A precious metals IRA that is also known as a gold-backed IRA, can help protect your money from volatility in the market as well as protect your investment from inflation. Also, valuable metals like gold and silver are very different from the standard assets like bonds and stocks which makes them an excellent way to diversify.
We reviewed the top gold IRA companies to see which precious metal IRA accounts offer the best deal. We evaluated each gold IRA company below, based on a variety of factors, including the precious metals they provide and the charges they impose, their storage choices they offer and their customer service and even their reputation.
Goldco is one of the most reputable and most reliable company overall for gold IRAs.
The best price for new buyers is American Hartford Gold.
Lear Capital: The new sales can get up to $15,000 in bonus coins
Birch Gold Group has a vast array of precious metals.
The best customer service is available at Augusta Precious Metals.
Oxford Gold The best scheme to purchase back books
Noble Gold Investments is a gold IRA company with lots of experience.
Patriot Gold Group: Good for buying silver and gold directly
Advantage Gold: The most effective learning tools
#1. Goldco is the best company overall with regard to gold IRAs.
Goldco is a reputable dealer in rare metals, and also sells items that can help you save for retirement. This company is the leader in the business of rare metals and has received numerous awards and distinctions.
The Better Business Bureau gives Goldco an A+ rating, while the Business Consumer Alliance gives it an AAA grade.
Goldco will assist you to protect the assets in various retirement accounts by transferring them into the precious metals IRA. If you have an IRA, TSP, 401(k) or 403(b), a precious metals expert from Goldco can guide you on how to transfer the funds in your account to an precious metals IRA.
The company also sells gold and silver directly to customers. You can invest your retirement savings or other savings accounts in real silver and gold.
If you’re looking to establish an precious metals IRA through Goldco and move or roll over the assets you have in your savings account into the new IRA. Goldco makes it easy and painless for customers to do this by walking them through the steps:
Make a commitment to understand Goldco’s rules to open your IRA.
Fund your Self-Directed IRA by rolling over funds from your existing 401(k), 403(b), TSP, or IRA by calling the company that manages your account.
Buy your precious metals Choose the precious metals you’d like to add to your investment.
Goldco sells a variety of different kinds of gold and silver coins, including:
American Silver Eagle
American Gold Eagle
The Great Barrier Reef is silver.
Gold Striped Aussie Marlin
The silver guinea of the military
Marlin Gold
Bars of silver and gold in different sizes can also be bought. They are pure as.9999.
Goldco also offers an option to buy back gold. If you experience a change in your circumstances and require to sell the valuable metals in your account, Goldco will buy these back for the highest buy-back price, guaranteed.
If you’re still thinking about investing in an uncommon metals IRA, Goldco will send you a free kit that includes details. This kit has written and spoken information on investing in rare metals.
We believe that overall Goldco is one of the best companies to offer gold IRAs.
One of the most trusted companies for buying in gold, silver, and platinum via an IRA.
A reputable company with clear prices
With a gold IRA move, you are able to change your current savings account.
The sole company Sean Hannity recommends for a gold IRA is
The Better Business Bureau gave it an A+.
More than 2,500 5-star reviews of gold IRAs
#2. The best gold IRA account for 401(k) rollovers is American Hartford Gold.
American Hartford Gold is a good gold IRA company that allows you to buy gold and silver. The company is run by a family, and is based in Los Angeles, CA. It has been awarded numerous awards including the top Gold Company award in the Inc. 5000 list for 2021.
American Hartford Gold promotes gold IRAs, but you can also put in silver through your retirement account. You can buy a gold IRA through American Hartford Gold by taking these steps:
Contact American Hartford Gold to talk to an expert and complete the forms.
You can transfer your existing IRA to an entirely self-directed gold IRA.
Choose the gold or silver items you want to put into your IRA.
Get your precious metals which can be put in an IRA.
Through Equity Trust, a well-known gold IRA broker, American Hartford Gold offers precious metals IRAs. Once you decide which valuable metals you wish to include in your account, store them in a secure storage company like Brinks, Delaware Depository, or International Depository Services Group.
The gold IRA company also offers a variety of gold and silver products that can be purchased directly. For example, here are a few of the gold products sold by the company:
Gold Saint Helena Sovereign coin
Gold coin of the Canadian Gyrfalcon
1-ounce bar of gold
Combibar Valcambi
However, metal goods include things like:
Wildlife of Australia silver coin
Krugerrand, made in South Africa
Rounds of 1 1 ounce
Pre-64 coins were being used.
bars of 10 1 oz and 100 oz
Combibar Valcambi
When you buy valuable metals from American Hartford Gold, you will always be able to speak with a representative about your investment and learn what they’re doing. You can dial the number listed on the company’s website anytime to speak to your agent.
If you’d like to know more about buying in gold prior to taking the next step, you can ask the business for a complimentary guide. This guide of 25 pages contains valuable information about the ways that rare metals IRAs can help you take control of your money.
You can also find out about the changes to the market for gold by going to the News and Charts part of the American Hartford Gold website. The area also contains articles that will help you decide on which way to spend your money.
American Hartford Gold is a trusted gold IRA firm that provides the most reliable gold IRA investments.
#3. Lear Capital is a reliable Gold IRA company that will match any price.
Lear Capital is one of the top gold IRA companies. It is located in Los Angeles and has been operating for more than 25 years. Based on gold IRA reviews as well as the company’s AAA rating from the Business Consumer Alliance, and the fact that the Professional Coin Grading Service has declared it an Authorized Dealer We’ve determined that Lear Capital is a valid and reliable gold IRA service.
Let’s say that you decide to invest your gold IRA funds into Lear Capital. In that case, you can get help from a personal expert or pay a fixed fee and guarantee your purchase up to 24 hours and avoid fees if you make a big payment.
The following are Lear Capital’s grades and certifications:
Trustpilot gives us 4.8 stars.
AAA as well as the Business Consumer Alliance gave it 5 stars.
Authorized by the Professional Coin Grading Service (PCGS)
Member of the Precious Metals Association
Member of the Numismatic Guaranty Corporation
Gold IRA companies such as Lear Capital, which have great reviews from customers, focus on smooth experiences, easy access to helpful help desks, and clear prices as well as other aspects. To make sure your money is compliant with IRS standards, you must only work with a certified service.
Lear Capital sells gold, platinum, and silver coins and bars that can be put in an IRA. You can pick from a variety of renowned options like the American Gold Eagle or the Canadian Silver Maple Leaf, or you can go with something more simple like a 10-to 100-ounce bar made of your favorite metal. Prices for precious metals are always changing to reflect changes in the market and allow you to be aware of the price you can expect.
Follow these steps to get started using Lear Capital:
You can create a rare metals IRA account by filling in a simple online application that only takes 10 minutes.
You should hear from the person who is responsible for the IRA within 24 hours of how to complete the tax-free transfer. It can take anywhere from five to seven days for your money to be moved.
You can purchase valuable metals and let Lear Capital ship them to an area that is secure and where they’ll be fully insured.
Set up and store your IRA for free if you spend between $25,000 and $50,000 in a single year, $25,000 to $50,000 for two years, and $75,000 or more for three years.
The most important thing about Lear Capital are:
If you open a brand new gold IRA account over $25,000, you receive free set-up and holding services.
If you make a purchase of more than $10,000 you get your $50 setup fee back.
24 hour promises on purchases
Priced at the flat cost
Assistance from a professional for gold IRA buying
Many choices for silver, gold, and platinum
Excellent reviews from every source
Costs are clearly stated since prices are regularly updated.
#4. Birch Gold Group is an expert in gold IRA rollovers, as well as other precious metals.
Birch Gold Group is one of the most reliable places to buy rare metals, either directly or through an IRA. Since 2003, this company has been in business and a large number of customers have praised the company. things about it.
Birch Gold Group has a grade of A+ from the Better Business Bureau, AAA from the Business Consumer Alliance, and five stars from a variety of other websites. You can be assured that buying rare metals through Birch Gold Group is a secure and dependable process.
Birch Gold Group sells a wide range of gold, silver, palladium and platinum items, among others. You can purchase these metals on their own or use them to deposit money into a precious metals IRA.
This company makes it easy for you to move your retirement savings into an precious metals IRA. With the assistance of a qualified Precious Metals Specialist you can follow the following steps:
Create your account and choose which method you would like to fund it. With Birch Gold Group, you can transfer an IRA or transfer a 401(k) to fund your new self-directed IRA.
Choose the valuable metals that will benefit your account. Your valuable Metals Specialist can help you determine which metals to invest in to reap the greatest tax advantages.
You can purchase your precious metals. Your Specialist will look over your order and let you know that your purchase was successful when they have confirmed it.
Find a storage solution for your items. Your Specialist will show you the various methods to organize your things. Birch Gold Group stores its customers’ funds in a variety of locations including Delaware Depository and Brink’s Global Service.
Find out how you IRA is doing. You can call your Specialist at any time to check your account and make any changes.
Birch Gold Group also lets you buy gold, silver, platinum, and palladium goods straight from them. The company offers a wide variety of coins that are OK with the IRS, such as:
Gold Eagle, American
Silver Eagle, American
Leaf of the Canadian Gold Maple
Guinea Silver Rose Crown
You can also purchase bars and rounds of gold as well as silver.
Here are a few of the platinum products from the company:
Bars and round-shaped bars
United States Platinum Eagle
Australian Silver Florin
Finally, the products made from gold are:
Rounds and bars
Canadian Maple Leaf Made of Palladium
In the end, Birch Gold Group is a great company to work with if you are looking to set up a flexible precious metal IRA.
#5. Augusta Precious Metals is a highly rated Gold IRA company with 5 five-star reviews.
Augusta valuable Metals is a well-known company that sells metals like gold and silver. They provide IRAs and cash-payouts for silver and gold. The company also has a website with a lot of free information regarding the investment in rare metals and setting up a gold or silver IRA.
Augusta Precious Metals has a 4.97 rating from customers and an A+ rating from the Better Business Bureau. The company has also gotten excellent ratings on TrustLink, Google My Business, Facebook, and the Business Consumer Alliance, among other websites.
Follow these steps to create an IRA for precious metals with Augusta Precious Metals:
The self-directed IRA service in Augusta can help you set the new IRA.
You can use money from your savings account to pay for your account.
At Augusta’s Order Desk, you can purchase gold and silver.
Augusta Precious Metals works with Equity Trust, a top self-directed IRA service that helps people set up precious metals IRAs. This IRA company works with individuals in all 50 U.S. states. They’ve been in business for over 30 years and managed more than $25 billion.
After you buy silver and gold for your savings account, Augusta Precious Metals will keep the silver and gold for you. The company keeps its valuable metals inside the Delaware vault which is a secure, private vault.
Augusta Precious Metals is also an option to buy real gold and silver. It’s as simple as transferring money to the Augusta account and select the silver and gold products you want to buy. Augusta will bring them right to your door, and you’ll have to sign for them.
Augusta Precious Metals sells metal and luxury coins made of gold and silver. Bullion products manufactured by the company include things such as:
American Gold Eagle
American Silver Eagle
Canada’s Gold Maple Leaf
A silver coin called “America the Beautiful”
You can also buy 1- to 10-ounce bullion gold bars, 10- to 100-ounce silver bullion bars, and 90 silver bags that contain a minimum of 99.
A few of the company’s top-end silver and gold coins are:
Gold Sovereign of St. Helena in 2022
2021 Soaring Eagle Silver Coin from the Royal Canadian Mint
If you want to add goods to your IRA, you can also take a look at the company’s IRA-eligible coins.
All in all, Augusta Precious Metals is one of the best companies to invest in gold IRAs.
#7. Oxford Gold is a reputable firm that invests in silver and gold.
Oxford Gold Group is a company that assists people in setting up gold IRAs. They offer silver, gold platinum, palladium, and. The company has an excellent evaluation from the Better Business Bureau (A+) and also from websites like Trustpilot, Consumer Affairs, and Google My Business (excellent scores).
Oxford Gold has IRAs for both silver and gold, and they have a variety of tools to help you start these funds. On the Oxford Gold website, you will learn how to move money to a precious metal IRA and how they work and what kinds are available, and why they are a good investment.
The Oxford Gold website, you can purchase bars and coins made of silver, gold, platinum, and palladium. The company sells a wide range of gold and silver coins and other products, such as:
The Silver Maple Leaf is a Canadian coin.
“Rose Crown” coin from Guinea
Silver coin from “America the Beautiful”
Gold Canadian coin featuring a polar bear and a cub
PAMP Silver Bar Suisse
Gold bars of 1 oz. or 10 oz.
It also offers a small number of coins and bars made of palladium and platinum.
Oxford Gold Group tries to be superior to other precious metals companies in its ability to listen to customers and giving them the tools needed to make sound financial decisions. On their website, the business offers a complete learning center to help with the buying process.
This study area includes a number of tools, including:
Guide to investing in precious metals
News and stories about buying gold
FAQs
A listing of terms
When you work for Oxford Gold Group, you’ll also be able direct access to one of the Oxford Gold Group’s Managing Partners. The person will be able to help you answer any questions that you have regarding trading or how to store your gold in your IRA.
We like that Oxford Gold looks at buying valuable metals from a neutral point of view. This allows customers to understand the advantages and disadvantages of these investments and make better choices.
Overall, Oxford Gold Group is one of the top companies that offer gold IRAs.
#7. Free Gold and Silver IRA Guide for New Investors from Noble Gold Investments
Noble Gold is one of the most reputable gold IRA companies because it offers an extensive selection of precious metals that have been allowed by the IRS. It also offers helpful educational materials for buyers and an A+ grade from the Better Business Bureau (BBB). You can create an IRA with Noble Gold if you are interested in gold, silver, platinum, or palladium. After less than 10 years in business Noble Gold’s gold IRA reviews on all sites have earned it five stars.
Opening an IRA account is a good decision, so you must select a precious metals investment firm that places the opinions of its clients and its accreditations for affiliates first. These scores are given for Noble Gold:
Google Reviews gave it 4.9 stars.
ConsumerAffairs has rated it 5 stars.
BBB gives it an A+.
Based on reviews, Yelp gave it 5 stars.
Even though there are only two reviews on Trustpilot, Noble Gold also has a rating of 2.9 stars. Both reviews talked about fees that were hard to locate.
Noble Gold is like other gold investment companies in that you can put bars and coins made of silver, gold platinum, palladium, and platinum into your IRA. There are a lot of different types of valuable metals that the IRS will accept. Some are well-known, such as the Australian Gold Kangaroo Coin, while others are scarce such as the Austrian Silver Philharmonic 1oz Coin. To meet IRS rules, all rare metals IRA purchases are shipped to secure sites in Delaware, Texas, or Canada.
Depending on the amount you purchase, you can expect to pay anything from $80 to $200 per year for storage of your precious metals. The majority of IRAs that have Noble Gold require at least $20,000 to begin.
Follow these steps to start with Noble Gold:
Fill out the form online to get an individualized advice or to create an IRA account for gold. You can speak with an expert from the company about your options during the free sessions.
Contact a Noble Gold expert to start the process of moving your gold IRA over to the new account. If you take money out from a retirement account and put into the gold IRA instead of rolling it over, you could be required to pay tax on it. Consult a tax professional first.
Make sure you fund your precious metals IRA and then purchase the precious metals you’d like to purchase.
Choose the storage that you prefer and allow Noble Gold ship your valuable coins to that safe place.
The most important characteristics of Noble Gold are:
Excellent ways to help customers
There are many kinds of valuable metals to choose from.
Many sources gave it five stars.
Free access to expert advice
There are plenty of training tools that can help investors.
When you’re ready to sell and sell your home, you should have a “no questions asked” buy-back policy.
#8. Patriot Gold Group is the best for quickly setting up a gold IRA account.
Patriot Gold Group is a company based in Los Angeles that has been the top-rated silver and gold dealer in the nation by Consumer Affairs for five years in a row.
Patriot Gold Group is probably best for those who are experienced in investing in precious metals who are knowledgeable about the market and would like to put a big chunk of their assets into an investment in gold IRA, since it gives savings for big investments but doesn’t offer many tools to help novice investors understand. Patriot Gold Group might be the right choice if you’re looking for a simple IRA dealer with options for basic gold and silver, and helpful ways to seek help.
The following grades, accreditations, and titles were awarded to Patriot Gold Group:
770 reviews on ConsumerAffairs gave this product 5 stars.
Google Reviews gives it 5 stars
ConsumerAffairs has chosen us as the number one gold IRA dealer from 2020 to 2023.
Voted the best Gold IRA dealer in America from 2016 to 2020
BBB gave it an A+ grade and an official seal of approval.
Professional Service for Grading Certified Coins
Member of the Numismatic Guaranty Corporation
When it comes to gold IRA reviews, certificates, and awards, you’ll be able to find a better company than Patriot Gold Group. The company prioritizes its customers by offering them friendly assistance lines, straightforward prices, and easy-to-use services that are compliant with IRS regulations.
Patriot Gold Group sells gold and silver coins and bars which can be put into an IRA. The price of gold is updated in real time through the site, so you can easily see the benefits, risks, and costs associated with your purchase. You can select among 10 gold-colored coins from the U.S., the U.K., Canada, and Australia. You can also pick from exclusive silver coins that date fifty years ago.
Patriot Gold Group has a high minimal account size of $50,000 therefore it is recommended to go with buyers who have done this before. First year storage and maintenance costs $250 and every year thereafter costs $200. There may be a need to shell out more for instance, an amount to establish an account.
To start working with Patriot Gold Group, you have to follow these steps:
Fill out the online application form to begin.
Contact a customer service worker to initiate your account restart or to transfer funds.
You can buy valuable metals and decide how you want to keep them.
You can get complimentary delivery to your safe locker.
Investors can obtain these essential items from Patriot Gold Group:
The gold IRA is rated highly by its customers. IRA on all websites
Account fees have been eliminated for purchases of more than $100,000.
Free investment guides for gold within an IRA
Access to helpful customer service
Price fluctuations in real-time
#9. AdvantageGold is an experienced precious metals IRA company that offers a wide choice of gold physical coins as well as bullion.
AdvantageGold is among the top companies for gold IRAs. They claim they are the best gold-producing company in the U.S. because they have been awarded the Best of TrustLink award for seven years in a row. AdvantageGold might be the right choice when you love doing things online and want easy access to high-quality training tools.
It is possible to apply for an account with no need to talk to anyone, and the company gives you access to a large knowledge base that includes videos, tools, and more.
AdvantageGold has been evaluated and certified in the following manner:
The #1 Most Trusted Gold IRA Company by TrustLink over the past seven years
Member of the American Numismatic Association
Member of the Industry Council for Tangible Assets
BBB gives it 4.83 stars, and it is awarded an A+ rating.
More than 700 users have given Google five stars.
More than 1,400 users have rated Trustpilot 5 stars.
Based on AdvantageGold’s reviews, you can expect great customer service, excellent assistance, and clear prices throughout your interactions with the company.
AdvantageGold allows you to put gold, silver, platinum or palladium into your IRA. The Gold American Eagle Coin, the Canadian Palladium Maple Leaf Coin, and the American Silver Eagle Proof Coin are among the most commonly used options.
The annual storage costs for IRA purchases range from $100-$150. Investors also pay a $50 account-setting-up fee and a variety of annual upkeep fees. AdvantageGold has no minimum payments which is a great thing.
To get started using AdvantageGold, you need to do the following:
Fill out the online form, and select the account manager you’d like to choose. You can do this first step on your own with AdvantageGold or contact the customer support team for assistance tailored to your needs.
Accept the policies and rules that the business follows, and then share your financial records. You may be required to present different papers about your IRA or tax obligations.
Choose the way you want to deposit funds into your account. A expert in rolling over money into an gold IRA will assist you in doing this.
You can purchase precious metals and choose a safe storage space for them. In the final step, you have to complete the declaration form.
AdvantageGold is a product with the following characteristics that make it stand out from the crowd:
When you’re ready for selling the property, the buy-back program makes it simple.
A free guide to investing in gold with your IRA.
There are many ways to learn.
There aren’t any minimum investments.
Rollover help is convenient.
TrustLink has ranked us as the most trusted gold IRA company for the past seven years.
Resources with step-by-step instructions for withdrawing cash
Customers on all sites give excellent reviews of gold IRAs.
What exactly is an IRA that is backed by gold?
A gold individual retirement account (IRA) is a self-directed personal retirement account which makes use of silver, gold or other precious metals instead of stocks or bonds.
To protect yourself from the risk of inflation and stock market crashes, it is important to need a diversified collection of investments. Because of this, a lot of people have started placing silver, gold, and other valuable metals into their retirement accounts since they are a fairly safe and reliable investment.
The companies on our list assist people in setting up gold IRAs by helping them transfer existing savings accounts into new self-directed precious metals IRAs. You shouldn’t begin a gold IRA from scratch. Instead, move the money from your retirement savings to a new tab.
The Internal Revenue Service has rules about what kinds of valuable metals can be put into precious metals IRAs. They must be coins or gold and must meet specific “fineness” standards. These accounts are only able to hold coins that are OK with the IRS such as the Canadian Maple Leaf.
The top gold IRA companies make it easy and stress-free to set up and manage the individual retirement accounts. Many businesses put customers in touch with account representatives who can help them through the process.
However, an agent for an account isn’t the same as a financial advisor. If you’re considering adding an gold IRA to your retirement account to diversify it, you should talk to your financial advisor first to see whether it’s a good idea for you.
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