A precious metals IRA or, more commonly known as a gold-backed IRA, can help protect your money from volatility in the market and protect your investment from inflation. Additionally, precious metals like silver and gold are different from the standard assets like stocks and bonds, which makes them an excellent option to diversify your portfolio.
We looked at the best gold IRA firms to determine what precious metal IRA accounts offer the best deal. We analyzed every gold IRA company below based on a number of things, such as the precious metals they provide, the fees they charge, the storage choices they offer, their customer service, and even their reputation.
Goldco is the most trusted and most reliable company overall when it comes to gold IRAs.
The best deal for first-time buyers is American Hartford Gold.
Lear Capital: New sales may receive up to $15,000 worth of bonus coins
Birch Gold Group has a vast array of precious metals.
The best customer service is at Augusta Precious Metals.
Oxford Gold The best scheme to purchase back books
Noble Gold Investments is a gold IRA company with a lot of experience.
Patriot Gold Group: Good for buying silver and gold directly
Advantage Gold: The most effective learning tools
#1. Goldco is the best company overall with regard to gold IRAs.
Goldco is an established dealer of rare metals and sells products that can help you save more for retirement. Goldco is a leader in the field of rare metals and has won numerous awards and distinctions.
The Better Business Bureau gives Goldco an A+ rating, and the Business Consumer Alliance gives it an AAA grade.
Goldco will help you safeguard the assets in different retirement accounts by transferring them to an precious metals IRA. If you have an IRA, TSP, 401(k) or 403(b) or 403(b) metals expert from Goldco can guide you on how to move the money in your account to a precious metals IRA.
This business also sells silver and gold directly to its customers. You can invest your retirement savings, or other savings accounts in real silver and gold.
If you’re looking to establish a precious metals IRA through Goldco and move or roll over your savings from your savings account into your new IRA. Goldco makes it easy and painless for customers to do this by guiding them through the following steps:
Sign a deal saying you know the rules of Goldco to open your IRA.
Make sure you fund your Self-Directed IRA by rolling over money from your current 401(k), 403(b), TSP, or IRA by contacting the company who manages your account.
Purchase your precious metals: Choose the precious metals you want to include in your investment.
Goldco sells many different kinds of gold and silver coins, including:
American Silver Eagle
American Gold Eagle
The Great Barrier Reef is silver.
Gold Striped Aussie Marlin
The silver guinea of the military
Marlin Gold
Silver and gold bars of different sizes can also be bought. These bars are as pure as.9999.
Goldco also offers a program to buy back gold. If your situation changes and you have to sell the valuable metals in your account, Goldco will buy them back at the best buy-back price, guaranteed.
If you’re thinking of investing in an uncommon metals IRA, Goldco will send you a free kit with information. This kit has a written and spoken guide to investing in rare metals.
Overall, we believe Goldco is among the top companies that provide gold IRAs.
One of the best companies to purchase gold, silver, as well as platinum, through an IRA.
reputable business with clear prices
With a gold IRA move, you can switch your current savings account.
The sole company Sean Hannity recommends for a gold IRA is
The Better Business Bureau gave it an A+.
Over 2,500 five-star reviews of gold IRAs
#2. The most reputable gold IRA account for 401(k) rollovers is American Hartford Gold.
American Hartford Gold is a excellent gold IRA company that allows you to purchase gold and silver. The company is run by a family and is headquartered in Los Angeles, CA. It has been awarded numerous awards including the #1 Gold Company distinction on the Inc. 5000 list for 2021.
American Hartford Gold promotes gold IRAs however, you can also add silver in your retirement account. You can buy an IRA with gold IRA through American Hartford Gold by taking these steps:
Call American Hartford Gold to talk to an expert, and complete the forms.
You can transfer your existing IRA to an entirely self-directed gold IRA.
Select the silver or gold items you wish to place in your IRA.
Purchase your precious metals that can be put into an IRA.
Through Equity Trust, a well-known gold IRA broker, American Hartford Gold offers precious metals IRAs. After you have chosen which valuable metals you wish to include in your account, you are able to store them with a safe storage company such as Brinks, Delaware Depository, or International Depository Services Group.
This gold IRA business also offers a variety of gold and silver goods that can be purchased directly. For instance, here are some of the company’s gold products:
Gold Saint Helena Sovereign coin
The gold coin is part of the Canadian Gyrfalcon
1-ounce bar of gold
Combibar Valcambi
In contrast, its metal goods include things like:
Wildlife of Australia silver coin
Krugerrand, made in South Africa
Rounds of 1 ounce
Pre-64 coins were in use.
bars of 10 Oz and 100 oz
Combibar Valcambi
When you purchase valuable metals from American Hartford Gold, you will always be able to talk to a person about your investments and learn what they’re doing. You can dial the number on the website anytime to speak to an agent.
If you’d like to know more about buying in gold prior to taking the next step you can contact the firm for a complimentary guide. This guide of 25 pages contains valuable details on how rare metals IRAs can help you take control of your savings.
You can also learn about the changes to the market for gold by visiting the News and Charts part of the American Hartford Gold website. This area also has articles that can help you decide which way to spend your money.
American Hartford Gold is a reliable gold IRA firm that provides the highest quality gold IRA investments.
#3. Lear Capital is a reliable Gold IRA company that will match any price.
Lear Capital is one of the most reputable gold IRA companies. It is based in Los Angeles and has been operating for more than 25 years. Based on gold IRA reviews as well as the company’s AAA rating from the Business Consumer Alliance, and the fact that the Professional Coin Grading Service has declared it an authorized Dealer We’ve determined that Lear Capital is a valid and reliable gold IRA service.
Let’s say you decide to put your gold IRA money in Lear Capital. In that case you will be able to get assistance from a specialized expert and pay a flat amount, guarantee your purchase up to 24 hours and avoid charges if you make a big payment.
The following are Lear Capital’s grades and certifications:
Trustpilot gives us 4.8 stars.
AAA and the Business Consumer Alliance gave it 5 stars.
Authorized by the Professional Coin Grading Service (PCGS)
Member of the Precious Metals Association
Member of the Numismatic Guaranty Corporation
Gold IRA companies like Lear Capital, which have excellent reviews from their customers, emphasize smooth experiences, easy access to helpful help desks, and clear prices among other things. To make sure your money is in compliance with IRS standards, you must only work with a certified service.
Lear Capital sells gold, platinum, and silver coins and bars that can be put in an IRA. You can pick from a variety of renowned options such as the American Gold Eagle or the Canadian Silver Maple Leaf, or you can go with something simpler like a 10to 100-ounce bar of your favorite metal. Prices for valuable metals change frequently to reflect market trends and make it easy to know what you should expect.
Follow these steps to get started using Lear Capital:
You can open a rare metals IRA account by filling in an online form that takes just 10 minutes.
You should hear back from the person in charge of your IRA within 24 hours about how to do the tax-free move. It can take anywhere from five to seven days for your money to be transferred.
You can buy valuable metals, and then allow Lear Capital ship them to an appropriate location where they’ll be fully insured.
Set up and store your IRA for free if spend between $25,000 and $50,000 in a single year and $25,000 to $50,000 for two years, and $75,000 or more for a period of three years.
The most important things about Lear Capital are:
When you open a new gold IRA account over $25,000, you will receive free set-up and holding services.
If you invest more than $10,000, you’ll get the $50 setup fee back.
24 hour promises on purchases
Priced at an unbeatable rate
Assistance from a professional on gold IRA buying
Many choices for gold, silver, and platinum
Excellent reviews from all sources
Costs are obvious since prices are regularly updated.
#4. Birch Gold Group is an expert in gold IRA rollovers and other precious metals.
Birch Gold Group is one of the best places to purchase rare metals either in person or via an IRA. Since 2003, this firm has been operating and a large number of customers have said good reviews about it.
Birch Gold Group has a grade of A+ from the Better Business Bureau, AAA from the Business Consumer Alliance, and five stars from a variety of other sites. You can be assured that buying in rare metals through Birch Gold Group is a secure and secure process.
Birch Gold Group sells a variety of silver, gold palladium, and platinum products, among others. You can purchase these metals by themselves or use them to deposit money into an precious metals IRA.
The company makes it simple for you to move the retirement savings you have saved into a precious metals IRA. With the assistance of a certified Precious Metals Specialist you can follow these five steps:
Set up your account and choose which method you would like to fund it. Birch Gold Group is the best option. Birch Gold Group, you can move an IRA or transfer a 401(k) to fund your new self-directed IRA.
Choose the best metals to invest in for your account. Your precious Metals Specialist can help you figure out which metals to invest in to gain the greatest tax advantages.
You can buy your valuable metals. Your specialist will go over your purchase and inform you that your purchase was successful after they have completed the transaction.
Find a method to store your belongings. Your Specialist will show you the various ways to store your belongings. Birch Gold Group stores its customers’ investments at various locations like Delaware Depository and Brink’s Global Service.
Check the status of you IRA is doing. You can contact your Specialist at any time to review your account and make any changes.
Birch Gold Group also lets you buy gold, silver, platinum, and palladium goods straight from the company. The company sells a wide selection of coins that are deemed acceptable with the IRS for example:
Gold Eagle, American
Silver Eagle, American
Leaf of the Canadian Gold Maple
Guinea Silver Rose Crown
You can also purchase bars and rounds of gold and silver.
These are some of the platinum products from the company:
Bars and round-shaped bars
United States Platinum Eagle
Australian Silver Florin
The final products made from gold include:
Rounds and bars
Canadian Maple Leaf Made of Palladium
In the end, Birch Gold Group is an excellent company to partner with if you want to set up a flexible precious metal IRA.
#5. Augusta Precious Metals is a highly rated Gold IRA company with 5 five-star reviews.
Augusta valuable Metals is a well-known company that sells valuable metals like gold and silver. They offer IRAs and cash-payouts for gold and silver. The business also offers a site that contains many free information on the investment in rare metals as well as setting up an silver or gold IRA.
Augusta Precious Metals has a 4.97 rating from customers and an A+ grade from the Better Business Bureau. The company has also gotten positive ratings on TrustLink, Google My Business, Facebook, and the Business Consumer Alliance, among other sites.
Follow these steps to set up an IRA for precious metals using Augusta Precious Metals:
The self-directed IRA service in Augusta can help you set the new IRA.
You can use money from your savings account to pay for your account.
At Augusta’s Order Desk, you can purchase gold and silver.
Augusta Precious Metals works with Equity Trust, a top self-directed IRA service, to assist customers to set up precious metals IRAs. This IRA company works with individuals in all 50 U.S. states. They have been in business for more than 30 years and have been able to manage more than $25 billion.
After you have purchased silver and gold to fund your savings account, Augusta Precious Metals will keep the silver and gold for you. The company keeps its precious metals in its Delaware vault, which is a safe, private vault.
Augusta Precious Metals is also an online store where you can purchase genuine silver and gold. You just need to move money to your Augusta account and select the silver and gold products you want to buy. Augusta will bring them right to your doorstep and you’ll need to sign for them.
Augusta Precious Metals sells metal and luxury coins made from gold and silver. Bullion goods made by the company include items such as:
American Gold Eagle
American Silver Eagle
Canada’s Gold Maple Leaf
A silver coin dubbed “America the Beautiful”
You can also purchase 1- to 10-ounce gold bullion bars, 10- up to 100-ounce silver bullion bar, and 90% silver bags.
A few of the company’s premium gold and silver coins are:
Gold Sovereign of St. Helena in 2022
2021 Soaring Eagle Silver Coin from the Royal Canadian Mint
If you want to add goods to your IRA You can also check out the company’s IRA-qualified coins.
All in all, Augusta Precious Metals is one of the best companies to invest in gold IRAs.
#7. Oxford Gold is a reputable company to invest in gold and silver.
Oxford Gold Group is a firm that assists people to set up gold IRAs. They offer silver, gold platinum, palladium, and. The company has a great rating from the Better Business Bureau (A+) and also from websites like Trustpilot, Consumer Affairs, and Google My Business (excellent scores).
Oxford Gold has IRAs for both gold and silver, and they have a variety of tools available to help you get started with these funds. On the Oxford Gold website, you will learn how to transfer funds to an precious metal IRA and how these IRAs work and what kinds are available and the reasons they are good assets.
On the Oxford Gold website, you can purchase coins and bars made of gold, silver, platinum, and palladium. The company sells a vast range of popular silver and gold coins, as well as other items including:
The Silver Maple Leaf is a Canadian coin.
“Rose Crown” coin from Guinea
Silver coin from “America the Beautiful”
Gold Canadian coin with Polar bear and cub
PAMP Silver Bar Suisse
Gold bars of 1 Ounce. or 10 oz.
It also offers a small number of bars and coins made of platinum and palladium.
Oxford Gold Group tries to be different from other precious metals firms by listening to customers and providing them with the tools they require to make good financial choices. The company’s website offers a full learning center to aid buyers in the purchasing process.
This study area includes a number of tools that include:
Guide to investing in precious metals
Stories and news about buying in gold
FAQs
A list of terms
When you join the Oxford Gold Group, you’ll also be able to interact directly with one of the Oxford Gold Group’s Managing Partners. The person you talk to will be able to help you answer any questions that you may have regarding how to trade or store your gold in your IRA.
We like that Oxford Gold looks at buying precious metals from an impartial perspective. This lets customers learn the advantages and disadvantages of these investments and make better decisions.
In general, Oxford Gold Group is one of the top firms that provide gold IRAs.
#7. Free Gold and Silver IRA Guide for Investors who are New to the Market from Noble Gold Investments
Noble Gold is one of the top gold IRA firms because it provides a wide range of valuable metals that are regulated by the IRS. It also provides helpful training materials for buyers and an A+ rating from the Better Business Bureau (BBB). You can open an IRA with Noble Gold if you are interested in silver, gold, platinum, or palladium. After less than 10 years of operation, the company’s gold IRA reviews on all sites have earned it five stars.
Opening a gold IRA account is a big choice, so you should select a gold investment company that puts the reviews of its customers as well as the certifications of its affiliates in the first place. These ratings are provided for Noble Gold:
Google Reviews gave it 4.9 stars.
ConsumerAffairs gave it 5 stars.
BBB awards it an A+.
Based on a few reviews, Yelp gave it 5 stars.
Even though there are only two reviews on Trustpilot, Noble Gold also has a score of 2.9 stars. Both reviews talked about fees that were hard to find.
Noble Gold is like other gold investment companies in that you can put bars and coins made of silver, gold platinum, palladium, and tin in your IRA. There are many different kinds of precious metals that the IRS will accept. Some are well-known, such as the Australian Gold Kangaroo Coin, while others are rare such as the Austrian Silver Philharmonic 1oz Coin. To conform to IRS regulations all rare metals IRA purchases are sent to safe sites that are located in Delaware, Texas, or Canada.
Depending on how much you buy, you can expect to pay anywhere from $80 to $200 a year to keep your real precious metals. The majority of IRAs that have Noble Gold require at least $20,000 in order to begin.
Follow these steps to start with Noble Gold:
Fill out the form online to receive an individualized advice or to create an IRA account for gold. You can speak to an in-house expert about your choices during the free sessions.
Talk to a Noble Gold expert to start the process of moving the gold IRA over to your new account. If you withdraw money of another retirement account to transfer to the gold IRA instead of rolling it over, you might have to pay taxes on it. Consult a tax expert first.
Fund your precious metals IRA and then purchase the precious metals you’d like.
Choose the storage that you prefer and let Noble Gold ship your valuable coins to the safe location.
The most important characteristics of Noble Gold are:
Great ways to assist customers
There are a variety of precious metals that you can pick from.
A number of sources have rated it five stars.
Free access to expert advice
There are many training tools to help investors.
If you’re ready to sell, make sure you have a “no questions asked” buy-back policy.
#8. Patriot Gold Group is the most effective for setting up quickly an account for gold IRA account.
Patriot Gold Group is a company based in Los Angeles, which is rated as the top silver and gold dealer in the United States by Consumer Affairs for five years consecutively.
Patriot Gold Group is probably best for experienced precious metals investors who are familiar with the market and would like to put a big chunk of their assets into an investment in gold IRA, since it gives savings for large investments but lacks a lot of tools to help investors who are new. Patriot Gold Group might be suitable for you if looking for a basic IRA dealer that offers basic gold and silver, and good ways to get help.
The following accreditations, grades, and titles were given to Patriot Gold Group:
770 reviews on ConsumerAffairs gave this product 5 stars.
Google Reviews gives it 5 stars
ConsumerAffairs has selected us as the top gold IRA dealer from 2020 to 2023.
Voted the best Gold IRA dealer in America from 2016 until 2020
BBB awarded it an A+ and a seal of approval.
Professional Service for Grading Certified Coins
Member of the Numismatic Guaranty Corporation
When it concerns gold IRA reviews, certificates and awards, you’ll be able to find a better company than Patriot Gold Group. The company prioritizes its customers by giving them helpful support lines, transparent pricing, and simple-to-use services that are compliant with IRS regulations.
Patriot Gold Group sells gold and silver bars and coins which can be put into an IRA. The price of gold fluctuates in real-time on the website, which means you can easily see the risks, benefits and costs of your purchase. You can select among 10 gold-colored coins from the U.S., the U.K., Canada, and Australia. You can also select exclusive silver coins that date as far back as fifty years ago.
Patriot Gold Group has a large minimum account size of $50,000, which is why it is recommended for those who have done this before. The first year of storage and maintenance costs $250, and each year after that costs $200. You might have to shell out more for instance, an amount to establish an account.
To start your journey with Patriot Gold Group, you must do the following:
Complete the online application form to begin.
Contact a service representative to start your account restart or movement of funds.
You can purchase valuable metals and pick the way you’d like to keep them.
You can get free delivery to the safe locker.
Investors can obtain these essential things from Patriot Gold Group:
Gold IRA has received positive reviews IRA on all sites
The cost of accounts has been eliminated for purchases over $100,000
Free investment guides for gold in an IRA
Access to customer service that is helpful
Price changes in real time
#9. AdvantageGold is an experienced precious metals IRA company that offers a wide choice of physical gold coins and bullion.
AdvantageGold is one of the top companies that offer gold IRAs. They claim to be the top gold-producing company within the U.S. because they have won the Best of TrustLink award for seven consecutive years. AdvantageGold might be for you If you enjoy doing things online and need easy access to high-quality training tools.
It is possible to apply for an account without speaking to a person and the company provides access to a vast knowledge base with tools, videos and more.
AdvantageGold has been assessed and certified as follows:
The #1 Most Trusted Gold IRA Company by TrustLink for the past seven years
Member of the American Numismatic Association
Member of the Industry Council for Tangible Assets
BBB gives it 4.83 stars with an A+ rating.
Over 700 customers have rated Google five stars.
More than 1,400 users have rated Trustpilot five stars.
Based on the reviews of AdvantageGold You can expect excellent customer service, fantastic assistance, and clear prices in all of your contacts with AdvantageGold.
AdvantageGold lets you put platinum, silver, gold or palladium in your IRA. The Gold American Eagle Coin, the Canadian Palladium Maple Leaf Coin and the American Silver Eagle Proof Coin are among the most common choices.
Annual storage fees for IRA purchases are between $100 to $150. Investors also pay a $50 account-setting-up cost and a range of different yearly upkeep fees. AdvantageGold has no minimum payments which is a great thing.
To begin using AdvantageGold you must do the following:
Fill out the form online and choose the account manager you want. You can complete the first step on your own with AdvantageGold or call the customer service team for personalized assistance.
Accept the rules and policies that the business follows, then share your financial documents. You may need to show different documents about your IRA or tax obligations.
Choose the way you want to transfer money in your account. An expert in rolling money into an gold IRA will help you do this.
You can purchase precious metals and pick a secure location to store them. In the final step, you must sign the declaration form.
AdvantageGold is a product with the following characteristics that distinguish it:
When you’re ready to sell the house, the buy-back plan simplifies the process.
A free guide on investing in gold through your IRA.
There are a variety of methods to study.
There aren’t any minimum investments.
Rollover assistance is helpful.
TrustLink has named us the most dependable gold IRA company for the past seven years.
Step-by-step directions regarding how to withdraw cash
Customers on all websites give great review of gold IRAs.
What is an IRA backed by gold?
A gold individual retirement account (IRA) is a self-directed personal retirement account which makes use of gold, silver, or other valuable metals instead of stocks and bonds.
To guard yourself against the effects of inflation and potential market crashes, you require a variety of investments. Due to this, many people are now placing silver, gold and other precious metals into their retirement accounts due to them being a fairly safe and reliable investment.
The companies on our list assist people in setting up gold IRAs by helping them transfer existing savings accounts to new self-directed precious metals IRAs. You shouldn’t begin a gold IRA from scratch. Instead, you should move the money from your retirement savings to an account that is new.
The Internal Revenue Service has rules about the types of valuable metals can be placed in precious metals IRAs. These items have to be gold or coins and meet certain “fineness” standards. These accounts can only hold the coins that are approved by the IRS, like the Canadian Maple Leaf.
The best gold IRA firms make it easy and easy to set up and manage these retirement accounts for individuals. Many companies put clients in contact with account reps who will assist them throughout the process.
But an agent of an account is not the same as an advisor to financial matters. If you’re considering adding a gold IRA to your retirement account to diversify it, you should talk to your financial advisor first to find out if it makes sense for you.
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