A precious metals IRA, which is also called a gold-backed IRA, can help protect your savings from market volatility as well as protect your investment from inflation. Also, valuable metals like silver and gold are different from traditional investments like stocks and bonds, which makes them an excellent option to diversify your portfolio.
We reviewed the top gold IRA firms to determine the best precious metal IRA accounts offer the most beneficial. We evaluated each gold IRA company below based on a number of factors, including the valuable metals they offer as well as the costs they charge, the storage options they offer and their customer service and their image.
Goldco is among the most trusted and most reliable company for gold IRAs.
The best price for new purchasers is American Hartford Gold.
Lear Capital: Sales made by the company can get up to $15,000 in bonus coins
Birch Gold Group has a wide range of valuable metals.
The best customer service is available at Augusta Precious Metals.
Oxford Gold The best scheme to buy back books
Noble Gold Investments is a gold IRA company with lots of experience.
Patriot Gold Group: Good for buying gold and silver directly
Advantage Gold: The best learning tools
#1. Goldco is the best company in the field of gold IRAs.
Goldco is an established dealer of rare metals, and also sells items that can help you save more for retirement. Goldco is a leader in the field of rare metals and has won numerous awards and honours.
The Better Business Bureau gives Goldco an A+ rating, while the Business Consumer Alliance gives it a AAA grade.
Goldco can help you safeguard the assets in a variety of retirement accounts by moving them into the precious metals IRA. If you have an IRA, TSP, 401(k), or 403(b), a precious metals expert from Goldco can guide you on how to transfer the funds from your account into a precious metals IRA.
The company also sells silver and gold directly to clients. You can also invest your retirement savings, or other savings accounts in actual gold and silver.
If you are looking to open an precious metals IRA through Goldco move or rollover your assets from your current savings account into your new IRA. Goldco makes it simple and painless for customers to do this by walking them through the steps:
Make a commitment to understand Goldco’s rules to open your IRA.
You can fund your Self-Directed IRA by rolling over money you have in your 401(k), 403(b), TSP, or IRA by contacting the company that manages your account.
Buy your valuable metals: Select the precious metals that you want to include in your investment.
Goldco sells a variety of different kinds of gold and silver coins which include:
American Silver Eagle
American Gold Eagle
The Great Barrier Reef is silver.
Gold Striped Aussie Marlin
The military silver guinea
Marlin Gold
Gold and silver bars of various sizes can also be purchased. They are as pure as.9999.
Goldco also has an option to buy back gold. If you experience a change in your circumstances and need to sell the precious metals in your account, Goldco will purchase these back for the highest price for buy-back, which is guaranteed.
If you’re considering investing in an uncommon metals IRA, Goldco will send you a free kit with information. This kit has written, spoken, and seen instructions on investing in rare and precious metals.
We believe that overall Goldco is among the best companies to provide gold IRAs.
One of the top companies for buying in silver, gold, and platinum via an IRA.
A reputable company with clear prices
With the gold IRA move, you are able to change your current savings account.
The only company Sean Hannity recommends for a gold IRA is
The Better Business Bureau gave it an A+.
Over 2,500 five-star reviews on gold IRAs
#2. The best gold IRA account for 401(k) rollovers is American Hartford Gold.
American Hartford Gold is a good gold IRA company that allows you to purchase gold and silver. The company is run by a family and is headquartered in Los Angeles, CA. It has been awarded numerous awards including the #1 Gold Company award in the Inc. 5000 list for 2021.
American Hartford Gold promotes gold IRAs however, you can also add silver if you want through your retirement account. You can purchase a gold IRA through American Hartford Gold by taking these steps:
Call American Hartford Gold to talk with an expert and fill out the papers.
You can move your old IRA to a new self-directed gold IRA.
Choose the silver or gold items you wish to place in your IRA.
Purchase your precious metals that can be placed in an IRA.
Through Equity Trust, a well-known gold IRA broker, American Hartford Gold offers precious metals IRAs. Once you decide which valuable metals you wish to include in your account, store them in a secure storage company like Brinks, Delaware Depository, or International Depository Services Group.
The gold IRA company also offers a variety of silver and gold goods that can be bought directly. For example, here are a few of the company’s gold products:
Gold Saint Helena Sovereign coin
The gold coin is part of the Canadian Gyrfalcon
1-ounce gold bar
Combibar Valcambi
However metal goods include things like:
Wildlife of Australia silver coin
Krugerrand, made in South Africa
Rounds of 1 one ounce
Pre-64 coins were in use.
bars of 10 1 oz and 100 oz
Combibar Valcambi
If you purchase precious metals from American Hartford Gold, you can always speak to someone about your investments and learn what they are doing. You can call the number on the company’s website at any time to talk to an agent.
If you want to learn more about buying in gold prior to taking the next step to buy it, you can ask the firm for a complimentary guide. This guide of 25 pages contains valuable details on the ways that rare metals IRAs can help you take control of your savings.
You can also get information about the changes to the gold market by going to the News and Charts part of the American Hartford Gold website. The area also contains articles that can help you decide what to invest in.
American Hartford Gold is a reliable gold IRA firm that provides the best gold IRA investments.
#3. Lear Capital is a reliable Gold IRA company that will match any price.
Lear Capital is one of the top gold IRA companies. It is headquartered in Los Angeles and has been in business for more than 25 years. Based on gold IRA reviews and the company’s AAA rating by the Business Consumer Alliance, and the fact that the Professional Coin Grading Service has designated it as an authorized Dealer We’ve concluded that Lear Capital is a valid and trustworthy gold IRA service.
Let’s say that you decide to invest your gold IRA money into Lear Capital. In this scenario you can seek advice from a specialist and pay a flat amount and make sure that the purchase is guaranteed for 24 hours, and not pay fees if you make a big payment.
These are the Lear Capital’s grades and certifications:
Trustpilot gives us 4.8 stars.
AAA, and the Business Consumer Alliance gave it 5 stars.
Authorized by the Professional Coin Grading Service (PCGS)
Member of the Precious Metals Association
Member of the Numismatic Guaranty Corporation
Gold IRA companies like Lear Capital, which have positive reviews from customers, emphasize smooth experiences and easy access to friendly support teams, and clear pricing, among other things. To ensure that your money is compliant with IRS standards, you must only use a reputable service.
Lear Capital sells gold, platinum, and silver bars and coins which can be put into an IRA. You can choose from the most renowned options such as the American Gold Eagle or the Canadian Silver Maple Leaf, or you can go with something simpler like a 10to 100-ounce bar made of your favorite metal. Prices for precious metals are constantly changing to reflect changes in the market and make it easier to be aware of the price you can expect.
Follow these steps to get started using Lear Capital:
You can open an rare metals IRA account by filling out a simple online application which takes only 10 minutes.
You should hear from the person responsible for your IRA within 24 hours about how to complete the tax-free transfer. It can take anywhere from five to seven days for your money to be transferred.
You can buy valuable metals and then allow Lear Capital ship them to an appropriate location that is fully insured.
Set up and keep your IRA at no cost if you invest at least $25,000 to $50,000 for a year, $25,000 to $50,000 for two years and $75,000 or more for three years.
The most important things about Lear Capital are:
If you open a brand new gold IRA account that is greater than $25,000, you receive free set-up and holding services.
If you invest more than $10,000, you get your $50 setup cost back.
24 hour promises on purchases
Priced at a flat price
One-on-one help from pros for gold IRA buying
There are many options for silver, gold, and platinum
Excellent reviews from every source
Costs are obvious because prices are updated often.
#4. Birch Gold Group is an expert in gold IRA rollovers and other precious metals.
Birch Gold Group is one of the most reliable places to buy rare metals either in person or via an IRA. Since 2003, this firm has been operating and a lot of customers have shared positive reviews about it.
Birch Gold Group has a grade of A+ from the Better Business Bureau, AAA from the Business Consumer Alliance, and 5 stars from other websites. You can be sure that purchasing rare metals from Birch Gold Group will be a safe and dependable process.
Birch Gold Group sells a variety of silver, gold palladium and platinum items in addition to other. You can purchase these metals on their own or make use of them to deposit money into an precious metals IRA.
This company makes it easy for you to convert the retirement savings you have saved into a precious metals IRA. With the assistance of a trained Precious Metals Specialist, you can take these five steps:
Set up your account and select how you want to fund it. Birch Gold Group is the best option. Birch Gold Group, you can transfer an IRA or transfer an existing 401(k) to fund your self-directed IRA.
Choose the best metals for your account. The valuable Metals Specialist can help you determine which metals you should invest in to get the greatest tax advantages.
You can buy your valuable metals. Your Specialist will look over your order and inform you that your purchase was successful when they have confirmed it.
Choose a way to store your belongings. Your specialist will guide you through the various options for storing your belongings. Birch Gold Group stores its customers’ investments in a variety of locations like Delaware Depository and Brink’s Global Service.
Check how you IRA is going. Contact your Specialist anytime to review your account or make adjustments.
Birch Gold Group also lets you purchase silver, gold, platinum, and palladium products directly from them. The company offers a broad range of currency that is deemed acceptable with the IRS for example:
Gold Eagle, American
Silver Eagle, American
Leaf of the Canadian Gold Maple
Guinea Silver Rose Crown
You can also purchase bars and rounds of gold and silver.
These are some of the company’s platinum products:
Bars and round-shaped bars
United States Platinum Eagle
Australian Silver Florin
The final products made from gold are:
Bars and round-shaped bars
Canadian Maple Leaf Made of Palladium
Overall, Birch Gold Group is an excellent company to partner with if you want to create a flexible precious metal IRA.
#5. Augusta Precious Metals is a highly reviewed Gold IRA company with 5 stars reviews.
Augusta valuable Metals is a well-known company that sells metals like gold and silver. They provide IRAs and cash payments for silver and gold. This company also has a website that contains many free information about investing in rare metals and setting up an silver or gold IRA.
Augusta Precious Metals has a 4.97 rating from customers and an A+ grade from the Better Business Bureau. The company also received great ratings on TrustLink, Google My Business, Facebook, and the Business Consumer Alliance, among other websites.
Follow these steps to create an IRA for precious metals with Augusta Precious Metals:
The self-directed IRA provider in Augusta can help you set up your new IRA.
Make use of the money in your savings account to pay for your account.
At Augusta’s Order Desk, you can purchase gold or silver.
Augusta Precious Metals works with Equity Trust, a top self-directed IRA service that helps users create precious metals IRAs. This IRA company works with individuals from all fifty U.S. states. They’ve been in business for more than 30 years and have handled more than $25 billion.
After you buy silver and gold to fund your savings account, Augusta Precious Metals will keep the gold and silver for you. The company keeps its valuable metals inside the Delaware vault, which is a safe private vault.
Augusta Precious Metals is also an online store where you can buy real gold and silver. You just need to move money to your Augusta account and select the silver and gold products you’d like to purchase. Augusta will deliver them directly to your doorstep and you’ll have to sign the documents for them.
Augusta Precious Metals sells metal and luxury coins made from silver and gold. Bullion products manufactured by the company comprise things such as:
American Gold Eagle
American Silver Eagle
Canada’s Gold Maple Leaf
A silver coin called “America the Beautiful”
You can also buy 1- to 10-ounce bullion gold bars, 10 up to 100-ounce silver bullion bar, and 90 silver bags that contain a minimum of 99.
The company’s top-end silver and gold coins include:
Gold Sovereign of St. Helena in 2022
2021 Soaring Eagle Silver Coin from the Royal Canadian Mint
If you’re looking to add items to your IRA you can check out the company’s IRA-eligible coins.
Overall, Augusta Precious Metals is one of the best companies for gold IRAs.
#7. Oxford Gold is a reputable company to invest in gold and silver.
Oxford Gold Group is a company that assists people in setting up gold IRAs. They offer silver, gold, platinum, and palladium. The company has a fantastic review from the Better Business Bureau (A+) and from sites like Trustpilot, Consumer Affairs, and Google My Business (excellent scores).
Oxford Gold has IRAs for both gold and silver, and there are a lot of tools available to assist you in establishing these funds. On the Oxford Gold website, you will learn how to move money into an precious metal IRA and learn how they work, what kinds are offered and the reasons they are a good investment.
On the Oxford Gold website, you can buy coins and bars made of silver, gold platinum, palladium, and. The company sells a vast range of popular silver and gold coins and other products, such as:
The Silver Maple Leaf is a Canadian coin.
“Rose Crown” coin from Guinea
Silver coin of “America the Beautiful”
Gold Canadian coin featuring Polar bear and cub
PAMP Silver Bar Suisse
Gold bars of 1 Ounce. or 10 oz.
The firm also sells a small number of coins and bars made of platinum and palladium.
Oxford Gold Group tries to be better than other precious metals companies by listening to clients and giving them the tools needed to make good financial choices. On its website, the company offers a full learning center to aid buyers in the purchasing process.
This study area includes a number of tools which include:
Guide to investing in precious metals
Stories and news about buying gold
FAQs
A listing of terms
If you are employed by Oxford Gold Group, you’ll also have the opportunity to work directly with one of the company’s Managing Partners. This person can assist you with any queries you might have regarding how to trade or keep your gold in your IRA.
We like the fact that Oxford Gold looks at buying precious metals from a neutral point of view. This lets customers learn the advantages and disadvantages of these investment options and make better decisions.
Overall, Oxford Gold Group is one of the best firms that provide gold IRAs.
#7. Free Gold and Silver IRA Guide for New Investors from Noble Gold Investments
Noble Gold is one of the top gold IRA companies because it offers an array of high-quality metals that have been allowed by the IRS. It also has helpful teaching material for buyers and an A+ grade from the Better Business Bureau (BBB). You can create an IRA with Noble Gold if you are interested in gold, silver, platinum, or palladium. After less than 10 years of operation, the company’s gold IRA reviews on all sites have won it five stars.
Opening a gold IRA account is a good decision, so you must select a precious metals investment firm that places the reviews of its clients and its accreditations for affiliates in the first place. These ratings are available for Noble Gold:
Google Reviews gave it 4.9 stars.
ConsumerAffairs has rated it 5 stars.
BBB gives it an A+.
Based on reviews, Yelp gave it 5 stars.
Even though there are just two reviews on Trustpilot, Noble Gold also has a score of 2.9 stars. Both reviews mentioned fees that were hard to locate.
Noble Gold is like other gold investment firms in that you can place bars and coins composed of silver, gold platinum, palladium, and tin into your IRA. There are a lot of different kinds of precious metals that the IRS will accept. Some are renowned, like the Australian Gold Kangaroo Coin, while others are scarce like the 1oz Austrian Silver Philharmonic Coin. To comply with IRS rules all rare metals IRA purchases are shipped to secure sites in Delaware, Texas, or Canada.
Depending on the amount you purchase, you could expect to pay anywhere from $80-$200 per year for storage of your precious metals. The majority of IRAs that have Noble Gold require at least $20,000 to start.
Follow these steps to begin with Noble Gold:
Fill out the online form to get an individualized advice or to open an IRA account for gold. You can talk to an expert in-house about your options during free sessions.
Speak to a Noble Gold expert to start the process of moving the gold IRA over to your new account. If you take money out of another retirement account to transfer to your gold IRA instead of rolling it over, you could be required to pay taxes on it. Talk to a tax expert first.
Make sure you fund your precious metals IRA and then purchase the precious metals you’d like.
Choose the storage that you prefer and allow Noble Gold ship your valuable coins to the safe storage location.
The most important things about Noble Gold are:
Great ways to assist customers
There are a variety of precious metals to pick from.
A number of sources gave it five stars.
Free access to the advice of experts
There are many training tools to help investors.
If you’re ready to sell, you should have a “no questions asked” buy-back policy.
#8. Patriot Gold Group is the most effective for setting up quickly an account for gold IRA account.
Patriot Gold Group is a company based in Los Angeles that has been the top-rated gold and silver dealer in the country by Consumer Affairs for five years consecutively.
Patriot Gold Group is probably the best choice for those who are experienced in investing in precious metals who know the market and want to put a large portion of their assets into a gold IRA which offers savings for large investments but doesn’t have a lot of tools to help new investors learn. Patriot Gold Group might be right for you if you’re looking for a basic IRA dealer that has options for basic gold and silver as well as helpful ways to seek help.
The following grades, accreditations and titles were given to Patriot Gold Group:
The 770 user reviews on ConsumerAffairs gave this product 5 stars.
Google Reviews gives it 5 stars
ConsumerAffairs has chosen us as the number one gold IRA dealer from 2020 until 2023.
Voted the top Gold IRA dealer in America from 2016 to 2020.
BBB awarded the BBB the A+ rating and an official seal of approval.
Professional Service for Grading Certified Coins
Member of the Numismatic Guaranty Corporation
When it concerns gold IRA reviews certificates, reviews and awards, you won’t find a better organization than Patriot Gold Group. The company prioritizes its clients by providing them with helpful support lines, transparent prices, and easy-to-use services that meet IRS regulations.
Patriot Gold Group sells gold and silver bars and coins that can be placed in an IRA. The value of gold fluctuates in real time on their website, so you can easily assess the benefits, risks, and costs of your purchase. You can choose among 10 gold coins that are from the U.S., the U.K., Canada, and Australia. You can also pick from exclusive silver coins from as early as fifty years ago.
Patriot Gold Group has a large minimal account size of $50,000 therefore it is recommended for those who have done this before. The first year of storage and maintenance costs $250 and each year following that is $200. There may be a need to pay more, such as an amount to establish an account.
To start your journey with Patriot Gold Group, you need to do the following:
Fill out the online application form to start.
Contact a service representative to initiate your account restart or to transfer funds.
You can buy valuable metals and pick the way you want to store them.
You can receive no cost delivery to the safe locker.
Investors can acquire these crucial things from Patriot Gold Group:
Gold IRA has received positive reviews IRA on all websites
Fees for accounts have been eliminated for purchases of more than $100,000.
Free investment guides for gold within an IRA
Access to customer service that is helpful
Price fluctuations in real-time
#9. AdvantageGold is an experienced precious metals IRA company with a great variety of gold coins and bullion.
AdvantageGold is one of the top companies for gold IRAs. They claim they are the top gold-producing company in the U.S. because they have won the Best of TrustLink award for seven years in a row. AdvantageGold might be for you If you enjoy doing things online and need easy access to good training tools.
The application process is simple with no need to talk to a person, and the company gives you access to a large knowledge base with videos, tools and more.
AdvantageGold has been evaluated and certified in the following manner:
#1 Most Trusted Gold IRA Company by TrustLink for the past seven years
Member of the American Numismatic Association
Member of the Industry Council for Tangible Assets
BBB gives it 4.83 stars and the A+ rating.
More than 700 users have awarded Google 5 stars.
More than 1,400 customers have given Trustpilot 5 stars.
Based on the positive reviews from AdvantageGold, you can expect great customer service, excellent assistance and transparent prices in all of your contacts with AdvantageGold.
AdvantageGold allows you to put platinum, gold, silver or palladium into your IRA. The Gold American Eagle Coin, the Canadian Palladium Maple Leaf Coin and the American Silver Eagle Proof Coin are among the most common choices.
Annual storage charges for IRA purchases range from $100-$150. Investors are also required to pay a $50 account-setting-up cost and a variety of annual upkeep fees. AdvantageGold does not have a minimum amount to pay which is a great thing.
To start using AdvantageGold To begin using AdvantageGold, you must complete the following steps:
Complete the online form and choose the account manager you would like to work with. You can complete the first step on your own using AdvantageGold, or you can contact the customer service team for personalized help.
Accept the rules and policies of your company then share your financial records. You may need to show various documents regarding your IRA or taxes.
Choose the way you want to put funds into your account. An expert in rolling over money into an gold IRA will help you do this.
You can buy valuable metals and choose a safe place to store them. In the final step, you need to sign the declaration form.
AdvantageGold has the following traits that make it stand out from the crowd:
When you’re ready to sell, the buy-back scheme makes it simple.
A free guide on investing in gold through your IRA.
There are a variety of options to get involved in learning.
There are no minimum investment requirements.
Rollover assistance is helpful.
TrustLink has named us the most trusted gold IRA company over the last seven years.
Resources that provide step-by-step instructions for withdrawing funds
Customers on all sites give excellent reviews of gold IRAs.
What is an IRA backed by gold?
Gold individual retirement accounts (IRA) is a self-directed personal retirement account which makes use of silver, gold, or other valuable metals instead of stocks or bonds.
To guard yourself against the risk of inflation and market crashes, you should have a diverse portfolio of investments. Because of this, many people are now investing in silver, gold, and other valuable metals into their retirement accounts because they are relatively safe and dependable investment.
The companies on our list assist people in setting the gold IRAs by helping them roll over or move existing savings accounts to new self-directed precious metals IRAs. You should not start a gold IRA from scratch. Instead, transfer the money in your retirement savings to a new tab.
The Internal Revenue Service has rules about the types of valuable metals can be placed in precious metals IRAs. These items have to be coins or gold and must meet specific “fineness” standards. These accounts can only hold coins that are approved by the IRS, like the Canadian Maple Leaf.
The top gold IRA firms make it easy and painless to manage and fund these retirement accounts for individuals. Many companies put customers in touch with account representatives who can help them through the process.
But an agent of an account is not the same as a financial advisor. If you’re considering adding a gold IRA to your retirement account to make it more diverse you should consult your financial adviser first to determine if it makes sense for you.
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