A precious metals IRA that is also called a gold-backed IRA will help safeguard your money from volatility in the market and protect you against inflation. Also, valuable metals like gold and silver are very different from traditional investments like stocks and bonds and bonds, which makes them a good option to diversify your portfolio.
We looked at the best gold IRA firms to determine which precious metal IRA accounts offer the most beneficial. We analyzed every gold IRA company below, based on a variety of factors, including the quality of the metals they offer and the charges they charge, the storage options they provide, their customer service, and even their reputation.
Goldco is the most reputable and best company generally when it comes to gold IRAs.
The best deal for first-time buyers is American Hartford Gold.
Lear Capital: New sales could receive up to $15,000 worth of bonus coins
Birch Gold Group has a wide range of valuable metals.
The most excellent customer service is offered at Augusta Precious Metals.
Oxford Gold The best scheme to purchase back books
Noble Gold Investments is a gold IRA firm with a lot of experience.
Patriot Gold Group: Good for buying silver and gold directly
Advantage Gold: The best learning tools
#1. Goldco is the best company for gold IRAs.
Goldco is an established dealer of rare metals and sells products that can help you save more for retirement. This company is the leader in the field of rare metals and has won numerous awards and distinctions.
The Better Business Bureau gives Goldco an A+ rating, while the Business Consumer Alliance gives it a AAA grade.
Goldco will assist you to protect the assets of different retirement accounts by shifting them to the precious metals IRA. If you own an IRA, TSP, 401(k), or 403(b) and a precious metals expert at the company can show you how to transfer the money from your account into an precious metals IRA.
The company also sells silver and gold directly to customers. You can also invest your retirement savings or money from other savings accounts into real silver and gold.
If you are looking to open a precious metals IRA through Goldco, move or rollover your savings from your savings account to the new IRA. Goldco makes it simple and painless for customers to do this by walking them through the following steps:
You must sign a contract stating that you are aware of the Goldco rules for opening your IRA.
You can fund your Self-Directed IRA by rolling over money you have in your 401(k), 403(b), TSP, or IRA by calling the company that handles your account.
Purchase your precious metals: Choose the precious metals you want to include in your investment.
Goldco sells a variety of silver and gold coins, including:
American Silver Eagle
American Gold Eagle
The Great Barrier Reef is silver.
Gold Striped Aussie Marlin
The silver guinea shilling of the military
Marlin Gold
Silver and gold bars of different sizes can be purchased. They’re as pure as.9999.
Goldco also has a program to buy back gold. If your situation changes and you need to sell the valuable metals in your account Goldco will purchase them back at the highest buy-back price, guaranteed.
If you’re considering investing in a rare metals IRA, Goldco will send you a free kit that includes information. This kit contains written spoken, spoken, and a visual instructions on investing in rare and precious metals.
We believe that overall Goldco is one of the best companies that offer gold IRAs.
One of the best companies to buy silver, gold, and platinum via an IRA.
A reputable business with transparent prices
With a gold IRA move, you are able to alter your savings account.
The only company Sean Hannity recommends for a gold IRA is
The Better Business Bureau gave it an A+.
Over 2,500 five-star reviews on gold IRAs
#2. The most reputable gold IRA account for 401(k) rollovers is American Hartford Gold.
American Hartford Gold is a good gold IRA company that lets you buy in silver and gold. The company is run by a family, and is headquartered in Los Angeles, CA. It has been awarded numerous awards including the #1 Gold Company award in the Inc. 5000 list for 2021.
American Hartford Gold promotes gold IRAs, but you can also add silver in your retirement account. You can buy a gold IRA through American Hartford Gold by taking these steps:
Call American Hartford Gold to talk with an expert and complete the forms.
You can transfer your old IRA to a new self-directed gold IRA.
Choose the silver or gold items you wish to place in your IRA.
Get your precious metals which can be put into an IRA.
Through Equity Trust, a well-known gold IRA broker, American Hartford Gold offers precious metals IRAs. Once you decide which valuable metals to add to your account, you can keep them in a secure storage service like Brinks, Delaware Depository, or International Depository Services Group.
The gold IRA company also offers a variety of gold and silver goods that can be bought directly. For example, here are a few of the company’s gold products:
Gold Saint Helena Sovereign coin
Gold coin from the Canadian Gyrfalcon
1-ounce bar of gold
Combibar Valcambi
On the other hand, metal products include:
Wildlife of Australia silver coin
Krugerrand, made in South Africa
Rounds of 1 ounce
Pre-64 coins were being used.
bars of 10 1 oz and 100 oz
Combibar Valcambi
When you purchase valuable metals from American Hartford Gold, you can always talk to a person about your investment and learn what they are doing. You can dial the number on the company’s website at any time to talk to an agent.
If you want to learn more about buying in gold prior to taking the next step to buy it, you can ask the firm for a free guide. This 25-page guide has useful information on the ways that rare metals IRAs can help you take control of the savings you have.
You can also get information about changes in the market for gold by going to the News and Charts part of the American Hartford Gold website. This area also has articles that can help you decide what to invest in.
American Hartford Gold is a trusted gold IRA firm that provides the highest quality gold IRA investments.
#3. Lear Capital is a reliable Gold IRA company that will match any price.
Lear Capital is one of the top gold IRA companies. It is based in Los Angeles and has been in operation for more than 25 years. Based on gold IRA reviews as well as the firm’s AAA rating by the Business Consumer Alliance, and the fact that the Professional Coin Grading Service has declared it an authorized Dealer, we’ve decided that Lear Capital is a valid and trustworthy gold IRA service.
Let’s say you decide to put your gold IRA funds into Lear Capital. In this case you can seek advice from a personal expert and pay a flat amount and make sure that the purchase is guaranteed up to 24 hours and avoid fees when you make a large payment.
The following are Lear Capital’s grades as well as certifications:
Trustpilot gives us 4.8 stars.
AAA, as well as the Business Consumer Alliance gave it 5 stars.
Authorized by the Professional Coin Grading Service (PCGS)
Member of the Precious Metals Association
Member of the Numismatic Guaranty Corporation
Gold IRA companies like Lear Capital, which have excellent reviews from their customers, emphasize smooth experiences and easy access to friendly help desks, and transparent prices, among other things. To make sure your money meets IRS standards, it is best to only use a reputable service.
Lear Capital sells gold, silver, and platinum bars and coins which can be put into an IRA. You can pick from a variety of renowned choices like the American Gold Eagle or the Canadian Silver Maple Leaf, or opt for something easier like a 10to 100-ounce bar of your preferred metal. Prices for valuable metals are constantly changing to reflect changes in the market and make it easier to be aware of what you should expect.
Follow these steps to get started by contacting Lear Capital:
You can create an rare metals IRA account by filling out an online form that only takes 10 minutes.
You should hear back from the person in charge of your IRA within 24 hours of how to complete the tax-free move. It can take anywhere from five to seven days for your money to be transferred.
You can purchase valuable metals, and then let Lear Capital ship them to a safe place where they will be fully insured.
Set up and keep your IRA at no cost if you spend between $25,000 and $50,000 in a single year or $25,000-$50,000 for two years, and $75,000 or more for three years.
The most important aspects of Lear Capital are:
When you open a new gold IRA account over $25,000, you will receive free set-up and hold services.
When you invest more than $10,000, you’ll get your $50 setup fee back.
24 hour promises on purchases
Priced at the flat price
Assistance from a professional for gold IRA buying
There are many options for silver, gold and platinum
Excellent reviews from all sources
Costs are obvious since prices are frequently updated.
#4. Birch Gold Group is an expert in gold IRA rollovers, as well as other precious metals.
Birch Gold Group is one of the most reliable places to purchase rare metals, either directly or through an IRA. Since 2003, the firm has been operating, and thousands of customers have shared positive things about it.
Birch Gold Group has a grade of A+ from the Better Business Bureau, AAA from the Business Consumer Alliance, and five stars from a variety of other sites. You can be assured that purchasing rare metals from this company is a secure and reliable process.
Birch Gold Group sells a wide range of silver, gold platinum, and palladium goods, among others. You can buy these metals by themselves or make use of them to deposit money into an precious metals IRA.
The company makes it simple for you to move your retirement savings to an precious metals IRA. With the assistance of a certified Precious Metals Specialist, you can take the following steps:
Create your account and choose how you want to fund it. Birch Gold Group is the best option. Birch Gold Group, you can move an IRA or roll over a 401(k) to fund your new self-directed IRA.
Select the most valuable metals that will benefit your account. Your precious Metals Specialist can help you determine which metals to invest in to gain the most tax benefits.
You can purchase your precious metals. Your Specialist will look over your order and let you know that your purchase went through once they have done so.
Choose a way to store your items. Your Specialist will show you the different methods to organize your things. Birch Gold Group stores its customers’ assets in a variety of locations, such as Delaware Depository and Brink’s Global Service.
Check how you IRA is going. You can call your Specialist at any time to check on your account or make changes.
Birch Gold Group also lets customers purchase silver, gold, platinum, and palladium products directly from them. The company offers a wide variety of currency that is OK with the IRS like:
Gold Eagle, American
Silver Eagle, American
Leaf of the Canadian Gold Maple
Guinea Silver Rose Crown
You can also buy bars, rounds and even gold as well as silver.
These are some of the company’s platinum products:
Bars and round-shaped bars
United States Platinum Eagle
Australian Silver Florin
The final products made from gold are:
Rounds and bars
Canadian Maple Leaf Made of Palladium
Overall, Birch Gold Group is an excellent company to partner with if you’re looking to create a flexible precious metal IRA.
#5. Augusta Precious Metals is a highly reviewed Gold IRA company with 5 five-star reviews.
Augusta valuable Metals is a well-known business that sells precious metals like silver and gold. They offer IRAs and cash-payouts for gold and silver. This firm also runs a website with lots of information for free regarding investing in rare metals as well as setting up a gold or silver IRA.
Augusta Precious Metals has a 4.97 rating from customers and an A+ grade from the Better Business Bureau. The company has also gotten excellent reviews on TrustLink, Google My Business, Facebook, and the Business Consumer Alliance, among other websites.
Follow these steps to create an IRA for precious metals. Augusta Precious Metals:
The self-directed IRA provider in Augusta can help you set the new IRA.
You can use money from your savings account to add funds to your account.
Through Augusta’s order desk you can buy gold or silver.
Augusta Precious Metals works with Equity Trust, a top self-directed IRA service, to help users set up precious metals IRAs. This IRA company works with people from all 50 U.S. states. They have been in business for more than 30 years and have handled more than $25 billion.
After you have purchased silver and gold to fund your savings account, Augusta Precious Metals will keep the gold and silver for you. The company stores its precious metals inside the Delaware vault which is a secure private vault.
Augusta Precious Metals is also an option to buy real gold and silver. You just need to move money into the Augusta account and choose the silver and gold items you’d like to purchase. Augusta will deliver them to your doorstep and you’ll need to sign the documents for them.
Augusta Precious Metals sells metal and luxury coins made of gold and silver. Bullion products manufactured by the company include things such as:
American Gold Eagle
American Silver Eagle
Canada’s Gold Maple Leaf
A silver coin that is referred to as “America the Beautiful”
You can also buy 1to 10-ounce gold bullion bars, 10- to 100-ounce silver bullion bars and 90 silver bags that contain a minimum of 99.
A few of the company’s premium silver and gold coins are:
Gold Sovereign of St. Helena in 2022
2021 Soaring Eagle Silver Coin from the Royal Canadian Mint
If you’re looking to add goods to your IRA, you can also take a look at the company’s IRA-eligible products.
All in all, Augusta Precious Metals is one of the best companies for gold IRAs.
#7. Oxford Gold is a reputable firm that invests in gold and silver.
Oxford Gold Group is a company that assists people in setting up gold IRAs. They sell silver, gold, platinum, and palladium. The company has a fantastic review from the Better Business Bureau (A+) as well as from websites such Trustpilot, Consumer Affairs, and Google My Business (excellent scores).
Oxford Gold has IRAs for both silver and gold, and there are a lot of tools available to help you get started with these funds. On the Oxford Gold website, you can learn how to move money into a precious metal IRA and how they work and what kinds are available and the reasons why they are great investments.
The Oxford Gold website, you can purchase bars and coins made of gold, silver, platinum, and palladium. The company offers a broad selection of gold and silver coins and other items, including:
The Silver Maple Leaf is a Canadian coin.
“Rose Crown” coin from Guinea
Silver coin of “America the Beautiful”
Gold Canadian coin featuring a polar bear and a cub
PAMP Silver Bar Suisse
Gold bars of 1 one ounce. or 10 oz.
The firm also sells a small amount of bars and coins made of platinum and palladium.
Oxford Gold Group tries to be better than other companies that deal in precious metals by listening to clients and giving them the tools they need to make sound financial decisions. On its website, the company has a complete learning center to aid buyers in the purchasing process.
This study area has several tools which include:
Guide to investing in precious metals
Stories and news about buying gold
FAQs
A list of terms
If you are employed by Oxford Gold Group, you’ll also get to interact directly with one of the company’s Managing Partners. This person can assist you with any queries you might have regarding how to trade or keep your gold in your IRA.
We like that Oxford Gold looks at buying precious metals from an impartial point of view. This helps customers understand the advantages and disadvantages of these investment options and make better decisions.
In the end, Oxford Gold Group is one of the top firms that provide gold IRAs.
#7. Free Gold and Silver IRA Guide for New Investors from Noble Gold Investments
Noble Gold is one of the top gold IRA companies due to its an extensive selection of precious metals that have been approved by the IRS. It also offers helpful educational materials for buyers as well as an A+ grade from the Better Business Bureau (BBB). You can create an IRA with Noble Gold if you are interested in gold, silver, platinum, or palladium. After just a few years in business Noble Gold’s gold IRA reviews on all websites have been awarded five stars.
Opening an gold IRA account is a big choice, so you should select a gold investment firm that places the opinions of its clients and its accreditations for affiliates first. The following scores are provided for Noble Gold:
Google Reviews gave it 4.9 stars.
ConsumerAffairs awarded it five stars.
BBB gives it an A+.
Based on some reviews, Yelp gave it 5 stars.
Even though there are only two reviews on Trustpilot, Noble Gold also has a rating of 2.9 stars. Both reviews discussed fees that were hard to find.
Noble Gold is like other gold investment firms in that you can put coins and bars made of silver, gold, platinum, and palladium in your IRA. There are a lot of kinds of precious metals that the IRS will accept. Some are well-known, such as the Australian Gold Kangaroo Coin, while others are rare such as the Austrian Silver Philharmonic 1oz Coin. To meet IRS rules, all rare metals IRA purchases are shipped to secure sites located in Delaware, Texas, or Canada.
Depending on the amount you buy, you can expect to pay anything from $80 to $200 a year to store your valuable metals. Most IRAs with Noble Gold require at least $20,000 in order to begin.
Follow these steps to start with Noble Gold:
Fill out the online form to get a custom advice or to create an IRA account for gold. You can talk to an in-house expert about your options during free sessions.
Talk to a Noble Gold expert to start the process of rolling your existing gold IRA over to the new account. If you take money out of a retirement account to put into the gold IRA instead of rolling it over, you may have to pay taxes on it. Talk to a tax expert first.
Make sure you fund your precious metals IRA and then purchase the precious metals you’d like to purchase.
Choose the storage that you prefer, and then wait for Noble Gold ship your valuable coins to the safe location.
The most important things about Noble Gold are:
Excellent ways to help customers
There are a variety of valuable metals to choose from.
Several sources gave it five stars.
Free access to the advice of experts
There are many training tools that can help investors.
When you’re ready for selling, a “no questions asked” buy-back policy will be in place.
#8. Patriot Gold Group is the most efficient way to set up an gold IRA account.
Patriot Gold Group is a Los Angeles-based company that has been the top-rated gold and silver dealer in the United States by Consumer Affairs for five years consecutively.
Patriot Gold Group is probably best for experienced precious metals investors who are knowledgeable about the market and want to put a big chunk of their money into an investment in gold IRA, since it gives savings for large investments, but doesn’t have many tools to help investors who are new. Patriot Gold Group might be right for you if you’re looking for a basic IRA dealer that offers basic silver and gold and helpful ways to seek help.
The following grades, accreditations and titles have been given to Patriot Gold Group:
The 770 user reviews on ConsumerAffairs gave this product 5 stars.
Google Reviews gives it 5 stars
ConsumerAffairs has selected us as the number one gold IRA dealer from 2020 until 2023.
Voted the top Gold IRA dealer in America from 2016 to 2020.
BBB awarded the BBB an A+ grade and an official seal of approval.
Professional Service for Grading Certified Coins
Member of the Numismatic Guaranty Corporation
When it concerns gold IRA reviews certificates, reviews and awards, you’ll be able to find a better company than Patriot Gold Group. The company puts its customers first by offering them friendly support lines, clear pricing, and simple-to-use services that meet IRS regulations.
Patriot Gold Group sells gold and silver coins and bars which can be put into an IRA. Gold prices changes in real-time on their website, so you can easily assess the benefits, risks, and costs of purchasing. You can pick from 10 gold coins that are from the U.S., the U.K., Canada, and Australia. You can also select exclusive silver coins from as early as fifty years ago.
Patriot Gold Group has a large minimum account size of $50,000, which is why it is best for buyers who have had this experience before. The first year of storage and maintenance costs $250, and each year following that is $200. There may be a need to pay a little more for instance, a fee to set up an account.
To start with Patriot Gold Group, you need to do the following:
Complete the online account application to begin.
Contact a service representative to initiate your account restart or to transfer funds.
You can buy valuable metals and pick the way you’d like to keep them.
You can get free delivery to the safe locker.
Investors can obtain these essential things from Patriot Gold Group:
Gold IRA has received positive reviews IRA on all sites
Fees for accounts have been waived for purchases that exceed $100,000.
Free investment guides for gold in an IRA
Access to customer service that is helpful
Price fluctuations in real-time
#9. AdvantageGold is a reputable precious metals IRA company that offers a wide selection of physical gold coins as well as bullion.
AdvantageGold is one of the top companies for gold IRAs. They claim they are the best gold-producing company in the U.S. because they have been awarded the Best of TrustLink award for seven consecutive years. AdvantageGold might be the right choice If you enjoy doing things online and would like to have easy access to quality training tools.
The application process is simple without speaking to anyone The company will give you access to a large knowledge base with videos, tools, and more.
AdvantageGold has been assessed and certified as follows:
The #1 Most Trusted Gold IRA Company by TrustLink over the past seven years
Member of the American Numismatic Association
Member of the Industry Council for Tangible Assets
BBB gives the rating 4.83 stars and it is awarded an A+ rating.
Over 700 customers have given Google five stars.
More than 1,400 customers have given Trustpilot five stars.
Based on the positive reviews from AdvantageGold you can count on great customer service, great help, and clear prices in all your interactions with the company.
AdvantageGold lets you deposit platinum, gold, silver, or palladium into your IRA. The Gold American Eagle Coin, the Canadian Palladium Maple Leaf Coin as well as the American Silver Eagle Proof Coin are some of the most popular choices.
Annual storage fees for IRA purchases are between $100-$150. Investors also pay a $50 account set-up fee and a variety of annual upkeep charges. AdvantageGold has no minimum payments which is a great thing.
To get started using AdvantageGold, you need to follow these steps:
Complete the form online and choose the account manager you’d like to choose. You can do this first step on your own using AdvantageGold or contact the customer support team for assistance tailored to your needs.
Accept the rules and policies of the company, and then provide your financial records. You may need to show various documents regarding your IRA or taxes.
Choose the way you want to put money into your account. A expert in rolling over money into a gold IRA can assist you with this.
You can purchase valuable metals and select a secure storage space for them. As a final step, you need to sign the declaration form.
AdvantageGold has the following characteristics which make it stand out from the crowd:
When you’re ready for selling the house, the buy-back plan makes it simple.
A free guide on investing in gold through your IRA.
There are many methods to study.
There aren’t any minimum investments.
Rollover help is convenient.
TrustLink has ranked us as the most trusted gold IRA company for the past seven years.
Resources with step-by-step instructions for withdrawing money
Customers on all sites give excellent feedback on gold IRAs.
What is an IRA backed by gold?
An individual retirement account in gold (IRA) is a self-directed personal retirement account which makes use of gold, silver, or other valuable metals instead bonds.
To protect yourself from the risk of inflation and stock market crashes, it is important to need a diversified collection of investments. Because of this, many people are now placing silver, gold and other precious metals in their retirement accounts due to them being an extremely safe and reliable investment.
The companies on our list help people set in place gold IRAs by helping them roll over or transfer existing savings accounts to new self-directed precious metals IRAs. You should not start a gold IRA from scratch. Instead, you should transfer the money in your retirement savings into an entirely new tab.
The Internal Revenue Service has rules about the types of valuable metals can be placed in precious metals IRAs. These items have to be either coins or gold that meet a set of “fineness” standards. These accounts are only able to hold coins that are approved by the IRS, like the Canadian Maple Leaf.
The top gold IRA companies make it easy and easy to set up and manage these retirement accounts for individuals. Many companies put customers in touch with account reps who can help them through the process.
But an agent of an account isn’t the same as a financial advisor. If you are considering adding an gold IRA to your retirement account to diversify it, you should talk to your financial advisor first to determine whether it is a good idea for you.
Precious Metals IRA Previous Post