A precious metals IRA, which is also called a gold-backed IRA can help protect your savings from market volatility and safeguard you from inflation. Additionally, precious metals such as gold and silver are very different from traditional investments like stocks and bonds, which makes them an excellent option to diversify your portfolio.
We looked at the top gold IRA companies to determine the best precious metal IRA accounts are the most beneficial. We evaluated each gold IRA company below based on a number of things, such as the precious metals they provide and the charges they impose, their storage options they offer as well as their customer service and even their reputation.
Goldco is among the most reputable and most reliable company overall in the field of gold IRAs.
The best deal for first-time purchasers is American Hartford Gold.
Lear Capital: The new sales may receive up to $15,000 worth of bonus coins
Birch Gold Group has a large selection of valuable metals.
The most excellent customer service is offered at Augusta Precious Metals.
Oxford Gold the best plan to purchase back books
Noble Gold Investments is a gold IRA firm with a lot of experience.
Patriot Gold Group: Good for buying silver and gold directly
Advantage Gold: The most effective learning tools
#1. Goldco is the most reputable company overall in the field of gold IRAs.
Goldco is a trusted dealer in rare metals, and also sells items that can help you save more for retirement. Goldco is a leader in the business of rare metals and has won numerous awards and distinctions.
The Better Business Bureau gives Goldco an A+ rating, and the Business Consumer Alliance gives it an AAA grade.
Goldco will assist you to protect the assets in a variety of retirement accounts by moving them into a precious metals IRA. If you own an IRA, TSP, 401(k) or 403(b) and a precious metals expert from Goldco can help you understand how to transfer the money from your account into a precious metals IRA.
This company also sells silver and gold directly to its customers. You can put your retirement savings, or money from other savings accounts in real silver and gold.
If you’re looking to establish a precious metals IRA through Goldco, move or rollover your assets from your current savings account into the new IRA. Goldco makes it easy and stress-free for customers to accomplish this by walking them through the following steps:
You must sign a contract stating that you understand Goldco’s rules to open your IRA.
Make sure you fund your Self-Directed IRA by rolling over funds you have in your 401(k), 403(b), TSP, or IRA by calling the company that manages your account.
Buy your valuable metals: Select the precious metals that you want to include in your investment.
Goldco sells a variety of different kinds of gold and silver coins that include:
American Silver Eagle
American Gold Eagle
The Great Barrier Reef is silver.
Gold Striped Aussie Marlin
The silver guinea of the military
Bars of silver and gold in various sizes can also be bought. These bars are as pure as.9999.
Goldco also has an option to buy back gold. If your situation changes and you need to sell the precious metals in your account, Goldco will buy these back for the highest price for buy-back, which is guaranteed.
If you’re considering investing in a rare metals IRA, Goldco will send you a kit for free with details. This kit has a written and spoken information on investing in rare metals.
We believe that overall Goldco is one of the top companies that provide gold IRAs.
One of the best companies to buy silver, gold, and platinum via an IRA.
A reputable business with transparent prices
With a gold IRA move, you can change your current savings account.
The only firm Sean Hannity recommends for a gold IRA is
The Better Business Bureau gave it an A+.
Over 2,500 five-star reviews for gold IRAs
#2. The most reputable gold IRA account for 401(k) rollovers is American Hartford Gold.
American Hartford Gold is a excellent gold IRA company that lets you buy gold and silver. The company is run by a family of employees and is headquartered in Los Angeles, CA. It has won several awards including the top Gold Company award in the Inc. 5000 list for 2021.
American Hartford Gold promotes gold IRAs, but you can also put in silver through your retirement account. You can purchase gold IRA through American Hartford Gold by taking these steps:
Call American Hartford Gold to talk to an expert, and fill out the papers.
You can transfer your existing IRA to a new self-directed gold IRA.
Select the silver or gold items you want to put in your IRA.
Get your precious metals which can be placed in an IRA.
Through Equity Trust, a well-known gold IRA broker, American Hartford Gold offers precious metals IRAs. Once you decide which valuable metals to add to your account, you are able to store them with a secure storage company such as Brinks, Delaware Depository, or International Depository Services Group.
The gold IRA business also sells a wide range of gold and silver products that can be purchased directly. For example, here are a few of the gold products sold by the company:
Gold Saint Helena Sovereign coin
The gold coin is part of the Canadian Gyrfalcon
1-ounce bar of gold
However, its metal products include:
Wildlife of Australia silver coin
Krugerrand, made in South Africa
Rounds of 1 one ounce
Pre-64 coins were used.
bars of 10 oz and 100 oz
When you purchase valuable metals from American Hartford Gold, you can always speak with a representative about your investments and learn how they are doing. You can call the number on the company’s website at any time to talk to your representative.
If you’re interested in learning more about buying gold prior to making the move you can contact the business for a no-cost guide. This 25-page guide has useful information about how rare metals IRAs can assist you in taking charge of your savings.
You can also learn about the latest developments in the market for gold by visiting the News and Charts part of the American Hartford Gold website. This area also has articles that can help you decide what to invest in.
American Hartford Gold is a reliable gold IRA company that offers the most reliable gold IRA investments.
#3. Lear Capital is a reliable Gold IRA company that will match any price.
Lear Capital is one of the most reputable gold IRA companies. It is based in Los Angeles and has been in business for more than 25 years. Based on gold IRA reviews, the firm’s AAA score from the Business Consumer Alliance, and the fact that the Professional Coin Grading Service has named it an Authorized Dealer, we’ve decided that Lear Capital is a valid and reliable gold IRA service.
Let’s say you decide to put your gold IRA money in Lear Capital. In this scenario, you can get help from a specialized expert or pay a fixed fee, guarantee your purchase up to 24 hours and not pay fees for a large payment.
Here are Lear Capital’s grades as well as certifications:
Trustpilot gives us 4.8 stars.
AAA, and the Business Consumer Alliance gave it 5 stars.
Authorized by the Professional Coin Grading Service (PCGS)
Member of the Precious Metals Association
Member of the Numismatic Guaranty Corporation
Gold IRA companies such as Lear Capital, which have great reviews from customers, are focused on smooth experiences with easy access to knowledgeable assistance teams and transparent prices, among other things. To ensure that your money is in compliance with IRS standards, it is best to only deal with a qualified service.
Lear Capital sells gold, platinum, and silver bars and coins that can be placed in an IRA. You can choose from famous choices like the American Gold Eagle or the Canadian Silver Maple Leaf, or you can go with something more simple like a 10- 100-ounce bar made of your favorite metal. Prices for valuable metals are constantly changing to reflect changes in the market and make it easier to anticipate what to expect.
Follow these steps to get started with Lear Capital:
You can create an rare metals IRA account by filling in an online form that only takes 10 minutes.
You should hear from the person responsible for your IRA within 24 hours regarding how to make the tax-free transfer. It can take anywhere from five to seven days for your money to be transferred.
You can buy valuable metals and then let Lear Capital ship them to an appropriate location that is fully insured.
Set up and store your IRA for free if invest at least $25,000 to $50,000 in a single year or $25,000-$50,000 for two years, and $75,000 or more for three years.
The most important thing about Lear Capital are:
When you open a new gold IRA account over $25,000, you will receive free setup and holding services.
If you make a purchase of more than $10,000 you will receive the $50 setup fee back.
24 hour promises on purchases
Priced at an unbeatable cost
One-on-one assistance from experts for gold IRA buying
Many choices for silver, gold and platinum
Excellent reviews from all sources
Costs are clear since prices are frequently updated.
#4. Birch Gold Group is an expert in gold IRA rollovers as well as other precious metals.
Birch Gold Group is one of the best places to purchase rare metals in person or through an IRA. Since 2003, the firm has been operating, and thousands of customers have said good things about it.
Birch Gold Group has a grade of A+ from the Better Business Bureau, AAA from the Business Consumer Alliance, and 5 stars from other sites. You can be confident that buying in rare metals through Birch Gold Group will be a safe and secure process.
Birch Gold Group sells a wide range of gold, silver, platinum, and palladium goods in addition to other. You can buy these metals on their own, or use them to put money into an precious metals IRA.
This company makes it simple for you to convert the retirement savings you have saved into an precious metals IRA. With the assistance of a certified Precious Metals Specialist You can follow the following steps:
Set up your account and decide which method you would like to fund it. Through Birch Gold Group, you can move an IRA or transfer a 401(k) for funding your new self-directed IRA.
Choose the best metals for your account. The valuable Metals Specialist can help you determine which metals to invest in to gain the highest tax benefits.
You can buy your valuable metals. Your specialist will review your order and let you know that the purchase was successful when they have confirmed it.
Choose a way to store your things. Your specialist will guide you through the different options for storing your things. Birch Gold Group stores its customers’ investments in a variety of locations, such as Delaware Depository and Brink’s Global Service.
Find out the status of you IRA is performing. You can contact your Specialist anytime to check on your account or make changes.
Birch Gold Group also lets you purchase silver, gold, platinum, and palladium items directly from them. The company offers a wide selection of currency that is deemed acceptable with the IRS for example:
Gold Eagle, American
Silver Eagle, American
Leaf of the Canadian Gold Maple
Guinea Silver Rose Crown
You can also buy bars and rounds of gold as well as silver.
These are some of the company’s platinum products:
Bars and round-shaped bars
United States Platinum Eagle
Australian Silver Florin
Finally, the products made from gold are:
Rounds and bars
Canadian Maple Leaf Made of Palladium
Overall, Birch Gold Group is a great company to work with if you’re looking to set up a flexible precious metal IRA.
#5. Augusta Precious Metals is a highly rated Gold IRA company with 5 star reviews.
Augusta valuable Metals is a well-known company that sells valuable metals such as silver and gold. They provide IRAs and cash payments for gold and silver. This company also has a website with lots of information for free about investing in rare metals and establishing an silver or gold IRA.
Augusta Precious Metals has a 4.97 rating from customers and an A+ grade from the Better Business Bureau. The company also has received excellent reviews on TrustLink, Google My Business, Facebook, and the Business Consumer Alliance, among other sites.
Follow these steps to create an IRA for precious metals with Augusta Precious Metals:
The self-directed IRA provider in Augusta can help you set up your new IRA.
Make use of the money in your savings account to add funds to your account.
Through Augusta’s order desk, you can purchase gold or silver.
Augusta Precious Metals works with Equity Trust, a top self-directed IRA service, to assist users set up precious metals IRAs. This IRA company works with people across all fifty U.S. states. They’ve been operating since more than 30 years, and managed more than $25 billion.
After you buy gold and silver to save money, Augusta Precious Metals will keep the gold and silver for you. The company stores its precious metals in the Delaware vault, which is a safe private vault.
Augusta Precious Metals is also an online store where you can buy real gold and silver. It’s as simple as transferring funds to your Augusta account and then select the silver and gold products you wish to purchase. Augusta will deliver them to your doorstep, and you’ll have to sign the documents for them.
Augusta Precious Metals sells metal and luxury coins made of gold and silver. Bullion products manufactured by the company comprise things like:
American Gold Eagle
American Silver Eagle
Canada’s Gold Maple Leaf
A silver coin called “America the Beautiful”
You can also purchase 1to 10 ounce bullion gold bars, 10 to 100-ounce silver bullion bars, and 90 silver bags containing 97 percent.
The company’s premium silver and gold coins are:
Gold Sovereign of St. Helena in 2022
2021 Soaring Eagle Silver Coin from the Royal Canadian Mint
If you want to add items to your IRA You can also take a look at the company’s IRA-eligible products.
Overall, Augusta Precious Metals is one of the best companies to invest in gold IRAs.
#7. Oxford Gold is a reputable company for investing in silver and gold.
Oxford Gold Group is a company that helps people set up gold IRAs. They sell silver, gold platinum, palladium, and. The company has a great evaluation from the Better Business Bureau (A+) and from sites like Trustpilot, Consumer Affairs, and Google My Business (excellent scores).
Oxford Gold has IRAs for both silver and gold, and there are a lot of tools available to help you start these funds. On the Oxford Gold website, you will learn how to transfer money to an precious metal IRA and how these IRAs work and what types are available and the reasons they are a good investment.
On the Oxford Gold website, you can buy coins and bars made of silver, gold platinum, palladium, and. The company offers a broad variety of popular silver and gold coins, as well as other items like:
The Silver Maple Leaf is a Canadian coin.
“Rose Crown” coin from Guinea
Silver coin from “America the Beautiful”
Gold Canadian coin featuring an polar bear and cub
PAMP Silver Bar Suisse
Gold bars of 1 one ounce. or 10 oz.
It also offers a small number of bars and coins made of palladium and platinum.
Oxford Gold Group tries to be superior to other precious metals firms by listening to customers and providing them with the tools they require to make good financial choices. The company’s website has a complete learning center to assist buyers.
This study area has a number of tools, including:
Guide to investing in precious metals
News and stories about buying in gold
A list of terms
When you join the Oxford Gold Group, you’ll also have the opportunity direct access to one of the company’s Managing Partners. The person will be able to answer any questions you might have regarding trading or how to store your gold in your IRA.
We like the fact that Oxford Gold looks at buying precious metals from an impartial perspective. This allows customers to understand the pros and cons of these investments and make better decisions.
In the end, Oxford Gold Group is one of the top firms that provide gold IRAs.
#7. Free Gold and Silver IRA Guide for Investors who are New to the Market from Noble Gold Investments
Noble Gold is one of the best gold IRA companies due to its an extensive selection of precious metals that have been approved by the IRS. It also has helpful teaching materials for buyers and an A+ rating from the Better Business Bureau (BBB). You can open an IRA with Noble Gold if you are interested in gold, silver platinum, palladium, or. After less than 10 years in business Noble Gold’s gold IRA reviews on all websites have won it five stars.
Opening an IRA account is a great option, so it is important to select a gold investment firm that places the reviews of its clients and its accreditations for affiliates in the first place. These scores are provided for Noble Gold:
Google Reviews gave it 4.9 stars.
ConsumerAffairs gave it 5 stars.
BBB awards it an A+.
Based on reviews, Yelp gave it 5 stars.
Even though there are just two reviews on Trustpilot, Noble Gold also has a rating of 2.9 stars. Both reviews discussed fees that were difficult to locate.
Noble Gold is like other gold investment companies in that you can put coins and bars made of silver, gold platinum, palladium, and platinum into your IRA. There are a lot of different types of valuable metals that the IRS will accept. Some are renowned, like the Australian Gold Kangaroo Coin, and others are more rare such as the 1oz Austrian Silver Philharmonic Coin. To conform to IRS regulations, all rare metals IRA purchases are sent to secure locations that are located in Delaware, Texas, or Canada.
Depending on the amount you purchase, you can expect to pay anything from $80-$200 per year to store your precious metals. Most IRAs with Noble Gold require at least $20,000 to begin.
Follow these steps to get started using Noble Gold:
Complete the online form to receive a custom advice or to open an IRA account for gold. You can talk to an expert in-house about your options during the free sessions.
Speak to an Noble Gold expert to start the process of rolling your gold IRA over to the new account. If you withdraw money from a retirement account and put into the gold IRA instead of rolling it over, you might be required to pay tax on it. Talk to a tax expert first.
Make sure you fund your precious metals IRA and then purchase the precious metals you’d like to purchase.
Choose the storage that you prefer, and then wait for Noble Gold ship your valuable coins to the safe storage location.
The most important things about Noble Gold are:
Fantastic ways to assist customers
There are a variety of precious metals to pick from.
Many sources gave it five stars.
Access to the advice of experts
There are plenty of training tools that can help investors.
When you’re ready to sell and sell your home, you should have make sure you have a “no questions asked” buy-back policy.
#8. Patriot Gold Group is the most efficient way to set up a gold IRA account.
Patriot Gold Group is a company based in Los Angeles, which has been rated the highest-rated gold and silver dealer in the nation by Consumer Affairs for five years in a row.
Patriot Gold Group is probably best for experienced precious metals investors who are familiar with the market and would like to put a large portion of their money into an investment in gold IRA as it offers savings for large investments but doesn’t offer a lot of tools to help new investors learn. Patriot Gold Group might be suitable for you if looking for a simple IRA dealer with options for basic gold and silver as well as helpful ways to seek help.
The following accreditations, grades, and titles have been awarded to Patriot Gold Group:
707 reviews on ConsumerAffairs gave this product 5 stars.
Google Reviews gives it 5 stars
ConsumerAffairs has chosen us as the number one gold IRA dealer from 2020 to 2023.
Voted the top Gold IRA dealer in America from 2016 until 2020.
BBB gave the BBB an A+ rating and a seal of approval.
Professional Service for Grading Certified Coins
Member of the Numismatic Guaranty Corporation
When it comes to gold IRA reviews, certificates and awards, you’ll find a better company than Patriot Gold Group. The company puts its customers first by offering them friendly support lines, transparent pricing, and simple-to-use services that are compliant with IRS rules.
Patriot Gold Group sells gold and silver bars and coins that can be put in an IRA. The price of gold fluctuates in real-time through the site, so you can easily assess the risks, benefits and costs of purchasing. You can choose among 10 gold coins from the U.S., the U.K., Canada, and Australia. You can also select exclusive silver coins dating fifty years ago.
Patriot Gold Group has a high limit of $50,000 for a minimum account, so it is recommended to go with buyers who have previously had this service. The first year of storage and maintenance costs $250, and each year after that costs $200. You might have to pay a little more like a fee to set up an account.
To begin your journey with Patriot Gold Group, you have to follow these steps:
Fill out the online account application to begin.
Contact a service representative to initiate your account restart or to transfer funds.
You can purchase precious metals and pick the way you want to keep them.
You can get free delivery to the safe locker.
Investors can obtain these essential things from Patriot Gold Group:
Positive reviews of the gold IRA on all websites
Account fees have been eliminated for purchases of more than $100,000.
Free investment tips for gold in an IRA
Access to helpful customer service
Price changes in real time
#9. AdvantageGold is a reputable precious metals IRA company with a good variety of gold coins as well as bullion.
AdvantageGold is one of the best companies for gold IRAs. They say they are the top gold-producing company within the U.S. because they have won the Best of TrustLink award for seven years in a row. AdvantageGold might be the right choice If you enjoy doing things online and want easy access to quality training tools.
The application process is simple without speaking to a person The company will give access to a vast knowledge base with tools, videos and more.
AdvantageGold has been evaluated and certified in the following manner:
The #1 Most Trusted Gold IRA Company by TrustLink over the past seven years
Member of the American Numismatic Association
Member of the Industry Council for Tangible Assets
BBB gives the rating 4.83 stars, and it is awarded an A+ rating.
More than 700 users have awarded Google five stars.
More than 1,400 customers have given Trustpilot five stars.
Based on the positive reviews from AdvantageGold You can expect excellent customer service, excellent assistance, and clear prices in all your interactions with AdvantageGold.
AdvantageGold lets you deposit platinum, gold, silver or palladium into your IRA. The Gold American Eagle Coin, the Canadian Palladium Maple Leaf Coin, and the American Silver Eagle Proof Coin are some of the most popular choices.
Annual storage charges for IRA purchases range from $100 and $150. Investors are also required to pay a $50 account-setting-up fee and a variety of annual upkeep fees. AdvantageGold has no minimum payment, which is a good thing.
To start using AdvantageGold you must follow these steps:
Complete the form online and choose the account manager you want. You can complete this initial step on your own using AdvantageGold, or you can contact the customer service team for personalized assistance.
Accept the rules and guidelines that the business follows, and then provide your financial documents. You may be required to present different papers about your IRA or tax obligations.
Choose the method you wish to put money into your account. An expert in rolling over money into a gold IRA will help you do this.
You can purchase precious metals and select a secure storage space for them. In the final step, you need to complete the declaration form.
AdvantageGold has the following characteristics that make it stand out:
If you’re ready to sell the house, the buy-back plan simplifies the process.
A guide for investing in gold through your IRA.
There are a variety of ways to learn.
There are no minimum investment requirements.
Help with rollovers is useful.
TrustLink has ranked us as the most trusted gold IRA company over the last seven years.
Resources that provide step-by-step instructions regarding how to withdraw funds
Customers on all sites give glowing review of gold IRAs.
What exactly is an IRA that is backed by gold?
A gold individual retirement account (IRA) is a self-directed personal retirement account that uses silver, gold, or other valuable metals instead bonds.
To guard yourself against inflation and possible market crashes, you should have a diverse portfolio of investments. Due to this, a lot of people are placing silver, gold, and other valuable metals into their retirement accounts due to them being relatively safe and dependable investment.
The companies listed on our list help people set in place gold IRAs by helping them roll over or move existing savings accounts to new self-directed precious metals IRAs. It is not advisable to create a new gold IRA from scratch. Instead, transfer the money from your retirement savings to a new tab.
The Internal Revenue Service has rules about the types of valuable metals can be placed in precious metals IRAs. These items have to be gold or coins and must meet specific “fineness” standards. These accounts can only hold coins that are approved by the IRS such as the Canadian Maple Leaf.
The best gold IRA firms make it easy and stress-free to manage and fund these individual retirement accounts. Many companies put customers in touch with account representatives who can assist them in the process.
But an agent of an account is not the same as a financial advisor. If you want to add gold IRA to your retirement account to diversify it, you should talk to your financial advisor to determine if it makes sense for you.