A precious metals IRA that is also called a gold-backed IRA can help protect your investment from the volatility of markets and safeguard your investment from inflation. Additionally, precious metals such as silver and gold are different from standard assets like stocks and bonds which makes them a great option to diversify.
We looked at the top gold IRA firms to determine what precious metal IRA accounts offer the best deal. We looked at each gold IRA company below, based on a variety of things, such as the quality of the metals they offer as well as the costs they impose, the storage options they provide and their customer service and even their reputation.
Goldco is among the most reputable and most reliable company overall when it comes to gold IRAs.
The best deal for first-time purchasers is American Hartford Gold.
Lear Capital: New sales can get up to $15,000 in bonus coins
Birch Gold Group has a wide range of valuable metals.
The best customer service is available at Augusta Precious Metals.
Oxford Gold The best scheme to buy back books
Noble Gold Investments is a gold IRA company with a lot of experience.
Patriot Gold Group: Good for buying gold and silver directly
Advantage Gold: The most effective learning tools
#1. Goldco is the best company in the field of gold IRAs.
Goldco is a trusted dealer in rare metals and sells products that can help you save for retirement. This company is the leader in the business of rare metals and has received many awards and honors.
The Better Business Bureau gives Goldco an A+ rating, while the Business Consumer Alliance gives it an AAA grade.
Goldco can help you safeguard the assets in a variety of retirement accounts by shifting them into a precious metals IRA. If you have an IRA, TSP, 401(k) or 403(b) and a precious metals expert from Goldco can help you understand how to transfer the funds from your account into a precious metals IRA.
This business also sells silver and gold directly to customers. You can put your retirement savings as well as money from other savings accounts in real gold and silver.
If you’re looking to establish a precious metals IRA through Goldco and move or roll over your savings from your current savings account into your new IRA. Goldco makes it easy and painless for customers to do this by guiding them through the steps:
You must sign a contract stating that you understand Goldco’s rules to open your IRA.
Fund your Self-Directed IRA by rolling over money you have in your 401(k), 403(b), TSP, or IRA by contacting the company that manages your account.
Buy your precious metals Select the precious metals you would like to include in your investment.
Goldco sells many different kinds of gold and silver coins, including:
American Silver Eagle
American Gold Eagle
The Great Barrier Reef is silver.
Gold Striped Aussie Marlin
The silver guinea shilling of the military
Marlin Gold
Gold and silver bars of different sizes can also be bought. They’re pure as.9999.
Goldco also has a program to buy back gold. If you experience a change in your circumstances and have to sell the precious metals in your account Goldco will buy them back at the best buy-back price, with a guarantee.
If you’re thinking of investing in an rare metals IRA, Goldco will send you a free kit with information. This kit contains a written spoken, spoken, and a visual guide to investing in rare metals.
Overall, we think Goldco is one of the best companies that offer gold IRAs.
One of the top companies to buy gold, silver, and platinum through an IRA.
reputable business with clear prices
With the gold IRA move, you are able to change your current savings account.
The only firm Sean Hannity recommends for a gold IRA is
The Better Business Bureau gave it an A+.
More than 2,500 5-star reviews on gold IRAs
#2. The most reputable gold IRA account for 401(k) rollovers is American Hartford Gold.
American Hartford Gold is a good gold IRA company that allows you to buy gold and silver. The company is owned by a family and is located in Los Angeles, CA. It has won several awards, including the #1 Gold Company award in the Inc. 5000 list for 2021.
American Hartford Gold promotes gold IRAs however, you can also put in silver if you want through your retirement account. You can purchase gold IRA through American Hartford Gold by taking these steps:
Contact American Hartford Gold to talk to an expert, and fill in the forms.
You can transfer your existing IRA to an entirely self-directed gold IRA.
Select the silver or gold items you want to put into your IRA.
Get your precious metals which can be put in an IRA.
Through Equity Trust, a well-known gold IRA broker, American Hartford Gold offers precious metals IRAs. After you have chosen which valuable metals you want to add to your account, keep them with a safe storage company such as Brinks, Delaware Depository, or International Depository Services Group.
The gold IRA company also offers a variety of gold and silver goods that can be purchased directly. For example, here are a few of the gold products sold by the company:
Gold Saint Helena Sovereign coin
Gold coin of the Canadian Gyrfalcon
1-ounce bar of gold
Combibar Valcambi
However, metal products include:
Wildlife of Australia silver coin
Krugerrand, made in South Africa
Rounds of 1 1 ounce
Pre-64 coins were in use.
bars of 10 oz and 100 oz
Combibar Valcambi
When you buy valuable metals from American Hartford Gold, you can always speak with a representative about your investments and find out how they are doing. You can dial the number listed on the company’s website at any time to talk to an agent.
If you’d like to know more about buying gold before taking the step you can contact the company for a no-cost guide. This 25-page guide has useful information on the ways that rare metals IRAs can assist you in taking control of your savings.
You can also get information about the changes to the market for gold by visiting the News and Charts part of the American Hartford Gold website. The site also has articles that can help you decide what to invest in.
American Hartford Gold is a trusted gold IRA company that provides the highest quality gold IRA investments.
#3. Lear Capital is a reliable Gold IRA company that will match any price.
Lear Capital is one of the best gold IRA companies. It is based in Los Angeles and has been operating for over 25 years. Based on gold IRA reviews and the company’s AAA rating from the Business Consumer Alliance, and the fact that the Professional Coin Grading Service has designated it as an authorized Dealer We’ve determined that Lear Capital is a valid and trustworthy gold IRA service.
Let’s say you decide to put your gold IRA money into Lear Capital. In that case you can seek advice from a personal expert, pay a flat fee and make sure that the purchase is guaranteed up to 24 hours and not pay fees for a large payment.
The following are Lear Capital’s grades as well as certifications:
Trustpilot gives us 4.8 stars.
AAA, and the Business Consumer Alliance gave it 5 stars.
Authorized by the Professional Coin Grading Service (PCGS)
Member of the Precious Metals Association
Member of the Numismatic Guaranty Corporation
Gold IRA companies like Lear Capital, which have positive reviews from customers, emphasize smooth experiences with easy access to knowledgeable assistance teams and transparent prices as well as other aspects. To ensure that your money is in compliance with IRS standards, you must only use a reputable service.
Lear Capital sells gold, platinum, and silver bars and coins that can be placed in an IRA. You can pick from a variety of renowned options like the American Gold Eagle or the Canadian Silver Maple Leaf, or you can go with something more simple like a 10– to 100-ounce bar of your preferred metal. Prices for precious metals change frequently to reflect changes in the market and make it easier to be aware of what to expect.
Follow these steps to get started using Lear Capital:
You can open an rare metals IRA account by filling out an online application that only takes 10 minutes.
You should hear from the person responsible for your IRA within 24 hours regarding how to make the tax-free move. It can take anywhere from five to seven days for your money to be transferred.
You can purchase precious metals and let Lear Capital ship them to a safe place where they will be fully insured.
Set up and store your IRA for free if you invest at least $25,000 to $50,000 for a year and $25,000 to $50,000 for two years, and $75,000 or more for a period of three years.
The most important aspects of Lear Capital are:
When you open a new gold IRA account with a minimum balance of $25,000, you get free set-up and holding services.
When you have invested more than $10,000 you’ll get your $50 setup cost back.
24 hour promises on purchases
Priced at a flat rate
One-on-one help from pros on gold IRA buying
There are many options for gold, silver, and platinum
Excellent reviews from all sources
Costs are clearly stated since prices are frequently updated.
#4. Birch Gold Group is an expert in gold IRA rollovers as well as other precious metals.
Birch Gold Group is one of the best places to purchase rare metals in person or through an IRA. Since 2003, this company has been in business and a large number of customers have praised the company. things about it.
Birch Gold Group has a grade of A+ from the Better Business Bureau, AAA from the Business Consumer Alliance, and 5 stars from other websites. You can be confident that buying rare metals from this company will be a safe and secure process.
Birch Gold Group sells a large selection of silver, gold palladium, and platinum products in addition to other. You can purchase these metals on their own, or make use of them to deposit money into a precious metals IRA.
This company makes it easy for you to move the retirement savings you have saved into a precious metals IRA. With the help of a certified Precious Metals Specialist you can follow these steps:
Set up your account and choose how you want to fund it. Through Birch Gold Group, you can transfer an IRA or transfer a 401(k) to fund your self-directed IRA.
Choose the valuable metals to invest in for your account. Your valuable Metals Specialist can help you determine which metals to invest in to reap the highest tax advantages.
You can purchase your precious metals. Your Specialist will look over your purchase and inform you that the purchase was successful once they have done so.
Choose a way to store your belongings. Your Specialist will show you the various ways to store your items. Birch Gold Group stores its customers’ investments at various locations, such as Delaware Depository and Brink’s Global Service.
Find out what your IRA is performing. You can call your Specialist anytime to check your account and make any changes.
Birch Gold Group also lets you buy gold, silver platinum, palladium, and items directly from them. The company offers a wide variety of gold and silver coins accepted with the IRS like:
Gold Eagle, American
Silver Eagle, American
Leaf of the Canadian Gold Maple
Guinea Silver Rose Crown
You can also buy bars, rounds and even gold as well as silver.
These are some of the company’s platinum products:
Rounds and bars
United States Platinum Eagle
Australian Silver Florin
Lastly, the goods made from gold include:
Bars and round-shaped bars
Canadian Maple Leaf Made of Palladium
Overall, Birch Gold Group is an excellent company to work with if you are looking to create a flexible precious metal IRA.
#5. Augusta Precious Metals is a highly reviewed Gold IRA company with 5 star reviews.
Augusta valuable Metals is a well-known company that sells metals such as silver and gold. They offer IRAs and cash payments for gold and silver. This company also has a website with many free information on investing in rare metals and setting up an silver or gold IRA.
Augusta Precious Metals has a 4.97 rating from customers and an A+ grade from the Better Business Bureau. The company also received great feedback on TrustLink, Google My Business, Facebook, and the Business Consumer Alliance, among other sites.
Follow these steps to create an IRA for precious metals. Augusta Precious Metals:
The self-directed IRA service in Augusta can help you set the new IRA.
You can use money from your savings account to pay for your account.
At Augusta’s Order Desk, you can buy gold or silver.
Augusta Precious Metals works with Equity Trust, a top self-directed IRA service that helps customers to set up precious metals IRAs. This IRA company is a partner for people from all 50 U.S. states. They have been in business for over 30 years and been able to manage more than $25 billion.
After you buy gold and silver to save money, Augusta Precious Metals will keep the silver and gold for you. The company keeps its precious metals inside the Delaware vault which is a secure private vault.
Augusta Precious Metals is also a place where you can buy real gold and silver. You just need to move funds into the Augusta account and choose the silver and gold products you’d like to purchase. Augusta will bring them right to your door, and you’ll have to sign the documents for them.
Augusta Precious Metals sells metal and luxury coins made of gold and silver. Bullion products manufactured by the company include things like:
American Gold Eagle
American Silver Eagle
Canada’s Gold Maple Leaf
A silver coin that is referred to as “America the Beautiful”
You can also purchase 1- to 10-ounce gold bullion bars, 10- up to 100-ounce silver bullion bar and 90 silver bags containing 97 percent.
The company’s top-end silver and gold coins are:
Gold Sovereign of St. Helena in 2022
2021 Soaring Eagle Silver Coin from the Royal Canadian Mint
If you’re interested in adding items to your IRA, you can also look at a list of the company’s IRA-eligible coins.
All in all, Augusta Precious Metals is one of the top companies to invest in gold IRAs.
#7. Oxford Gold is a reputable company to invest in silver and gold.
Oxford Gold Group is a company that assists people in setting gold IRAs. They offer silver, gold, platinum, and palladium. The company has a fantastic evaluation from the Better Business Bureau (A+) and also from websites like Trustpilot, Consumer Affairs, and Google My Business (excellent scores).
Oxford Gold has IRAs for both silver and gold, and they have a variety of tools that can help you start these funds. On the Oxford Gold website, you will learn how to transfer funds to a precious metal IRA and learn how they function, what kinds are offered, and why they are great investments.
The Oxford Gold website, you can purchase coins and bars made of silver, gold, platinum, and palladium. The company sells a vast range of gold and silver coins and other items, such as:
The Silver Maple Leaf is a Canadian coin.
“Rose Crown” coin from Guinea
Silver coin of “America the Beautiful”
Gold Canadian coin with Polar bear and cub
PAMP Silver Bar Suisse
Gold bars of 1 oz. and 10 oz.
The company also sells a small amount of bars and coins made of platinum and palladium.
Oxford Gold Group tries to be different from other companies that deal in precious metals in its ability to listen to customers and giving them the tools they need to make informed financial decisions. On their website, the business provides a complete learning center to aid buyers in the purchasing process.
This study area comes with a number of tools that include:
Guide to investing in precious metals
Stories and news about buying gold
FAQs
A glossary of terms
If you are employed by Oxford Gold Group, you’ll also get direct access to one of the Oxford Gold Group’s Managing Partners. This person can answer any questions you might have regarding trading or how to store your gold in your IRA.
We like that Oxford Gold looks at buying valuable metals from an impartial perspective. This helps customers understand the advantages and disadvantages of these investments and make better choices.
In general, Oxford Gold Group is one of the top companies that offer gold IRAs.
#7. Free Gold and Silver IRA Guide for new investors from Noble Gold Investments
Noble Gold is one of the top gold IRA firms because it provides an extensive selection of precious metals that are regulated by the IRS. It also provides helpful training material for buyers and an A+ grade from the Better Business Bureau (BBB). You can open an IRA with Noble Gold if you are interested in silver, gold platinum, palladium or. After less than 10 years in operation Noble Gold’s gold IRA reviews on all sites have won it five stars.
Opening an IRA account is a big decision, so you must select a gold investment company that puts the reviews of its customers as well as the certifications of its affiliates in the first place. The following scores are available for Noble Gold:
Google Reviews gave it 4.9 stars.
ConsumerAffairs gave it 5 stars.
BBB gives it an A+.
Based on reviews, Yelp gave it 5 stars.
Even though there are only two reviews on Trustpilot, Noble Gold also has a score of 2.9 stars. Both reviews talked about fees that were hard to find.
Noble Gold is like other gold investment companies in that you are able to put coins and bars composed of silver, gold platinum, palladium, and platinum into your IRA. There are many kinds of precious metals that the IRS will accept. Some are renowned, like the Australian Gold Kangaroo Coin, while others are rare such as the Austrian Silver Philharmonic 1oz Coin. To comply with IRS rules the rare metals that are included in IRA purchases are shipped to secure sites that are located in Delaware, Texas, or Canada.
Depending on the amount you buy, you can expect to pay between $80 to $200 a year to keep your precious metals. Most IRAs with Noble Gold require at least $20,000 to begin.
Follow these steps to start using Noble Gold:
Fill out the online form to receive a custom advice or to open an IRA account for gold. You can talk to an in-house expert about your options during the free sessions.
Talk to a Noble Gold expert to start the process of rolling your gold IRA over to the new account. If you take money out of a retirement account to put into the gold IRA instead of rolling it over, you might be required to pay taxes on it. Talk to a tax expert first.
Make sure you fund your precious metals IRA, and then buy the valuable metals you want.
Choose your storage, and then wait for Noble Gold ship your valuable coins to the safe storage location.
The most important aspects of Noble Gold are:
Great ways to assist customers
There are many kinds of precious metals that you can pick from.
A number of sources gave it five stars.
Access to the advice of experts
There are plenty of tools for training that can assist investors.
If you’re ready to sell when you’re ready to sell, consider you should have a “no questions asked” buy-back policy will be in place.
#8. Patriot Gold Group is the most efficient way to set up a gold IRA account.
Patriot Gold Group is a company based in Los Angeles that has been the top-rated silver and gold dealer in the country by Consumer Affairs for five years in a row.
Patriot Gold Group is probably ideal for investors with experience in precious metals who are knowledgeable about the market and wish to invest a significant portion of their assets into an investment in gold IRA which offers savings for big investments but doesn’t offer a lot of tools to help novice investors understand. Patriot Gold Group might be right for you if you’re looking for a simple IRA dealer with options for basic gold and silver, and helpful ways to seek help.
The following grades, accreditations and titles were given to Patriot Gold Group:
707 reviews on ConsumerAffairs gave this product 5 stars.
Google Reviews gives it 5 stars
ConsumerAffairs has chosen us as the best gold IRA dealer from 2020 to 2023.
Voted the best Gold IRA dealer in America from 2016 until 2020
BBB gave it the A+ and an approval seal.
Professional Service for Grading Certified Coins
Member of the Numismatic Guaranty Corporation
When it concerns gold IRA reviews certificates, reviews and awards, you won’t find a better organization than Patriot Gold Group. The company prioritizes its customers by giving them helpful support lines, clear pricing, and simple-to-use services that meet IRS rules.
Patriot Gold Group sells gold and silver bars and coins which can be put into an IRA. The value of gold is updated in real-time on the website, so you can easily assess the benefits, risks, and costs of your purchase. You can pick from a variety of gold coins that are from the U.S., the U.K., Canada, and Australia. You can also pick from exclusive silver coins that date as early as fifty years ago.
Patriot Gold Group has a high limit of $50,000 for a minimum account, therefore it is recommended to go with buyers who have had this experience before. First year storage and upkeep costs $250 and each year following that is $200. There may be a need to pay more, like the cost to open an account.
To begin working with Patriot Gold Group, you have to follow these steps:
Fill out the online account application to get started.
Contact a customer service worker to initiate your account restart or to transfer funds.
You can purchase precious metals and choose how you want to keep them.
You can receive free delivery to the safe locker.
Investors can acquire these crucial items from Patriot Gold Group:
Positive reviews of the gold IRA on all websites
Fees for accounts have been eliminated for purchases over $100,000
Free investment tips for gold in an IRA
Access to customer service that is helpful
Price changes in real-time
#9. AdvantageGold is an experienced precious metals IRA company with a good choice of physical gold coins and bullion.
AdvantageGold is one of the best companies for gold IRAs. They claim to be the best gold-producing company within the U.S. because they have won the Best of TrustLink award for seven years in a row. AdvantageGold could be a good choice If you enjoy doing things online and need easy access to good training tools.
You can apply for an account without talking to a person The company will give you access to a huge knowledge base with tools, videos, and more.
AdvantageGold has been evaluated and certified in the following manner:
The #1 Most Trusted Gold IRA Company by TrustLink over the past seven years
Member of the American Numismatic Association
Member of the Industry Council for Tangible Assets
BBB rates it 4.83 stars, and an A+ grade.
More than 700 users have rated Google 5 stars.
More than 1,400 users have given Trustpilot five stars.
Based on AdvantageGold’s reviews you can count on great customer service, great help, and clear prices in all your interactions with the company.
AdvantageGold lets you put platinum, silver, gold or palladium into your IRA. The Gold American Eagle Coin, the Canadian Palladium Maple Leaf Coin and the American Silver Eagle Proof Coin are some of the most common choices.
Annual storage charges for IRA purchases are between $100-$150. Investors are also required to pay a $50 account-setting-up cost and a range of different annual upkeep fees. AdvantageGold does not have a minimum amount to pay which is a great thing.
To start using AdvantageGold you must follow these steps:
Complete the online form, and select the account manager you’d like to choose. You can complete this initial step on your own with AdvantageGold or call the customer service team for assistance tailored to your needs.
Accept the rules and policies of your company and then share your financial documents. You may be required to present different papers about your IRA or taxes.
Select the method you prefer to put funds into your account. A expert in rolling over money into an gold IRA will help you do this.
You can purchase precious metals and select a secure location to store them. In the final step, you must complete the declaration form.
AdvantageGold has the following traits which make it stand out:
When you’re ready for selling, the buy-back scheme makes it easy.
A free guide to investing in gold through your IRA.
There are many options to get involved in learning.
There are no minimum investment requirements.
Rollover assistance is helpful.
TrustLink has named us the most dependable gold IRA company for the past seven years.
Resources that provide step-by-step instructions for withdrawing funds
Customers on all websites give glowing feedback on gold IRAs.
What exactly is an IRA backed by gold?
Gold individual retirement accounts (IRA) is a self-managed personal retirement account which makes use of gold, silver or other precious metals instead bonds.
To protect yourself from the risk of inflation and market crashes, you need a diversified collection of investments. Because of this, a lot of people are now placing silver, gold, and other valuable metals into their retirement accounts due to them being a fairly safe and reliable investment.
The companies on our list assist people in setting up gold IRAs by helping them roll over or transfer existing savings accounts to new self-directed precious metals IRAs. It is not advisable to create a new gold IRA from scratch. Instead, move the funds in your retirement savings to a new tab.
The Internal Revenue Service has rules about the types of valuable metals can be put into precious metals IRAs. The items must be gold or coins and meet certain “fineness” standards. These accounts can only hold coins that are accepted by the IRS such as the Canadian Maple Leaf.
The best gold IRA companies make it easy and painless to fund and take care of these retirement accounts for individuals. Many companies place customers in touch with account representatives who can assist them in the process.
However, an agent for an account isn’t the same as a financial advisor. If you’re considering adding a gold IRA to your retirement account to make it more diverse, you should talk to your financial advisor first to see whether it is a good idea for you.
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