold website. The area also contains articles that can help you determine what to invest in.
American Hartford Gold is a trusted gold IRA company that offers the highest quality gold IRA investments.
#3. Lear Capital is a reliable Gold IRA company that will match any price.
Lear Capital is one of the best gold IRA companies. It is based in Los Angeles and has been in business for more than 25 years. Based on gold IRA reviews and the company’s AAA rating by the Business Consumer Alliance, and the fact that the Professional Coin Grading Service has declared it an authorized Dealer We’ve determined that Lear Capital is a valid and trustworthy gold IRA service.
Let’s say that you decide to invest your gold IRA money in Lear Capital. In this scenario you can seek advice from a personal expert, pay a flat fee and make sure that the purchase is guaranteed for 24 hours, and avoid charges if you make a big payment.
These are the Lear Capital’s grade and certifications:
Trustpilot awards us 4.8 stars.
AAA, and the Business Consumer Alliance gave it 5 stars.
Authorized by the Professional Coin Grading Service (PCGS)
Member of the Precious Metals Association
Member of the Numismatic Guaranty Corporation
Gold IRA companies like Lear Capital, which have excellent reviews from their customers, emphasize smooth experiences, easy access to helpful assistance teams and clear prices as well as other aspects. To ensure that your money meets IRS standards, you must only work with a certified service.
Lear Capital sells gold, platinum, and silver coins and bars which can be put into an IRA. You can pick from a variety of renowned options such as the American Gold Eagle or the Canadian Silver Maple Leaf, or choose something more simple like a 10-to 100-ounce bar of your preferred metal. Prices for valuable metals change frequently to reflect market trends and make it easier to know what you should expect.
Follow these steps to get started by contacting Lear Capital:
You can create an rare metals IRA account by filling in an online application that takes just 10 minutes.
You should hear back from the person who is responsible for your IRA within 24 hours about how to make the tax-free move. It could take up to five days for the money to be moved.
You can purchase valuable metals, and then let Lear Capital ship them to a safe place that is fully insured.
Create and store your IRA at no cost if you invest at least $25,000 to $50,000 in a single year, $25,000 to $50,000 for two years, and $75,000 or more for three years.
The most important thing about Lear Capital are:
When you open a new gold IRA account that is greater than $25,000, you receive free set-up and holding services.
If you have invested more than $10,000 you get the $50 setup fee back.
24 hour promises on purchases
Priced at the flat rate
One-on-one help from pros on gold IRA buying
Many choices for silver, gold and platinum
Excellent reviews from all sources
Costs are clearly stated since prices are frequently updated.
#4. Birch Gold Group is an expert in gold IRA rollovers, as well as other precious metals.
Birch Gold Group is one of the most reliable places to buy rare metals, either directly or through an IRA. Since 2003, this firm has been operating and a large number of customers have praised the company. things about it.
Birch Gold Group has a grade of A+ from the Better Business Bureau, AAA from the Business Consumer Alliance, and five stars from a variety of other sites. You can be assured that purchasing rare metals from Birch Gold Group is a secure and reliable process.
Birch Gold Group sells a wide range of silver, gold, palladium and platinum items as well as other. You can buy these metals on their own or make use of them to deposit money into a precious metals IRA.
This company makes it easy for you to transfer your retirement savings into a precious metals IRA. With the help of a qualified Precious Metals Specialist you can follow the following steps:
Create your account and decide which method you would like to fund it. Through Birch Gold Group, you can transfer an IRA or transfer an existing 401(k) to fund your new self-directed IRA.
Select the most valuable metals to invest in for your account. Your valuable Metals Specialist can help you determine which metals to invest in to reap the greatest tax benefits.
You can buy your valuable metals. Your specialist will go over your order and let you know that your purchase went through once they have done so.
Find a storage solution for your things. Your expert will help you understand the different options for storing your things. Birch Gold Group stores its customers’ assets at a number of places including Delaware Depository and Brink’s Global Service.
Check what you IRA is performing. You can contact your Specialist at any time to check on your account and make any changes.
Birch Gold Group also lets you purchase silver, gold, platinum, and palladium goods straight from the company. The company sells a wide selection of gold and silver coins OK with the IRS, such as:
Gold Eagle, American
Silver Eagle, American
Leaf of the Canadian Gold Maple
Guinea Silver Rose Crown
You can also purchase round and bars of gold and silver.
These are some of the platinum products offered by the company:
Rounds and bars
United States Platinum Eagle
Australian Silver Florin
The final products made from gold are:
Rounds and bars
Canadian Maple Leaf Made of Palladium
In the end, Birch Gold Group is a great company to work with if you want to create a flexible precious metal IRA.
#5. Augusta Precious Metals is a highly evaluated Gold IRA company with 5 star reviews.
Augusta valuable Metals is a well-known company that sells valuable metals like silver and gold. They offer IRAs and cash-payouts for silver and gold. This company also has a website with many free information about investing in rare metals and establishing an IRA in silver or gold. IRA.
Augusta Precious Metals has a 4.97 rating from customers and an A+ grade from the Better Business Bureau. The company also has received excellent reviews on TrustLink, Google My Business, Facebook, and the Business Consumer Alliance, among other websites.
Follow these steps to set up an IRA for precious metals using Augusta Precious Metals:
The self-directed IRA provider in Augusta can help you set up your brand new IRA.
Make use of the money in your savings account to pay for your account.
At Augusta’s Order Desk, you can purchase gold or silver.
Augusta Precious Metals works with Equity Trust, a top self-directed IRA service that helps users create precious metals IRAs. This IRA company is a partner for people from all fifty U.S. states. They have been in business for more than 30 years and have been able to manage more than $25 billion.
After you buy silver and gold to save money, Augusta Precious Metals will keep the gold and silver for you. The company keeps its precious metals in the Delaware vault which is a secure, private vault.
Augusta Precious Metals is also an option to buy real gold and silver. All you have to do is transfer funds into the Augusta account and then select the gold and silver goods you’d like to purchase. Augusta will deliver them directly to your doorstep and you’ll need to sign for them.
Augusta Precious Metals sells metal and luxury coins made from gold and silver. Bullion products manufactured by the firm include items like:
American Gold Eagle
American Silver Eagle
Canada’s Gold Maple Leaf
A silver coin dubbed “America the Beautiful”
You can also buy 1to 10 ounce gold bullion bars, 10 up to 100-ounce silver bullion bar, and 90% silver bags.
A few of the company’s high-end gold and silver coins are:
Gold Sovereign of St. Helena in 2022
2021 Soaring Eagle Silver Coin from the Royal Canadian Mint
If you want to add items to your IRA, you can also take a look at the company’s IRA-qualified coins.
Overall, Augusta Precious Metals is one of the top companies for gold IRAs.
#7. Oxford Gold is a reputable company for investing in gold and silver.
Oxford Gold Group is a company that helps people set the gold IRAs. They offer silver, gold platinum, palladium, and. The company has a great rating from the Better Business Bureau (A+) and from sites like Trustpilot, Consumer Affairs, and Google My Business (excellent scores).
Oxford Gold has IRAs for both gold and silver, and they have a variety of tools to help you start these funds. On the Oxford Gold website, you can find out how to transfer money into an precious metal IRA and how they work and what types are available, and why they are good assets.
On the Oxford Gold website, you can buy coins and bars made of gold, silver platinum, palladium, and. The company offers a broad selection of gold and silver coins, as well as other items like:
The Silver Maple Leaf is a Canadian coin.
“Rose Crown” coin from Guinea
Silver coin from “America the Beautiful”
Gold Canadian coin featuring an polar bear and cub
PAMP Silver Bar Suisse
Gold bars of 1 oz. or 10 oz.
The firm also sells a tiny amount of bars and coins made of platinum and palladium.
Oxford Gold Group tries to be different from other companies that deal in precious metals by listening to its clients and providing them with the tools they need to make informed financial decisions. On their website, the business provides a complete learning center to help with the buying process.
This study area includes many tools which include:
Guide to investing in precious metals
Stories and news about buying gold
A list of terms
If you are employed by Oxford Gold Group, you’ll also get to interact directly with one of the Oxford Gold Group’s Managing Partners. This person can assist you with any queries you have regarding how to trade or store your gold in an IRA.
We like that Oxford Gold looks at buying precious metals from an impartial perspective. This helps customers understand the pros and cons of these investments and make better choices.
Overall, Oxford Gold Group is one of the best companies that offers gold IRAs.
#7. Free Gold and Silver IRA Guide for New Investors from Noble Gold Investments
Noble Gold is one of the most reputable gold IRA firms because it provides an array of high-quality metals that are regulated by the IRS. It also has helpful teaching materials for buyers as well as an A+ rating from the Better Business Bureau (BBB). You can open an IRA with Noble Gold if you are interested in gold, silver platinum, palladium or. After just a few years in business Noble Gold’s gold IRA reviews on all sites have earned it five stars.
Opening an IRA account is a big decision, so you must select a precious metals investment firm that values the reviews of its customers and the accreditations of its affiliates first. These scores are provided for Noble Gold:
Google Reviews gave it 4.9 stars.
ConsumerAffairs awarded it five stars.
BBB gives it an A+.
Based on some reviews, Yelp gave it 5 stars.
Even though there are only two reviews on Trustpilot, Noble Gold also has a rating of 2.9 stars. Both reviews mentioned fees that were hard to locate.
Noble Gold is like other gold investment companies in that you can put coins and bars composed of silver, gold platinum, palladium, and tin into your IRA. There are a lot of different kinds of precious metals that the IRS will accept. Some are famous, like the Australian Gold Kangaroo Coin, and others are more rare such as the Austrian Silver Philharmonic 1oz Coin. To conform to IRS rules all rare metals IRA purchases are shipped to secure sites located in Delaware, Texas, or Canada.
Depending on the amount you purchase, you could expect to pay anything from $80 to $200 a year for storage of your real precious metals. The majority of IRAs that have Noble Gold require at least $20,000 to start.
Follow these steps to get started using Noble Gold:
Fill out the form online to receive a custom advice or to open an IRA account for gold. You can speak to an expert from the company about your options during the free sessions.
Contact an Noble Gold expert to start the process of moving your gold IRA over to the new account. If you take money out of another retirement account to put into the gold IRA instead of rolling it over, you could be required to pay tax on it. Consult a tax expert first.
Make sure you fund your precious metals IRA, and then buy the precious metals you’d like.
Choose the storage that you prefer and let Noble Gold ship your valuable coins to that safe place.
The most important characteristics of Noble Gold are:
Great ways to assist customers
There are many kinds of precious metals that you can pick from.
Several sources gave it five stars.
Free access to expert advice
There are plenty of training tools that can help investors.
When you’re ready to sell, you should have a “no questions asked” buy-back policy.
#8. Patriot Gold Group is the most effective for setting up quickly a gold IRA account.
Patriot Gold Group is a company based in Los Angeles that has been the top-rated gold and silver dealer in the country by Consumer Affairs for five years consecutively.
Patriot Gold Group is probably best for experienced precious metals investors who are familiar with the market and would like to put a large portion of their money into an investment in gold IRA which offers savings for large investments but doesn’t have many tools to help new investors learn. Patriot Gold Group might be right for you if you’re looking for a basic IRA dealer with options for basic gold and silver, and helpful ways to seek help.
The following grades, accreditations, and titles were given to Patriot Gold Group:
The 770 user reviews on ConsumerAffairs gave this product 5 stars.
Google Reviews gives it 5 stars
ConsumerAffairs has chosen us as the top gold IRA dealer from 2020 until 2023.
Voted the top Gold IRA dealer in America from 2016 until 2020
BBB gave it an A+ and a seal of approval.
Professional Service for Grading Certified Coins
Member of the Numismatic Guaranty Corporation
When it concerns gold IRA reviews, certificates and awards, you’ll be able to find a better organization than Patriot Gold Group. The company puts its customers first by giving them helpful support lines, clear pricing, and simple-to-use services that comply with IRS regulations.
Patriot Gold Group sells gold and silver bars and coins that can be put in an IRA. The value of gold fluctuates in real-time on the website, so you can easily assess the risks, benefits and costs associated with your purchase. You can choose from a variety of gold coins from the U.S., the U.K., Canada, and Australia. You can also select exclusive silver coins from as far back as fifty years ago.
Patriot Gold Group has a large minimum account size of $50,000, therefore it is best for buyers who have previously had this service. The first year of storage and upkeep costs $250 and each year following that is $200. You might have to pay a little more like the cost to open an account.
To start your journey with Patriot Gold Group, you need to do the following:
Fill out the online application for a new account to start.
Contact a service representative to initiate your account restart or to transfer funds.
You can purchase precious metals and decide how you’d like to keep them.
You can receive no cost delivery to the safe locker.
Investors can obtain these essential items from Patriot Gold Group:
Gold IRA has received positive reviews IRA on all websites
Fees for accounts have been eliminated for purchases of more than $100,000.
Free investment guides for gold within an IRA
Access to customer service that is helpful
Price fluctuations in real-time
#9. AdvantageGold is an experienced precious metals IRA company that offers a wide variety of gold physical coins as well as bullion.
AdvantageGold is among the best companies for gold IRAs. They claim they are the top gold firm in the U.S. because they have won the Best of TrustLink award for seven years in a row. AdvantageGold could be a good choice when you love doing things online and want easy access to quality training tools.
It is possible to apply for an account without speaking to a person The company will give access to a vast knowledge base, including videos, tools, and more.
AdvantageGold has been evaluated and certified in the following manner:
#1 Most Trusted Gold IRA Company by TrustLink for the last seven years
Member of the American Numismatic Association
Member of the Industry Council for Tangible Assets
BBB rates the rating 4.83 stars and the A+ rating.
Nearly 700 of their customers have given Google five stars.
More than 1,400 customers have rated Trustpilot five stars.
Based on AdvantageGold’s reviews you can count on great customer service, great help and transparent prices throughout your interactions with the company.
AdvantageGold allows you to put platinum, silver, gold or palladium in your IRA. The Gold American Eagle Coin, the Canadian Palladium Maple Leaf Coin, as well as the American Silver Eagle Proof Coin are some of the most popular choices.
Annual storage charges for IRA purchases are between $100-$150. Investors also pay a $50 account-setting-up fee and a range of different annual upkeep fees. AdvantageGold has no minimum payments which is a great thing.
To begin using AdvantageGold, you need to follow these steps:
Complete the online form and select the account manager you’d like to choose. You can complete this initial step on your own using AdvantageGold or call the customer service team for personalized help.
Accept the rules and policies of the company, then share your financial records. You may need to show different papers about your IRA or tax obligations.
Choose the way you want to transfer money into your account. A professional who has experience in rolling money into a gold IRA will help you do this.
You can buy valuable metals and select a secure storage space for them. As a final step, you have to sign the declaration form.
AdvantageGold is a product with the following characteristics which make it stand out from the crowd:
If you’re ready to sell the house, the buy-back plan makes it easy.
A free guide on investing in gold through your IRA.
There are many ways to learn.
There are no minimum investments.
Rollover help is convenient.
TrustLink has ranked us as the most trusted gold IRA company for the past seven years.
Resources that provide step-by-step instructions on how to withdraw cash
Customers on all sites give great feedback on gold IRAs.
What exactly is an IRA with gold as its backer?
A gold individual retirement account (IRA) is a self-directed personal retirement account that uses silver, gold, or other valuable metals instead bonds.
To safeguard yourself from the effects of inflation and possible market crashes, you need a diversified collection of investments. Because of this, many people are now placing silver, gold, and other valuable metals into their retirement accounts due to them being relatively safe and dependable investment.
The companies on our list assist people in setting in place gold IRAs by helping them transfer existing savings accounts to new self-directed precious metals IRAs. It is not advisable to create a new gold IRA from scratch. Instead, you should transfer the funds in your retirement savings into a new tab.
The Internal Revenue Service has rules about what kinds of valuable metals are eligible for precious metals IRAs. The items must be coins or gold and meet certain “fineness” standards. These accounts can only hold the coins that are OK with the IRS, like the Canadian Maple Leaf.
The best gold IRA firms make it easy and painless to set up and manage these individual retirement accounts. Many companies place clients in contact with account representatives who can help them through the process.
But an agent of an account is not the same as an advisor to financial matters. If you’re considering adding a gold IRA to your retirement account to make it more diverse You should speak to your financial advisor to find out whether it is a good idea for you.