A precious metals IRA, which is also called a gold-backed IRA will help safeguard your money from volatility in the market and safeguard you against inflation. Additionally, precious metals such as gold and silver are very different from traditional assets like bonds and stocks which makes them a good way to diversify.
We reviewed the top gold IRA firms to determine which precious metal IRA accounts offer the best value. We analyzed each gold IRA company below, based on a variety of things, such as the valuable metals they offer, the fees they impose, the storage options they provide and their customer service and their image.
Goldco is one of the most reputable and most reliable company in the field of gold IRAs.
The best deal for first-time purchasers is American Hartford Gold.
Lear Capital: Sales made by the company may receive up to $15,000 worth of bonus coins
Birch Gold Group has a large selection of valuable metals.
The most excellent customer service is offered at Augusta Precious Metals.
Oxford Gold the best plan to buy back books
Noble Gold Investments is a gold IRA firm with a lot of experience.
Patriot Gold Group: Good to buy silver and gold directly
Advantage Gold: The most effective learning tools
#1. Goldco is the most reputable company for gold IRAs.
Goldco is a trusted dealer in rare metals and sells products that can help you save more for retirement. Goldco is a leading company in the business of rare metals, and has been awarded numerous awards and honours.
The Better Business Bureau gives Goldco an A+ rating, while the Business Consumer Alliance gives it a AAA grade.
Goldco will help you safeguard the assets in different retirement accounts by moving them into an precious metals IRA. If you own an IRA, TSP, 401(k), or 403(b), a precious metals expert at Goldco can help you understand how to transfer the funds in your account to a precious metals IRA.
This business also sells gold and silver directly to customers. You can put your retirement savings, or money from other savings accounts in real silver and gold.
If you want to start a precious metals IRA through Goldco, move or rollover the assets you have in your savings account to the new IRA. Goldco makes it easy and stress-free for customers to accomplish this by walking them through the following steps:
Make a commitment to understand Goldco’s rules to open your IRA.
You can fund your Self-Directed IRA by rolling over funds from your current 401(k), 403(b), TSP, or IRA by contacting the company who manages your account.
Buy your precious metals Select the precious metals you want to include in your investment.
Goldco sells a variety of different kinds of gold and silver coins, including:
American Silver Eagle
American Gold Eagle
The Great Barrier Reef is silver.
Gold Striped Aussie Marlin
The military silver guinea
Bars of silver and gold in different sizes can be purchased. They’re pure as.9999.
Goldco also offers a program for buying back gold. In the event that your situation alters and you need to sell the valuable metals in your account Goldco will purchase them back at the most competitive buy-back price, with a guarantee.
If you’re thinking of investing in an rare metals IRA, Goldco will send you a free kit that includes details. This kit contains a written and spoken instructions on investing in rare and precious metals.
Overall, we think Goldco is one of the best companies that offer gold IRAs.
One of the best companies to buy gold, silver as well as platinum, through an IRA.
A reputable business with transparent prices
With the gold IRA move, you can change your current savings account.
The only company Sean Hannity recommends for a gold IRA is
The Better Business Bureau gave it an A+.
More than 2,500 5-star reviews on gold IRAs
#2. The most gold IRA account for 401(k) rollovers is American Hartford Gold.
American Hartford Gold is a good gold IRA company that allows you to buy in silver and gold. The company is owned by a family of employees and is headquartered in Los Angeles, CA. It has won several awards, including the #1 Gold Company award on the Inc. 5000 list for 2021.
American Hartford Gold promotes gold IRAs however, you can also invest in silver in your retirement account. You can purchase an IRA with gold IRA through American Hartford Gold by taking these steps:
Call American Hartford Gold to talk to an expert, and complete the forms.
You can transfer your existing IRA to a new self-directed gold IRA.
Choose the gold or silver items you would like to put into your IRA.
Buy your valuable metals that can be put in an IRA.
Through Equity Trust, a well-known gold IRA broker, American Hartford Gold offers precious metals IRAs. After you have chosen which valuable metals you wish to include in your account, you are able to store them with a safe storage company like Brinks, Delaware Depository, or International Depository Services Group.
This gold IRA business also offers a variety of gold and silver goods that can be bought directly. For instance, here are some of the gold products sold by the company:
Gold Saint Helena Sovereign coin
Gold coin from the Canadian Gyrfalcon
1-ounce gold bar
On the other hand, metal goods include things like:
Wildlife of Australia silver coin
Krugerrand, made in South Africa
Rounds of 1 ounce
Pre-64 coins were being used.
bars of 10 oz and 100 oz
When you buy valuable metals from American Hartford Gold, you can always talk to a person about your investments and learn how they are doing. You can dial the number on the company’s website anytime to speak to your representative.
If you’re interested in learning more about buying in gold before taking the step to buy it, you can ask the firm for a no-cost guide. This 25-page guide has useful information about the ways that rare metals IRAs can help you take control of the savings you have.
You can also find out about the changes to the gold market by visiting the News and Charts part of the American Hartford Gold website. The site also has articles that will help you decide on how to spend.
American Hartford Gold is a reliable gold IRA company that offers the best gold IRA investments.
#3. Lear Capital is a reliable Gold IRA company that will match any price.
Lear Capital is one of the top gold IRA companies. It is based in Los Angeles and has been in business for over 25 years. Based on gold IRA reviews as well as the firm’s AAA rating from the Business Consumer Alliance, and the fact that the Professional Coin Grading Service has designated it as an Authorized Dealer, we’ve decided that Lear Capital is a valid and reliable gold IRA service.
Let’s say that you decide to invest your gold IRA money into Lear Capital. In this scenario you can seek advice from a personal expert and pay a flat amount and make sure that the purchase is guaranteed for 24 hours, and avoid charges if you make a big payment.
These are the Lear Capital’s grades and certifications:
Trustpilot gives us 4.8 stars.
AAA and the Business Consumer Alliance gave it 5 stars.
Authorized by the Professional Coin Grading Service (PCGS)
Member of the Precious Metals Association
Member of the Numismatic Guaranty Corporation
Gold IRA companies like Lear Capital, which have excellent reviews from their customers, focus on smooth experiences and easy access to friendly support teams, and transparent prices among other things. To ensure that your money is in compliance with IRS standards, you must only use a reputable service.
Lear Capital sells gold, silver, and platinum bars and coins that can be put in an IRA. You can choose from the most renowned choices like the American Gold Eagle or the Canadian Silver Maple Leaf, or opt for something more simple like a 10– to 100-ounce bar of your favorite metal. Prices for precious metals are constantly changing to reflect market trends and make it easier to know the price you can expect.
Follow these steps to get started by contacting Lear Capital:
You can open a rare metals IRA account by filling out a simple online application that takes just 10 minutes.
You should hear from the person responsible for your IRA within 24 hours regarding how to do the tax-free transfer. It could take up to five days for the money to be transferred.
You can purchase valuable metals and then allow Lear Capital ship them to an appropriate location where they will be fully insured.
Set up and store your IRA for free if you invest at least $25,000 to $50,000 in a single year and $25,000 to $50,000 for two years and $75,000 or more for three years.
The most important thing about Lear Capital are:
When you open a new gold IRA account with a minimum balance of $25,000, you will receive free setup and holding services.
When you invest more than $10,000, you get your $50 setup fee back.
24 hour promises on purchases
Priced at the flat cost
One-on-one assistance from experts in gold IRA buying
Many choices for silver, gold, and platinum
Excellent reviews from all sources
Costs are clear because prices are updated often.
#4. Birch Gold Group is an expert in gold IRA rollovers as well as other precious metals.
Birch Gold Group is one of the best places to purchase rare metals, either directly or through an IRA. Since 2003, the firm has been operating, and thousands of customers have praised the company. things about it.
Birch Gold Group has a grade of A+ from the Better Business Bureau, AAA from the Business Consumer Alliance, and 5 stars from many other websites. You can be confident that buying rare metals from Birch Gold Group is a secure and dependable process.
Birch Gold Group sells a large selection of silver, gold, palladium and platinum items, among others. You can buy these metals on their own or use them to deposit money into an precious metals IRA.
This company makes it easy for you to convert your retirement savings to a precious metals IRA. With the assistance of a trained Precious Metals Specialist You can follow these five steps:
Set up your account and select which method you would like to fund it. Birch Gold Group is the best option. Birch Gold Group, you can move an IRA or roll over an existing 401(k) to fund your self-directed IRA.
Choose the best metals that will benefit your account. Your valuable Metals Specialist can help you determine which metals to invest in to get the highest tax advantages.
You can purchase your precious metals. Your specialist will review your purchase and inform you that your purchase went through after they have completed the transaction.
Find a method to store your belongings. Your expert will help you understand the various ways to store your belongings. Birch Gold Group stores its customers’ assets at a number of places like Delaware Depository and Brink’s Global Service.
Find out the status of your IRA is doing. You can call your Specialist at any time to review your account or make changes.
Birch Gold Group also lets you buy gold, silver, platinum, and palladium products directly from them. The company sells a wide range of coins that are OK with the IRS, such as:
Gold Eagle, American
Silver Eagle, American
Leaf of the Canadian Gold Maple
Guinea Silver Rose Crown
You can also purchase round and bars of gold and silver.
These are some of the platinum products offered by the company:
Rounds and bars
United States Platinum Eagle
Australian Silver Florin
Lastly, the goods made from gold are:
Rounds and bars
Canadian Maple Leaf Made of Palladium
In the end, Birch Gold Group is an excellent company to partner with if you want to create a flexible precious metal IRA.
#5. Augusta Precious Metals is a highly evaluated Gold IRA company with 5 stars reviews.
Augusta valuable Metals is a well-known company that sells metals like silver and gold. They offer IRAs and cash payments for gold and silver. This firm also runs a website that contains a lot of free information regarding the investment in rare metals and establishing an IRA in silver or gold. IRA.
Augusta Precious Metals has a 4.97 rating from customers and an A+ rating from the Better Business Bureau. The company also received positive feedback on TrustLink, Google My Business, Facebook, and the Business Consumer Alliance, among other websites.
Follow these steps to set up an IRA for precious metals using Augusta Precious Metals:
The self-directed IRA service in Augusta can assist you in setting up your brand new IRA.
Use money from your savings account to add funds to your account.
Through Augusta’s order desk, you can buy gold or silver.
Augusta Precious Metals works with Equity Trust, a top self-directed IRA service, to help users set up precious metals IRAs. This IRA company works with individuals across all fifty U.S. states. They’ve been in business for more than 30 years and have handled more than $25 billion.
When you purchase gold and silver to save money, Augusta Precious Metals will keep the silver and gold for you. The company stores its precious metals in the Delaware vault, which is a safe, private vault.
Augusta Precious Metals is also an online store where you can purchase genuine silver and gold. All you have to do is transfer money to the Augusta account and then select the silver and gold items you wish to purchase. Augusta will deliver them directly to your door, and you’ll have to sign them.
Augusta Precious Metals sells metal and luxury coins made from gold and silver. Bullion goods manufactured by the company include things such as:
American Gold Eagle
American Silver Eagle
Canada’s Gold Maple Leaf
A silver coin dubbed “America the Beautiful”
You can also purchase 1- to 10-ounce bullion gold bars, 10 to 100-ounce silver bullion bars and 90 silver bags that contain a minimum of 99.
The company’s high-end silver and gold coins are:
Gold Sovereign of St. Helena in 2022
2021 Soaring Eagle Silver Coin from the Royal Canadian Mint
If you’re looking to add items to your IRA You can also take a look at the company’s IRA-eligible products.
All in all, Augusta Precious Metals is one of the top companies for gold IRAs.
#7. Oxford Gold is a reputable company to invest in gold and silver.
Oxford Gold Group is a company that helps people set the gold IRAs. They sell silver, gold, platinum, and palladium. The company has a great review from the Better Business Bureau (A+) and also from websites like Trustpilot, Consumer Affairs, and Google My Business (excellent scores).
Oxford Gold has IRAs for both silver and gold, and there are a lot of tools available to help you start these funds. On the Oxford Gold website, you can learn how to transfer funds to a precious metal IRA and how they function and what types are available and the reasons why they are great investments.
The Oxford Gold website, you can purchase bars and coins made of silver, gold, platinum, and palladium. The company sells a vast variety of popular silver and gold coins, as well as other items including:
The Silver Maple Leaf is a Canadian coin.
“Rose Crown” coin from Guinea
Silver coin of “America the Beautiful”
Gold Canadian coin featuring a polar bear and a cub
PAMP Silver Bar Suisse
Gold bars of 1 one ounce. or 10 oz.
The company also sells a limited amount of bars and coins made of palladium and platinum.
Oxford Gold Group tries to be better than other precious metals firms in its ability to listen to customers and providing them with the tools they need to make informed financial decisions. The company’s website offers a complete learning center to help with the buying process.
This study area includes a number of tools which include:
Guide to investing in precious metals
Stories and news about buying gold
A glossary of terms
When you work for Oxford Gold Group, you’ll also have the opportunity to interact directly with one of the Oxford Gold Group’s Managing Partners. The person will be able to assist you with any queries you have regarding trading or how to keep your gold in your IRA.
We like that Oxford Gold looks at buying precious metals from an impartial point of view. This allows customers to understand the advantages and disadvantages of these investments and make better choices.
Overall, Oxford Gold Group is one of the top firms that provide gold IRAs.
#7. Free Gold and Silver IRA Guide for Investors who are New to the Market from Noble Gold Investments
Noble Gold is one of the top gold IRA firms because it provides a wide range of valuable metals that have been approved by the IRS. It also has helpful teaching materials for buyers as well as an A+ rating from the Better Business Bureau (BBB). You can open an IRA with Noble Gold if you are interested in gold, silver platinum, palladium or. In less than 10 years in operation, the company’s gold IRA reviews on all sites have earned it five stars.
Opening an IRA account is a great decision, so you must choose a precious metals investment firm that values the reviews of its customers and its accreditations for affiliates first. These ratings are provided for Noble Gold:
Google Reviews gave it 4.9 stars.
ConsumerAffairs has rated it 5 stars.
BBB gives it an A+.
Based on a few reviews, Yelp gave it 5 stars.
Even though there are just two reviews on Trustpilot, Noble Gold also has a rating of 2.9 stars. Both reviews discussed fees that were hard to locate.
Noble Gold is like other gold investment firms in that you can place bars and coins made of silver, gold, platinum, and palladium into your IRA. There are a lot of kinds of precious metals that the IRS will accept. Some are renowned, like the Australian Gold Kangaroo Coin, and others are more rare such as the 1oz Austrian Silver Philharmonic Coin. To meet IRS regulations, all rare metals IRA purchases are sent to secure locations in Delaware, Texas, or Canada.
Depending on the amount you buy, you can expect to pay anything from $80-$200 per year to store your precious metals. The majority of IRAs that have Noble Gold require at least $20,000 to start.
Follow these steps to start with Noble Gold:
Fill out the form online to receive a custom advice or to open an IRA account for gold. You can talk to an in-house expert about your choices during the free sessions.
Contact a Noble Gold expert to start the process of rolling your existing gold IRA over to the new account. If you take money out of a retirement account to transfer to your gold IRA instead of rolling it over, you might be required to pay tax on it. Consult a tax expert first.
You can fund your precious metals IRA, and then buy the precious metals you’d like to purchase.
Choose the storage that you prefer, and then let Noble Gold ship your valuable coins to the safe storage location.
The most important things about Noble Gold are:
Great ways to assist customers
There are many types of precious metals to pick from.
Several sources gave it five stars.
Access to expert advice
There are a lot of training tools that can help investors.
When you’re ready for selling, a “no questions asked” buy-back policy will be in place.
#8. Patriot Gold Group is the most efficient way to set up an account for gold IRA account.
Patriot Gold Group is a Los Angeles-based company that is rated as the top gold and silver dealer in the United States by Consumer Affairs for five years consecutively.
Patriot Gold Group is probably best for investors with experience in precious metals who are knowledgeable about the market and would like to invest a significant portion of their money into an investment in gold IRA, since it gives savings for big investments but doesn’t have a lot of tools to help investors who are new. Patriot Gold Group might be right for you if you’re seeking a basic IRA dealer that offers basic gold and silver as well as helpful ways to seek help.
The following grades, accreditations, and titles have been given to Patriot Gold Group:
770 reviews on ConsumerAffairs gave this product 5 stars.
Google Reviews gives it 5 stars
ConsumerAffairs has selected us as the best gold IRA dealer from 2020 until 2023.
Voted the best Gold IRA dealer in America from 2016 until 2020.
BBB awarded it the A+ grade and an approval seal.
Professional Service for Grading Certified Coins
Member of the Numismatic Guaranty Corporation
When it comes to gold IRA reviews certificates, reviews, and awards, you’ll find a better organization than Patriot Gold Group. The company prioritizes its clients by providing them with helpful support lines, clear prices, and simple to use services that are compliant with IRS rules.
Patriot Gold Group sells gold and silver bars and coins which can be put into an IRA. The value of gold is updated in real-time on their website, which means you can easily see the risks, benefits and costs of your purchase. You can choose among 10 gold-colored coins from the U.S., the U.K., Canada, and Australia. You can also select exclusive silver coins from as early as 50 years ago.
Patriot Gold Group has a high limit of $50,000 for a minimum account, therefore it is recommended for those who have had this experience before. The first year of storage and upkeep costs $250 and every year following that is $200. You might have to pay a little more such as an amount to establish an account.
To start with Patriot Gold Group, you have to follow these steps:
Fill out the online application form to get started.
Contact a customer service representative to start your account restart or transfer of funds.
You can buy valuable metals and choose how you’d like to keep them.
You can get free delivery to the safe locker.
Investors can obtain these essential things from Patriot Gold Group:
Gold IRA has received positive reviews IRA on all sites
Fees for accounts have been eliminated for purchases over $100,000
Free investment tips for gold in an IRA
Access to helpful customer support
Price changes in real-time
#9. AdvantageGold is an experienced precious metals IRA company with a good choice of gold physical coins and bullion.
AdvantageGold is one of the best companies for gold IRAs. They claim they are the best gold firm within the U.S. because they have been awarded the Best of TrustLink award for seven consecutive years. AdvantageGold could be a good choice If you enjoy doing things online and would like to have easy access to high-quality training tools.
You can apply for an account with no need to talk to a person The company will give you access to a huge knowledge base, including tools, videos and more.
AdvantageGold has been assessed and certified as follows:
#1 Most Trusted Gold IRA Company by TrustLink over the past seven years
Member of the American Numismatic Association
Member of the Industry Council for Tangible Assets
BBB rates it 4.83 stars, and the A+ rating.
More than 700 users have given Google 5 stars.
More than 1,400 people have given Trustpilot five stars.
Based on the reviews of AdvantageGold you can count on great customer service, great help and transparent prices in all your interactions with AdvantageGold.
AdvantageGold allows you to put gold, silver, platinum or palladium into your IRA. The Gold American Eagle Coin, the Canadian Palladium Maple Leaf Coin as well as the American Silver Eagle Proof Coin are among the most commonly used options.
The annual storage costs for IRA purchases are between $100 to $150. Investors also have to pay a $50 account set-up fee and a variety of annual upkeep fees. AdvantageGold does not have a minimum amount to pay which is a great thing.
To start using AdvantageGold To begin using AdvantageGold, you must do the following:
Fill out the online form, and select the account manager you want. You can complete the first step on your own with AdvantageGold, or you can call the customer service team for personalized assistance.
Accept the rules and guidelines of your company then share your financial records. You may need to show various documents regarding your IRA or taxes.
Choose the method you wish to transfer money into your account. A professional who has experience in rolling over money into a gold IRA can assist you with this.
You can purchase precious metals and select a secure storage space for them. As a final step, you must complete the declaration form.
AdvantageGold is a product with the following characteristics that distinguish it from the crowd:
If you’re ready to sell, the buy-back scheme makes it simple.
A free guide on investing in gold with your IRA.
There are many options to get involved in learning.
There aren’t any minimum investments.
Rollover help is convenient.
TrustLink has named us the most dependable gold IRA company for the past seven years.
Resources that provide step-by-step instructions on how to withdraw money
Customers on all sites give excellent review of gold IRAs.
What exactly is an IRA backed by gold?
An individual retirement account in gold (IRA) is a self-managed personal retirement account which makes use of silver, gold, or other valuable metals instead of stocks and bonds.
To guard yourself against the effects of inflation and potential market crashes, you need a diversified collection of investments. Because of this, a lot of people are now placing silver, gold and other precious metals in retirement accounts due to them being a fairly safe and reliable investment.
The companies listed on our list assist people in setting up gold IRAs by helping them roll over or transfer existing savings accounts to new self-directed precious metals IRAs. It is not advisable to start a gold IRA from scratch. Instead, move the funds in your retirement savings to an account that is new.
The Internal Revenue Service has rules about what kinds of valuable metals can be placed in precious metals IRAs. They must be gold or coins and must meet specific “fineness” standards. These accounts can only hold the coins that are OK with the IRS, like the Canadian Maple Leaf.
The top gold IRA firms make it easy and stress-free to manage and fund these individual retirement accounts. Many companies put clients in contact with account reps who can assist them in the process.
However, an agent for an account isn’t the same as a financial advisor. If you are considering adding gold IRA to your retirement account to diversify it you should consult your financial advisor first to see if it makes sense for you.