A precious metals IRA that is also called a gold-backed IRA can help protect your savings from market volatility and protect you from inflation. Also, valuable metals like gold and silver are very different from standard assets like stocks and bonds which makes them an excellent option to diversify your portfolio.
We looked at the best gold IRA companies to determine which precious metal IRA accounts are the most beneficial. We evaluated every gold IRA company below based on a number of factors, including the precious metals they provide and the charges they impose, the storage choices they offer, their customer service, as well as their appearance.
Goldco is one of the most trusted and most reliable company overall when it comes to gold IRAs.
The best deal for new buyers is American Hartford Gold.
Lear Capital: New sales can receive up to $15,000 worth of bonus coins
Birch Gold Group has a large selection of valuable metals.
The best customer service is available at Augusta Precious Metals.
Oxford Gold: Best scheme to purchase back books
Noble Gold Investments is a gold IRA company with lots of experience.
Patriot Gold Group: Good for buying gold and silver directly
Advantage Gold: The best learning tools
#1. Goldco is the most reputable company overall with regard to gold IRAs.
Goldco is a trusted dealer in rare metals, and also sells items that can help you save for retirement. Goldco is a leader in the field of rare metals, and has been awarded numerous awards and distinctions.
The Better Business Bureau gives Goldco an A+ rating, while the Business Consumer Alliance gives it an AAA grade.
Goldco can help you protect the assets in various retirement accounts by shifting them into the precious metals IRA. If you own an IRA, TSP, 401(k) or 403(b) or 403(b) metals expert at Goldco can guide you on how to transfer the funds from your account into a precious metals IRA.
The company also sells silver and gold directly to clients. You can also invest your retirement savings, or money from other savings accounts into real silver and gold.
If you want to start a precious metals IRA through Goldco move or rollover your savings from your savings account to the new IRA. Goldco makes it simple and painless for customers to complete this process by guiding them through the following steps:
Make a commitment to understand Goldco’s rules to open your IRA.
Make sure you fund your Self-Directed IRA by rolling over funds from your existing 401(k), 403(b), TSP, or IRA by contacting the company that manages your account.
Purchase your precious metals: Select the precious metals you want to include in your investment.
Goldco sells many different kinds of silver and gold coins that include:
American Silver Eagle
American Gold Eagle
The Great Barrier Reef is silver.
Gold Striped Aussie Marlin
The military silver guinea
Marlin Gold
Silver and gold bars of various sizes can also be purchased. They’re as pure as.9999.
Goldco also offers an option to buy back gold. In the event that your situation alters and you need to sell the valuable metals in your account, Goldco will buy them back at the highest buy-back price, guaranteed.
If you’re considering investing in an rare metals IRA, Goldco will send you a free kit with details. The kit includes a written, spoken, and seen guide to investing in rare metals.
Overall, we think Goldco is among the best companies to offer gold IRAs.
One of the top companies for buying in gold, silver, and platinum through an IRA.
reputable business with clear prices
With a gold IRA move, you can change your current savings account.
The only firm Sean Hannity recommends for a gold IRA is
The Better Business Bureau gave it an A+.
More than 2,500 5-star reviews on gold IRAs
#2. The best gold IRA account for 401(k) rollovers is American Hartford Gold.
American Hartford Gold is a good gold IRA company that allows you to purchase gold and silver. The company is run by a family of employees and is based in Los Angeles, CA. It has won several awards including the #1 Gold Company award in the Inc. 5000 list for 2021.
American Hartford Gold promotes gold IRAs however, you can also add silver in your retirement account. You can buy gold IRA through American Hartford Gold by taking these steps:
Contact American Hartford Gold to talk to an expert, and fill in the forms.
You can transfer your old IRA to an entirely self-directed gold IRA.
Select the silver or gold items you wish to place into your IRA.
Get your precious metals which can be put into an IRA.
Through Equity Trust, a well-known gold IRA broker, American Hartford Gold offers precious metals IRAs. Once you decide which valuable metals you want to add to your account, you are able to keep them with a secure storage service such as Brinks, Delaware Depository, or International Depository Services Group.
This gold IRA business also offers a variety of gold and silver goods that can be purchased directly. For instance, here are some of the company’s gold products:
Gold Saint Helena Sovereign coin
The gold coin is part of the Canadian Gyrfalcon
1-ounce gold bar
Combibar Valcambi
On the other hand, its metal products include things like:
Wildlife of Australia silver coin
Krugerrand, made in South Africa
Rounds of 1 ounce
Pre-64 coins were used.
bars of 10 1 oz and 100 oz
Combibar Valcambi
If you purchase precious metals from American Hartford Gold, you can always talk to a person about your investment and find out how they are doing. You can call the number listed on the company’s website at any time to talk to an agent.
If you’d like to know more about buying in gold prior to taking the next step you can contact the firm for a free guide. This 25-page guide has useful information about how rare metals IRAs can help you take control of the savings you have.
You can also get information about changes in the market for gold by visiting the News and Charts part of the American Hartford Gold website. The area also contains articles that can help you determine which way to spend your money.
American Hartford Gold is a trusted gold IRA company that offers the most reliable gold IRA investments.
#3. Lear Capital is a reliable Gold IRA company that will match any price.
Lear Capital is one of the top gold IRA companies. It is based in Los Angeles and has been in operation since more than 25 years. Based on gold IRA reviews and the company’s AAA rating by the Business Consumer Alliance, and the fact that the Professional Coin Grading Service has named it an authorized Dealer, we’ve decided that Lear Capital is a valid and trustworthy gold IRA service.
Let’s say that you decide to invest your gold IRA money into Lear Capital. In that case you will be able to get assistance from a personal expert, pay a flat fee, guarantee your purchase for 24 hours, and not pay fees for a large payment.
The following are Lear Capital’s grade and certifications:
Trustpilot gives us 4.8 stars.
AAA and the Business Consumer Alliance gave it 5 stars.
Authorized by the Professional Coin Grading Service (PCGS)
Member of the Precious Metals Association
Member of the Numismatic Guaranty Corporation
Gold IRA companies such as Lear Capital, which have great reviews from customers, focus on smooth experiences and easy access to friendly assistance teams and clear pricing among other things. To make sure your money meets IRS standards, you should only work with a certified service.
Lear Capital sells gold, silver, and platinum bars and coins that can be put in an IRA. You can choose from famous options like the American Gold Eagle or the Canadian Silver Maple Leaf, or you can go with something simpler like a 10- to 100-ounce bar made of your favorite metal. Prices for precious metals are constantly changing to reflect market trends and make it easier to know what you should expect.
Follow these steps to get started by contacting Lear Capital:
You can open a rare metals IRA account by filling out a simple online application that takes just 10 minutes.
You should hear from the person who is responsible for the IRA within 24 hours about how to complete the tax-free transfer. It could take up to five days for the money to be moved.
You can buy valuable metals and then allow Lear Capital ship them to an area that is secure and that is fully insured.
Set up and store your IRA for free if invest at least $25,000 to $50,000 for one year and $25,000 to $50,000 for two years, and $75,000 or more for three years.
The most important things about Lear Capital are:
If you open a brand new gold IRA account over $25,000, you get free setup and holding services.
If you make a purchase of more than $10,000 you will receive the $50 setup fee back.
24 hour promises on purchases
Priced at a flat price
Assistance from a professional on gold IRA buying
Many choices for gold, silver, and platinum
Excellent reviews from every source
Costs are clearly stated since prices are frequently updated.
#4. Birch Gold Group is an expert in gold IRA rollovers as well as other precious metals.
Birch Gold Group is one of the best places to purchase rare metals in person or through an IRA. Since 2003, this company has been operating and a lot of customers have shared positive things about it.
Birch Gold Group has a grade of A+ from the Better Business Bureau, AAA from the Business Consumer Alliance, and five stars from a variety of other websites. You can be confident that buying in rare metals through Birch Gold Group is a secure and dependable process.
Birch Gold Group sells a large selection of gold, silver, palladium, and platinum products, among others. You can purchase these metals on their own, or make use of them to deposit money into an precious metals IRA.
This company makes it easy for you to convert the retirement savings you have saved into a precious metals IRA. With the assistance of a qualified Precious Metals Specialist, you can take the following steps:
Create your account and choose how you want to fund it. Through Birch Gold Group, you can transfer an IRA or roll over a 401(k) to fund your self-directed IRA.
Select the most valuable metals that will benefit your account. The valuable Metals Specialist can help you determine which metals to invest in to reap the most tax benefits.
You can buy your valuable metals. Your specialist will review your purchase and inform you that the purchase was successful after they have completed the transaction.
Choose a way to store your things. Your expert will help you understand the various ways to store your things. Birch Gold Group stores its customers’ investments at a number of places like Delaware Depository and Brink’s Global Service.
Check how you IRA is performing. Contact your Specialist at any time to check your account or make adjustments.
Birch Gold Group also lets customers purchase silver, gold platinum, palladium, and items directly from the company. The company offers a wide range of coins that are deemed acceptable with the IRS, such as:
Gold Eagle, American
Silver Eagle, American
Leaf of the Canadian Gold Maple
Guinea Silver Rose Crown
You can also buy round and bars of gold as well as silver.
These are some of the platinum products from the company:
Bars and round-shaped bars
United States Platinum Eagle
Australian Silver Florin
Lastly, the goods made from gold are:
Rounds and bars
Canadian Maple Leaf Made of Palladium
Overall, Birch Gold Group is a great company to work with if you are looking to set up a flexible precious metal IRA.
#5. Augusta Precious Metals is a highly rated Gold IRA company with 5 stars reviews.
Augusta valuable Metals is a well-known company that sells metals like gold and silver. They provide IRAs and cash-payouts for gold and silver. This firm also runs a website with many free information regarding investing in rare metals as well as setting up a gold or silver IRA.
Augusta Precious Metals has a 4.97 rating from customers and an A+ rating from the Better Business Bureau. The company also received excellent reviews on TrustLink, Google My Business, Facebook, and the Business Consumer Alliance, among other websites.
Follow these steps to create an IRA for precious metals using Augusta Precious Metals:
The self-directed IRA service in Augusta can assist you in setting the new IRA.
Use money from your savings account to add funds to your account.
Through Augusta’s order desk you can purchase gold or silver.
Augusta Precious Metals works with Equity Trust, a top self-directed IRA service, to assist users set up precious metals IRAs. This IRA company is a partner for people across all fifty U.S. states. They’ve been in business for over 30 years and handled more than $25 billion.
After you buy silver and gold to save money, Augusta Precious Metals will keep the silver and gold for you. The company keeps its precious metals inside the Delaware vault which is a secure private vault.
Augusta Precious Metals is also an option to purchase genuine silver and gold. All you have to do is transfer money to the Augusta account and select the silver and gold items you want to buy. Augusta will deliver them directly to your doorstep and you’ll have to sign them.
Augusta Precious Metals sells metal and luxury coins made of gold and silver. Bullion goods made by the company comprise things like:
American Gold Eagle
American Silver Eagle
Canada’s Gold Maple Leaf
A silver coin that is referred to as “America the Beautiful”
You can also buy 1to 10 ounce bullion gold bars, 10 up to 100-ounce silver bullion bar and 90% silver bags.
The company’s premium silver and gold coins include:
Gold Sovereign of St. Helena in 2022
2021 Soaring Eagle Silver Coin from the Royal Canadian Mint
If you’re interested in adding items to your IRA, you can also check out the company’s IRA-qualified coins.
All in all, Augusta Precious Metals is one of the best companies to invest in gold IRAs.
#7. Oxford Gold is a reputable firm that invests in silver and gold.
Oxford Gold Group is a company that helps people set the gold IRAs. They offer silver, gold platinum, palladium, and. The company has a great rating from the Better Business Bureau (A+) as well as from websites such Trustpilot, Consumer Affairs, and Google My Business (excellent scores).
Oxford Gold has IRAs for both gold and silver, and offers a range of tools to help you get started with these funds. On the Oxford Gold website, you will learn how to transfer funds into an precious metal IRA and how they work and what types are available and the reasons why they are a good investment.
On the Oxford Gold website, you can buy coins and bars made of silver, gold, platinum, and palladium. The company sells a vast variety of popular silver and gold coins, as well as other items including:
The Silver Maple Leaf is a Canadian coin.
“Rose Crown” coin from Guinea
Silver coin of “America the Beautiful”
Gold Canadian coin featuring Polar bear and cub
PAMP Silver Bar Suisse
Gold bars of 1 Ounce. and 10 oz.
The company also sells a small amount of bars and coins made of platinum and palladium.
Oxford Gold Group tries to be different from other precious metals firms by listening to its customers and giving them the tools they require to make good financial choices. On their website, the business offers an entire learning center that can aid buyers in the purchasing process.
This study area includes a number of tools that include:
Guide to investing in precious metals
News and stories about buying in gold
FAQs
A glossary of terms
When you work for Oxford Gold Group, you’ll also get to interact directly with one of the Oxford Gold Group’s Managing Partners. This person can assist you with any queries you might have regarding trading or how to store your gold in an IRA.
We like that Oxford Gold looks at buying precious metals from an impartial point of view. This helps customers understand the pros and cons of these investments and make better decisions.
In the end, Oxford Gold Group is one of the top companies that offers gold IRAs.
#7. Free Gold and Silver IRA Guide for new investors from Noble Gold Investments
Noble Gold is one of the most reputable gold IRA companies because it offers an extensive selection of precious metals that have been approved by the IRS. It also has helpful teaching materials for buyers and an A+ grade from the Better Business Bureau (BBB). You can open an IRA with Noble Gold if you are interested in silver, gold, platinum, or palladium. After less than 10 years of operation, the company’s gold IRA reviews on all sites have won it five stars.
Opening an gold IRA account is a big decision, so you must select a gold investment firm that values the reviews of its clients and the accreditations of its affiliates first. The following scores are provided for Noble Gold:
Google Reviews gave it 4.9 stars.
ConsumerAffairs awarded it five stars.
BBB gives it an A+.
Based on reviews, Yelp gave it 5 stars.
Even though there are just two reviews on Trustpilot, Noble Gold also has a score of 2.9 stars. Both reviews discussed fees that were hard to locate.
Noble Gold is like other gold investment firms in that you can put bars and coins made of silver, gold, platinum, and palladium in your IRA. There are many different kinds of precious metals that the IRS will accept. Some are famous, like the Australian Gold Kangaroo Coin, while others are scarce such as the 1oz Austrian Silver Philharmonic Coin. To conform to IRS rules all rare metals IRA purchases are sent to secure locations that are located in Delaware, Texas, or Canada.
Depending on how much you purchase, you could expect to pay between $80 to $200 a year to keep your real valuable metals. Most IRAs with Noble Gold require at least $20,000 in order to begin.
Follow these steps to start using Noble Gold:
Complete the online form to get an individualized advice or to open an IRA account for gold. You can speak with an in-house expert about your choices during the free sessions.
Talk to an Noble Gold expert to start the process of moving the gold IRA over to your new account. If you withdraw money of another retirement account to transfer to the gold IRA instead of rolling it over, you could be required to pay tax on it. Consult a tax expert first.
Fund your precious metals IRA and then purchase the precious metals you’d like.
Choose the storage that you prefer and let Noble Gold ship your valuable coins to that safe place.
The most important characteristics of Noble Gold are:
Excellent ways to help customers
There are many types of valuable metals to choose from.
A number of sources have rated it five stars.
Free access to expert advice
There are plenty of training tools to help investors.
If you’re ready to sell, a “no questions asked” buy-back policy.
#8. Patriot Gold Group is the most effective for setting up quickly a gold IRA account.
Patriot Gold Group is a company based in Los Angeles, which has been rated the highest-rated gold and silver dealer in the country by Consumer Affairs for five years in a row.
Patriot Gold Group is probably best for experienced precious metals investors who are familiar with the market and wish to invest a significant portion of their money into a gold IRA, since it gives savings for large investments but doesn’t offer many tools to help new investors learn. Patriot Gold Group might be suitable for you if seeking a basic IRA dealer with options for basic silver and gold and helpful ways to seek help.
The following accreditations, grades and titles have been granted to Patriot Gold Group:
770 reviews on ConsumerAffairs gave this product 5 stars.
Google Reviews gives it 5 stars
ConsumerAffairs has chosen us as the top gold IRA dealer from 2020 to 2023.
Voted the best Gold IRA dealer in America from 2016 until 2020
BBB awarded the BBB an A+ grade and a seal of approval.
Professional Service for Grading Certified Coins
Member of the Numismatic Guaranty Corporation
When it comes to gold IRA reviews certificates, reviews, and awards, you’ll find a better organization than Patriot Gold Group. The company puts its customers first by offering them friendly support lines, clear prices, and simple to use services that comply with IRS rules.
Patriot Gold Group sells gold and silver coins and bars which can be put into an IRA. The value of gold is updated in real time on the website, so you can easily assess the risks, benefits, and costs associated with your purchase. You can pick from a variety of gold-colored coins from the U.S., the U.K., Canada, and Australia. You can also pick from exclusive silver coins dating as far back as 50 years ago.
Patriot Gold Group has a high minimal account size of $50,000 so it is recommended to go with buyers who have done this before. The first year of storage and upkeep costs $250 and every year thereafter costs $200. You might have to shell out more for instance, a fee to set up an account.
To begin with Patriot Gold Group, you have to follow these steps:
Fill out the online application for a new account to begin.
Contact a service representative to initiate your account restart or movement of funds.
You can purchase precious metals and decide how you’d like to store them.
You can get free delivery to the safe locker.
Investors can acquire these crucial items from Patriot Gold Group:
Positive reviews of the gold IRA on all sites
Fees for accounts have been waived for purchases over $100,000
Free investment guides for gold in an IRA
Access to customer service that is helpful
Price changes in real-time
#9. AdvantageGold is a reputable precious metals IRA company that offers a wide selection of gold physical coins and bullion.
AdvantageGold is among the top companies for gold IRAs. They say they are the best gold company in the U.S. because they have been awarded the Best of TrustLink award for seven consecutive years. AdvantageGold could be a good choice when you love doing things online and would like to have easy access to high-quality training tools.
You can apply for an account without talking to anyone The company will give you access to a large knowledge base with videos, tools, and more.
AdvantageGold has been rated and certified as follows:
The #1 Most Trusted Gold IRA Company by TrustLink for the past seven years
Member of the American Numismatic Association
Member of the Industry Council for Tangible Assets
BBB gives it 4.83 stars with an A+ grade.
Over 700 customers have awarded Google five stars.
More than 1,400 customers have rated Trustpilot five stars.
Based on the positive reviews from AdvantageGold You can expect excellent customer service, great help and clear pricing throughout your interactions with the company.
AdvantageGold lets you put platinum, gold, silver or palladium in your IRA. The Gold American Eagle Coin, the Canadian Palladium Maple Leaf Coin and the American Silver Eagle Proof Coin are some of the most popular choices.
Annual storage charges for IRA purchases are between $100-$150. Investors are also required to pay a $50 account-setting-up fee and a variety of annual upkeep fees. AdvantageGold has no minimum payments, which is a good thing.
To start using AdvantageGold, you need to follow these steps:
Complete the online form and choose the account manager you would like to work with. You can do this first step on your own using AdvantageGold, or you can call the customer service team for assistance tailored to your needs.
Accept the rules and guidelines of your company and then share your financial documents. You may need to show different papers about your IRA or tax obligations.
Choose the method you wish to put money in your account. A expert in rolling over money into a gold IRA will assist you in doing this.
You can purchase valuable metals and pick a secure storage space for them. As a final step, you need to complete the declaration form.
AdvantageGold has the following characteristics that make it stand out from the crowd:
When you’re ready for selling the property, the buy-back program simplifies the process.
A free guide to investing in gold with your IRA.
There are a variety of options to get involved in learning.
There are no minimum investments.
Rollover help is convenient.
TrustLink has ranked us as the most dependable gold IRA company over the last seven years.
Resources that provide step-by-step instructions for withdrawing money
Customers on all sites give excellent reviews of gold IRAs.
What is an IRA backed by gold?
Gold individual retirement accounts (IRA) is a self-directed personal retirement account which makes use of gold, silver or other precious metals instead bonds.
To guard yourself against the effects of inflation and potential market crashes, you should have a diverse portfolio of investments. This is why many people are investing in silver, gold, and other valuable metals in their retirement accounts since they are a fairly safe and reliable investment.
The companies on our list assist people in setting up gold IRAs by helping them roll over or move existing savings accounts into new self-directed precious metals IRAs. It is not advisable to begin a gold IRA from scratch. Instead, you should transfer the money from your retirement savings into an account that is new.
The Internal Revenue Service has rules about what kinds of valuable metals can be put into precious metals IRAs. These items have to be either coins or gold and meet certain “fineness” standards. These accounts are only able to hold coins that are OK with the IRS such as the Canadian Maple Leaf.
The top gold IRA companies make it easy and painless to manage and fund these retirement accounts for individuals. Many companies place clients in contact with account representatives who can assist them in the process.
However, an agent for an account is not the same as a financial advisor. If you’re considering adding a gold IRA to your retirement account to make it more diverse you should consult your financial adviser first to see whether it’s a good idea for you.
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