A precious metals IRA, which is also called a gold-backed IRA, can help protect your savings from market volatility and safeguard your investment from inflation. Additionally, precious metals like gold and silver are very different from traditional assets like bonds and stocks and bonds, which makes them an excellent way to diversify.
We reviewed the top gold IRA companies to determine what precious metal IRA accounts are the best deal. We analyzed each gold IRA company below, based on a variety of things, such as the precious metals they provide, the fees they charge, the storage options they provide and their customer service and even their reputation.
Goldco is the most reputable and best company generally in the field of gold IRAs.
The best price for new buyers is American Hartford Gold.
Lear Capital: The new sales could get up to $15,000 in bonus coins
Birch Gold Group has a vast array of precious metals.
The best customer service is at Augusta Precious Metals.
Oxford Gold the best plan to buy back books
Noble Gold Investments is a gold IRA company with a lot of experience.
Patriot Gold Group: Good to buy silver and gold directly
Advantage Gold: The most effective learning tools
#1. Goldco is the best company overall with regard to gold IRAs.
Goldco is an established dealer of rare metals and sells products that will help you save more for retirement. Goldco is a leader in the business of rare metals and has received numerous awards and distinctions.
The Better Business Bureau gives Goldco an A+ rating, while the Business Consumer Alliance gives it a AAA grade.
Goldco will assist you to safeguard the assets in different retirement accounts by shifting them into the precious metals IRA. If you have an IRA, TSP, 401(k) or 403(b), a precious metals expert from Goldco can guide you on how to transfer the funds from your account into a precious metals IRA.
The company also sells gold and silver directly to customers. You can put your retirement savings, or money from other savings accounts in actual silver and gold.
If you’re looking to establish an precious metals IRA through Goldco, move or rollover your assets from your current savings account to the new IRA. Goldco makes it easy and stress-free for customers to accomplish this by guiding them through the following steps:
Make a commitment to understand Goldco’s rules to open your IRA.
Fund your Self-Directed IRA by rolling over funds from your existing 401(k), 403(b), TSP, or IRA by contacting the company who manages your account.
Purchase your precious metals: Select the precious metals that you would like to include in your investment.
Goldco sells a variety of different kinds of gold and silver coins that include:
American Silver Eagle
American Gold Eagle
The Great Barrier Reef is silver.
Gold Striped Aussie Marlin
The silver guinea shilling of the military
Silver and gold bars of different sizes can be purchased. They are as pure as.9999.
Goldco also has a program to buy back gold. If you experience a change in your circumstances and have to sell the valuable metals that are in your account, Goldco will buy them back at the most competitive buy-back price, with a guarantee.
If you’re still thinking about investing in an rare metals IRA, Goldco will send you a free kit with information. This kit has written and spoken guide to investing in rare metals.
We believe that overall Goldco is among the top companies that offer gold IRAs.
One of the top companies for buying in gold, silver, and platinum through an IRA.
reputable business with clear prices
With a gold IRA move, you are able to change your current savings account.
The only company Sean Hannity recommends for a gold IRA is
The Better Business Bureau gave it an A+.
More than 2,500 5-star reviews for gold IRAs
#2. The best gold IRA account for 401(k) rollovers is American Hartford Gold.
American Hartford Gold is a good gold IRA company that allows you to buy gold and silver. The company is run by a family and is based in Los Angeles, CA. It has won several awards, including the #1 Gold Company award in the Inc. 5000 list for 2021.
American Hartford Gold promotes gold IRAs however, you can also put in silver through your retirement account. You can purchase gold IRA through American Hartford Gold by taking these steps:
Call American Hartford Gold to talk to an expert and fill out the papers.
You can transfer your old IRA to an entirely self-directed gold IRA.
Choose the gold or silver items you want to put into your IRA.
Buy your valuable metals that can be put in an IRA.
Through Equity Trust, a well-known gold IRA broker, American Hartford Gold offers precious metals IRAs. When you have decided which precious metals to add to your account, store them in a secure storage service such as Brinks, Delaware Depository, or International Depository Services Group.
The gold IRA company also offers a variety of gold and silver products that can be purchased directly. For instance, here are some of the company’s gold products:
Gold Saint Helena Sovereign coin
The gold coin is part of the Canadian Gyrfalcon
1-ounce gold bar
However, metal products include things like:
Wildlife of Australia silver coin
Krugerrand, made in South Africa
Rounds of 1 ounce
Pre-64 coins were in use.
bars of 10 1 oz and 100 oz
If you purchase precious metals from American Hartford Gold, you can always talk to a person about your investment and find out what they are doing. You can call the number on the company’s website at any time to talk to an agent.
If you’re interested in learning more about buying gold prior to making the move you can contact the firm for a complimentary guide. This guide, which is 25 pages long, provides details on how rare metals IRAs can help you take control of your money.
You can also learn about changes in the market for gold by visiting the News and Charts part of the American Hartford Gold website. The area also contains articles that will help you decide on how to spend.
American Hartford Gold is a trusted gold IRA company that offers the highest quality gold IRA investments.
#3. Lear Capital is a reliable Gold IRA company that will match any price.
Lear Capital is one of the best gold IRA companies. It is located in Los Angeles and has been in operation for over 25 years. Based on gold IRA reviews and the company’s AAA score from the Business Consumer Alliance, and the fact that the Professional Coin Grading Service has designated it as an authorized Dealer, we’ve decided that Lear Capital is a valid and trustworthy gold IRA service.
Let’s say you decide to invest your gold IRA funds into Lear Capital. In this case you will be able to get assistance from a personal expert, pay a flat fee and guarantee your purchase up to 24 hours and avoid charges when you make a large payment.
Here are Lear Capital’s grade and certifications:
Trustpilot awards us 4.8 stars.
AAA and the Business Consumer Alliance gave it 5 stars.
Authorized by the Professional Coin Grading Service (PCGS)
Member of the Precious Metals Association
Member of the Numismatic Guaranty Corporation
Gold IRA companies like Lear Capital, which have excellent reviews from their customers, emphasize smooth experiences with easy access to knowledgeable assistance teams and clear pricing, among other things. To ensure that your money is in compliance with IRS standards, it is best to only use a reputable service.
Lear Capital sells gold, platinum, and silver bars and coins that can be placed in an IRA. You can choose from famous options such as the American Gold Eagle or the Canadian Silver Maple Leaf, or opt for something easier like a 10to 100-ounce bar of your favorite metal. Prices for valuable metals are constantly changing to reflect changes in the market and allow you to anticipate the price you can expect.
Follow these steps to get started using Lear Capital:
You can create a rare metals IRA account by filling in an online form that takes just 10 minutes.
You should hear back from the person who is responsible for the IRA within 24 hours of how to do the tax-free move. It could take up to five days for the money to be transferred.
You can buy valuable metals and let Lear Capital ship them to an area that is secure and where they will be fully insured.
Set up and keep your IRA for free if spend between $25,000 and $50,000 in a single year or $25,000-$50,000 for two years, and $75,000 or more for three years.
The most important aspects of Lear Capital are:
If you open a brand new gold IRA account over $25,000, you will receive free setup and holding services.
When you make a purchase of more than $10,000 you get the $50 setup fee back.
24 hour promises on purchases
Priced at the flat cost
Assistance from a professional on gold IRA buying
Many choices for gold, silver, and platinum
Excellent reviews from all sources
Costs are clear since prices are frequently updated.
#4. Birch Gold Group is an expert in gold IRA rollovers as well as other precious metals.
Birch Gold Group is one of the best places to purchase rare metals, either directly or through an IRA. Since 2003, this firm has been operating and a large number of customers have shared positive things about it.
Birch Gold Group has a grade of A+ from the Better Business Bureau, AAA from the Business Consumer Alliance, and 5 stars from other sites. You can be confident that purchasing rare metals from this company is a secure and dependable process.
Birch Gold Group sells a wide range of silver, gold palladium and platinum items as well as other. You can purchase these metals on their own or use them to deposit money into a precious metals IRA.
The company makes it simple for you to transfer the retirement savings you have saved into a precious metals IRA. With the assistance of a certified Precious Metals Specialist you can follow these five steps:
Create your account and select the method of funding it. Birch Gold Group is the best option. Birch Gold Group, you can move an IRA or transfer a 401(k) for funding your new self-directed IRA.
Choose the valuable metals that will benefit your account. The valuable Metals Specialist can help you determine which metals you should invest in to get the most tax advantages.
You can buy your valuable metals. Your specialist will review your order and let you know that your purchase went through when they have confirmed it.
Find a storage solution for your things. Your specialist will guide you through the various options for storing your belongings. Birch Gold Group stores its customers’ assets in a variety of locations like Delaware Depository and Brink’s Global Service.
Find out what your IRA is going. Contact your Specialist anytime to check your account or make adjustments.
Birch Gold Group also lets you purchase silver, gold, platinum, and palladium goods straight from the company. The company sells a wide selection of coins that are deemed acceptable with the IRS for example:
Gold Eagle, American
Silver Eagle, American
Leaf of the Canadian Gold Maple
Guinea Silver Rose Crown
You can also buy round and bars of gold as well as silver.
Here are a few of the platinum products from the company:
Bars and round-shaped bars
United States Platinum Eagle
Australian Silver Florin
Finally, the products made of gold are:
Rounds and bars
Canadian Maple Leaf Made of Palladium
In the end, Birch Gold Group is a great company to work with if you want to set up a flexible precious metal IRA.
#5. Augusta Precious Metals is a highly reviewed Gold IRA company with 5 stars reviews.
Augusta valuable Metals is a well-known company that sells metals like gold and silver. They offer IRAs and cash payments for gold and silver. The firm also runs a website that contains lots of information for free about the investment in rare metals and establishing an IRA in silver or gold. IRA.
Augusta Precious Metals has a 4.97 rating from customers and an A+ rating from the Better Business Bureau. The company also received excellent feedback on TrustLink, Google My Business, Facebook, and the Business Consumer Alliance, among other websites.
Follow these steps to set up an IRA for precious metals. Augusta Precious Metals:
The self-directed IRA service in Augusta can assist you in setting the new IRA.
You can use money from your savings account to add funds to your account.
Through Augusta’s order desk you can buy gold or silver.
Augusta Precious Metals works with Equity Trust, a top self-directed IRA service, to help users to set up precious metals IRAs. This IRA company works with individuals in all 50 U.S. states. They’ve been operating for over 30 years and managed more than $25 billion.
After you buy silver and gold for your savings account, Augusta Precious Metals will keep the gold and silver for you. The company stores its precious metals in the Delaware vault, which is a safe, private vault.
Augusta Precious Metals is also a place where you can buy real gold and silver. You just need to move money to your Augusta account and then select the silver and gold items you wish to purchase. Augusta will deliver them to your doorstep and you’ll have to sign for them.
Augusta Precious Metals sells metal and luxury coins made of silver and gold. Bullion goods made by the company include coins like:
American Gold Eagle
American Silver Eagle
Canada’s Gold Maple Leaf
A silver coin called “America the Beautiful”
You can also buy 1to 10-ounce gold bullion bars, 10- to 100-ounce silver bullion bars, and 90% silver bags.
The company’s high-end silver and gold coins include:
Gold Sovereign of St. Helena in 2022
2021 Soaring Eagle Silver Coin from the Royal Canadian Mint
If you want to add items to your IRA, you can also look at a list of the company’s IRA-eligible coins.
Overall, Augusta Precious Metals is one of the top firms for gold IRAs.
#7. Oxford Gold is a reputable company for investing in silver and gold.
Oxford Gold Group is a company that helps people set up gold IRAs. They sell silver, gold platinum, palladium, and. The company has a fantastic rating from the Better Business Bureau (A+) and from sites like Trustpilot, Consumer Affairs, and Google My Business (excellent scores).
Oxford Gold has IRAs for both gold and silver, and there are a lot of tools available to help you get started with these funds. On the Oxford Gold website, you can find out how to transfer money into an precious metal IRA and how they function, what kinds are offered and the reasons why they are great investments.
The Oxford Gold website, you can purchase coins and bars made of gold, silver, platinum, and palladium. The company sells a vast selection of gold and silver coins and other products, like:
The Silver Maple Leaf is a Canadian coin.
“Rose Crown” coin from Guinea
Silver coin of “America the Beautiful”
Gold Canadian coin with Polar bear and cub
PAMP Silver Bar Suisse
Gold bars of 1 one ounce. and 10 oz.
The company also sells a small number of coins and bars made of platinum and palladium.
Oxford Gold Group tries to be different from other precious metals firms by listening to customers and providing them with the tools they require to make informed financial decisions. The company’s website provides a full learning center to help with the buying process.
This study area has a number of tools, including:
Guide to investing in precious metals
Stories and news about buying in gold
A listing of terms
When you join the Oxford Gold Group, you’ll also have the opportunity to work directly with one of the company’s Managing Partners. This person can help you answer any questions that you may have about how to trade or keep your gold in your IRA.
We like the fact that Oxford Gold looks at buying valuable metals from a neutral point of view. This helps customers understand the pros and cons of these investments and make better decisions.
In general, Oxford Gold Group is one of the top companies that offers gold IRAs.
#7. Free Gold and Silver IRA Guide for Investors who are New to the Market from Noble Gold Investments
Noble Gold is one of the best gold IRA companies due to its a wide range of valuable metals that have been allowed by the IRS. It also has helpful teaching materials for buyers as well as an A+ rating from the Better Business Bureau (BBB). You can open an IRA with Noble Gold if you are interested in silver, gold, platinum, or palladium. After just a few years in operation Noble Gold’s gold IRA reviews on all sites have won it five stars.
Opening a gold IRA account is a great decision, so you must choose a precious metals investment company that puts the reviews of its clients and its accreditations for affiliates in the first place. The following scores are available for Noble Gold:
Google Reviews gave it 4.9 stars.
ConsumerAffairs awarded it five stars.
BBB gives it an A+.
Based on reviews, Yelp gave it 5 stars.
Although there are only two reviews on Trustpilot, Noble Gold also has a score of 2.9 stars. Both reviews mentioned fees that were difficult to find.
Noble Gold is like other gold investment companies in that you can put coins and bars made of gold, silver platinum, palladium, and tin into your IRA. There are a lot of different kinds of precious metals that the IRS will accept. Some are famous, like the Australian Gold Kangaroo Coin, and others are more rare like the Austrian Silver Philharmonic 1oz Coin. To meet IRS regulations the rare metals that are included in IRA purchases are shipped to secure sites that are located in Delaware, Texas, or Canada.
Depending on how much you purchase, you could expect to pay between $80-$200 per year for storage of your valuable metals. Most IRAs with Noble Gold require at least $20,000 in order to begin.
Follow these steps to get started using Noble Gold:
Complete the form online to receive personalized advice or open an IRA account for gold. You can talk to an expert from the company about your options during free sessions.
Contact a Noble Gold expert to start the process of rolling the gold IRA over to the new account. If you take money out of a retirement account to transfer to your gold IRA instead of rolling it over, you could be required to pay taxes on it. Consult a tax professional first.
Fund your precious metals IRA and then purchase the precious metals you’d like.
Choose your storage and let Noble Gold ship your valuable coins to the safe storage location.
The most important things about Noble Gold are:
Great ways to assist customers
There are a variety of valuable metals to choose from.
Many sources gave it five stars.
Access to the advice of experts
There are many training tools to help investors.
If you’re ready to sell when you’re ready to sell, consider a “no questions asked” buy-back policy.
#8. Patriot Gold Group is the most efficient way to set up a gold IRA account.
Patriot Gold Group is a Los Angeles-based company that has been rated the highest-rated gold and silver dealer in the country by Consumer Affairs for five years consecutively.
Patriot Gold Group is probably the best choice for investors with experience in precious metals who are familiar with the market and want to put a big chunk of their money into an investment in gold IRA as it offers savings for large investments, but doesn’t offer many tools to help novice investors understand. Patriot Gold Group might be right for you if you’re looking for a basic IRA dealer that offers basic gold and silver, and the best ways to get assistance.
The following grades, accreditations and titles have been given to Patriot Gold Group:
The 770 user reviews on ConsumerAffairs gave this product 5 stars.
Google Reviews gives it 5 stars
ConsumerAffairs has chosen us as the top gold IRA dealer from 2020 until 2023.
Voted the best Gold IRA dealer in America from 2016 to 2020
BBB awarded it an A+ and an approval seal.
Professional Service for Grading Certified Coins
Member of the Numismatic Guaranty Corporation
When it comes to gold IRA reviews, certificates, and awards, you’ll be able to find a better organization than Patriot Gold Group. The company prioritizes its customers by giving them helpful support lines, transparent prices, and easy-to-use services that are compliant with IRS rules.
Patriot Gold Group sells gold and silver bars and coins which can be put into an IRA. Gold prices is updated in real time on the website, which means you can easily assess the benefits, risks, and costs of purchasing. You can choose among 10 gold-colored coins from the U.S., the U.K., Canada, and Australia. You can also choose from exclusive silver coins dating as early as 50 years ago.
Patriot Gold Group has a large minimal account size of $50,000 which is why it is recommended to go with buyers who have had this experience before. First year storage and upkeep costs $250 and each year thereafter costs $200. You may have to pay more, such as a fee to set up an account.
To start with Patriot Gold Group, you must do the following:
Fill out the online application for a new account to begin.
Contact a customer service worker to get your account started or to transfer funds.
You can buy valuable metals and choose how you want to keep them.
You can get no cost delivery to the safe locker.
Investors can obtain these essential things from Patriot Gold Group:
The gold IRA is rated highly by its customers. IRA on all websites
The cost of accounts has been waived for purchases of more than $100,000.
Free investment guides for gold in an IRA
Access to customer service that is helpful
Price changes in real time
#9. AdvantageGold is an experienced precious metals IRA company with a good selection of gold physical coins and bullion.
AdvantageGold is among the best companies for gold IRAs. They say they are the top gold-producing company in the U.S. because they have won the Best of TrustLink award for seven years in a row. AdvantageGold could be a good choice if you like to do things online and need easy access to quality training tools.
You can apply for an account without talking to a person and the company provides access to a vast knowledge base, including videos, tools and more.
AdvantageGold has been rated and certified as follows:
The #1 Most Trusted Gold IRA Company by TrustLink for the last seven years
Member of the American Numismatic Association
Member of the Industry Council for Tangible Assets
BBB gives the rating 4.83 stars, and it is awarded an A+ grade.
More than 700 users have awarded Google 5 stars.
More than 1,400 users have rated Trustpilot 5 stars.
Based on AdvantageGold’s reviews, you can expect great customer service, great help and clear pricing in all your interactions with the company.
AdvantageGold allows you to put platinum, gold, silver or palladium in your IRA. The Gold American Eagle Coin, the Canadian Palladium Maple Leaf Coin as well as the American Silver Eagle Proof Coin are among the most common choices.
Annual storage fees for IRA purchases range from $100-$150. Investors are also required to pay a $50 account set-up fee and a range of different annual upkeep fees. AdvantageGold does not have a minimum amount to pay which is a great thing.
To get started using AdvantageGold To begin using AdvantageGold, you must follow these steps:
Complete the online form, and choose the account manager you’d like to choose. You can complete this initial step on your own with AdvantageGold or call the customer service team for assistance tailored to your needs.
Accept the policies and rules that the business follows, and then share your financial records. You may need to provide various documents regarding your IRA or tax obligations.
Choose the method you wish to transfer money in your account. An expert in rolling money over into an gold IRA will help you do this.
You can purchase valuable metals and select a secure place to store them. As a final step, you have to sign the declaration form.
AdvantageGold is a product with the following characteristics that distinguish it:
If you’re ready to sell, the buy-back scheme makes it easy.
A free guide to investing in gold with your IRA.
There are many options to get involved in learning.
There aren’t any minimum investments.
Help with rollovers is useful.
TrustLink has named us the most dependable gold IRA company for the past seven years.
Resources with step-by-step instructions for withdrawing funds
Customers on all sites leave excellent review of gold IRAs.
What is an IRA with gold as its backer?
A gold individual retirement account (IRA) is a self-managed personal retirement account which makes use of gold, silver or other precious metals instead of stocks or bonds.
To guard yourself against the effects of inflation and potential market crashes, you should have a diverse portfolio of investments. Due to this, a lot of people are putting gold, silver and other precious metals in retirement accounts since they are a fairly safe and reliable investment.
The companies on our list assist people in setting up gold IRAs by helping them roll over or move existing savings accounts to new self-directed precious metals IRAs. You shouldn’t begin a gold IRA from scratch. Instead, you should move the funds in your retirement savings to a new tab.
The Internal Revenue Service has rules regarding what types of precious metals can be put into precious metals IRAs. The items must be coins or gold and meet certain “fineness” standards. These accounts are only able to hold coins that are approved by the IRS, like the Canadian Maple Leaf.
The top gold IRA companies make it simple and painless to fund and take care of these individual retirement accounts. Many companies put clients in contact with account reps who will assist them throughout the process.
But an agent of an account isn’t the same as a financial advisor. If you want to add a gold IRA to your retirement account to diversify it, you should talk to your financial advisor first to find out if it makes sense for you.