A precious metals IRA, which is also known as a gold-backed IRA can help protect your investment from the volatility of markets as well as protect you from inflation. Additionally, precious metals like gold and silver are very different from standard assets like bonds and stocks, which makes them a great option to diversify your portfolio.
We looked at the best gold IRA companies to see the best precious metal IRA accounts offer the best value. We analyzed each gold IRA company below, based on a variety of things, such as the precious metals they provide as well as the costs they impose, the storage options they offer as well as their customer service as well as their appearance.
Goldco is the most trusted and most reliable company in the field of gold IRAs.
The best price for new buyers is American Hartford Gold.
Lear Capital: New sales can get up to $15,000 in bonus coins
Birch Gold Group has a large selection of valuable metals.
The most excellent customer service is offered at Augusta Precious Metals.
Oxford Gold: Best scheme to buy back books
Noble Gold Investments is a gold IRA company with lots of experience.
Patriot Gold Group: Good for buying silver and gold directly
Advantage Gold: The most effective learning tools
#1. Goldco is the most reputable company in the field of gold IRAs.
Goldco is a reputable dealer in rare metals that sells goods that will help you save more for retirement. Goldco is a leader in the field of rare metals and has won numerous awards and honours.
The Better Business Bureau gives Goldco an A+ rating, and the Business Consumer Alliance gives it an AAA grade.
Goldco will assist you to protect the assets in different retirement accounts by moving them to an precious metals IRA. If you own an IRA, TSP, 401(k) or 403(b) and a precious metals expert from Goldco can help you understand how to move the money in your account to an precious metals IRA.
This company also sells silver and gold directly to clients. You can also invest your retirement savings or other savings accounts in actual silver and gold.
If you’re looking to establish an precious metals IRA through Goldco move or rollover your savings from your savings account to the new IRA. Goldco makes it easy and painless for customers to complete this process by walking them through the steps:
You must sign a contract stating that you are aware of the Goldco rules for opening your IRA.
Fund your Self-Directed IRA by rolling over funds from your current 401(k), 403(b), TSP, or IRA by contacting the company that manages your account.
Buy your valuable metals: Select the precious metals you want to include in your investment.
Goldco sells many different kinds of silver and gold coins which include:
American Silver Eagle
American Gold Eagle
The Great Barrier Reef is silver.
Gold Striped Aussie Marlin
The military silver guinea
Bars of silver and gold in different sizes can be bought. They are pure as.9999.
Goldco also has a program to buy back gold. In the event that your situation alters and you have to sell the valuable metals that are in your account, Goldco will purchase them back at the highest buy-back price, guaranteed.
If you’re thinking of investing in an rare metals IRA, Goldco will send you a free kit that includes details. The kit includes a written spoken, spoken, and a visual instructions on investing in rare and precious metals.
Overall, we believe Goldco is among the best companies to provide gold IRAs.
One of the best companies to purchase gold, silver as well as platinum, through an IRA.
A reputable company with clear prices
With a gold IRA move, you are able to alter your savings account.
The only firm Sean Hannity recommends for a gold IRA is
The Better Business Bureau gave it an A+.
Over 2,500 five-star reviews on gold IRAs
#2. The most reputable gold IRA account for 401(k) rollovers is American Hartford Gold.
American Hartford Gold is a excellent gold IRA company that lets you purchase gold and silver. The company is owned by a family, and is headquartered in Los Angeles, CA. It has received numerous awards including the #1 Gold Company award on the Inc. 5000 list for 2021.
American Hartford Gold promotes gold IRAs, but you can also invest in silver through your retirement account. You can buy gold IRA through American Hartford Gold by taking these steps:
Contact American Hartford Gold to talk to an expert and complete the forms.
You can transfer your old IRA to an entirely self-directed gold IRA.
Choose the silver or gold items you would like to put into your IRA.
Purchase your precious metals that can be put in an IRA.
Through Equity Trust, a well-known gold IRA broker, American Hartford Gold offers precious metals IRAs. After you have chosen which valuable metals to add to your account, keep them in a secure storage firm such as Brinks, Delaware Depository, or International Depository Services Group.
The gold IRA business also sells a broad range of gold and silver goods that can be bought directly. For example, here are a few of the gold products offered by the company:
Gold Saint Helena Sovereign coin
The gold coin is part of the Canadian Gyrfalcon
1-ounce gold bar
In contrast, its metal goods include things like:
Wildlife of Australia silver coin
Krugerrand, made in South Africa
Rounds of 1 one ounce
Pre-64 coins were used.
bars of 10 1 oz and 100 oz
If you purchase precious metals from American Hartford Gold, you can always speak with a representative about your investments and learn what they are doing. You can dial the number on the company’s website anytime to speak to an agent.
If you’re interested in learning more about buying in gold prior to making the move you can contact the business for a no-cost guide. This guide of 25 pages contains valuable information on the ways that rare metals IRAs can assist you in taking control of your savings.
You can also find out about the changes to the gold market by going to the News and Charts part of the American Hartford Gold website. The area also contains articles that can help you decide which way to spend your money.
American Hartford Gold is a trusted gold IRA company that offers the most reliable gold IRA investments.
#3. Lear Capital is a reliable Gold IRA company that will match any price.
Lear Capital is one of the top gold IRA companies. It is located in Los Angeles and has been operating for more than 25 years. Based on gold IRA reviews, the firm’s AAA score from the Business Consumer Alliance, and the fact that the Professional Coin Grading Service has designated it as an authorized Dealer We’ve concluded that Lear Capital is a valid and reliable gold IRA provider.
Let’s say that you decide to invest your gold IRA money into Lear Capital. In this case you can seek advice from a specialist or pay a fixed fee and make sure that the purchase is guaranteed up to 24 hours and not pay fees when you make a large payment.
The following are Lear Capital’s grades as well as certifications:
Trustpilot gives us 4.8 stars.
AAA as well as the Business Consumer Alliance gave it 5 stars.
Authorized by the Professional Coin Grading Service (PCGS)
Member of the Precious Metals Association
Member of the Numismatic Guaranty Corporation
Gold IRA companies like Lear Capital, which have positive reviews from customers, are focused on smooth experiences and easy access to friendly support teams, and transparent prices among other things. To make sure your money is in compliance with IRS standards, you must only work with a certified service.
Lear Capital sells gold, silver, and platinum bars and coins that can be placed in an IRA. You can choose from famous options like the American Gold Eagle or the Canadian Silver Maple Leaf, or you can go with something easier like a 10 100-ounce bar of your preferred metal. Prices for precious metals change frequently to reflect changes in the market and make it easy to be aware of what you should expect.
Follow these steps to get started by contacting Lear Capital:
You can create an rare metals IRA account by filling in a simple online application that takes just 10 minutes.
You should hear back from the person who is responsible for the IRA within 24 hours of how to do the tax-free transfer. It can take anywhere from five to seven days for your money to be moved.
You can buy valuable metals and let Lear Capital ship them to an appropriate location where they’ll be fully insured.
Create and keep your IRA for free if spend at least $25,000 to $50,000 in a single year and $25,000 to $50,000 for two years and $75,000 or more for three years.
The most important aspects of Lear Capital are:
If you open a brand new gold IRA account that is greater than $25,000, you will receive free setup and holding services.
When you make a purchase of more than $10,000 you’ll get your $50 setup cost back.
24 hour promises on purchases
Priced at the flat rate
One-on-one help from pros in gold IRA buying
Many choices for silver, gold and platinum
Excellent reviews from all sources
Costs are obvious because prices are updated often.
#4. Birch Gold Group is an expert in gold IRA rollovers, as well as other precious metals.
Birch Gold Group is one of the most reliable places to purchase rare metals either in person or via an IRA. Since 2003, the firm has been operating and a large number of customers have shared positive things about it.
Birch Gold Group has a grade of A+ from the Better Business Bureau, AAA from the Business Consumer Alliance, and 5 stars from other websites. You can be sure that buying rare metals from Birch Gold Group is a secure and secure process.
Birch Gold Group sells a large selection of silver, gold palladium and platinum items in addition to other. You can purchase these precious metals on their own, or use them to deposit money into an precious metals IRA.
This company makes it simple for you to move your retirement savings into an precious metals IRA. With the help of a qualified Precious Metals Specialist, you can take these five steps:
Create your account and choose the method of funding it. Birch Gold Group is the best option. Birch Gold Group, you can transfer an IRA or roll over a 401(k) for funding your self-directed IRA.
Choose the valuable metals to invest in for your account. Your valuable Metals Specialist can help you determine which metals you should invest in to reap the greatest tax advantages.
You can purchase your precious metals. Your specialist will go over your purchase and inform you that the purchase was successful when they have confirmed it.
Find a method to store your items. Your specialist will guide you through the various ways to store your things. Birch Gold Group stores its customers’ investments at a number of places, such as Delaware Depository and Brink’s Global Service.
Check how your IRA is performing. You can call your Specialist at any time to review your account or make changes.
Birch Gold Group also lets you buy gold, silver, platinum, and palladium items directly from them. The company sells a wide selection of coins that are accepted with the IRS, such as:
Gold Eagle, American
Silver Eagle, American
Leaf of the Canadian Gold Maple
Guinea Silver Rose Crown
You can also buy bars, rounds and even gold as well as silver.
Here are a few of the platinum products offered by the company:
Rounds and bars
United States Platinum Eagle
Australian Silver Florin
The final products made from gold include:
Rounds and bars
Canadian Maple Leaf Made of Palladium
Overall, Birch Gold Group is an excellent company to work with if you’re looking to set up a flexible precious metal IRA.
#5. Augusta Precious Metals is a highly reviewed Gold IRA company with 5 five-star reviews.
Augusta valuable Metals is a well-known company that sells metals such as silver and gold. They provide IRAs and cash-payouts for silver and gold. The company also has a website that contains a lot of free information about the investment in rare metals and establishing an silver or gold IRA.
Augusta Precious Metals has a 4.97 rating from customers and an A+ grade from the Better Business Bureau. The company also has received positive ratings on TrustLink, Google My Business, Facebook, and the Business Consumer Alliance, among other sites.
Follow these steps to set up an IRA for precious metals with Augusta Precious Metals:
The self-directed IRA provider in Augusta can help you set up your brand new IRA.
Make use of the money in your savings account to add funds to your account.
Through Augusta’s order desk you can purchase gold or silver.
Augusta Precious Metals works with Equity Trust, a top self-directed IRA service, to help people to set up precious metals IRAs. This IRA company works with people from all 50 U.S. states. They’ve been in business since more than 30 years, and managed more than $25 billion.
After you have purchased gold and silver for your savings account, Augusta Precious Metals will keep the silver and gold for you. The company stores its precious metals inside the Delaware vault which is a secure private vault.
Augusta Precious Metals is also a place where you can buy real gold and silver. It’s as simple as transferring money to the Augusta account and select the silver and gold items you’d like to purchase. Augusta will deliver them to your doorstep and you’ll need to sign for them.
Augusta Precious Metals sells metal and luxury coins made of silver and gold. Bullion products manufactured by the company include things like:
American Gold Eagle
American Silver Eagle
Canada’s Gold Maple Leaf
A silver coin that is referred to as “America the Beautiful”
You can also buy 1- to 10-ounce bullion gold bars, 10- up to 100-ounce silver bullion bar, and 90 silver bags containing 97 percent.
A few of the company’s top-end silver and gold coins are:
Gold Sovereign of St. Helena in 2022
2021 Soaring Eagle Silver Coin from the Royal Canadian Mint
If you want to add goods to your IRA you can check out the company’s IRA-eligible products.
All in all, Augusta Precious Metals is one of the top companies for gold IRAs.
#7. Oxford Gold is a reputable company to invest in gold and silver.
Oxford Gold Group is a firm that assists people to set up the gold IRAs. They sell gold, silver platinum, palladium, and. The company has a great review from the Better Business Bureau (A+) as well as from websites such Trustpilot, Consumer Affairs, and Google My Business (excellent scores).
Oxford Gold has IRAs for both gold and silver and offers a range of tools to help you start these funds. On the Oxford Gold website, you will learn how to move money to a precious metal IRA and how they work and what types are available and the reasons they are great investments.
On the Oxford Gold website, you can purchase coins and bars made of gold, silver, platinum, and palladium. The company sells a wide range of popular silver and gold coins, as well as other items including:
The Silver Maple Leaf is a Canadian coin.
“Rose Crown” coin from Guinea
Silver coin from “America the Beautiful”
Gold Canadian coin featuring Polar bear and cub
PAMP Silver Bar Suisse
Gold bars of 1 one ounce. or 10 oz.
It also offers a tiny number of coins and bars made of palladium and platinum.
Oxford Gold Group tries to be different from other precious metals firms by listening to clients and providing them with the tools they need to make sound financial decisions. The company’s website offers an entire learning center that can help with the buying process.
This study area comes with many tools that include:
Guide to investing in precious metals
Stories and news about buying gold
A glossary of terms
If you are employed by Oxford Gold Group, you’ll also be able to interact directly with one of the Oxford Gold Group’s Managing Partners. This person can assist you with any queries you may have regarding how to trade or store your gold in your IRA.
We like the fact that Oxford Gold looks at buying precious metals from a neutral point of view. This allows customers to understand the advantages and disadvantages of these investments and make better choices.
In the end, Oxford Gold Group is one of the top companies that offers gold IRAs.
#7. Free Gold and Silver IRA Guide for New Investors from Noble Gold Investments
Noble Gold is one of the best gold IRA firms because it provides an array of high-quality metals that are regulated by the IRS. It also provides helpful training materials for buyers as well as an A+ grade from the Better Business Bureau (BBB). You can create an IRA with Noble Gold if you are interested in gold, silver, platinum, or palladium. After just a few years in business Noble Gold’s gold IRA reviews on all sites have earned it five stars.
Opening an gold IRA account is a big decision, so you must select a gold investment firm that places the reviews of its customers and the accreditations of its affiliates in the first place. These ratings are given for Noble Gold:
Google Reviews gave it 4.9 stars.
ConsumerAffairs gave it 5 stars.
BBB gives it an A+.
Based on some reviews, Yelp gave it 5 stars.
Although there are only two reviews on Trustpilot, Noble Gold also has a rating of 2.9 stars. Both reviews talked about fees that were difficult to locate.
Noble Gold is like other gold investment companies in that you are able to put coins and bars made of gold, silver, platinum, and palladium into your IRA. There are a lot of different kinds of precious metals that the IRS will accept. Some are well-known, such as the Australian Gold Kangaroo Coin, and others are more rare, like the Austrian Silver Philharmonic 1oz Coin. To comply with IRS regulations, all rare metals IRA purchases are shipped to secure sites located in Delaware, Texas, or Canada.
Depending on how much you buy, you can expect to pay anything from $80 to $200 per year to keep your valuable metals. The majority of IRAs that have Noble Gold require at least $20,000 to start.
Follow these steps to get started with Noble Gold:
Complete the online form to get an individualized advice or to open an IRA account for gold. You can speak to an expert in-house about your options during the free sessions.
Contact an Noble Gold expert to start the process of moving your gold IRA over to the new account. If you take money out from a retirement account and transfer to your gold IRA instead of rolling it over, you could be required to pay tax on it. Consult a tax expert first.
Make sure you fund your precious metals IRA, and then buy the precious metals you’d like to purchase.
Choose the storage that you prefer and allow Noble Gold ship your valuable coins to that safe place.
The most important characteristics of Noble Gold are:
Fantastic ways to assist customers
There are a variety of valuable metals to choose from.
A number of sources have rated it five stars.
Access to expert advice
There are many training tools to help investors.
If you’re ready to sell, make sure you have a “no questions asked” buy-back policy.
#8. Patriot Gold Group is the best for quickly setting up a gold IRA account.
Patriot Gold Group is a Los Angeles-based company that is rated as the top silver and gold dealer in the United States by Consumer Affairs for five years in a row.
Patriot Gold Group is probably ideal for those who are experienced in investing in precious metals who are familiar with the market and would like to invest a significant portion of their assets into a gold IRA as it offers savings for large investments, but lacks the tools needed to help new investors learn. Patriot Gold Group might be the right choice if you’re looking for a simple IRA dealer that has options for basic silver and gold and the best ways to get assistance.
The following grades, accreditations, and titles were given to Patriot Gold Group:
The 770 user reviews on ConsumerAffairs gave this product 5 stars.
Google Reviews gives it 5 stars
ConsumerAffairs has selected us as the top gold IRA dealer from 2020 until 2023.
Voted the best Gold IRA dealer in America from 2016 to 2020.
BBB awarded the BBB an A+ and an official seal of approval.
Professional Service for Grading Certified Coins
Member of the Numismatic Guaranty Corporation
When it concerns gold IRA reviews, certificates, and awards, you’ll be able to find a better organization than Patriot Gold Group. The company puts its customers first by offering them friendly assistance lines, straightforward prices, and easy-to-use services that are compliant with IRS regulations.
Patriot Gold Group sells gold and silver coins and bars that can be put in an IRA. The price of gold is updated in real-time through the site, so you can easily assess the risks, benefits and costs associated with your purchase. You can select among 10 gold coins that are from the U.S., the U.K., Canada, and Australia. You can also pick from exclusive silver coins from as early as fifty years ago.
Patriot Gold Group has a high minimal account size of $50,000 therefore it is recommended to go with buyers who have done this before. The first year of storage and maintenance costs $250 and each year following that is $200. You might have to pay more, such as the cost to open an account.
To begin with Patriot Gold Group, you need to do the following:
Fill out the online account application to get started.
Contact a customer service representative to get your account started or transfer of funds.
You can purchase precious metals and decide how you’d like to keep them.
You can receive free delivery to the safe locker.
Investors can get these important things from Patriot Gold Group:
The gold IRA is rated highly by its customers. IRA on all sites
The cost of accounts has been eliminated for purchases that exceed $100,000.
Free investment guides for gold in an IRA
Access to customer service that is helpful
Price changes in real-time
#9. AdvantageGold is a reputable precious metals IRA company with a good variety of gold coins and bullion.
AdvantageGold is one of the top companies that offer gold IRAs. They claim to be the best gold firm in the U.S. because they have won the Best of TrustLink award for seven consecutive years. AdvantageGold might be the right choice If you enjoy doing things online and need easy access to quality training tools.
It is possible to apply for an account with no need to talk to a person, and the company gives you access to a huge knowledge base with videos, tools and more.
AdvantageGold has been rated and certified as follows:
The #1 Most Trusted Gold IRA Company by TrustLink over the past seven years
Member of the American Numismatic Association
Member of the Industry Council for Tangible Assets
BBB gives it 4.83 stars with the A+ grade.
More than 700 users have rated Google 5 stars.
More than 1,400 users have given Trustpilot five stars.
Based on the reviews of AdvantageGold you can count on great customer service, excellent assistance, and clear prices in all your interactions with AdvantageGold.
AdvantageGold lets you put platinum, silver, gold, or palladium into your IRA. The Gold American Eagle Coin, the Canadian Palladium Maple Leaf Coin, as well as the American Silver Eagle Proof Coin are some of the most popular choices.
Annual storage charges for IRA purchases are between $100 and $150. Investors also pay a $50 account set-up fee and a range of different annual upkeep charges. AdvantageGold has no minimum payments, which is a good thing.
To begin using AdvantageGold, you need to follow these steps:
Fill out the online form, and select the account manager you would like to work with. You can complete the first step on your own using AdvantageGold, or you can contact the customer service team for personalized help.
Accept the rules and policies that the business follows, and then provide your financial records. You may need to show different documents about your IRA or taxes.
Choose the way you want to put money into your account. A expert in rolling money over into a gold IRA will assist you in doing this.
You can purchase valuable metals and select a secure storage space for them. As a final step, you need to complete the declaration form.
AdvantageGold is a product with the following characteristics that make it stand out from the crowd:
When you’re ready for selling, the buy-back scheme makes it simple.
A free guide to investing in gold through your IRA.
There are a variety of options to get involved in learning.
There are no minimum investment requirements.
Rollover assistance is helpful.
TrustLink has ranked us as the most dependable gold IRA company for the past seven years.
Resources with step-by-step instructions for withdrawing cash
Customers on all sites give glowing feedback on gold IRAs.
What is an IRA that is backed by gold?
A gold individual retirement account (IRA) is a self-managed personal retirement account which makes use of silver, gold, or other valuable metals instead of stocks and bonds.
To safeguard yourself from the effects of the risk of inflation and market crashes, you should have a diverse portfolio of investments. This is why many people are putting gold, silver and other precious metals in their retirement accounts due to them being a fairly safe and reliable investment.
The companies on our list assist people in setting the gold IRAs by helping them transfer existing savings accounts into new self-directed precious metals IRAs. You shouldn’t create a new gold IRA from scratch. Instead, transfer the money from your retirement savings into a new tab.
The Internal Revenue Service has rules about the types of valuable metals can be placed in precious metals IRAs. The items must be either coins or gold that meet a set of “fineness” standards. These accounts can only hold coins that are approved by the IRS like the Canadian Maple Leaf.
The top gold IRA companies make it easy and easy to fund and take care of these individual retirement accounts. Many companies put customers in touch with account reps who can assist them in the process.
However, an agent for an account is not the same as a financial advisor. If you’re considering adding gold IRA to your retirement account to diversify it, you should talk to your financial adviser first to see whether it’s a good idea for you.