A precious metals IRA or, more commonly known as a gold-backed IRA will help safeguard your money from volatility in the market as well as protect you from inflation. Additionally, precious metals such as gold and silver are very different from traditional assets like stocks and bonds and bonds, which makes them a great option to diversify.
We looked at the best gold IRA firms to determine the best precious metal IRA accounts offer the most beneficial. We analyzed each gold IRA company below, based on a variety of things, such as the precious metals they provide, the fees they charge, the storage choices they provide as well as their customer service as well as their appearance.
Goldco is among the most reputable and most reliable company overall in the field of gold IRAs.
The best deal for new buyers is American Hartford Gold.
Lear Capital: The new sales may be eligible for up to $15,000 in bonus coins
Birch Gold Group has a wide range of valuable metals.
The most excellent customer service is offered at Augusta Precious Metals.
Oxford Gold: Best scheme to buy back books
Noble Gold Investments is a gold IRA company with lots of experience.
Patriot Gold Group: Good for buying gold and silver directly
Advantage Gold: The most effective learning tools
#1. Goldco is the best company in the field of gold IRAs.
Goldco is an established dealer of rare metals, and also sells items that will help you save more for retirement. This company is the leader in the field of rare metals and has received many awards and honors.
The Better Business Bureau gives Goldco an A+ rating, while the Business Consumer Alliance gives it an AAA grade.
Goldco can help you safeguard the assets of a variety of retirement accounts by moving them into an precious metals IRA. If you own an IRA, TSP, 401(k) or 403(b), a precious metals expert at Goldco can guide you on how to transfer the funds in your account to a precious metals IRA.
This business also sells gold and silver directly to customers. You can invest your retirement savings or other savings accounts into real gold and silver.
If you want to start a precious metals IRA through Goldco, move or rollover your savings from your savings account into your new IRA. Goldco makes it easy and painless for customers to do this by walking them through the steps:
You must sign a contract stating that you know the rules of Goldco to open your IRA.
Fund your Self-Directed IRA by rolling over money you have in your 401(k), 403(b), TSP, or IRA by calling the company that manages your account.
Buy your precious metals Choose the precious metals you would like to include in your investment.
Goldco sells a variety of different kinds of gold and silver coins that include:
American Silver Eagle
American Gold Eagle
The Great Barrier Reef is silver.
Gold Striped Aussie Marlin
The silver guinea of the military
Bars of silver and gold in different sizes can also be purchased. They are pure as.9999.
Goldco also has a program for buying back gold. If your situation changes and you need to sell the valuable metals in your account Goldco will purchase them back at the best price for buy-back, which is guaranteed.
If you’re still thinking about investing in an rare metals IRA, Goldco will send you a free kit that includes information. This kit contains a written, spoken, and seen guide to investing in rare metals.
Overall, we think Goldco is among the best companies that provide gold IRAs.
One of the top companies to purchase silver, gold and platinum via an IRA.
A reputable company with clear prices
With the gold IRA move, you are able to alter your savings account.
The only company Sean Hannity recommends for a gold IRA is
The Better Business Bureau gave it an A+.
Over 2,500 five-star reviews of gold IRAs
#2. The most reputable gold IRA account for 401(k) rollovers is American Hartford Gold.
American Hartford Gold is a excellent gold IRA company that allows you to buy gold and silver. The company is run by a family and is located in Los Angeles, CA. It has been awarded numerous awards, including the #1 Gold Company award on the Inc. 5000 list for 2021.
American Hartford Gold promotes gold IRAs, but you can also put in silver in your retirement account. You can buy an IRA with gold IRA through American Hartford Gold by taking these steps:
Contact American Hartford Gold to talk to an expert and complete the forms.
You can move your old IRA to an entirely self-directed gold IRA.
Choose the silver or gold items you want to put in your IRA.
Purchase your precious metals that can be put into an IRA.
Through Equity Trust, a well-known gold IRA broker, American Hartford Gold offers precious metals IRAs. Once you decide which valuable metals to add to your account, keep them in a secure storage firm like Brinks, Delaware Depository, or International Depository Services Group.
This gold IRA business also sells a wide range of gold and silver products which can be purchased directly. For instance, here are some of the gold products offered by the company:
Gold Saint Helena Sovereign coin
Gold coin from the Canadian Gyrfalcon
1-ounce gold bar
However, metal products include things like:
Wildlife of Australia silver coin
Krugerrand, made in South Africa
Rounds of 1 1 ounce
Pre-64 coins were in use.
bars of 10 oz and 100 oz
If you purchase precious metals from American Hartford Gold, you can always speak with a representative about your investments and find out how they are doing. You can call the number on the company’s website at any time to talk to your representative.
If you’d like to know more about buying gold prior to making the move to buy it, you can ask the firm for a no-cost guide. This 25-page guide has useful details on how rare metals IRAs can assist you in taking control of your savings.
You can also get information about the changes to the gold market by going to the News and Charts part of the American Hartford Gold website. This area also has articles that can help you determine how to spend.
American Hartford Gold is a reliable gold IRA company that provides the highest quality gold IRA investments.
#3. Lear Capital is a reliable Gold IRA company that will match any price.
Lear Capital is one of the top gold IRA companies. It is headquartered in Los Angeles and has been in operation since more than 25 years. Based on gold IRA reviews as well as Lear Capital’s AAA rating by the Business Consumer Alliance, and the fact that the Professional Coin Grading Service has named it an authorized Dealer, we’ve decided that Lear Capital is a valid and reliable gold IRA service.
Let’s say you decide to put your gold IRA funds into Lear Capital. In this scenario you can seek advice from a personal expert or pay a fixed fee, guarantee your purchase up to 24 hours and avoid charges if you make a big payment.
The following are Lear Capital’s grades as well as certifications:
Trustpilot awards us 4.8 stars.
AAA as well as the Business Consumer Alliance gave it 5 stars.
Authorized by the Professional Coin Grading Service (PCGS)
Member of the Precious Metals Association
Member of the Numismatic Guaranty Corporation
Gold IRA companies such as Lear Capital, which have great reviews from customers, are focused on smooth experiences with easy access to knowledgeable support teams, and clear pricing as well as other aspects. To make sure your money meets IRS standards, it is best to only work with a certified service.
Lear Capital sells gold, silver, and platinum bars and coins that can be put in an IRA. You can choose from famous options such as the American Gold Eagle or the Canadian Silver Maple Leaf, or opt for something simpler like a 10- to 100-ounce bar of your preferred metal. Prices for precious metals are constantly changing to reflect changes in the market and allow you to know the price you can expect.
Follow these steps to begin using Lear Capital:
You can open an rare metals IRA account by filling out a simple online application that takes just 10 minutes.
You should hear back from the person in charge of your IRA within 24 hours about how to do the tax-free move. The money could take as long as five days to be moved.
You can purchase valuable metals and then let Lear Capital ship them to a safe place that is fully insured.
Set up and keep your IRA for free if you spend at least $25,000 to $50,000 in a single year, $25,000 to $50,000 for two years and $75,000 or more for a period of three years.
The most important thing about Lear Capital are:
When you open a new gold IRA account with a minimum balance of $25,000, you will receive free setup and holding services.
When you invest more than $10,000, you get the $50 setup fee back.
24 hour promises on purchases
Priced at the flat cost
One-on-one assistance from experts in gold IRA buying
There are many options for silver, gold, and platinum
Excellent reviews from all sources
Costs are obvious because prices are updated often.
#4. Birch Gold Group is an expert in gold IRA rollovers as well as other precious metals.
Birch Gold Group is one of the best places to buy rare metals in person or through an IRA. Since 2003, this company has been in business and a large number of customers have said good reviews about it.
Birch Gold Group has a grade of A+ from the Better Business Bureau, AAA from the Business Consumer Alliance, and five stars from a variety of other sites. You can be assured that buying in rare metals through this company will be a safe and secure process.
Birch Gold Group sells a wide range of gold, silver, palladium and platinum items, among others. You can purchase these metals by themselves or use them to put money into an precious metals IRA.
This company makes it easy for you to transfer your retirement savings into an precious metals IRA. With the assistance of a certified Precious Metals Specialist You can follow the following steps:
Create your account and choose how you want to fund it. Birch Gold Group is the best option. Birch Gold Group, you can transfer an IRA or transfer a 401(k) to fund your new self-directed IRA.
Choose the best metals that will benefit your account. Your precious Metals Specialist can help you determine which metals to invest in to get the greatest tax benefits.
You can buy your valuable metals. Your specialist will go over your purchase and inform you that your purchase went through once they have done so.
Choose a way to store your belongings. Your Specialist will show you the different ways to store your things. Birch Gold Group stores its customers’ funds in a variety of locations including Delaware Depository and Brink’s Global Service.
Check the status of you IRA is doing. You can contact your Specialist anytime to check on your account or make adjustments.
Birch Gold Group also lets you buy gold, silver platinum, palladium, and items directly from them. The company offers a wide range of currency that is deemed acceptable with the IRS for example:
Gold Eagle, American
Silver Eagle, American
Leaf of the Canadian Gold Maple
Guinea Silver Rose Crown
You can also purchase round and bars of gold as well as silver.
Here are a few of the platinum products from the company:
Rounds and bars
United States Platinum Eagle
Australian Silver Florin
Lastly, the goods made from gold are:
Rounds and bars
Canadian Maple Leaf Made of Palladium
Overall, Birch Gold Group is a great company to work with if you are looking to set up a flexible precious metal IRA.
#5. Augusta Precious Metals is a highly rated Gold IRA company with 5 stars reviews.
Augusta valuable Metals is a well-known business that sells precious metals such as silver and gold. They offer IRAs and cash payments for gold and silver. The company also has a website with lots of information for free on the investment in rare metals and setting up an IRA in silver or gold. IRA.
Augusta Precious Metals has a 4.97 rating from customers and an A+ rating from the Better Business Bureau. The company has also gotten great ratings on TrustLink, Google My Business, Facebook, and the Business Consumer Alliance, among other sites.
Follow these steps to create an IRA for precious metals using Augusta Precious Metals:
The self-directed IRA service in Augusta can help you set up your new IRA.
You can use money from your savings account to add funds to your account.
Through Augusta’s order desk you can buy gold or silver.
Augusta Precious Metals works with Equity Trust, a top self-directed IRA service that helps people set up precious metals IRAs. This IRA company works with people in all fifty U.S. states. They’ve been operating for over 30 years and been able to manage more than $25 billion.
After you buy gold and silver for your savings account, Augusta Precious Metals will keep the gold and silver for you. The company stores its precious metals in the Delaware vault which is a secure private vault.
Augusta Precious Metals is also an online store where you can buy real gold and silver. You just need to move funds into the Augusta account and choose the gold and silver goods you’d like to purchase. Augusta will deliver them directly to your doorstep and you’ll need to sign them.
Augusta Precious Metals sells metal and luxury coins made from silver and gold. Bullion products manufactured by the company include coins such as:
American Gold Eagle
American Silver Eagle
Canada’s Gold Maple Leaf
A silver coin dubbed “America the Beautiful”
You can also purchase 1- to 10-ounce gold bullion bars. 10- to 100-ounce silver bullion bars, and 90 silver bags containing 97 percent.
The company’s premium silver and gold coins include:
Gold Sovereign of St. Helena in 2022
2021 Soaring Eagle Silver Coin from the Royal Canadian Mint
If you want to add items to your IRA You can also take a look at the company’s IRA-eligible coins.
Overall, Augusta Precious Metals is one of the top firms for gold IRAs.
#7. Oxford Gold is a reputable company for investing in silver and gold.
Oxford Gold Group is a company that helps people set gold IRAs. They offer silver, gold, platinum, and palladium. The company has an excellent review from the Better Business Bureau (A+) and from sites like Trustpilot, Consumer Affairs, and Google My Business (excellent scores).
Oxford Gold has IRAs for both gold and silver, and they have a variety of tools that can assist you in establishing these funds. On the Oxford Gold website, you can learn how to move money into an precious metal IRA and how they function and what types are available, and why they are good assets.
On the Oxford Gold website, you can purchase bars and coins made of silver, gold, platinum, and palladium. The company sells a wide selection of popular silver and gold coins and other items, like:
The Silver Maple Leaf is a Canadian coin.
“Rose Crown” coin from Guinea
Silver coin from “America the Beautiful”
Gold Canadian coin with a polar bear and a cub
PAMP Silver Bar Suisse
Gold bars of 1 Ounce. or 10 oz.
It also offers a limited amount of bars and coins made of palladium and platinum.
Oxford Gold Group tries to be superior to other precious metals companies by listening to clients and providing them with the tools needed to make good financial choices. On its website, the company provides a full learning center to help with the buying process.
This study area comes with many tools that include:
Guide to investing in precious metals
Stories and news about buying in gold
A listing of terms
When you join the Oxford Gold Group, you’ll also get to work directly with one of the company’s Managing Partners. The person will be able to help you answer any questions that you might have about how to trade or keep your gold in your IRA.
We like that Oxford Gold looks at buying precious metals from an impartial perspective. This helps customers understand the advantages and disadvantages of these investments and make better choices.
In the end, Oxford Gold Group is one of the best companies that offers gold IRAs.
#7. Free Gold and Silver IRA Guide for Investors who are New to the Market from Noble Gold Investments
Noble Gold is one of the most reputable gold IRA companies due to its a wide range of valuable metals that have been approved by the IRS. It also offers helpful educational materials for buyers as well as an A+ grade from the Better Business Bureau (BBB). You can create an IRA with Noble Gold if you are interested in silver, gold platinum, palladium, or. After less than 10 years in operation, the company’s gold IRA reviews on all sites have earned it five stars.
Opening an gold IRA account is a great option, so it is important to select a gold investment firm that values the reviews of its clients as well as the certifications of its affiliates in the first place. These scores are provided for Noble Gold:
Google Reviews gave it 4.9 stars.
ConsumerAffairs awarded it five stars.
BBB gives it an A+.
Based on some reviews, Yelp gave it 5 stars.
Even though there are only two reviews on Trustpilot, Noble Gold also has a grade of 2.9 stars. Both reviews mentioned fees that were hard to locate.
Noble Gold is like other gold investment firms in that you can put bars and coins made of gold, silver platinum, palladium, and tin in your IRA. There are many different types of valuable metals that the IRS will accept. Some are famous, like the Australian Gold Kangaroo Coin, and others are more rare such as the Austrian Silver Philharmonic 1oz Coin. To conform to IRS rules the rare metals that are included in IRA purchases are sent to safe sites located in Delaware, Texas, or Canada.
Depending on the amount you buy, you can expect to pay between $80 to $200 per year for storage of your real valuable metals. Most IRAs with Noble Gold require at least $20,000 to start.
Follow these steps to start with Noble Gold:
Fill out the online form to get personalized advice or open an IRA account for gold. You can speak with an expert from the company about your options during the free sessions.
Talk to a Noble Gold expert to start the process of rolling your existing gold IRA over to your new account. If you take money out of a retirement account to put into your gold IRA instead of rolling it over, you may be required to pay taxes on it. Talk to a tax expert first.
You can fund your precious metals IRA and then purchase the precious metals you’d like.
Choose your storage, and then wait for Noble Gold ship your valuable coins to the safe location.
The most important things about Noble Gold are:
Excellent ways to help customers
There are a variety of valuable metals to choose from.
A number of sources gave it five stars.
Free access to expert advice
There are a lot of tools for training that can assist investors.
If you’re ready to sell, you should have a “no questions asked” buy-back policy will be in place.
#8. Patriot Gold Group is the best for quickly setting up a gold IRA account.
Patriot Gold Group is a Los Angeles-based company that is rated as the top silver and gold dealer in the United States by Consumer Affairs for five years in a row.
Patriot Gold Group is probably best for experienced precious metals investors who know the market and wish to invest a significant portion of their assets into an investment in gold IRA which offers savings for large investments but doesn’t have a lot of tools to help novice investors understand. Patriot Gold Group might be suitable for you if seeking a basic IRA dealer with options for basic gold and silver as well as the best ways to get assistance.
The following accreditations, grades and titles were awarded to Patriot Gold Group:
770 reviews on ConsumerAffairs gave this product 5 stars.
Google Reviews gives it 5 stars
ConsumerAffairs has selected us as the best gold IRA dealer from 2020 until 2023.
Voted the best Gold IRA dealer in America from 2016 to 2020.
BBB awarded it the A+ grade and an official seal of approval.
Professional Service for Grading Certified Coins
Member of the Numismatic Guaranty Corporation
When it is about gold IRA reviews certificates, reviews and awards, you’ll be able to find a better organization than Patriot Gold Group. The company prioritizes its customers by providing them with helpful assistance lines, straightforward prices, and simple to use services that are compliant with IRS rules.
Patriot Gold Group sells gold and silver coins and bars which can be put into an IRA. The price of gold fluctuates in real-time through the site, which means you are able to easily evaluate the risks, benefits, and costs of purchasing. You can select from 10 gold-colored coins from the U.S., the U.K., Canada, and Australia. You can also select exclusive silver coins dating as early as fifty years ago.
Patriot Gold Group has a large limit of $50,000 for a minimum account, which is why it is recommended to go with buyers who have had this experience before. First year storage and maintenance costs $250, and each year thereafter costs $200. There may be a need to shell out more like a fee to set up an account.
To begin working with Patriot Gold Group, you have to follow these steps:
Complete the online account application to get started.
Contact a customer service worker to get your account started or movement of funds.
You can buy valuable metals and pick the way you’d like to store them.
You can get no cost delivery to the safe locker.
Investors can get these important things from Patriot Gold Group:
Positive reviews of the gold IRA on all websites
Fees for accounts have been eliminated for purchases that exceed $100,000.
Free investment tips for gold in an IRA
Access to customer service that is helpful
Price changes in real time
#9. AdvantageGold is an experienced precious metals IRA company with a great variety of gold coins and bullion.
AdvantageGold is one of the top companies for gold IRAs. They say they are the best gold company in the U.S. because they have been awarded the Best of TrustLink award for seven years in a row. AdvantageGold might be for you If you enjoy doing things online and need easy access to high-quality training tools.
The application process is simple with no need to talk to a person and the company provides you access to a huge knowledge base, including tools, videos and more.
AdvantageGold has been assessed and certified as follows:
The #1 Most Trusted Gold IRA Company by TrustLink over the past seven years
Member of the American Numismatic Association
Member of the Industry Council for Tangible Assets
BBB rates it 4.83 stars and an A+ rating.
Over 700 customers have awarded Google five stars.
More than 1,400 people have rated Trustpilot five stars.
Based on AdvantageGold’s reviews you can count on great customer service, excellent assistance and transparent prices in all your interactions with the company.
AdvantageGold lets you put gold, silver, platinum, or palladium into your IRA. The Gold American Eagle Coin, the Canadian Palladium Maple Leaf Coin, and the American Silver Eagle Proof Coin are some of the most popular choices.
Annual storage charges for IRA purchases are between $100 to $150. Investors also have to pay a $50 account-setting-up fee and a range of different annual upkeep fees. AdvantageGold has no minimum payments which is a great thing.
To begin using AdvantageGold, you need to do the following:
Fill out the online form, and select the account manager you want. You can complete this initial step on your own using AdvantageGold, or you can contact the customer service team for personalized help.
Accept the policies and rules that the business follows, and then provide your financial records. You may be required to present different documents about your IRA or tax obligations.
Select the method you prefer to transfer money into your account. A professional who has experience in rolling money over into an gold IRA will help you do this.
You can purchase precious metals and pick a secure place to store them. In the final step, you have to complete the declaration form.
AdvantageGold has the following traits that distinguish it:
When you’re ready to sell, the buy-back scheme makes it simple.
A free guide on investing in gold with your IRA.
There are many options to get involved in learning.
There are no minimum investment requirements.
Rollover help is convenient.
TrustLink has named us the most dependable gold IRA company for the past seven years.
Resources that provide step-by-step instructions for withdrawing cash
Customers on all sites leave great review of gold IRAs.
What exactly is an IRA that is backed by gold?
A gold individual retirement account (IRA) is a self-directed personal retirement account that makes use of gold, silver or other precious metals instead bonds.
To guard yourself against the risk of inflation and market crashes, you need a diversified collection of investments. Because of this, many people are investing in silver, gold and other precious metals in retirement accounts due to them being a fairly safe and reliable investment.
The companies listed on our list help people set the gold IRAs by helping them roll over or move existing savings accounts to new self-directed precious metals IRAs. It is not advisable to create a new gold IRA from scratch. Instead, transfer the money in your retirement savings to an account that is new.
The Internal Revenue Service has rules regarding what types of precious metals are eligible for precious metals IRAs. They must be gold or coins that meet a set of “fineness” standards. These accounts can only hold coins that are OK with the IRS like the Canadian Maple Leaf.
The top gold IRA companies make it easy and stress-free to manage and fund these individual retirement accounts. Many businesses put clients in contact with account reps who can help them through the process.
However, an agent for an account is not the same as a financial advisor. If you want to add a gold IRA to your retirement account to diversify it You should speak to your financial adviser first to determine whether it is a good idea for you.