A precious metals IRA or, more commonly known as a gold-backed IRA can help protect your savings from market volatility and protect you against inflation. Additionally, precious metals like silver and gold are different from traditional assets like stocks and bonds and bonds, which makes them a good option to diversify.
We looked at the top gold IRA companies to see the best precious metal IRA accounts are the best deal. We evaluated each gold IRA company below, based on a variety of things, such as the precious metals they provide as well as the costs they impose, the storage options they offer as well as their customer service and even their reputation.
Goldco is among the most trusted and best company generally for gold IRAs.
The best deal for first-time purchasers is American Hartford Gold.
Lear Capital: Sales made by the company can receive up to $15,000 worth of bonus coins
Birch Gold Group has a wide range of valuable metals.
The best customer service is at Augusta Precious Metals.
Oxford Gold the best plan to buy back books
Noble Gold Investments is a gold IRA company with lots of experience.
Patriot Gold Group: Good for buying silver and gold directly
Advantage Gold: The most effective learning tools
#1. Goldco is the most reputable company overall for gold IRAs.
Goldco is an established dealer of rare metals and sells products that can help you save for retirement. Goldco is a leader in the business of rare metals and has received many awards and honors.
The Better Business Bureau gives Goldco an A+ rating, while the Business Consumer Alliance gives it a AAA grade.
Goldco will help you safeguard the assets of different retirement accounts by shifting them to the precious metals IRA. If you own an IRA, TSP, 401(k), or 403(b) or 403(b) metals expert from Goldco can guide you on how to move the money in your account to a precious metals IRA.
This company also sells gold and silver directly to customers. You can invest your retirement savings or money from other savings accounts into real gold and silver.
If you’re looking to establish an precious metals IRA through Goldco and move or roll over your assets from your current savings account to your new IRA. Goldco makes it simple and painless for customers to accomplish this by guiding them through the steps:
Make a commitment to are aware of the Goldco rules for opening your IRA.
Fund your Self-Directed IRA by rolling over funds you have in your 401(k), 403(b), TSP, or IRA by calling the company that manages your account.
Buy your precious metals Choose the precious metals you would like to include in your investment.
Goldco sells many different kinds of gold and silver coins that include:
American Silver Eagle
American Gold Eagle
The Great Barrier Reef is silver.
Gold Striped Aussie Marlin
The military silver guinea
Bars of silver and gold in various sizes can also be purchased. These bars are as pure as.9999.
Goldco also has a program for buying back gold. If you experience a change in your circumstances and have to sell the valuable metals in your account, Goldco will buy these back for the highest buy-back price, guaranteed.
If you’re still thinking about investing in an uncommon metals IRA, Goldco will send you a kit for free with details. This kit contains a written, spoken, and seen information on investing in rare metals.
Overall, we believe Goldco is one of the best companies that provide gold IRAs.
One of the best companies for buying in gold, silver, and platinum through an IRA.
A reputable business with transparent prices
With the gold IRA move, you are able to switch your current savings account.
The only company Sean Hannity recommends for a gold IRA is
The Better Business Bureau gave it an A+.
Over 2,500 five-star reviews of gold IRAs
#2. The best gold IRA account for 401(k) rollovers is American Hartford Gold.
American Hartford Gold is a excellent gold IRA company that lets you purchase gold and silver. The company is owned by a family and is based in Los Angeles, CA. It has been awarded numerous awards, including the #1 Gold Company award on the Inc. 5000 list for 2021.
American Hartford Gold promotes gold IRAs however, you can also put in silver if you want through your retirement account. You can purchase an IRA with gold IRA through American Hartford Gold by taking these steps:
Call American Hartford Gold to talk to an expert, and complete the forms.
You can transfer your existing IRA to an entirely self-directed gold IRA.
Choose the gold or silver items you want to put in your IRA.
Get your precious metals which can be put in an IRA.
Through Equity Trust, a well-known gold IRA broker, American Hartford Gold offers precious metals IRAs. After you have chosen which valuable metals you want to add to your account, you are able to store them with a secure storage company like Brinks, Delaware Depository, or International Depository Services Group.
The gold IRA company also sells a wide range of silver and gold goods which can be purchased directly. For instance, here are some of the gold products offered by the company:
Gold Saint Helena Sovereign coin
Gold coin from the Canadian Gyrfalcon
1-ounce bar of gold
In contrast, its metal products include:
Wildlife of Australia silver coin
Krugerrand, made in South Africa
Rounds of 1 1 ounce
Pre-64 coins were in use.
bars of 10 1 oz and 100 oz
When you purchase valuable metals from American Hartford Gold, you can always speak with a representative about your investments and learn what they are doing. You can dial the number listed on the company’s website anytime to speak to an agent.
If you’d like to know more about buying gold prior to making the move you can contact the firm for a no-cost guide. This guide, which is 25 pages long, provides details on the ways that rare metals IRAs can assist you in taking charge of your savings.
You can also learn about changes in the market for gold by going to the News and Charts part of the American Hartford Gold website. The area also contains articles that can help you determine which way to spend your money.
American Hartford Gold is a trusted gold IRA company that offers the best gold IRA investments.
#3. Lear Capital is a reliable Gold IRA company that will match any price.
Lear Capital is one of the best gold IRA companies. It is headquartered in Los Angeles and has been in operation since more than 25 years. Based on gold IRA reviews and the firm’s AAA score from the Business Consumer Alliance, and the fact that the Professional Coin Grading Service has named it an Authorized Dealer We’ve concluded that Lear Capital is a valid and trustworthy gold IRA provider.
Let’s say you decide to put your gold IRA money into Lear Capital. In that case you will be able to get assistance from a specialist or pay a fixed fee, guarantee your purchase for 24 hours, and avoid fees when you make a large payment.
The following are Lear Capital’s grades as well as certifications:
Trustpilot awards us 4.8 stars.
AAA, and the Business Consumer Alliance gave it 5 stars.
Authorized by the Professional Coin Grading Service (PCGS)
Member of the Precious Metals Association
Member of the Numismatic Guaranty Corporation
Gold IRA companies such as Lear Capital, which have positive reviews from customers, emphasize smooth experiences and easy access to friendly assistance teams and transparent prices among other things. To make sure your money meets IRS standards, you must only work with a certified service.
Lear Capital sells gold, platinum, and silver coins and bars which can be put into an IRA. You can choose from the most renowned choices like the American Gold Eagle or the Canadian Silver Maple Leaf, or choose something easier like a 10- to 100-ounce bar of your favorite metal. Prices for precious metals are always changing to reflect market trends and allow you to know what to expect.
Follow these steps to start using Lear Capital:
You can create a rare metals IRA account by filling in an online form that takes just 10 minutes.
You should hear from the person in charge of the IRA within 24 hours of how to do the tax-free transfer. The money could take as long as five days to be transferred.
You can purchase valuable metals and then let Lear Capital ship them to an appropriate location where they’ll be fully insured.
Set up and keep your IRA at no cost if you spend at least $25,000 to $50,000 in a single year or $25,000-$50,000 for two years and $75,000 or more for a period of three years.
The most important thing about Lear Capital are:
If you open a brand new gold IRA account with a minimum balance of $25,000, you receive free set-up and holding services.
When you invest more than $10,000, you get your $50 setup cost back.
24 hour promises on purchases
Priced at the flat rate
Assistance from a professional for gold IRA buying
Many choices for silver, gold and platinum
Excellent reviews from all sources
Costs are obvious since prices are regularly updated.
#4. Birch Gold Group is an expert in gold IRA rollovers and other precious metals.
Birch Gold Group is one of the most reliable places to buy rare metals, either directly or through an IRA. Since 2003, this company has been operating and a lot of customers have praised the company. things about it.
Birch Gold Group has a grade of A+ from the Better Business Bureau, AAA from the Business Consumer Alliance, and 5 stars from other sites. You can be assured that purchasing rare metals from this company is a secure and secure process.
Birch Gold Group sells a large selection of silver, gold, palladium, and platinum products as well as other. You can purchase these metals by themselves or use them to put money into a precious metals IRA.
This company makes it easy for you to transfer your retirement savings to a precious metals IRA. With the assistance of a qualified Precious Metals Specialist you can follow these steps:
Create your account and decide the method of funding it. Through Birch Gold Group, you can move an IRA or roll over an existing 401(k) for funding your self-directed IRA.
Choose the best metals to invest in for your account. Your precious Metals Specialist can help you determine which metals to invest in to gain the highest tax advantages.
You can purchase your precious metals. Your specialist will review your order and inform you that your purchase was successful after they have completed the transaction.
Find a storage solution for your items. Your specialist will guide you through the different options for storing your belongings. Birch Gold Group stores its customers’ funds at various locations including Delaware Depository and Brink’s Global Service.
Find out how you IRA is performing. You can contact your Specialist anytime to check on your account or make adjustments.
Birch Gold Group also lets you purchase silver, gold, platinum, and palladium goods straight from the company. The company sells a wide selection of currency that is accepted with the IRS for example:
Gold Eagle, American
Silver Eagle, American
Leaf of the Canadian Gold Maple
Guinea Silver Rose Crown
You can also purchase bars and rounds of gold and silver.
These are just a few of the company’s platinum products:
Rounds and bars
United States Platinum Eagle
Australian Silver Florin
The final products made of gold are:
Bars and round-shaped bars
Canadian Maple Leaf Made of Palladium
In the end, Birch Gold Group is an excellent company to partner with if you are looking to set up a flexible precious metal IRA.
#5. Augusta Precious Metals is a highly reviewed Gold IRA company with 5 star reviews.
Augusta valuable Metals is a well-known company that sells valuable metals like silver and gold. They provide IRAs and cash payments for silver and gold. This firm also runs a website with a lot of free information on investing in rare metals and establishing an IRA in silver or gold. IRA.
Augusta Precious Metals has a 4.97 rating from customers and an A+ rating from the Better Business Bureau. The company also has received great reviews on TrustLink, Google My Business, Facebook, and the Business Consumer Alliance, among other sites.
Follow these steps to set up an IRA for precious metals using Augusta Precious Metals:
The self-directed IRA provider in Augusta can assist you in setting up your new IRA.
Make use of the money in your savings account to add funds to your account.
Through Augusta’s order desk you can buy gold or silver.
Augusta Precious Metals works with Equity Trust, a top self-directed IRA service, to assist people set up precious metals IRAs. This IRA company is a partner for people from all fifty U.S. states. They’ve been in business since more than 30 years, and been able to manage more than $25 billion.
When you purchase gold and silver to save money, Augusta Precious Metals will keep the silver and gold for you. The company stores its precious metals in the Delaware vault which is a secure private vault.
Augusta Precious Metals is also an option to buy real gold and silver. All you have to do is transfer money to your Augusta account and select the gold and silver goods you want to buy. Augusta will bring them right to your doorstep, and you’ll have to sign the documents for them.
Augusta Precious Metals sells metal and luxury coins made of gold and silver. Bullion goods made by the firm include items like:
American Gold Eagle
American Silver Eagle
Canada’s Gold Maple Leaf
A silver coin called “America the Beautiful”
You can also purchase 1- to 10-ounce bullion gold bars, 10 up to 100-ounce silver bullion bar and 90 silver bags containing 97 percent.
A few of the company’s premium silver and gold coins are:
Gold Sovereign of St. Helena in 2022
2021 Soaring Eagle Silver Coin from the Royal Canadian Mint
If you’re interested in adding goods to your IRA You can also check out the company’s IRA-qualified coins.
Overall, Augusta Precious Metals is one of the top firms for gold IRAs.
#7. Oxford Gold is a reputable firm that invests in silver and gold.
Oxford Gold Group is a company that helps people set gold IRAs. They offer silver, gold platinum, palladium, and. The company has a great rating from the Better Business Bureau (A+) as well as from websites such Trustpilot, Consumer Affairs, and Google My Business (excellent scores).
Oxford Gold has IRAs for both silver and gold, and offers a range of tools to assist you in establishing these funds. On the Oxford Gold website, you can find out how to transfer funds to a precious metal IRA and learn how these IRAs work and what types are available and the reasons they are good assets.
On the Oxford Gold website, you can purchase coins and bars made of gold, silver platinum, palladium, and. The company offers a broad selection of gold and silver coins, as well as other items like:
The Silver Maple Leaf is a Canadian coin.
“Rose Crown” coin from Guinea
Silver coin of “America the Beautiful”
Gold Canadian coin featuring an polar bear and cub
PAMP Silver Bar Suisse
Gold bars of 1 Ounce. or 10 oz.
It also offers a limited number of bars and coins made of platinum and palladium.
Oxford Gold Group tries to be better than other precious metals firms by listening to its customers and giving them the tools needed to make informed financial decisions. The company’s website has a complete learning center to assist buyers.
This study area has many tools which include:
Guide to investing in precious metals
News and stories about buying in gold
A listing of terms
When you work for Oxford Gold Group, you’ll also get to work directly with one of the Oxford Gold Group’s Managing Partners. This person can assist you with any queries you might have regarding how to trade or store your gold in an IRA.
We like that Oxford Gold looks at buying valuable metals from an impartial point of view. This allows customers to understand the advantages and disadvantages of these investment options and make better decisions.
In general, Oxford Gold Group is one of the best firms that provide gold IRAs.
#7. Free Gold and Silver IRA Guide for Investors who are New to the Market from Noble Gold Investments
Noble Gold is one of the best gold IRA firms because it provides a wide range of valuable metals that have been allowed by the IRS. It also provides helpful training material for buyers and an A+ grade from the Better Business Bureau (BBB). You can open an IRA with Noble Gold if you are interested in silver, gold, platinum, or palladium. After less than 10 years in business, the company’s gold IRA reviews on all websites have earned it five stars.
Opening an IRA account is a great choice, so you should select a precious metals investment firm that places the reviews of its clients as well as the certifications of its affiliates first. These ratings are available for Noble Gold:
Google Reviews gave it 4.9 stars.
ConsumerAffairs awarded it five stars.
BBB rates it with an A+.
Based on reviews, Yelp gave it 5 stars.
Although there are only two reviews on Trustpilot, Noble Gold also has a grade of 2.9 stars. Both reviews talked about fees that were hard to find.
Noble Gold is like other gold investment companies in that you are able to put bars and coins made of silver, gold, platinum, and palladium in your IRA. There are a lot of different kinds of precious metals that the IRS will accept. Some are well-known, such as the Australian Gold Kangaroo Coin, while others are scarce such as the 1oz Austrian Silver Philharmonic Coin. To meet IRS regulations, all rare metals IRA purchases are shipped to secure sites that are located in Delaware, Texas, or Canada.
Depending on the amount you purchase, you can expect to pay anywhere from $80-$200 per year for storage of your precious metals. Most IRAs with Noble Gold require at least $20,000 to begin.
Follow these steps to start using Noble Gold:
Complete the form online to get personalized advice or create an IRA account for gold. You can speak with an expert in-house about your options during the free sessions.
Speak to a Noble Gold expert to start the process of moving your gold IRA over to the new account. If you take money out of a retirement account to put into your gold IRA instead of rolling it over, you could be required to pay tax on it. Consult a tax professional first.
Make sure you fund your precious metals IRA, and then buy the valuable metals you want.
Choose the storage that you prefer and allow Noble Gold ship your valuable coins to that safe place.
The most important things about Noble Gold are:
Fantastic ways to assist customers
There are many types of precious metals that you can pick from.
A number of sources gave it five stars.
Free access to expert advice
There are plenty of training tools to help investors.
When you’re ready to sell and sell your home, you should have make sure you have a “no questions asked” buy-back policy.
#8. Patriot Gold Group is the most efficient way to set up an gold IRA account.
Patriot Gold Group is a company based in Los Angeles that has been rated the highest-rated gold and silver dealer in the nation by Consumer Affairs for five years consecutively.
Patriot Gold Group is probably the best choice for experienced precious metals investors who know the market and want to invest a significant portion of their assets into an investment in gold IRA, since it gives savings for big investments but doesn’t have a lot of tools to help novice investors understand. Patriot Gold Group might be suitable for you if looking for a simple IRA dealer with options for basic gold and silver, and good ways to get help.
The following grades, accreditations and titles were granted to Patriot Gold Group:
707 reviews on ConsumerAffairs gave this product 5 stars.
Google Reviews gives it 5 stars
ConsumerAffairs has chosen us as the best gold IRA dealer from 2020 until 2023.
Voted the best Gold IRA dealer in America from 2016 until 2020
BBB awarded it an A+ grade and an approval seal.
Professional Service for Grading Certified Coins
Member of the Numismatic Guaranty Corporation
When it comes to gold IRA reviews, certificates, and awards, you’ll be able to find a better organization than Patriot Gold Group. The company puts its customers first by giving them helpful support lines, transparent pricing, and simple-to-use services that comply with IRS regulations.
Patriot Gold Group sells gold and silver coins and bars which can be put into an IRA. Gold prices changes in real time on their website, so you are able to easily evaluate the risks, benefits, and costs of your purchase. You can pick from 10 gold coins from the U.S., the U.K., Canada, and Australia. You can also choose from exclusive silver coins dating as far back as fifty years ago.
Patriot Gold Group has a large minimum account size of $50,000, which is why it is recommended to go with buyers who have done this before. The initial year of storage and upkeep costs $250 and each year after that costs $200. You may have to shell out more like a fee to set up an account.
To start working with Patriot Gold Group, you have to follow these steps:
Complete the online application form to start.
Contact a customer service representative to initiate your account restart or movement of funds.
You can purchase precious metals and pick the way you’d like to store them.
You can get free delivery to the safe locker.
Investors can obtain these essential items from Patriot Gold Group:
Positive reviews of the gold IRA on all sites
Account fees have been waived for purchases of more than $100,000.
Free investment tips for gold in an IRA
Access to helpful customer service
Price fluctuations in real-time
#9. AdvantageGold is a reputable precious metals IRA company with a great choice of gold coins and bullion.
AdvantageGold is one of the top companies for gold IRAs. They claim they are the top gold company in the U.S. because they have been awarded the Best of TrustLink award for seven consecutive years. AdvantageGold might be for you when you love doing things online and want easy access to high-quality training tools.
It is possible to apply for an account with no need to talk to a person, and the company gives you access to a huge knowledge base with tools, videos and more.
AdvantageGold has been rated and certified as follows:
The #1 Most Trusted Gold IRA Company by TrustLink for the last seven years
Member of the American Numismatic Association
Member of the Industry Council for Tangible Assets
BBB gives the rating 4.83 stars, and the A+ grade.
Nearly 700 of their customers have awarded Google five stars.
More than 1,400 people have given Trustpilot five stars.
Based on the positive reviews from AdvantageGold you can count on great customer service, great help and transparent prices in all your interactions with the company.
AdvantageGold lets you put platinum, gold, silver or palladium into your IRA. The Gold American Eagle Coin, the Canadian Palladium Maple Leaf Coin and the American Silver Eagle Proof Coin are among the most commonly used options.
Annual storage fees for IRA purchases are between $100-$150. Investors also pay a $50 account-setting-up fee and a range of different annual upkeep charges. AdvantageGold has no minimum payments which is a great thing.
To get started using AdvantageGold you must follow these steps:
Fill out the online form, and choose the account manager you want. You can complete this initial step on your own with AdvantageGold, or you can contact the customer service team for personalized help.
Accept the rules and guidelines of your company and then provide your financial documents. You may need to show different papers about your IRA or tax obligations.
Select the method you prefer to put money in your account. An expert in rolling over money into a gold IRA will help you do this.
You can buy valuable metals and choose a safe location to store them. In the final step, you need to complete the declaration form.
AdvantageGold is a product with the following characteristics which make it stand out:
When you’re ready for selling, the buy-back scheme simplifies the process.
A free guide on investing in gold with your IRA.
There are a variety of methods to study.
There are no minimum investment requirements.
Rollover assistance is helpful.
TrustLink has named us the most dependable gold IRA company for the past seven years.
Resources that provide step-by-step instructions regarding how to withdraw funds
Customers on all sites leave excellent feedback on gold IRAs.
What exactly is an IRA that is backed by gold?
An individual retirement account in gold (IRA) is a self-directed personal retirement account that makes use of silver, gold, or other valuable metals instead bonds.
To safeguard yourself from the effects of inflation and possible stock market crashes, it is important to require a variety of investments. Because of this, many people are now putting gold, silver, and other valuable metals in their retirement accounts since they are relatively safe and dependable investment.
The companies we have listed help people set in place gold IRAs by helping them transfer existing savings accounts into new self-directed precious metals IRAs. You shouldn’t create a new gold IRA from scratch. Instead, you should move the funds in your retirement savings into an account that is new.
The Internal Revenue Service has rules regarding what types of precious metals are eligible for precious metals IRAs. They must be coins or gold that meet a set of “fineness” standards. These accounts can only hold coins that are approved by the IRS, like the Canadian Maple Leaf.
The best gold IRA companies make it easy and stress-free to fund and take care of the individual retirement accounts. Many businesses put clients in contact with account representatives who can help them through the process.
However, an agent for an account isn’t the same as an advisor to financial matters. If you want to add gold IRA to your retirement account to make it more diverse You should speak to your financial advisor first to see whether it is a good idea for you.