A precious metals IRA or, more commonly called a gold-backed IRA will help safeguard your money from volatility in the market and protect your investment from inflation. Additionally, precious metals like silver and gold are different from the standard assets like stocks and bonds, which makes them a great option to diversify your portfolio.
We looked at the top gold IRA firms to determine what precious metal IRA accounts are the best value. We evaluated each gold IRA company below, based on a variety of things, such as the quality of the metals they offer, the fees they charge, the storage options they provide, their customer service, as well as their appearance.
Goldco is among the most reputable and most reliable company for gold IRAs.
The best deal for first-time buyers is American Hartford Gold.
Lear Capital: The new sales can be eligible for up to $15,000 in bonus coins
Birch Gold Group has a large selection of valuable metals.
The best customer service is available at Augusta Precious Metals.
Oxford Gold The best scheme to purchase back books
Noble Gold Investments is a gold IRA company with a lot of experience.
Patriot Gold Group: Good for buying silver and gold directly
Advantage Gold: The best learning tools
#1. Goldco is the best company for gold IRAs.
Goldco is a reputable dealer in rare metals, and also sells items that can help you save for retirement. This company is the leader in the business of rare metals and has received many awards and honors.
The Better Business Bureau gives Goldco an A+ rating, while the Business Consumer Alliance gives it an AAA grade.
Goldco will help you safeguard the assets in various retirement accounts by shifting them into a precious metals IRA. If you have an IRA, TSP, 401(k), or 403(b), a precious metals expert from the company can show you how to move the money in your account to a precious metals IRA.
The company also sells silver and gold directly to its customers. You can also invest your retirement savings or money from other savings accounts in real silver and gold.
If you’re looking to establish a precious metals IRA through Goldco move or rollover your savings from your current savings account to the new IRA. Goldco makes it easy and painless for customers to complete this process by walking them through the following steps:
You must sign a contract stating that you know the rules of Goldco to open your IRA.
You can fund your Self-Directed IRA by rolling over money from your existing 401(k), 403(b), TSP, or IRA by calling the company that manages your account.
Buy your precious metals Choose the precious metals you want to include in your investment.
Goldco sells a variety of different kinds of gold and silver coins which include:
American Silver Eagle
American Gold Eagle
The Great Barrier Reef is silver.
Gold Striped Aussie Marlin
The military silver guinea
Marlin Gold
Silver and gold bars of different sizes can be purchased. These bars are pure as.9999.
Goldco also offers a program to buy back gold. If your situation changes and you have to sell the valuable metals in your account Goldco will buy them back at the most competitive buy-back price, with a guarantee.
If you’re thinking of investing in an uncommon metals IRA, Goldco will send you a kit for free with details. The kit includes written and spoken guide to investing in rare metals.
Overall, we think Goldco is among the best companies to offer gold IRAs.
One of the top companies to buy gold, silver and platinum via an IRA.
A reputable company with clear prices
With the gold IRA move, you are able to switch your current savings account.
The only firm Sean Hannity recommends for a gold IRA is
The Better Business Bureau gave it an A+.
More than 2,500 5-star reviews of gold IRAs
#2. The most reputable gold IRA account for 401(k) rollovers is American Hartford Gold.
American Hartford Gold is a good gold IRA company that lets you buy in silver and gold. The company is owned by a family and is based in Los Angeles, CA. It has been awarded numerous awards including the #1 Gold Company distinction on the Inc. 5000 list for 2021.
American Hartford Gold promotes gold IRAs, but you can also put in silver if you want through your retirement account. You can buy a gold IRA through American Hartford Gold by taking these steps:
Contact American Hartford Gold to talk with an expert and fill in the forms.
You can move your old IRA to an entirely self-directed gold IRA.
Choose the gold or silver items you wish to place into your IRA.
Purchase your precious metals that can be put in an IRA.
Through Equity Trust, a well-known gold IRA broker, American Hartford Gold offers precious metals IRAs. Once you decide which valuable metals you want to add to your account, store them in a secure storage firm such as Brinks, Delaware Depository, or International Depository Services Group.
The gold IRA company also offers a variety of silver and gold goods that can be purchased directly. For example, here are some of the company’s gold products:
Gold Saint Helena Sovereign coin
Gold coin from the Canadian Gyrfalcon
1-ounce bar of gold
Combibar Valcambi
However metal goods include things like:
Wildlife of Australia silver coin
Krugerrand, made in South Africa
Rounds of 1 ounce
Pre-64 coins were being used.
bars of 10 1 oz and 100 oz
Combibar Valcambi
When you purchase valuable metals from American Hartford Gold, you can always talk to a person about your investment and find out how they are doing. You can dial the number listed on the company’s website anytime to speak to your representative.
If you want to learn more about buying gold before taking the step you can contact the firm for a free guide. This guide, which is 25 pages long, provides details on the ways that rare metals IRAs can help you take control of your savings.
You can also find out about changes in the market for gold by visiting the News and Charts part of the American Hartford Gold website. This area also has articles that can help you decide which way to spend your money.
American Hartford Gold is a trusted gold IRA company that provides the best gold IRA investments.
#3. Lear Capital is a reliable Gold IRA company that will match any price.
Lear Capital is one of the best gold IRA companies. It is headquartered in Los Angeles and has been operating since more than 25 years. Based on gold IRA reviews as well as the firm’s AAA rating from the Business Consumer Alliance, and the fact that the Professional Coin Grading Service has designated it as an authorized Dealer, we’ve decided that Lear Capital is a valid and trustworthy gold IRA provider.
Let’s say you decide to invest your gold IRA money in Lear Capital. In that case, you can get help from a specialist and pay a flat amount, guarantee your purchase for 24 hours, and not pay fees for a large payment.
Here are Lear Capital’s grade and certifications:
Trustpilot gives us 4.8 stars.
AAA, as well as the Business Consumer Alliance gave it 5 stars.
Authorized by the Professional Coin Grading Service (PCGS)
Member of the Precious Metals Association
Member of the Numismatic Guaranty Corporation
Gold IRA companies such as Lear Capital, which have excellent reviews from their customers, focus on smooth experiences with easy access to knowledgeable support teams, and transparent prices as well as other aspects. To make sure your money is compliant with IRS standards, it is best to only deal with a qualified service.
Lear Capital sells gold, platinum, and silver coins and bars which can be put into an IRA. You can choose from the most renowned options such as the American Gold Eagle or the Canadian Silver Maple Leaf, or you can go with something simpler like a 10 100-ounce bar of your favorite metal. Prices for precious metals are always changing to reflect market changes and make it easy to be aware of what to expect.
Follow these steps to start using Lear Capital:
You can create a rare metals IRA account by filling out a simple online application that takes just 10 minutes.
You should hear back from the person responsible for the IRA within 24 hours of how to do the tax-free transfer. It can take anywhere from five to seven days for your money to be transferred.
You can purchase valuable metals and then allow Lear Capital ship them to an area that is secure and where they will be fully insured.
Set up and store your IRA at no cost if you invest at least $25,000 to $50,000 in a single year or $25,000-$50,000 for two years, and $75,000 or more for a period of three years.
The most important thing about Lear Capital are:
When you open a new gold IRA account over $25,000, you receive free set-up and hold services.
When you have invested more than $10,000 you get your $50 setup fee back.
24 hour promises on purchases
Priced at a flat cost
One-on-one assistance from experts on gold IRA buying
Many choices for silver, gold, and platinum
Excellent reviews from every source
Costs are obvious since prices are regularly updated.
#4. Birch Gold Group is an expert in gold IRA rollovers as well as other precious metals.
Birch Gold Group is one of the best places to purchase rare metals in person or through an IRA. Since 2003, the firm has been operating and a lot of customers have shared positive things about it.
Birch Gold Group has a grade of A+ from the Better Business Bureau, AAA from the Business Consumer Alliance, and five stars from a variety of other sites. You can be assured that purchasing rare metals from this company is a secure and dependable process.
Birch Gold Group sells a large selection of gold, silver, platinum, and palladium goods, among others. You can purchase these precious metals by themselves or use them to deposit money into a precious metals IRA.
This company makes it easy for you to transfer your retirement savings to an precious metals IRA. With the help of a trained Precious Metals Specialist, you can take these steps:
Create your account and select the method of funding it. Through Birch Gold Group, you can move an IRA or roll over a 401(k) to help fund your self-directed IRA.
Select the most valuable metals to invest in for your account. The valuable Metals Specialist can help you determine which metals you should invest in to reap the highest tax advantages.
You can purchase your precious metals. Your specialist will go over your order and let you know that your purchase went through once they have done so.
Find a storage solution for your things. Your Specialist will show you the different methods to organize your items. Birch Gold Group stores its customers’ funds in a variety of locations, such as Delaware Depository and Brink’s Global Service.
Check what your IRA is performing. You can call your Specialist at any time to check on your account or make adjustments.
Birch Gold Group also lets you purchase silver, gold, platinum, and palladium items directly from them. The company offers a broad range of currency that is OK with the IRS, such as:
Gold Eagle, American
Silver Eagle, American
Leaf of the Canadian Gold Maple
Guinea Silver Rose Crown
You can also buy round and bars of gold and silver.
These are just a few of the platinum products offered by the company:
Bars and round-shaped bars
United States Platinum Eagle
Australian Silver Florin
The final products made from gold are:
Bars and round-shaped bars
Canadian Maple Leaf Made of Palladium
In the end, Birch Gold Group is a great company to work with if you are looking to create a flexible precious metal IRA.
#5. Augusta Precious Metals is a highly reviewed Gold IRA company with 5 star reviews.
Augusta valuable Metals is a well-known company that sells valuable metals like gold and silver. They provide IRAs and cash-payouts for gold and silver. The business also offers a site that contains a lot of free information about the investment in rare metals and establishing a gold or silver IRA.
Augusta Precious Metals has a 4.97 rating from customers and an A+ rating from the Better Business Bureau. The company also has received positive ratings on TrustLink, Google My Business, Facebook, and the Business Consumer Alliance, among other websites.
Follow these steps to create an IRA for precious metals using Augusta Precious Metals:
The self-directed IRA service in Augusta can assist you in setting the new IRA.
You can use money from your savings account to fund your account.
Through Augusta’s order desk, you can purchase gold and silver.
Augusta Precious Metals works with Equity Trust, a top self-directed IRA service, to assist people to set up precious metals IRAs. This IRA company works with individuals across all fifty U.S. states. They have been in business for over 30 years and been able to manage more than $25 billion.
When you purchase gold and silver to save money, Augusta Precious Metals will keep the gold and silver for you. The company keeps its valuable metals inside the Delaware vault which is a secure, private vault.
Augusta Precious Metals is also a place where you can buy real gold and silver. You just need to move funds into the Augusta account and then select the silver and gold items you want to buy. Augusta will bring them right to your doorstep, and you’ll have to sign them.
Augusta Precious Metals sells metal and luxury coins made of silver and gold. Bullion goods manufactured by the company include coins like:
American Gold Eagle
American Silver Eagle
Canada’s Gold Maple Leaf
A silver coin that is referred to as “America the Beautiful”
You can also purchase 1to 10-ounce gold bullion bars. 10- to 100-ounce silver bullion bars and 90 silver bags containing 97 percent.
Some of the company’s premium silver and gold coins are:
Gold Sovereign of St. Helena in 2022
2021 Soaring Eagle Silver Coin from the Royal Canadian Mint
If you’re looking to add goods to your IRA you can check out the company’s IRA-qualified coins.
Overall, Augusta Precious Metals is one of the best companies to invest in gold IRAs.
#7. Oxford Gold is a reputable firm that invests in silver and gold.
Oxford Gold Group is a firm that assists people to set up the gold IRAs. They sell gold, silver, platinum, and palladium. The company has a fantastic review from the Better Business Bureau (A+) and also from websites like Trustpilot, Consumer Affairs, and Google My Business (excellent scores).
Oxford Gold has IRAs for both gold and silver, and offers a range of tools available to help you start these funds. On the Oxford Gold website, you can learn how to transfer money to an precious metal IRA, how they function, what kinds are offered and the reasons they are great investments.
The Oxford Gold website, you can purchase bars and coins made of gold, silver, platinum, and palladium. The company offers a broad selection of gold and silver coins and other items, such as:
The Silver Maple Leaf is a Canadian coin.
“Rose Crown” coin from Guinea
Silver coin from “America the Beautiful”
Gold Canadian coin with Polar bear and cub
PAMP Silver Bar Suisse
Gold bars of 1 one ounce. or 10 oz.
It also offers a tiny amount of bars and coins made of platinum and palladium.
Oxford Gold Group tries to be different from other precious metals companies in its ability to listen to customers and giving them the tools needed to make informed financial decisions. On its website, the company provides a complete learning center to help with the buying process.
This study area has several tools which include:
Guide to investing in precious metals
Stories and news about buying in gold
FAQs
A glossary of terms
If you are employed by Oxford Gold Group, you’ll also be able direct access to one of the company’s Managing Partners. This person can assist you with any queries you may have regarding how to trade or store your gold in an IRA.
We like the fact that Oxford Gold looks at buying valuable metals from a neutral point of view. This helps customers understand the pros and cons of these investments and make better choices.
In the end, Oxford Gold Group is one of the best companies that offers gold IRAs.
#7. Free Gold and Silver IRA Guide for Investors who are New to the Market from Noble Gold Investments
Noble Gold is one of the most reputable gold IRA companies due to its an array of high-quality metals that have been allowed by the IRS. It also has helpful teaching material for buyers and an A+ grade from the Better Business Bureau (BBB). You can open an IRA with Noble Gold if you are interested in gold, silver platinum, palladium or. After less than 10 years in operation, the company’s gold IRA reviews on all sites have earned it five stars.
Opening an IRA account is a big decision, so you must select a gold investment firm that places the opinions of its clients as well as the certifications of its affiliates in the first place. The following scores are provided for Noble Gold:
Google Reviews gave it 4.9 stars.
ConsumerAffairs has rated it 5 stars.
BBB rates it with an A+.
Based on a few reviews, Yelp gave it 5 stars.
Although there are only two reviews on Trustpilot, Noble Gold also has a grade of 2.9 stars. Both reviews discussed fees that were difficult to find.
Noble Gold is like other gold investment companies in that you are able to put bars and coins composed of silver, gold platinum, palladium, and platinum in your IRA. There are many different kinds of precious metals that the IRS will accept. Some are famous, like the Australian Gold Kangaroo Coin, while others are scarce such as the 1oz Austrian Silver Philharmonic Coin. To conform to IRS rules the rare metals that are included in IRA purchases are shipped to secure sites that are located in Delaware, Texas, or Canada.
Depending on the amount you purchase, you can expect to pay anything from $80 to $200 a year to keep your real precious metals. The majority of IRAs that have Noble Gold require at least $20,000 to begin.
Follow these steps to get started with Noble Gold:
Fill out the form online to get an individualized advice or to open an IRA account for gold. You can speak with an expert from the company about your choices during the free sessions.
Talk to a Noble Gold expert to start the process of moving the gold IRA over to your new account. If you take money out from a retirement account and transfer to the gold IRA instead of rolling it over, you might be required to pay taxes on it. Consult a tax professional first.
Fund your precious metals IRA and then purchase the valuable metals you want.
Select the storage you want, and then allow Noble Gold ship your valuable coins to the safe storage location.
The most important characteristics of Noble Gold are:
Great ways to assist customers
There are a variety of precious metals that you can pick from.
Several sources have rated it five stars.
Access to the advice of experts
There are a lot of tools for training that can assist investors.
If you’re ready to sell, you should have a “no questions asked” buy-back policy will be in place.
#8. Patriot Gold Group is the best for quickly setting up a gold IRA account.
Patriot Gold Group is a Los Angeles-based company that has been rated the highest-rated silver and gold dealer in the United States by Consumer Affairs for five years in a row.
Patriot Gold Group is probably ideal for those who are experienced in investing in precious metals who know the market and wish to invest a significant portion of their assets into a gold IRA as it offers savings for large investments, but lacks a lot of tools to help new investors learn. Patriot Gold Group might be suitable for you if seeking a basic IRA dealer that has options for basic gold and silver as well as good ways to get help.
The following accreditations, grades and titles have been given to Patriot Gold Group:
The 770 user reviews on ConsumerAffairs gave this product 5 stars.
Google Reviews gives it 5 stars
ConsumerAffairs has selected us as the best gold IRA dealer from 2020 to 2023.
Voted the top Gold IRA dealer in America from 2016 until 2020
BBB awarded it the A+ rating and a seal of approval.
Professional Service for Grading Certified Coins
Member of the Numismatic Guaranty Corporation
When it is about gold IRA reviews, certificates and awards, you’ll be able to find a better organization than Patriot Gold Group. The company prioritizes its clients by providing them with helpful support lines, transparent prices, and simple to use services that comply with IRS rules.
Patriot Gold Group sells gold and silver coins and bars that can be placed in an IRA. The price of gold changes in real time on their website, so you are able to easily evaluate the benefits, risks, and costs of purchasing. You can pick among 10 gold coins that are from the U.S., the U.K., Canada, and Australia. You can also choose from exclusive silver coins dating fifty years ago.
Patriot Gold Group has a high limit of $50,000 for a minimum account, therefore it is recommended for those who have previously had this service. The first year of storage and upkeep costs $250, and each year thereafter costs $200. There may be a need to pay more, such as a fee to set up an account.
To begin with Patriot Gold Group, you need to do the following:
Fill out the online application form to begin.
Contact a customer service representative to start your account restart or movement of funds.
You can purchase valuable metals and pick the way you’d like to keep them.
You can get no cost delivery to the safe locker.
Investors can acquire these crucial things from Patriot Gold Group:
Gold IRA has received positive reviews IRA on all sites
Fees for accounts have been eliminated for purchases that exceed $100,000.
Free investment guides for gold within an IRA
Access to helpful customer service
Price fluctuations in real-time
#9. AdvantageGold is an experienced precious metals IRA company with a good selection of physical gold coins as well as bullion.
AdvantageGold is one of the top companies for gold IRAs. They say they are the best gold-producing company within the U.S. because they have won the Best of TrustLink award for seven years in a row. AdvantageGold could be a good choice when you love doing things online and want easy access to good training tools.
It is possible to apply for an account without speaking to a person The company will give access to a vast knowledge base that includes videos, tools, and more.
AdvantageGold has been evaluated and certified in the following manner:
The #1 Most Trusted Gold IRA Company by TrustLink for the past seven years
Member of the American Numismatic Association
Member of the Industry Council for Tangible Assets
BBB gives it 4.83 stars, and an A+ grade.
Over 700 customers have given Google five stars.
More than 1,400 customers have rated Trustpilot 5 stars.
Based on the reviews of AdvantageGold you can count on great customer service, great help, and clear prices throughout your interactions with AdvantageGold.
AdvantageGold lets you put platinum, silver, gold or palladium in your IRA. The Gold American Eagle Coin, the Canadian Palladium Maple Leaf Coin, and the American Silver Eagle Proof Coin are some of the most commonly used options.
The annual storage costs for IRA purchases range from $100-$150. Investors also have to pay a $50 account-setting-up cost and a variety of annual upkeep fees. AdvantageGold has no minimum payments, which is a good thing.
To begin using AdvantageGold you must do the following:
Complete the form online and choose the account manager you want. You can complete the first step by yourself using AdvantageGold, or you can contact the customer support team for assistance tailored to your needs.
Accept the policies and rules of your company then share your financial records. You may need to show different papers about your IRA or tax obligations.
Choose the method you wish to deposit money in your account. A expert in rolling over money into an gold IRA will assist you in doing this.
You can purchase precious metals and pick a secure storage space for them. As a final step, you must complete the declaration form.
AdvantageGold is a product with the following characteristics which make it stand out from the crowd:
When you’re ready to sell the house, the buy-back plan simplifies the process.
A free guide to investing in gold with your IRA.
There are a variety of ways to learn.
There are no minimum investments.
Rollover help is convenient.
TrustLink has ranked us as the most dependable gold IRA company over the last seven years.
Resources with step-by-step instructions for withdrawing cash
Customers on all websites give glowing reviews of gold IRAs.
What exactly is an IRA that is backed by gold?
An individual retirement account in gold (IRA) is a self-directed personal retirement account which makes use of gold, silver or other precious metals instead bonds.
To guard yourself against the risk of inflation and stock market crashes, you need a diversified collection of investments. Because of this, a lot of people are now placing silver, gold and other precious metals into their retirement accounts due to them being a fairly safe and reliable investment.
The companies listed on our list help people set in place gold IRAs by helping them roll over or transfer existing savings accounts into new self-directed precious metals IRAs. You shouldn’t begin a gold IRA from scratch. Instead, move the money from your retirement savings to a new tab.
The Internal Revenue Service has rules about what kinds of valuable metals are eligible for precious metals IRAs. They must be gold or coins and meet certain “fineness” standards. These accounts can only hold the coins that are approved by the IRS such as the Canadian Maple Leaf.
The top gold IRA companies make it easy and painless to manage and fund these retirement accounts for individuals. Many companies place clients in contact with account representatives who can help them through the process.
However, an agent for an account isn’t the same as an advisor to financial matters. If you are considering adding an gold IRA to your retirement account to diversify it you should consult your financial advisor first to find out if it makes sense for you.
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