A precious metals IRA or, more commonly known as a gold-backed IRA can help protect your money from volatility in the market and safeguard your investment from inflation. Additionally, precious metals such as gold and silver are very different from the standard investments like stocks and bonds, which makes them a good option to diversify.
We reviewed the top gold IRA firms to determine the best precious metal IRA accounts are the best value. We analyzed each gold IRA company below, based on a variety of things, such as the precious metals they provide and the charges they charge, the storage choices they offer and their customer service and even their reputation.
Goldco is among the most trusted and most reliable company overall for gold IRAs.
The best price for new buyers is American Hartford Gold.
Lear Capital: The new sales could receive up to $15,000 worth of bonus coins
Birch Gold Group has a wide range of valuable metals.
The best customer service is at Augusta Precious Metals.
Oxford Gold: Best scheme to buy back books
Noble Gold Investments is a gold IRA company with lots of experience.
Patriot Gold Group: Good for buying gold and silver directly
Advantage Gold: The best learning tools
#1. Goldco is the best company overall in the field of gold IRAs.
Goldco is a trusted dealer in rare metals and sells products that can help you save for retirement. Goldco is a leader in the field of rare metals, and has been awarded many awards and honors.
The Better Business Bureau gives Goldco an A+ rating, and the Business Consumer Alliance gives it a AAA grade.
Goldco will assist you to protect the assets in different retirement accounts by moving them into the precious metals IRA. If you own an IRA, TSP, 401(k) or 403(b) and a precious metals expert at the company can show you how to move the money from your account into a precious metals IRA.
This business also sells silver and gold directly to customers. You can put your retirement savings, or money from other savings accounts in real silver and gold.
If you’re looking to establish an precious metals IRA through Goldco, move or rollover your assets from your savings account into the new IRA. Goldco makes it simple and easy for customers to complete this process by guiding them through the steps:
You must sign a contract stating that you are aware of the Goldco rules for opening your IRA.
Make sure you fund your Self-Directed IRA by rolling over money from your current 401(k), 403(b), TSP, or IRA by calling the company that handles your account.
Buy your precious metals Select the precious metals that you’d like to add to your investment.
Goldco sells a variety of silver and gold coins which include:
American Silver Eagle
American Gold Eagle
The Great Barrier Reef is silver.
Gold Striped Aussie Marlin
The silver guinea shilling of the military
Gold and silver bars of various sizes can also be bought. These bars are as pure as.9999.
Goldco also has a program for buying back gold. If you experience a change in your circumstances and need to sell the precious metals in your account, Goldco will purchase them back at the best buy-back price, guaranteed.
If you’re still thinking about investing in an uncommon metals IRA, Goldco will send you a free kit with details. This kit has a written and spoken guide to investing in rare metals.
We believe that overall Goldco is among the best companies to provide gold IRAs.
One of the best companies to buy silver, gold as well as platinum, through an IRA.
A reputable company with clear prices
With a gold IRA move, you are able to switch your current savings account.
The only company Sean Hannity recommends for a gold IRA is
The Better Business Bureau gave it an A+.
Over 2,500 five-star reviews on gold IRAs
#2. The best gold IRA account for 401(k) rollovers is American Hartford Gold.
American Hartford Gold is a excellent gold IRA company that allows you to buy in silver and gold. The company is owned by a family, and is headquartered in Los Angeles, CA. It has been awarded numerous awards, including the #1 Gold Company award in the Inc. 5000 list for 2021.
American Hartford Gold promotes gold IRAs however, you can also add silver if you want through your retirement account. You can buy an IRA with gold IRA through American Hartford Gold by taking these steps:
Contact American Hartford Gold to talk with an expert and fill in the forms.
You can transfer your old IRA to an entirely self-directed gold IRA.
Choose the gold or silver items you want to put in your IRA.
Get your precious metals which can be put into an IRA.
Through Equity Trust, a well-known gold IRA broker, American Hartford Gold offers precious metals IRAs. Once you decide which valuable metals to add to your account, store them with a safe storage company such as Brinks, Delaware Depository, or International Depository Services Group.
The gold IRA company also sells a broad range of gold and silver goods which can be purchased directly. For example, here are some of the gold products sold by the company:
Gold Saint Helena Sovereign coin
The gold coin is part of the Canadian Gyrfalcon
1-ounce gold bar
On the other hand, its metal products include:
Wildlife of Australia silver coin
Krugerrand, made in South Africa
Rounds of 1 1 ounce
Pre-64 coins were being used.
bars of 10 1 oz and 100 oz
When you purchase valuable metals from American Hartford Gold, you can always talk to a person about your investments and learn what they’re doing. You can call the number on the website anytime to speak to your agent.
If you’d like to know more about buying gold prior to making the move, you can ask the business for a no-cost guide. This guide, which is 25 pages long, provides information on how rare metals IRAs can assist you in taking control of your savings.
You can also get information about the changes to the market for gold by visiting the News and Charts part of the American Hartford Gold website. The site also has articles that will help you decide on how to spend.
American Hartford Gold is a reliable gold IRA firm that provides the most reliable gold IRA investments.
#3. Lear Capital is a reliable Gold IRA company that will match any price.
Lear Capital is one of the most reputable gold IRA companies. It is headquartered in Los Angeles and has been operating since more than 25 years. Based on gold IRA reviews, the firm’s AAA score from the Business Consumer Alliance, and the fact that the Professional Coin Grading Service has designated it as an Authorized Dealer We’ve determined that Lear Capital is a valid and reliable gold IRA service.
Let’s say that you decide to put your gold IRA funds into Lear Capital. In that case you will be able to get assistance from a specialist, pay a flat fee and make sure that the purchase is guaranteed up to 24 hours and avoid charges for a large payment.
The following are Lear Capital’s grades as well as certifications:
Trustpilot awards us 4.8 stars.
AAA, and the Business Consumer Alliance gave it 5 stars.
Authorized by the Professional Coin Grading Service (PCGS)
Member of the Precious Metals Association
Member of the Numismatic Guaranty Corporation
Gold IRA companies such as Lear Capital, which have great reviews from customers, focus on smooth experiences and easy access to friendly assistance teams and clear prices among other things. To ensure that your money is compliant with IRS standards, it is best to only deal with a qualified service.
Lear Capital sells gold, platinum, and silver bars and coins which can be put into an IRA. You can choose from the most renowned options like the American Gold Eagle or the Canadian Silver Maple Leaf, or choose something more simple like a 10– to 100-ounce bar made of your favorite metal. Prices for valuable metals are always changing to reflect market trends and allow you to know what to expect.
Follow these steps to get started by contacting Lear Capital:
You can create a rare metals IRA account by filling in an online application which takes only 10 minutes.
You should hear back from the person who is responsible for your IRA within 24 hours about how to do the tax-free transfer. The money could take as long as five days to be moved.
You can purchase precious metals and then allow Lear Capital ship them to a safe place where they’ll be fully insured.
Set up and store your IRA for free if invest at least $25,000 to $50,000 for a year, $25,000 to $50,000 for two years and $75,000 or more for three years.
The most important thing about Lear Capital are:
If you open a brand new gold IRA account that is greater than $25,000, you will receive free set-up and hold services.
When you make a purchase of more than $10,000 you get your $50 setup fee back.
24 hour promises on purchases
Priced at the flat cost
One-on-one help from pros on gold IRA buying
Many choices for gold, silver, and platinum
Excellent reviews from every source
Costs are clearly stated because prices are updated often.
#4. Birch Gold Group is an expert in gold IRA rollovers, as well as other precious metals.
Birch Gold Group is one of the best places to purchase rare metals, either directly or through an IRA. Since 2003, the firm has been operating and a large number of customers have praised the company. reviews about it.
Birch Gold Group has a grade of A+ from the Better Business Bureau, AAA from the Business Consumer Alliance, and 5 stars from many other websites. You can be confident that purchasing rare metals from Birch Gold Group will be a safe and dependable process.
Birch Gold Group sells a wide range of silver, gold platinum, and palladium goods in addition to other. You can buy these metals on their own, or use them to deposit money into an precious metals IRA.
The company makes it simple for you to transfer the retirement savings you have saved into an precious metals IRA. With the assistance of a certified Precious Metals Specialist you can follow the following steps:
Create your account and select which method you would like to fund it. Birch Gold Group is the best option. Birch Gold Group, you can move an IRA or transfer a 401(k) for funding your new self-directed IRA.
Choose the best metals for your account. Your valuable Metals Specialist can help you determine which metals to invest in to get the greatest tax benefits.
You can buy your valuable metals. Your specialist will go over your purchase and inform you that the purchase was successful once they have done so.
Find a method to store your items. Your specialist will guide you through the different options for storing your things. Birch Gold Group stores its customers’ investments at various locations, such as Delaware Depository and Brink’s Global Service.
Find out how you IRA is performing. You can contact your Specialist at any time to check on your account or make adjustments.
Birch Gold Group also lets customers purchase silver, gold, platinum, and palladium products directly from them. The company offers a broad selection of currency that is deemed acceptable with the IRS like:
Gold Eagle, American
Silver Eagle, American
Leaf of the Canadian Gold Maple
Guinea Silver Rose Crown
You can also purchase round and bars of gold and silver.
These are some of the company’s platinum products:
Rounds and bars
United States Platinum Eagle
Australian Silver Florin
The final products made from gold include:
Bars and round-shaped bars
Canadian Maple Leaf Made of Palladium
Overall, Birch Gold Group is a great company to work with if you are looking to create a flexible precious metal IRA.
#5. Augusta Precious Metals is a highly evaluated Gold IRA company with 5 five-star reviews.
Augusta valuable Metals is a well-known company that sells valuable metals like gold and silver. They offer IRAs and cash payments for gold and silver. This firm also runs a website with many free information about the investment in rare metals and establishing an silver or gold IRA.
Augusta Precious Metals has a 4.97 rating from customers and an A+ rating from the Better Business Bureau. The company also received great feedback on TrustLink, Google My Business, Facebook, and the Business Consumer Alliance, among other sites.
Follow these steps to create an IRA for precious metals with Augusta Precious Metals:
The self-directed IRA provider in Augusta can help you set the new IRA.
You can use money from your savings account to fund your account.
Through Augusta’s order desk, you can purchase gold and silver.
Augusta Precious Metals works with Equity Trust, a top self-directed IRA service that helps customers to set up precious metals IRAs. This IRA company works with people across all fifty U.S. states. They have been in business since more than 30 years, and been able to manage more than $25 billion.
After you have purchased silver and gold for your savings account, Augusta Precious Metals will keep the gold and silver for you. The company keeps its valuable metals in the Delaware vault, which is a safe private vault.
Augusta Precious Metals is also an option to purchase real gold and silver. You just need to move money into the Augusta account and choose the silver and gold products you’d like to purchase. Augusta will deliver them to your doorstep and you’ll have to sign the documents for them.
Augusta Precious Metals sells metal and luxury coins made of silver and gold. Bullion products manufactured by the company comprise things such as:
American Gold Eagle
American Silver Eagle
Canada’s Gold Maple Leaf
A silver coin that is referred to as “America the Beautiful”
You can also buy 1to 10 ounce bullion gold bars, 10- up to 100-ounce silver bullion bar and 90 silver bags containing 97 percent.
A few of the company’s premium gold and silver coins are:
Gold Sovereign of St. Helena in 2022
2021 Soaring Eagle Silver Coin from the Royal Canadian Mint
If you’re looking to add products to your IRA You can also take a look at the company’s IRA-eligible coins.
All in all, Augusta Precious Metals is one of the top firms for gold IRAs.
#7. Oxford Gold is a reputable company to invest in silver and gold.
Oxford Gold Group is a company that helps people set the gold IRAs. They sell silver, gold, platinum, and palladium. The company has a fantastic evaluation from the Better Business Bureau (A+) and also from websites like Trustpilot, Consumer Affairs, and Google My Business (excellent scores).
Oxford Gold has IRAs for both silver and gold, and there are a lot of tools to help you start these funds. On the Oxford Gold website, you can find out how to transfer funds into a precious metal IRA and how they work, what kinds are offered and the reasons they are a good investment.
The Oxford Gold website, you can buy coins and bars made of silver, gold, platinum, and palladium. The company sells a vast range of popular silver and gold coins and other products, like:
The Silver Maple Leaf is a Canadian coin.
“Rose Crown” coin from Guinea
Silver coin from “America the Beautiful”
Gold Canadian coin featuring a polar bear and a cub
PAMP Silver Bar Suisse
Gold bars of 1 oz. and 10 oz.
The company also sells a limited number of coins and bars made of platinum and palladium.
Oxford Gold Group tries to be superior to other companies that deal in precious metals in its ability to listen to clients and providing them with the tools they require to make sound financial decisions. On its website, the company has a full learning center to aid buyers in the purchasing process.
This study area includes many tools which include:
Guide to investing in precious metals
News and stories about buying gold
A listing of terms
If you are employed by Oxford Gold Group, you’ll also be able direct access to one of the Oxford Gold Group’s Managing Partners. The person you talk to will be able to answer any questions you have about how to trade or keep your gold in your IRA.
We like that Oxford Gold looks at buying valuable metals from an impartial perspective. This allows customers to understand the advantages and disadvantages of these investments and make better choices.
Overall, Oxford Gold Group is one of the best companies that offer gold IRAs.
#7. Free Gold and Silver IRA Guide for new investors from Noble Gold Investments
Noble Gold is one of the best gold IRA companies due to its a wide range of valuable metals that are regulated by the IRS. It also provides helpful training materials for buyers and an A+ grade from the Better Business Bureau (BBB). You can open an IRA with Noble Gold if you are interested in silver, gold platinum, palladium, or. After just a few years in business Noble Gold’s gold IRA reviews on all websites have earned it five stars.
Opening an IRA account is a big option, so it is important to choose a precious metals investment firm that places the opinions of its clients as well as the certifications of its affiliates first. These scores are given for Noble Gold:
Google Reviews gave it 4.9 stars.
ConsumerAffairs gave it 5 stars.
BBB gives it an A+.
Based on reviews, Yelp gave it 5 stars.
Although there are only two reviews on Trustpilot, Noble Gold also has a grade of 2.9 stars. Both reviews discussed fees that were hard to locate.
Noble Gold is like other gold investment firms in that you can place bars and coins made of silver, gold platinum, palladium, and platinum into your IRA. There are many different types of valuable metals that the IRS will accept. Some are famous, like the Australian Gold Kangaroo Coin, while others are rare such as the Austrian Silver Philharmonic 1oz Coin. To comply with IRS regulations the rare metals that are included in IRA purchases are sent to secure locations that are located in Delaware, Texas, or Canada.
Depending on how much you buy, you can expect to pay anywhere from $80-$200 per year to keep your real precious metals. Most IRAs with Noble Gold require at least $20,000 to begin.
Follow these steps to get started using Noble Gold:
Complete the form online to get an individualized advice or to open an IRA account for gold. You can speak with an expert in-house about your options during the free sessions.
Speak to an Noble Gold expert to start the process of rolling the gold IRA over to your new account. If you withdraw money of another retirement account to put into the gold IRA instead of rolling it over, you could be required to pay tax on it. Talk to a tax expert first.
Fund your precious metals IRA, and then buy the precious metals you’d like.
Choose the storage that you prefer, and then allow Noble Gold ship your valuable coins to the safe location.
The most important aspects of Noble Gold are:
Fantastic ways to assist customers
There are a variety of precious metals that you can pick from.
A number of sources have rated it five stars.
Free access to the advice of experts
There are a lot of training tools that can help investors.
If you’re ready to sell, you should have a “no questions asked” buy-back policy.
#8. Patriot Gold Group is the best for quickly setting up a gold IRA account.
Patriot Gold Group is a Los Angeles-based company that has been rated the highest-rated gold and silver dealer in the country by Consumer Affairs for five years in a row.
Patriot Gold Group is probably ideal for those who are experienced in investing in precious metals who know the market and want to put a large portion of their money into a gold IRA, since it gives savings for large investments but lacks many tools to help new investors learn. Patriot Gold Group might be the right choice if you’re looking for a simple IRA dealer with options for basic silver and gold and helpful ways to seek help.
The following grades, accreditations and titles have been granted to Patriot Gold Group:
707 reviews on ConsumerAffairs gave this product 5 stars.
Google Reviews gives it 5 stars
ConsumerAffairs has chosen us as the number one gold IRA dealer from 2020 to 2023.
Voted the best Gold IRA dealer in America from 2016 to 2020
BBB gave the BBB the A+ rating and a seal of approval.
Professional Service for Grading Certified Coins
Member of the Numismatic Guaranty Corporation
When it comes to gold IRA reviews certificates, reviews, and awards, you won’t find a better organization than Patriot Gold Group. The company prioritizes its customers by giving them helpful assistance lines, straightforward pricing, and simple-to-use services that meet IRS rules.
Patriot Gold Group sells gold and silver bars and coins which can be put into an IRA. Gold prices changes in real time on the website, so you can easily see the risks, benefits and costs of purchasing. You can choose from 10 gold-colored coins from the U.S., the U.K., Canada, and Australia. You can also pick from exclusive silver coins dating as early as fifty years ago.
Patriot Gold Group has a large minimal account size of $50,000 therefore it is recommended to go with buyers who have previously had this service. The first year of storage and upkeep costs $250, and each year after that costs $200. You might have to pay a little more like the cost to open an account.
To begin working with Patriot Gold Group, you must do the following:
Complete the online account application to begin.
Contact a customer service worker to start your account restart or to transfer funds.
You can buy valuable metals and pick the way you’d like to keep them.
You can get complimentary delivery to your safe locker.
Investors can obtain these essential items from Patriot Gold Group:
The gold IRA is rated highly by its customers. IRA on all websites
Fees for accounts have been waived for purchases of more than $100,000.
Free investment tips for gold in an IRA
Access to helpful customer support
Price changes in real time
#9. AdvantageGold is an experienced precious metals IRA company with a great variety of physical gold coins as well as bullion.
AdvantageGold is one of the top companies for gold IRAs. They say they are the best gold company within the U.S. because they have been awarded the Best of TrustLink award for seven consecutive years. AdvantageGold could be a good choice If you enjoy doing things online and need easy access to quality training tools.
The application process is simple with no need to talk to a person The company will give you access to a large knowledge base, including tools, videos, and more.
AdvantageGold has been rated and certified as follows:
The #1 Most Trusted Gold IRA Company by TrustLink over the past seven years
Member of the American Numismatic Association
Member of the Industry Council for Tangible Assets
BBB rates the rating 4.83 stars, and it is awarded an A+ grade.
More than 700 users have given Google five stars.
More than 1,400 people have given Trustpilot five stars.
Based on the positive reviews from AdvantageGold, you can expect great customer service, great help and transparent prices in all of your contacts with the company.
AdvantageGold lets you put gold, silver, platinum or palladium into your IRA. The Gold American Eagle Coin, the Canadian Palladium Maple Leaf Coin, as well as the American Silver Eagle Proof Coin are among the most commonly used options.
Annual storage fees for IRA purchases are between $100-$150. Investors are also required to pay a $50 account-setting-up fee and a variety of annual upkeep charges. AdvantageGold has no minimum payments, which is a good thing.
To start using AdvantageGold To begin using AdvantageGold, you must do the following:
Fill out the online form, and select the account manager you’d like to choose. You can complete this initial step on your own with AdvantageGold, or you can contact the customer support team for personalized help.
Accept the policies and rules of your company and then provide your financial records. You may be required to present different papers about your IRA or tax obligations.
Select the method you prefer to transfer money in your account. A expert in rolling money over into a gold IRA can assist you with this.
You can purchase valuable metals and pick a secure storage space for them. In the final step, you need to sign the declaration form.
AdvantageGold is a product with the following characteristics which make it stand out:
When you’re ready to sell, the buy-back scheme makes it easy.
A free guide on investing in gold through your IRA.
There are a variety of options to get involved in learning.
There aren’t any minimum investments.
Rollover help is convenient.
TrustLink has ranked us as the most dependable gold IRA company for the past seven years.
Resources that provide step-by-step instructions regarding how to withdraw funds
Customers on all sites leave excellent feedback on gold IRAs.
What is an IRA with gold as its backer?
A gold individual retirement account (IRA) is a self-managed personal retirement account that makes use of gold, silver or other precious metals instead of stocks or bonds.
To guard yourself against the risk of inflation and stock market crashes, you require a variety of investments. This is why a lot of people are investing in silver, gold, and other valuable metals into their retirement accounts because they are an extremely safe and reliable investment.
The companies we have listed assist people in setting in place gold IRAs by helping them roll over or transfer existing savings accounts to new self-directed precious metals IRAs. You should not create a new gold IRA from scratch. Instead, you should move the money from your retirement savings into a new tab.
The Internal Revenue Service has rules regarding what types of precious metals can be placed in precious metals IRAs. The items must be gold or coins and meet certain “fineness” standards. These accounts can only hold the coins that are accepted by the IRS, like the Canadian Maple Leaf.
The best gold IRA companies make it simple and painless to manage and fund these retirement accounts for individuals. Many companies put clients in contact with account representatives who can help them through the process.
However, an agent for an account is not the same as an advisor to financial matters. If you’re considering adding an gold IRA to your retirement account to make it more diverse You should speak to your financial adviser first to determine whether it is a good idea for you.