A precious metals IRA or, more commonly called a gold-backed IRA will help safeguard your money from volatility in the market and protect you from inflation. Also, valuable metals like silver and gold are different from the standard assets like stocks and bonds which makes them a great option to diversify.
We looked at the best gold IRA companies to see the best precious metal IRA accounts are the most beneficial. We evaluated every gold IRA company below, based on a variety of factors, including the valuable metals they offer as well as the costs they charge, the storage options they provide and their customer service and their image.
Goldco is the most trusted and most reliable company for gold IRAs.
The best deal for first-time purchasers is American Hartford Gold.
Lear Capital: The new sales could be eligible for up to $15,000 in bonus coins
Birch Gold Group has a large selection of valuable metals.
The best customer service is at Augusta Precious Metals.
Oxford Gold the best plan to purchase back books
Noble Gold Investments is a gold IRA firm with a lot of experience.
Patriot Gold Group: Good for buying silver and gold directly
Advantage Gold: The best learning tools
#1. Goldco is the most reputable company overall for gold IRAs.
Goldco is a trusted dealer in rare metals that sells goods that will help you save more for retirement. This company is the leader in the business of rare metals and has won numerous awards and distinctions.
The Better Business Bureau gives Goldco an A+ rating, and the Business Consumer Alliance gives it a AAA grade.
Goldco will assist you to safeguard the assets in a variety of retirement accounts by moving them into an precious metals IRA. If you own an IRA, TSP, 401(k) or 403(b), a precious metals expert from the company can show you how to transfer the money that is in the account to a precious metals IRA.
This company also sells gold and silver directly to its customers. You can invest your retirement savings as well as money from other savings accounts into real silver and gold.
If you’re looking to establish an precious metals IRA through Goldco, move or rollover your assets from your current savings account to the new IRA. Goldco makes it easy and stress-free for customers to accomplish this by guiding them through the following steps:
Make a commitment to are aware of the Goldco rules for opening your IRA.
You can fund your Self-Directed IRA by rolling over money from your current 401(k), 403(b), TSP, or IRA by calling the company that handles your account.
Purchase your precious metals: Select the precious metals that you want to include in your investment.
Goldco sells a variety of gold and silver coins, including:
American Silver Eagle
American Gold Eagle
The Great Barrier Reef is silver.
Gold Striped Aussie Marlin
The military silver guinea
Silver and gold bars of different sizes can also be purchased. They are pure as.9999.
Goldco also has a program for buying back gold. If you experience a change in your circumstances and need to sell the valuable metals that are in your account, Goldco will purchase these back for the most competitive price for buy-back, which is guaranteed.
If you’re thinking of investing in an uncommon metals IRA, Goldco will send you a free kit with information. This kit contains written, spoken, and seen guide to investing in rare metals.
Overall, we think Goldco is among the best companies to offer gold IRAs.
One of the best companies to purchase silver, gold and platinum through an IRA.
A reputable company with clear prices
With a gold IRA move, you can change your current savings account.
The only company Sean Hannity recommends for a gold IRA is
The Better Business Bureau gave it an A+.
More than 2,500 5-star reviews for gold IRAs
#2. The most gold IRA account for 401(k) rollovers is American Hartford Gold.
American Hartford Gold is a good gold IRA company that lets you buy in silver and gold. The company is run by a family, and is located in Los Angeles, CA. It has received numerous awards, including the #1 Gold Company award in the Inc. 5000 list for 2021.
American Hartford Gold promotes gold IRAs however, you can also put in silver in your retirement account. You can buy a gold IRA through American Hartford Gold by taking these steps:
Call American Hartford Gold to talk with an expert and fill in the forms.
You can transfer your existing IRA to an entirely self-directed gold IRA.
Select the silver or gold items you want to put in your IRA.
Purchase your precious metals that can be placed in an IRA.
Through Equity Trust, a well-known gold IRA broker, American Hartford Gold offers precious metals IRAs. After you have chosen which valuable metals you want to add to your account, keep them with a safe storage service such as Brinks, Delaware Depository, or International Depository Services Group.
This gold IRA business also sells a wide range of silver and gold goods which can be purchased directly. For example, here are a few of the gold products sold by the company:
Gold Saint Helena Sovereign coin
Gold coin from the Canadian Gyrfalcon
1-ounce bar of gold
In contrast, its metal products include:
Wildlife of Australia silver coin
Krugerrand, made in South Africa
Rounds of 1 one ounce
Pre-64 coins were being used.
bars of 10 oz and 100 oz
If you purchase precious metals from American Hartford Gold, you can always speak to someone about your investment and learn what they are doing. You can call the number on the website at any time to talk to an agent.
If you’d like to know more about buying gold prior to making the move, you can ask the business for a complimentary guide. This 25-page guide has useful details on how rare metals IRAs can help you take control of your savings.
You can also find out about the changes to the market for gold by going to the News and Charts part of the American Hartford Gold website. The site also has articles that can help you decide what to invest in.
American Hartford Gold is a trusted gold IRA firm that provides the best gold IRA investments.
#3. Lear Capital is a reliable Gold IRA company that will match any price.
Lear Capital is one of the best gold IRA companies. It is headquartered in Los Angeles and has been operating for more than 25 years. Based on gold IRA reviews, Lear Capital’s AAA rating from the Business Consumer Alliance, and the fact that the Professional Coin Grading Service has designated it as an Authorized Dealer We’ve concluded that Lear Capital is a valid and trustworthy gold IRA service.
Let’s say that you decide to invest your gold IRA money in Lear Capital. In this case, you can get help from a specialist, pay a flat fee and guarantee your purchase up to 24 hours and avoid charges if you make a big payment.
The following are Lear Capital’s grades and certifications:
Trustpilot awards us 4.8 stars.
AAA as well as the Business Consumer Alliance gave it 5 stars.
Authorized by the Professional Coin Grading Service (PCGS)
Member of the Precious Metals Association
Member of the Numismatic Guaranty Corporation
Gold IRA companies such as Lear Capital, which have excellent reviews from their customers, focus on smooth experiences, easy access to helpful help desks, and transparent prices as well as other aspects. To make sure your money meets IRS standards, you should only use a reputable service.
Lear Capital sells gold, silver, and platinum coins and bars that can be placed in an IRA. You can choose from famous options such as the American Gold Eagle or the Canadian Silver Maple Leaf, or choose something simpler like a 10 100-ounce bar made of your favorite metal. Prices for precious metals are always changing to reflect market trends and make it easier to know the price you can expect.
Follow these steps to start with Lear Capital:
You can create a rare metals IRA account by filling out a simple online application that only takes 10 minutes.
You should hear from the person in charge of your IRA within 24 hours of how to complete the tax-free transfer. The money could take as long as five days to be moved.
You can purchase precious metals and allow Lear Capital ship them to a safe place where they’ll be fully insured.
Create and keep your IRA for free if you spend between $25,000 and $50,000 for a year, $25,000 to $50,000 for two years and $75,000 or more for three years.
The most important things about Lear Capital are:
When you open a new gold IRA account with a minimum balance of $25,000, you receive free set-up and holding services.
If you have invested more than $10,000 you get the $50 setup fee back.
24 hour promises on purchases
Priced at the flat rate
One-on-one help from pros in gold IRA buying
Many options for silver, gold, and platinum
Excellent reviews from all sources
Costs are clear since prices are regularly updated.
#4. Birch Gold Group is an expert in gold IRA rollovers as well as other precious metals.
Birch Gold Group is one of the most reliable places to purchase rare metals in person or through an IRA. Since 2003, the firm has been operating and a lot of customers have said good reviews about it.
Birch Gold Group has a grade of A+ from the Better Business Bureau, AAA from the Business Consumer Alliance, and 5 stars from many other websites. You can be sure that buying rare metals from Birch Gold Group is a secure and dependable process.
Birch Gold Group sells a wide range of gold, silver, palladium, and platinum products as well as other. You can purchase these metals on their own, or use them to deposit money into a precious metals IRA.
This company makes it simple for you to transfer your retirement savings to an precious metals IRA. With the help of a certified Precious Metals Specialist You can follow the following steps:
Set up your account and decide which method you would like to fund it. Birch Gold Group is the best option. Birch Gold Group, you can transfer an IRA or roll over an existing 401(k) to fund your new self-directed IRA.
Choose the best metals to invest in for your account. Your valuable Metals Specialist can help you determine which metals you should invest in to get the highest tax advantages.
You can purchase your precious metals. Your Specialist will look over your purchase and inform you that your purchase was successful once they have done so.
Find a storage solution for your things. Your Specialist will show you the various options for storing your items. Birch Gold Group stores its customers’ assets in a variety of locations like Delaware Depository and Brink’s Global Service.
Check what you IRA is performing. You can call your Specialist anytime to check on your account or make adjustments.
Birch Gold Group also lets you purchase silver, gold platinum, palladium, and items directly from the company. The company offers a wide variety of currency that is accepted with the IRS, such as:
Gold Eagle, American
Silver Eagle, American
Leaf of the Canadian Gold Maple
Guinea Silver Rose Crown
You can also purchase bars, rounds and even gold as well as silver.
These are some of the platinum products from the company:
Bars and round-shaped bars
United States Platinum Eagle
Australian Silver Florin
The final products made from gold include:
Bars and round-shaped bars
Canadian Maple Leaf Made of Palladium
Overall, Birch Gold Group is an excellent company to work with if you’re looking to set up a flexible and flexible precious metal IRA.
#5. Augusta Precious Metals is a highly rated Gold IRA company with 5 star reviews.
Augusta valuable Metals is a well-known company that sells metals like gold and silver. They provide IRAs and cash payments for silver and gold. The business also offers a site with many free information regarding the investment in rare metals and setting up a gold or silver IRA.
Augusta Precious Metals has a 4.97 rating from customers and an A+ rating from the Better Business Bureau. The company has also gotten great reviews on TrustLink, Google My Business, Facebook, and the Business Consumer Alliance, among other sites.
Follow these steps to create an IRA for precious metals with Augusta Precious Metals:
The self-directed IRA provider in Augusta can help you set up your brand new IRA.
Use money from your savings account to add funds to your account.
At Augusta’s Order Desk, you can buy gold or silver.
Augusta Precious Metals works with Equity Trust, a top self-directed IRA service that helps people set up precious metals IRAs. This IRA company works with people in all fifty U.S. states. They have been in business for over 30 years and been able to manage more than $25 billion.
After you buy silver and gold for your savings account, Augusta Precious Metals will keep the silver and gold for you. The company keeps its valuable metals in the Delaware vault which is a secure, private vault.
Augusta Precious Metals is also an option to purchase genuine silver and gold. It’s as simple as transferring funds into your Augusta account and then select the silver and gold products you’d like to purchase. Augusta will bring them right to your doorstep, and you’ll have to sign them.
Augusta Precious Metals sells metal and luxury coins made of gold and silver. Bullion goods made by the company include items such as:
American Gold Eagle
American Silver Eagle
Canada’s Gold Maple Leaf
A silver coin dubbed “America the Beautiful”
You can also purchase 1to 10 ounce gold bullion bars. 10 up to 100-ounce silver bullion bar and 90% silver bags.
Some of the company’s high-end silver and gold coins include:
Gold Sovereign of St. Helena in 2022
2021 Soaring Eagle Silver Coin from the Royal Canadian Mint
If you’re interested in adding items to your IRA You can also look at a list of the company’s IRA-eligible products.
Overall, Augusta Precious Metals is one of the top firms for gold IRAs.
#7. Oxford Gold is a reputable firm that invests in gold and silver.
Oxford Gold Group is a firm that assists people to set up up gold IRAs. They offer silver, gold, platinum, and palladium. The company has an excellent review from the Better Business Bureau (A+) as well as from websites such Trustpilot, Consumer Affairs, and Google My Business (excellent scores).
Oxford Gold has IRAs for both silver and gold, and there are a lot of tools that can assist you in establishing these funds. On the Oxford Gold website, you will learn how to transfer money to an precious metal IRA and how they function, what kinds are offered and the reasons they are great investments.
On the Oxford Gold website, you can purchase coins and bars made of gold, silver, platinum, and palladium. The company offers a broad range of popular silver and gold coins, as well as other items including:
The Silver Maple Leaf is a Canadian coin.
“Rose Crown” coin from Guinea
Silver coin from “America the Beautiful”
Gold Canadian coin with an polar bear and cub
PAMP Silver Bar Suisse
Gold bars of 1 one ounce. and 10 oz.
It also offers a tiny number of bars and coins made of palladium and platinum.
Oxford Gold Group tries to be superior to other precious metals firms by listening to customers and providing them with the tools they require to make informed financial decisions. On their website, the business has an entire learning center that can help with the buying process.
This study area has many tools which include:
Guide to investing in precious metals
Stories and news about buying gold
A glossary of terms
When you work for Oxford Gold Group, you’ll also be able to interact directly with one of the company’s Managing Partners. The person you talk to will be able to assist you with any queries you might have about how to trade or store your gold in your IRA.
We like that Oxford Gold looks at buying valuable metals from a neutral point of view. This helps customers understand the pros and cons of these investments and make better decisions.
In the end, Oxford Gold Group is one of the best companies that offers gold IRAs.
#7. Free Gold and Silver IRA Guide for New Investors from Noble Gold Investments
Noble Gold is one of the best gold IRA companies because it offers an array of high-quality metals that are regulated by the IRS. It also has helpful teaching material for buyers and an A+ rating from the Better Business Bureau (BBB). You can open an IRA with Noble Gold if you are interested in silver, gold, platinum, or palladium. After just a few years of operation Noble Gold’s gold IRA reviews on all sites have been awarded five stars.
Opening an gold IRA account is a good option, so it is important to select a gold investment company that puts the reviews of its clients as well as the certifications of its affiliates first. These ratings are available for Noble Gold:
Google Reviews gave it 4.9 stars.
ConsumerAffairs has rated it 5 stars.
BBB rates it with an A+.
Based on some reviews, Yelp gave it 5 stars.
Although there are only two reviews on Trustpilot, Noble Gold also has a rating of 2.9 stars. Both reviews mentioned fees that were difficult to find.
Noble Gold is like other gold investment companies in that you can place bars and coins made of silver, gold platinum, palladium, and tin in your IRA. There are a lot of different kinds of precious metals that the IRS will accept. Some are renowned, like the Australian Gold Kangaroo Coin, while others are scarce like the Austrian Silver Philharmonic 1oz Coin. To comply with IRS rules, all rare metals IRA purchases are sent to secure locations located in Delaware, Texas, or Canada.
Depending on how much you purchase, you could expect to pay anywhere from $80 to $200 per year to keep your real precious metals. Most IRAs with Noble Gold require at least $20,000 in order to begin.
Follow these steps to get started with Noble Gold:
Complete the form online to receive a custom advice or to open an IRA account for gold. You can talk to an expert in-house about your choices during the free sessions.
Speak to a Noble Gold expert to start the process of rolling your gold IRA over to your new account. If you take money out from a retirement account and transfer to the gold IRA instead of rolling it over, you may be required to pay tax on it. Consult a tax professional first.
Fund your precious metals IRA, and then buy the precious metals you’d like to purchase.
Choose your storage and wait for Noble Gold ship your valuable coins to the safe location.
The most important aspects of Noble Gold are:
Great ways to assist customers
There are many kinds of precious metals that you can pick from.
Several sources gave it five stars.
Access to the advice of experts
There are plenty of training tools to help investors.
When you’re ready to sell when you’re ready to sell, consider a “no questions asked” buy-back policy will be in place.
#8. Patriot Gold Group is the most effective for setting up quickly an gold IRA account.
Patriot Gold Group is a company based in Los Angeles, which is rated as the top gold and silver dealer in the nation by Consumer Affairs for five years in a row.
Patriot Gold Group is probably the best choice for those who are experienced in investing in precious metals who know the market and wish to put a large portion of their assets into a gold IRA, since it gives savings for big investments but doesn’t have a lot of tools to help new investors learn. Patriot Gold Group might be suitable for you if looking for a simple IRA dealer that offers basic gold and silver as well as good ways to get help.
The following accreditations, grades, and titles have been granted to Patriot Gold Group:
707 reviews on ConsumerAffairs gave this product 5 stars.
Google Reviews gives it 5 stars
ConsumerAffairs has chosen us as the top gold IRA dealer from 2020 to 2023.
Voted the top Gold IRA dealer in America from 2016 to 2020.
BBB awarded the BBB an A+ and a seal of approval.
Professional Service for Grading Certified Coins
Member of the Numismatic Guaranty Corporation
When it concerns gold IRA reviews, certificates, and awards, you won’t find a better company than Patriot Gold Group. The company prioritizes its customers by offering them friendly assistance lines, straightforward prices, and easy-to-use services that meet IRS regulations.
Patriot Gold Group sells gold and silver bars and coins that can be put in an IRA. Gold prices fluctuates in real time through the site, so you are able to easily evaluate the risks, benefits, and costs of your purchase. You can select from a variety of gold-colored coins from the U.S., the U.K., Canada, and Australia. You can also choose from exclusive silver coins dating fifty years ago.
Patriot Gold Group has a high minimum account size of $50,000, therefore it is best for buyers who have previously had this service. The first year of storage and maintenance costs $250 and every year thereafter costs $200. You may have to pay a little more such as a fee to set up an account.
To start your journey with Patriot Gold Group, you must do the following:
Complete the online application for a new account to get started.
Contact a service representative to get your account started or movement of funds.
You can purchase valuable metals and pick the way you want to keep them.
You can receive free delivery to the safe locker.
Investors can obtain these essential things from Patriot Gold Group:
Gold IRA has received positive reviews IRA on all sites
Account fees have been waived for purchases that exceed $100,000.
Free investment tips for gold in an IRA
Access to helpful customer support
Price changes in real-time
#9. AdvantageGold is an experienced precious metals IRA company that offers a wide choice of gold physical coins as well as bullion.
AdvantageGold is one of the best companies for gold IRAs. They say they are the best gold company in the U.S. because they have been awarded the Best of TrustLink award for seven consecutive years. AdvantageGold could be a good choice If you enjoy doing things online and want easy access to good training tools.
It is possible to apply for an account with no need to talk to a person and the company provides access to a vast knowledge base that includes videos, tools and more.
AdvantageGold has been assessed and certified as follows:
#1 Most Trusted Gold IRA Company by TrustLink for the past seven years
Member of the American Numismatic Association
Member of the Industry Council for Tangible Assets
BBB rates the rating 4.83 stars and the A+ grade.
More than 700 users have awarded Google five stars.
More than 1,400 customers have given Trustpilot 5 stars.
Based on the reviews of AdvantageGold, you can expect great customer service, fantastic assistance, and clear prices in all your interactions with AdvantageGold.
AdvantageGold lets you put platinum, gold, silver or palladium into your IRA. The Gold American Eagle Coin, the Canadian Palladium Maple Leaf Coin and the American Silver Eagle Proof Coin are some of the most popular choices.
The annual storage costs for IRA purchases range from $100 to $150. Investors also have to pay a $50 account-setting-up cost and a range of different annual upkeep fees. AdvantageGold does not have a minimum amount to pay which is a great thing.
To start using AdvantageGold you must follow these steps:
Complete the form online and choose the account manager you’d like to choose. You can complete the first step on your own using AdvantageGold, or you can contact the customer service team for personalized assistance.
Accept the rules and policies of the company, and then provide your financial documents. You may be required to present different documents about your IRA or tax obligations.
Choose the way you want to transfer money into your account. An expert in rolling over money into an gold IRA can assist you with this.
You can buy valuable metals and select a secure storage space for them. In the final step, you need to sign the declaration form.
AdvantageGold has the following characteristics which make it stand out from the crowd:
When you’re ready for selling the house, the buy-back plan makes it easy.
A free guide to investing in gold through your IRA.
There are a variety of methods to study.
There aren’t any minimum investments.
Rollover assistance is helpful.
TrustLink has named us the most trusted gold IRA company for the past seven years.
Resources with step-by-step instructions on how to withdraw funds
Customers on all sites leave glowing feedback on gold IRAs.
What is an IRA with gold as its backer?
An individual retirement account in gold (IRA) is a self-managed personal retirement account that makes use of silver, gold or other precious metals instead bonds.
To guard yourself against the effects of inflation and potential market crashes, you should have a diverse portfolio of investments. This is why many people are putting gold, silver and other precious metals in retirement accounts because they are an extremely safe and reliable investment.
The companies we have listed help people set in place gold IRAs by helping them roll over or move existing savings accounts to new self-directed precious metals IRAs. It is not advisable to begin a gold IRA from scratch. Instead, transfer the funds in your retirement savings into an account that is new.
The Internal Revenue Service has rules about what kinds of valuable metals are eligible for precious metals IRAs. The items must be either coins or gold and meet certain “fineness” standards. These accounts can only hold coins that are accepted by the IRS, like the Canadian Maple Leaf.
The best gold IRA firms make it easy and stress-free to fund and take care of these individual retirement accounts. Many companies place customers in touch with account reps who can assist them in the process.
However, an agent for an account isn’t the same as an advisor to financial matters. If you are considering adding a gold IRA to your retirement account to diversify it you should consult your financial advisor to see whether it is a good idea for you.