A precious metals IRA, which is also known as a gold-backed IRA, can help protect your savings from market volatility and safeguard you from inflation. Also, valuable metals like silver and gold are different from traditional assets like bonds and stocks which makes them an excellent option to diversify.
We reviewed the top gold IRA firms to determine which precious metal IRA accounts offer the best deal. We evaluated each gold IRA company below, based on a variety of things, such as the quality of the metals they offer as well as the costs they charge, the storage choices they provide and their customer service and even their reputation.
Goldco is among the most trusted and best company generally in the field of gold IRAs.
The best price for new purchasers is American Hartford Gold.
Lear Capital: New sales can receive up to $15,000 worth of bonus coins
Birch Gold Group has a vast array of precious metals.
The best customer service is at Augusta Precious Metals.
Oxford Gold the best plan to purchase back books
Noble Gold Investments is a gold IRA company with a lot of experience.
Patriot Gold Group: Good to buy silver and gold directly
Advantage Gold: The best learning tools
#1. Goldco is the best company overall in the field of gold IRAs.
Goldco is a reputable dealer in rare metals, and also sells items that can help you save more for retirement. Goldco is a leader in the field of rare metals, and has been awarded numerous awards and honours.
The Better Business Bureau gives Goldco an A+ rating, and the Business Consumer Alliance gives it a AAA grade.
Goldco can help you safeguard the assets of a variety of retirement accounts by moving them into the precious metals IRA. If you have an IRA, TSP, 401(k) or 403(b) and a precious metals expert from the company can show you how to transfer the funds in your account to a precious metals IRA.
This business also sells gold and silver directly to its customers. You can put your retirement savings or money from other savings accounts in actual gold and silver.
If you’re looking to establish a precious metals IRA through Goldco, move or rollover your assets from your savings account into the new IRA. Goldco makes it easy and painless for customers to accomplish this by guiding them through the steps:
Make a commitment to are aware of the Goldco rules for opening your IRA.
Make sure you fund your Self-Directed IRA by rolling over money from your current 401(k), 403(b), TSP, or IRA by calling the company that handles your account.
Buy your valuable metals: Choose the precious metals you’d like to add to your investment.
Goldco sells a variety of different kinds of gold and silver coins that include:
American Silver Eagle
American Gold Eagle
The Great Barrier Reef is silver.
Gold Striped Aussie Marlin
The silver guinea shilling of the military
Marlin Gold
Silver and gold bars of different sizes can be bought. They are pure as.9999.
Goldco also offers a program for buying back gold. If you experience a change in your circumstances and require to sell the precious metals that are in your account, Goldco will purchase these back for the highest buy-back price, with a guarantee.
If you’re considering investing in an uncommon metals IRA, Goldco will send you a free kit with information. This kit has written and spoken guide to investing in rare metals.
Overall, we believe Goldco is among the best companies to offer gold IRAs.
One of the best companies to purchase gold, silver, and platinum through an IRA.
A reputable company with clear prices
With the gold IRA move, you can change your current savings account.
The only company Sean Hannity recommends for a gold IRA is
The Better Business Bureau gave it an A+.
More than 2,500 5-star reviews on gold IRAs
#2. The most reputable gold IRA account for 401(k) rollovers is American Hartford Gold.
American Hartford Gold is a excellent gold IRA company that lets you purchase gold and silver. The company is owned by a family and is based in Los Angeles, CA. It has won several awards including the #1 Gold Company award on the Inc. 5000 list for 2021.
American Hartford Gold promotes gold IRAs, but you can also invest in silver if you want through your retirement account. You can purchase gold IRA through American Hartford Gold by taking these steps:
Contact American Hartford Gold to talk with an expert and complete the forms.
You can transfer your existing IRA to an entirely self-directed gold IRA.
Select the silver or gold items you would like to put into your IRA.
Get your precious metals which can be put in an IRA.
Through Equity Trust, a well-known gold IRA broker, American Hartford Gold offers precious metals IRAs. Once you decide which valuable metals you want to add to your account, you are able to keep them with a secure storage service like Brinks, Delaware Depository, or International Depository Services Group.
The gold IRA business also offers a variety of gold and silver products which can be purchased directly. For example, here are some of the company’s gold products:
Gold Saint Helena Sovereign coin
Gold coin from the Canadian Gyrfalcon
1-ounce gold bar
Combibar Valcambi
However, metal products include things like:
Wildlife of Australia silver coin
Krugerrand, made in South Africa
Rounds of 1 one ounce
Pre-64 coins were being used.
bars of 10 oz and 100 oz
Combibar Valcambi
If you purchase precious metals from American Hartford Gold, you will always be able to speak to someone about your investment and learn how they are doing. You can dial the number on the website anytime to speak to an agent.
If you want to learn more about buying gold prior to taking the next step to buy it, you can ask the business for a complimentary guide. This 25-page guide has useful information on how rare metals IRAs can assist you in taking control of your savings.
You can also get information about the latest developments in the market for gold by going to the News and Charts part of the American Hartford Gold website. This area also has articles that will help you decide on what to invest in.
American Hartford Gold is a trusted gold IRA company that offers the most reliable gold IRA investments.
#3. Lear Capital is a reliable Gold IRA company that will match any price.
Lear Capital is one of the top gold IRA companies. It is based in Los Angeles and has been in operation since more than 25 years. Based on gold IRA reviews, Lear Capital’s AAA score from the Business Consumer Alliance, and the fact that the Professional Coin Grading Service has declared it an authorized Dealer We’ve concluded that Lear Capital is a valid and reliable gold IRA service.
Let’s say that you decide to invest your gold IRA funds into Lear Capital. In that case you will be able to get assistance from a specialized expert or pay a fixed fee and guarantee your purchase for 24 hours, and not pay fees when you make a large payment.
Here are Lear Capital’s grades and certifications:
Trustpilot gives us 4.8 stars.
AAA, and the Business Consumer Alliance gave it 5 stars.
Authorized by the Professional Coin Grading Service (PCGS)
Member of the Precious Metals Association
Member of the Numismatic Guaranty Corporation
Gold IRA companies like Lear Capital, which have excellent reviews from their customers, emphasize smooth experiences with easy access to knowledgeable support teams, and clear prices among other things. To ensure that your money meets IRS standards, it is best to only use a reputable service.
Lear Capital sells gold, platinum, and silver bars and coins that can be put in an IRA. You can choose from the most renowned choices like the American Gold Eagle or the Canadian Silver Maple Leaf, or choose something more simple like a 10-to 100-ounce bar of your favorite metal. Prices for precious metals change frequently to reflect changes in the market and make it easier to be aware of what to expect.
Follow these steps to start using Lear Capital:
You can open a rare metals IRA account by filling in a simple online application which takes only 10 minutes.
You should hear back from the person who is responsible for the IRA within 24 hours regarding how to make the tax-free move. The money could take as long as five days to be moved.
You can purchase precious metals and then allow Lear Capital ship them to an appropriate location where they will be fully insured.
Set up and keep your IRA for free if spend at least $25,000 to $50,000 for a year or $25,000-$50,000 for two years, and $75,000 or more for three years.
The most important aspects of Lear Capital are:
When you open a new gold IRA account that is greater than $25,000, you receive free setup and holding services.
When you have invested more than $10,000 you’ll get the $50 setup fee back.
24 hour promises on purchases
Priced at an unbeatable rate
One-on-one assistance from experts on gold IRA buying
There are many options for silver, gold, and platinum
Excellent reviews from every source
Costs are clear since prices are frequently updated.
#4. Birch Gold Group is an expert in gold IRA rollovers and other precious metals.
Birch Gold Group is one of the most reliable places to purchase rare metals in person or through an IRA. Since 2003, this company has been in business and a large number of customers have said good reviews about it.
Birch Gold Group has a grade of A+ from the Better Business Bureau, AAA from the Business Consumer Alliance, and five stars from a variety of other websites. You can be sure that buying rare metals from Birch Gold Group will be a safe and dependable process.
Birch Gold Group sells a large selection of gold, silver, palladium and platinum items in addition to other. You can purchase these metals on their own, or make use of them to deposit money into an precious metals IRA.
The company makes it simple for you to convert the retirement savings you have saved into an precious metals IRA. With the help of a qualified Precious Metals Specialist you can follow these five steps:
Set up your account and choose which method you would like to fund it. With Birch Gold Group, you can transfer an IRA or transfer a 401(k) for funding your self-directed IRA.
Select the most valuable metals that will benefit your account. The valuable Metals Specialist can help you determine which metals to invest in to get the most tax advantages.
You can buy your valuable metals. Your specialist will go over your order and inform you that the purchase was successful after they have completed the transaction.
Choose a way to store your things. Your specialist will guide you through the different options for storing your belongings. Birch Gold Group stores its customers’ assets in a variety of locations including Delaware Depository and Brink’s Global Service.
Find out what you IRA is performing. You can call your Specialist anytime to check your account or make changes.
Birch Gold Group also lets you purchase silver, gold, platinum, and palladium products directly from them. The company sells a wide range of coins that are deemed acceptable with the IRS for example:
Gold Eagle, American
Silver Eagle, American
Leaf of the Canadian Gold Maple
Guinea Silver Rose Crown
You can also purchase bars, rounds and even gold as well as silver.
These are some of the platinum products from the company:
Rounds and bars
United States Platinum Eagle
Australian Silver Florin
The final products made from gold include:
Bars and round-shaped bars
Canadian Maple Leaf Made of Palladium
Overall, Birch Gold Group is a great company to work with if you want to set up a flexible precious metal IRA.
#5. Augusta Precious Metals is a highly evaluated Gold IRA company with 5 stars reviews.
Augusta valuable Metals is a well-known business that sells precious metals like gold and silver. They offer IRAs and cash payments for silver and gold. The business also offers a site that contains many free information on the investment in rare metals as well as setting up a gold or silver IRA.
Augusta Precious Metals has a 4.97 rating from customers and an A+ rating from the Better Business Bureau. The company also received great reviews on TrustLink, Google My Business, Facebook, and the Business Consumer Alliance, among other sites.
Follow these steps to create an IRA for precious metals using Augusta Precious Metals:
The self-directed IRA service in Augusta can help you set the new IRA.
Make use of the money in your savings account to fund your account.
At Augusta’s Order Desk, you can purchase gold and silver.
Augusta Precious Metals works with Equity Trust, a top self-directed IRA service, to help customers set up precious metals IRAs. This IRA company works with people across all 50 U.S. states. They have been in business for more than 30 years and have managed more than $25 billion.
After you buy gold and silver to save money, Augusta Precious Metals will keep the silver and gold for you. The company keeps its valuable metals inside the Delaware vault, which is a safe private vault.
Augusta Precious Metals is also an online store where you can purchase real gold and silver. All you have to do is transfer money to your Augusta account and then select the silver and gold items you want to buy. Augusta will bring them right to your door and you’ll have to sign them.
Augusta Precious Metals sells metal and luxury coins made of silver and gold. Bullion goods manufactured by the firm include items like:
American Gold Eagle
American Silver Eagle
Canada’s Gold Maple Leaf
A silver coin called “America the Beautiful”
You can also purchase 1to 10 ounce gold bullion bars, 10 to 100-ounce silver bullion bars, and 90 silver bags containing 97 percent.
Some of the company’s premium silver and gold coins include:
Gold Sovereign of St. Helena in 2022
2021 Soaring Eagle Silver Coin from the Royal Canadian Mint
If you’re interested in adding goods to your IRA you can take a look at the company’s IRA-eligible coins.
All in all, Augusta Precious Metals is one of the best firms for gold IRAs.
#7. Oxford Gold is a reputable company for investing in gold and silver.
Oxford Gold Group is a company that assists people in setting gold IRAs. They sell silver, gold platinum, palladium, and. The company has a great evaluation from the Better Business Bureau (A+) and also from websites like Trustpilot, Consumer Affairs, and Google My Business (excellent scores).
Oxford Gold has IRAs for both gold and silver and offers a range of tools available to help you get started with these funds. On the Oxford Gold website, you can learn how to move money into an precious metal IRA and how they work and what types are available and the reasons why they are a good investment.
On the Oxford Gold website, you can purchase coins and bars made of silver, gold platinum, palladium, and. The company sells a wide selection of gold and silver coins and other products, like:
The Silver Maple Leaf is a Canadian coin.
“Rose Crown” coin from Guinea
Silver coin from “America the Beautiful”
Gold Canadian coin with an polar bear and cub
PAMP Silver Bar Suisse
Gold bars of 1 oz. or 10 oz.
It also offers a small number of coins and bars made of platinum and palladium.
Oxford Gold Group tries to be superior to other precious metals firms in its ability to listen to clients and providing them with the tools needed to make good financial choices. On their website, the business offers an entire learning center that can help with the buying process.
This study area has several tools that include:
Guide to investing in precious metals
Stories and news about buying gold
FAQs
A listing of terms
When you join the Oxford Gold Group, you’ll also get to interact directly with one of the company’s Managing Partners. The person will be able to assist you with any queries you have regarding how to trade or store your gold in your IRA.
We like the fact that Oxford Gold looks at buying valuable metals from a neutral point of view. This allows customers to understand the advantages and disadvantages of these investments and make better decisions.
In general, Oxford Gold Group is one of the best firms that provide gold IRAs.
#7. Free Gold and Silver IRA Guide for New Investors from Noble Gold Investments
Noble Gold is one of the most reputable gold IRA companies due to its an array of high-quality metals that have been approved by the IRS. It also provides helpful training material for buyers and an A+ grade from the Better Business Bureau (BBB). You can open an IRA with Noble Gold if you are interested in silver, gold platinum, palladium or. After less than 10 years in business, the company’s gold IRA reviews on all sites have won it five stars.
Opening an IRA account is a good option, so it is important to choose a precious metals investment company that puts the reviews of its customers as well as the certifications of its affiliates first. These ratings are provided for Noble Gold:
Google Reviews gave it 4.9 stars.
ConsumerAffairs awarded it five stars.
BBB rates it with an A+.
Based on a few reviews, Yelp gave it 5 stars.
Even though there are only two reviews on Trustpilot, Noble Gold also has a score of 2.9 stars. Both reviews mentioned fees that were hard to find.
Noble Gold is like other gold investment companies in that you are able to put bars and coins composed of silver, gold platinum, palladium, and tin into your IRA. There are a lot of kinds of precious metals that the IRS will accept. Some are famous, like the Australian Gold Kangaroo Coin, while others are rare such as the 1oz Austrian Silver Philharmonic Coin. To meet IRS rules all rare metals IRA purchases are sent to safe sites located in Delaware, Texas, or Canada.
Depending on how much you purchase, you can expect to pay between $80 to $200 a year for storage of your valuable metals. The majority of IRAs that have Noble Gold require at least $20,000 to begin.
Follow these steps to begin using Noble Gold:
Complete the form online to get personalized advice or create an IRA account for gold. You can speak to an expert in-house about your options during the free sessions.
Contact a Noble Gold expert to start the process of moving the gold IRA over to the new account. If you take money out of another retirement account to put into your gold IRA instead of rolling it over, you could have to pay taxes on it. Consult a tax expert first.
Make sure you fund your precious metals IRA and then purchase the precious metals you’d like to purchase.
Choose the storage that you prefer and allow Noble Gold ship your valuable coins to the safe storage location.
The most important things about Noble Gold are:
Excellent ways to help customers
There are many kinds of valuable metals to choose from.
Several sources gave it five stars.
Free access to expert advice
There are a lot of training tools that can help investors.
If you’re ready to sell, a “no questions asked” buy-back policy will be in place.
#8. Patriot Gold Group is the most effective for setting up quickly a gold IRA account.
Patriot Gold Group is a Los Angeles-based company that is rated as the top gold and silver dealer in the country by Consumer Affairs for five years consecutively.
Patriot Gold Group is probably the best choice for experienced precious metals investors who are knowledgeable about the market and would like to invest a significant portion of their assets into an investment in gold IRA, since it gives savings for big investments but lacks the tools needed to help new investors learn. Patriot Gold Group might be the right choice if you’re looking for a simple IRA dealer with options for basic gold and silver, and good ways to get help.
The following grades, accreditations and titles have been granted to Patriot Gold Group:
770 reviews on ConsumerAffairs gave this product 5 stars.
Google Reviews gives it 5 stars
ConsumerAffairs has chosen us as the number one gold IRA dealer from 2020 to 2023.
Voted the best Gold IRA dealer in America from 2016 to 2020
BBB gave it an A+ and an approval seal.
Professional Service for Grading Certified Coins
Member of the Numismatic Guaranty Corporation
When it is about gold IRA reviews, certificates and awards, you’ll be able to find a better company than Patriot Gold Group. The company prioritizes its clients by giving them helpful support lines, transparent pricing, and simple-to-use services that meet IRS regulations.
Patriot Gold Group sells gold and silver coins and bars that can be put in an IRA. The price of gold fluctuates in real time on their website, so you are able to easily evaluate the benefits, risks, and costs of your purchase. You can choose from a variety of gold-colored coins from the U.S., the U.K., Canada, and Australia. You can also select exclusive silver coins that date as far back as fifty years ago.
Patriot Gold Group has a large limit of $50,000 for a minimum account, so it is best for buyers who have done this before. The first year of storage and maintenance costs $250 and every year following that is $200. There may be a need to pay a little more for instance, the cost to open an account.
To start with Patriot Gold Group, you must do the following:
Complete the online application form to get started.
Contact a service representative to initiate your account restart or movement of funds.
You can buy valuable metals and decide how you want to keep them.
You can receive free delivery to the safe locker.
Investors can obtain these essential things from Patriot Gold Group:
The gold IRA is rated highly by its customers. IRA on all websites
The cost of accounts has been waived for purchases of more than $100,000.
Free investment tips for gold in an IRA
Access to helpful customer service
Price fluctuations in real-time
#9. AdvantageGold is a reputable precious metals IRA company that offers a wide selection of physical gold coins as well as bullion.
AdvantageGold is one of the top companies for gold IRAs. They claim they are the top gold company within the U.S. because they have been awarded the Best of TrustLink award for seven years in a row. AdvantageGold could be a good choice If you enjoy doing things online and want easy access to high-quality training tools.
It is possible to apply for an account without talking to a person, and the company gives access to a vast knowledge base with videos, tools, and more.
AdvantageGold has been rated and certified as follows:
#1 Most Trusted Gold IRA Company by TrustLink for the last seven years
Member of the American Numismatic Association
Member of the Industry Council for Tangible Assets
BBB rates the rating 4.83 stars with it is awarded an A+ rating.
More than 700 users have given Google 5 stars.
More than 1,400 customers have rated Trustpilot five stars.
Based on the positive reviews from AdvantageGold you can count on great customer service, great help, and clear prices throughout your interactions with the company.
AdvantageGold lets you deposit gold, silver, platinum, or palladium into your IRA. The Gold American Eagle Coin, the Canadian Palladium Maple Leaf Coin as well as the American Silver Eagle Proof Coin are among the most commonly used options.
The annual storage costs for IRA purchases range from $100 to $150. Investors are also required to pay a $50 account set-up fee and a range of different annual upkeep fees. AdvantageGold does not have a minimum amount to pay which is a great thing.
To get started using AdvantageGold you must complete the following steps:
Fill out the online form and choose the account manager you’d like to choose. You can complete the first step by yourself using AdvantageGold, or you can contact the customer support team for assistance tailored to your needs.
Accept the rules and policies of your company then share your financial records. You may need to show various documents regarding your IRA or taxes.
Choose the way you want to put money in your account. A expert in rolling money into an gold IRA can assist you with this.
You can buy valuable metals and choose a safe location to store them. As the last step, you have to sign the declaration form.
AdvantageGold has the following traits that distinguish it:
When you’re ready for selling, the buy-back scheme makes it simple.
A free guide to investing in gold with your IRA.
There are a variety of options to get involved in learning.
There aren’t any minimum investments.
Rollover help is convenient.
TrustLink has named us the most dependable gold IRA company over the last seven years.
Resources that provide step-by-step instructions on how to withdraw money
Customers on all sites leave glowing feedback on gold IRAs.
What is an IRA that is backed by gold?
Gold individual retirement accounts (IRA) is a self-managed personal retirement account that uses gold, silver, or other valuable metals instead of stocks and bonds.
To guard yourself against inflation and possible stock market crashes, you need a diversified collection of investments. This is why many people have started investing in silver, gold, and other valuable metals into their retirement accounts due to them being a fairly safe and reliable investment.
The companies we have listed help people set in place gold IRAs by helping them transfer existing savings accounts into new self-directed precious metals IRAs. You should not create a new gold IRA from scratch. Instead, you should transfer the money in your retirement savings into an entirely new tab.
The Internal Revenue Service has rules about the types of valuable metals can be placed in precious metals IRAs. The items must be either coins or gold and must meet specific “fineness” standards. These accounts are only able to hold coins that are approved by the IRS like the Canadian Maple Leaf.
The best gold IRA companies make it easy and easy to fund and take care of the individual retirement accounts. Many businesses put customers in touch with account representatives who will assist them throughout the process.
However, an agent for an account is not the same as a financial advisor. If you’re considering adding an gold IRA to your retirement account to diversify it You should speak to your financial advisor first to determine whether it’s a good idea for you.
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