A precious metals IRA that is also called a gold-backed IRA, can help protect your money from volatility in the market and safeguard you against inflation. Additionally, precious metals like silver and gold are different from the standard investments like stocks and bonds which makes them a great option to diversify.
We looked at the best gold IRA firms to determine what precious metal IRA accounts are the best value. We evaluated every gold IRA company below based on a number of factors, including the quality of the metals they offer as well as the costs they charge, the storage choices they offer, their customer service, as well as their appearance.
Goldco is among the most reputable and most reliable company overall when it comes to gold IRAs.
The best deal for new purchasers is American Hartford Gold.
Lear Capital: New sales may receive up to $15,000 worth of bonus coins
Birch Gold Group has a vast array of precious metals.
The best customer service is at Augusta Precious Metals.
Oxford Gold The best scheme to purchase back books
Noble Gold Investments is a gold IRA firm with a lot of experience.
Patriot Gold Group: Good for buying gold and silver directly
Advantage Gold: The best learning tools
#1. Goldco is the best company overall for gold IRAs.
Goldco is a reputable dealer in rare metals, and also sells items that will help you save more for retirement. Goldco is a leader in the field of rare metals, and has been awarded numerous awards and distinctions.
The Better Business Bureau gives Goldco an A+ rating, while the Business Consumer Alliance gives it a AAA grade.
Goldco will assist you to protect the assets of different retirement accounts by transferring them to the precious metals IRA. If you own an IRA, TSP, 401(k) or 403(b) and a precious metals expert at Goldco can guide you on how to transfer the money in your account to a precious metals IRA.
This business also sells silver and gold directly to customers. You can also invest your retirement savings as well as other savings accounts in actual gold and silver.
If you want to start an precious metals IRA through Goldco and move or roll over your savings from your savings account to the new IRA. Goldco makes it simple and painless for customers to do this by walking them through the following steps:
Sign a deal saying you know the rules of Goldco to open your IRA.
Fund your Self-Directed IRA by rolling over funds from your existing 401(k), 403(b), TSP, or IRA by contacting the company who manages your account.
Purchase your precious metals: Choose the precious metals you’d like to add to your investment.
Goldco sells many different kinds of silver and gold coins which include:
American Silver Eagle
American Gold Eagle
The Great Barrier Reef is silver.
Gold Striped Aussie Marlin
The silver guinea of the military
Marlin Gold
Gold and silver bars of various sizes can also be bought. These bars are pure as.9999.
Goldco also has an option to buy back gold. In the event that your situation alters and you need to sell the precious metals in your account, Goldco will purchase these back for the highest buy-back price, with a guarantee.
If you’re considering investing in an rare metals IRA, Goldco will send you a free kit with information. The kit includes a written, spoken, and seen information on investing in rare metals.
We believe that overall Goldco is among the best companies that offer gold IRAs.
One of the most trusted companies to purchase silver, gold, and platinum through an IRA.
A reputable company with clear prices
With a gold IRA move, you can switch your current savings account.
The only company Sean Hannity recommends for a gold IRA is
The Better Business Bureau gave it an A+.
More than 2,500 5-star reviews of gold IRAs
#2. The best gold IRA account for 401(k) rollovers is American Hartford Gold.
American Hartford Gold is a excellent gold IRA company that lets you buy gold and silver. The company is run by a family, and is located in Los Angeles, CA. It has won several awards including the top Gold Company distinction on the Inc. 5000 list for 2021.
American Hartford Gold promotes gold IRAs however, you can also add silver in your retirement account. You can buy gold IRA through American Hartford Gold by taking these steps:
Call American Hartford Gold to talk to an expert, and fill out the papers.
You can transfer your existing IRA to an entirely self-directed gold IRA.
Select the silver or gold items you want to put into your IRA.
Buy your valuable metals that can be put in an IRA.
Through Equity Trust, a well-known gold IRA broker, American Hartford Gold offers precious metals IRAs. When you have decided which precious metals you want to add to your account, you can store them in a secure storage firm like Brinks, Delaware Depository, or International Depository Services Group.
The gold IRA company also offers a variety of silver and gold goods which can be purchased directly. For example, here are some of the gold products offered by the company:
Gold Saint Helena Sovereign coin
Gold coin from the Canadian Gyrfalcon
1-ounce bar of gold
Combibar Valcambi
On the other hand, metal goods include things like:
Wildlife of Australia silver coin
Krugerrand, made in South Africa
Rounds of 1 1 ounce
Pre-64 coins were being used.
bars of 10 1 oz and 100 oz
Combibar Valcambi
When you purchase valuable metals from American Hartford Gold, you will always be able to talk to a person about your investments and learn what they are doing. You can dial the number listed on the company’s website at any time to talk to an agent.
If you’re interested in learning more about buying gold prior to taking the next step, you can ask the company for a complimentary guide. This 25-page guide has useful information about how rare metals IRAs can assist you in taking charge of your money.
You can also find out about the latest developments in the market for gold by visiting the News and Charts part of the American Hartford Gold website. The site also has articles that can help you determine what to invest in.
American Hartford Gold is a trusted gold IRA firm that provides the best gold IRA investments.
#3. Lear Capital is a reliable Gold IRA company that will match any price.
Lear Capital is one of the best gold IRA companies. It is located in Los Angeles and has been in business since more than 25 years. Based on gold IRA reviews, Lear Capital’s AAA rating by the Business Consumer Alliance, and the fact that the Professional Coin Grading Service has designated it as an Authorized Dealer, we’ve decided that Lear Capital is a valid and trustworthy gold IRA provider.
Let’s say that you decide to invest your gold IRA money into Lear Capital. In this scenario you can seek advice from a specialist or pay a fixed fee and make sure that the purchase is guaranteed for 24 hours, and avoid fees when you make a large payment.
These are the Lear Capital’s grades and certifications:
Trustpilot gives us 4.8 stars.
AAA and the Business Consumer Alliance gave it 5 stars.
Authorized by the Professional Coin Grading Service (PCGS)
Member of the Precious Metals Association
Member of the Numismatic Guaranty Corporation
Gold IRA companies such as Lear Capital, which have positive reviews from customers, are focused on smooth experiences and easy access to friendly assistance teams and clear pricing as well as other aspects. To ensure that your money meets IRS standards, it is best to only deal with a qualified service.
Lear Capital sells gold, platinum, and silver bars and coins that can be put in an IRA. You can pick from a variety of renowned options like the American Gold Eagle or the Canadian Silver Maple Leaf, or choose something easier like a 10 100-ounce bar of your favorite metal. Prices for precious metals are always changing to reflect market trends and make it easier to be aware of what you should expect.
Follow these steps to begin by contacting Lear Capital:
You can open an rare metals IRA account by filling out a simple online application which takes only 10 minutes.
You should hear from the person in charge of the IRA within 24 hours of how to do the tax-free move. It could take up to five days for the money to be moved.
You can purchase precious metals, and then let Lear Capital ship them to a safe place where they’ll be fully insured.
Create and store your IRA for free if you spend between $25,000 and $50,000 for one year or $25,000-$50,000 for two years and $75,000 or more for a period of three years.
The most important thing about Lear Capital are:
When you open a new gold IRA account that is greater than $25,000, you get free set-up and hold services.
When you have invested more than $10,000 you will receive the $50 setup fee back.
24 hour promises on purchases
Priced at a flat price
One-on-one assistance from experts in gold IRA buying
Many choices for silver, gold, and platinum
Excellent reviews from all sources
Costs are clearly stated because prices are updated often.
#4. Birch Gold Group is an expert in gold IRA rollovers as well as other precious metals.
Birch Gold Group is one of the best places to buy rare metals either in person or via an IRA. Since 2003, the firm has been operating and a large number of customers have shared positive things about it.
Birch Gold Group has a grade of A+ from the Better Business Bureau, AAA from the Business Consumer Alliance, and five stars from a variety of other sites. You can be assured that purchasing rare metals through Birch Gold Group will be a safe and dependable process.
Birch Gold Group sells a large selection of silver, gold platinum, and palladium goods in addition to other. You can buy these metals on their own or use them to deposit money into a precious metals IRA.
This company makes it simple for you to convert your retirement savings to a precious metals IRA. With the assistance of a qualified Precious Metals Specialist, you can take these five steps:
Set up your account and choose which method you would like to fund it. With Birch Gold Group, you can move an IRA or transfer an existing 401(k) for funding your new self-directed IRA.
Choose the valuable metals that will benefit your account. The valuable Metals Specialist can help you determine which metals to invest in to reap the most tax benefits.
You can purchase your precious metals. Your specialist will review your purchase and inform you that your purchase was successful after they have completed the transaction.
Choose a way to store your belongings. Your Specialist will show you the different options for storing your belongings. Birch Gold Group stores its customers’ funds in a variety of locations, such as Delaware Depository and Brink’s Global Service.
Find out the status of you IRA is doing. Contact your Specialist anytime to check on your account or make changes.
Birch Gold Group also lets you buy gold, silver platinum, palladium, and items directly from the company. The company offers a wide variety of gold and silver coins accepted with the IRS, such as:
Gold Eagle, American
Silver Eagle, American
Leaf of the Canadian Gold Maple
Guinea Silver Rose Crown
You can also purchase bars, rounds and even gold as well as silver.
These are some of the company’s platinum products:
Bars and round-shaped bars
United States Platinum Eagle
Australian Silver Florin
Finally, the products made from gold are:
Bars and round-shaped bars
Canadian Maple Leaf Made of Palladium
Overall, Birch Gold Group is an excellent company to work with if you want to create a flexible precious metal IRA.
#5. Augusta Precious Metals is a highly rated Gold IRA company with 5 star reviews.
Augusta valuable Metals is a well-known company that sells metals such as silver and gold. They provide IRAs and cash-payouts for silver and gold. This business also offers a site with a lot of free information on investing in rare metals and establishing an silver or gold IRA.
Augusta Precious Metals has a 4.97 rating from customers and an A+ grade from the Better Business Bureau. The company has also gotten excellent ratings on TrustLink, Google My Business, Facebook, and the Business Consumer Alliance, among other sites.
Follow these steps to create an IRA for precious metals using Augusta Precious Metals:
The self-directed IRA service in Augusta can help you set up your new IRA.
Make use of the money in your savings account to fund your account.
At Augusta’s Order Desk, you can purchase gold and silver.
Augusta Precious Metals works with Equity Trust, a top self-directed IRA service, to help users to set up precious metals IRAs. This IRA company is a partner for people across all fifty U.S. states. They have been in business for over 30 years and managed more than $25 billion.
After you have purchased gold and silver for your savings account, Augusta Precious Metals will keep the gold and silver for you. The company keeps its valuable metals in the Delaware vault which is a secure private vault.
Augusta Precious Metals is also a place where you can purchase genuine silver and gold. All you have to do is transfer money to the Augusta account and then select the silver and gold products you’d like to purchase. Augusta will deliver them directly to your doorstep, and you’ll have to sign for them.
Augusta Precious Metals sells metal and luxury coins made of silver and gold. Bullion products manufactured by the firm include items like:
American Gold Eagle
American Silver Eagle
Canada’s Gold Maple Leaf
A silver coin called “America the Beautiful”
You can also buy 1- to 10-ounce bullion gold bars, 10 up to 100-ounce silver bullion bar, and 90% silver bags.
The company’s high-end silver and gold coins are:
Gold Sovereign of St. Helena in 2022
2021 Soaring Eagle Silver Coin from the Royal Canadian Mint
If you’re looking to add goods to your IRA you can look at a list of the company’s IRA-qualified coins.
All in all, Augusta Precious Metals is one of the top firms for gold IRAs.
#7. Oxford Gold is a reputable company to invest in gold and silver.
Oxford Gold Group is a company that assists people in setting the gold IRAs. They sell gold, silver platinum, palladium, and. The company has a great rating from the Better Business Bureau (A+) and also from websites like Trustpilot, Consumer Affairs, and Google My Business (excellent scores).
Oxford Gold has IRAs for both gold and silver, and there are a lot of tools to help you start these funds. On the Oxford Gold website, you can learn how to transfer money to a precious metal IRA and learn how these IRAs work and what kinds are available, and why they are a good investment.
On the Oxford Gold website, you can buy coins and bars made of gold, silver, platinum, and palladium. The company sells a vast variety of gold and silver coins, as well as other items including:
The Silver Maple Leaf is a Canadian coin.
“Rose Crown” coin from Guinea
Silver coin from “America the Beautiful”
Gold Canadian coin featuring an polar bear and cub
PAMP Silver Bar Suisse
Gold bars of 1 oz. or 10 oz.
It also offers a limited number of coins and bars made of platinum and palladium.
Oxford Gold Group tries to be different from other companies that deal in precious metals in its ability to listen to customers and providing them with the tools they require to make sound financial decisions. On its website, the company provides an entire learning center that can aid buyers in the purchasing process.
This study area includes several tools, including:
Guide to investing in precious metals
News and stories about buying gold
FAQs
A glossary of terms
If you are employed by Oxford Gold Group, you’ll also be able direct access to one of the company’s Managing Partners. This person can answer any questions you have regarding trading or how to store your gold in your IRA.
We like that Oxford Gold looks at buying precious metals from a neutral point of view. This lets customers learn the advantages and disadvantages of these investments and make better choices.
Overall, Oxford Gold Group is one of the top firms that provide gold IRAs.
#7. Free Gold and Silver IRA Guide for Investors who are New to the Market from Noble Gold Investments
Noble Gold is one of the best gold IRA companies due to its a wide range of valuable metals that have been approved by the IRS. It also offers helpful educational material for buyers and an A+ rating from the Better Business Bureau (BBB). You can create an IRA with Noble Gold if you are interested in gold, silver platinum, palladium, or. In less than 10 years of operation, the company’s gold IRA reviews on all sites have earned it five stars.
Opening an gold IRA account is a good decision, so you must select a precious metals investment firm that places the opinions of its clients and the accreditations of its affiliates in the first place. These ratings are given for Noble Gold:
Google Reviews gave it 4.9 stars.
ConsumerAffairs gave it 5 stars.
BBB gives it an A+.
Based on reviews, Yelp gave it 5 stars.
Even though there are just two reviews on Trustpilot, Noble Gold also has a grade of 2.9 stars. Both reviews talked about fees that were hard to locate.
Noble Gold is like other gold investment companies in that you can put coins and bars made of silver, gold platinum, palladium, and tin in your IRA. There are many kinds of precious metals that the IRS will accept. Some are renowned, like the Australian Gold Kangaroo Coin, while others are rare such as the 1oz Austrian Silver Philharmonic Coin. To meet IRS rules all rare metals IRA purchases are sent to secure locations in Delaware, Texas, or Canada.
Depending on the amount you purchase, you can expect to pay anywhere from $80 to $200 per year to keep your precious metals. Most IRAs with Noble Gold require at least $20,000 to start.
Follow these steps to start using Noble Gold:
Fill out the form online to get an individualized advice or to create an IRA account for gold. You can speak with an expert from the company about your choices during the free sessions.
Talk to a Noble Gold expert to start the process of moving your gold IRA over to the new account. If you take money out of a retirement account to transfer to the gold IRA instead of rolling it over, you could be required to pay tax on it. Consult a tax expert first.
You can fund your precious metals IRA and then purchase the precious metals you’d like to purchase.
Choose the storage that you prefer, and then wait for Noble Gold ship your valuable coins to the safe storage location.
The most important characteristics of Noble Gold are:
Fantastic ways to assist customers
There are many types of valuable metals to choose from.
A number of sources have rated it five stars.
Access to expert advice
There are a lot of tools for training that can assist investors.
If you’re ready to sell and sell your home, you should have you should have a “no questions asked” buy-back policy.
#8. Patriot Gold Group is the most effective for setting up quickly an gold IRA account.
Patriot Gold Group is a Los Angeles-based company that is rated as the top gold and silver dealer in the country by Consumer Affairs for five years in a row.
Patriot Gold Group is probably best for those who are experienced in investing in precious metals who are knowledgeable about the market and want to invest a significant portion of their money into a gold IRA which offers savings for large investments, but doesn’t have many tools to help new investors learn. Patriot Gold Group might be right for you if you’re looking for a simple IRA dealer that offers basic gold and silver as well as good ways to get help.
The following accreditations, grades, and titles were granted to Patriot Gold Group:
770 reviews on ConsumerAffairs gave this product 5 stars.
Google Reviews gives it 5 stars
ConsumerAffairs has chosen us as the top gold IRA dealer from 2020 until 2023.
Voted the top Gold IRA dealer in America from 2016 until 2020
BBB awarded it an A+ grade and a seal of approval.
Professional Service for Grading Certified Coins
Member of the Numismatic Guaranty Corporation
When it comes to gold IRA reviews certificates, reviews and awards, you’ll find a better organization than Patriot Gold Group. The company puts its customers first by providing them with helpful support lines, clear prices, and easy-to-use services that comply with IRS regulations.
Patriot Gold Group sells gold and silver coins and bars that can be put in an IRA. The value of gold fluctuates in real-time on their website, which means you can easily see the benefits, risks, and costs of your purchase. You can pick from 10 gold coins that are from the U.S., the U.K., Canada, and Australia. You can also select exclusive silver coins that date 50 years ago.
Patriot Gold Group has a large minimum account size of $50,000, which is why it is best for buyers who have done this before. First year storage and maintenance costs $250 and every year following that is $200. You might have to pay more, for instance, the cost to open an account.
To begin your journey with Patriot Gold Group, you have to follow these steps:
Complete the online application form to get started.
Contact a customer service representative to get your account started or movement of funds.
You can buy valuable metals and decide how you want to store them.
You can receive complimentary delivery to your safe locker.
Investors can acquire these crucial things from Patriot Gold Group:
Gold IRA has received positive reviews IRA on all sites
The cost of accounts has been eliminated for purchases over $100,000
Free investment guides for gold in an IRA
Access to helpful customer support
Price changes in real time
#9. AdvantageGold is a reputable precious metals IRA company that offers a wide selection of gold physical coins and bullion.
AdvantageGold is one of the best companies for gold IRAs. They say they are the top gold firm within the U.S. because they have been awarded the Best of TrustLink award for seven years in a row. AdvantageGold might be the right choice If you enjoy doing things online and want easy access to high-quality training tools.
You can apply for an account without talking to anyone, and the company gives you access to a huge knowledge base with videos, tools and more.
AdvantageGold has been assessed and certified as follows:
#1 Most Trusted Gold IRA Company by TrustLink for the past seven years
Member of the American Numismatic Association
Member of the Industry Council for Tangible Assets
BBB rates it 4.83 stars with it is awarded an A+ grade.
Over 700 customers have rated Google five stars.
More than 1,400 users have given Trustpilot 5 stars.
Based on the reviews of AdvantageGold, you can expect great customer service, fantastic assistance and transparent prices in all of your contacts with AdvantageGold.
AdvantageGold lets you put gold, silver, platinum or palladium in your IRA. The Gold American Eagle Coin, the Canadian Palladium Maple Leaf Coin, as well as the American Silver Eagle Proof Coin are among the most popular choices.
Annual storage fees for IRA purchases are between $100 to $150. Investors also pay a $50 account-setting-up cost and a range of different yearly upkeep fees. AdvantageGold has no minimum payment which is a great thing.
To start using AdvantageGold you must complete the following steps:
Complete the form online and select the account manager you would like to work with. You can do this first step on your own with AdvantageGold, or you can call the customer service team for assistance tailored to your needs.
Accept the rules and guidelines of your company and then share your financial records. You may need to show different papers about your IRA or taxes.
Choose the way you want to deposit funds into your account. A expert in rolling money into an gold IRA will help you do this.
You can purchase precious metals and pick a secure storage space for them. In the final step, you must complete the declaration form.
AdvantageGold has the following characteristics which make it stand out from the crowd:
When you’re ready to sell, the buy-back scheme makes it easy.
A guide for investing in gold through your IRA.
There are a variety of ways to learn.
There aren’t any minimum investments.
Help with rollovers is useful.
TrustLink has ranked us as the most dependable gold IRA company for the past seven years.
Step-by-step directions on how to withdraw funds
Customers on all sites leave glowing review of gold IRAs.
What is an IRA that is backed by gold?
Gold individual retirement accounts (IRA) is a self-directed personal retirement account that makes use of gold, silver or other precious metals instead of stocks or bonds.
To guard yourself against inflation and possible stock market crashes, you should have a diverse portfolio of investments. Due to this, many people are investing in silver, gold, and other valuable metals into their retirement accounts due to them being an extremely safe and reliable investment.
The companies listed on our list assist people in setting up gold IRAs by helping them roll over or transfer existing savings accounts to new self-directed precious metals IRAs. It is not advisable to begin a gold IRA from scratch. Instead, move the money from your retirement savings to an entirely new tab.
The Internal Revenue Service has rules regarding what types of precious metals are eligible for precious metals IRAs. These items have to be gold or coins that meet a set of “fineness” standards. These accounts can only hold the coins that are accepted by the IRS, like the Canadian Maple Leaf.
The top gold IRA companies make it simple and painless to fund and take care of these retirement accounts for individuals. Many companies place clients in contact with account representatives who can assist them in the process.
However, an agent for an account isn’t the same as a financial advisor. If you are considering adding an gold IRA to your retirement account to make it more diverse you should consult your financial advisor first to see whether it is a good idea for you.
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