A precious metals IRA or, more commonly known as a gold-backed IRA will help safeguard your money from volatility in the market as well as protect you from inflation. Additionally, precious metals such as silver and gold are different from the standard assets like bonds and stocks, which makes them a good option to diversify your portfolio.
We looked at the best gold IRA companies to see what precious metal IRA accounts offer the most beneficial. We looked at each gold IRA company below based upon a range of things, such as the precious metals they provide as well as the costs they impose, their storage options they provide as well as their customer service and their image.
Goldco is one of the most trusted and most reliable company for gold IRAs.
The best deal for first-time buyers is American Hartford Gold.
Lear Capital: New sales could be eligible for up to $15,000 in bonus coins
Birch Gold Group has a wide range of valuable metals.
The best customer service is at Augusta Precious Metals.
Oxford Gold: Best scheme to buy back books
Noble Gold Investments is a gold IRA company with a lot of experience.
Patriot Gold Group: Good for buying silver and gold directly
Advantage Gold: The most effective learning tools
#1. Goldco is the most reputable company overall in the field of gold IRAs.
Goldco is a trusted dealer in rare metals and sells products that can help you save more for retirement. Goldco is a leader in the field of rare metals and has received numerous awards and distinctions.
The Better Business Bureau gives Goldco an A+ rating, and the Business Consumer Alliance gives it an AAA grade.
Goldco will assist you to safeguard the assets of different retirement accounts by shifting them to an precious metals IRA. If you have an IRA, TSP, 401(k), or 403(b) or 403(b) metals expert at the company can show you how to transfer the funds in your account to an precious metals IRA.
This business also sells gold and silver directly to clients. You can put your retirement savings or money from other savings accounts in actual gold and silver.
If you are looking to open a precious metals IRA through Goldco, move or rollover the assets you have in your savings account to your new IRA. Goldco makes it easy and painless for customers to do this by guiding them through the steps:
Make a commitment to understand Goldco’s rules to open your IRA.
Fund your Self-Directed IRA by rolling over funds from your current 401(k), 403(b), TSP, or IRA by contacting the company that manages your account.
Buy your precious metals Choose the precious metals you’d like to add to your investment.
Goldco sells many different kinds of silver and gold coins which include:
American Silver Eagle
American Gold Eagle
The Great Barrier Reef is silver.
Gold Striped Aussie Marlin
The silver guinea of the military
Gold and silver bars of different sizes can also be bought. These bars are pure as.9999.
Goldco also has a program to buy back gold. If your situation changes and you require to sell the precious metals in your account Goldco will buy these back for the best buy-back price, with a guarantee.
If you’re thinking of investing in an uncommon metals IRA, Goldco will send you a kit for free with information. This kit contains a written and spoken guide to investing in rare metals.
Overall, we believe Goldco is one of the best companies that provide gold IRAs.
One of the most trusted companies to buy silver, gold as well as platinum, through an IRA.
A reputable company with clear prices
With a gold IRA move, you can switch your current savings account.
The only company Sean Hannity recommends for a gold IRA is
The Better Business Bureau gave it an A+.
Over 2,500 five-star reviews on gold IRAs
#2. The most reputable gold IRA account for 401(k) rollovers is American Hartford Gold.
American Hartford Gold is a excellent gold IRA company that lets you buy in silver and gold. The company is owned by a family, and is based in Los Angeles, CA. It has received numerous awards including the top Gold Company award on the Inc. 5000 list for 2021.
American Hartford Gold promotes gold IRAs however, you can also add silver if you want through your retirement account. You can buy an IRA with gold IRA through American Hartford Gold by taking these steps:
Call American Hartford Gold to talk to an expert and complete the forms.
You can transfer your existing IRA to a new self-directed gold IRA.
Choose the silver or gold items you would like to put in your IRA.
Get your precious metals which can be placed in an IRA.
Through Equity Trust, a well-known gold IRA broker, American Hartford Gold offers precious metals IRAs. Once you decide which valuable metals you want to add to your account, store them with a secure storage firm like Brinks, Delaware Depository, or International Depository Services Group.
The gold IRA company also offers a variety of silver and gold goods that can be purchased directly. For instance, here are some of the company’s gold products:
Gold Saint Helena Sovereign coin
Gold coin of the Canadian Gyrfalcon
1-ounce gold bar
On the other hand, its metal products include things like:
Wildlife of Australia silver coin
Krugerrand, made in South Africa
Rounds of 1 ounce
Pre-64 coins were being used.
bars of 10 1 oz and 100 oz
If you purchase precious metals from American Hartford Gold, you will always be able to speak with a representative about your investments and find out what they’re doing. You can dial the number on the website at any time to talk to your agent.
If you’d like to know more about buying in gold prior to taking the next step you can contact the company for a free guide. This guide of 25 pages contains valuable details on how rare metals IRAs can help you take control of your savings.
You can also learn about changes in the market for gold by going to the News and Charts part of the American Hartford Gold website. This area also has articles that can help you determine which way to spend your money.
American Hartford Gold is a trusted gold IRA company that provides the best gold IRA investments.
#3. Lear Capital is a reliable Gold IRA company that will match any price.
Lear Capital is one of the top gold IRA companies. It is based in Los Angeles and has been operating since more than 25 years. Based on gold IRA reviews and the company’s AAA score from the Business Consumer Alliance, and the fact that the Professional Coin Grading Service has designated it as an authorized Dealer We’ve concluded that Lear Capital is a valid and trustworthy gold IRA provider.
Let’s say that you decide to put your gold IRA money into Lear Capital. In that case you will be able to get assistance from a specialist or pay a fixed fee, guarantee your purchase for 24 hours, and avoid fees when you make a large payment.
The following are Lear Capital’s grades and certifications:
Trustpilot gives us 4.8 stars.
AAA as well as the Business Consumer Alliance gave it 5 stars.
Authorized by the Professional Coin Grading Service (PCGS)
Member of the Precious Metals Association
Member of the Numismatic Guaranty Corporation
Gold IRA companies such as Lear Capital, which have excellent reviews from their customers, are focused on smooth experiences and easy access to friendly assistance teams and clear prices among other things. To make sure your money is in compliance with IRS standards, it is best to only use a reputable service.
Lear Capital sells gold, silver, and platinum coins and bars that can be placed in an IRA. You can choose from the most renowned options like the American Gold Eagle or the Canadian Silver Maple Leaf, or opt for something simpler like a 10 100-ounce bar of your preferred metal. Prices for precious metals are always changing to reflect changes in the market and make it easier to know the price you can expect.
Follow these steps to begin by contacting Lear Capital:
You can create an rare metals IRA account by filling in an online form which takes only 10 minutes.
You should hear back from the person responsible for your IRA within 24 hours regarding how to make the tax-free move. It could take up to five days for the money to be transferred.
You can purchase precious metals and allow Lear Capital ship them to an area that is secure and where they will be fully insured.
Set up and keep your IRA for free if spend between $25,000 and $50,000 for one year, $25,000 to $50,000 for two years, and $75,000 or more for a period of three years.
The most important things about Lear Capital are:
If you open a brand new gold IRA account that is greater than $25,000, you will receive free setup and holding services.
If you make a purchase of more than $10,000 you’ll get your $50 setup fee back.
24 hour promises on purchases
Priced at the flat rate
One-on-one help from pros for gold IRA buying
There are many options for gold, silver, and platinum
Excellent reviews from all sources
Costs are obvious because prices are updated often.
#4. Birch Gold Group is an expert in gold IRA rollovers and other precious metals.
Birch Gold Group is one of the most reliable places to purchase rare metals in person or through an IRA. Since 2003, this company has been operating and a lot of customers have said good reviews about it.
Birch Gold Group has a grade of A+ from the Better Business Bureau, AAA from the Business Consumer Alliance, and 5 stars from other websites. You can be confident that buying in rare metals through this company will be a safe and reliable process.
Birch Gold Group sells a variety of silver, gold, palladium, and platinum products as well as other. You can buy these metals by themselves or use them to deposit money into a precious metals IRA.
The company makes it simple for you to move your retirement savings into an precious metals IRA. With the help of a trained Precious Metals Specialist You can follow these five steps:
Set up your account and choose which method you would like to fund it. Through Birch Gold Group, you can transfer an IRA or transfer a 401(k) for funding your new self-directed IRA.
Choose the valuable metals for your account. Your precious Metals Specialist can help you determine which metals you should invest in to get the highest tax benefits.
You can buy your valuable metals. Your specialist will review your order and let you know that the purchase was successful after they have completed the transaction.
Find a storage solution for your items. Your expert will help you understand the different options for storing your things. Birch Gold Group stores its customers’ investments at various locations, such as Delaware Depository and Brink’s Global Service.
Check the status of your IRA is performing. You can call your Specialist at any time to review your account or make adjustments.
Birch Gold Group also lets you buy gold, silver platinum, palladium, and products directly from them. The company offers a wide variety of coins that are deemed acceptable with the IRS like:
Gold Eagle, American
Silver Eagle, American
Leaf of the Canadian Gold Maple
Guinea Silver Rose Crown
You can also buy bars, rounds and even gold as well as silver.
These are just a few of the platinum products from the company:
Rounds and bars
United States Platinum Eagle
Australian Silver Florin
Finally, the products made from gold are:
Rounds and bars
Canadian Maple Leaf Made of Palladium
In the end, Birch Gold Group is a great company to work with if you are looking to set up a flexible and flexible precious metal IRA.
#5. Augusta Precious Metals is a highly reviewed Gold IRA company with 5 stars reviews.
Augusta valuable Metals is a well-known company that sells valuable metals like gold and silver. They provide IRAs and cash payments for silver and gold. This firm also runs a website with many free information regarding the investment in rare metals and setting up an silver or gold IRA.
Augusta Precious Metals has a 4.97 rating from customers and an A+ rating from the Better Business Bureau. The company also received great feedback on TrustLink, Google My Business, Facebook, and the Business Consumer Alliance, among other websites.
Follow these steps to create an IRA for precious metals with Augusta Precious Metals:
The self-directed IRA service in Augusta can assist you in setting up your brand new IRA.
Make use of the money in your savings account to add funds to your account.
Through Augusta’s order desk you can purchase gold and silver.
Augusta Precious Metals works with Equity Trust, a top self-directed IRA service, to help users create precious metals IRAs. This IRA company is a partner for people from all 50 U.S. states. They’ve been operating for more than 30 years and have been able to manage more than $25 billion.
After you buy gold and silver to fund your savings account, Augusta Precious Metals will keep the silver and gold for you. The company keeps its precious metals in the Delaware vault, which is a safe, private vault.
Augusta Precious Metals is also an online store where you can buy real gold and silver. It’s as simple as transferring funds to the Augusta account and then select the gold and silver goods you want to buy. Augusta will deliver them directly to your door and you’ll need to sign them.
Augusta Precious Metals sells metal and luxury coins made from gold and silver. Bullion goods made by the company include things such as:
American Gold Eagle
American Silver Eagle
Canada’s Gold Maple Leaf
A silver coin called “America the Beautiful”
You can also purchase 1- to 10-ounce gold bullion bars. 10- to 100-ounce silver bullion bars and 90 silver bags containing 97 percent.
Some of the company’s premium silver and gold coins include:
Gold Sovereign of St. Helena in 2022
2021 Soaring Eagle Silver Coin from the Royal Canadian Mint
If you’re looking to add goods to your IRA, you can also take a look at the company’s IRA-eligible coins.
All in all, Augusta Precious Metals is one of the top companies to invest in gold IRAs.
#7. Oxford Gold is a reputable company for investing in gold and silver.
Oxford Gold Group is a firm that assists people to set up gold IRAs. They sell gold, silver platinum, palladium, and. The company has a great review from the Better Business Bureau (A+) as well as from websites such Trustpilot, Consumer Affairs, and Google My Business (excellent scores).
Oxford Gold has IRAs for both gold and silver and they have a variety of tools available to help you start these funds. On the Oxford Gold website, you can find out how to move money to a precious metal IRA and learn how these IRAs work, what kinds are offered and the reasons they are a good investment.
The Oxford Gold website, you can purchase bars and coins made of gold, silver, platinum, and palladium. The company sells a vast variety of gold and silver coins, as well as other items such as:
The Silver Maple Leaf is a Canadian coin.
“Rose Crown” coin from Guinea
Silver coin from “America the Beautiful”
Gold Canadian coin with Polar bear and cub
PAMP Silver Bar Suisse
Gold bars of 1 oz. or 10 oz.
The company also sells a small number of bars and coins made of palladium and platinum.
Oxford Gold Group tries to be different from other precious metals companies by listening to customers and providing them with the tools they need to make informed financial decisions. On its website, the company has a complete learning center to help with the buying process.
This study area includes several tools, including:
Guide to investing in precious metals
News and stories about buying in gold
A list of terms
If you are employed by Oxford Gold Group, you’ll also be able to work directly with one of the company’s Managing Partners. This person can help you answer any questions that you might have about how to trade or keep your gold in your IRA.
We like that Oxford Gold looks at buying valuable metals from a neutral point of view. This helps customers understand the pros and cons of these investment options and make better decisions.
Overall, Oxford Gold Group is one of the best firms that provide gold IRAs.
#7. Free Gold and Silver IRA Guide for new investors from Noble Gold Investments
Noble Gold is one of the best gold IRA companies because it offers an array of high-quality metals that have been allowed by the IRS. It also offers helpful educational materials for buyers and an A+ grade from the Better Business Bureau (BBB). You can open an IRA with Noble Gold if you are interested in gold, silver, platinum, or palladium. In less than 10 years in business Noble Gold’s gold IRA reviews on all sites have won it five stars.
Opening a gold IRA account is a good choice, so you should select a gold investment firm that places the opinions of its clients as well as the certifications of its affiliates first. These scores are provided for Noble Gold:
Google Reviews gave it 4.9 stars.
ConsumerAffairs has rated it 5 stars.
BBB rates it with an A+.
Based on reviews, Yelp gave it 5 stars.
Although there are only two reviews on Trustpilot, Noble Gold also has a score of 2.9 stars. Both reviews mentioned fees that were hard to find.
Noble Gold is like other gold investment companies in that you are able to put coins and bars made of silver, gold, platinum, and palladium into your IRA. There are a lot of kinds of precious metals that the IRS will accept. Some are famous, like the Australian Gold Kangaroo Coin, and others are more rare like the 1oz Austrian Silver Philharmonic Coin. To comply with IRS rules, all rare metals IRA purchases are shipped to secure sites in Delaware, Texas, or Canada.
Depending on the amount you purchase, you could expect to pay anything from $80 to $200 a year to store your real precious metals. Most IRAs with Noble Gold require at least $20,000 to begin.
Follow these steps to begin with Noble Gold:
Fill out the online form to get an individualized advice or to open an IRA account for gold. You can talk to an expert in-house about your options during the free sessions.
Talk to a Noble Gold expert to start the process of rolling your existing gold IRA over to your new account. If you take money out of another retirement account to put into the gold IRA instead of rolling it over, you may have to pay taxes on it. Consult a tax professional first.
Make sure you fund your precious metals IRA, and then buy the precious metals you’d like.
Choose the storage that you prefer, and then wait for Noble Gold ship your valuable coins to the safe location.
The most important characteristics of Noble Gold are:
Fantastic ways to assist customers
There are a variety of precious metals that you can pick from.
Several sources gave it five stars.
Free access to the advice of experts
There are a lot of training tools to help investors.
When you’re ready to sell and sell your home, you should have you should have a “no questions asked” buy-back policy.
#8. Patriot Gold Group is the best for quickly setting up a gold IRA account.
Patriot Gold Group is a Los Angeles-based company that has been rated the highest-rated gold and silver dealer in the nation by Consumer Affairs for five years consecutively.
Patriot Gold Group is probably ideal for those who are experienced in investing in precious metals who know the market and wish to put a big chunk of their money into an investment in gold IRA which offers savings for large investments, but doesn’t offer a lot of tools to help investors who are new. Patriot Gold Group might be right for you if you’re looking for a simple IRA dealer that offers basic silver and gold and good ways to get help.
The following accreditations, grades and titles have been granted to Patriot Gold Group:
The 770 user reviews on ConsumerAffairs gave this product 5 stars.
Google Reviews gives it 5 stars
ConsumerAffairs has chosen us as the number one gold IRA dealer from 2020 to 2023.
Voted the top Gold IRA dealer in America from 2016 until 2020
BBB gave it the A+ rating and an approval seal.
Professional Service for Grading Certified Coins
Member of the Numismatic Guaranty Corporation
When it comes to gold IRA reviews certificates, reviews and awards, you won’t find a better company than Patriot Gold Group. The company prioritizes its customers by offering them friendly assistance lines, straightforward pricing, and simple-to-use services that are compliant with IRS rules.
Patriot Gold Group sells gold and silver coins and bars that can be placed in an IRA. The price of gold changes in real-time on their website, so you can easily see the benefits, risks, and costs of your purchase. You can choose among 10 gold coins that are from the U.S., the U.K., Canada, and Australia. You can also select exclusive silver coins from as early as fifty years ago.
Patriot Gold Group has a large limit of $50,000 for a minimum account, therefore it is recommended for those who have had this experience before. The first year of storage and upkeep costs $250 and each year thereafter costs $200. There may be a need to pay more, like an amount to establish an account.
To begin working with Patriot Gold Group, you need to do the following:
Complete the online account application to start.
Contact a customer service worker to start your account restart or to transfer funds.
You can purchase valuable metals and pick the way you’d like to keep them.
You can get free delivery to the safe locker.
Investors can acquire these crucial things from Patriot Gold Group:
The gold IRA is rated highly by its customers. IRA on all sites
The cost of accounts has been waived for purchases over $100,000
Free investment tips for gold in an IRA
Access to helpful customer support
Price changes in real time
#9. AdvantageGold is an experienced precious metals IRA company that offers a wide variety of gold coins and bullion.
AdvantageGold is among the top companies that offer gold IRAs. They claim to be the best gold firm within the U.S. because they have been awarded the Best of TrustLink award for seven consecutive years. AdvantageGold could be a good choice If you enjoy doing things online and want easy access to high-quality training tools.
The application process is simple with no need to talk to anyone, and the company gives you access to a huge knowledge base that includes videos, tools and more.
AdvantageGold has been rated and certified as follows:
#1 Most Trusted Gold IRA Company by TrustLink for the past seven years
Member of the American Numismatic Association
Member of the Industry Council for Tangible Assets
BBB gives it 4.83 stars and the A+ rating.
More than 700 users have awarded Google 5 stars.
More than 1,400 people have given Trustpilot 5 stars.
Based on the positive reviews from AdvantageGold you can count on great customer service, fantastic assistance and clear pricing in all of your contacts with AdvantageGold.
AdvantageGold lets you put gold, silver, platinum or palladium into your IRA. The Gold American Eagle Coin, the Canadian Palladium Maple Leaf Coin as well as the American Silver Eagle Proof Coin are some of the most common choices.
Annual storage charges for IRA purchases are between $100-$150. Investors also pay a $50 account-setting-up cost and a variety of annual upkeep fees. AdvantageGold has no minimum payments which is a great thing.
To begin using AdvantageGold you must complete the following steps:
Complete the form online and select the account manager you would like to work with. You can do this first step on your own using AdvantageGold or contact the customer service team for assistance tailored to your needs.
Accept the rules and policies of your company then share your financial documents. You may be required to present different papers about your IRA or taxes.
Choose the way you want to transfer money in your account. An expert in rolling money into an gold IRA will assist you in doing this.
You can purchase valuable metals and choose a safe storage space for them. As the last step, you have to complete the declaration form.
AdvantageGold is a product with the following characteristics which make it stand out:
If you’re ready to sell the house, the buy-back plan simplifies the process.
A guide for investing in gold with your IRA.
There are a variety of methods to study.
There aren’t any minimum investments.
Rollover assistance is helpful.
TrustLink has ranked us as the most trusted gold IRA company over the last seven years.
Step-by-step directions for withdrawing money
Customers on all websites give excellent feedback on gold IRAs.
What is an IRA backed by gold?
A gold individual retirement account (IRA) is a self-directed personal retirement account that makes use of gold, silver or other precious metals instead bonds.
To protect yourself from the effects of inflation and potential market crashes, you should have a diverse portfolio of investments. Because of this, many people are now putting gold, silver and other precious metals into their retirement accounts because they are relatively safe and dependable investment.
The companies on our list help people set in place gold IRAs by helping them roll over or transfer existing savings accounts to new self-directed precious metals IRAs. It is not advisable to start a gold IRA from scratch. Instead, transfer the funds in your retirement savings into an account that is new.
The Internal Revenue Service has rules about what kinds of valuable metals can be placed in precious metals IRAs. The items must be either coins or gold and must meet specific “fineness” standards. These accounts can only hold the coins that are OK with the IRS such as the Canadian Maple Leaf.
The top gold IRA firms make it easy and stress-free to fund and take care of the individual retirement accounts. Many businesses put customers in touch with account representatives who will assist them throughout the process.
But an agent of an account is not the same as an advisor to financial matters. If you’re considering adding gold IRA to your retirement account to diversify it, you should talk to your financial advisor first to see whether it is a good idea for you.