A precious metals IRA that is also called a gold-backed IRA can help protect your investment from the volatility of markets as well as protect your investment from inflation. Additionally, precious metals such as gold and silver are very different from standard assets like bonds and stocks which makes them an excellent option to diversify.
We looked at the best gold IRA companies to see what precious metal IRA accounts are the most beneficial. We analyzed each gold IRA company below, based on a variety of factors, including the valuable metals they offer as well as the costs they impose, their storage options they offer, their customer service, and their image.
Goldco is the most reputable and most reliable company overall in the field of gold IRAs.
The best deal for new purchasers is American Hartford Gold.
Lear Capital: The new sales can get up to $15,000 in bonus coins
Birch Gold Group has a wide range of valuable metals.
The best customer service is at Augusta Precious Metals.
Oxford Gold the best plan to purchase back books
Noble Gold Investments is a gold IRA firm with a lot of experience.
Patriot Gold Group: Good for buying gold and silver directly
Advantage Gold: The most effective learning tools
#1. Goldco is the best company with regard to gold IRAs.
Goldco is an established dealer of rare metals and sells products that will help you save more for retirement. Goldco is a leader in the business of rare metals and has won numerous awards and distinctions.
The Better Business Bureau gives Goldco an A+ rating, and the Business Consumer Alliance gives it an AAA grade.
Goldco can help you safeguard the assets of different retirement accounts by transferring them into a precious metals IRA. If you own an IRA, TSP, 401(k), or 403(b) or 403(b) metals expert at Goldco can guide you on how to transfer the money in your account to a precious metals IRA.
This company also sells silver and gold directly to clients. You can invest your retirement savings as well as money from other savings accounts into real silver and gold.
If you’re looking to establish a precious metals IRA through Goldco and move or roll over your assets from your savings account to your new IRA. Goldco makes it easy and stress-free for customers to complete this process by walking them through the following steps:
Sign a deal saying you know the rules of Goldco to open your IRA.
Fund your Self-Directed IRA by rolling over funds from your current 401(k), 403(b), TSP, or IRA by contacting the company who handles your account.
Buy your valuable metals: Choose the precious metals you would like to include in your investment.
Goldco sells a variety of gold and silver coins that include:
American Silver Eagle
American Gold Eagle
The Great Barrier Reef is silver.
Gold Striped Aussie Marlin
The silver guinea of the military
Gold and silver bars of various sizes can also be purchased. These bars are pure as.9999.
Goldco also has a program for buying back gold. If your situation changes and you require to sell the valuable metals that are in your account, Goldco will buy them back at the best buy-back price, with a guarantee.
If you’re considering investing in a rare metals IRA, Goldco will send you a free kit that includes details. This kit has written, spoken, and seen guide to investing in rare metals.
Overall, we believe Goldco is one of the best companies that provide gold IRAs.
One of the most trusted companies to buy gold, silver and platinum through an IRA.
A reputable business with transparent prices
With a gold IRA move, you can alter your savings account.
The only company Sean Hannity recommends for a gold IRA is
The Better Business Bureau gave it an A+.
Over 2,500 five-star reviews for gold IRAs
#2. The most reputable gold IRA account for 401(k) rollovers is American Hartford Gold.
American Hartford Gold is a excellent gold IRA company that allows you to buy gold and silver. The company is owned by a family of employees and is headquartered in Los Angeles, CA. It has won several awards, including the #1 Gold Company award on the Inc. 5000 list for 2021.
American Hartford Gold promotes gold IRAs, but you can also invest in silver through your retirement account. You can purchase a gold IRA through American Hartford Gold by taking these steps:
Contact American Hartford Gold to talk to an expert and complete the forms.
You can transfer your existing IRA to an entirely self-directed gold IRA.
Choose the silver or gold items you want to put in your IRA.
Purchase your precious metals that can be put in an IRA.
Through Equity Trust, a well-known gold IRA broker, American Hartford Gold offers precious metals IRAs. Once you decide which valuable metals you want to add to your account, you are able to keep them with a safe storage company like Brinks, Delaware Depository, or International Depository Services Group.
This gold IRA company also offers a variety of silver and gold goods that can be bought directly. For instance, here are some of the gold products offered by the company:
Gold Saint Helena Sovereign coin
The gold coin is part of the Canadian Gyrfalcon
1-ounce bar of gold
In contrast, metal goods include things like:
Wildlife of Australia silver coin
Krugerrand, made in South Africa
Rounds of 1 1 ounce
Pre-64 coins were in use.
bars of 10 Oz and 100 oz
If you purchase precious metals from American Hartford Gold, you will always be able to speak with a representative about your investments and learn how they are doing. You can call the number on the website anytime to speak to an agent.
If you’re interested in learning more about buying in gold prior to taking the next step to buy it, you can ask the firm for a complimentary guide. This 25-page guide has useful details on the ways that rare metals IRAs can help you take control of the savings you have.
You can also get information about the changes to the market for gold by going to the News and Charts part of the American Hartford Gold website. The area also contains articles that can help you decide what to invest in.
American Hartford Gold is a trusted gold IRA company that offers the best gold IRA investments.
#3. Lear Capital is a reliable Gold IRA company that will match any price.
Lear Capital is one of the top gold IRA companies. It is headquartered in Los Angeles and has been in operation for over 25 years. Based on gold IRA reviews and the firm’s AAA rating from the Business Consumer Alliance, and the fact that the Professional Coin Grading Service has declared it an authorized Dealer We’ve determined that Lear Capital is a valid and reliable gold IRA provider.
Let’s say you decide to put your gold IRA money in Lear Capital. In that case you will be able to get assistance from a specialized expert and pay a flat amount and guarantee your purchase up to 24 hours and avoid fees for a large payment.
The following are Lear Capital’s grades and certifications:
Trustpilot awards us 4.8 stars.
AAA and the Business Consumer Alliance gave it 5 stars.
Authorized by the Professional Coin Grading Service (PCGS)
Member of the Precious Metals Association
Member of the Numismatic Guaranty Corporation
Gold IRA companies such as Lear Capital, which have excellent reviews from their customers, focus on smooth experiences with easy access to knowledgeable support teams, and transparent prices among other things. To ensure that your money is in compliance with IRS standards, you must only use a reputable service.
Lear Capital sells gold, platinum, and silver bars and coins that can be put in an IRA. You can pick from a variety of renowned options like the American Gold Eagle or the Canadian Silver Maple Leaf, or you can go with something easier like a 10to 100-ounce bar of your preferred metal. Prices for valuable metals change frequently to reflect market changes and allow you to anticipate what to expect.
Follow these steps to start by contacting Lear Capital:
You can create an rare metals IRA account by filling in an online application that only takes 10 minutes.
You should hear from the person responsible for the IRA within 24 hours of how to complete the tax-free move. The money could take as long as five days to be transferred.
You can buy valuable metals and then allow Lear Capital ship them to an area that is secure and that is fully insured.
Set up and store your IRA for free if you spend at least $25,000 to $50,000 for a year and $25,000 to $50,000 for two years, and $75,000 or more for a period of three years.
The most important aspects of Lear Capital are:
If you open a brand new gold IRA account that is greater than $25,000, you will receive free set-up and holding services.
When you have invested more than $10,000 you get the $50 setup fee back.
24 hour promises on purchases
Priced at a flat cost
Assistance from a professional on gold IRA buying
There are many options for silver, gold and platinum
Excellent reviews from all sources
Costs are obvious since prices are frequently updated.
#4. Birch Gold Group is an expert in gold IRA rollovers as well as other precious metals.
Birch Gold Group is one of the most reliable places to buy rare metals either in person or via an IRA. Since 2003, the company has been operating and a large number of customers have praised the company. reviews about it.
Birch Gold Group has a grade of A+ from the Better Business Bureau, AAA from the Business Consumer Alliance, and five stars from a variety of other websites. You can be assured that purchasing rare metals through this company will be a safe and dependable process.
Birch Gold Group sells a wide range of silver, gold, palladium and platinum items as well as other. You can purchase these precious metals on their own, or use them to deposit money into a precious metals IRA.
This company makes it easy for you to transfer the retirement savings you have saved into an precious metals IRA. With the assistance of a trained Precious Metals Specialist You can follow the following steps:
Create your account and decide the method of funding it. With Birch Gold Group, you can move an IRA or roll over an existing 401(k) to fund your new self-directed IRA.
Choose the valuable metals for your account. Your valuable Metals Specialist can help you determine which metals you should invest in to get the most tax benefits.
You can purchase your precious metals. Your specialist will review your purchase and inform you that the purchase was successful when they have confirmed it.
Find a method to store your belongings. Your expert will help you understand the various methods to organize your things. Birch Gold Group stores its customers’ investments in a variety of locations including Delaware Depository and Brink’s Global Service.
Find out how you IRA is doing. You can contact your Specialist at any time to check on your account or make adjustments.
Birch Gold Group also lets you buy gold, silver, platinum, and palladium goods straight from them. The company offers a broad selection of gold and silver coins deemed acceptable with the IRS like:
Gold Eagle, American
Silver Eagle, American
Leaf of the Canadian Gold Maple
Guinea Silver Rose Crown
You can also purchase bars and rounds of gold and silver.
These are just a few of the company’s platinum products:
Bars and round-shaped bars
United States Platinum Eagle
Australian Silver Florin
Finally, the products made of gold are:
Bars and round-shaped bars
Canadian Maple Leaf Made of Palladium
In the end, Birch Gold Group is an excellent company to partner with if you want to set up a flexible and flexible precious metal IRA.
#5. Augusta Precious Metals is a highly rated Gold IRA company with 5 five-star reviews.
Augusta valuable Metals is a well-known business that sells precious metals like gold and silver. They offer IRAs and cash-payouts for gold and silver. This business also offers a site with lots of information for free regarding the investment in rare metals and setting up a gold or silver IRA.
Augusta Precious Metals has a 4.97 rating from customers and an A+ rating from the Better Business Bureau. The company has also gotten positive feedback on TrustLink, Google My Business, Facebook, and the Business Consumer Alliance, among other websites.
Follow these steps to create an IRA for precious metals. Augusta Precious Metals:
The self-directed IRA service in Augusta can assist you in setting up your brand new IRA.
Use money from your savings account to fund your account.
Through Augusta’s order desk, you can purchase gold and silver.
Augusta Precious Metals works with Equity Trust, a top self-directed IRA service, to help customers to set up precious metals IRAs. This IRA company is a partner for people across all fifty U.S. states. They’ve been in business for more than 30 years and have handled more than $25 billion.
When you purchase gold and silver to fund your savings account, Augusta Precious Metals will keep the gold and silver for you. The company keeps its valuable metals in its Delaware vault, which is a safe private vault.
Augusta Precious Metals is also an online store where you can purchase real gold and silver. All you have to do is transfer funds to your Augusta account and select the silver and gold products you want to buy. Augusta will bring them right to your doorstep, and you’ll have to sign for them.
Augusta Precious Metals sells metal and luxury coins made from silver and gold. Bullion products manufactured by the company comprise things such as:
American Gold Eagle
American Silver Eagle
Canada’s Gold Maple Leaf
A silver coin dubbed “America the Beautiful”
You can also buy 1to 10-ounce bullion gold bars, 10 up to 100-ounce silver bullion bar, and 90 silver bags containing 97 percent.
A few of the company’s premium silver and gold coins include:
Gold Sovereign of St. Helena in 2022
2021 Soaring Eagle Silver Coin from the Royal Canadian Mint
If you want to add products to your IRA you can look at a list of the company’s IRA-eligible products.
Overall, Augusta Precious Metals is one of the best firms for gold IRAs.
#7. Oxford Gold is a reputable firm that invests in gold and silver.
Oxford Gold Group is a firm that assists people to set up gold IRAs. They offer silver, gold platinum, palladium, and. The company has a great rating from the Better Business Bureau (A+) and also from websites like Trustpilot, Consumer Affairs, and Google My Business (excellent scores).
Oxford Gold has IRAs for both silver and gold, and offers a range of tools to assist you in establishing these funds. On the Oxford Gold website, you will learn how to transfer money to a precious metal IRA, how they function and what kinds are available and the reasons why they are a good investment.
The Oxford Gold website, you can purchase coins and bars made of silver, gold, platinum, and palladium. The company sells a wide variety of gold and silver coins and other items, such as:
The Silver Maple Leaf is a Canadian coin.
“Rose Crown” coin from Guinea
Silver coin of “America the Beautiful”
Gold Canadian coin with an polar bear and cub
PAMP Silver Bar Suisse
Gold bars of 1 oz. and 10 oz.
It also offers a tiny number of coins and bars made of platinum and palladium.
Oxford Gold Group tries to be better than other precious metals firms by listening to clients and giving them the tools needed to make informed financial decisions. On their website, the business provides an entire learning center that can help with the buying process.
This study area comes with a number of tools which include:
Guide to investing in precious metals
News and stories about buying in gold
A listing of terms
When you work for Oxford Gold Group, you’ll also be able to work directly with one of the Oxford Gold Group’s Managing Partners. The person you talk to will be able to answer any questions you might have about how to trade or store your gold in an IRA.
We like the fact that Oxford Gold looks at buying valuable metals from an impartial perspective. This helps customers understand the advantages and disadvantages of these investment options and make better decisions.
In general, Oxford Gold Group is one of the top companies that offer gold IRAs.
#7. Free Gold and Silver IRA Guide for new investors from Noble Gold Investments
Noble Gold is one of the top gold IRA firms because it provides an extensive selection of precious metals that have been approved by the IRS. It also provides helpful training material for buyers and an A+ rating from the Better Business Bureau (BBB). You can open an IRA with Noble Gold if you are interested in gold, silver, platinum, or palladium. After just a few years in business, the company’s gold IRA reviews on all sites have won it five stars.
Opening an gold IRA account is a great choice, so you should select a precious metals investment firm that places the opinions of its clients and the accreditations of its affiliates in the first place. These scores are given for Noble Gold:
Google Reviews gave it 4.9 stars.
ConsumerAffairs awarded it five stars.
BBB rates it with an A+.
Based on a few reviews, Yelp gave it 5 stars.
Even though there are just two reviews on Trustpilot, Noble Gold also has a rating of 2.9 stars. Both reviews mentioned fees that were hard to find.
Noble Gold is like other gold investment firms in that you can place bars and coins made of silver, gold, platinum, and palladium into your IRA. There are many different kinds of precious metals that the IRS will accept. Some are famous, like the Australian Gold Kangaroo Coin, while others are scarce, like the 1oz Austrian Silver Philharmonic Coin. To comply with IRS regulations all rare metals IRA purchases are shipped to secure sites that are located in Delaware, Texas, or Canada.
Depending on how much you buy, you can expect to pay anywhere from $80 to $200 per year to keep your valuable metals. Most IRAs with Noble Gold require at least $20,000 to begin.
Follow these steps to begin with Noble Gold:
Fill out the online form to get an individualized advice or to create an IRA account for gold. You can speak with an expert in-house about your choices during the free sessions.
Contact an Noble Gold expert to start the process of moving your existing gold IRA over to the new account. If you withdraw money from a retirement account and put into the gold IRA instead of rolling it over, you might be required to pay tax on it. Consult a tax expert first.
Make sure you fund your precious metals IRA, and then buy the precious metals you’d like to purchase.
Choose your storage and allow Noble Gold ship your valuable coins to the safe location.
The most important characteristics of Noble Gold are:
Fantastic ways to assist customers
There are many types of precious metals to pick from.
Many sources have rated it five stars.
Access to the advice of experts
There are many tools for training that can assist investors.
If you’re ready to sell, you should have a “no questions asked” buy-back policy will be in place.
#8. Patriot Gold Group is the best for quickly setting up a gold IRA account.
Patriot Gold Group is a company based in Los Angeles that has been the top-rated gold and silver dealer in the United States by Consumer Affairs for five years in a row.
Patriot Gold Group is probably the best choice for investors with experience in precious metals who are familiar with the market and wish to invest a significant portion of their wealth into an investment in gold IRA, since it gives savings for big investments but doesn’t have many tools to help novice investors understand. Patriot Gold Group might be suitable for you if looking for a basic IRA dealer that offers basic silver and gold and good ways to get help.
The following accreditations, grades, and titles were awarded to Patriot Gold Group:
770 reviews on ConsumerAffairs gave this product 5 stars.
Google Reviews gives it 5 stars
ConsumerAffairs has selected us as the number one gold IRA dealer from 2020 to 2023.
Voted the best Gold IRA dealer in America from 2016 to 2020
BBB gave the BBB the A+ rating and an approval seal.
Professional Service for Grading Certified Coins
Member of the Numismatic Guaranty Corporation
When it concerns gold IRA reviews certificates, reviews, and awards, you’ll be able to find a better company than Patriot Gold Group. The company prioritizes its customers by providing them with helpful support lines, transparent pricing, and simple-to-use services that are compliant with IRS rules.
Patriot Gold Group sells gold and silver bars and coins which can be put into an IRA. Gold prices changes in real-time on their website, which means you can easily see the risks, benefits, and costs of purchasing. You can pick from a variety of gold-colored coins from the U.S., the U.K., Canada, and Australia. You can also select exclusive silver coins from as early as fifty years ago.
Patriot Gold Group has a large limit of $50,000 for a minimum account, so it is recommended to go with buyers who have had this experience before. First year storage and upkeep costs $250 and each year thereafter costs $200. There may be a need to pay more, like an amount to establish an account.
To begin your journey with Patriot Gold Group, you have to follow these steps:
Complete the online application form to begin.
Contact a customer service representative to start your account restart or movement of funds.
You can purchase precious metals and decide how you want to keep them.
You can get free delivery to the safe locker.
Investors can acquire these crucial things from Patriot Gold Group:
Positive reviews of the gold IRA on all websites
Fees for accounts have been waived for purchases over $100,000
Free investment tips for gold in an IRA
Access to helpful customer service
Price changes in real-time
#9. AdvantageGold is a reputable precious metals IRA company with a good selection of gold coins as well as bullion.
AdvantageGold is among the best companies for gold IRAs. They claim to be the top gold-producing company within the U.S. because they have been awarded the Best of TrustLink award for seven years in a row. AdvantageGold might be for you if you like to do things online and want easy access to good training tools.
The application process is simple with no need to talk to a person The company will give access to a vast knowledge base, including tools, videos and more.
AdvantageGold has been evaluated and certified in the following manner:
The #1 Most Trusted Gold IRA Company by TrustLink over the past seven years
Member of the American Numismatic Association
Member of the Industry Council for Tangible Assets
BBB gives the rating 4.83 stars, and an A+ grade.
More than 700 users have rated Google 5 stars.
More than 1,400 people have given Trustpilot five stars.
Based on the reviews of AdvantageGold You can expect excellent customer service, fantastic assistance and clear pricing in all of your contacts with AdvantageGold.
AdvantageGold lets you put platinum, silver, gold or palladium in your IRA. The Gold American Eagle Coin, the Canadian Palladium Maple Leaf Coin and the American Silver Eagle Proof Coin are some of the most common choices.
Annual storage charges for IRA purchases range from $100-$150. Investors also have to pay a $50 account set-up fee and a range of different yearly upkeep fees. AdvantageGold has no minimum payment which is a great thing.
To start using AdvantageGold To begin using AdvantageGold, you must do the following:
Fill out the online form and choose the account manager you would like to work with. You can complete the first step by yourself using AdvantageGold, or you can contact the customer support team for personalized assistance.
Accept the policies and rules of your company and then share your financial documents. You may need to show different documents about your IRA or taxes.
Choose the method you wish to transfer money in your account. A expert in rolling money over into an gold IRA will help you do this.
You can purchase precious metals and pick a secure storage space for them. As a final step, you must sign the declaration form.
AdvantageGold is a product with the following characteristics that distinguish it from the crowd:
When you’re ready for selling the house, the buy-back plan makes it easy.
A free guide to investing in gold through your IRA.
There are many ways to learn.
There are no minimum investment requirements.
Rollover assistance is helpful.
TrustLink has ranked us as the most dependable gold IRA company for the past seven years.
Resources that provide step-by-step instructions regarding how to withdraw cash
Customers on all sites leave excellent review of gold IRAs.
What exactly is an IRA that is backed by gold?
An individual retirement account in gold (IRA) is a self-managed personal retirement account that makes use of silver, gold, or other valuable metals instead bonds.
To guard yourself against the risk of inflation and market crashes, you need a diversified collection of investments. This is why a lot of people are now placing silver, gold and other precious metals in retirement accounts because they are a fairly safe and reliable investment.
The companies we have listed assist people in setting up gold IRAs by helping them transfer existing savings accounts to new self-directed precious metals IRAs. You should not start a gold IRA from scratch. Instead, you should move the money in your retirement savings into an account that is new.
The Internal Revenue Service has rules regarding what types of precious metals can be put into precious metals IRAs. They must be gold or coins and must meet specific “fineness” standards. These accounts are only able to hold coins that are OK with the IRS, like the Canadian Maple Leaf.
The top gold IRA companies make it simple and painless to manage and fund these individual retirement accounts. Many businesses put customers in touch with account representatives who can assist them in the process.
However, an agent for an account is not the same as a financial advisor. If you are considering adding gold IRA to your retirement account to make it more diverse, you should talk to your financial adviser first to see whether it’s a good idea for you.