A precious metals IRA or, more commonly called a gold-backed IRA, can help protect your savings from market volatility and safeguard you against inflation. Also, valuable metals like silver and gold are different from traditional assets like bonds and stocks, which makes them an excellent way to diversify.
We reviewed the top gold IRA companies to see the best precious metal IRA accounts offer the most beneficial. We analyzed each gold IRA company below based on a number of things, such as the quality of the metals they offer, the fees they impose, their storage choices they offer and their customer service and even their reputation.
Goldco is the most reputable and best company generally in the field of gold IRAs.
The best deal for first-time buyers is American Hartford Gold.
Lear Capital: New sales could be eligible for up to $15,000 in bonus coins
Birch Gold Group has a vast array of precious metals.
The most excellent customer service is offered at Augusta Precious Metals.
Oxford Gold the best plan to purchase back books
Noble Gold Investments is a gold IRA company with lots of experience.
Patriot Gold Group: Good for buying silver and gold directly
Advantage Gold: The most effective learning tools
#1. Goldco is the best company overall in the field of gold IRAs.
Goldco is a reputable dealer in rare metals, and also sells items that will help you save more for retirement. This company is the leader in the field of rare metals and has won many awards and honors.
The Better Business Bureau gives Goldco an A+ rating, while the Business Consumer Alliance gives it an AAA grade.
Goldco can help you safeguard the assets of a variety of retirement accounts by shifting them into the precious metals IRA. If you have an IRA, TSP, 401(k) or 403(b) and a precious metals expert at the company can show you how to transfer the money from your account into a precious metals IRA.
The company also sells silver and gold directly to clients. You can also invest your retirement savings or money from other savings accounts in actual silver and gold.
If you want to start an precious metals IRA through Goldco, move or rollover your savings from your savings account into the new IRA. Goldco makes it simple and easy for customers to complete this process by walking them through the steps:
You must sign a contract stating that you are aware of the Goldco rules for opening your IRA.
You can fund your Self-Directed IRA by rolling over funds from your existing 401(k), 403(b), TSP, or IRA by contacting the company who handles your account.
Buy your precious metals Select the precious metals that you’d like to add to your investment.
Goldco sells many different kinds of gold and silver coins that include:
American Silver Eagle
American Gold Eagle
The Great Barrier Reef is silver.
Gold Striped Aussie Marlin
The silver guinea shilling of the military
Bars of silver and gold in various sizes can also be bought. These bars are pure as.9999.
Goldco also has an option to buy back gold. In the event that your situation alters and you require to sell the valuable metals in your account, Goldco will purchase them back at the highest buy-back price, guaranteed.
If you’re still thinking about investing in a rare metals IRA, Goldco will send you a free kit that includes details. This kit has a written, spoken, and seen guide to investing in rare metals.
Overall, we believe Goldco is one of the best companies that offer gold IRAs.
One of the top companies to purchase gold, silver, and platinum through an IRA.
A reputable company with clear prices
With the gold IRA move, you can change your current savings account.
The only company Sean Hannity recommends for a gold IRA is
The Better Business Bureau gave it an A+.
More than 2,500 5-star reviews of gold IRAs
#2. The most reputable gold IRA account for 401(k) rollovers is American Hartford Gold.
American Hartford Gold is a excellent gold IRA company that allows you to buy in silver and gold. The company is run by a family and is headquartered in Los Angeles, CA. It has been awarded numerous awards including the top Gold Company award in the Inc. 5000 list for 2021.
American Hartford Gold promotes gold IRAs however, you can also add silver through your retirement account. You can purchase an IRA with gold IRA through American Hartford Gold by taking these steps:
Call American Hartford Gold to talk to an expert and fill in the forms.
You can transfer your existing IRA to a new self-directed gold IRA.
Select the silver or gold items you would like to put into your IRA.
Get your precious metals which can be put in an IRA.
Through Equity Trust, a well-known gold IRA broker, American Hartford Gold offers precious metals IRAs. After you have chosen which valuable metals you wish to include in your account, keep them with a safe storage service like Brinks, Delaware Depository, or International Depository Services Group.
This gold IRA company also sells a broad range of silver and gold goods which can be purchased directly. For example, here are some of the gold products sold by the company:
Gold Saint Helena Sovereign coin
Gold coin of the Canadian Gyrfalcon
1-ounce bar of gold
In contrast, metal goods include things like:
Wildlife of Australia silver coin
Krugerrand, made in South Africa
Rounds of 1 1 ounce
Pre-64 coins were used.
bars of 10 Oz and 100 oz
When you purchase valuable metals from American Hartford Gold, you will always be able to talk to a person about your investment and learn how they are doing. You can call the number listed on the company’s website at any time to talk to your representative.
If you’d like to know more about buying in gold prior to making the move, you can ask the business for a free guide. This 25-page guide has useful information about how rare metals IRAs can help you take charge of the savings you have.
You can also find out about changes in the gold market by going to the News and Charts part of the American Hartford Gold website. The site also has articles that can help you determine how to spend.
American Hartford Gold is a reliable gold IRA company that provides the most reliable gold IRA investments.
#3. Lear Capital is a reliable Gold IRA company that will match any price.
Lear Capital is one of the most reputable gold IRA companies. It is based in Los Angeles and has been in business since more than 25 years. Based on gold IRA reviews and Lear Capital’s AAA rating by the Business Consumer Alliance, and the fact that the Professional Coin Grading Service has named it an Authorized Dealer We’ve concluded that Lear Capital is a valid and reliable gold IRA service.
Let’s say that you decide to put your gold IRA money into Lear Capital. In this case you will be able to get assistance from a specialist or pay a fixed fee and make sure that the purchase is guaranteed for 24 hours, and avoid charges if you make a big payment.
These are the Lear Capital’s grade and certifications:
Trustpilot gives us 4.8 stars.
AAA as well as the Business Consumer Alliance gave it 5 stars.
Authorized by the Professional Coin Grading Service (PCGS)
Member of the Precious Metals Association
Member of the Numismatic Guaranty Corporation
Gold IRA companies like Lear Capital, which have excellent reviews from their customers, emphasize smooth experiences and easy access to friendly assistance teams and clear pricing as well as other aspects. To make sure your money meets IRS standards, you should only deal with a qualified service.
Lear Capital sells gold, silver, and platinum bars and coins that can be put in an IRA. You can choose from the most renowned choices like the American Gold Eagle or the Canadian Silver Maple Leaf, or you can go with something more simple like a 10- 100-ounce bar of your favorite metal. Prices for valuable metals are constantly changing to reflect market changes and allow you to know what to expect.
Follow these steps to begin by contacting Lear Capital:
You can create an rare metals IRA account by filling out a simple online application which takes only 10 minutes.
You should hear from the person who is responsible for the IRA within 24 hours regarding how to make the tax-free move. It can take anywhere from five to seven days for your money to be transferred.
You can purchase precious metals, and then let Lear Capital ship them to an area that is secure and where they will be fully insured.
Set up and keep your IRA for free if spend at least $25,000 to $50,000 for one year, $25,000 to $50,000 for two years and $75,000 or more for a period of three years.
The most important thing about Lear Capital are:
If you open a brand new gold IRA account that is greater than $25,000, you get free set-up and hold services.
If you make a purchase of more than $10,000 you get the $50 setup fee back.
24 hour promises on purchases
Priced at an unbeatable rate
One-on-one assistance from experts on gold IRA buying
There are many options for silver, gold and platinum
Excellent reviews from all sources
Costs are clear since prices are regularly updated.
#4. Birch Gold Group is an expert in gold IRA rollovers and other precious metals.
Birch Gold Group is one of the best places to purchase rare metals in person or through an IRA. Since 2003, the company has been in business, and thousands of customers have praised the company. things about it.
Birch Gold Group has a grade of A+ from the Better Business Bureau, AAA from the Business Consumer Alliance, and five stars from a variety of other websites. You can be sure that buying in rare metals from Birch Gold Group is a secure and secure process.
Birch Gold Group sells a large selection of gold, silver, palladium and platinum items, among others. You can buy these metals on their own, or use them to deposit money into an precious metals IRA.
This company makes it simple for you to move your retirement savings to an precious metals IRA. With the help of a trained Precious Metals Specialist, you can take these steps:
Create your account and choose which method you would like to fund it. Through Birch Gold Group, you can move an IRA or transfer a 401(k) to fund your new self-directed IRA.
Choose the valuable metals for your account. Your valuable Metals Specialist can help you determine which metals you should invest in to gain the most tax advantages.
You can buy your valuable metals. Your Specialist will look over your purchase and inform you that your purchase was successful after they have completed the transaction.
Find a storage solution for your belongings. Your Specialist will show you the various ways to store your things. Birch Gold Group stores its customers’ funds at various locations including Delaware Depository and Brink’s Global Service.
Find out what you IRA is doing. You can contact your Specialist at any time to check your account and make any changes.
Birch Gold Group also lets customers purchase silver, gold, platinum, and palladium goods straight from the company. The company offers a broad selection of currency that is OK with the IRS, such as:
Gold Eagle, American
Silver Eagle, American
Leaf of the Canadian Gold Maple
Guinea Silver Rose Crown
You can also buy round and bars of gold as well as silver.
These are some of the company’s platinum products:
Rounds and bars
United States Platinum Eagle
Australian Silver Florin
The final products made from gold are:
Bars and round-shaped bars
Canadian Maple Leaf Made of Palladium
In the end, Birch Gold Group is a great company to work with if you want to set up a flexible precious metal IRA.
#5. Augusta Precious Metals is a highly reviewed Gold IRA company with 5 star reviews.
Augusta valuable Metals is a well-known company that sells metals such as silver and gold. They provide IRAs and cash-payouts for silver and gold. This firm also runs a website that contains a lot of free information on the investment in rare metals and establishing an silver or gold IRA.
Augusta Precious Metals has a 4.97 rating from customers and an A+ grade from the Better Business Bureau. The company also has received excellent reviews on TrustLink, Google My Business, Facebook, and the Business Consumer Alliance, among other sites.
Follow these steps to create an IRA for precious metals using Augusta Precious Metals:
The self-directed IRA provider in Augusta can assist you in setting up your new IRA.
Use money from your savings account to pay for your account.
Through Augusta’s order desk, you can buy gold or silver.
Augusta Precious Metals works with Equity Trust, a top self-directed IRA service, to help people create precious metals IRAs. This IRA company works with individuals in all fifty U.S. states. They’ve been operating since more than 30 years, and been able to manage more than $25 billion.
After you buy silver and gold for your savings account, Augusta Precious Metals will keep the gold and silver for you. The company keeps its precious metals in the Delaware vault which is a secure, private vault.
Augusta Precious Metals is also an online store where you can purchase real gold and silver. It’s as simple as transferring money to the Augusta account and choose the silver and gold items you want to buy. Augusta will deliver them to your doorstep, and you’ll have to sign the documents for them.
Augusta Precious Metals sells metal and luxury coins made of silver and gold. Bullion products manufactured by the company comprise things like:
American Gold Eagle
American Silver Eagle
Canada’s Gold Maple Leaf
A silver coin dubbed “America the Beautiful”
You can also buy 1to 10 ounce gold bullion bars, 10 up to 100-ounce silver bullion bar and 90 silver bags containing 97 percent.
Some of the company’s premium silver and gold coins are:
Gold Sovereign of St. Helena in 2022
2021 Soaring Eagle Silver Coin from the Royal Canadian Mint
If you’re interested in adding items to your IRA, you can also look at a list of the company’s IRA-qualified coins.
Overall, Augusta Precious Metals is one of the best firms for gold IRAs.
#7. Oxford Gold is a reputable firm that invests in gold and silver.
Oxford Gold Group is a company that helps people set up gold IRAs. They sell gold, silver, platinum, and palladium. The company has a fantastic review from the Better Business Bureau (A+) as well as from websites such Trustpilot, Consumer Affairs, and Google My Business (excellent scores).
Oxford Gold has IRAs for both gold and silver and they have a variety of tools that can assist you in establishing these funds. On the Oxford Gold website, you can learn how to move money into a precious metal IRA, how they work and what types are available and the reasons they are great investments.
The Oxford Gold website, you can purchase coins and bars made of silver, gold platinum, palladium, and. The company offers a broad selection of popular silver and gold coins and other products, like:
The Silver Maple Leaf is a Canadian coin.
“Rose Crown” coin from Guinea
Silver coin of “America the Beautiful”
Gold Canadian coin featuring an polar bear and cub
PAMP Silver Bar Suisse
Gold bars of 1 oz. or 10 oz.
It also offers a limited amount of bars and coins made of palladium and platinum.
Oxford Gold Group tries to be better than other companies that deal in precious metals by listening to clients and giving them the tools they require to make good financial choices. On its website, the company has a complete learning center to assist buyers.
This study area comes with several tools which include:
Guide to investing in precious metals
News and stories about buying in gold
A listing of terms
When you work for Oxford Gold Group, you’ll also get direct access to one of the company’s Managing Partners. The person you talk to will be able to assist you with any queries you may have regarding how to trade or store your gold in your IRA.
We like that Oxford Gold looks at buying precious metals from an impartial perspective. This lets customers learn the pros and cons of these investments and make better choices.
In general, Oxford Gold Group is one of the top companies that offer gold IRAs.
#7. Free Gold and Silver IRA Guide for Investors who are New to the Market from Noble Gold Investments
Noble Gold is one of the top gold IRA firms because it provides an extensive selection of precious metals that have been approved by the IRS. It also offers helpful educational material for buyers and an A+ grade from the Better Business Bureau (BBB). You can open an IRA with Noble Gold if you are interested in gold, silver, platinum, or palladium. After just a few years in business Noble Gold’s gold IRA reviews on all sites have won it five stars.
Opening an gold IRA account is a big decision, so you must choose a precious metals investment firm that values the reviews of its customers as well as the certifications of its affiliates in the first place. The following scores are given for Noble Gold:
Google Reviews gave it 4.9 stars.
ConsumerAffairs has rated it 5 stars.
BBB rates it with an A+.
Based on a few reviews, Yelp gave it 5 stars.
Although there are only two reviews on Trustpilot, Noble Gold also has a grade of 2.9 stars. Both reviews mentioned fees that were difficult to find.
Noble Gold is like other gold investment companies in that you can place bars and coins composed of silver, gold, platinum, and palladium into your IRA. There are many kinds of precious metals that the IRS will accept. Some are renowned, like the Australian Gold Kangaroo Coin, while others are scarce like the 1oz Austrian Silver Philharmonic Coin. To conform to IRS rules, all rare metals IRA purchases are sent to secure locations located in Delaware, Texas, or Canada.
Depending on how much you buy, you can expect to pay anything from $80-$200 per year to store your real precious metals. The majority of IRAs that have Noble Gold require at least $20,000 to begin.
Follow these steps to begin using Noble Gold:
Complete the online form to receive an individualized advice or to open an IRA account for gold. You can speak with an expert in-house about your options during the free sessions.
Talk to a Noble Gold expert to start the process of rolling the gold IRA over to the new account. If you withdraw money of a retirement account to put into the gold IRA instead of rolling it over, you may be required to pay taxes on it. Consult a tax expert first.
Fund your precious metals IRA and then purchase the valuable metals you want.
Choose the storage that you prefer, and then wait for Noble Gold ship your valuable coins to the safe storage location.
The most important things about Noble Gold are:
Great ways to assist customers
There are a variety of precious metals that you can pick from.
A number of sources have rated it five stars.
Free access to the advice of experts
There are plenty of training tools that can help investors.
When you’re ready for selling and sell your home, you should have make sure you have a “no questions asked” buy-back policy will be in place.
#8. Patriot Gold Group is the best for quickly setting up an account for gold IRA account.
Patriot Gold Group is a Los Angeles-based company that is rated as the top gold and silver dealer in the nation by Consumer Affairs for five years consecutively.
Patriot Gold Group is probably best for those who are experienced in investing in precious metals who know the market and want to invest a significant portion of their assets into an investment in gold IRA, since it gives savings for large investments but lacks many tools to help investors who are new. Patriot Gold Group might be suitable for you if seeking a basic IRA dealer with options for basic gold and silver as well as the best ways to get assistance.
The following grades, accreditations, and titles were given to Patriot Gold Group:
The 770 user reviews on ConsumerAffairs gave this product 5 stars.
Google Reviews gives it 5 stars
ConsumerAffairs has chosen us as the best gold IRA dealer from 2020 until 2023.
Voted the top Gold IRA dealer in America from 2016 to 2020.
BBB awarded the BBB an A+ grade and a seal of approval.
Professional Service for Grading Certified Coins
Member of the Numismatic Guaranty Corporation
When it is about gold IRA reviews certificates, reviews and awards, you won’t find a better organization than Patriot Gold Group. The company prioritizes its clients by giving them helpful assistance lines, straightforward prices, and simple to use services that are compliant with IRS regulations.
Patriot Gold Group sells gold and silver bars and coins that can be placed in an IRA. Gold prices is updated in real-time through the site, which means you can easily see the benefits, risks, and costs of purchasing. You can choose from a variety of gold-colored coins from the U.S., the U.K., Canada, and Australia. You can also pick from exclusive silver coins from fifty years ago.
Patriot Gold Group has a high minimal account size of $50,000 therefore it is recommended to go with buyers who have previously had this service. The first year of storage and upkeep costs $250 and each year following that is $200. You may have to pay a little more such as an amount to establish an account.
To begin with Patriot Gold Group, you have to follow these steps:
Fill out the online application form to get started.
Contact a customer service worker to get your account started or movement of funds.
You can purchase precious metals and decide how you want to keep them.
You can get complimentary delivery to your safe locker.
Investors can get these important items from Patriot Gold Group:
Gold IRA has received positive reviews IRA on all websites
Account fees have been eliminated for purchases that exceed $100,000.
Free investment guides for gold in an IRA
Access to customer service that is helpful
Price fluctuations in real-time
#9. AdvantageGold is a reputable precious metals IRA company with a great selection of physical gold coins and bullion.
AdvantageGold is among the best companies for gold IRAs. They say they are the top gold firm within the U.S. because they have won the Best of TrustLink award for seven years in a row. AdvantageGold might be the right choice If you enjoy doing things online and want easy access to high-quality training tools.
The application process is simple with no need to talk to anyone The company will give access to a vast knowledge base, including videos, tools and more.
AdvantageGold has been rated and certified as follows:
#1 Most Trusted Gold IRA Company by TrustLink over the past seven years
Member of the American Numismatic Association
Member of the Industry Council for Tangible Assets
BBB gives the rating 4.83 stars, and the A+ rating.
More than 700 users have awarded Google 5 stars.
More than 1,400 people have given Trustpilot 5 stars.
Based on AdvantageGold’s reviews You can expect excellent customer service, great help and clear pricing in all of your contacts with the company.
AdvantageGold lets you put gold, silver, platinum or palladium into your IRA. The Gold American Eagle Coin, the Canadian Palladium Maple Leaf Coin as well as the American Silver Eagle Proof Coin are some of the most commonly used options.
The annual storage costs for IRA purchases range from $100 to $150. Investors are also required to pay a $50 account set-up fee and a range of different annual upkeep charges. AdvantageGold has no minimum payments, which is a good thing.
To get started using AdvantageGold you must do the following:
Fill out the online form and select the account manager you’d like to choose. You can complete the first step by yourself using AdvantageGold, or you can contact the customer support team for assistance tailored to your needs.
Accept the rules and guidelines of the company, then share your financial records. You may be required to present various documents regarding your IRA or tax obligations.
Choose the method you wish to transfer funds into your account. A professional who has experience in rolling money over into a gold IRA will help you do this.
You can purchase precious metals and select a secure place to store them. As the last step, you must complete the declaration form.
AdvantageGold has the following characteristics that make it stand out from the crowd:
When you’re ready to sell the property, the buy-back program makes it simple.
A free guide to investing in gold with your IRA.
There are many methods to study.
There are no minimum investments.
Rollover assistance is helpful.
TrustLink has named us the most trusted gold IRA company for the past seven years.
Step-by-step directions on how to withdraw money
Customers on all websites give great review of gold IRAs.
What is an IRA that is backed by gold?
A gold individual retirement account (IRA) is a self-directed personal retirement account that uses gold, silver or other precious metals instead bonds.
To guard yourself against the risk of inflation and market crashes, you need a diversified collection of investments. Because of this, a lot of people have started placing silver, gold and other precious metals in their retirement accounts due to them being a fairly safe and reliable investment.
The companies on our list assist people in setting the gold IRAs by helping them roll over or transfer existing savings accounts to new self-directed precious metals IRAs. You shouldn’t start a gold IRA from scratch. Instead, you should move the money in your retirement savings to a new tab.
The Internal Revenue Service has rules about what kinds of valuable metals can be put into precious metals IRAs. They must be gold or coins that meet a set of “fineness” standards. These accounts can only hold coins that are accepted by the IRS such as the Canadian Maple Leaf.
The top gold IRA firms make it easy and easy to set up and manage these retirement accounts for individuals. Many companies put customers in touch with account representatives who can help them through the process.
However, an agent for an account isn’t the same as a financial advisor. If you’re considering adding gold IRA to your retirement account to diversify it You should speak to your financial advisor to determine whether it is a good idea for you.