A precious metals IRA or, more commonly called a gold-backed IRA, can help protect your savings from market volatility and protect your investment from inflation. Additionally, precious metals such as silver and gold are different from the standard assets like bonds and stocks which makes them a good way to diversify.
We looked at the best gold IRA firms to determine what precious metal IRA accounts are the most beneficial. We analyzed every gold IRA company below based on a number of things, such as the precious metals they provide as well as the costs they impose, the storage options they offer and their customer service and their image.
Goldco is the most trusted and most reliable company when it comes to gold IRAs.
The best deal for new buyers is American Hartford Gold.
Lear Capital: New sales can receive up to $15,000 worth of bonus coins
Birch Gold Group has a large selection of valuable metals.
The most excellent customer service is offered at Augusta Precious Metals.
Oxford Gold The best scheme to purchase back books
Noble Gold Investments is a gold IRA firm with a lot of experience.
Patriot Gold Group: Good for buying gold and silver directly
Advantage Gold: The most effective learning tools
#1. Goldco is the most reputable company with regard to gold IRAs.
Goldco is a trusted dealer in rare metals that sells goods that can help you save more for retirement. Goldco is a leading company in the business of rare metals and has won numerous awards and distinctions.
The Better Business Bureau gives Goldco an A+ rating, and the Business Consumer Alliance gives it a AAA grade.
Goldco can help you safeguard the assets in a variety of retirement accounts by transferring them to an precious metals IRA. If you have an IRA, TSP, 401(k), or 403(b) and a precious metals expert from the company can show you how to transfer the funds from your account into a precious metals IRA.
This company also sells gold and silver directly to clients. You can put your retirement savings, or money from other savings accounts into real silver and gold.
If you want to start a precious metals IRA through Goldco, move or rollover your savings from your savings account into your new IRA. Goldco makes it simple and easy for customers to complete this process by walking them through the following steps:
Sign a deal saying you know the rules of Goldco to open your IRA.
Make sure you fund your Self-Directed IRA by rolling over money from your current 401(k), 403(b), TSP, or IRA by contacting the company who manages your account.
Buy your precious metals Select the precious metals you’d like to add to your investment.
Goldco sells a variety of different kinds of silver and gold coins that include:
American Silver Eagle
American Gold Eagle
The Great Barrier Reef is silver.
Gold Striped Aussie Marlin
The silver guinea of the military
Marlin Gold
Silver and gold bars of different sizes can be bought. These bars are as pure as.9999.
Goldco also offers a program to buy back gold. In the event that your situation alters and you require to sell the valuable metals in your account Goldco will buy these back for the best buy-back price, guaranteed.
If you’re still thinking about investing in a rare metals IRA, Goldco will send you a kit for free with information. This kit contains a written, spoken, and seen guide to investing in rare metals.
We believe that overall Goldco is among the top companies that offer gold IRAs.
One of the best companies for buying in gold, silver, and platinum through an IRA.
A reputable company with clear prices
With the gold IRA move, you can change your current savings account.
The only company Sean Hannity recommends for a gold IRA is
The Better Business Bureau gave it an A+.
Over 2,500 five-star reviews for gold IRAs
#2. The most gold IRA account for 401(k) rollovers is American Hartford Gold.
American Hartford Gold is a good gold IRA company that allows you to buy gold and silver. The company is owned by a family of employees and is headquartered in Los Angeles, CA. It has received numerous awards, including the #1 Gold Company award on the Inc. 5000 list for 2021.
American Hartford Gold promotes gold IRAs however, you can also invest in silver in your retirement account. You can purchase gold IRA through American Hartford Gold by taking these steps:
Contact American Hartford Gold to talk with an expert and fill in the forms.
You can transfer your existing IRA to a new self-directed gold IRA.
Choose the gold or silver items you wish to place into your IRA.
Purchase your precious metals that can be placed in an IRA.
Through Equity Trust, a well-known gold IRA broker, American Hartford Gold offers precious metals IRAs. After you have chosen which valuable metals you want to add to your account, keep them in a secure storage company like Brinks, Delaware Depository, or International Depository Services Group.
This gold IRA company also sells a broad range of silver and gold goods that can be bought directly. For example, here are some of the gold products sold by the company:
Gold Saint Helena Sovereign coin
The gold coin is part of the Canadian Gyrfalcon
1-ounce gold bar
Combibar Valcambi
On the other hand metal products include things like:
Wildlife of Australia silver coin
Krugerrand, made in South Africa
Rounds of 1 one ounce
Pre-64 coins were used.
bars of 10 oz and 100 oz
Combibar Valcambi
When you purchase valuable metals from American Hartford Gold, you can always talk to a person about your investments and find out what they’re doing. You can dial the number on the website at any time to talk to an agent.
If you want to learn more about buying gold prior to taking the next step to buy it, you can ask the business for a no-cost guide. This guide, which is 25 pages long, provides information about the ways that rare metals IRAs can help you take charge of the savings you have.
You can also get information about the latest developments in the market for gold by going to the News and Charts part of the American Hartford Gold website. The area also contains articles that can help you decide what to invest in.
American Hartford Gold is a trusted gold IRA company that offers the best gold IRA investments.
#3. Lear Capital is a reliable Gold IRA company that will match any price.
Lear Capital is one of the most reputable gold IRA companies. It is headquartered in Los Angeles and has been operating for over 25 years. Based on gold IRA reviews and the firm’s AAA rating from the Business Consumer Alliance, and the fact that the Professional Coin Grading Service has designated it as an authorized Dealer We’ve concluded that Lear Capital is a valid and trustworthy gold IRA provider.
Let’s say you decide to put your gold IRA money into Lear Capital. In this scenario you can seek advice from a specialist and pay a flat amount, guarantee your purchase up to 24 hours and avoid fees for a large payment.
These are the Lear Capital’s grades as well as certifications:
Trustpilot gives us 4.8 stars.
AAA, as well as the Business Consumer Alliance gave it 5 stars.
Authorized by the Professional Coin Grading Service (PCGS)
Member of the Precious Metals Association
Member of the Numismatic Guaranty Corporation
Gold IRA companies such as Lear Capital, which have positive reviews from customers, emphasize smooth experiences with easy access to knowledgeable help desks, and clear pricing as well as other aspects. To ensure that your money is compliant with IRS standards, you must only deal with a qualified service.
Lear Capital sells gold, platinum, and silver bars and coins which can be put into an IRA. You can choose from famous choices like the American Gold Eagle or the Canadian Silver Maple Leaf, or you can go with something simpler like a 10 100-ounce bar of your preferred metal. Prices for precious metals change frequently to reflect market changes and make it easier to anticipate what to expect.
Follow these steps to start using Lear Capital:
You can create an rare metals IRA account by filling out an online application that only takes 10 minutes.
You should hear from the person responsible for the IRA within 24 hours regarding how to complete the tax-free transfer. It can take anywhere from five to seven days for your money to be moved.
You can purchase precious metals and then allow Lear Capital ship them to a safe place that is fully insured.
Create and store your IRA for free if you spend between $25,000 and $50,000 for one year, $25,000 to $50,000 for two years, and $75,000 or more for a period of three years.
The most important aspects of Lear Capital are:
If you open a brand new gold IRA account that is greater than $25,000, you get free set-up and holding services.
If you make a purchase of more than $10,000 you will receive the $50 setup fee back.
24 hour promises on purchases
Priced at an unbeatable rate
Assistance from a professional for gold IRA buying
Many choices for silver, gold, and platinum
Excellent reviews from every source
Costs are clearly stated since prices are regularly updated.
#4. Birch Gold Group is an expert in gold IRA rollovers and other precious metals.
Birch Gold Group is one of the most reliable places to purchase rare metals, either directly or through an IRA. Since 2003, the company has been in business and a large number of customers have said good things about it.
Birch Gold Group has a grade of A+ from the Better Business Bureau, AAA from the Business Consumer Alliance, and 5 stars from other websites. You can be assured that buying in rare metals from Birch Gold Group will be a safe and dependable process.
Birch Gold Group sells a variety of silver, gold palladium and platinum items in addition to other. You can purchase these precious metals on their own or use them to deposit money into a precious metals IRA.
The company makes it simple for you to move your retirement savings into an precious metals IRA. With the help of a certified Precious Metals Specialist, you can take the following steps:
Set up your account and select which method you would like to fund it. With Birch Gold Group, you can transfer an IRA or transfer an existing 401(k) to help fund your new self-directed IRA.
Select the most valuable metals to invest in for your account. The valuable Metals Specialist can help you determine which metals you should invest in to reap the greatest tax benefits.
You can buy your valuable metals. Your specialist will review your order and inform you that your purchase went through after they have completed the transaction.
Choose a way to store your things. Your specialist will guide you through the various ways to store your belongings. Birch Gold Group stores its customers’ funds at a number of places like Delaware Depository and Brink’s Global Service.
Find out the status of you IRA is going. Contact your Specialist anytime to check on your account or make changes.
Birch Gold Group also lets you buy gold, silver platinum, palladium, and items directly from them. The company sells a wide variety of gold and silver coins deemed acceptable with the IRS like:
Gold Eagle, American
Silver Eagle, American
Leaf of the Canadian Gold Maple
Guinea Silver Rose Crown
You can also purchase bars, rounds and even gold and silver.
These are some of the company’s platinum products:
Rounds and bars
United States Platinum Eagle
Australian Silver Florin
Lastly, the goods made of gold are:
Rounds and bars
Canadian Maple Leaf Made of Palladium
Overall, Birch Gold Group is an excellent company to partner with if you want to set up a flexible and flexible precious metal IRA.
#5. Augusta Precious Metals is a highly evaluated Gold IRA company with 5 five-star reviews.
Augusta valuable Metals is a well-known company that sells valuable metals such as silver and gold. They provide IRAs and cash payments for gold and silver. The firm also runs a website that contains a lot of free information about investing in rare metals and establishing a gold or silver IRA.
Augusta Precious Metals has a 4.97 rating from customers and an A+ rating from the Better Business Bureau. The company also has received great feedback on TrustLink, Google My Business, Facebook, and the Business Consumer Alliance, among other sites.
Follow these steps to set up an IRA for precious metals. Augusta Precious Metals:
The self-directed IRA provider in Augusta can help you set the new IRA.
Use money from your savings account to pay for your account.
Through Augusta’s order desk, you can purchase gold or silver.
Augusta Precious Metals works with Equity Trust, a top self-directed IRA service, to assist people create precious metals IRAs. This IRA company works with individuals across all 50 U.S. states. They’ve been operating for more than 30 years and have been able to manage more than $25 billion.
When you purchase gold and silver to save money, Augusta Precious Metals will keep the silver and gold for you. The company keeps its precious metals in the Delaware vault which is a secure, private vault.
Augusta Precious Metals is also an option to purchase real gold and silver. You just need to move funds into the Augusta account and choose the silver and gold items you’d like to purchase. Augusta will bring them right to your door and you’ll need to sign for them.
Augusta Precious Metals sells metal and luxury coins made of gold and silver. Bullion products manufactured by the firm include things such as:
American Gold Eagle
American Silver Eagle
Canada’s Gold Maple Leaf
A silver coin called “America the Beautiful”
You can also buy 1to 10 ounce gold bullion bars, 10 up to 100-ounce silver bullion bar, and 90 silver bags containing 97 percent.
A few of the company’s premium silver and gold coins are:
Gold Sovereign of St. Helena in 2022
2021 Soaring Eagle Silver Coin from the Royal Canadian Mint
If you want to add products to your IRA you can look at a list of the company’s IRA-eligible products.
All in all, Augusta Precious Metals is one of the best companies to invest in gold IRAs.
#7. Oxford Gold is a reputable company to invest in gold and silver.
Oxford Gold Group is a company that helps people set the gold IRAs. They sell gold, silver platinum, palladium, and. The company has a great rating from the Better Business Bureau (A+) and also from websites like Trustpilot, Consumer Affairs, and Google My Business (excellent scores).
Oxford Gold has IRAs for both gold and silver and they have a variety of tools that can assist you in establishing these funds. On the Oxford Gold website, you can learn how to transfer funds into a precious metal IRA and how they work and what kinds are available, and why they are a good investment.
The Oxford Gold website, you can purchase coins and bars made of gold, silver, platinum, and palladium. The company sells a vast selection of popular silver and gold coins and other items, like:
The Silver Maple Leaf is a Canadian coin.
“Rose Crown” coin from Guinea
Silver coin from “America the Beautiful”
Gold Canadian coin featuring an polar bear and cub
PAMP Silver Bar Suisse
Gold bars of 1 Ounce. or 10 oz.
The firm also sells a tiny amount of bars and coins made of palladium and platinum.
Oxford Gold Group tries to be better than other companies that deal in precious metals by listening to its clients and providing them with the tools needed to make informed financial decisions. On their website, the business provides a complete learning center to assist buyers.
This study area comes with several tools that include:
Guide to investing in precious metals
News and stories about buying in gold
FAQs
A list of terms
When you work for Oxford Gold Group, you’ll also get to interact directly with one of the company’s Managing Partners. The person you talk to will be able to help you answer any questions that you might have about how to trade or store your gold in an IRA.
We like that Oxford Gold looks at buying valuable metals from an impartial point of view. This lets customers learn the pros and cons of these investments and make better decisions.
In the end, Oxford Gold Group is one of the best companies that offer gold IRAs.
#7. Free Gold and Silver IRA Guide for New Investors from Noble Gold Investments
Noble Gold is one of the most reputable gold IRA companies because it offers a wide range of valuable metals that have been approved by the IRS. It also provides helpful training material for buyers and an A+ rating from the Better Business Bureau (BBB). You can open an IRA with Noble Gold if you are interested in silver, gold, platinum, or palladium. After just a few years of operation, the company’s gold IRA reviews on all websites have been awarded five stars.
Opening an gold IRA account is a big decision, so you must select a gold investment firm that places the reviews of its customers as well as the certifications of its affiliates in the first place. The following scores are given for Noble Gold:
Google Reviews gave it 4.9 stars.
ConsumerAffairs has rated it 5 stars.
BBB rates it with an A+.
Based on a few reviews, Yelp gave it 5 stars.
Even though there are just two reviews on Trustpilot, Noble Gold also has a rating of 2.9 stars. Both reviews mentioned fees that were difficult to find.
Noble Gold is like other gold investment companies in that you are able to place bars and coins made of gold, silver platinum, palladium, and platinum in your IRA. There are a lot of different kinds of precious metals that the IRS will accept. Some are well-known, such as the Australian Gold Kangaroo Coin, and others are more rare such as the Austrian Silver Philharmonic 1oz Coin. To conform to IRS rules the rare metals that are included in IRA purchases are sent to secure locations located in Delaware, Texas, or Canada.
Depending on how much you purchase, you can expect to pay anything from $80-$200 per year to keep your valuable metals. Most IRAs with Noble Gold require at least $20,000 to begin.
Follow these steps to begin with Noble Gold:
Fill out the online form to get an individualized advice or to open an IRA account for gold. You can speak with an expert in-house about your options during the free sessions.
Speak to an Noble Gold expert to start the process of moving the gold IRA over to the new account. If you withdraw money of another retirement account to put into your gold IRA instead of rolling it over, you may have to pay taxes on it. Talk to a tax expert first.
You can fund your precious metals IRA, and then buy the valuable metals you want.
Select the storage you want, and then allow Noble Gold ship your valuable coins to the safe storage location.
The most important aspects of Noble Gold are:
Fantastic ways to assist customers
There are many kinds of valuable metals to choose from.
A number of sources gave it five stars.
Free access to expert advice
There are many training tools to help investors.
If you’re ready to sell, you should have a “no questions asked” buy-back policy will be in place.
#8. Patriot Gold Group is the most effective for setting up quickly a gold IRA account.
Patriot Gold Group is a company based in Los Angeles that has been the top-rated gold and silver dealer in the United States by Consumer Affairs for five years consecutively.
Patriot Gold Group is probably best for experienced precious metals investors who are familiar with the market and want to put a big chunk of their assets into a gold IRA as it offers savings for large investments but doesn’t have a lot of tools to help novice investors understand. Patriot Gold Group might be right for you if you’re seeking a basic IRA dealer that has options for basic silver and gold and good ways to get help.
The following accreditations, grades and titles were awarded to Patriot Gold Group:
707 reviews on ConsumerAffairs gave this product 5 stars.
Google Reviews gives it 5 stars
ConsumerAffairs has chosen us as the number one gold IRA dealer from 2020 to 2023.
Voted the best Gold IRA dealer in America from 2016 until 2020
BBB awarded the BBB an A+ rating and an approval seal.
Professional Service for Grading Certified Coins
Member of the Numismatic Guaranty Corporation
When it comes to gold IRA reviews, certificates and awards, you’ll be able to find a better organization than Patriot Gold Group. The company puts its customers first by providing them with helpful assistance lines, straightforward pricing, and simple-to-use services that are compliant with IRS rules.
Patriot Gold Group sells gold and silver coins and bars that can be placed in an IRA. The price of gold changes in real-time through the site, which means you can easily assess the risks, benefits, and costs of your purchase. You can choose among 10 gold coins that are from the U.S., the U.K., Canada, and Australia. You can also select exclusive silver coins dating as far back as 50 years ago.
Patriot Gold Group has a large minimum account size of $50,000, therefore it is best for buyers who have had this experience before. The initial year of storage and upkeep costs $250 and every year thereafter costs $200. There may be a need to pay a little more such as a fee to set up an account.
To begin with Patriot Gold Group, you have to follow these steps:
Fill out the online account application to start.
Contact a customer service worker to get your account started or movement of funds.
You can purchase valuable metals and choose how you’d like to store them.
You can get no cost delivery to the safe locker.
Investors can obtain these essential things from Patriot Gold Group:
Positive reviews of the gold IRA on all websites
The cost of accounts has been eliminated for purchases over $100,000
Free investment tips for gold in an IRA
Access to helpful customer support
Price changes in real-time
#9. AdvantageGold is a reputable precious metals IRA company with a great selection of physical gold coins as well as bullion.
AdvantageGold is one of the top companies that offer gold IRAs. They claim they are the top gold company in the U.S. because they have won the Best of TrustLink award for seven consecutive years. AdvantageGold could be a good choice when you love doing things online and would like to have easy access to high-quality training tools.
It is possible to apply for an account without speaking to anyone The company will give you access to a large knowledge base, including videos, tools, and more.
AdvantageGold has been rated and certified as follows:
The #1 Most Trusted Gold IRA Company by TrustLink for the last seven years
Member of the American Numismatic Association
Member of the Industry Council for Tangible Assets
BBB gives the rating 4.83 stars, and an A+ grade.
More than 700 users have rated Google 5 stars.
More than 1,400 users have rated Trustpilot five stars.
Based on the reviews of AdvantageGold, you can expect great customer service, great help and transparent prices in all of your contacts with AdvantageGold.
AdvantageGold allows you to put platinum, silver, gold, or palladium into your IRA. The Gold American Eagle Coin, the Canadian Palladium Maple Leaf Coin as well as the American Silver Eagle Proof Coin are some of the most popular choices.
Annual storage charges for IRA purchases are between $100 to $150. Investors also pay a $50 account set-up fee and a variety of annual upkeep charges. AdvantageGold does not have a minimum amount to pay, which is a good thing.
To start using AdvantageGold you must complete the following steps:
Complete the online form, and choose the account manager you’d like to choose. You can complete the first step on your own using AdvantageGold, or you can call the customer service team for personalized assistance.
Accept the rules and policies of your company and then share your financial records. You may be required to present various documents regarding your IRA or taxes.
Choose the method you wish to put money in your account. A expert in rolling money over into an gold IRA will assist you in doing this.
You can purchase valuable metals and pick a secure place to store them. As a final step, you need to complete the declaration form.
AdvantageGold has the following characteristics that distinguish it:
When you’re ready to sell the property, the buy-back program simplifies the process.
A guide for investing in gold through your IRA.
There are a variety of methods to study.
There are no minimum investment requirements.
Rollover assistance is helpful.
TrustLink has ranked us as the most trusted gold IRA company for the past seven years.
Resources that provide step-by-step instructions for withdrawing money
Customers on all sites leave great feedback on gold IRAs.
What is an IRA backed by gold?
An individual retirement account in gold (IRA) is a self-managed personal retirement account that makes use of gold, silver or other precious metals instead bonds.
To safeguard yourself from the effects of inflation and possible market crashes, you need a diversified collection of investments. Due to this, a lot of people are now putting gold, silver and other precious metals in their retirement accounts due to them being an extremely safe and reliable investment.
The companies we have listed assist people in setting in place gold IRAs by helping them transfer existing savings accounts into new self-directed precious metals IRAs. You shouldn’t begin a gold IRA from scratch. Instead, you should move the funds in your retirement savings to an account that is new.
The Internal Revenue Service has rules about the types of valuable metals can be put into precious metals IRAs. The items must be gold or coins and meet certain “fineness” standards. These accounts are only able to hold coins that are accepted by the IRS like the Canadian Maple Leaf.
The top gold IRA companies make it simple and stress-free to set up and manage these retirement accounts for individuals. Many businesses put clients in contact with account reps who can assist them in the process.
However, an agent for an account is not the same as an advisor to financial matters. If you are considering adding a gold IRA to your retirement account to make it more diverse, you should talk to your financial advisor first to see if it makes sense for you.
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