A precious metals IRA that is also called a gold-backed IRA can help protect your money from volatility in the market as well as protect you from inflation. Additionally, precious metals such as gold and silver are very different from the standard assets like stocks and bonds which makes them a good option to diversify your portfolio.
We reviewed the top gold IRA companies to determine the best precious metal IRA accounts are the most beneficial. We evaluated each gold IRA company below based on a number of factors, including the precious metals they provide, the fees they impose, the storage choices they provide, their customer service, and even their reputation.
Goldco is among the most reputable and most reliable company when it comes to gold IRAs.
The best price for new buyers is American Hartford Gold.
Lear Capital: New sales could be eligible for up to $15,000 in bonus coins
Birch Gold Group has a wide range of valuable metals.
The best customer service is available at Augusta Precious Metals.
Oxford Gold The best scheme to purchase back books
Noble Gold Investments is a gold IRA firm with a lot of experience.
Patriot Gold Group: Good for buying gold and silver directly
Advantage Gold: The most effective learning tools
#1. Goldco is the most reputable company overall with regard to gold IRAs.
Goldco is a trusted dealer in rare metals that sells goods that can help you save more for retirement. Goldco is a leading company in the field of rare metals, and has been awarded numerous awards and honours.
The Better Business Bureau gives Goldco an A+ rating, and the Business Consumer Alliance gives it a AAA grade.
Goldco will help you safeguard the assets in different retirement accounts by transferring them to a precious metals IRA. If you have an IRA, TSP, 401(k) or 403(b), a precious metals expert at Goldco can help you understand how to transfer the funds from your account into a precious metals IRA.
This company also sells gold and silver directly to customers. You can invest your retirement savings as well as money from other savings accounts into real gold and silver.
If you’re looking to establish a precious metals IRA through Goldco move or rollover your savings from your current savings account to the new IRA. Goldco makes it easy and easy for customers to do this by walking them through the following steps:
You must sign a contract stating that you are aware of the Goldco rules for opening your IRA.
Fund your Self-Directed IRA by rolling over funds from your existing 401(k), 403(b), TSP, or IRA by calling the company that manages your account.
Purchase your precious metals: Select the precious metals that you want to include in your investment.
Goldco sells a variety of gold and silver coins which include:
American Silver Eagle
American Gold Eagle
The Great Barrier Reef is silver.
Gold Striped Aussie Marlin
The silver guinea of the military
Gold and silver bars of various sizes can also be bought. They are as pure as.9999.
Goldco also offers a program to buy back gold. If your situation changes and you require to sell the valuable metals in your account, Goldco will buy them back at the best buy-back price, with a guarantee.
If you’re thinking of investing in an rare metals IRA, Goldco will send you a kit for free with details. The kit includes written and spoken guide to investing in rare metals.
Overall, we think Goldco is one of the best companies that provide gold IRAs.
One of the top companies for buying in gold, silver and platinum through an IRA.
A reputable company with clear prices
With the gold IRA move, you can change your current savings account.
The only firm Sean Hannity recommends for a gold IRA is
The Better Business Bureau gave it an A+.
More than 2,500 5-star reviews of gold IRAs
#2. The best gold IRA account for 401(k) rollovers is American Hartford Gold.
American Hartford Gold is a excellent gold IRA company that allows you to purchase gold and silver. The company is owned by a family and is based in Los Angeles, CA. It has received numerous awards, including the #1 Gold Company distinction on the Inc. 5000 list for 2021.
American Hartford Gold promotes gold IRAs however, you can also invest in silver through your retirement account. You can purchase gold IRA through American Hartford Gold by taking these steps:
Contact American Hartford Gold to talk with an expert and complete the forms.
You can transfer your old IRA to an entirely self-directed gold IRA.
Select the silver or gold items you want to put in your IRA.
Buy your valuable metals that can be put in an IRA.
Through Equity Trust, a well-known gold IRA broker, American Hartford Gold offers precious metals IRAs. Once you decide which valuable metals to add to your account, you can store them with a secure storage service such as Brinks, Delaware Depository, or International Depository Services Group.
This gold IRA company also sells a broad range of gold and silver products which can be purchased directly. For instance, here are some of the gold products sold by the company:
Gold Saint Helena Sovereign coin
The gold coin is part of the Canadian Gyrfalcon
1-ounce gold bar
However, metal products include:
Wildlife of Australia silver coin
Krugerrand, made in South Africa
Rounds of 1 one ounce
Pre-64 coins were in use.
bars of 10 oz and 100 oz
When you buy valuable metals from American Hartford Gold, you will always be able to speak with a representative about your investment and find out what they are doing. You can call the number on the company’s website anytime to speak to your agent.
If you’re interested in learning more about buying in gold before taking the step to buy it, you can ask the firm for a no-cost guide. This guide, which is 25 pages long, provides information about the ways that rare metals IRAs can assist you in taking control of your savings.
You can also learn about the changes to the market for gold by visiting the News and Charts part of the American Hartford Gold website. This area also has articles that can help you decide what to invest in.
American Hartford Gold is a trusted gold IRA company that offers the most reliable gold IRA investments.
#3. Lear Capital is a reliable Gold IRA company that will match any price.
Lear Capital is one of the top gold IRA companies. It is based in Los Angeles and has been in business for over 25 years. Based on gold IRA reviews, the firm’s AAA rating by the Business Consumer Alliance, and the fact that the Professional Coin Grading Service has declared it an Authorized Dealer We’ve concluded that Lear Capital is a valid and reliable gold IRA service.
Let’s say that you decide to invest your gold IRA money into Lear Capital. In this scenario, you can get help from a specialized expert or pay a fixed fee and guarantee your purchase for 24 hours, and not pay fees if you make a big payment.
These are the Lear Capital’s grade and certifications:
Trustpilot gives us 4.8 stars.
AAA and the Business Consumer Alliance gave it 5 stars.
Authorized by the Professional Coin Grading Service (PCGS)
Member of the Precious Metals Association
Member of the Numismatic Guaranty Corporation
Gold IRA companies like Lear Capital, which have positive reviews from customers, focus on smooth experiences with easy access to knowledgeable help desks, and clear pricing among other things. To ensure that your money meets IRS standards, you must only deal with a qualified service.
Lear Capital sells gold, silver, and platinum bars and coins that can be put in an IRA. You can choose from famous options such as the American Gold Eagle or the Canadian Silver Maple Leaf, or choose something more simple like a 10-to 100-ounce bar of your favorite metal. Prices for precious metals change frequently to reflect changes in the market and allow you to anticipate what you should expect.
Follow these steps to begin with Lear Capital:
You can open a rare metals IRA account by filling out a simple online application which takes only 10 minutes.
You should hear back from the person in charge of your IRA within 24 hours about how to do the tax-free transfer. The money could take as long as five days to be moved.
You can purchase valuable metals and allow Lear Capital ship them to an area that is secure and that is fully insured.
Create and keep your IRA at no cost if you spend at least $25,000 to $50,000 for a year, $25,000 to $50,000 for two years, and $75,000 or more for three years.
The most important things about Lear Capital are:
If you open a brand new gold IRA account that is greater than $25,000, you receive free setup and holding services.
When you have invested more than $10,000 you get the $50 setup fee back.
24 hour promises on purchases
Priced at an unbeatable rate
Assistance from a professional in gold IRA buying
There are many options for silver, gold, and platinum
Excellent reviews from all sources
Costs are clear since prices are frequently updated.
#4. Birch Gold Group is an expert in gold IRA rollovers, as well as other precious metals.
Birch Gold Group is one of the most reliable places to buy rare metals, either directly or through an IRA. Since 2003, this company has been operating, and thousands of customers have said good things about it.
Birch Gold Group has a grade of A+ from the Better Business Bureau, AAA from the Business Consumer Alliance, and five stars from a variety of other websites. You can be assured that buying in rare metals from this company will be a safe and reliable process.
Birch Gold Group sells a wide range of silver, gold palladium and platinum items, among others. You can purchase these metals on their own, or use them to put money into a precious metals IRA.
This company makes it simple for you to transfer your retirement savings to an precious metals IRA. With the assistance of a trained Precious Metals Specialist, you can take the following steps:
Create your account and choose the method of funding it. Birch Gold Group is the best option. Birch Gold Group, you can move an IRA or transfer a 401(k) for funding your self-directed IRA.
Select the most valuable metals that will benefit your account. Your precious Metals Specialist can help you determine which metals you should invest in to reap the greatest tax advantages.
You can buy your valuable metals. Your Specialist will look over your order and let you know that your purchase was successful when they have confirmed it.
Find a storage solution for your items. Your expert will help you understand the different options for storing your belongings. Birch Gold Group stores its customers’ funds at a number of places like Delaware Depository and Brink’s Global Service.
Find out what you IRA is doing. Contact your Specialist at any time to review your account or make changes.
Birch Gold Group also lets customers purchase silver, gold, platinum, and palladium goods straight from the company. The company sells a wide selection of currency that is deemed acceptable with the IRS for example:
Gold Eagle, American
Silver Eagle, American
Leaf of the Canadian Gold Maple
Guinea Silver Rose Crown
You can also buy bars, rounds and even gold as well as silver.
Here are a few of the platinum products offered by the company:
Bars and round-shaped bars
United States Platinum Eagle
Australian Silver Florin
Finally, the products made from gold include:
Bars and round-shaped bars
Canadian Maple Leaf Made of Palladium
Overall, Birch Gold Group is an excellent company to partner with if you’re looking to set up a flexible and flexible precious metal IRA.
#5. Augusta Precious Metals is a highly evaluated Gold IRA company with 5 five-star reviews.
Augusta valuable Metals is a well-known company that sells metals like silver and gold. They offer IRAs and cash payments for silver and gold. The business also offers a site with many free information regarding investing in rare metals and establishing a gold or silver IRA.
Augusta Precious Metals has a 4.97 rating from customers and an A+ grade from the Better Business Bureau. The company has also gotten great reviews on TrustLink, Google My Business, Facebook, and the Business Consumer Alliance, among other websites.
Follow these steps to set up an IRA for precious metals. Augusta Precious Metals:
The self-directed IRA service in Augusta can assist you in setting up your brand new IRA.
Use money from your savings account to add funds to your account.
Through Augusta’s order desk you can purchase gold or silver.
Augusta Precious Metals works with Equity Trust, a top self-directed IRA service that helps people to set up precious metals IRAs. This IRA company is a partner for people across all fifty U.S. states. They have been in business for more than 30 years and have managed more than $25 billion.
After you buy silver and gold for your savings account, Augusta Precious Metals will keep the silver and gold for you. The company keeps its valuable metals inside the Delaware vault, which is a safe private vault.
Augusta Precious Metals is also an online store where you can purchase genuine silver and gold. You just need to move funds to your Augusta account and then select the silver and gold items you’d like to purchase. Augusta will deliver them to your door, and you’ll have to sign them.
Augusta Precious Metals sells metal and luxury coins made from silver and gold. Bullion products manufactured by the company comprise coins like:
American Gold Eagle
American Silver Eagle
Canada’s Gold Maple Leaf
A silver coin that is referred to as “America the Beautiful”
You can also buy 1to 10 ounce gold bullion bars. 10- up to 100-ounce silver bullion bar, and 90% silver bags.
Some of the company’s premium gold and silver coins are:
Gold Sovereign of St. Helena in 2022
2021 Soaring Eagle Silver Coin from the Royal Canadian Mint
If you want to add items to your IRA you can check out the company’s IRA-eligible products.
Overall, Augusta Precious Metals is one of the best firms for gold IRAs.
#7. Oxford Gold is a reputable company for investing in gold and silver.
Oxford Gold Group is a company that helps people set up gold IRAs. They offer silver, gold, platinum, and palladium. The company has an excellent evaluation from the Better Business Bureau (A+) and from sites like Trustpilot, Consumer Affairs, and Google My Business (excellent scores).
Oxford Gold has IRAs for both gold and silver, and there are a lot of tools to help you get started with these funds. On the Oxford Gold website, you will learn how to move money to a precious metal IRA and how they function and what kinds are available and the reasons they are great investments.
The Oxford Gold website, you can purchase bars and coins made of gold, silver, platinum, and palladium. The company sells a wide range of gold and silver coins and other items, like:
The Silver Maple Leaf is a Canadian coin.
“Rose Crown” coin from Guinea
Silver coin of “America the Beautiful”
Gold Canadian coin with Polar bear and cub
PAMP Silver Bar Suisse
Gold bars of 1 one ounce. or 10 oz.
The company also sells a limited number of bars and coins made of palladium and platinum.
Oxford Gold Group tries to be superior to other companies that deal in precious metals by listening to customers and giving them the tools they need to make sound financial decisions. The company’s website provides a complete learning center to assist buyers.
This study area includes several tools, including:
Guide to investing in precious metals
Stories and news about buying gold
A listing of terms
When you work for Oxford Gold Group, you’ll also be able to interact directly with one of the Oxford Gold Group’s Managing Partners. The person you talk to will be able to help you answer any questions that you may have regarding trading or how to store your gold in your IRA.
We like that Oxford Gold looks at buying precious metals from an impartial point of view. This lets customers learn the pros and cons of these investments and make better choices.
Overall, Oxford Gold Group is one of the top firms that provide gold IRAs.
#7. Free Gold and Silver IRA Guide for New Investors from Noble Gold Investments
Noble Gold is one of the best gold IRA firms because it provides an extensive selection of precious metals that are regulated by the IRS. It also offers helpful educational materials for buyers and an A+ rating from the Better Business Bureau (BBB). You can create an IRA with Noble Gold if you are interested in gold, silver platinum, palladium, or. After less than 10 years in business, the company’s gold IRA reviews on all sites have won it five stars.
Opening an gold IRA account is a great choice, so you should select a gold investment firm that values the reviews of its customers as well as the certifications of its affiliates first. These scores are given for Noble Gold:
Google Reviews gave it 4.9 stars.
ConsumerAffairs has rated it 5 stars.
BBB gives it an A+.
Based on a few reviews, Yelp gave it 5 stars.
Although there are only two reviews on Trustpilot, Noble Gold also has a score of 2.9 stars. Both reviews mentioned fees that were difficult to find.
Noble Gold is like other gold investment firms in that you can put bars and coins composed of silver, gold, platinum, and palladium into your IRA. There are a lot of kinds of precious metals that the IRS will accept. Some are famous, like the Australian Gold Kangaroo Coin, while others are scarce such as the Austrian Silver Philharmonic 1oz Coin. To conform to IRS rules the rare metals that are included in IRA purchases are shipped to secure sites located in Delaware, Texas, or Canada.
Depending on the amount you purchase, you could expect to pay anywhere from $80-$200 per year for storage of your valuable metals. The majority of IRAs that have Noble Gold require at least $20,000 in order to begin.
Follow these steps to start using Noble Gold:
Fill out the online form to receive a custom advice or to create an IRA account for gold. You can speak with an expert in-house about your options during the free sessions.
Speak to an Noble Gold expert to start the process of moving your gold IRA over to the new account. If you take money out of a retirement account to put into your gold IRA instead of rolling it over, you may be required to pay tax on it. Consult a tax professional first.
Make sure you fund your precious metals IRA and then purchase the precious metals you’d like.
Choose the storage that you prefer, and then let Noble Gold ship your valuable coins to the safe storage location.
The most important characteristics of Noble Gold are:
Great ways to assist customers
There are many kinds of precious metals to pick from.
Many sources have rated it five stars.
Free access to the advice of experts
There are plenty of training tools that can help investors.
When you’re ready to sell and sell your home, you should have you should have a “no questions asked” buy-back policy will be in place.
#8. Patriot Gold Group is the most effective for setting up quickly an account for gold IRA account.
Patriot Gold Group is a Los Angeles-based company that is rated as the top silver and gold dealer in the nation by Consumer Affairs for five years in a row.
Patriot Gold Group is probably ideal for investors with experience in precious metals who are familiar with the market and want to put a big chunk of their assets into an investment in gold IRA, since it gives savings for large investments, but doesn’t have many tools to help new investors learn. Patriot Gold Group might be the right choice if you’re looking for a simple IRA dealer that offers basic gold and silver as well as the best ways to get assistance.
The following accreditations, grades and titles were granted to Patriot Gold Group:
770 reviews on ConsumerAffairs gave this product 5 stars.
Google Reviews gives it 5 stars
ConsumerAffairs has chosen us as the top gold IRA dealer from 2020 to 2023.
Voted the top Gold IRA dealer in America from 2016 to 2020.
BBB awarded it an A+ rating and an official seal of approval.
Professional Service for Grading Certified Coins
Member of the Numismatic Guaranty Corporation
When it comes to gold IRA reviews, certificates and awards, you’ll find a better organization than Patriot Gold Group. The company prioritizes its clients by giving them helpful support lines, transparent prices, and simple to use services that meet IRS rules.
Patriot Gold Group sells gold and silver coins and bars that can be placed in an IRA. The value of gold changes in real-time through the site, which means you are able to easily evaluate the risks, benefits, and costs of purchasing. You can pick among 10 gold coins that are from the U.S., the U.K., Canada, and Australia. You can also pick from exclusive silver coins dating as far back as fifty years ago.
Patriot Gold Group has a large minimal account size of $50,000 therefore it is recommended to go with buyers who have done this before. The initial year of storage and maintenance costs $250 and every year thereafter costs $200. There may be a need to shell out more like an amount to establish an account.
To start with Patriot Gold Group, you need to do the following:
Complete the online account application to start.
Contact a customer service representative to get your account started or transfer of funds.
You can purchase valuable metals and decide how you want to keep them.
You can receive free delivery to the safe locker.
Investors can get these important items from Patriot Gold Group:
Gold IRA has received positive reviews IRA on all websites
Fees for accounts have been waived for purchases that exceed $100,000.
Free investment guides for gold in an IRA
Access to helpful customer service
Price fluctuations in real-time
#9. AdvantageGold is an experienced precious metals IRA company with a great variety of gold physical coins as well as bullion.
AdvantageGold is one of the best companies for gold IRAs. They say they are the top gold company in the U.S. because they have won the Best of TrustLink award for seven years in a row. AdvantageGold might be for you when you love doing things online and need easy access to high-quality training tools.
You can apply for an account without talking to a person, and the company gives you access to a large knowledge base with videos, tools, and more.
AdvantageGold has been assessed and certified as follows:
#1 Most Trusted Gold IRA Company by TrustLink over the past seven years
Member of the American Numismatic Association
Member of the Industry Council for Tangible Assets
BBB gives it 4.83 stars, and it is awarded an A+ rating.
Over 700 customers have given Google five stars.
More than 1,400 people have given Trustpilot five stars.
Based on the reviews of AdvantageGold you can count on great customer service, excellent assistance and clear pricing in all of your contacts with the company.
AdvantageGold lets you put platinum, gold, silver, or palladium into your IRA. The Gold American Eagle Coin, the Canadian Palladium Maple Leaf Coin and the American Silver Eagle Proof Coin are some of the most popular choices.
Annual storage fees for IRA purchases range from $100 and $150. Investors also have to pay a $50 account-setting-up fee and a range of different annual upkeep fees. AdvantageGold does not have a minimum amount to pay which is a great thing.
To start using AdvantageGold you must complete the following steps:
Fill out the online form, and select the account manager you’d like to choose. You can complete this initial step on your own using AdvantageGold or call the customer service team for personalized help.
Accept the rules and guidelines that the business follows, and then provide your financial records. You may need to provide different documents about your IRA or taxes.
Choose the way you want to put money in your account. A expert in rolling money over into a gold IRA can assist you with this.
You can purchase precious metals and select a secure storage space for them. As a final step, you have to complete the declaration form.
AdvantageGold is a product with the following characteristics that make it stand out from the crowd:
If you’re ready to sell the property, the buy-back program makes it simple.
A free guide to investing in gold with your IRA.
There are many options to get involved in learning.
There are no minimum investments.
Rollover help is convenient.
TrustLink has named us the most dependable gold IRA company for the past seven years.
Resources with step-by-step instructions regarding how to withdraw money
Customers on all websites give excellent review of gold IRAs.
What exactly is an IRA that is backed by gold?
Gold individual retirement accounts (IRA) is a self-directed personal retirement account that uses silver, gold, or other valuable metals instead bonds.
To protect yourself from inflation and possible market crashes, you require a variety of investments. Because of this, many people are placing silver, gold and other precious metals in their retirement accounts because they are a fairly safe and reliable investment.
The companies listed on our list assist people in setting in place gold IRAs by helping them roll over or move existing savings accounts to new self-directed precious metals IRAs. It is not advisable to start a gold IRA from scratch. Instead, move the money in your retirement savings to an entirely new tab.
The Internal Revenue Service has rules about what kinds of valuable metals can be placed in precious metals IRAs. The items must be either coins or gold and meet certain “fineness” standards. These accounts can only hold coins that are accepted by the IRS like the Canadian Maple Leaf.
The top gold IRA companies make it easy and painless to fund and take care of these individual retirement accounts. Many businesses put clients in contact with account reps who will assist them throughout the process.
However, an agent for an account is not the same as a financial advisor. If you’re considering adding an gold IRA to your retirement account to make it more diverse, you should talk to your financial advisor to determine whether it’s a good idea for you.