A precious metals IRA that is also known as a gold-backed IRA, can help protect your savings from market volatility as well as protect you from inflation. Also, valuable metals like gold and silver are very different from traditional assets like bonds and stocks which makes them a great way to diversify.
We looked at the top gold IRA companies to determine what precious metal IRA accounts are the most beneficial. We evaluated each gold IRA company below, based on a variety of factors, including the valuable metals they offer, the fees they impose, the storage choices they offer and their customer service and even their reputation.
Goldco is one of the most reputable and most reliable company overall when it comes to gold IRAs.
The best price for new purchasers is American Hartford Gold.
Lear Capital: The new sales can be eligible for up to $15,000 in bonus coins
Birch Gold Group has a wide range of valuable metals.
The best customer service is available at Augusta Precious Metals.
Oxford Gold: Best scheme to buy back books
Noble Gold Investments is a gold IRA firm with a lot of experience.
Patriot Gold Group: Good to buy silver and gold directly
Advantage Gold: The most effective learning tools
#1. Goldco is the best company for gold IRAs.
Goldco is a reputable dealer in rare metals that sells goods that can help you save more for retirement. Goldco is a leading company in the business of rare metals, and has been awarded numerous awards and distinctions.
The Better Business Bureau gives Goldco an A+ rating, while the Business Consumer Alliance gives it an AAA grade.
Goldco will help you safeguard the assets of a variety of retirement accounts by shifting them into a precious metals IRA. If you own an IRA, TSP, 401(k) or 403(b), a precious metals expert at the company can show you how to transfer the money in your account to an precious metals IRA.
The company also sells silver and gold directly to its customers. You can invest your retirement savings, or money from other savings accounts in real gold and silver.
If you are looking to open a precious metals IRA through Goldco, move or rollover your savings from your current savings account to your new IRA. Goldco makes it easy and painless for customers to accomplish this by walking them through the steps:
Make a commitment to know the rules of Goldco to open your IRA.
Make sure you fund your Self-Directed IRA by rolling over money from your current 401(k), 403(b), TSP, or IRA by contacting the company who handles your account.
Buy your valuable metals: Select the precious metals that you’d like to add to your investment.
Goldco sells a variety of different kinds of silver and gold coins, including:
American Silver Eagle
American Gold Eagle
The Great Barrier Reef is silver.
Gold Striped Aussie Marlin
The silver guinea shilling of the military
Marlin Gold
Bars of silver and gold in different sizes can also be purchased. These bars are as pure as.9999.
Goldco also offers an option to buy back gold. If you experience a change in your circumstances and need to sell the precious metals in your account, Goldco will buy these back for the most competitive price for buy-back, which is guaranteed.
If you’re thinking of investing in a rare metals IRA, Goldco will send you a free kit that includes details. The kit includes written and spoken instructions on investing in rare and precious metals.
Overall, we think Goldco is one of the best companies that offer gold IRAs.
One of the top companies to purchase gold, silver and platinum through an IRA.
reputable business with clear prices
With a gold IRA move, you are able to change your current savings account.
The only company Sean Hannity recommends for a gold IRA is
The Better Business Bureau gave it an A+.
Over 2,500 five-star reviews on gold IRAs
#2. The most reputable gold IRA account for 401(k) rollovers is American Hartford Gold.
American Hartford Gold is a good gold IRA company that lets you buy in silver and gold. The company is owned by a family and is located in Los Angeles, CA. It has been awarded numerous awards, including the #1 Gold Company award on the Inc. 5000 list for 2021.
American Hartford Gold promotes gold IRAs however, you can also add silver through your retirement account. You can purchase an IRA with gold IRA through American Hartford Gold by taking these steps:
Contact American Hartford Gold to talk to an expert and fill in the forms.
You can move your old IRA to an entirely self-directed gold IRA.
Select the silver or gold items you would like to put in your IRA.
Purchase your precious metals that can be put in an IRA.
Through Equity Trust, a well-known gold IRA broker, American Hartford Gold offers precious metals IRAs. After you have chosen which valuable metals you want to add to your account, you can keep them with a safe storage company such as Brinks, Delaware Depository, or International Depository Services Group.
The gold IRA business also sells a broad range of gold and silver products which can be purchased directly. For example, here are some of the company’s gold products:
Gold Saint Helena Sovereign coin
Gold coin from the Canadian Gyrfalcon
1-ounce gold bar
Combibar Valcambi
However metal products include:
Wildlife of Australia silver coin
Krugerrand, made in South Africa
Rounds of 1 ounce
Pre-64 coins were in use.
bars of 10 oz and 100 oz
Combibar Valcambi
When you purchase valuable metals from American Hartford Gold, you can always speak with a representative about your investments and learn what they’re doing. You can dial the number listed on the company’s website anytime to speak to your agent.
If you’re interested in learning more about purchasing gold prior to making the move, you can ask the company for a no-cost guide. This guide of 25 pages contains valuable information on the ways that rare metals IRAs can help you take charge of your savings.
You can also get information about the changes to the gold market by going to the News and Charts part of the American Hartford Gold website. The site also has articles that can help you determine how to spend.
American Hartford Gold is a trusted gold IRA company that offers the highest quality gold IRA investments.
#3. Lear Capital is a reliable Gold IRA company that will match any price.
Lear Capital is one of the best gold IRA companies. It is headquartered in Los Angeles and has been in business for over 25 years. Based on gold IRA reviews, Lear Capital’s AAA rating by the Business Consumer Alliance, and the fact that the Professional Coin Grading Service has designated it as an authorized Dealer We’ve determined that Lear Capital is a valid and reliable gold IRA provider.
Let’s say you decide to put your gold IRA funds into Lear Capital. In this scenario, you can get help from a personal expert, pay a flat fee and make sure that the purchase is guaranteed for 24 hours, and avoid fees when you make a large payment.
These are the Lear Capital’s grade and certifications:
Trustpilot gives us 4.8 stars.
AAA as well as the Business Consumer Alliance gave it 5 stars.
Authorized by the Professional Coin Grading Service (PCGS)
Member of the Precious Metals Association
Member of the Numismatic Guaranty Corporation
Gold IRA companies such as Lear Capital, which have excellent reviews from their customers, are focused on smooth experiences, easy access to helpful support teams, and clear prices as well as other aspects. To make sure your money meets IRS standards, it is best to only use a reputable service.
Lear Capital sells gold, silver, and platinum coins and bars that can be placed in an IRA. You can choose from famous choices like the American Gold Eagle or the Canadian Silver Maple Leaf, or opt for something simpler like a 10 100-ounce bar of your preferred metal. Prices for precious metals change frequently to reflect changes in the market and allow you to anticipate what to expect.
Follow these steps to start using Lear Capital:
You can open a rare metals IRA account by filling out an online application that only takes 10 minutes.
You should hear back from the person responsible for the IRA within 24 hours regarding how to make the tax-free transfer. The money could take as long as five days to be moved.
You can buy valuable metals and then allow Lear Capital ship them to an area that is secure and that is fully insured.
Create and keep your IRA for free if you invest at least $25,000 to $50,000 for one year, $25,000 to $50,000 for two years and $75,000 or more for a period of three years.
The most important things about Lear Capital are:
When you open a new gold IRA account that is greater than $25,000, you get free set-up and hold services.
If you make a purchase of more than $10,000 you will receive your $50 setup cost back.
24 hour promises on purchases
Priced at an unbeatable price
Assistance from a professional in gold IRA buying
There are many options for gold, silver, and platinum
Excellent reviews from every source
Costs are clear since prices are frequently updated.
#4. Birch Gold Group is an expert in gold IRA rollovers, as well as other precious metals.
Birch Gold Group is one of the best places to buy rare metals, either directly or through an IRA. Since 2003, this firm has been operating and a lot of customers have shared positive things about it.
Birch Gold Group has a grade of A+ from the Better Business Bureau, AAA from the Business Consumer Alliance, and 5 stars from many other sites. You can be confident that purchasing rare metals from Birch Gold Group will be a safe and secure process.
Birch Gold Group sells a variety of gold, silver, palladium, and platinum products, among others. You can purchase these metals on their own or use them to deposit money into an precious metals IRA.
This company makes it simple for you to convert the retirement savings you have saved into an precious metals IRA. With the help of a trained Precious Metals Specialist You can follow the following steps:
Create your account and choose the method of funding it. Through Birch Gold Group, you can transfer an IRA or roll over an existing 401(k) to help fund your self-directed IRA.
Choose the best metals to invest in for your account. Your precious Metals Specialist can help you determine which metals to invest in to get the highest tax advantages.
You can buy your valuable metals. Your specialist will review your order and inform you that the purchase was successful when they have confirmed it.
Choose a way to store your things. Your expert will help you understand the various ways to store your items. Birch Gold Group stores its customers’ investments in a variety of locations including Delaware Depository and Brink’s Global Service.
Find out how you IRA is going. You can call your Specialist anytime to check on your account and make any changes.
Birch Gold Group also lets you buy gold, silver, platinum, and palladium items directly from them. The company sells a wide variety of currency that is deemed acceptable with the IRS, such as:
Gold Eagle, American
Silver Eagle, American
Leaf of the Canadian Gold Maple
Guinea Silver Rose Crown
You can also purchase round and bars of gold and silver.
These are some of the platinum products from the company:
Rounds and bars
United States Platinum Eagle
Australian Silver Florin
Finally, the products made from gold are:
Rounds and bars
Canadian Maple Leaf Made of Palladium
In the end, Birch Gold Group is a great company to work with if you want to create a flexible precious metal IRA.
#5. Augusta Precious Metals is a highly evaluated Gold IRA company with 5 stars reviews.
Augusta valuable Metals is a well-known company that sells metals such as silver and gold. They provide IRAs and cash payments for gold and silver. This firm also runs a website with lots of information for free about the investment in rare metals and setting up an silver or gold IRA.
Augusta Precious Metals has a 4.97 rating from customers and an A+ grade from the Better Business Bureau. The company has also gotten excellent reviews on TrustLink, Google My Business, Facebook, and the Business Consumer Alliance, among other sites.
Follow these steps to set up an IRA for precious metals with Augusta Precious Metals:
The self-directed IRA service in Augusta can help you set up your new IRA.
Use money from your savings account to pay for your account.
At Augusta’s Order Desk, you can purchase gold or silver.
Augusta Precious Metals works with Equity Trust, a top self-directed IRA service that helps users create precious metals IRAs. This IRA company is a partner for people from all 50 U.S. states. They have been in business for more than 30 years and have managed more than $25 billion.
After you have purchased gold and silver to save money, Augusta Precious Metals will keep the gold and silver for you. The company stores its precious metals inside the Delaware vault which is a secure, private vault.
Augusta Precious Metals is also an option to purchase genuine silver and gold. It’s as simple as transferring funds into the Augusta account and select the gold and silver goods you wish to purchase. Augusta will deliver them to your doorstep and you’ll have to sign them.
Augusta Precious Metals sells metal and luxury coins made from silver and gold. Bullion goods made by the company include things like:
American Gold Eagle
American Silver Eagle
Canada’s Gold Maple Leaf
A silver coin that is referred to as “America the Beautiful”
You can also buy 1to 10-ounce bullion gold bars, 10 up to 100-ounce silver bullion bar and 90 silver bags containing 97 percent.
The company’s high-end gold and silver coins are:
Gold Sovereign of St. Helena in 2022
2021 Soaring Eagle Silver Coin from the Royal Canadian Mint
If you want to add goods to your IRA, you can also check out the company’s IRA-eligible products.
Overall, Augusta Precious Metals is one of the best firms for gold IRAs.
#7. Oxford Gold is a reputable firm that invests in gold and silver.
Oxford Gold Group is a firm that assists people to set up gold IRAs. They sell gold, silver, platinum, and palladium. The company has a great rating from the Better Business Bureau (A+) and from sites like Trustpilot, Consumer Affairs, and Google My Business (excellent scores).
Oxford Gold has IRAs for both gold and silver and there are a lot of tools that can assist you in establishing these funds. On the Oxford Gold website, you can learn how to transfer funds into an precious metal IRA and learn how they function and what types are available and the reasons why they are a good investment.
The Oxford Gold website, you can buy coins and bars made of gold, silver, platinum, and palladium. The company offers a broad range of popular silver and gold coins and other items, including:
The Silver Maple Leaf is a Canadian coin.
“Rose Crown” coin from Guinea
Silver coin of “America the Beautiful”
Gold Canadian coin with Polar bear and cub
PAMP Silver Bar Suisse
Gold bars of 1 oz. and 10 oz.
It also offers a limited number of coins and bars made of platinum and palladium.
Oxford Gold Group tries to be better than other companies that deal in precious metals by listening to its customers and giving them the tools they require to make sound financial decisions. On its website, the company has a complete learning center to assist buyers.
This study area has several tools, including:
Guide to investing in precious metals
Stories and news about buying in gold
FAQs
A glossary of terms
If you are employed by Oxford Gold Group, you’ll also get direct access to one of the company’s Managing Partners. The person you talk to will be able to help you answer any questions that you may have regarding how to trade or store your gold in your IRA.
We like that Oxford Gold looks at buying precious metals from a neutral point of view. This helps customers understand the advantages and disadvantages of these investments and make better choices.
In the end, Oxford Gold Group is one of the best companies that offers gold IRAs.
#7. Free Gold and Silver IRA Guide for new investors from Noble Gold Investments
Noble Gold is one of the most reputable gold IRA companies due to its an extensive selection of precious metals that have been approved by the IRS. It also has helpful teaching material for buyers and an A+ grade from the Better Business Bureau (BBB). You can create an IRA with Noble Gold if you are interested in silver, gold platinum, palladium, or. After less than 10 years of operation, the company’s gold IRA reviews on all websites have won it five stars.
Opening a gold IRA account is a good option, so it is important to choose a precious metals investment firm that places the reviews of its clients and the accreditations of its affiliates in the first place. These scores are available for Noble Gold:
Google Reviews gave it 4.9 stars.
ConsumerAffairs gave it 5 stars.
BBB gives it an A+.
Based on reviews, Yelp gave it 5 stars.
Although there are only two reviews on Trustpilot, Noble Gold also has a rating of 2.9 stars. Both reviews discussed fees that were hard to locate.
Noble Gold is like other gold investment firms in that you can put bars and coins made of silver, gold platinum, palladium, and platinum in your IRA. There are many different kinds of precious metals that the IRS will accept. Some are famous, like the Australian Gold Kangaroo Coin, and others are more rare like the Austrian Silver Philharmonic 1oz Coin. To comply with IRS regulations, all rare metals IRA purchases are sent to secure locations in Delaware, Texas, or Canada.
Depending on how much you buy, you can expect to pay between $80 to $200 per year to store your real precious metals. The majority of IRAs that have Noble Gold require at least $20,000 to start.
Follow these steps to begin using Noble Gold:
Complete the online form to receive an individualized advice or to create an IRA account for gold. You can speak with an expert in-house about your options during the free sessions.
Contact an Noble Gold expert to start the process of rolling the gold IRA over to the new account. If you withdraw money of another retirement account to put into the gold IRA instead of rolling it over, you could be required to pay taxes on it. Consult a tax expert first.
You can fund your precious metals IRA and then purchase the precious metals you’d like.
Choose the storage that you prefer and let Noble Gold ship your valuable coins to the safe storage location.
The most important things about Noble Gold are:
Great ways to assist customers
There are many kinds of precious metals that you can pick from.
A number of sources gave it five stars.
Access to expert advice
There are a lot of tools for training that can assist investors.
If you’re ready to sell, make sure you have a “no questions asked” buy-back policy will be in place.
#8. Patriot Gold Group is the most efficient way to set up a gold IRA account.
Patriot Gold Group is a Los Angeles-based company that is rated as the top silver and gold dealer in the country by Consumer Affairs for five years in a row.
Patriot Gold Group is probably the best choice for investors with experience in precious metals who are familiar with the market and want to invest a significant portion of their assets into an investment in gold IRA as it offers savings for big investments but lacks a lot of tools to help new investors learn. Patriot Gold Group might be the right choice if you’re looking for a simple IRA dealer that has options for basic gold and silver as well as good ways to get help.
The following grades, accreditations, and titles were granted to Patriot Gold Group:
770 reviews on ConsumerAffairs gave this product 5 stars.
Google Reviews gives it 5 stars
ConsumerAffairs has chosen us as the top gold IRA dealer from 2020 to 2023.
Voted the top Gold IRA dealer in America from 2016 until 2020
BBB awarded the BBB an A+ rating and a seal of approval.
Professional Service for Grading Certified Coins
Member of the Numismatic Guaranty Corporation
When it concerns gold IRA reviews certificates, reviews and awards, you’ll be able to find a better organization than Patriot Gold Group. The company puts its customers first by giving them helpful assistance lines, straightforward pricing, and simple-to-use services that comply with IRS regulations.
Patriot Gold Group sells gold and silver bars and coins that can be placed in an IRA. Gold prices fluctuates in real time through the site, which means you can easily see the risks, benefits and costs associated with your purchase. You can select from a variety of gold-colored coins from the U.S., the U.K., Canada, and Australia. You can also select exclusive silver coins from as far back as fifty years ago.
Patriot Gold Group has a large minimum account size of $50,000, so it is recommended to go with buyers who have done this before. The initial year of storage and maintenance costs $250 and every year following that is $200. There may be a need to pay a little more for instance, a fee to set up an account.
To begin your journey with Patriot Gold Group, you need to do the following:
Fill out the online account application to get started.
Contact a customer service representative to start your account restart or movement of funds.
You can purchase precious metals and choose how you want to store them.
You can receive no cost delivery to the safe locker.
Investors can obtain these essential things from Patriot Gold Group:
Positive reviews of the gold IRA on all sites
Fees for accounts have been waived for purchases over $100,000
Free investment guides for gold in an IRA
Access to customer service that is helpful
Price changes in real time
#9. AdvantageGold is an experienced precious metals IRA company with a good choice of gold coins as well as bullion.
AdvantageGold is among the best companies for gold IRAs. They say they are the top gold-producing company in the U.S. because they have been awarded the Best of TrustLink award for seven consecutive years. AdvantageGold could be a good choice when you love doing things online and need easy access to quality training tools.
The application process is simple without speaking to anyone, and the company gives access to a vast knowledge base, including tools, videos and more.
AdvantageGold has been assessed and certified as follows:
The #1 Most Trusted Gold IRA Company by TrustLink for the last seven years
Member of the American Numismatic Association
Member of the Industry Council for Tangible Assets
BBB gives the rating 4.83 stars with it is awarded an A+ grade.
Nearly 700 of their customers have given Google 5 stars.
More than 1,400 users have rated Trustpilot five stars.
Based on the positive reviews from AdvantageGold you can count on great customer service, excellent assistance and transparent prices in all your interactions with the company.
AdvantageGold allows you to put gold, silver, platinum, or palladium into your IRA. The Gold American Eagle Coin, the Canadian Palladium Maple Leaf Coin, and the American Silver Eagle Proof Coin are some of the most common choices.
Annual storage charges for IRA purchases range from $100 to $150. Investors also pay a $50 account-setting-up fee and a variety of annual upkeep fees. AdvantageGold has no minimum payment, which is a good thing.
To begin using AdvantageGold, you need to follow these steps:
Complete the online form, and choose the account manager you would like to work with. You can complete the first step on your own using AdvantageGold or call the customer service team for personalized help.
Accept the rules and policies that the business follows, and then provide your financial documents. You may be required to present different documents about your IRA or taxes.
Choose the method you wish to put money into your account. A expert in rolling money over into an gold IRA will help you do this.
You can purchase valuable metals and pick a secure location to store them. As the last step, you need to sign the declaration form.
AdvantageGold has the following characteristics that make it stand out:
When you’re ready to sell the house, the buy-back plan simplifies the process.
A free guide on investing in gold through your IRA.
There are many options to get involved in learning.
There aren’t any minimum investments.
Rollover help is convenient.
TrustLink has ranked us as the most dependable gold IRA company for the past seven years.
Resources with step-by-step instructions for withdrawing funds
Customers on all sites give glowing reviews of gold IRAs.
What exactly is an IRA that is backed by gold?
Gold individual retirement accounts (IRA) is a self-managed personal retirement account which makes use of silver, gold or other precious metals instead bonds.
To safeguard yourself from the effects of the risk of inflation and stock market crashes, it is important to require a variety of investments. Because of this, a lot of people are investing in silver, gold, and other valuable metals into their retirement accounts due to them being relatively safe and dependable investment.
The companies on our list assist people in setting up gold IRAs by helping them transfer existing savings accounts to new self-directed precious metals IRAs. You shouldn’t create a new gold IRA from scratch. Instead, move the money in your retirement savings into an entirely new tab.
The Internal Revenue Service has rules regarding what types of precious metals can be put into precious metals IRAs. These items have to be either coins or gold and meet certain “fineness” standards. These accounts are only able to hold coins that are accepted by the IRS such as the Canadian Maple Leaf.
The best gold IRA firms make it easy and stress-free to fund and take care of these retirement accounts for individuals. Many companies place clients in contact with account representatives who can assist them in the process.
However, an agent for an account is not the same as a financial advisor. If you want to add an gold IRA to your retirement account to make it more diverse You should speak to your financial adviser first to determine whether it’s a good idea for you.
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