A precious metals IRA or, more commonly called a gold-backed IRA will help safeguard your money from volatility in the market as well as protect you from inflation. Also, valuable metals like silver and gold are different from the standard assets like stocks and bonds and bonds, which makes them a great option to diversify your portfolio.
We reviewed the top gold IRA firms to determine what precious metal IRA accounts are the best value. We looked at each gold IRA company below based on a number of things, such as the valuable metals they offer, the fees they impose, the storage options they provide, their customer service, as well as their appearance.
Goldco is among the most reputable and most reliable company for gold IRAs.
The best deal for first-time buyers is American Hartford Gold.
Lear Capital: New sales can receive up to $15,000 worth of bonus coins
Birch Gold Group has a wide range of valuable metals.
The most excellent customer service is offered at Augusta Precious Metals.
Oxford Gold: Best scheme to buy back books
Noble Gold Investments is a gold IRA company with lots of experience.
Patriot Gold Group: Good to buy silver and gold directly
Advantage Gold: The most effective learning tools
#1. Goldco is the most reputable company overall in the field of gold IRAs.
Goldco is a trusted dealer in rare metals that sells goods that can help you save more for retirement. Goldco is a leading company in the field of rare metals and has won numerous awards and distinctions.
The Better Business Bureau gives Goldco an A+ rating, while the Business Consumer Alliance gives it an AAA grade.
Goldco can help you protect the assets in various retirement accounts by transferring them to the precious metals IRA. If you have an IRA, TSP, 401(k) or 403(b), a precious metals expert from Goldco can help you understand how to transfer the funds in your account to a precious metals IRA.
This company also sells silver and gold directly to clients. You can also invest your retirement savings, or other savings accounts into real gold and silver.
If you are looking to open a precious metals IRA through Goldco, move or rollover your savings from your current savings account into the new IRA. Goldco makes it simple and stress-free for customers to complete this process by walking them through the following steps:
Make a commitment to know the rules of Goldco to open your IRA.
You can fund your Self-Directed IRA by rolling over money from your current 401(k), 403(b), TSP, or IRA by contacting the company who handles your account.
Purchase your precious metals: Select the precious metals you want to include in your investment.
Goldco sells a variety of gold and silver coins, including:
American Silver Eagle
American Gold Eagle
The Great Barrier Reef is silver.
Gold Striped Aussie Marlin
The silver guinea shilling of the military
Marlin Gold
Gold and silver bars of different sizes can be purchased. They are as pure as.9999.
Goldco also has a program for buying back gold. In the event that your situation alters and you need to sell the valuable metals in your account, Goldco will purchase these back for the most competitive price for buy-back, which is guaranteed.
If you’re thinking of investing in a rare metals IRA, Goldco will send you a free kit with information. This kit contains a written spoken, spoken, and a visual instructions on investing in rare and precious metals.
Overall, we think Goldco is one of the best companies to offer gold IRAs.
One of the top companies to purchase silver, gold, and platinum via an IRA.
reputable business with clear prices
With a gold IRA move, you are able to switch your current savings account.
The only firm Sean Hannity recommends for a gold IRA is
The Better Business Bureau gave it an A+.
Over 2,500 five-star reviews on gold IRAs
#2. The most reputable gold IRA account for 401(k) rollovers is American Hartford Gold.
American Hartford Gold is a excellent gold IRA company that allows you to purchase gold and silver. The company is owned by a family and is located in Los Angeles, CA. It has won several awards including the #1 Gold Company award in the Inc. 5000 list for 2021.
American Hartford Gold promotes gold IRAs however, you can also invest in silver if you want through your retirement account. You can buy an IRA with gold IRA through American Hartford Gold by taking these steps:
Contact American Hartford Gold to talk to an expert and complete the forms.
You can transfer your existing IRA to a new self-directed gold IRA.
Choose the gold or silver items you wish to place into your IRA.
Purchase your precious metals that can be placed in an IRA.
Through Equity Trust, a well-known gold IRA broker, American Hartford Gold offers precious metals IRAs. Once you decide which valuable metals you want to add to your account, keep them with a safe storage firm such as Brinks, Delaware Depository, or International Depository Services Group.
The gold IRA company also offers a variety of gold and silver products that can be purchased directly. For example, here are some of the gold products sold by the company:
Gold Saint Helena Sovereign coin
The gold coin is part of the Canadian Gyrfalcon
1-ounce bar of gold
Combibar Valcambi
However, metal goods include things like:
Wildlife of Australia silver coin
Krugerrand, made in South Africa
Rounds of 1 one ounce
Pre-64 coins were in use.
bars of 10 oz and 100 oz
Combibar Valcambi
If you purchase precious metals from American Hartford Gold, you can always talk to a person about your investments and learn what they are doing. You can call the number on the website at any time to talk to your agent.
If you’d like to know more about buying gold before taking the step to buy it, you can ask the firm for a no-cost guide. This guide of 25 pages contains valuable details on the ways that rare metals IRAs can assist you in taking charge of your savings.
You can also get information about changes in the gold market by going to the News and Charts part of the American Hartford Gold website. The area also contains articles that will help you decide on which way to spend your money.
American Hartford Gold is a trusted gold IRA company that offers the highest quality gold IRA investments.
#3. Lear Capital is a reliable Gold IRA company that will match any price.
Lear Capital is one of the best gold IRA companies. It is headquartered in Los Angeles and has been in operation for over 25 years. Based on gold IRA reviews, Lear Capital’s AAA score from the Business Consumer Alliance, and the fact that the Professional Coin Grading Service has named it an authorized Dealer, we’ve decided that Lear Capital is a valid and trustworthy gold IRA provider.
Let’s say you decide to invest your gold IRA money into Lear Capital. In this scenario you will be able to get assistance from a personal expert, pay a flat fee and make sure that the purchase is guaranteed for 24 hours, and avoid fees if you make a big payment.
These are the Lear Capital’s grade and certifications:
Trustpilot awards us 4.8 stars.
AAA, and the Business Consumer Alliance gave it 5 stars.
Authorized by the Professional Coin Grading Service (PCGS)
Member of the Precious Metals Association
Member of the Numismatic Guaranty Corporation
Gold IRA companies such as Lear Capital, which have positive reviews from customers, emphasize smooth experiences with easy access to knowledgeable help desks, and transparent prices as well as other aspects. To ensure that your money meets IRS standards, it is best to only use a reputable service.
Lear Capital sells gold, platinum, and silver bars and coins that can be put in an IRA. You can pick from a variety of renowned options like the American Gold Eagle or the Canadian Silver Maple Leaf, or choose something more simple like a 10-to 100-ounce bar of your favorite metal. Prices for valuable metals change frequently to reflect changes in the market and allow you to know what you should expect.
Follow these steps to begin by contacting Lear Capital:
You can create an rare metals IRA account by filling in a simple online application that takes just 10 minutes.
You should hear from the person responsible for the IRA within 24 hours about how to complete the tax-free move. It could take up to five days for the money to be transferred.
You can purchase valuable metals, and then allow Lear Capital ship them to an appropriate location that is fully insured.
Create and store your IRA at no cost if you spend between $25,000 and $50,000 in a single year or $25,000-$50,000 for two years, and $75,000 or more for three years.
The most important aspects of Lear Capital are:
When you open a new gold IRA account over $25,000, you get free setup and holding services.
When you invest more than $10,000, you get your $50 setup cost back.
24 hour promises on purchases
Priced at a flat rate
Assistance from a professional on gold IRA buying
Many options for silver, gold and platinum
Excellent reviews from all sources
Costs are clear since prices are frequently updated.
#4. Birch Gold Group is an expert in gold IRA rollovers as well as other precious metals.
Birch Gold Group is one of the best places to purchase rare metals, either directly or through an IRA. Since 2003, this company has been in business and a lot of customers have said good things about it.
Birch Gold Group has a grade of A+ from the Better Business Bureau, AAA from the Business Consumer Alliance, and five stars from a variety of other websites. You can be assured that buying in rare metals from this company will be a safe and reliable process.
Birch Gold Group sells a wide range of silver, gold, palladium and platinum items, among others. You can purchase these metals on their own, or use them to put money into a precious metals IRA.
This company makes it simple for you to convert your retirement savings to an precious metals IRA. With the help of a qualified Precious Metals Specialist, you can take these five steps:
Create your account and decide the method of funding it. Through Birch Gold Group, you can transfer an IRA or roll over an existing 401(k) for funding your self-directed IRA.
Choose the valuable metals for your account. Your precious Metals Specialist can help you figure out which metals to invest in to reap the greatest tax advantages.
You can buy your valuable metals. Your specialist will go over your purchase and inform you that your purchase went through after they have completed the transaction.
Find a storage solution for your belongings. Your expert will help you understand the different ways to store your things. Birch Gold Group stores its customers’ investments at various locations like Delaware Depository and Brink’s Global Service.
Find out the status of your IRA is doing. Contact your Specialist anytime to check on your account or make adjustments.
Birch Gold Group also lets you buy gold, silver platinum, palladium, and goods straight from the company. The company offers a broad range of gold and silver coins accepted with the IRS for example:
Gold Eagle, American
Silver Eagle, American
Leaf of the Canadian Gold Maple
Guinea Silver Rose Crown
You can also purchase bars, rounds and even gold as well as silver.
These are some of the platinum products from the company:
Bars and round-shaped bars
United States Platinum Eagle
Australian Silver Florin
Lastly, the goods made from gold are:
Bars and round-shaped bars
Canadian Maple Leaf Made of Palladium
Overall, Birch Gold Group is an excellent company to work with if you’re looking to set up a flexible and flexible precious metal IRA.
#5. Augusta Precious Metals is a highly evaluated Gold IRA company with 5 stars reviews.
Augusta valuable Metals is a well-known company that sells valuable metals like gold and silver. They provide IRAs and cash payments for gold and silver. The business also offers a site with lots of information for free about investing in rare metals as well as setting up a gold or silver IRA.
Augusta Precious Metals has a 4.97 rating from customers and an A+ rating from the Better Business Bureau. The company also received excellent feedback on TrustLink, Google My Business, Facebook, and the Business Consumer Alliance, among other websites.
Follow these steps to create an IRA for precious metals with Augusta Precious Metals:
The self-directed IRA service in Augusta can help you set up your new IRA.
Use money from your savings account to add funds to your account.
Through Augusta’s order desk, you can purchase gold and silver.
Augusta Precious Metals works with Equity Trust, a top self-directed IRA service, to help customers create precious metals IRAs. This IRA company is a partner for people across all fifty U.S. states. They’ve been in business since more than 30 years, and handled more than $25 billion.
After you have purchased silver and gold to save money, Augusta Precious Metals will keep the gold and silver for you. The company keeps its valuable metals in the Delaware vault, which is a safe private vault.
Augusta Precious Metals is also an online store where you can purchase genuine silver and gold. All you have to do is transfer money into your Augusta account and then select the gold and silver goods you’d like to purchase. Augusta will deliver them directly to your doorstep, and you’ll have to sign the documents for them.
Augusta Precious Metals sells metal and luxury coins made of gold and silver. Bullion goods made by the company include things such as:
American Gold Eagle
American Silver Eagle
Canada’s Gold Maple Leaf
A silver coin that is referred to as “America the Beautiful”
You can also buy 1to 10-ounce bullion gold bars, 10 to 100-ounce silver bullion bars, and 90% silver bags.
Some of the company’s high-end silver and gold coins are:
Gold Sovereign of St. Helena in 2022
2021 Soaring Eagle Silver Coin from the Royal Canadian Mint
If you’re interested in adding goods to your IRA you can take a look at the company’s IRA-eligible products.
All in all, Augusta Precious Metals is one of the best firms for gold IRAs.
#7. Oxford Gold is a reputable firm that invests in silver and gold.
Oxford Gold Group is a firm that assists people to set up up gold IRAs. They sell silver, gold, platinum, and palladium. The company has an excellent evaluation from the Better Business Bureau (A+) as well as from websites such Trustpilot, Consumer Affairs, and Google My Business (excellent scores).
Oxford Gold has IRAs for both gold and silver and there are a lot of tools to help you start these funds. On the Oxford Gold website, you can learn how to transfer money into an precious metal IRA, how these IRAs work, what kinds are offered and the reasons they are good assets.
The Oxford Gold website, you can purchase bars and coins made of silver, gold, platinum, and palladium. The company offers a broad variety of popular silver and gold coins and other items, including:
The Silver Maple Leaf is a Canadian coin.
“Rose Crown” coin from Guinea
Silver coin of “America the Beautiful”
Gold Canadian coin featuring Polar bear and cub
PAMP Silver Bar Suisse
Gold bars of 1 oz. and 10 oz.
The company also sells a limited number of bars and coins made of palladium and platinum.
Oxford Gold Group tries to be different from other companies that deal in precious metals by listening to its customers and giving them the tools they need to make sound financial decisions. On their website, the business offers an entire learning center that can help with the buying process.
This study area comes with many tools, including:
Guide to investing in precious metals
Stories and news about buying gold
FAQs
A list of terms
If you are employed by Oxford Gold Group, you’ll also get direct access to one of the Oxford Gold Group’s Managing Partners. This person can assist you with any queries you have regarding trading or how to store your gold in your IRA.
We like that Oxford Gold looks at buying precious metals from an impartial perspective. This helps customers understand the advantages and disadvantages of these investments and make better decisions.
In the end, Oxford Gold Group is one of the best firms that provide gold IRAs.
#7. Free Gold and Silver IRA Guide for New Investors from Noble Gold Investments
Noble Gold is one of the most reputable gold IRA firms because it provides a wide range of valuable metals that are regulated by the IRS. It also has helpful teaching materials for buyers as well as an A+ grade from the Better Business Bureau (BBB). You can create an IRA with Noble Gold if you are interested in gold, silver platinum, palladium, or. In less than 10 years of operation, the company’s gold IRA reviews on all sites have been awarded five stars.
Opening a gold IRA account is a good option, so it is important to choose a precious metals investment firm that places the reviews of its clients and its accreditations for affiliates in the first place. These scores are given for Noble Gold:
Google Reviews gave it 4.9 stars.
ConsumerAffairs awarded it five stars.
BBB gives it an A+.
Based on reviews, Yelp gave it 5 stars.
Even though there are only two reviews on Trustpilot, Noble Gold also has a rating of 2.9 stars. Both reviews mentioned fees that were hard to locate.
Noble Gold is like other gold investment firms in that you can place bars and coins made of silver, gold, platinum, and palladium into your IRA. There are many kinds of precious metals that the IRS will accept. Some are famous, like the Australian Gold Kangaroo Coin, while others are scarce, like the Austrian Silver Philharmonic 1oz Coin. To comply with IRS regulations, all rare metals IRA purchases are shipped to secure sites that are located in Delaware, Texas, or Canada.
Depending on the amount you purchase, you can expect to pay anywhere from $80-$200 per year to store your precious metals. The majority of IRAs that have Noble Gold require at least $20,000 to start.
Follow these steps to start using Noble Gold:
Fill out the online form to receive an individualized advice or to create an IRA account for gold. You can speak with an expert from the company about your choices during the free sessions.
Speak to an Noble Gold expert to start the process of rolling your gold IRA over to the new account. If you withdraw money of a retirement account to transfer to your gold IRA instead of rolling it over, you might be required to pay tax on it. Consult a tax professional first.
Fund your precious metals IRA, and then buy the valuable metals you want.
Choose your storage, and then allow Noble Gold ship your valuable coins to the safe storage location.
The most important aspects of Noble Gold are:
Fantastic ways to assist customers
There are a variety of precious metals that you can pick from.
A number of sources gave it five stars.
Free access to expert advice
There are many tools for training that can assist investors.
When you’re ready for selling and sell your home, you should have a “no questions asked” buy-back policy will be in place.
#8. Patriot Gold Group is the most efficient way to set up an gold IRA account.
Patriot Gold Group is a company based in Los Angeles, which is rated as the top gold and silver dealer in the nation by Consumer Affairs for five years consecutively.
Patriot Gold Group is probably best for experienced precious metals investors who are knowledgeable about the market and would like to put a large portion of their assets into a gold IRA as it offers savings for big investments but doesn’t offer many tools to help novice investors understand. Patriot Gold Group might be the right choice if you’re looking for a basic IRA dealer that offers basic silver and gold and the best ways to get assistance.
The following accreditations, grades, and titles were granted to Patriot Gold Group:
The 770 user reviews on ConsumerAffairs gave this product 5 stars.
Google Reviews gives it 5 stars
ConsumerAffairs has chosen us as the best gold IRA dealer from 2020 to 2023.
Voted the top Gold IRA dealer in America from 2016 to 2020
BBB awarded it an A+ rating and a seal of approval.
Professional Service for Grading Certified Coins
Member of the Numismatic Guaranty Corporation
When it concerns gold IRA reviews, certificates and awards, you’ll find a better organization than Patriot Gold Group. The company prioritizes its customers by offering them friendly assistance lines, straightforward prices, and easy-to-use services that are compliant with IRS regulations.
Patriot Gold Group sells gold and silver bars and coins which can be put into an IRA. The value of gold changes in real-time through the site, which means you are able to easily evaluate the risks, benefits and costs of your purchase. You can pick from a variety of gold coins from the U.S., the U.K., Canada, and Australia. You can also pick from exclusive silver coins from 50 years ago.
Patriot Gold Group has a large limit of $50,000 for a minimum account, which is why it is recommended for those who have had this experience before. The first year of storage and maintenance costs $250 and each year following that is $200. You might have to shell out more for instance, an amount to establish an account.
To begin working with Patriot Gold Group, you must do the following:
Fill out the online application form to start.
Contact a customer service representative to get your account started or to transfer funds.
You can purchase valuable metals and choose how you want to keep them.
You can get no cost delivery to the safe locker.
Investors can obtain these essential items from Patriot Gold Group:
The gold IRA is rated highly by its customers. IRA on all websites
Account fees have been waived for purchases that exceed $100,000.
Free investment guides for gold in an IRA
Access to helpful customer service
Price fluctuations in real-time
#9. AdvantageGold is a reputable precious metals IRA company with a great variety of physical gold coins as well as bullion.
AdvantageGold is one of the best companies for gold IRAs. They claim they are the top gold company in the U.S. because they have won the Best of TrustLink award for seven consecutive years. AdvantageGold might be for you when you love doing things online and would like to have easy access to good training tools.
You can apply for an account with no need to talk to anyone The company will give you access to a huge knowledge base that includes videos, tools and more.
AdvantageGold has been rated and certified as follows:
#1 Most Trusted Gold IRA Company by TrustLink over the past seven years
Member of the American Numismatic Association
Member of the Industry Council for Tangible Assets
BBB rates it 4.83 stars, and it is awarded an A+ rating.
Nearly 700 of their customers have awarded Google 5 stars.
More than 1,400 people have given Trustpilot five stars.
Based on the reviews of AdvantageGold you can count on great customer service, fantastic assistance, and clear prices in all your interactions with the company.
AdvantageGold lets you deposit gold, silver, platinum or palladium into your IRA. The Gold American Eagle Coin, the Canadian Palladium Maple Leaf Coin, as well as the American Silver Eagle Proof Coin are some of the most commonly used options.
Annual storage fees for IRA purchases are between $100 and $150. Investors are also required to pay a $50 account set-up fee and a range of different annual upkeep charges. AdvantageGold has no minimum payments, which is a good thing.
To start using AdvantageGold you must complete the following steps:
Complete the online form, and choose the account manager you want. You can complete this initial step on your own with AdvantageGold or contact the customer service team for personalized assistance.
Accept the rules and guidelines of your company and then share your financial records. You may need to provide different papers about your IRA or taxes.
Choose the method you wish to transfer money into your account. A professional who has experience in rolling money into an gold IRA will help you do this.
You can purchase precious metals and choose a safe place to store them. In the final step, you need to complete the declaration form.
AdvantageGold has the following traits which make it stand out from the crowd:
If you’re ready to sell the house, the buy-back plan makes it simple.
A guide for investing in gold with your IRA.
There are many methods to study.
There aren’t any minimum investments.
Rollover assistance is helpful.
TrustLink has named us the most dependable gold IRA company over the last seven years.
Step-by-step directions for withdrawing money
Customers on all sites leave glowing review of gold IRAs.
What is an IRA backed by gold?
Gold individual retirement accounts (IRA) is a self-managed personal retirement account which makes use of silver, gold, or other valuable metals instead bonds.
To protect yourself from the effects of inflation and potential stock market crashes, you require a variety of investments. Due to this, a lot of people have started investing in silver, gold and other precious metals in their retirement accounts since they are an extremely safe and reliable investment.
The companies listed on our list assist people in setting in place gold IRAs by helping them roll over or transfer existing savings accounts into new self-directed precious metals IRAs. It is not advisable to start a gold IRA from scratch. Instead, you should transfer the money from your retirement savings into an account that is new.
The Internal Revenue Service has rules about what kinds of valuable metals are eligible for precious metals IRAs. They must be either coins or gold and must meet specific “fineness” standards. These accounts can only hold coins that are accepted by the IRS such as the Canadian Maple Leaf.
The best gold IRA companies make it easy and easy to manage and fund the individual retirement accounts. Many companies put customers in touch with account reps who can assist them in the process.
But an agent of an account is not the same as an advisor to financial matters. If you want to add an gold IRA to your retirement account to make it more diverse, you should talk to your financial advisor first to find out whether it’s a good idea for you.
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