A precious metals IRA or, more commonly called a gold-backed IRA will help safeguard your savings from market volatility as well as protect you against inflation. Also, valuable metals like silver and gold are different from standard investments like stocks and bonds and bonds, which makes them an excellent option to diversify your portfolio.
We reviewed the top gold IRA companies to determine the best precious metal IRA accounts offer the most beneficial. We analyzed each gold IRA company below based on a number of things, such as the valuable metals they offer and the charges they impose, their storage choices they offer and their customer service and their image.
Goldco is the most trusted and best company generally for gold IRAs.
The best deal for new buyers is American Hartford Gold.
Lear Capital: Sales made by the company can receive up to $15,000 worth of bonus coins
Birch Gold Group has a wide range of valuable metals.
The most excellent customer service is offered at Augusta Precious Metals.
Oxford Gold: Best scheme to purchase back books
Noble Gold Investments is a gold IRA firm with a lot of experience.
Patriot Gold Group: Good for buying silver and gold directly
Advantage Gold: The most effective learning tools
#1. Goldco is the best company in the field of gold IRAs.
Goldco is a trusted dealer in rare metals that sells goods that can help you save more for retirement. This company is the leader in the business of rare metals, and has been awarded numerous awards and distinctions.
The Better Business Bureau gives Goldco an A+ rating, and the Business Consumer Alliance gives it an AAA grade.
Goldco will help you safeguard the assets of various retirement accounts by transferring them into the precious metals IRA. If you own an IRA, TSP, 401(k) or 403(b) and a precious metals expert at Goldco can help you understand how to move the money from your account into a precious metals IRA.
The company also sells gold and silver directly to its customers. You can put your retirement savings or money from other savings accounts in real gold and silver.
If you are looking to open a precious metals IRA through Goldco move or rollover the assets you have in your savings account into your new IRA. Goldco makes it simple and stress-free for customers to complete this process by guiding them through the steps:
You must sign a contract stating that you understand Goldco’s rules to open your IRA.
You can fund your Self-Directed IRA by rolling over money you have in your 401(k), 403(b), TSP, or IRA by contacting the company that manages your account.
Buy your precious metals Choose the precious metals you’d like to add to your investment.
Goldco sells a variety of different kinds of silver and gold coins that include:
American Silver Eagle
American Gold Eagle
The Great Barrier Reef is silver.
Gold Striped Aussie Marlin
The silver guinea shilling of the military
Silver and gold bars of different sizes can be bought. They’re pure as.9999.
Goldco also offers an option to buy back gold. If you experience a change in your circumstances and require to sell the precious metals in your account Goldco will purchase these back for the most competitive buy-back price, with a guarantee.
If you’re considering investing in an uncommon metals IRA, Goldco will send you a free kit that includes details. This kit contains written and spoken guide to investing in rare metals.
Overall, we think Goldco is one of the best companies that provide gold IRAs.
One of the best companies for buying in gold, silver and platinum via an IRA.
A reputable company with clear prices
With a gold IRA move, you are able to change your current savings account.
The only firm Sean Hannity recommends for a gold IRA is
The Better Business Bureau gave it an A+.
More than 2,500 5-star reviews on gold IRAs
#2. The most gold IRA account for 401(k) rollovers is American Hartford Gold.
American Hartford Gold is a excellent gold IRA company that lets you buy gold and silver. The company is run by a family of employees and is located in Los Angeles, CA. It has won several awards, including the #1 Gold Company award in the Inc. 5000 list for 2021.
American Hartford Gold promotes gold IRAs, but you can also invest in silver if you want through your retirement account. You can buy a gold IRA through American Hartford Gold by taking these steps:
Call American Hartford Gold to talk to an expert and fill in the forms.
You can move your old IRA to an entirely self-directed gold IRA.
Select the silver or gold items you would like to put in your IRA.
Get your precious metals which can be placed in an IRA.
Through Equity Trust, a well-known gold IRA broker, American Hartford Gold offers precious metals IRAs. After you have chosen which valuable metals you wish to include in your account, keep them with a safe storage service such as Brinks, Delaware Depository, or International Depository Services Group.
This gold IRA company also offers a variety of gold and silver products that can be bought directly. For instance, here are some of the gold products sold by the company:
Gold Saint Helena Sovereign coin
The gold coin is part of the Canadian Gyrfalcon
1-ounce gold bar
On the other hand, metal goods include things like:
Wildlife of Australia silver coin
Krugerrand, made in South Africa
Rounds of 1 1 ounce
Pre-64 coins were being used.
bars of 10 1 oz and 100 oz
When you purchase valuable metals from American Hartford Gold, you can always talk to a person about your investments and learn what they are doing. You can dial the number on the website at any time to talk to your agent.
If you’re interested in learning more about buying gold prior to taking the next step, you can ask the firm for a no-cost guide. This guide of 25 pages contains valuable information about how rare metals IRAs can assist you in taking control of your money.
You can also get information about the latest developments in the market for gold by going to the News and Charts part of the American Hartford Gold website. The area also contains articles that can help you decide which way to spend your money.
American Hartford Gold is a trusted gold IRA company that provides the highest quality gold IRA investments.
#3. Lear Capital is a reliable Gold IRA company that will match any price.
Lear Capital is one of the top gold IRA companies. It is based in Los Angeles and has been operating for more than 25 years. Based on gold IRA reviews, Lear Capital’s AAA rating by the Business Consumer Alliance, and the fact that the Professional Coin Grading Service has declared it an authorized Dealer We’ve determined that Lear Capital is a valid and reliable gold IRA provider.
Let’s say that you decide to put your gold IRA funds into Lear Capital. In that case you will be able to get assistance from a specialized expert and pay a flat amount and make sure that the purchase is guaranteed up to 24 hours and avoid fees when you make a large payment.
Here are Lear Capital’s grade and certifications:
Trustpilot gives us 4.8 stars.
AAA, and the Business Consumer Alliance gave it 5 stars.
Authorized by the Professional Coin Grading Service (PCGS)
Member of the Precious Metals Association
Member of the Numismatic Guaranty Corporation
Gold IRA companies such as Lear Capital, which have excellent reviews from their customers, emphasize smooth experiences with easy access to knowledgeable help desks, and transparent prices among other things. To ensure that your money meets IRS standards, you must only work with a certified service.
Lear Capital sells gold, platinum, and silver bars and coins that can be placed in an IRA. You can choose from famous options like the American Gold Eagle or the Canadian Silver Maple Leaf, or you can go with something more simple like a 10- 100-ounce bar of your preferred metal. Prices for valuable metals change frequently to reflect market changes and make it easy to be aware of the price you can expect.
Follow these steps to begin using Lear Capital:
You can create an rare metals IRA account by filling in a simple online application that only takes 10 minutes.
You should hear from the person who is responsible for the IRA within 24 hours of how to do the tax-free transfer. It can take anywhere from five to seven days for your money to be moved.
You can buy valuable metals and let Lear Capital ship them to an appropriate location where they’ll be fully insured.
Create and keep your IRA at no cost if you spend at least $25,000 to $50,000 for one year and $25,000 to $50,000 for two years, and $75,000 or more for a period of three years.
The most important things about Lear Capital are:
If you open a brand new gold IRA account with a minimum balance of $25,000, you get free setup and holding services.
When you invest more than $10,000, you get your $50 setup cost back.
24 hour promises on purchases
Priced at an unbeatable cost
Assistance from a professional in gold IRA buying
There are many options for silver, gold, and platinum
Excellent reviews from all sources
Costs are obvious since prices are frequently updated.
#4. Birch Gold Group is an expert in gold IRA rollovers and other precious metals.
Birch Gold Group is one of the most reliable places to purchase rare metals either in person or via an IRA. Since 2003, the company has been operating, and thousands of customers have shared positive things about it.
Birch Gold Group has a grade of A+ from the Better Business Bureau, AAA from the Business Consumer Alliance, and 5 stars from other sites. You can be confident that buying rare metals through this company is a secure and reliable process.
Birch Gold Group sells a variety of silver, gold platinum, and palladium goods, among others. You can purchase these precious metals by themselves or use them to put money into an precious metals IRA.
This company makes it easy for you to convert the retirement savings you have saved into an precious metals IRA. With the help of a qualified Precious Metals Specialist you can follow these steps:
Create your account and select the method of funding it. With Birch Gold Group, you can move an IRA or transfer a 401(k) to help fund your self-directed IRA.
Choose the best metals that will benefit your account. The valuable Metals Specialist can help you determine which metals you should invest in to gain the highest tax benefits.
You can purchase your precious metals. Your specialist will review your purchase and inform you that the purchase was successful after they have completed the transaction.
Choose a way to store your belongings. Your Specialist will show you the various methods to organize your items. Birch Gold Group stores its customers’ investments at a number of places including Delaware Depository and Brink’s Global Service.
Check how you IRA is performing. Contact your Specialist anytime to check on your account and make any changes.
Birch Gold Group also lets you purchase silver, gold platinum, palladium, and goods straight from them. The company offers a broad selection of coins that are OK with the IRS for example:
Gold Eagle, American
Silver Eagle, American
Leaf of the Canadian Gold Maple
Guinea Silver Rose Crown
You can also purchase bars, rounds and even gold as well as silver.
These are some of the company’s platinum products:
Bars and round-shaped bars
United States Platinum Eagle
Australian Silver Florin
Finally, the products made of gold are:
Bars and round-shaped bars
Canadian Maple Leaf Made of Palladium
Overall, Birch Gold Group is a great company to work with if you want to set up a flexible precious metal IRA.
#5. Augusta Precious Metals is a highly evaluated Gold IRA company with 5 five-star reviews.
Augusta valuable Metals is a well-known company that sells valuable metals such as silver and gold. They offer IRAs and cash-payouts for gold and silver. This firm also runs a website with many free information on the investment in rare metals and establishing an silver or gold IRA.
Augusta Precious Metals has a 4.97 rating from customers and an A+ grade from the Better Business Bureau. The company also has received excellent reviews on TrustLink, Google My Business, Facebook, and the Business Consumer Alliance, among other websites.
Follow these steps to set up an IRA for precious metals using Augusta Precious Metals:
The self-directed IRA service in Augusta can assist you in setting up your new IRA.
Make use of the money in your savings account to pay for your account.
At Augusta’s Order Desk, you can purchase gold and silver.
Augusta Precious Metals works with Equity Trust, a top self-directed IRA service, to assist users set up precious metals IRAs. This IRA company is a partner for people across all 50 U.S. states. They have been in business for over 30 years and managed more than $25 billion.
After you have purchased gold and silver to fund your savings account, Augusta Precious Metals will keep the gold and silver for you. The company stores its precious metals in its Delaware vault, which is a safe, private vault.
Augusta Precious Metals is also an online store where you can purchase genuine silver and gold. All you have to do is transfer funds to your Augusta account and select the gold and silver goods you’d like to purchase. Augusta will deliver them to your door and you’ll need to sign the documents for them.
Augusta Precious Metals sells metal and luxury coins made of gold and silver. Bullion goods manufactured by the company include items such as:
American Gold Eagle
American Silver Eagle
Canada’s Gold Maple Leaf
A silver coin called “America the Beautiful”
You can also purchase 1to 10-ounce gold bullion bars, 10- to 100-ounce silver bullion bars and 90 silver bags that contain a minimum of 99.
The company’s high-end silver and gold coins include:
Gold Sovereign of St. Helena in 2022
2021 Soaring Eagle Silver Coin from the Royal Canadian Mint
If you’re looking to add products to your IRA You can also take a look at the company’s IRA-eligible products.
All in all, Augusta Precious Metals is one of the top companies to invest in gold IRAs.
#7. Oxford Gold is a reputable company to invest in gold and silver.
Oxford Gold Group is a firm that assists people to set up gold IRAs. They sell silver, gold, platinum, and palladium. The company has an excellent review from the Better Business Bureau (A+) as well as from websites such Trustpilot, Consumer Affairs, and Google My Business (excellent scores).
Oxford Gold has IRAs for both silver and gold, and there are a lot of tools available to help you get started with these funds. On the Oxford Gold website, you can find out how to transfer money to a precious metal IRA and how they function and what types are available and the reasons they are great investments.
The Oxford Gold website, you can purchase coins and bars made of silver, gold platinum, palladium, and. The company sells a vast variety of gold and silver coins, as well as other items like:
The Silver Maple Leaf is a Canadian coin.
“Rose Crown” coin from Guinea
Silver coin of “America the Beautiful”
Gold Canadian coin featuring an polar bear and cub
PAMP Silver Bar Suisse
Gold bars of 1 oz. and 10 oz.
The firm also sells a limited amount of bars and coins made of palladium and platinum.
Oxford Gold Group tries to be superior to other companies that deal in precious metals by listening to its clients and providing them with the tools they need to make good financial choices. The company’s website offers a full learning center to aid buyers in the purchasing process.
This study area includes a number of tools, including:
Guide to investing in precious metals
Stories and news about buying gold
A listing of terms
If you are employed by Oxford Gold Group, you’ll also be able to interact directly with one of the Oxford Gold Group’s Managing Partners. The person will be able to assist you with any queries you might have about how to trade or store your gold in an IRA.
We like that Oxford Gold looks at buying precious metals from an impartial point of view. This lets customers learn the advantages and disadvantages of these investments and make better decisions.
In general, Oxford Gold Group is one of the top companies that offer gold IRAs.
#7. Free Gold and Silver IRA Guide for Investors who are New to the Market from Noble Gold Investments
Noble Gold is one of the top gold IRA firms because it provides an extensive selection of precious metals that have been allowed by the IRS. It also provides helpful training material for buyers and an A+ rating from the Better Business Bureau (BBB). You can open an IRA with Noble Gold if you are interested in silver, gold platinum, palladium or. After just a few years in business, the company’s gold IRA reviews on all sites have been awarded five stars.
Opening an gold IRA account is a good choice, so you should select a gold investment firm that values the reviews of its customers and its accreditations for affiliates in the first place. The following scores are available for Noble Gold:
Google Reviews gave it 4.9 stars.
ConsumerAffairs awarded it five stars.
BBB gives it an A+.
Based on a few reviews, Yelp gave it 5 stars.
Even though there are only two reviews on Trustpilot, Noble Gold also has a score of 2.9 stars. Both reviews mentioned fees that were hard to find.
Noble Gold is like other gold investment companies in that you can put bars and coins made of silver, gold, platinum, and palladium in your IRA. There are a lot of different kinds of precious metals that the IRS will accept. Some are well-known, such as the Australian Gold Kangaroo Coin, while others are scarce such as the 1oz Austrian Silver Philharmonic Coin. To meet IRS rules the rare metals that are included in IRA purchases are sent to secure locations in Delaware, Texas, or Canada.
Depending on how much you buy, you can expect to pay anything from $80-$200 per year to store your valuable metals. Most IRAs with Noble Gold require at least $20,000 to start.
Follow these steps to get started using Noble Gold:
Fill out the online form to get personalized advice or create an IRA account for gold. You can speak to an expert from the company about your options during free sessions.
Talk to an Noble Gold expert to start the process of rolling your gold IRA over to the new account. If you withdraw money of another retirement account to put into your gold IRA instead of rolling it over, you may be required to pay tax on it. Consult a tax professional first.
Fund your precious metals IRA, and then buy the valuable metals you want.
Select the storage you want and wait for Noble Gold ship your valuable coins to that safe place.
The most important aspects of Noble Gold are:
Excellent ways to help customers
There are many kinds of precious metals that you can pick from.
Several sources gave it five stars.
Free access to expert advice
There are a lot of tools for training that can assist investors.
When you’re ready for selling when you’re ready to sell, consider you should have a “no questions asked” buy-back policy will be in place.
#8. Patriot Gold Group is the most effective for setting up quickly a gold IRA account.
Patriot Gold Group is a company based in Los Angeles, which is rated as the top gold and silver dealer in the nation by Consumer Affairs for five years in a row.
Patriot Gold Group is probably the best choice for experienced precious metals investors who know the market and would like to put a big chunk of their money into an investment in gold IRA, since it gives savings for big investments but lacks a lot of tools to help investors who are new. Patriot Gold Group might be suitable for you if looking for a basic IRA dealer that offers basic silver and gold and helpful ways to seek help.
The following accreditations, grades, and titles were awarded to Patriot Gold Group:
The 770 user reviews on ConsumerAffairs gave this product 5 stars.
Google Reviews gives it 5 stars
ConsumerAffairs has selected us as the number one gold IRA dealer from 2020 to 2023.
Voted the top Gold IRA dealer in America from 2016 to 2020
BBB gave it an A+ rating and an official seal of approval.
Professional Service for Grading Certified Coins
Member of the Numismatic Guaranty Corporation
When it concerns gold IRA reviews, certificates and awards, you’ll find a better company than Patriot Gold Group. The company puts its customers first by offering them friendly support lines, transparent prices, and simple to use services that meet IRS rules.
Patriot Gold Group sells gold and silver coins and bars that can be put in an IRA. The value of gold fluctuates in real-time on the website, which means you can easily assess the risks, benefits, and costs of your purchase. You can choose from 10 gold-colored coins from the U.S., the U.K., Canada, and Australia. You can also choose from exclusive silver coins that date as far back as 50 years ago.
Patriot Gold Group has a large minimum account size of $50,000, therefore it is recommended for those who have done this before. The first year of storage and upkeep costs $250 and each year thereafter costs $200. You may have to pay a little more like the cost to open an account.
To begin your journey with Patriot Gold Group, you have to follow these steps:
Complete the online application form to get started.
Contact a service representative to start your account restart or to transfer funds.
You can buy valuable metals and decide how you want to store them.
You can receive complimentary delivery to your safe locker.
Investors can acquire these crucial things from Patriot Gold Group:
The gold IRA is rated highly by its customers. IRA on all websites
The cost of accounts has been waived for purchases over $100,000
Free investment guides for gold within an IRA
Access to customer service that is helpful
Price fluctuations in real-time
#9. AdvantageGold is a reputable precious metals IRA company with a great variety of gold physical coins and bullion.
AdvantageGold is one of the top companies that offer gold IRAs. They say they are the top gold company in the U.S. because they have been awarded the Best of TrustLink award for seven consecutive years. AdvantageGold might be for you if you like to do things online and need easy access to quality training tools.
It is possible to apply for an account with no need to talk to anyone and the company provides you access to a large knowledge base, including tools, videos and more.
AdvantageGold has been evaluated and certified in the following manner:
The #1 Most Trusted Gold IRA Company by TrustLink for the last seven years
Member of the American Numismatic Association
Member of the Industry Council for Tangible Assets
BBB rates the rating 4.83 stars with the A+ grade.
Nearly 700 of their customers have awarded Google 5 stars.
More than 1,400 people have given Trustpilot 5 stars.
Based on the positive reviews from AdvantageGold, you can expect great customer service, excellent assistance and clear pricing throughout your interactions with the company.
AdvantageGold lets you put platinum, silver, gold, or palladium into your IRA. The Gold American Eagle Coin, the Canadian Palladium Maple Leaf Coin as well as the American Silver Eagle Proof Coin are some of the most commonly used options.
The annual storage costs for IRA purchases are between $100 to $150. Investors also have to pay a $50 account-setting-up fee and a variety of annual upkeep fees. AdvantageGold does not have a minimum amount to pay, which is a good thing.
To begin using AdvantageGold, you need to complete the following steps:
Complete the online form and select the account manager you want. You can do this first step on your own with AdvantageGold or contact the customer support team for personalized assistance.
Accept the rules and guidelines of your company then share your financial records. You may be required to present different documents about your IRA or tax obligations.
Choose the way you want to deposit money in your account. An expert in rolling over money into an gold IRA will help you do this.
You can purchase precious metals and select a secure storage space for them. As the last step, you have to complete the declaration form.
AdvantageGold has the following traits that distinguish it:
When you’re ready for selling the property, the buy-back program makes it easy.
A guide for investing in gold through your IRA.
There are a variety of methods to study.
There aren’t any minimum investments.
Help with rollovers is useful.
TrustLink has ranked us as the most trusted gold IRA company over the last seven years.
Resources with step-by-step instructions for withdrawing money
Customers on all sites give glowing review of gold IRAs.
What exactly is an IRA that is backed by gold?
An individual retirement account in gold (IRA) is a self-managed personal retirement account that uses silver, gold or other precious metals instead bonds.
To guard yourself against the effects of inflation and potential stock market crashes, you require a variety of investments. This is why many people have started putting gold, silver, and other valuable metals in their retirement accounts due to them being relatively safe and dependable investment.
The companies we have listed help people set the gold IRAs by helping them roll over or move existing savings accounts to new self-directed precious metals IRAs. You should not create a new gold IRA from scratch. Instead, transfer the funds in your retirement savings to a new tab.
The Internal Revenue Service has rules about the types of valuable metals can be put into precious metals IRAs. They must be coins or gold and must meet specific “fineness” standards. These accounts are only able to hold coins that are approved by the IRS like the Canadian Maple Leaf.
The best gold IRA companies make it easy and easy to fund and take care of these individual retirement accounts. Many companies place clients in contact with account reps who can help them through the process.
However, an agent for an account isn’t the same as a financial advisor. If you’re considering adding a gold IRA to your retirement account to diversify it you should consult your financial adviser first to determine if it makes sense for you.